Home > Citizens Banking Company > Assets and Liabilities
Citizens Banking Company, Assets and Liabilities
| 1994-12-31 | Rank | |
| # of Employees: | 147 | 1,350 |
| Assets and Liabilities | ||
| Total Assets: | $364,354,000 | 1,299 |
| Cash and due from depository institutions | $12,134,000 | 1,350 |
| Interest-bearing balances | $23,000 | 6,433 |
| Securities | $64,472,000 | 2,034 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,448 |
| Net loans & leases | $238,212,000 | 1,198 |
| Loan loss allowance | $3,341,000 | 1,262 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,528,000 | 2,111 |
| Other real estate owned | $333,000 | 1,350 |
| Goodwill and other intangibles | $34,933,000 | 135 |
| All other assets | $9,742,000 | 1,005 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $364,354,000 | 1,299 |
| Total liabilities | $314,998,000 | 1,343 |
| Total deposits | $289,807,000 | 1,316 |
| Interest-bearing deposits | $261,390,000 | 1,250 |
| Deposits held in domestic offices | $289,807,000 | 1,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,874,000 | 991 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,200,000 | 2,108 |
| Subordinated debt | $500,000 | 309 |
| All other liabilities | $5,617,000 | 857 |
| Total equity capital | $49,356,000 | 889 |
| Total bank equity capital | $49,356,000 | 889 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $461,000 | 6,185 |
| Surplus | $48,918,000 | 443 |
| Undivided profits | $-23,000 | 11,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $701,000 | 3,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $247,000 | 451 |
| Income earned, not collected on loans | $1,579,000 | 1,221 |
| Earning assets | $303,707,000 | 1,390 |
| Long-term assets (5+ years) | $57,518,000 | 1,056 |
| Average Assets, year-to-date | $351,811,000 | 1,295 |
| Average Assets, quarterly | $357,218,500 | 1,313 |
| Volatile liabilities | $34,857,000 | 1,616 |
| Insider loans | $184,000 | 8,365 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $21,080,000 | 1,843 |
| Tier 1 (core) risk-based capital | $14,446,000 | 2,848 |
| Tier 2 risk-based capital | $2,672,090 | 1,224 |
| Total risk weighted assets | $196,897,890 | 1,413 |
| Total unused commitments | $21,080,000 | 1,855 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 169 | 1,216 |
| Assets and Liabilities | ||
| Total Assets: | $346,413,000 | 1,366 |
| Cash and due from depository institutions | $19,037,000 | 1,216 |
| Interest-bearing balances | $3,895,000 | 1,535 |
| Securities | $80,625,000 | 1,728 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $232,898,000 | 1,197 |
| Loan loss allowance | $3,117,000 | 1,427 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,786,000 | 936 |
| Other real estate owned | $481,000 | 1,216 |
| Goodwill and other intangibles | $1,520,000 | 819 |
| All other assets | $4,066,000 | 1,868 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $346,413,000 | 1,366 |
| Total liabilities | $324,006,000 | 1,342 |
| Total deposits | $306,298,000 | 1,297 |
| Interest-bearing deposits | $279,757,000 | 1,230 |
| Deposits held in domestic offices | $306,298,000 | 1,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,493,000 | 1,000 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,914,000 | 1,677 |
| Subordinated debt | $500,000 | 330 |
| All other liabilities | $1,801,000 | 1,967 |
| Total equity capital | $22,407,000 | 1,827 |
| Total bank equity capital | $22,407,000 | 1,827 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $461,000 | 6,480 |
| Surplus | $14,871,000 | 1,033 |
| Undivided profits | $7,075,000 | 3,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,561,000 | 2,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,646,000 | 1,041 |
| Earning assets | $317,418,000 | 1,364 |
| Long-term assets (5+ years) | $50,143,000 | 1,204 |
| Average Assets, year-to-date | $341,525,000 | 1,357 |
| Average Assets, quarterly | $343,721,000 | 1,368 |
| Volatile liabilities | $37,694,000 | 1,471 |
| Insider loans | $2,482,000 | 1,667 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $28,700,000 | 1,484 |
| Tier 1 (core) risk-based capital | $20,473,000 | 1,948 |
| Tier 2 risk-based capital | $2,805,060 | 1,162 |
| Total risk weighted assets | $199,792,660 | 1,395 |
| Total unused commitments | $28,700,000 | 1,511 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 176 | 1,214 |
| Assets and Liabilities | ||
| Total Assets: | $344,419,000 | 1,431 |
| Cash and due from depository institutions | $22,616,000 | 1,214 |
| Interest-bearing balances | $5,792,000 | 1,277 |
| Securities | $78,819,000 | 1,709 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 10,866 |
| Net loans & leases | $228,838,000 | 1,259 |
| Loan loss allowance | $2,352,000 | 1,852 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,459,000 | 853 |
| Other real estate owned | $349,000 | 1,214 |
| Goodwill and other intangibles | $1,648,000 | 794 |
| All other assets | $3,490,000 | 2,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,419,000 | 1,431 |
| Total liabilities | $324,560,000 | 1,405 |
| Total deposits | $307,751,000 | 1,361 |
| Interest-bearing deposits | $285,469,000 | 1,293 |
| Deposits held in domestic offices | $307,751,000 | 1,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,365,000 | 981 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,014,000 | 1,458 |
| Subordinated debt | $500,000 | 361 |
| All other liabilities | $1,930,000 | 1,937 |
| Total equity capital | $19,859,000 | 1,967 |
| Total bank equity capital | $19,859,000 | 1,967 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $461,000 | 6,822 |
| Surplus | $11,671,000 | 1,236 |
| Undivided profits | $7,727,000 | 2,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,279,000 | 3,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,750,000 | 1,094 |
| Earning assets | $313,649,000 | 1,438 |
| Long-term assets (5+ years) | $53,928,000 | 1,086 |
| Average Assets, year-to-date | $249,718,400 | 1,865 |
| Average Assets, quarterly | $286,353,500 | 1,666 |
| Volatile liabilities | $33,682,000 | 1,570 |
| Insider loans | $1,350,000 | 572 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $27,283,000 | 1,451 |
| Tier 1 (core) risk-based capital | $18,211,000 | 2,078 |
| Tier 2 risk-based capital | $2,752,000 | 1,216 |
| Total risk weighted assets | $204,466,500 | 1,422 |
| Total unused commitments | $27,283,000 | 1,465 |
| Derivatives | $0 | 651 |