Home > Citizens Bank & Trust Company > Net Loans and Leases
Citizens Bank & Trust Company, Net Loans and Leases
| 2004-12-31 | Rank | |
| Net loans and leases | $112,637,000 | 3,200 |
| Loan loss allowance | $756,000 | 4,836 |
| Total loans and leases | $113,393,000 | 3,226 |
| Unearned income | $0 | 2,451 |
| Loans and leases, gross | $113,393,000 | 3,228 |
| All real estate loans | $81,798,000 | 3,234 |
| Real estate loans in domestic offices | $81,798,000 | 3,233 |
| Construction and development loans | $6,220,000 | 3,566 |
| Commercial RE | $33,917,000 | 2,684 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,131,000 | 1,919 |
| 1-4 family residential loans | $31,807,000 | 3,216 |
| Farmland loans | $5,723,000 | 1,764 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,600,000 | 2,250 |
| Commercial and industrial loans | $14,407,000 | 3,054 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $12,779,000 | 1,648 |
| Credit card loans | $1,093,000 | 517 |
| Related Plans | $0 | 4,278 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $11,686,000 | 1,644 |
| All other loans & leases | $809,000 | 2,834 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $413,000 | 2,142 |
| Other loans | $396,000 | 1,739 |
| Lease financing receivables | $0 | 1,581 |
| Loans to depository institutions and acceptances of other banks | $0 | 332 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,165 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,518 |
| Non 1-4 family restructured loans & leases | $0 | 1,518 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $756,000 | 4,482 |
| Total loans and leases | NA | NA |
| 2004-09-30 | Rank | |
| Net loans and leases | $102,553,000 | 3,417 |
| Loan loss allowance | $698,000 | 5,096 |
| Total loans and leases | $103,251,000 | 3,436 |
| Unearned income | $0 | 2,459 |
| Loans and leases, gross | $103,251,000 | 3,439 |
| All real estate loans | $71,844,000 | 3,503 |
| Real estate loans in domestic offices | $71,844,000 | 3,502 |
| Construction and development loans | $6,004,000 | 3,533 |
| Commercial RE | $27,111,000 | 3,016 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,127,000 | 3,484 |
| 1-4 family residential loans | $32,032,000 | 3,179 |
| Farmland loans | $5,570,000 | 1,786 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,449,000 | 2,357 |
| Commercial and industrial loans | $13,241,000 | 3,194 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $13,400,000 | 1,605 |
| Credit card loans | $1,051,000 | 514 |
| Related Plans | $0 | 4,308 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,349,000 | 1,606 |
| All other loans & leases | $1,317,000 | 2,229 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $426,000 | 2,118 |
| Other loans | $891,000 | 1,109 |
| Lease financing receivables | $0 | 1,600 |
| Loans to depository institutions and acceptances of other banks | $0 | 341 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,174 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,514 |
| Non 1-4 family restructured loans & leases | $0 | 1,514 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $698,000 | 4,721 |
| Total loans and leases | NA | NA |
| 2004-06-30 | Rank | |
| Net loans and leases | $97,865,000 | 3,496 |
| Loan loss allowance | $727,000 | 4,971 |
| Total loans and leases | $98,592,000 | 3,513 |
| Unearned income | $0 | 2,527 |
| Loans and leases, gross | $98,592,000 | 3,517 |
| All real estate loans | $68,509,000 | 3,571 |
| Real estate loans in domestic offices | $68,509,000 | 3,570 |
| Construction and development loans | $5,528,000 | 3,542 |
| Commercial RE | $23,979,000 | 3,223 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $880,000 | 3,787 |
| 1-4 family residential loans | $32,941,000 | 3,100 |
| Farmland loans | $5,181,000 | 1,840 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,481,000 | 2,322 |
| Commercial and industrial loans | $11,269,000 | 3,566 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $13,970,000 | 1,537 |
| Credit card loans | $1,037,000 | 533 |
| Related Plans | $0 | 4,306 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,933,000 | 1,545 |
| All other loans & leases | $1,363,000 | 2,175 |
| Loans to foreign governments and official institutions | $0 | 56 |
| Obligations of states and political subdivisions in U.S. | $441,000 | 2,078 |
| Other loans | $922,000 | 1,093 |
| Lease financing receivables | $0 | 1,609 |
| Loans to depository institutions and acceptances of other banks | $0 | 338 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,159 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,532 |
| Non 1-4 family restructured loans & leases | $0 | 1,532 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $727,000 | 4,574 |
| Total loans and leases | NA | NA |
| 2004-03-31 | Rank | |
| Net loans and leases | $95,609,000 | 3,489 |
| Loan loss allowance | $717,000 | 4,971 |
| Total loans and leases | $96,326,000 | 3,502 |
| Unearned income | $0 | 2,556 |
| Loans and leases, gross | $96,326,000 | 3,504 |
| All real estate loans | $65,938,000 | 3,603 |
| Real estate loans in domestic offices | $65,938,000 | 3,602 |
| Construction and development loans | $4,472,000 | 3,755 |
| Commercial RE | $23,246,000 | 3,222 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $902,000 | 3,728 |
| 1-4 family residential loans | $32,517,000 | 3,065 |
| Farmland loans | $4,801,000 | 1,932 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,543,000 | 2,166 |
| Commercial and industrial loans | $8,977,000 | 4,083 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $14,320,000 | 1,524 |
| Credit card loans | $1,058,000 | 543 |
| Related Plans | $0 | 4,328 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,262,000 | 1,518 |
| All other loans & leases | $3,548,000 | 1,171 |
| Loans to foreign governments and official institutions | $0 | 50 |
| Obligations of states and political subdivisions in U.S. | $259,000 | 2,483 |
| Other loans | $3,289,000 | 483 |
| Lease financing receivables | $0 | 1,635 |
| Loans to depository institutions and acceptances of other banks | $0 | 376 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,145 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,559 |
| Non 1-4 family restructured loans & leases | $0 | 1,559 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $717,000 | 4,571 |
| Total loans and leases | NA | NA |
| 2003-12-31 | Rank | |
| Net loans and leases | $94,798,000 | 3,487 |
| Loan loss allowance | $700,000 | 5,040 |
| Total loans and leases | $95,498,000 | 3,500 |
| Unearned income | $0 | 2,623 |
| Loans and leases, gross | $95,498,000 | 3,503 |
| All real estate loans | $63,536,000 | 3,639 |
| Real estate loans in domestic offices | $63,536,000 | 3,638 |
| Construction and development loans | $3,033,000 | 4,329 |
| Commercial RE | $22,163,000 | 3,292 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,194,000 | 3,288 |
| 1-4 family residential loans | $31,875,000 | 3,110 |
| Farmland loans | $5,271,000 | 1,760 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,627,000 | 2,219 |
| Commercial and industrial loans | $10,225,000 | 3,759 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $14,468,000 | 1,567 |
| Credit card loans | $1,003,000 | 652 |
| Related Plans | $0 | 4,340 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,465,000 | 1,545 |
| All other loans & leases | $3,642,000 | 1,164 |
| Loans to foreign governments and official institutions | $0 | 57 |
| Obligations of states and political subdivisions in U.S. | $268,000 | 2,491 |
| Other loans | $3,374,000 | 511 |
| Lease financing receivables | $0 | 1,660 |
| Loans to depository institutions and acceptances of other banks | $0 | 391 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,164 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $700,000 | 4,641 |
| Total loans and leases | NA | NA |
| 2003-09-30 | Rank | |
| Net loans and leases | $92,561,000 | 3,530 |
| Loan loss allowance | $703,000 | 5,036 |
| Total loans and leases | $93,264,000 | 3,548 |
| Unearned income | $0 | 2,660 |
| Loans and leases, gross | $93,264,000 | 3,552 |
| All real estate loans | $60,473,000 | 3,736 |
| Real estate loans in domestic offices | $60,473,000 | 3,735 |
| Construction and development loans | $2,866,000 | 4,375 |
| Commercial RE | $20,251,000 | 3,407 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $962,000 | 3,576 |
| 1-4 family residential loans | $31,416,000 | 3,158 |
| Farmland loans | $4,978,000 | 1,847 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,956,000 | 2,202 |
| Commercial and industrial loans | $10,297,000 | 3,721 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $14,929,000 | 1,562 |
| Credit card loans | $1,043,000 | 641 |
| Related Plans | $0 | 4,368 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,886,000 | 1,544 |
| All other loans & leases | $3,609,000 | 1,189 |
| Loans to foreign governments and official institutions | $0 | 53 |
| Obligations of states and political subdivisions in U.S. | $258,000 | 2,522 |
| Other loans | $3,351,000 | 529 |
| Lease financing receivables | $0 | 1,687 |
| Loans to depository institutions and acceptances of other banks | $0 | 402 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,177 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,626 |
| Non 1-4 family restructured loans & leases | $0 | 1,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $703,000 | 4,634 |
| Total loans and leases | NA | NA |
| 2003-06-30 | Rank | |
| Net loans and leases | $92,182,000 | 3,525 |
| Loan loss allowance | $704,000 | 4,983 |
| Total loans and leases | $92,886,000 | 3,537 |
| Unearned income | $0 | 2,713 |
| Loans and leases, gross | $92,886,000 | 3,541 |
| All real estate loans | $59,302,000 | 3,741 |
| Real estate loans in domestic offices | $59,302,000 | 3,740 |
| Construction and development loans | $3,136,000 | 4,124 |
| Commercial RE | $19,684,000 | 3,376 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $988,000 | 3,487 |
| 1-4 family residential loans | $30,774,000 | 3,202 |
| Farmland loans | $4,720,000 | 1,915 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,046,000 | 2,177 |
| Commercial and industrial loans | $10,459,000 | 3,674 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $15,376,000 | 1,539 |
| Credit card loans | $1,056,000 | 626 |
| Related Plans | $0 | 4,371 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,320,000 | 1,513 |
| All other loans & leases | $3,703,000 | 1,161 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $266,000 | 2,428 |
| Other loans | $3,437,000 | 514 |
| Lease financing receivables | $0 | 1,677 |
| Loans to depository institutions and acceptances of other banks | $0 | 407 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,193 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,634 |
| Non 1-4 family restructured loans & leases | $0 | 1,634 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $704,000 | 4,585 |
| Total loans and leases | NA | NA |
| 2003-03-31 | Rank | |
| Net loans and leases | $95,517,000 | 3,386 |
| Loan loss allowance | $495,000 | 6,040 |
| Total loans and leases | $96,012,000 | 3,409 |
| Unearned income | $0 | 2,814 |
| Loans and leases, gross | $96,012,000 | 3,414 |
| All real estate loans | $60,798,000 | 3,637 |
| Real estate loans in domestic offices | $60,798,000 | 3,635 |
| Construction and development loans | $2,792,000 | 4,241 |
| Commercial RE | $20,358,000 | 3,267 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,351,000 | 2,993 |
| 1-4 family residential loans | $31,434,000 | 3,146 |
| Farmland loans | $4,863,000 | 1,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $4,262,000 | 2,027 |
| Commercial and industrial loans | $11,329,000 | 3,457 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $15,651,000 | 1,525 |
| Credit card loans | $998,000 | 657 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,653,000 | 1,503 |
| All other loans & leases | $3,972,000 | 1,093 |
| Loans to foreign governments and official institutions | $0 | 64 |
| Obligations of states and political subdivisions in U.S. | $483,000 | 1,951 |
| Other loans | $3,489,000 | 500 |
| Lease financing receivables | $0 | 1,696 |
| Loans to depository institutions and acceptances of other banks | $0 | 418 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,211 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,625 |
| Non 1-4 family restructured loans & leases | $0 | 1,625 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $495,000 | 5,614 |
| Total loans and leases | NA | NA |
| 2002-12-31 | Rank | |
| Net loans and leases | $95,300,000 | 3,371 |
| Loan loss allowance | $434,000 | 6,394 |
| Total loans and leases | $95,734,000 | 3,402 |
| Unearned income | $0 | 2,902 |
| Loans and leases, gross | $95,734,000 | 3,403 |
| All real estate loans | $60,298,000 | 3,629 |
| Real estate loans in domestic offices | $60,298,000 | 3,628 |
| Construction and development loans | $6,100,000 | 2,950 |
| Commercial RE | $16,806,000 | 3,563 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,381,000 | 2,931 |
| 1-4 family residential loans | $31,218,000 | 3,177 |
| Farmland loans | $4,793,000 | 1,825 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,336,000 | 2,426 |
| Commercial and industrial loans | $11,697,000 | 3,353 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $16,392,000 | 1,493 |
| Credit card loans | $1,059,000 | 665 |
| Related Plans | $0 | 4,382 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $15,333,000 | 1,470 |
| All other loans & leases | $4,011,000 | 1,069 |
| Loans to foreign governments and official institutions | $0 | 61 |
| Obligations of states and political subdivisions in U.S. | $155,000 | 2,818 |
| Other loans | $3,856,000 | 460 |
| Lease financing receivables | $0 | 1,713 |
| Loans to depository institutions and acceptances of other banks | $0 | 424 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,229 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,699 |
| Non 1-4 family restructured loans & leases | $0 | 1,699 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $434,000 | 5,970 |
| Total loans and leases | NA | NA |
| 2001-12-31 | Rank | |
| Net loans and leases | $92,121,000 | 3,371 |
| Loan loss allowance | $598,000 | 5,257 |
| Total loans and leases | $92,719,000 | 3,389 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $92,719,000 | 3,396 |
| All real estate loans | $56,526,000 | 3,649 |
| Real estate loans in domestic offices | $56,526,000 | 3,648 |
| Construction and development loans | $4,620,000 | 3,270 |
| Commercial RE | $14,520,000 | 3,630 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,226,000 | 2,981 |
| 1-4 family residential loans | $31,867,000 | 3,146 |
| Farmland loans | $4,293,000 | 1,890 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $3,233,000 | 2,505 |
| Commercial and industrial loans | $12,219,000 | 3,236 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $17,821,000 | 1,504 |
| Credit card loans | $1,111,000 | 707 |
| Related Plans | $0 | 4,376 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $16,710,000 | 1,470 |
| All other loans & leases | $2,920,000 | 1,360 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $0 | 3,921 |
| Other loans | $2,920,000 | 580 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $598,000 | 4,848 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $80,848,000 | 3,658 |
| Loan loss allowance | $603,000 | 5,087 |
| Total loans and leases | $81,451,000 | 3,676 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $81,451,000 | 3,679 |
| All real estate loans | $53,758,000 | 3,665 |
| Real estate loans in domestic offices | $53,758,000 | 3,664 |
| Construction and development loans | $3,128,000 | 3,601 |
| Commercial RE | $15,044,000 | 3,342 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,171,000 | 2,958 |
| 1-4 family residential loans | $30,320,000 | 3,286 |
| Farmland loans | $4,095,000 | 1,928 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,741,000 | 2,827 |
| Commercial and industrial loans | $9,415,000 | 3,806 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $15,002,000 | 1,900 |
| Credit card loans | $1,201,000 | 1,133 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,801,000 | 1,916 |
| All other loans & leases | $535,000 | 3,362 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $392,000 | 2,061 |
| Other loans | $143,000 | 2,870 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $64,043,000 | 4,278 |
| Loan loss allowance | $563,000 | 5,252 |
| Total loans and leases | $64,606,000 | 4,289 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $64,606,000 | 4,295 |
| All real estate loans | $42,586,000 | 4,189 |
| Real estate loans in domestic offices | $42,586,000 | 4,188 |
| Construction and development loans | $2,942,000 | 3,575 |
| Commercial RE | $10,019,000 | 4,049 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $865,000 | 3,380 |
| 1-4 family residential loans | $25,669,000 | 3,606 |
| Farmland loans | $3,091,000 | 2,410 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,073,000 | 3,342 |
| Commercial and industrial loans | $7,977,000 | 4,112 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,626,000 | 2,412 |
| Credit card loans | $1,118,000 | 1,238 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,508,000 | 2,458 |
| All other loans & leases | $344,000 | 4,060 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $220,000 | 2,609 |
| Other loans | $124,000 | 3,193 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $50,690,000 | 4,906 |
| Loan loss allowance | $579,000 | 5,111 |
| Total loans and leases | $51,269,000 | 4,911 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $51,269,000 | 4,916 |
| All real estate loans | $33,695,000 | 4,664 |
| Real estate loans in domestic offices | $33,695,000 | 4,663 |
| Construction and development loans | $1,268,000 | 4,806 |
| Commercial RE | $5,092,000 | 5,387 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $319,000 | 4,700 |
| 1-4 family residential loans | $24,213,000 | 3,680 |
| Farmland loans | $2,803,000 | 2,445 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,029,000 | 3,519 |
| Commercial and industrial loans | $5,686,000 | 4,821 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,654,000 | 2,841 |
| Credit card loans | $1,077,000 | 1,326 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,577,000 | 2,958 |
| All other loans & leases | $205,000 | 4,848 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $184,000 | 2,760 |
| Other loans | $21,000 | 5,609 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $46,728,000 | 5,238 |
| Loan loss allowance | $542,000 | 5,392 |
| Total loans and leases | $47,270,000 | 5,245 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $47,270,000 | 5,255 |
| All real estate loans | $31,702,000 | 4,944 |
| Real estate loans in domestic offices | $31,702,000 | 4,943 |
| Construction and development loans | $1,253,000 | 4,876 |
| Commercial RE | $4,852,000 | 5,521 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $201,000 | 5,532 |
| 1-4 family residential loans | $23,061,000 | 3,921 |
| Farmland loans | $2,335,000 | 2,757 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,645,000 | 3,983 |
| Commercial and industrial loans | $5,405,000 | 4,970 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,309,000 | 3,405 |
| Credit card loans | $925,000 | 1,614 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,384,000 | 3,519 |
| All other loans & leases | $209,000 | 4,972 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $167,000 | 3,006 |
| Other loans | $42,000 | 4,850 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $40,791,000 | 5,794 |
| Loan loss allowance | $517,000 | 5,767 |
| Total loans and leases | $41,308,000 | 5,803 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $41,308,000 | 5,810 |
| All real estate loans | $27,849,000 | 5,408 |
| Real estate loans in domestic offices | $27,849,000 | 5,407 |
| Construction and development loans | $435,000 | 6,791 |
| Commercial RE | $4,613,000 | 5,734 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $245,000 | 5,527 |
| 1-4 family residential loans | $20,933,000 | 4,252 |
| Farmland loans | $1,623,000 | 3,457 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,389,000 | 4,331 |
| Commercial and industrial loans | $4,581,000 | 5,505 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,220,000 | 3,952 |
| Credit card loans | $867,000 | 1,809 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,353,000 | 4,134 |
| All other loans & leases | $269,000 | 4,761 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $213,000 | 2,959 |
| Other loans | $56,000 | 4,618 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $37,141,000 | 6,130 |
| Loan loss allowance | $444,000 | 6,544 |
| Total loans and leases | $37,585,000 | 6,136 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $37,585,000 | 6,141 |
| All real estate loans | $26,154,000 | 5,615 |
| Real estate loans in domestic offices | $26,154,000 | 5,613 |
| Construction and development loans | $1,031,000 | 5,267 |
| Commercial RE | $4,815,000 | 5,637 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $178,000 | 6,134 |
| 1-4 family residential loans | $19,424,000 | 4,514 |
| Farmland loans | $706,000 | 5,157 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,225,000 | 4,667 |
| Commercial and industrial loans | $4,211,000 | 5,685 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,637,000 | 4,770 |
| Credit card loans | $675,000 | 2,200 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,962,000 | 4,942 |
| All other loans & leases | $358,000 | 4,461 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $271,000 | 2,796 |
| Other loans | $87,000 | 4,032 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $34,675,000 | 6,400 |
| Loan loss allowance | $427,000 | 6,856 |
| Total loans and leases | $35,102,000 | 6,416 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $35,102,000 | 6,425 |
| All real estate loans | $24,810,000 | 5,798 |
| Real estate loans in domestic offices | $24,810,000 | 5,797 |
| Construction and development loans | $307,000 | 7,539 |
| Commercial RE | $5,162,000 | 5,541 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $148,000 | 6,616 |
| 1-4 family residential loans | $18,598,000 | 4,677 |
| Farmland loans | $595,000 | 5,539 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,353,000 | 4,635 |
| Commercial and industrial loans | $4,060,000 | 5,694 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,568,000 | 5,481 |
| Credit card loans | $569,000 | 2,407 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,999,000 | 5,723 |
| All other loans & leases | $311,000 | 4,925 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $298,000 | 2,841 |
| Other loans | $13,000 | 7,172 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $32,181,000 | 6,680 |
| Loan loss allowance | $492,000 | 6,461 |
| Total loans and leases | $32,673,000 | 6,691 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $32,673,000 | 6,701 |
| All real estate loans | $23,620,000 | 5,966 |
| Real estate loans in domestic offices | $23,620,000 | 5,965 |
| Construction and development loans | $261,000 | 7,848 |
| Commercial RE | $5,836,000 | 5,270 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $126,000 | 6,976 |
| 1-4 family residential loans | $16,970,000 | 4,994 |
| Farmland loans | $427,000 | 6,179 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,184,000 | 4,924 |
| Commercial and industrial loans | $3,685,000 | 6,047 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,834,000 | 6,197 |
| Credit card loans | $417,000 | 2,855 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,417,000 | 6,370 |
| All other loans & leases | $350,000 | 4,892 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $333,000 | 2,811 |
| Other loans | $17,000 | 7,095 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $29,577,000 | 7,129 |
| Loan loss allowance | $502,000 | 6,440 |
| Total loans and leases | $30,079,000 | 7,136 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $30,079,000 | 7,145 |
| All real estate loans | $21,293,000 | 6,364 |
| Real estate loans in domestic offices | $21,293,000 | 6,362 |
| Construction and development loans | $306,000 | 7,594 |
| Commercial RE | $5,451,000 | 5,464 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $77,000 | 7,609 |
| 1-4 family residential loans | $15,084,000 | 5,459 |
| Farmland loans | $375,000 | 6,430 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,092,000 | 5,090 |
| Commercial and industrial loans | $3,930,000 | 5,925 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,493,000 | 6,846 |
| Credit card loans | $344,000 | 3,173 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,149,000 | 7,034 |
| All other loans & leases | $271,000 | 5,602 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $244,000 | 3,434 |
| Other loans | $27,000 | 6,398 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |