Home > Citizens Bank & Trust Company > Income and Expense
Citizens Bank & Trust Company, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,810,000 | 3,477 |
| Total interest expense | $1,671,000 | 4,195 |
| Net interest income | $6,139,000 | 3,238 |
| Provision for loan and lease losses | $255,000 | 3,213 |
| Total noninterest income | $1,840,000 | 2,340 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $1,210,000 | 1,450 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $628,000 | 2,905 |
| Total noninterest expense | $5,998,000 | 2,649 |
| Salaries and employee benefits | $3,629,000 | 2,396 |
| Premises and equipment expense | $728,000 | 3,029 |
| Additional noninterest expense | $1,641,000 | 2,904 |
| Pre-tax net operating income | $1,726,000 | 3,884 |
| Securities gains (losses) | $20,000 | 2,398 |
| Applicable income taxes | $647,000 | 2,903 |
| Income before extraordinary items | $1,099,000 | 4,447 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,099,000 | 4,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,587 |
| Cash dividends | $240,000 | 4,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,086,200 | 4,402 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,764,000 | 3,496 |
| Total interest expense | $1,214,000 | 4,247 |
| Net interest income | $4,550,000 | 3,249 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $1,292,000 | 2,454 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $911,000 | 1,458 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $379,000 | 3,292 |
| Total noninterest expense | $4,402,000 | 2,674 |
| Salaries and employee benefits | $2,685,000 | 2,407 |
| Premises and equipment expense | $543,000 | 3,035 |
| Additional noninterest expense | $1,174,000 | 2,993 |
| Pre-tax net operating income | $1,260,000 | 4,029 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $465,000 | 3,032 |
| Income before extraordinary items | $795,000 | 4,645 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $795,000 | 4,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,018 |
| Cash dividends | $240,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $795,000 | 4,556 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 3,527 |
| Total interest expense | $826,000 | 4,184 |
| Net interest income | $2,959,000 | 3,306 |
| Provision for loan and lease losses | $115,000 | 3,272 |
| Total noninterest income | $894,000 | 2,384 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $617,000 | 1,429 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $275,000 | 3,141 |
| Total noninterest expense | $2,845,000 | 2,755 |
| Salaries and employee benefits | $1,758,000 | 2,439 |
| Premises and equipment expense | $355,000 | 3,087 |
| Additional noninterest expense | $732,000 | 3,181 |
| Pre-tax net operating income | $893,000 | 3,820 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $323,000 | 2,945 |
| Income before extraordinary items | $570,000 | 4,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $570,000 | 4,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,313 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $570,000 | 4,300 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 3,532 |
| Total interest expense | $428,000 | 4,124 |
| Net interest income | $1,474,000 | 3,307 |
| Provision for loan and lease losses | $55,000 | 3,182 |
| Total noninterest income | $418,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $305,000 | 1,400 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $113,000 | 3,446 |
| Total noninterest expense | $1,405,000 | 2,801 |
| Salaries and employee benefits | $854,000 | 2,536 |
| Premises and equipment expense | $176,000 | 3,144 |
| Additional noninterest expense | $375,000 | 3,085 |
| Pre-tax net operating income | $432,000 | 3,878 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $148,000 | 3,122 |
| Income before extraordinary items | $284,000 | 4,416 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $284,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,212 |
| Cash dividends | $80,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $284,000 | 4,291 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 3,594 |
| Total interest expense | $1,953,000 | 4,101 |
| Net interest income | $5,582,000 | 3,384 |
| Provision for loan and lease losses | $616,000 | 1,805 |
| Total noninterest income | $1,687,000 | 2,603 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $1,259,000 | 1,378 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $426,000 | 3,856 |
| Total noninterest expense | $5,463,000 | 2,830 |
| Salaries and employee benefits | $3,228,000 | 2,602 |
| Premises and equipment expense | $689,000 | 3,119 |
| Additional noninterest expense | $1,546,000 | 2,996 |
| Pre-tax net operating income | $1,190,000 | 4,706 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $354,000 | 4,020 |
| Income before extraordinary items | $847,000 | 5,100 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $847,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 2,035 |
| Cash dividends | $320,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $839,190 | 4,964 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,646,000 | 3,646 |
| Total interest expense | $1,519,000 | 4,101 |
| Net interest income | $4,127,000 | 3,429 |
| Provision for loan and lease losses | $556,000 | 1,512 |
| Total noninterest income | $1,228,000 | 2,727 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $923,000 | 1,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $304,000 | 4,018 |
| Total noninterest expense | $4,103,000 | 2,830 |
| Salaries and employee benefits | $2,454,000 | 2,572 |
| Premises and equipment expense | $502,000 | 3,214 |
| Additional noninterest expense | $1,147,000 | 3,021 |
| Pre-tax net operating income | $696,000 | 5,522 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $190,000 | 4,731 |
| Income before extraordinary items | $514,000 | 5,786 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $514,000 | 5,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,756 |
| Cash dividends | $240,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $508,160 | 5,648 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 3,638 |
| Total interest expense | $1,053,000 | 4,090 |
| Net interest income | $2,765,000 | 3,411 |
| Provision for loan and lease losses | $526,000 | 1,091 |
| Total noninterest income | $784,000 | 2,797 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $584,000 | 1,471 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $199,000 | 4,051 |
| Total noninterest expense | $2,745,000 | 2,823 |
| Salaries and employee benefits | $1,648,000 | 2,548 |
| Premises and equipment expense | $332,000 | 3,224 |
| Additional noninterest expense | $765,000 | 2,985 |
| Pre-tax net operating income | $278,000 | 6,639 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $115,000 | 4,928 |
| Income before extraordinary items | $171,000 | 7,245 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $171,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 1,391 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $165,880 | 7,113 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 3,581 |
| Total interest expense | $548,000 | 4,062 |
| Net interest income | $1,416,000 | 3,329 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $387,000 | 2,739 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $297,000 | 1,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 4,149 |
| Total noninterest expense | $1,365,000 | 2,815 |
| Salaries and employee benefits | $792,000 | 2,642 |
| Premises and equipment expense | $176,000 | 3,069 |
| Additional noninterest expense | $397,000 | 2,883 |
| Pre-tax net operating income | $288,000 | 4,894 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $102,000 | 3,894 |
| Income before extraordinary items | $186,000 | 5,500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,601 |
| Cash dividends | $80,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $186,000 | 5,303 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,539,000 | 3,445 |
| Total interest expense | $2,365,000 | 4,281 |
| Net interest income | $6,174,000 | 3,074 |
| Provision for loan and lease losses | $480,000 | 2,438 |
| Total noninterest income | $1,578,000 | 2,538 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $1,128,000 | 1,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $448,000 | 3,486 |
| Total noninterest expense | $5,523,000 | 2,674 |
| Salaries and employee benefits | $3,371,000 | 2,373 |
| Premises and equipment expense | $712,000 | 2,963 |
| Additional noninterest expense | $1,440,000 | 3,054 |
| Pre-tax net operating income | $1,749,000 | 3,726 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $654,000 | 2,972 |
| Income before extraordinary items | $1,095,000 | 4,338 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,095,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $644,000 | 1,365 |
| Cash dividends | $320,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,095,000 | 4,231 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,278,000 | 3,534 |
| Total interest expense | $3,899,000 | 3,884 |
| Net interest income | $5,379,000 | 3,240 |
| Provision for loan and lease losses | $220,000 | 3,917 |
| Total noninterest income | $1,617,000 | 2,366 |
| Gross Fiduciary activities income | $2,000 | 1,637 |
| Service charges on deposit accounts | $1,067,000 | 1,395 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $548,000 | 2,980 |
| Total noninterest expense | $5,347,000 | 2,649 |
| Salaries and employee benefits | $3,290,000 | 2,282 |
| Premises and equipment expense | $675,000 | 3,045 |
| Additional noninterest expense | $1,382,000 | 3,089 |
| Pre-tax net operating income | $1,429,000 | 3,985 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $420,000 | 3,637 |
| Income before extraordinary items | $1,019,000 | 4,233 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,019,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,668 |
| Cash dividends | $320,000 | 4,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,011,900 | 4,140 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,507,000 | 3,933 |
| Total interest expense | $4,003,000 | 3,979 |
| Net interest income | $4,504,000 | 3,790 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $1,331,000 | 2,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $846,000 | 1,640 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $485,000 | 2,997 |
| Total noninterest expense | $4,977,000 | 2,731 |
| Salaries and employee benefits | $2,914,000 | 2,454 |
| Premises and equipment expense | $836,000 | 2,476 |
| Additional noninterest expense | $1,227,000 | 3,359 |
| Pre-tax net operating income | $678,000 | 6,319 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $96,000 | 6,557 |
| Income before extraordinary items | $582,000 | 5,934 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $582,000 | 5,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,014 |
| Cash dividends | $320,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $582,000 | 5,944 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,448,000 | 4,705 |
| Total interest expense | $2,540,000 | 5,143 |
| Net interest income | $3,908,000 | 4,269 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $876,000 | 3,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $518,000 | 2,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,656 |
| Total noninterest expense | $3,950,000 | 3,344 |
| Salaries and employee benefits | $2,361,000 | 2,970 |
| Premises and equipment expense | $534,000 | 3,569 |
| Additional noninterest expense | $1,055,000 | 3,841 |
| Pre-tax net operating income | $694,000 | 6,335 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $303,000 | 4,802 |
| Income before extraordinary items | $396,000 | 7,015 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $396,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,858 |
| Cash dividends | $440,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $392,800 | 7,000 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,197,000 | 4,879 |
| Total interest expense | $2,443,000 | 5,447 |
| Net interest income | $3,754,000 | 4,348 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $872,000 | 3,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $488,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 3,519 |
| Total noninterest expense | $3,392,000 | 3,714 |
| Salaries and employee benefits | $2,049,000 | 3,257 |
| Premises and equipment expense | $421,000 | 4,248 |
| Additional noninterest expense | $922,000 | 4,213 |
| Pre-tax net operating income | $1,114,000 | 5,107 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $200,000 | 6,190 |
| Income before extraordinary items | $914,000 | 4,778 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $914,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,991 |
| Cash dividends | $920,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $914,000 | 4,685 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,913,000 | 5,126 |
| Total interest expense | $2,415,000 | 5,538 |
| Net interest income | $3,498,000 | 4,738 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $826,000 | 3,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $473,000 | 2,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 3,566 |
| Total noninterest expense | $3,295,000 | 3,801 |
| Salaries and employee benefits | $1,959,000 | 3,375 |
| Premises and equipment expense | $509,000 | 3,645 |
| Additional noninterest expense | $827,000 | 4,607 |
| Pre-tax net operating income | $969,000 | 5,930 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $260,000 | 6,158 |
| Income before extraordinary items | $709,000 | 5,859 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $709,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $260,000 | 4,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $709,000 | 5,817 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,353,000 | 5,639 |
| Total interest expense | $2,359,000 | 5,736 |
| Net interest income | $2,994,000 | 5,450 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $629,000 | 4,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $378,000 | 3,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,527 |
| Total noninterest expense | $3,070,000 | 4,233 |
| Salaries and employee benefits | $1,746,000 | 3,774 |
| Premises and equipment expense | $564,000 | 3,405 |
| Additional noninterest expense | $760,000 | 5,402 |
| Pre-tax net operating income | $493,000 | 7,977 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $85,000 | 9,017 |
| Income before extraordinary items | $418,000 | 7,472 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $418,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,505 |
| Cash dividends | $260,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $409,700 | 7,487 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,083,000 | 5,911 |
| Total interest expense | $2,233,000 | 6,018 |
| Net interest income | $2,850,000 | 5,733 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $522,000 | 5,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,493 |
| Total noninterest expense | $3,013,000 | 4,277 |
| Salaries and employee benefits | $1,746,000 | 3,740 |
| Premises and equipment expense | $486,000 | 3,850 |
| Additional noninterest expense | $781,000 | 5,361 |
| Pre-tax net operating income | $341,000 | 9,451 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-50,000 | 11,641 |
| Income before extraordinary items | $391,000 | 8,147 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $391,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $700,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $391,000 | 8,106 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,033,000 | 5,646 |
| Total interest expense | $1,824,000 | 6,007 |
| Net interest income | $3,209,000 | 5,308 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $437,000 | 5,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 4,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $2,996,000 | 4,411 |
| Salaries and employee benefits | $1,588,000 | 4,073 |
| Premises and equipment expense | $529,000 | 3,619 |
| Additional noninterest expense | $879,000 | 5,284 |
| Pre-tax net operating income | $650,000 | 7,718 |
| Securities gains (losses) | $-57,000 | 11,138 |
| Applicable income taxes | $110,000 | 9,133 |
| Income before extraordinary items | $483,000 | 7,446 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $483,000 | 7,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,590 |
| Cash dividends | $260,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $529,170 | 7,129 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,098,000 | 5,679 |
| Total interest expense | $1,737,000 | 6,518 |
| Net interest income | $3,361,000 | 5,141 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $531,000 | 5,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,928 |
| Total noninterest expense | $2,920,000 | 4,624 |
| Salaries and employee benefits | $1,605,000 | 4,017 |
| Premises and equipment expense | $508,000 | 3,814 |
| Additional noninterest expense | $807,000 | 5,885 |
| Pre-tax net operating income | $972,000 | 6,012 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $165,000 | 8,309 |
| Income before extraordinary items | $825,000 | 5,437 |
| Extraordinary gains, net | $96,000 | 1,613 |
| Net income | $921,000 | 5,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $810,060 | 5,273 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 5,856 |
| Total interest expense | $2,181,000 | 6,659 |
| Net interest income | $3,368,000 | 5,180 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $594,000 | 4,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 5,322 |
| Total noninterest expense | $2,605,000 | 5,116 |
| Salaries and employee benefits | $1,464,000 | 4,322 |
| Premises and equipment expense | $363,000 | 5,201 |
| Additional noninterest expense | $778,000 | 6,226 |
| Pre-tax net operating income | $1,331,000 | 4,524 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $413,000 | 4,665 |
| Income before extraordinary items | $912,000 | 4,883 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $912,000 | 4,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 5,395 |
| Cash dividends | $1,460,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $916,140 | 4,544 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.