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Citizens Bank & Trust Company, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$13,599,000	2,427
Total interest expense	$5,164,000	1,981
Net interest income	$8,435,000	2,605
Provision for loan and lease losses	$30,000	2,940
Total noninterest income	$1,410,000	2,362
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$424,000	1,827
Trading account gains and fees	NA	NA
Additional Noninterest Income	$986,000	2,284
Total noninterest expense	$6,333,000	2,697
Salaries and employee benefits	$3,552,000	2,695
Premises and equipment expense	$870,000	2,186
Additional noninterest expense	$986,000	2,284
Pre-tax net operating income	$3,482,000	2,331
Securities gains (losses)	$0	988
Applicable income taxes	$665,000	1,717
Income before extraordinary items	$2,817,000	2,411
Extraordinary gains, net	$0	54
Net income	$2,817,000	2,435
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,817,000	2,413
Net charge-offs	$79,000	1,622
Cash dividends	$900,000	2,276
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,817,000	2,423
2023-09-30 (YTD Data)		Rank
Total interest income	$9,894,000	2,440
Total interest expense	$3,459,000	1,990
Net interest income	$6,435,000	2,600
Provision for loan and lease losses	$30,000	2,691
Total noninterest income	$1,049,000	2,369
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$312,000	1,855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$737,000	2,282
Total noninterest expense	$4,932,000	2,641
Salaries and employee benefits	$2,857,000	2,582
Premises and equipment expense	$735,000	2,056
Additional noninterest expense	$737,000	2,282
Pre-tax net operating income	$2,522,000	2,437
Securities gains (losses)	$0	849
Applicable income taxes	$445,000	1,833
Income before extraordinary items	$2,077,000	2,472
Extraordinary gains, net	$0	52
Net income	$2,077,000	2,494
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,077,000	2,473
Net charge-offs	$66,000	1,364
Cash dividends	$500,000	2,237
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,077,000	2,495
2023-06-30 (YTD Data)		Rank
Total interest income	$6,348,000	2,466
Total interest expense	$1,943,000	2,058
Net interest income	$4,405,000	2,590
Provision for loan and lease losses	$30,000	2,429
Total noninterest income	$682,000	2,348
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$208,000	1,847
Trading account gains and fees	NA	NA
Additional Noninterest Income	$474,000	2,248
Total noninterest expense	$3,338,000	2,601
Salaries and employee benefits	$1,885,000	2,606
Premises and equipment expense	$522,000	1,971
Additional noninterest expense	$474,000	2,244
Pre-tax net operating income	$1,719,000	2,434
Securities gains (losses)	$0	938
Applicable income taxes	$285,000	1,883
Income before extraordinary items	$1,434,000	2,448
Extraordinary gains, net	$0	51
Net income	$1,434,000	2,477
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,434,000	2,448
Net charge-offs	$56,000	1,134
Cash dividends	$500,000	1,943
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,434,000	2,465
2023-03-31 (YTD Data)		Rank
Total interest income	$3,095,000	2,491
Total interest expense	$890,000	1,977
Net interest income	$2,205,000	2,595
Provision for loan and lease losses	$30,000	1,903
Total noninterest income	$344,000	2,338
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$104,000	1,857
Trading account gains and fees	NA	NA
Additional Noninterest Income	$240,000	2,233
Total noninterest expense	$1,670,000	2,623
Salaries and employee benefits	$957,000	2,623
Premises and equipment expense	$246,000	2,072
Additional noninterest expense	$240,000	2,233
Pre-tax net operating income	$849,000	2,497
Securities gains (losses)	$0	950
Applicable income taxes	$150,000	1,868
Income before extraordinary items	$699,000	2,533
Extraordinary gains, net	$0	4
Net income	$699,000	2,534
Minority interest net income	$0	48
Net income of bank and minority interests.	$699,000	2,533
Net charge-offs	$46,000	830
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$699,000	2,561
2022-12-31 (YTD Data)		Rank
Total interest income	$10,864,000	2,411
Total interest expense	$1,726,000	1,760
Net interest income	$9,138,000	2,487
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,924,000	2,085
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$435,000	1,854
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,489,000	1,908
Total noninterest expense	$6,530,000	2,621
Salaries and employee benefits	$3,426,000	2,735
Premises and equipment expense	$1,097,000	1,909
Additional noninterest expense	$1,489,000	1,908
Pre-tax net operating income	$4,532,000	2,151
Securities gains (losses)	$30,000	291
Applicable income taxes	$795,000	1,722
Income before extraordinary items	$3,767,000	2,182
Extraordinary gains, net	$0	5
Net income	$3,767,000	2,181
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,767,000	2,181
Net charge-offs	$-8,000	3,595
Cash dividends	$950,000	2,206
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,742,100	2,215
2022-09-30 (YTD Data)		Rank
Total interest income	$7,709,000	2,440
Total interest expense	$985,000	1,789
Net interest income	$6,724,000	2,497
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,086,000	2,393
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$325,000	1,866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$761,000	2,358
Total noninterest expense	$5,130,000	2,542
Salaries and employee benefits	$2,893,000	2,570
Premises and equipment expense	$820,000	1,930
Additional noninterest expense	$761,000	2,358
Pre-tax net operating income	$2,680,000	2,432
Securities gains (losses)	$30,000	296
Applicable income taxes	$445,000	1,920
Income before extraordinary items	$2,265,000	2,431
Extraordinary gains, net	$0	4
Net income	$2,265,000	2,430
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,265,000	2,430
Net charge-offs	$-8,000	3,537
Cash dividends	$500,000	2,193
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,239,800	2,484
2022-06-30 (YTD Data)		Rank
Total interest income	$5,075,000	2,413
Total interest expense	$528,000	1,889
Net interest income	$4,547,000	2,455
Provision for loan and lease losses	$0	2,599
Total noninterest income	$734,000	2,381
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$209,000	1,903
Trading account gains and fees	NA	NA
Additional Noninterest Income	$525,000	2,341
Total noninterest expense	$3,389,000	2,546
Salaries and employee benefits	$1,936,000	2,551
Premises and equipment expense	$544,000	1,942
Additional noninterest expense	$909,000	2,774
Pre-tax net operating income	$1,892,000	2,276
Securities gains (losses)	$0	687
Applicable income taxes	$315,000	1,815
Income before extraordinary items	$1,577,000	2,278
Extraordinary gains, net	$0	4
Net income	$1,577,000	2,278
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,577,000	2,278
Net charge-offs	$-2,000	3,158
Cash dividends	$500,000	1,877
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,577,000	2,314
2022-03-31 (YTD Data)		Rank
Total interest income	$2,572,000	2,363
Total interest expense	$261,000	1,861
Net interest income	$2,311,000	2,378
Provision for loan and lease losses	$0	2,285
Total noninterest income	$363,000	2,370
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$98,000	1,967
Trading account gains and fees	NA	NA
Additional Noninterest Income	$265,000	2,315
Total noninterest expense	$1,712,000	2,525
Salaries and employee benefits	$953,000	2,580
Premises and equipment expense	$265,000	1,976
Additional noninterest expense	$494,000	2,610
Pre-tax net operating income	$962,000	2,137
Securities gains (losses)	$0	623
Applicable income taxes	$145,000	1,819
Income before extraordinary items	$817,000	2,166
Extraordinary gains, net	$0	4
Net income	$817,000	2,166
Minority interest net income	$0	50
Net income of bank and minority interests.	$817,000	2,166
Net charge-offs	$-4,000	3,570
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$817,000	2,186
2021-12-31 (YTD Data)		Rank
Total interest income	$9,739,000	2,498
Total interest expense	$1,145,000	2,022
Net interest income	$8,594,000	2,539
Provision for loan and lease losses	$300,000	1,389
Total noninterest income	$1,803,000	2,346
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$341,000	2,044
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,462,000	2,239
Total noninterest expense	$6,037,000	2,729
Salaries and employee benefits	$3,249,000	2,812
Premises and equipment expense	$975,000	2,068
Additional noninterest expense	$1,813,000	2,761
Pre-tax net operating income	$4,060,000	2,306
Securities gains (losses)	$0	2,062
Applicable income taxes	$610,000	1,962
Income before extraordinary items	$3,450,000	2,369
Extraordinary gains, net	$0	10
Net income	$3,450,000	2,369
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,450,000	2,370
Net charge-offs	$-3,000	3,394
Cash dividends	$1,450,000	1,846
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,450,000	2,337
2021-09-30 (YTD Data)		Rank
Total interest income	$7,651,000	2,490
Total interest expense	$859,000	2,101
Net interest income	$6,792,000	2,500
Provision for loan and lease losses	$225,000	1,362
Total noninterest income	$1,419,000	2,338
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$246,000	2,091
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,173,000	2,210
Total noninterest expense	$4,829,000	2,633
Salaries and employee benefits	$2,692,000	2,674
Premises and equipment expense	$762,000	2,039
Additional noninterest expense	$1,375,000	2,745
Pre-tax net operating income	$3,157,000	2,365
Securities gains (losses)	$0	2,015
Applicable income taxes	$670,000	1,768
Income before extraordinary items	$2,487,000	2,514
Extraordinary gains, net	$0	8
Net income	$2,487,000	2,514
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,487,000	2,514
Net charge-offs	$-11,000	3,687
Cash dividends	$600,000	2,145
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,487,000	2,489
2021-06-30 (YTD Data)		Rank
Total interest income	$5,172,000	2,465
Total interest expense	$577,000	2,154
Net interest income	$4,595,000	2,472
Provision for loan and lease losses	$150,000	1,356
Total noninterest income	$982,000	2,257
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$152,000	2,115
Trading account gains and fees	NA	NA
Additional Noninterest Income	$830,000	2,126
Total noninterest expense	$3,081,000	2,690
Salaries and employee benefits	$1,712,000	2,746
Premises and equipment expense	$500,000	2,059
Additional noninterest expense	$869,000	2,833
Pre-tax net operating income	$2,346,000	2,186
Securities gains (losses)	$0	1,818
Applicable income taxes	$500,000	1,661
Income before extraordinary items	$1,846,000	2,330
Extraordinary gains, net	$0	6
Net income	$1,846,000	2,329
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,846,000	2,330
Net charge-offs	$-9,000	3,778
Cash dividends	$600,000	1,779
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,846,000	2,297
2021-03-31 (YTD Data)		Rank
Total interest income	$2,244,000	2,666
Total interest expense	$286,000	2,242
Net interest income	$1,958,000	2,697
Provision for loan and lease losses	$75,000	1,426
Total noninterest income	$582,000	2,070
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$79,000	2,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$503,000	1,914
Total noninterest expense	$1,545,000	2,664
Salaries and employee benefits	$875,000	2,708
Premises and equipment expense	$246,000	2,085
Additional noninterest expense	$424,000	2,830
Pre-tax net operating income	$920,000	2,487
Securities gains (losses)	$0	1,392
Applicable income taxes	$195,000	1,827
Income before extraordinary items	$725,000	2,652
Extraordinary gains, net	$0	3
Net income	$725,000	2,650
Minority interest net income	$0	55
Net income of bank and minority interests.	$725,000	2,652
Net charge-offs	$-1,000	3,038
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$725,000	2,618
2020-12-31 (YTD Data)		Rank
Total interest income	$9,082,000	2,663
Total interest expense	$1,463,000	2,420
Net interest income	$7,619,000	2,685
Provision for loan and lease losses	$765,000	1,862
Total noninterest income	$1,915,000	2,173
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$365,000	2,004
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,550,000	2,054
Total noninterest expense	$5,715,000	2,772
Salaries and employee benefits	$3,037,000	2,926
Premises and equipment expense	$876,000	2,204
Additional noninterest expense	$1,802,000	2,712
Pre-tax net operating income	$3,054,000	2,407
Securities gains (losses)	$0	2,675
Applicable income taxes	$440,000	2,034
Income before extraordinary items	$2,614,000	2,488
Extraordinary gains, net	$0	4
Net income	$2,614,000	2,488
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,614,000	2,488
Net charge-offs	$37,000	2,553
Cash dividends	$950,000	2,275
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,614,000	2,430
2020-09-30 (YTD Data)		Rank
Total interest income	$6,975,000	2,645
Total interest expense	$1,168,000	2,426
Net interest income	$5,807,000	2,670
Provision for loan and lease losses	$565,000	1,878
Total noninterest income	$1,357,000	2,193
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$272,000	2,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,085,000	2,074
Total noninterest expense	$4,391,000	2,720
Salaries and employee benefits	$2,479,000	2,770
Premises and equipment expense	$732,000	2,063
Additional noninterest expense	$1,180,000	2,941
Pre-tax net operating income	$2,208,000	2,448
Securities gains (losses)	$0	2,494
Applicable income taxes	$305,000	2,087
Income before extraordinary items	$1,903,000	2,512
Extraordinary gains, net	$0	4
Net income	$1,903,000	2,512
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,903,000	2,512
Net charge-offs	$43,000	2,132
Cash dividends	$750,000	1,961
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,903,000	2,464
2020-06-30 (YTD Data)		Rank
Total interest income	$4,663,000	2,676
Total interest expense	$843,000	2,414
Net interest income	$3,820,000	2,705
Provision for loan and lease losses	$215,000	2,339
Total noninterest income	$826,000	2,228
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$190,000	1,980
Trading account gains and fees	NA	NA
Additional Noninterest Income	$636,000	2,120
Total noninterest expense	$2,916,000	2,738
Salaries and employee benefits	$1,649,000	2,784
Premises and equipment expense	$483,000	2,071
Additional noninterest expense	$784,000	2,946
Pre-tax net operating income	$1,515,000	2,373
Securities gains (losses)	$0	2,249
Applicable income taxes	$222,000	1,977
Income before extraordinary items	$1,293,000	2,443
Extraordinary gains, net	$0	4
Net income	$1,293,000	2,441
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,293,000	2,443
Net charge-offs	$57,000	1,660
Cash dividends	$750,000	1,588
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,293,000	2,409
2020-03-31 (YTD Data)		Rank
Total interest income	$2,376,000	2,638
Total interest expense	$456,000	2,442
Net interest income	$1,920,000	2,666
Provision for loan and lease losses	$50,000	2,502
Total noninterest income	$372,000	2,266
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$120,000	1,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$252,000	2,183
Total noninterest expense	$1,540,000	2,670
Salaries and employee benefits	$907,000	2,642
Premises and equipment expense	$235,000	2,127
Additional noninterest expense	$398,000	2,949
Pre-tax net operating income	$702,000	2,345
Securities gains (losses)	$0	1,705
Applicable income taxes	$120,000	1,793
Income before extraordinary items	$582,000	2,448
Extraordinary gains, net	$0	4
Net income	$582,000	2,447
Minority interest net income	$0	56
Net income of bank and minority interests.	$582,000	2,448
Net charge-offs	$-3,000	4,005
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$582,000	2,420
2019-12-31 (YTD Data)		Rank
Total interest income	$8,866,000	2,797
Total interest expense	$1,774,000	2,532
Net interest income	$7,092,000	2,820
Provision for loan and lease losses	$60,000	3,246
Total noninterest income	$1,483,000	2,312
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$499,000	1,931
Trading account gains and fees	NA	NA
Additional Noninterest Income	$984,000	2,264
Total noninterest expense	$5,598,000	2,812
Salaries and employee benefits	$3,132,000	2,858
Premises and equipment expense	$769,000	2,404
Additional noninterest expense	$1,697,000	2,852
Pre-tax net operating income	$2,917,000	2,504
Securities gains (losses)	$11,000	1,857
Applicable income taxes	$450,000	2,077
Income before extraordinary items	$2,478,000	2,580
Extraordinary gains, net	$0	11
Net income	$2,478,000	2,581
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,478,000	2,582
Net charge-offs	$-12,000	4,491
Cash dividends	$1,250,000	2,072
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,468,650	2,554
2019-09-30 (YTD Data)		Rank
Total interest income	$6,513,000	2,861
Total interest expense	$1,297,000	2,583
Net interest income	$5,216,000	2,889
Provision for loan and lease losses	$60,000	2,989
Total noninterest income	$1,083,000	2,347
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$373,000	1,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$710,000	2,308
Total noninterest expense	$4,141,000	2,846
Salaries and employee benefits	$2,348,000	2,864
Premises and equipment expense	$555,000	2,473
Additional noninterest expense	$1,238,000	2,915
Pre-tax net operating income	$2,098,000	2,641
Securities gains (losses)	$11,000	1,633
Applicable income taxes	$330,000	2,156
Income before extraordinary items	$1,779,000	2,708
Extraordinary gains, net	$0	11
Net income	$1,779,000	2,709
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,779,000	2,709
Net charge-offs	$-10,000	4,426
Cash dividends	$500,000	2,470
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,769,760	2,683
2019-06-30 (YTD Data)		Rank
Total interest income	$4,307,000	2,881
Total interest expense	$838,000	2,606
Net interest income	$3,469,000	2,908
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$697,000	2,353
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$245,000	1,929
Trading account gains and fees	NA	NA
Additional Noninterest Income	$452,000	2,328
Total noninterest expense	$2,814,000	2,832
Salaries and employee benefits	$1,641,000	2,796
Premises and equipment expense	$371,000	2,472
Additional noninterest expense	$802,000	2,998
Pre-tax net operating income	$1,292,000	2,740
Securities gains (losses)	$11,000	1,200
Applicable income taxes	$200,000	2,210
Income before extraordinary items	$1,103,000	2,800
Extraordinary gains, net	$0	11
Net income	$1,103,000	2,799
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,103,000	2,799
Net charge-offs	$17,000	2,418
Cash dividends	$500,000	2,092
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,093,650	2,789
2019-03-31 (YTD Data)		Rank
Total interest income	$2,141,000	2,905
Total interest expense	$411,000	2,602
Net interest income	$1,730,000	2,940
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$328,000	2,412
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$125,000	1,898
Trading account gains and fees	NA	NA
Additional Noninterest Income	$203,000	2,388
Total noninterest expense	$1,399,000	2,863
Salaries and employee benefits	$829,000	2,802
Premises and equipment expense	$187,000	2,484
Additional noninterest expense	$383,000	3,105
Pre-tax net operating income	$629,000	2,738
Securities gains (losses)	$0	1,087
Applicable income taxes	$100,000	2,152
Income before extraordinary items	$529,000	2,826
Extraordinary gains, net	$0	5
Net income	$529,000	2,826
Minority interest net income	$0	52
Net income of bank and minority interests.	$529,000	2,825
Net charge-offs	$1,000	2,582
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$529,000	2,812
2018-12-31 (YTD Data)		Rank
Total interest income	$7,966,000	2,947
Total interest expense	$1,248,000	2,614
Net interest income	$6,718,000	2,968
Provision for loan and lease losses	$250,000	2,131
Total noninterest income	$1,429,000	2,394
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$540,000	1,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$889,000	2,367
Total noninterest expense	$5,377,000	2,926
Salaries and employee benefits	$2,986,000	2,976
Premises and equipment expense	$697,000	2,584
Additional noninterest expense	$1,694,000	2,918
Pre-tax net operating income	$2,520,000	2,770
Securities gains (losses)	$23,000	549
Applicable income taxes	$326,000	2,320
Income before extraordinary items	$2,217,000	2,775
Extraordinary gains, net	$0	6
Net income	$2,217,000	2,773
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,217,000	2,774
Net charge-offs	$-10,000	4,523
Cash dividends	$700,000	2,624
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,196,990	2,786
2018-09-30 (YTD Data)		Rank
Total interest income	$5,985,000	2,943
Total interest expense	$866,000	2,663
Net interest income	$5,119,000	2,958
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$1,046,000	2,443
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$403,000	1,897
Trading account gains and fees	NA	NA
Additional Noninterest Income	$643,000	2,436
Total noninterest expense	$4,290,000	2,809
Salaries and employee benefits	$2,521,000	2,755
Premises and equipment expense	$535,000	2,555
Additional noninterest expense	$1,234,000	2,976
Pre-tax net operating income	$1,785,000	2,920
Securities gains (losses)	$9,000	734
Applicable income taxes	$237,000	2,413
Income before extraordinary items	$1,557,000	2,934
Extraordinary gains, net	$0	5
Net income	$1,557,000	2,933
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,557,000	2,933
Net charge-offs	$-34,000	4,816
Cash dividends	$700,000	2,040
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,549,170	2,925
2018-06-30 (YTD Data)		Rank
Total interest income	$3,909,000	2,973
Total interest expense	$499,000	2,796
Net interest income	$3,410,000	2,960
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$675,000	2,494
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$260,000	1,930
Trading account gains and fees	NA	NA
Additional Noninterest Income	$415,000	2,475
Total noninterest expense	$2,808,000	2,873
Salaries and employee benefits	$1,669,000	2,803
Premises and equipment expense	$356,000	2,571
Additional noninterest expense	$783,000	3,094
Pre-tax net operating income	$1,217,000	2,855
Securities gains (losses)	$-24,000	5,137
Applicable income taxes	$207,000	2,194
Income before extraordinary items	$986,000	2,985
Extraordinary gains, net	$0	6
Net income	$986,000	2,984
Minority interest net income	$0	65
Net income of bank and minority interests.	$986,000	2,984
Net charge-offs	$-30,000	4,877
Cash dividends	$700,000	1,630
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,005,920	2,943
2018-03-31 (YTD Data)		Rank
Total interest income	$1,884,000	3,044
Total interest expense	$228,000	2,876
Net interest income	$1,656,000	3,030
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$331,000	2,486
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$127,000	1,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$204,000	2,461
Total noninterest expense	$1,412,000	2,893
Salaries and employee benefits	$836,000	2,816
Premises and equipment expense	$178,000	2,624
Additional noninterest expense	$398,000	3,068
Pre-tax net operating income	$545,000	2,977
Securities gains (losses)	$-24,000	5,329
Applicable income taxes	$67,000	2,481
Income before extraordinary items	$454,000	3,051
Extraordinary gains, net	$0	7
Net income	$454,000	3,052
Minority interest net income	$0	52
Net income of bank and minority interests.	$454,000	3,052
Net charge-offs	$-1,000	3,770
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$474,880	2,972
2017-12-31 (YTD Data)		Rank
Total interest income	$7,324,000	3,044
Total interest expense	$828,000	2,873
Net interest income	$6,496,000	3,026
Provision for loan and lease losses	$140,000	2,722
Total noninterest income	$1,435,000	2,461
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$586,000	1,812
Trading account gains and fees	NA	NA
Additional Noninterest Income	$849,000	2,489
Total noninterest expense	$5,482,000	2,934
Salaries and employee benefits	$3,225,000	2,852
Premises and equipment expense	$666,000	2,737
Additional noninterest expense	$1,591,000	3,108
Pre-tax net operating income	$2,309,000	2,879
Securities gains (losses)	$15,000	1,438
Applicable income taxes	$262,000	2,822
Income before extraordinary items	$2,062,000	2,643
Extraordinary gains, net	$0	9
Net income	$2,062,000	2,642
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,062,000	2,643
Net charge-offs	$8,000	3,737
Cash dividends	$1,800,000	1,531
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,048,650	2,644
2017-09-30 (YTD Data)		Rank
Total interest income	$5,542,000	3,043
Total interest expense	$611,000	2,889
Net interest income	$4,931,000	3,034
Provision for loan and lease losses	$110,000	2,569
Total noninterest income	$1,072,000	2,484
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$445,000	1,802
Trading account gains and fees	NA	NA
Additional Noninterest Income	$627,000	2,525
Total noninterest expense	$4,332,000	2,863
Salaries and employee benefits	$2,556,000	2,784
Premises and equipment expense	$596,000	2,489
Additional noninterest expense	$1,180,000	3,136
Pre-tax net operating income	$1,561,000	3,098
Securities gains (losses)	$15,000	1,443
Applicable income taxes	$227,000	2,679
Income before extraordinary items	$1,349,000	3,027
Extraordinary gains, net	$0	9
Net income	$1,349,000	3,026
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,349,000	3,027
Net charge-offs	$8,000	3,335
Cash dividends	$350,000	2,747
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,336,100	3,015
2017-06-30 (YTD Data)		Rank
Total interest income	$3,662,000	3,039
Total interest expense	$399,000	2,886
Net interest income	$3,263,000	3,037
Provision for loan and lease losses	$70,000	2,522
Total noninterest income	$707,000	2,490
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$292,000	1,813
Trading account gains and fees	NA	NA
Additional Noninterest Income	$415,000	2,536
Total noninterest expense	$2,862,000	2,897
Salaries and employee benefits	$1,703,000	2,796
Premises and equipment expense	$394,000	2,510
Additional noninterest expense	$765,000	3,202
Pre-tax net operating income	$1,038,000	3,065
Securities gains (losses)	$15,000	1,091
Applicable income taxes	$149,000	2,674
Income before extraordinary items	$904,000	2,980
Extraordinary gains, net	$0	11
Net income	$904,000	2,979
Minority interest net income	$0	71
Net income of bank and minority interests.	$904,000	2,980
Net charge-offs	$36,000	2,232
Cash dividends	$350,000	2,348
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$891,100	2,977
2017-03-31 (YTD Data)		Rank
Total interest income	$1,845,000	3,040
Total interest expense	$191,000	2,939
Net interest income	$1,654,000	3,013
Provision for loan and lease losses	$10,000	3,145
Total noninterest income	$348,000	2,521
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$144,000	1,820
Trading account gains and fees	NA	NA
Additional Noninterest Income	$204,000	2,549
Total noninterest expense	$1,434,000	2,924
Salaries and employee benefits	$877,000	2,768
Premises and equipment expense	$206,000	2,465
Additional noninterest expense	$351,000	3,376
Pre-tax net operating income	$558,000	2,911
Securities gains (losses)	$0	1,153
Applicable income taxes	$85,000	2,553
Income before extraordinary items	$473,000	2,846
Extraordinary gains, net	$0	8
Net income	$473,000	2,846
Minority interest net income	$0	55
Net income of bank and minority interests.	$473,000	2,846
Net charge-offs	$5,000	2,440
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$473,000	2,829
2016-12-31 (YTD Data)		Rank
Total interest income	$7,213,000	3,071
Total interest expense	$653,000	3,169
Net interest income	$6,560,000	3,019
Provision for loan and lease losses	$420,000	1,637
Total noninterest income	$1,370,000	2,611
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$570,000	1,869
Trading account gains and fees	$0	170
Additional Noninterest Income	$800,000	2,664
Total noninterest expense	$5,411,000	3,038
Salaries and employee benefits	$3,024,000	3,011
Premises and equipment expense	$749,000	2,605
Additional noninterest expense	$1,638,000	3,146
Pre-tax net operating income	$2,099,000	2,978
Securities gains (losses)	$94,000	1,394
Applicable income taxes	$293,000	2,670
Income before extraordinary items	$1,900,000	2,880
Extraordinary gains, net	$0	5
Net income	$1,900,000	2,879
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,900,000	2,879
Net charge-offs	$191,000	1,971
Cash dividends	$700,000	2,596
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,818,220	2,900
2016-09-30 (YTD Data)		Rank
Total interest income	$5,518,000	3,031
Total interest expense	$479,000	3,212
Net interest income	$5,039,000	2,982
Provision for loan and lease losses	$240,000	1,855
Total noninterest income	$1,010,000	2,628
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$422,000	1,896
Trading account gains and fees	$0	169
Additional Noninterest Income	$588,000	2,675
Total noninterest expense	$4,263,000	2,945
Salaries and employee benefits	$2,462,000	2,861
Premises and equipment expense	$627,000	2,427
Additional noninterest expense	$1,174,000	3,269
Pre-tax net operating income	$1,546,000	3,061
Securities gains (losses)	$89,000	1,338
Applicable income taxes	$165,000	2,935
Income before extraordinary items	$1,470,000	2,853
Extraordinary gains, net	$0	5
Net income	$1,470,000	2,853
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,470,000	2,853
Net charge-offs	$29,000	2,928
Cash dividends	$500,000	2,372
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,389,900	2,885
2016-06-30 (YTD Data)		Rank
Total interest income	$3,689,000	3,030
Total interest expense	$319,000	3,221
Net interest income	$3,370,000	2,989
Provision for loan and lease losses	$150,000	1,887
Total noninterest income	$664,000	2,614
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$269,000	1,948
Trading account gains and fees	$0	157
Additional Noninterest Income	$395,000	2,676
Total noninterest expense	$2,780,000	3,005
Salaries and employee benefits	$1,615,000	2,918
Premises and equipment expense	$416,000	2,444
Additional noninterest expense	$749,000	3,384
Pre-tax net operating income	$1,104,000	2,898
Securities gains (losses)	$38,000	1,613
Applicable income taxes	$140,000	2,761
Income before extraordinary items	$1,002,000	2,795
Extraordinary gains, net	$0	16
Net income	$1,002,000	2,793
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,002,000	2,794
Net charge-offs	$30,000	2,510
Cash dividends	$500,000	1,970
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$968,560	2,789
2016-03-31 (YTD Data)		Rank
Total interest income	$1,841,000	3,053
Total interest expense	$158,000	3,252
Net interest income	$1,683,000	2,995
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$322,000	2,642
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$130,000	1,990
Trading account gains and fees	$0	142
Additional Noninterest Income	$192,000	2,660
Total noninterest expense	$1,334,000	3,097
Salaries and employee benefits	$798,000	2,952
Premises and equipment expense	$189,000	2,647
Additional noninterest expense	$347,000	3,561
Pre-tax net operating income	$641,000	2,625
Securities gains (losses)	$0	2,077
Applicable income taxes	$140,000	2,166
Income before extraordinary items	$501,000	2,750
Extraordinary gains, net	$0	12
Net income	$501,000	2,749
Minority interest net income	$0	62
Net income of bank and minority interests.	$501,000	2,750
Net charge-offs	$-6,000	4,951
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$501,000	2,697
2015-12-31 (YTD Data)		Rank
Total interest income	$7,152,000	3,061
Total interest expense	$648,000	3,215
Net interest income	$6,504,000	3,032
Provision for loan and lease losses	$70,000	3,350
Total noninterest income	$1,323,000	2,644
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$570,000	1,910
Trading account gains and fees	$0	159
Additional Noninterest Income	$753,000	2,726
Total noninterest expense	$5,371,000	3,072
Salaries and employee benefits	$2,976,000	3,047
Premises and equipment expense	$829,000	2,489
Additional noninterest expense	$1,566,000	3,312
Pre-tax net operating income	$2,386,000	2,721
Securities gains (losses)	$-1,000	5,649
Applicable income taxes	$440,000	2,343
Income before extraordinary items	$1,945,000	2,786
Extraordinary gains, net	$0	23
Net income	$1,945,000	2,788
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,945,000	2,789
Net charge-offs	$328,000	1,525
Cash dividends	$1,150,000	1,962
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,945,820	2,733
2015-09-30 (YTD Data)		Rank
Total interest income	$5,375,000	3,080
Total interest expense	$489,000	3,251
Net interest income	$4,886,000	3,045
Provision for loan and lease losses	$70,000	2,996
Total noninterest income	$983,000	2,691
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$431,000	1,909
Trading account gains and fees	$0	153
Additional Noninterest Income	$552,000	2,780
Total noninterest expense	$4,071,000	3,083
Salaries and employee benefits	$2,325,000	2,998
Premises and equipment expense	$569,000	2,702
Additional noninterest expense	$1,177,000	3,320
Pre-tax net operating income	$1,728,000	2,835
Securities gains (losses)	$-1,000	5,801
Applicable income taxes	$330,000	2,392
Income before extraordinary items	$1,397,000	2,899
Extraordinary gains, net	$0	21
Net income	$1,397,000	2,898
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,397,000	2,900
Net charge-offs	$189,000	1,604
Cash dividends	$800,000	1,824
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,397,810	2,850
2015-06-30 (YTD Data)		Rank
Total interest income	$3,635,000	3,058
Total interest expense	$334,000	3,232
Net interest income	$3,301,000	3,013
Provision for loan and lease losses	$60,000	2,661
Total noninterest income	$633,000	2,755
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$280,000	1,921
Trading account gains and fees	$0	157
Additional Noninterest Income	$353,000	2,832
Total noninterest expense	$2,685,000	3,119
Salaries and employee benefits	$1,550,000	3,019
Premises and equipment expense	$374,000	2,746
Additional noninterest expense	$761,000	3,402
Pre-tax net operating income	$1,189,000	2,746
Securities gains (losses)	$-1,000	5,919
Applicable income taxes	$245,000	2,288
Income before extraordinary items	$943,000	2,857
Extraordinary gains, net	$0	22
Net income	$943,000	2,857
Minority interest net income	$0	75
Net income of bank and minority interests.	$943,000	2,859
Net charge-offs	$102,000	1,714
Cash dividends	$500,000	1,914
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$943,790	2,801
2015-03-31 (YTD Data)		Rank
Total interest income	$1,818,000	3,072
Total interest expense	$171,000	3,203
Net interest income	$1,647,000	3,021
Provision for loan and lease losses	$30,000	2,461
Total noninterest income	$311,000	2,749
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$138,000	1,933
Trading account gains and fees	$0	152
Additional Noninterest Income	$173,000	2,830
Total noninterest expense	$1,314,000	3,174
Salaries and employee benefits	$748,000	3,105
Premises and equipment expense	$198,000	2,668
Additional noninterest expense	$368,000	3,466
Pre-tax net operating income	$614,000	2,643
Securities gains (losses)	$-1,000	6,051
Applicable income taxes	$135,000	2,199
Income before extraordinary items	$478,000	2,809
Extraordinary gains, net	$0	13
Net income	$478,000	2,812
Minority interest net income	$0	64
Net income of bank and minority interests.	$478,000	2,812
Net charge-offs	$10,000	2,483
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$478,780	2,731
2014-12-31 (YTD Data)		Rank
Total interest income	$7,417,000	3,044
Total interest expense	$708,000	3,294
Net interest income	$6,709,000	2,987
Provision for loan and lease losses	$120,000	2,961
Total noninterest income	$1,317,000	2,690
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$621,000	1,907
Trading account gains and fees	$0	180
Additional Noninterest Income	$696,000	2,830
Total noninterest expense	$5,184,000	3,230
Salaries and employee benefits	$2,679,000	3,326
Premises and equipment expense	$863,000	2,526
Additional noninterest expense	$1,642,000	3,332
Pre-tax net operating income	$2,722,000	2,434
Securities gains (losses)	$-11,000	6,064
Applicable income taxes	$600,000	2,036
Income before extraordinary items	$2,111,000	2,603
Extraordinary gains, net	$0	17
Net income	$2,111,000	2,603
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,111,000	2,603
Net charge-offs	$132,000	2,913
Cash dividends	$700,000	2,463
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,119,580	2,551
2014-09-30 (YTD Data)		Rank
Total interest income	$5,647,000	3,030
Total interest expense	$536,000	3,317
Net interest income	$5,111,000	2,979
Provision for loan and lease losses	$90,000	2,885
Total noninterest income	$971,000	2,740
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$469,000	1,900
Trading account gains and fees	$0	174
Additional Noninterest Income	$502,000	2,905
Total noninterest expense	$3,899,000	3,244
Salaries and employee benefits	$2,072,000	3,282
Premises and equipment expense	$660,000	2,515
Additional noninterest expense	$1,167,000	3,479
Pre-tax net operating income	$2,093,000	2,444
Securities gains (losses)	$-11,000	6,172
Applicable income taxes	$450,000	2,066
Income before extraordinary items	$1,632,000	2,571
Extraordinary gains, net	$0	15
Net income	$1,632,000	2,572
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,632,000	2,571
Net charge-offs	$134,000	2,406
Cash dividends	$350,000	2,591
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,640,580	2,523
2014-06-30 (YTD Data)		Rank
Total interest income	$3,767,000	3,036
Total interest expense	$360,000	3,336
Net interest income	$3,407,000	2,980
Provision for loan and lease losses	$60,000	2,755
Total noninterest income	$621,000	2,780
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$298,000	1,959
Trading account gains and fees	$0	172
Additional Noninterest Income	$323,000	2,933
Total noninterest expense	$2,602,000	3,259
Salaries and employee benefits	$1,383,000	3,299
Premises and equipment expense	$451,000	2,471
Additional noninterest expense	$768,000	3,523
Pre-tax net operating income	$1,366,000	2,414
Securities gains (losses)	$-11,000	6,304
Applicable income taxes	$310,000	2,008
Income before extraordinary items	$1,045,000	2,569
Extraordinary gains, net	$0	20
Net income	$1,045,000	2,572
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,045,000	2,573
Net charge-offs	$37,000	3,024
Cash dividends	$350,000	2,162
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,053,470	2,507
2014-03-31 (YTD Data)		Rank
Total interest income	$1,874,000	3,060
Total interest expense	$180,000	3,387
Net interest income	$1,694,000	2,999
Provision for loan and lease losses	$10,000	3,356
Total noninterest income	$312,000	2,749
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$148,000	1,957
Trading account gains and fees	$0	147
Additional Noninterest Income	$164,000	2,839
Total noninterest expense	$1,290,000	3,298
Salaries and employee benefits	$695,000	3,303
Premises and equipment expense	$230,000	2,481
Additional noninterest expense	$365,000	3,622
Pre-tax net operating income	$706,000	2,303
Securities gains (losses)	$-11,000	6,442
Applicable income taxes	$125,000	2,156
Income before extraordinary items	$570,000	2,354
Extraordinary gains, net	$0	16
Net income	$570,000	2,355
Minority interest net income	$0	66
Net income of bank and minority interests.	$570,000	2,356
Net charge-offs	$4,000	3,176
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$579,020	2,287
2013-12-31 (YTD Data)		Rank
Total interest income	$7,302,000	3,149
Total interest expense	$754,000	3,580
Net interest income	$6,548,000	3,051
Provision for loan and lease losses	$120,000	3,475
Total noninterest income	$1,380,000	2,719
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$601,000	2,061
Trading account gains and fees	$0	184
Additional Noninterest Income	$779,000	2,711
Total noninterest expense	$5,111,000	3,358
Salaries and employee benefits	$2,618,000	3,430
Premises and equipment expense	$818,000	2,660
Additional noninterest expense	$1,675,000	3,385
Pre-tax net operating income	$2,697,000	2,335
Securities gains (losses)	$-24,000	6,357
Applicable income taxes	$435,000	2,300
Income before extraordinary items	$2,238,000	2,386
Extraordinary gains, net	$0	29
Net income	$2,238,000	2,390
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,238,000	2,389
Net charge-offs	$16,000	4,930
Cash dividends	$700,000	2,356
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,258,160	2,315
2013-09-30 (YTD Data)		Rank
Total interest income	$5,522,000	3,148
Total interest expense	$569,000	3,652
Net interest income	$4,953,000	3,054
Provision for loan and lease losses	$90,000	3,447
Total noninterest income	$928,000	2,924
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$436,000	2,126
Trading account gains and fees	$0	180
Additional Noninterest Income	$492,000	3,046
Total noninterest expense	$3,776,000	3,397
Salaries and employee benefits	$2,055,000	3,331
Premises and equipment expense	$570,000	2,819
Additional noninterest expense	$1,151,000	3,601
Pre-tax net operating income	$2,015,000	2,404
Securities gains (losses)	$-9,000	6,495
Applicable income taxes	$400,000	2,132
Income before extraordinary items	$1,606,000	2,525
Extraordinary gains, net	$0	25
Net income	$1,606,000	2,530
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,606,000	2,530
Net charge-offs	$17,000	4,487
Cash dividends	$350,000	2,461
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,613,200	2,436
2013-06-30 (YTD Data)		Rank
Total interest income	$3,640,000	3,191
Total interest expense	$381,000	3,699
Net interest income	$3,259,000	3,094
Provision for loan and lease losses	$60,000	3,384
Total noninterest income	$637,000	2,916
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$286,000	2,122
Trading account gains and fees	$0	157
Additional Noninterest Income	$351,000	2,980
Total noninterest expense	$2,500,000	3,418
Salaries and employee benefits	$1,370,000	3,353
Premises and equipment expense	$383,000	2,822
Additional noninterest expense	$747,000	3,664
Pre-tax net operating income	$1,336,000	2,401
Securities gains (losses)	$0	2,791
Applicable income taxes	$300,000	2,021
Income before extraordinary items	$1,036,000	2,571
Extraordinary gains, net	$0	22
Net income	$1,036,000	2,576
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,036,000	2,576
Net charge-offs	$15,000	4,144
Cash dividends	$350,000	2,046
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,036,000	2,467
2013-03-31 (YTD Data)		Rank
Total interest income	$1,776,000	3,274
Total interest expense	$192,000	3,763
Net interest income	$1,584,000	3,161
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$311,000	2,951
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$142,000	2,118
Trading account gains and fees	$0	148
Additional Noninterest Income	$169,000	3,007
Total noninterest expense	$1,205,000	3,541
Salaries and employee benefits	$673,000	3,420
Premises and equipment expense	$184,000	2,917
Additional noninterest expense	$348,000	3,860
Pre-tax net operating income	$660,000	2,384
Securities gains (losses)	$0	1,966
Applicable income taxes	$110,000	2,305
Income before extraordinary items	$550,000	2,412
Extraordinary gains, net	$0	10
Net income	$550,000	2,414
Minority interest net income	$0	76
Net income of bank and minority interests.	$550,000	2,414
Net charge-offs	$-35,000	6,617
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$550,000	2,318
2012-12-31 (YTD Data)		Rank
Total interest income	$7,445,000	3,304
Total interest expense	$939,000	3,765
Net interest income	$6,506,000	3,174
Provision for loan and lease losses	$325,000	3,268
Total noninterest income	$1,397,000	2,721
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$648,000	2,028
Trading account gains and fees	$0	166
Additional Noninterest Income	$749,000	2,788
Total noninterest expense	$4,891,000	3,528
Salaries and employee benefits	$2,552,000	3,522
Premises and equipment expense	$777,000	2,805
Additional noninterest expense	$1,562,000	3,692
Pre-tax net operating income	$2,687,000	2,288
Securities gains (losses)	$-61,000	6,861
Applicable income taxes	$300,000	2,656
Income before extraordinary items	$2,326,000	2,314
Extraordinary gains, net	$0	29
Net income	$2,326,000	2,315
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,326,000	2,316
Net charge-offs	$305,000	3,280
Cash dividends	$900,000	2,076
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,380,290	2,135
2012-09-30 (YTD Data)		Rank
Total interest income	$5,813,000	3,249
Total interest expense	$740,000	3,762
Net interest income	$5,073,000	3,121
Provision for loan and lease losses	$150,000	3,869
Total noninterest income	$1,017,000	2,767
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$495,000	2,019
Trading account gains and fees	$0	157
Additional Noninterest Income	$522,000	2,883
Total noninterest expense	$3,760,000	3,483
Salaries and employee benefits	$1,991,000	3,431
Premises and equipment expense	$615,000	2,726
Additional noninterest expense	$1,154,000	3,750
Pre-tax net operating income	$2,180,000	2,195
Securities gains (losses)	$-50,000	6,958
Applicable income taxes	$300,000	2,469
Income before extraordinary items	$1,830,000	2,275
Extraordinary gains, net	$0	20
Net income	$1,830,000	2,274
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,830,000	2,275
Net charge-offs	$86,000	4,114
Cash dividends	$700,000	1,675
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,873,000	2,108
2012-06-30 (YTD Data)		Rank
Total interest income	$3,884,000	3,273
Total interest expense	$528,000	3,690
Net interest income	$3,356,000	3,151
Provision for loan and lease losses	$60,000	4,338
Total noninterest income	$661,000	2,760
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$319,000	2,053
Trading account gains and fees	$0	153
Additional Noninterest Income	$342,000	2,881
Total noninterest expense	$2,480,000	3,521
Salaries and employee benefits	$1,327,000	3,454
Premises and equipment expense	$400,000	2,770
Additional noninterest expense	$753,000	3,816
Pre-tax net operating income	$1,477,000	2,159
Securities gains (losses)	$-61,000	7,062
Applicable income taxes	$200,000	2,447
Income before extraordinary items	$1,216,000	2,250
Extraordinary gains, net	$0	19
Net income	$1,216,000	2,250
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,216,000	2,250
Net charge-offs	$73,000	3,710
Cash dividends	$700,000	1,279
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,268,460	2,058
2012-03-31 (YTD Data)		Rank
Total interest income	$1,915,000	3,334
Total interest expense	$278,000	3,686
Net interest income	$1,637,000	3,216
Provision for loan and lease losses	$30,000	4,088
Total noninterest income	$332,000	2,777
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$164,000	1,989
Trading account gains and fees	$0	148
Additional Noninterest Income	$168,000	2,905
Total noninterest expense	$1,250,000	3,527
Salaries and employee benefits	$658,000	3,505
Premises and equipment expense	$202,000	2,775
Additional noninterest expense	$390,000	3,697
Pre-tax net operating income	$689,000	2,294
Securities gains (losses)	$-28,000	7,125
Applicable income taxes	$100,000	2,447
Income before extraordinary items	$561,000	2,382
Extraordinary gains, net	$0	19
Net income	$561,000	2,384
Minority interest net income	$0	78
Net income of bank and minority interests.	$561,000	2,385
Net charge-offs	$34,000	3,328
Cash dividends	$700,000	659
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$584,800	2,190
2011-12-31 (YTD Data)		Rank
Total interest income	$8,201,000	3,259
Total interest expense	$1,534,000	3,391
Net interest income	$6,667,000	3,190
Provision for loan and lease losses	$120,000	5,149
Total noninterest income	$1,246,000	2,740
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$647,000	2,112
Trading account gains and fees	$0	146
Additional Noninterest Income	$599,000	2,855
Total noninterest expense	$4,902,000	3,598
Salaries and employee benefits	$2,555,000	3,503
Premises and equipment expense	$792,000	2,941
Additional noninterest expense	$1,555,000	3,767
Pre-tax net operating income	$2,891,000	1,906
Securities gains (losses)	$-58,000	7,038
Applicable income taxes	$675,000	1,719
Income before extraordinary items	$2,158,000	2,121
Extraordinary gains, net	$0	29
Net income	$2,158,000	2,122
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,158,000	2,122
Net charge-offs	$73,000	5,230
Cash dividends	$1,600,000	1,159
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,202,080	2,008
2011-09-30 (YTD Data)		Rank
Total interest income	$6,286,000	3,234
Total interest expense	$1,227,000	3,347
Net interest income	$5,059,000	3,185
Provision for loan and lease losses	$90,000	5,036
Total noninterest income	$852,000	2,881
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$492,000	2,105
Trading account gains and fees	$0	145
Additional Noninterest Income	$360,000	3,195
Total noninterest expense	$3,668,000	3,607
Salaries and employee benefits	$1,975,000	3,432
Premises and equipment expense	$594,000	2,960
Additional noninterest expense	$1,099,000	3,907
Pre-tax net operating income	$2,153,000	1,969
Securities gains (losses)	$-22,000	7,061
Applicable income taxes	$505,000	1,732
Income before extraordinary items	$1,626,000	2,180
Extraordinary gains, net	$0	21
Net income	$1,626,000	2,180
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,626,000	2,181
Net charge-offs	$70,000	4,732
Cash dividends	$1,600,000	786
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,642,720	2,065
2011-06-30 (YTD Data)		Rank
Total interest income	$4,196,000	3,259
Total interest expense	$860,000	3,315
Net interest income	$3,336,000	3,225
Provision for loan and lease losses	$60,000	4,872
Total noninterest income	$571,000	2,882
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$316,000	2,145
Trading account gains and fees	$0	153
Additional Noninterest Income	$255,000	3,133
Total noninterest expense	$2,429,000	3,652
Salaries and employee benefits	$1,311,000	3,462
Premises and equipment expense	$388,000	3,023
Additional noninterest expense	$730,000	3,977
Pre-tax net operating income	$1,418,000	1,972
Securities gains (losses)	$-51,000	7,239
Applicable income taxes	$300,000	1,797
Income before extraordinary items	$1,067,000	2,164
Extraordinary gains, net	$0	15
Net income	$1,067,000	2,163
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,067,000	2,163
Net charge-offs	$73,000	4,143
Cash dividends	$1,300,000	650
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,106,780	2,020
2011-03-31 (YTD Data)		Rank
Total interest income	$2,076,000	3,302
Total interest expense	$451,000	3,304
Net interest income	$1,625,000	3,277
Provision for loan and lease losses	$30,000	4,582
Total noninterest income	$273,000	2,986
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$150,000	2,194
Trading account gains and fees	$0	158
Additional Noninterest Income	$123,000	3,225
Total noninterest expense	$1,218,000	3,659
Salaries and employee benefits	$663,000	3,462
Premises and equipment expense	$187,000	3,156
Additional noninterest expense	$368,000	3,951
Pre-tax net operating income	$650,000	2,089
Securities gains (losses)	$-33,000	7,297
Applicable income taxes	$125,000	1,953
Income before extraordinary items	$492,000	2,283
Extraordinary gains, net	$0	9
Net income	$492,000	2,282
Minority interest net income	$0	86
Net income of bank and minority interests.	$492,000	2,283
Net charge-offs	$87,000	2,882
Cash dividends	$1,300,000	306
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$518,400	2,144
2010-12-31 (YTD Data)		Rank
Total interest income	$8,772,000	3,287
Total interest expense	$2,443,000	3,048
Net interest income	$6,329,000	3,345
Provision for loan and lease losses	$120,000	5,848
Total noninterest income	$1,278,000	2,801
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$687,000	2,071
Trading account gains and fees	$0	175
Additional Noninterest Income	$591,000	2,939
Total noninterest expense	$4,887,000	3,677
Salaries and employee benefits	$2,497,000	3,578
Premises and equipment expense	$770,000	3,061
Additional noninterest expense	$1,620,000	3,797
Pre-tax net operating income	$2,600,000	1,834
Securities gains (losses)	$-60,000	7,175
Applicable income taxes	$500,000	1,887
Income before extraordinary items	$2,040,000	1,988
Extraordinary gains, net	$0	29
Net income	$2,040,000	1,988
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,040,000	1,989
Net charge-offs	$221,000	4,663
Cash dividends	$1,395,000	1,151
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,088,000	1,872
2010-09-30 (YTD Data)		Rank
Total interest income	$6,704,000	3,301
Total interest expense	$1,930,000	3,039
Net interest income	$4,774,000	3,371
Provision for loan and lease losses	$80,000	5,907
Total noninterest income	$922,000	2,890
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$518,000	2,116
Trading account gains and fees	$0	165
Additional Noninterest Income	$404,000	3,088
Total noninterest expense	$3,666,000	3,691
Salaries and employee benefits	$1,953,000	3,500
Premises and equipment expense	$566,000	3,161
Additional noninterest expense	$1,147,000	3,933
Pre-tax net operating income	$1,950,000	1,928
Securities gains (losses)	$3,000	3,393
Applicable income taxes	$381,000	1,921
Income before extraordinary items	$1,572,000	2,065
Extraordinary gains, net	$0	23
Net income	$1,572,000	2,067
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,572,000	2,067
Net charge-offs	$214,000	4,147
Cash dividends	$400,000	2,009
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,569,600	1,971
2010-06-30 (YTD Data)		Rank
Total interest income	$4,506,000	3,316
Total interest expense	$1,348,000	3,032
Net interest income	$3,158,000	3,403
Provision for loan and lease losses	$40,000	5,994
Total noninterest income	$595,000	2,886
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$348,000	2,114
Trading account gains and fees	$0	152
Additional Noninterest Income	$247,000	3,143
Total noninterest expense	$2,433,000	3,701
Salaries and employee benefits	$1,303,000	3,527
Premises and equipment expense	$377,000	3,187
Additional noninterest expense	$753,000	3,939
Pre-tax net operating income	$1,280,000	1,949
Securities gains (losses)	$-15,000	7,348
Applicable income taxes	$261,000	1,869
Income before extraordinary items	$1,004,000	2,114
Extraordinary gains, net	$0	19
Net income	$1,004,000	2,113
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,004,000	2,116
Net charge-offs	$160,000	3,763
Cash dividends	$400,000	1,555
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,015,850	2,012
2010-03-31 (YTD Data)		Rank
Total interest income	$2,286,000	3,333
Total interest expense	$694,000	3,083
Net interest income	$1,592,000	3,395
Provision for loan and lease losses	$0	6,552
Total noninterest income	$283,000	2,988
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$169,000	2,142
Trading account gains and fees	$0	175
Additional Noninterest Income	$114,000	3,273
Total noninterest expense	$1,207,000	3,743
Salaries and employee benefits	$649,000	3,591
Premises and equipment expense	$176,000	3,445
Additional noninterest expense	$382,000	3,919
Pre-tax net operating income	$668,000	1,904
Securities gains (losses)	$-16,000	7,537
Applicable income taxes	$111,000	2,019
Income before extraordinary items	$541,000	2,000
Extraordinary gains, net	$0	16
Net income	$541,000	1,998
Minority interest net income	$0	91
Net income of bank and minority interests.	$541,000	2,000
Net charge-offs	$47,000	3,765
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$554,280	1,888
2009-12-31 (YTD Data)		Rank
Total interest income	$9,875,000	3,266
Total interest expense	$2,836,000	3,565
Net interest income	$7,039,000	3,053
Provision for loan and lease losses	$200,000	5,783
Total noninterest income	$1,264,000	2,877
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$720,000	2,196
Trading account gains and fees	$0	211
Additional Noninterest Income	$544,000	3,062
Total noninterest expense	$5,245,000	3,537
Salaries and employee benefits	$2,445,000	3,755
Premises and equipment expense	$692,000	3,490
Additional noninterest expense	$2,108,000	3,183
Pre-tax net operating income	$2,858,000	1,404
Securities gains (losses)	$-52,000	7,189
Applicable income taxes	$458,000	1,622
Income before extraordinary items	$2,348,000	1,418
Extraordinary gains, net	$0	34
Net income	$2,348,000	1,416
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,348,000	1,417
Net charge-offs	$362,000	4,241
Cash dividends	$700,000	2,119
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,391,680	1,373
2009-09-30 (YTD Data)		Rank
Total interest income	$7,624,000	3,247
Total interest expense	$2,154,000	3,665
Net interest income	$5,470,000	2,949
Provision for loan and lease losses	$100,000	5,952
Total noninterest income	$955,000	2,908
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$540,000	2,216
Trading account gains and fees	$0	212
Additional Noninterest Income	$415,000	3,116
Total noninterest expense	$4,049,000	3,468
Salaries and employee benefits	$1,982,000	3,565
Premises and equipment expense	$560,000	3,347
Additional noninterest expense	$1,507,000	3,270
Pre-tax net operating income	$2,276,000	1,409
Securities gains (losses)	$9,000	3,002
Applicable income taxes	$398,000	1,633
Income before extraordinary items	$1,887,000	1,420
Extraordinary gains, net	$0	27
Net income	$1,887,000	1,418
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,887,000	1,420
Net charge-offs	$211,000	4,189
Cash dividends	$400,000	2,256
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,879,530	1,397
2009-06-30 (YTD Data)		Rank
Total interest income	$5,197,000	3,217
Total interest expense	$1,457,000	3,745
Net interest income	$3,740,000	2,884
Provision for loan and lease losses	$100,000	5,300
Total noninterest income	$650,000	2,880
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$356,000	2,215
Trading account gains and fees	$0	193
Additional Noninterest Income	$294,000	3,042
Total noninterest expense	$2,753,000	3,449
Salaries and employee benefits	$1,445,000	3,337
Premises and equipment expense	$364,000	3,427
Additional noninterest expense	$944,000	3,424
Pre-tax net operating income	$1,537,000	1,492
Securities gains (losses)	$37,000	2,068
Applicable income taxes	$337,000	1,416
Income before extraordinary items	$1,237,000	1,501
Extraordinary gains, net	$0	21
Net income	$1,237,000	1,498
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,237,000	1,500
Net charge-offs	$169,000	3,636
Cash dividends	$400,000	1,856
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,207,770	1,515
2009-03-31 (YTD Data)		Rank
Total interest income	$2,675,000	3,159
Total interest expense	$733,000	3,821
Net interest income	$1,942,000	2,782
Provision for loan and lease losses	$0	6,744
Total noninterest income	$321,000	2,899
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$177,000	2,172
Trading account gains and fees	$0	171
Additional Noninterest Income	$144,000	3,030
Total noninterest expense	$1,317,000	3,493
Salaries and employee benefits	$828,000	3,017
Premises and equipment expense	$185,000	3,432
Additional noninterest expense	$304,000	4,368
Pre-tax net operating income	$946,000	1,363
Securities gains (losses)	$17,000	1,747
Applicable income taxes	$216,000	1,368
Income before extraordinary items	$747,000	1,462
Extraordinary gains, net	$0	15
Net income	$747,000	1,462
Minority interest net income	$0	102
Net income of bank and minority interests.	$747,000	1,464
Net charge-offs	$115,000	2,719
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$733,740	1,405
2008-12-31 (YTD Data)		Rank
Total interest income	$10,107,000	3,493
Total interest expense	$3,596,000	3,778
Net interest income	$6,511,000	3,259
Provision for loan and lease losses	$0	7,334
Total noninterest income	$1,235,000	2,987
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$786,000	2,158
Trading account gains and fees	$0	154
Additional Noninterest Income	$449,000	3,382
Total noninterest expense	$4,495,000	3,886
Salaries and employee benefits	$2,373,000	3,929
Premises and equipment expense	$740,000	3,369
Additional noninterest expense	$1,382,000	3,844
Pre-tax net operating income	$3,251,000	1,671
Securities gains (losses)	$-51,000	7,170
Applicable income taxes	$689,000	1,534
Income before extraordinary items	$2,511,000	1,616
Extraordinary gains, net	$0	39
Net income	$2,511,000	1,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-225,000	8,272
Cash dividends	$600,000	3,082
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,550,780	1,694
2008-09-30 (YTD Data)		Rank
Total interest income	$7,419,000	3,623
Total interest expense	$2,755,000	3,827
Net interest income	$4,664,000	3,395
Provision for loan and lease losses	$0	6,991
Total noninterest income	$937,000	3,023
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$606,000	2,134
Trading account gains and fees	$0	148
Additional Noninterest Income	$331,000	3,519
Total noninterest expense	$3,300,000	3,927
Salaries and employee benefits	$1,861,000	3,822
Premises and equipment expense	$546,000	3,433
Additional noninterest expense	$893,000	4,233
Pre-tax net operating income	$2,301,000	2,067
Securities gains (losses)	$-51,000	7,485
Applicable income taxes	$457,000	2,014
Income before extraordinary items	$1,793,000	1,960
Extraordinary gains, net	$0	31
Net income	$1,793,000	1,959
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-109,000	8,282
Cash dividends	$500,000	2,719
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,833,800	2,034
2008-06-30 (YTD Data)		Rank
Total interest income	$5,022,000	3,643
Total interest expense	$1,891,000	3,879
Net interest income	$3,131,000	3,380
Provision for loan and lease losses	$0	6,671
Total noninterest income	$619,000	3,073
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$394,000	2,150
Trading account gains and fees	$0	149
Additional Noninterest Income	$225,000	3,538
Total noninterest expense	$2,344,000	3,767
Salaries and employee benefits	$1,278,000	3,783
Premises and equipment expense	$363,000	3,462
Additional noninterest expense	$703,000	3,713
Pre-tax net operating income	$1,406,000	2,322
Securities gains (losses)	$9,000	2,500
Applicable income taxes	$278,000	2,301
Income before extraordinary items	$1,137,000	2,314
Extraordinary gains, net	$0	21
Net income	$1,137,000	2,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-125,000	8,367
Cash dividends	$500,000	2,245
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,129,800	2,278
2008-03-31 (YTD Data)		Rank
Total interest income	$2,497,000	3,730
Total interest expense	$993,000	3,932
Net interest income	$1,504,000	3,479
Provision for loan and lease losses	$0	6,080
Total noninterest income	$301,000	3,127
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$196,000	2,112
Trading account gains and fees	$0	158
Additional Noninterest Income	$105,000	3,679
Total noninterest expense	$1,102,000	3,951
Salaries and employee benefits	$627,000	3,840
Premises and equipment expense	$174,000	3,583
Additional noninterest expense	$301,000	4,105
Pre-tax net operating income	$703,000	2,402
Securities gains (losses)	$3,000	2,367
Applicable income taxes	$136,000	2,435
Income before extraordinary items	$570,000	2,417
Extraordinary gains, net	$0	15
Net income	$570,000	2,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-86,000	8,396
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$567,570	2,347
2007-12-31 (YTD Data)		Rank
Total interest income	$9,045,000	4,025
Total interest expense	$4,012,000	4,003
Net interest income	$5,033,000	3,982
Provision for loan and lease losses	$120,000	4,617
Total noninterest income	$1,221,000	3,108
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$809,000	2,118
Trading account gains and fees	$0	178
Additional Noninterest Income	$412,000	3,678
Total noninterest expense	$3,888,000	4,209
Salaries and employee benefits	$2,050,000	4,314
Premises and equipment expense	$642,000	3,665
Additional noninterest expense	$1,196,000	4,077
Pre-tax net operating income	$2,246,000	3,071
Securities gains (losses)	$8,000	1,417
Applicable income taxes	$350,000	3,184
Income before extraordinary items	$1,904,000	2,920
Extraordinary gains, net	$0	39
Net income	$1,904,000	2,919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,273
Cash dividends	$500,000	3,679
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,897,280	2,928
2007-09-30 (YTD Data)		Rank
Total interest income	$7,186,000	3,892
Total interest expense	$2,979,000	4,040
Net interest income	$4,207,000	3,687
Provision for loan and lease losses	$90,000	4,255
Total noninterest income	$897,000	3,141
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$604,000	2,097
Trading account gains and fees	$0	184
Additional Noninterest Income	$293,000	3,781
Total noninterest expense	$3,149,000	3,948
Salaries and employee benefits	$1,752,000	3,902
Premises and equipment expense	$466,000	3,734
Additional noninterest expense	$931,000	3,914
Pre-tax net operating income	$1,865,000	2,984
Securities gains (losses)	$5,000	1,185
Applicable income taxes	$330,000	3,064
Income before extraordinary items	$1,540,000	2,912
Extraordinary gains, net	$0	33
Net income	$1,540,000	2,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-50,000	8,252
Cash dividends	$250,000	3,844
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,535,900	2,907
2007-06-30 (YTD Data)		Rank
Total interest income	$4,802,000	3,894
Total interest expense	$1,956,000	4,072
Net interest income	$2,846,000	3,676
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$605,000	3,130
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$411,000	2,064
Trading account gains and fees	$0	168
Additional Noninterest Income	$194,000	3,835
Total noninterest expense	$2,116,000	3,958
Salaries and employee benefits	$1,190,000	3,880
Premises and equipment expense	$308,000	3,786
Additional noninterest expense	$618,000	3,937
Pre-tax net operating income	$1,275,000	2,992
Securities gains (losses)	$5,000	1,010
Applicable income taxes	$261,000	2,903
Income before extraordinary items	$1,019,000	3,003
Extraordinary gains, net	$0	29
Net income	$1,019,000	3,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-352,000	8,560
Cash dividends	$250,000	3,343
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,015,000	2,995
2007-03-31 (YTD Data)		Rank
Total interest income	$2,392,000	3,897
Total interest expense	$959,000	4,111
Net interest income	$1,433,000	3,674
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$290,000	3,182
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$197,000	2,077
Trading account gains and fees	$0	195
Additional Noninterest Income	$93,000	3,879
Total noninterest expense	$1,042,000	4,015
Salaries and employee benefits	$574,000	4,005
Premises and equipment expense	$152,000	3,834
Additional noninterest expense	$316,000	3,819
Pre-tax net operating income	$651,000	2,947
Securities gains (losses)	$0	1,187
Applicable income taxes	$137,000	2,850
Income before extraordinary items	$514,000	2,971
Extraordinary gains, net	$0	22
Net income	$514,000	2,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-345,000	8,606
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$514,000	2,955
2006-12-31 (YTD Data)		Rank
Total interest income	$8,471,000	4,045
Total interest expense	$3,334,000	4,047
Net interest income	$5,137,000	3,928
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$1,136,000	3,252
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$771,000	2,187
Trading account gains and fees	$0	130
Additional Noninterest Income	$365,000	3,911
Total noninterest expense	$4,087,000	3,931
Salaries and employee benefits	$2,142,000	4,068
Premises and equipment expense	$620,000	3,663
Additional noninterest expense	$1,325,000	3,644
Pre-tax net operating income	$2,066,000	3,566
Securities gains (losses)	$36,000	759
Applicable income taxes	$308,000	3,772
Income before extraordinary items	$1,794,000	3,359
Extraordinary gains, net	$0	51
Net income	$1,794,000	3,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$557,000	1,081
Cash dividends	$700,000	3,202
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,763,400	3,386
2006-09-30 (YTD Data)		Rank
Total interest income	$6,196,000	4,083
Total interest expense	$2,404,000	4,069
Net interest income	$3,792,000	3,997
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$830,000	3,314
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$573,000	2,209
Trading account gains and fees	$0	126
Additional Noninterest Income	$257,000	4,050
Total noninterest expense	$3,052,000	3,931
Salaries and employee benefits	$1,640,000	3,985
Premises and equipment expense	$469,000	3,657
Additional noninterest expense	$943,000	3,786
Pre-tax net operating income	$1,480,000	3,812
Securities gains (losses)	$13,000	838
Applicable income taxes	$183,000	4,245
Income before extraordinary items	$1,310,000	3,517
Extraordinary gains, net	$0	45
Net income	$1,310,000	3,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$525,000	776
Cash dividends	$500,000	2,912
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,298,560	3,528
2006-06-30 (YTD Data)		Rank
Total interest income	$4,037,000	4,097
Total interest expense	$1,518,000	4,087
Net interest income	$2,519,000	4,022
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$539,000	3,348
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$370,000	2,248
Trading account gains and fees	$0	126
Additional Noninterest Income	$169,000	4,078
Total noninterest expense	$2,060,000	3,930
Salaries and employee benefits	$1,156,000	3,848
Premises and equipment expense	$313,000	3,643
Additional noninterest expense	$591,000	3,966
Pre-tax net operating income	$938,000	3,947
Securities gains (losses)	$9,000	755
Applicable income taxes	$91,000	4,629
Income before extraordinary items	$856,000	3,574
Extraordinary gains, net	$0	39
Net income	$856,000	3,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$692,000	448
Cash dividends	$250,000	3,368
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$847,900	3,586
2006-03-31 (YTD Data)		Rank
Total interest income	$2,010,000	4,071
Total interest expense	$726,000	4,080
Net interest income	$1,284,000	3,972
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$256,000	3,405
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$172,000	2,312
Trading account gains and fees	$0	115
Additional Noninterest Income	$84,000	4,044
Total noninterest expense	$1,044,000	3,887
Salaries and employee benefits	$577,000	3,869
Premises and equipment expense	$165,000	3,494
Additional noninterest expense	$302,000	3,867
Pre-tax net operating income	$466,000	3,911
Securities gains (losses)	$9,000	604
Applicable income taxes	$33,000	4,927
Income before extraordinary items	$442,000	3,448
Extraordinary gains, net	$0	21
Net income	$442,000	3,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$405,000	377
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$433,630	3,472
2005-12-31 (YTD Data)		Rank
Total interest income	$7,082,000	4,112
Total interest expense	$2,395,000	3,931
Net interest income	$4,687,000	4,147
Provision for loan and lease losses	$70,000	5,300
Total noninterest income	$1,098,000	3,340
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$737,000	2,254
Trading account gains and fees	$0	138
Additional Noninterest Income	$361,000	3,949
Total noninterest expense	$3,888,000	3,941
Salaries and employee benefits	$2,152,000	3,911
Premises and equipment expense	$547,000	3,920
Additional noninterest expense	$1,189,000	3,894
Pre-tax net operating income	$1,827,000	3,910
Securities gains (losses)	$70,000	822
Applicable income taxes	$166,000	4,899
Income before extraordinary items	$1,731,000	3,464
Extraordinary gains, net	$0	46
Net income	$1,731,000	3,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,965
Cash dividends	$400,000	3,975
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,667,300	3,505
2005-09-30 (YTD Data)		Rank
Total interest income	$5,230,000	4,104
Total interest expense	$1,722,000	3,921
Net interest income	$3,508,000	4,152
Provision for loan and lease losses	$70,000	4,797
Total noninterest income	$805,000	3,389
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$549,000	2,262
Trading account gains and fees	$0	126
Additional Noninterest Income	$256,000	4,084
Total noninterest expense	$2,871,000	3,966
Salaries and employee benefits	$1,654,000	3,819
Premises and equipment expense	$411,000	3,892
Additional noninterest expense	$806,000	4,159
Pre-tax net operating income	$1,372,000	3,985
Securities gains (losses)	$57,000	829
Applicable income taxes	$125,000	5,031
Income before extraordinary items	$1,304,000	3,475
Extraordinary gains, net	$0	35
Net income	$1,304,000	3,476
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,742
Cash dividends	$200,000	4,032
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,252,130	3,525
2005-06-30 (YTD Data)		Rank
Total interest income	$3,472,000	4,063
Total interest expense	$1,117,000	3,820
Net interest income	$2,355,000	4,110
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$517,000	3,430
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$353,000	2,292
Trading account gains and fees	$0	116
Additional Noninterest Income	$164,000	4,121
Total noninterest expense	$1,913,000	3,956
Salaries and employee benefits	$1,098,000	3,813
Premises and equipment expense	$284,000	3,780
Additional noninterest expense	$531,000	4,167
Pre-tax net operating income	$899,000	3,992
Securities gains (losses)	$49,000	786
Applicable income taxes	$83,000	5,046
Income before extraordinary items	$865,000	3,446
Extraordinary gains, net	$0	30
Net income	$865,000	3,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,284
Cash dividends	$200,000	3,480
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$820,410	3,536
2005-03-31 (YTD Data)		Rank
Total interest income	$1,741,000	4,022
Total interest expense	$553,000	3,736
Net interest income	$1,188,000	4,093
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$240,000	3,559
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$164,000	2,376
Trading account gains and fees	$0	115
Additional Noninterest Income	$76,000	4,289
Total noninterest expense	$985,000	3,887
Salaries and employee benefits	$541,000	3,853
Premises and equipment expense	$152,000	3,614
Additional noninterest expense	$292,000	3,896
Pre-tax net operating income	$413,000	4,181
Securities gains (losses)	$42,000	592
Applicable income taxes	$30,000	5,303
Income before extraordinary items	$425,000	3,470
Extraordinary gains, net	$0	24
Net income	$425,000	3,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-87,000	8,758
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$385,940	3,670
2004-12-31 (YTD Data)		Rank
Total interest income	$6,887,000	3,858
Total interest expense	$1,839,000	3,907
Net interest income	$5,048,000	3,780
Provision for loan and lease losses	$190,000	3,789
Total noninterest income	$1,105,000	3,315
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$733,000	2,291
Trading account gains and fees	$0	138
Additional Noninterest Income	$372,000	3,850
Total noninterest expense	$3,797,000	3,906
Salaries and employee benefits	$2,172,000	3,734
Premises and equipment expense	$556,000	3,773
Additional noninterest expense	$1,069,000	4,115
Pre-tax net operating income	$2,166,000	3,338
Securities gains (losses)	$28,000	2,163
Applicable income taxes	$273,000	4,333
Income before extraordinary items	$1,921,000	3,020
Extraordinary gains, net	$0	34
Net income	$1,921,000	3,020
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-62,000	8,715
Cash dividends	$400,000	3,880
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,896,360	2,994
2004-09-30 (YTD Data)		Rank
Total interest income	$5,131,000	3,856
Total interest expense	$1,342,000	3,941
Net interest income	$3,789,000	3,761
Provision for loan and lease losses	$110,000	4,124
Total noninterest income	$821,000	3,343
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$556,000	2,294
Trading account gains and fees	$0	134
Additional Noninterest Income	$265,000	3,959
Total noninterest expense	$2,789,000	3,940
Salaries and employee benefits	$1,621,000	3,733
Premises and equipment expense	$406,000	3,830
Additional noninterest expense	$762,000	4,230
Pre-tax net operating income	$1,711,000	3,277
Securities gains (losses)	$20,000	2,305
Applicable income taxes	$235,000	4,190
Income before extraordinary items	$1,496,000	2,963
Extraordinary gains, net	$0	26
Net income	$1,496,000	2,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	2,407
Cash dividends	$200,000	3,963
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,478,800	2,910
2004-06-30 (YTD Data)		Rank
Total interest income	$3,387,000	3,873
Total interest expense	$903,000	3,915
Net interest income	$2,484,000	3,804
Provision for loan and lease losses	$80,000	3,908
Total noninterest income	$528,000	3,443
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$361,000	2,330
Trading account gains and fees	$0	130
Additional Noninterest Income	$167,000	4,110
Total noninterest expense	$1,881,000	3,938
Salaries and employee benefits	$1,115,000	3,658
Premises and equipment expense	$264,000	3,904
Additional noninterest expense	$502,000	4,297
Pre-tax net operating income	$1,051,000	3,424
Securities gains (losses)	$10,000	2,414
Applicable income taxes	$126,000	4,529
Income before extraordinary items	$935,000	3,102
Extraordinary gains, net	$0	21
Net income	$935,000	3,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-41,000	8,677
Cash dividends	$200,000	3,418
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$926,200	3,041
2004-03-31 (YTD Data)		Rank
Total interest income	$1,669,000	3,926
Total interest expense	$457,000	3,920
Net interest income	$1,212,000	3,864
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$257,000	3,459
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$172,000	2,379
Trading account gains and fees	$0	121
Additional Noninterest Income	$85,000	4,044
Total noninterest expense	$942,000	3,948
Salaries and employee benefits	$561,000	3,661
Premises and equipment expense	$138,000	3,818
Additional noninterest expense	$243,000	4,416
Pre-tax net operating income	$497,000	3,538
Securities gains (losses)	$10,000	2,045
Applicable income taxes	$56,000	4,705
Income before extraordinary items	$451,000	3,188
Extraordinary gains, net	$0	16
Net income	$451,000	3,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-107,000	8,976
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$442,100	3,124
2003-12-31 (YTD Data)		Rank
Total interest income	$6,525,000	4,041
Total interest expense	$2,005,000	4,021
Net interest income	$4,520,000	3,984
Provision for loan and lease losses	$160,000	4,471
Total noninterest income	$1,122,000	3,457
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$700,000	2,351
Trading account gains and fees	$0	160
Additional Noninterest Income	$422,000	3,874
Total noninterest expense	$3,674,000	3,953
Salaries and employee benefits	$1,837,000	4,194
Premises and equipment expense	$569,000	3,678
Additional noninterest expense	$1,268,000	3,574
Pre-tax net operating income	$1,808,000	3,627
Securities gains (losses)	$106,000	1,841
Applicable income taxes	$319,000	4,191
Income before extraordinary items	$1,595,000	3,423
Extraordinary gains, net	$0	54
Net income	$1,595,000	3,422
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$436,000	1,778
Cash dividends	$300,000	4,343
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,507,020	3,395
2003-09-30 (YTD Data)		Rank
Total interest income	$5,034,000	4,013
Total interest expense	$1,538,000	4,058
Net interest income	$3,496,000	3,903
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$847,000	3,510
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$526,000	2,360
Trading account gains and fees	$0	153
Additional Noninterest Income	$321,000	3,925
Total noninterest expense	$2,792,000	3,902
Salaries and employee benefits	$1,427,000	4,085
Premises and equipment expense	$442,000	3,575
Additional noninterest expense	$923,000	3,636
Pre-tax net operating income	$1,461,000	3,569
Securities gains (losses)	$101,000	1,748
Applicable income taxes	$279,000	4,052
Income before extraordinary items	$1,283,000	3,316
Extraordinary gains, net	$0	40
Net income	$1,283,000	3,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	3,430
Cash dividends	$150,000	4,365
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,200,180	3,335
2003-06-30 (YTD Data)		Rank
Total interest income	$3,418,000	3,979
Total interest expense	$1,066,000	4,046
Net interest income	$2,352,000	3,882
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$577,000	3,447
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$343,000	2,380
Trading account gains and fees	$0	150
Additional Noninterest Income	$234,000	3,735
Total noninterest expense	$1,896,000	3,846
Salaries and employee benefits	$984,000	3,969
Premises and equipment expense	$312,000	3,378
Additional noninterest expense	$600,000	3,701
Pre-tax net operating income	$973,000	3,591
Securities gains (losses)	$91,000	1,580
Applicable income taxes	$192,000	4,053
Income before extraordinary items	$872,000	3,288
Extraordinary gains, net	$0	30
Net income	$872,000	3,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-106,000	9,133
Cash dividends	$150,000	3,830
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$797,380	3,323
2003-03-31 (YTD Data)		Rank
Total interest income	$1,672,000	4,090
Total interest expense	$542,000	4,097
Net interest income	$1,130,000	4,011
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$267,000	3,499
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$168,000	2,355
Trading account gains and fees	$0	134
Additional Noninterest Income	$99,000	3,949
Total noninterest expense	$910,000	3,963
Salaries and employee benefits	$489,000	3,968
Premises and equipment expense	$124,000	4,049
Additional noninterest expense	$297,000	3,677
Pre-tax net operating income	$457,000	3,710
Securities gains (losses)	$39,000	1,535
Applicable income taxes	$80,000	4,357
Income before extraordinary items	$416,000	3,372
Extraordinary gains, net	$0	21
Net income	$416,000	3,369
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,659
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$383,240	3,408
2002-12-31 (YTD Data)		Rank
Total interest income	$7,134,000	3,986
Total interest expense	$2,581,000	3,998
Net interest income	$4,553,000	3,951
Provision for loan and lease losses	$200,000	4,344
Total noninterest income	$964,000	3,561
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$639,000	2,451
Trading account gains and fees	$0	153
Additional Noninterest Income	$325,000	4,081
Total noninterest expense	$3,799,000	3,704
Salaries and employee benefits	$2,019,000	3,708
Premises and equipment expense	$622,000	3,308
Additional noninterest expense	$1,158,000	3,719
Pre-tax net operating income	$1,518,000	4,084
Securities gains (losses)	$87,000	1,868
Applicable income taxes	$227,000	4,927
Income before extraordinary items	$1,378,000	3,729
Extraordinary gains, net	$0	70
Net income	$1,378,000	3,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	3,757
Cash dividends	$400,000	3,806
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,303,180	3,772
2001-12-31 (YTD Data)		Rank
Total interest income	$7,620,000	4,176
Total interest expense	$3,453,000	4,250
Net interest income	$4,167,000	4,004
Provision for loan and lease losses	$270,000	3,439
Total noninterest income	$885,000	3,611
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$639,000	2,315
Trading account gains and fees	$0	177
Additional Noninterest Income	$246,000	4,515
Total noninterest expense	$3,371,000	3,944
Salaries and employee benefits	$1,715,000	4,071
Premises and equipment expense	$615,000	3,296
Additional noninterest expense	$1,041,000	3,927
Pre-tax net operating income	$1,411,000	4,025
Securities gains (losses)	$45,000	2,460
Applicable income taxes	$227,000	4,782
Income before extraordinary items	$1,229,000	3,738
Extraordinary gains, net	$0	105
Net income	$1,229,000	3,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$841,000	1,062
Cash dividends	$200,000	4,983
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,191,200	3,710
2000-12-31 (YTD Data)		Rank
Total interest income	$7,367,000	4,397
Total interest expense	$3,293,000	4,580
Net interest income	$4,074,000	4,121
Provision for loan and lease losses	$270,000	3,077
Total noninterest income	$778,000	3,726
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$597,000	2,300
Trading account gains and fees	NA	NA
Additional Noninterest Income	$181,000	5,011
Total noninterest expense	$3,127,000	4,087
Salaries and employee benefits	$1,530,000	4,294
Premises and equipment expense	$655,000	3,050
Additional noninterest expense	$942,000	4,176
Pre-tax net operating income	$1,455,000	4,146
Securities gains (losses)	$44,000	742
Applicable income taxes	$300,000	4,598
Income before extraordinary items	$1,199,000	3,868
Extraordinary gains, net	$0	38
Net income	$1,199,000	3,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$183,000	2,541
Cash dividends	$200,000	5,103
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,163,800	3,938
1999-12-31 (YTD Data)		Rank
Total interest income	$6,533,000	4,659
Total interest expense	$2,776,000	4,891
Net interest income	$3,757,000	4,405
Provision for loan and lease losses	$205,000	3,496
Total noninterest income	$749,000	3,789
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$556,000	2,397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$193,000	5,023
Total noninterest expense	$2,961,000	4,263
Salaries and employee benefits	$1,379,000	4,639
Premises and equipment expense	$676,000	2,949
Additional noninterest expense	$906,000	4,360
Pre-tax net operating income	$1,340,000	4,433
Securities gains (losses)	$5,000	2,145
Applicable income taxes	$291,000	4,883
Income before extraordinary items	$1,054,000	4,261
Extraordinary gains, net	$0	35
Net income	$1,054,000	4,264
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,247
Cash dividends	$200,000	5,191
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,050,100	4,233
1998-12-31 (YTD Data)		Rank
Total interest income	$6,403,000	4,745
Total interest expense	$2,663,000	5,153
Net interest income	$3,740,000	4,361
Provision for loan and lease losses	$175,000	3,848
Total noninterest income	$674,000	4,092
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$531,000	2,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$143,000	5,810
Total noninterest expense	$2,957,000	4,165
Salaries and employee benefits	$1,346,000	4,632
Premises and equipment expense	$677,000	2,846
Additional noninterest expense	$934,000	4,170
Pre-tax net operating income	$1,282,000	4,670
Securities gains (losses)	$-3,000	9,968
Applicable income taxes	$284,000	5,318
Income before extraordinary items	$995,000	4,546
Extraordinary gains, net	$0	32
Net income	$995,000	4,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	9,897
Cash dividends	$200,000	5,324
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$997,340	4,435
1997-12-31 (YTD Data)		Rank
Total interest income	$6,288,000	4,871
Total interest expense	$2,594,000	5,276
Net interest income	$3,694,000	4,534
Provision for loan and lease losses	$255,000	2,900
Total noninterest income	$679,000	4,059
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$529,000	2,476
Trading account gains and fees	NA	NA
Additional Noninterest Income	$150,000	5,684
Total noninterest expense	$2,897,000	4,213
Salaries and employee benefits	$1,318,000	4,731
Premises and equipment expense	$869,000	2,265
Additional noninterest expense	$710,000	5,163
Pre-tax net operating income	$1,221,000	5,188
Securities gains (losses)	$-8,000	9,909
Applicable income taxes	$298,000	5,740
Income before extraordinary items	$915,000	4,997
Extraordinary gains, net	$0	44
Net income	$915,000	4,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-179,000	10,806
Cash dividends	$200,000	5,346
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$921,000	4,920
1996-12-31 (YTD Data)		Rank
Total interest income	$5,857,000	5,273
Total interest expense	$2,321,000	5,814
Net interest income	$3,536,000	4,788
Provision for loan and lease losses	$260,000	2,872
Total noninterest income	$651,000	4,316
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$489,000	2,767
Trading account gains and fees	NA	NA
Additional Noninterest Income	$162,000	5,740
Total noninterest expense	$2,814,000	4,533
Salaries and employee benefits	$1,224,000	5,109
Premises and equipment expense	$1,003,000	1,993
Additional noninterest expense	$587,000	6,434
Pre-tax net operating income	$1,113,000	5,371
Securities gains (losses)	$-11,000	10,330
Applicable income taxes	$275,000	6,111
Income before extraordinary items	$827,000	5,184
Extraordinary gains, net	$0	53
Net income	$827,000	5,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	2,882
Cash dividends	$200,000	5,388
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$835,250	5,081
1995-12-31 (YTD Data)		Rank
Total interest income	$5,363,000	5,686
Total interest expense	$2,066,000	6,329
Net interest income	$3,297,000	5,107
Provision for loan and lease losses	$180,000	3,223
Total noninterest income	$613,000	4,494
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$466,000	2,915
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	6,047
Total noninterest expense	$2,547,000	4,920
Salaries and employee benefits	$1,137,000	5,455
Premises and equipment expense	$748,000	2,646
Additional noninterest expense	$662,000	6,108
Pre-tax net operating income	$1,183,000	5,291
Securities gains (losses)	$-7,000	9,876
Applicable income taxes	$319,000	5,789
Income before extraordinary items	$857,000	5,179
Extraordinary gains, net	$0	65
Net income	$857,000	5,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,004
Cash dividends	$300,000	4,483
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$862,110	5,146
1994-12-31 (YTD Data)		Rank
Total interest income	$4,437,000	6,209
Total interest expense	$1,526,000	6,823
Net interest income	$2,911,000	5,726
Provision for loan and lease losses	$500,000	1,533
Total noninterest income	$573,000	4,813
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$427,000	3,181
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	6,278
Total noninterest expense	$1,971,000	6,277
Salaries and employee benefits	$836,000	7,004
Premises and equipment expense	$559,000	3,468
Additional noninterest expense	$576,000	7,207
Pre-tax net operating income	$1,013,000	5,894
Securities gains (losses)	$-146,000	11,780
Applicable income taxes	$232,000	6,800
Income before extraordinary items	$635,000	6,304
Extraordinary gains, net	$0	249
Net income	$635,000	6,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	5,032
Cash dividends	$300,000	4,418
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$741,580	5,728
1993-12-31 (YTD Data)		Rank
Total interest income	$4,275,000	6,548
Total interest expense	$1,498,000	7,209
Net interest income	$2,777,000	6,018
Provision for loan and lease losses	$365,000	2,613
Total noninterest income	$488,000	5,698
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$388,000	3,542
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	7,857
Total noninterest expense	$1,978,000	6,394
Salaries and employee benefits	$832,000	7,127
Premises and equipment expense	$492,000	3,916
Additional noninterest expense	$654,000	6,912
Pre-tax net operating income	$922,000	6,247
Securities gains (losses)	$14,000	5,105
Applicable income taxes	$264,000	6,577
Income before extraordinary items	$672,000	6,280
Extraordinary gains, net	$0	3,149
Net income	$672,000	6,457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	5,402
Cash dividends	$400,000	3,627
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$661,920	6,105
1992-12-31 (YTD Data)		Rank
Total interest income	$4,309,000	7,119
Total interest expense	$1,749,000	7,766
Net interest income	$2,560,000	6,485
Provision for loan and lease losses	$330,000	3,911
Total noninterest income	$534,000	5,392
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$375,000	3,697
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	6,436
Total noninterest expense	$1,858,000	6,776
Salaries and employee benefits	$758,000	7,552
Premises and equipment expense	$413,000	4,686
Additional noninterest expense	$687,000	6,839
Pre-tax net operating income	$906,000	6,063
Securities gains (losses)	$9,000	6,537
Applicable income taxes	$263,000	6,460
Income before extraordinary items	$652,000	6,223
Extraordinary gains, net	$0	1,422
Net income	$652,000	6,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$288,000	3,416
Cash dividends	$400,000	3,284
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$645,610	5,907

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.