Citizens Bank & Trust Co. of Jackson, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,104,0002,829
Total interest expense$1,710,0003,212
Net interest income$8,394,0002,618
Provision for loan and lease losses$128,0002,295
Total noninterest income$1,702,0002,184
Gross Fiduciary activities income$38,000787
Service charges on deposit accounts$1,077,000944
Trading account gains and feesNANA
Additional Noninterest Income$587,0002,817
Total noninterest expense$6,935,0002,577
Salaries and employee benefits$3,479,0002,726
Premises and equipment expense$807,0002,298
Additional noninterest expense$587,0002,817
Pre-tax net operating income$3,033,0002,501
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$3,033,0002,324
Extraordinary gains, net$054
Net income$3,033,0002,348
Minority interest net income$088
Net income of bank and minority interests.$3,033,0002,327
Net charge-offs$77,0001,632
Cash dividends$1,115,0002,052
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,033,0002,342
2023-09-30 (YTD Data)Rank
Total interest income$7,365,0002,843
Total interest expense$904,0003,467
Net interest income$6,461,0002,592
Provision for loan and lease losses$240,0001,512
Total noninterest income$1,201,0002,228
Gross Fiduciary activities income$23,000793
Service charges on deposit accounts$798,000947
Trading account gains and feesNANA
Additional Noninterest Income$380,0002,951
Total noninterest expense$5,167,0002,568
Salaries and employee benefits$2,569,0002,735
Premises and equipment expense$609,0002,292
Additional noninterest expense$380,0002,950
Pre-tax net operating income$2,255,0002,559
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$2,255,0002,367
Extraordinary gains, net$052
Net income$2,255,0002,390
Minority interest net income$081
Net income of bank and minority interests.$2,255,0002,369
Net charge-offs$-29,0004,087
Cash dividends$575,0002,137
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,255,0002,388
2023-06-30 (YTD Data)Rank
Total interest income$4,810,0002,844
Total interest expense$464,0003,579
Net interest income$4,346,0002,608
Provision for loan and lease losses$210,0001,292
Total noninterest income$873,0002,104
Gross Fiduciary activities income$18,000774
Service charges on deposit accounts$539,000926
Trading account gains and feesNANA
Additional Noninterest Income$316,0002,701
Total noninterest expense$3,431,0002,561
Salaries and employee benefits$1,727,0002,731
Premises and equipment expense$399,0002,309
Additional noninterest expense$316,0002,696
Pre-tax net operating income$1,578,0002,527
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$1,578,0002,350
Extraordinary gains, net$051
Net income$1,578,0002,377
Minority interest net income$081
Net income of bank and minority interests.$1,578,0002,350
Net charge-offs$-44,0004,295
Cash dividends$575,0001,843
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,578,0002,359
2023-03-31 (YTD Data)Rank
Total interest income$2,327,0002,875
Total interest expense$167,0003,708
Net interest income$2,160,0002,625
Provision for loan and lease losses$180,000940
Total noninterest income$463,0002,048
Gross Fiduciary activities income$3,000843
Service charges on deposit accounts$275,000933
Trading account gains and feesNANA
Additional Noninterest Income$185,0002,523
Total noninterest expense$1,710,0002,586
Salaries and employee benefits$869,0002,761
Premises and equipment expense$190,0002,427
Additional noninterest expense$185,0002,523
Pre-tax net operating income$733,0002,653
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$733,0002,471
Extraordinary gains, net$04
Net income$733,0002,471
Minority interest net income$048
Net income of bank and minority interests.$733,0002,471
Net charge-offs$14,0001,246
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$733,0002,498
2022-12-31 (YTD Data)Rank
Total interest income$7,215,0002,999
Total interest expense$313,0003,719
Net interest income$6,902,0002,897
Provision for loan and lease losses$407,0001,338
Total noninterest income$2,076,0002,006
Gross Fiduciary activities income$41,000815
Service charges on deposit accounts$1,157,000911
Trading account gains and feesNANA
Additional Noninterest Income$878,0002,479
Total noninterest expense$6,035,0002,752
Salaries and employee benefits$3,044,0002,917
Premises and equipment expense$724,0002,448
Additional noninterest expense$878,0002,479
Pre-tax net operating income$2,536,0002,842
Securities gains (losses)$29,000298
Applicable income taxes$15,0003,474
Income before extraordinary items$2,550,0002,658
Extraordinary gains, net$05
Net income$2,550,0002,655
Minority interest net income$063
Net income of bank and minority interests.$2,550,0002,657
Net charge-offs$-75,0004,210
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,521,2902,701
2022-09-30 (YTD Data)Rank
Total interest income$4,967,0003,074
Total interest expense$241,0003,529
Net interest income$4,726,0003,018
Provision for loan and lease losses$02,835
Total noninterest income$1,350,0002,181
Gross Fiduciary activities income$29,000808
Service charges on deposit accounts$869,000922
Trading account gains and feesNANA
Additional Noninterest Income$452,0002,906
Total noninterest expense$4,392,0002,775
Salaries and employee benefits$2,217,0002,951
Premises and equipment expense$548,0002,446
Additional noninterest expense$452,0002,906
Pre-tax net operating income$1,684,0002,973
Securities gains (losses)$29,000301
Applicable income taxes$13,0003,454
Income before extraordinary items$1,700,0002,779
Extraordinary gains, net$04
Net income$1,700,0002,777
Minority interest net income$057
Net income of bank and minority interests.$1,700,0002,778
Net charge-offs$-114,0004,335
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,671,2902,830
2022-06-30 (YTD Data)Rank
Total interest income$3,067,0003,148
Total interest expense$165,0003,440
Net interest income$2,902,0003,096
Provision for loan and lease losses$02,599
Total noninterest income$901,0002,173
Gross Fiduciary activities income$20,000770
Service charges on deposit accounts$577,000919
Trading account gains and feesNANA
Additional Noninterest Income$304,0002,919
Total noninterest expense$2,874,0002,793
Salaries and employee benefits$1,478,0002,950
Premises and equipment expense$364,0002,462
Additional noninterest expense$1,032,0002,569
Pre-tax net operating income$929,0003,087
Securities gains (losses)$0687
Applicable income taxes$11,0003,373
Income before extraordinary items$918,0002,919
Extraordinary gains, net$04
Net income$918,0002,918
Minority interest net income$060
Net income of bank and minority interests.$918,0002,919
Net charge-offs$-39,0004,101
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$918,0002,953
2022-03-31 (YTD Data)Rank
Total interest income$1,450,0003,190
Total interest expense$86,0003,372
Net interest income$1,364,0003,141
Provision for loan and lease losses$02,285
Total noninterest income$448,0002,172
Gross Fiduciary activities income$2,000841
Service charges on deposit accounts$288,000906
Trading account gains and feesNANA
Additional Noninterest Income$158,0002,842
Total noninterest expense$1,434,0002,793
Salaries and employee benefits$738,0002,953
Premises and equipment expense$187,0002,431
Additional noninterest expense$509,0002,563
Pre-tax net operating income$378,0003,186
Securities gains (losses)$0623
Applicable income taxes$2,0003,373
Income before extraordinary items$376,0003,054
Extraordinary gains, net$04
Net income$376,0003,053
Minority interest net income$050
Net income of bank and minority interests.$376,0003,054
Net charge-offs$-20,0004,154
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$376,0003,072
2021-12-31 (YTD Data)Rank
Total interest income$6,058,0003,215
Total interest expense$547,0003,042
Net interest income$5,511,0003,197
Provision for loan and lease losses$30,0002,737
Total noninterest income$1,658,0002,451
Gross Fiduciary activities income$65,000749
Service charges on deposit accounts$839,0001,094
Trading account gains and feesNANA
Additional Noninterest Income$754,0002,900
Total noninterest expense$5,634,0002,816
Salaries and employee benefits$2,969,0002,951
Premises and equipment expense$883,0002,188
Additional noninterest expense$1,782,0002,787
Pre-tax net operating income$1,505,0003,471
Securities gains (losses)$7,0001,785
Applicable income taxes$03,710
Income before extraordinary items$1,512,0003,333
Extraordinary gains, net$010
Net income$1,512,0003,333
Minority interest net income$074
Net income of bank and minority interests.$1,512,0003,333
Net charge-offs$64,0001,544
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,505,0003,323
2021-09-30 (YTD Data)Rank
Total interest income$4,591,0003,254
Total interest expense$443,0003,020
Net interest income$4,148,0003,234
Provision for loan and lease losses$02,963
Total noninterest income$1,226,0002,480
Gross Fiduciary activities income$55,000738
Service charges on deposit accounts$638,0001,089
Trading account gains and feesNANA
Additional Noninterest Income$533,0003,006
Total noninterest expense$4,166,0002,855
Salaries and employee benefits$2,232,0002,956
Premises and equipment expense$647,0002,241
Additional noninterest expense$1,287,0002,864
Pre-tax net operating income$1,208,0003,532
Securities gains (losses)$4,0001,798
Applicable income taxes$03,719
Income before extraordinary items$1,212,0003,394
Extraordinary gains, net$08
Net income$1,212,0003,394
Minority interest net income$069
Net income of bank and minority interests.$1,212,0003,394
Net charge-offs$37,0001,488
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,208,0003,376
2021-06-30 (YTD Data)Rank
Total interest income$3,210,0003,196
Total interest expense$318,0003,007
Net interest income$2,892,0003,183
Provision for loan and lease losses$02,862
Total noninterest income$813,0002,460
Gross Fiduciary activities income$31,000746
Service charges on deposit accounts$404,0001,090
Trading account gains and feesNANA
Additional Noninterest Income$378,0002,916
Total noninterest expense$2,758,0002,871
Salaries and employee benefits$1,495,0002,952
Premises and equipment expense$422,0002,265
Additional noninterest expense$841,0002,888
Pre-tax net operating income$947,0003,318
Securities gains (losses)$4,0001,607
Applicable income taxes$03,702
Income before extraordinary items$951,0003,191
Extraordinary gains, net$06
Net income$951,0003,189
Minority interest net income$067
Net income of bank and minority interests.$951,0003,191
Net charge-offs$24,0001,428
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$947,0003,169
2021-03-31 (YTD Data)Rank
Total interest income$1,653,0003,150
Total interest expense$171,0002,989
Net interest income$1,482,0003,129
Provision for loan and lease losses$02,741
Total noninterest income$396,0002,490
Gross Fiduciary activities income$16,000753
Service charges on deposit accounts$204,0001,066
Trading account gains and feesNANA
Additional Noninterest Income$176,0002,963
Total noninterest expense$1,404,0002,844
Salaries and employee benefits$758,0002,921
Premises and equipment expense$218,0002,241
Additional noninterest expense$428,0002,812
Pre-tax net operating income$474,0003,297
Securities gains (losses)$1,0001,331
Applicable income taxes$03,613
Income before extraordinary items$475,0003,165
Extraordinary gains, net$03
Net income$475,0003,165
Minority interest net income$055
Net income of bank and minority interests.$475,0003,165
Net charge-offs$15,0001,237
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$474,0003,149
2020-12-31 (YTD Data)Rank
Total interest income$6,231,0003,238
Total interest expense$1,028,0002,880
Net interest income$5,203,0003,276
Provision for loan and lease losses$800,0001,820
Total noninterest income$1,683,0002,311
Gross Fiduciary activities income$29,000824
Service charges on deposit accounts$1,004,000943
Trading account gains and feesNANA
Additional Noninterest Income$650,0002,891
Total noninterest expense$5,551,0002,824
Salaries and employee benefits$2,983,0002,952
Premises and equipment expense$889,0002,187
Additional noninterest expense$1,679,0002,845
Pre-tax net operating income$535,0004,164
Securities gains (losses)$4,0002,483
Applicable income taxes$03,697
Income before extraordinary items$539,0004,162
Extraordinary gains, net$04
Net income$539,0004,161
Minority interest net income$072
Net income of bank and minority interests.$539,0004,162
Net charge-offs$245,0001,424
Cash dividends$150,0003,487
Sale, conversion, retirement of capital stock, net$0566
Net operating income$535,0004,095
2020-09-30 (YTD Data)Rank
Total interest income$4,810,0003,224
Total interest expense$813,0002,906
Net interest income$3,997,0003,248
Provision for loan and lease losses$225,0002,648
Total noninterest income$1,272,0002,256
Gross Fiduciary activities income$23,000799
Service charges on deposit accounts$722,000977
Trading account gains and feesNANA
Additional Noninterest Income$527,0002,786
Total noninterest expense$4,217,0002,793
Salaries and employee benefits$2,263,0002,916
Premises and equipment expense$637,0002,251
Additional noninterest expense$1,317,0002,743
Pre-tax net operating income$827,0003,640
Securities gains (losses)$4,0002,295
Applicable income taxes$03,696
Income before extraordinary items$831,0003,560
Extraordinary gains, net$04
Net income$831,0003,559
Minority interest net income$065
Net income of bank and minority interests.$831,0003,560
Net charge-offs$150,0001,417
Cash dividends$150,0003,023
Sale, conversion, retirement of capital stock, net$0532
Net operating income$827,0003,519
2020-06-30 (YTD Data)Rank
Total interest income$3,361,0003,188
Total interest expense$572,0002,940
Net interest income$2,789,0003,202
Provision for loan and lease losses$150,0002,632
Total noninterest income$843,0002,212
Gross Fiduciary activities income$14,000807
Service charges on deposit accounts$521,000917
Trading account gains and feesNANA
Additional Noninterest Income$308,0002,887
Total noninterest expense$2,834,0002,784
Salaries and employee benefits$1,537,0002,903
Premises and equipment expense$435,0002,216
Additional noninterest expense$862,0002,775
Pre-tax net operating income$648,0003,471
Securities gains (losses)$2,0002,125
Applicable income taxes$03,655
Income before extraordinary items$650,0003,388
Extraordinary gains, net$04
Net income$650,0003,387
Minority interest net income$065
Net income of bank and minority interests.$650,0003,388
Net charge-offs$101,0001,356
Cash dividends$150,0002,802
Sale, conversion, retirement of capital stock, net$0504
Net operating income$648,0003,335
2020-03-31 (YTD Data)Rank
Total interest income$1,639,0003,248
Total interest expense$298,0003,021
Net interest income$1,341,0003,241
Provision for loan and lease losses$75,0002,175
Total noninterest income$456,0002,037
Gross Fiduciary activities income$4,000843
Service charges on deposit accounts$289,000982
Trading account gains and feesNANA
Additional Noninterest Income$163,0002,679
Total noninterest expense$1,459,0002,758
Salaries and employee benefits$785,0002,890
Premises and equipment expense$223,0002,185
Additional noninterest expense$451,0002,706
Pre-tax net operating income$263,0003,542
Securities gains (losses)$2,0001,565
Applicable income taxes$03,513
Income before extraordinary items$265,0003,418
Extraordinary gains, net$04
Net income$265,0003,419
Minority interest net income$056
Net income of bank and minority interests.$265,0003,419
Net charge-offs$-15,0004,590
Cash dividends$150,0002,090
Sale, conversion, retirement of capital stock, net$0482
Net operating income$263,0003,416
2019-12-31 (YTD Data)Rank
Total interest income$6,772,0003,237
Total interest expense$1,118,0003,150
Net interest income$5,654,0003,204
Provision for loan and lease losses$900,000972
Total noninterest income$1,650,0002,184
Gross Fiduciary activities income$40,000810
Service charges on deposit accounts$1,095,0001,064
Trading account gains and feesNANA
Additional Noninterest Income$515,0002,993
Total noninterest expense$5,698,0002,787
Salaries and employee benefits$3,109,0002,874
Premises and equipment expense$807,0002,329
Additional noninterest expense$1,782,0002,762
Pre-tax net operating income$706,0004,187
Securities gains (losses)$16,0001,722
Applicable income taxes$03,859
Income before extraordinary items$722,0004,086
Extraordinary gains, net$011
Net income$722,0004,088
Minority interest net income$076
Net income of bank and minority interests.$722,0004,088
Net charge-offs$846,000728
Cash dividends$328,0003,278
Sale, conversion, retirement of capital stock, net$0626
Net operating income$706,0004,075
2019-09-30 (YTD Data)Rank
Total interest income$5,113,0003,268
Total interest expense$823,0003,196
Net interest income$4,290,0003,228
Provision for loan and lease losses$225,0001,834
Total noninterest income$1,224,0002,201
Gross Fiduciary activities income$30,000805
Service charges on deposit accounts$831,0001,056
Trading account gains and feesNANA
Additional Noninterest Income$363,0003,072
Total noninterest expense$4,243,0002,811
Salaries and employee benefits$2,314,0002,890
Premises and equipment expense$609,0002,337
Additional noninterest expense$1,320,0002,793
Pre-tax net operating income$1,046,0003,572
Securities gains (losses)$16,0001,515
Applicable income taxes$03,902
Income before extraordinary items$1,062,0003,410
Extraordinary gains, net$011
Net income$1,062,0003,410
Minority interest net income$072
Net income of bank and minority interests.$1,062,0003,410
Net charge-offs$125,0001,623
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,046,0003,410
2019-06-30 (YTD Data)Rank
Total interest income$3,428,0003,267
Total interest expense$535,0003,217
Net interest income$2,893,0003,222
Provision for loan and lease losses$150,0001,792
Total noninterest income$804,0002,195
Gross Fiduciary activities income$24,000787
Service charges on deposit accounts$532,0001,083
Trading account gains and feesNANA
Additional Noninterest Income$248,0003,015
Total noninterest expense$2,842,0002,816
Salaries and employee benefits$1,562,0002,891
Premises and equipment expense$408,0002,342
Additional noninterest expense$872,0002,824
Pre-tax net operating income$705,0003,553
Securities gains (losses)$16,0001,095
Applicable income taxes$03,901
Income before extraordinary items$721,0003,392
Extraordinary gains, net$011
Net income$721,0003,390
Minority interest net income$069
Net income of bank and minority interests.$721,0003,391
Net charge-offs$36,0002,057
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$705,0003,393
2019-03-31 (YTD Data)Rank
Total interest income$1,781,0003,213
Total interest expense$254,0003,267
Net interest income$1,527,0003,141
Provision for loan and lease losses$75,0001,682
Total noninterest income$389,0002,200
Gross Fiduciary activities income$4,000868
Service charges on deposit accounts$264,0001,081
Trading account gains and feesNANA
Additional Noninterest Income$121,0002,994
Total noninterest expense$1,400,0002,861
Salaries and employee benefits$785,0002,893
Premises and equipment expense$195,0002,429
Additional noninterest expense$420,0002,905
Pre-tax net operating income$441,0003,243
Securities gains (losses)$16,000623
Applicable income taxes$03,800
Income before extraordinary items$457,0003,015
Extraordinary gains, net$05
Net income$457,0003,013
Minority interest net income$052
Net income of bank and minority interests.$457,0003,014
Net charge-offs$-18,0004,842
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$441,0003,061
2018-12-31 (YTD Data)Rank
Total interest income$6,403,0003,328
Total interest expense$969,0002,979
Net interest income$5,434,0003,338
Provision for loan and lease losses$580,0001,332
Total noninterest income$1,608,0002,255
Gross Fiduciary activities income$29,000885
Service charges on deposit accounts$1,104,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$475,0003,134
Total noninterest expense$5,474,0002,880
Salaries and employee benefits$2,811,0003,069
Premises and equipment expense$775,0002,407
Additional noninterest expense$1,888,0002,686
Pre-tax net operating income$988,0004,043
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$988,0003,922
Extraordinary gains, net$06
Net income$988,0003,921
Minority interest net income$072
Net income of bank and minority interests.$988,0003,921
Net charge-offs$877,000665
Cash dividends$60,0003,899
Sale, conversion, retirement of capital stock, net$0671
Net operating income$988,0003,931
2018-09-30 (YTD Data)Rank
Total interest income$4,748,0003,355
Total interest expense$712,0002,934
Net interest income$4,036,0003,387
Provision for loan and lease losses$580,0001,010
Total noninterest income$1,202,0002,268
Gross Fiduciary activities income$22,000856
Service charges on deposit accounts$819,0001,091
Trading account gains and feesNANA
Additional Noninterest Income$361,0003,146
Total noninterest expense$4,069,0002,909
Salaries and employee benefits$2,100,0003,073
Premises and equipment expense$583,0002,430
Additional noninterest expense$1,386,0002,737
Pre-tax net operating income$589,0004,359
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$589,0004,228
Extraordinary gains, net$05
Net income$589,0004,227
Minority interest net income$066
Net income of bank and minority interests.$589,0004,227
Net charge-offs$805,000515
Cash dividends$60,0003,476
Sale, conversion, retirement of capital stock, net$0633
Net operating income$589,0004,232
2018-06-30 (YTD Data)Rank
Total interest income$3,124,0003,374
Total interest expense$465,0002,895
Net interest income$2,659,0003,408
Provision for loan and lease losses$580,000733
Total noninterest income$808,0002,256
Gross Fiduciary activities income$16,000859
Service charges on deposit accounts$497,0001,170
Trading account gains and feesNANA
Additional Noninterest Income$295,0002,915
Total noninterest expense$2,691,0002,948
Salaries and employee benefits$1,395,0003,098
Premises and equipment expense$385,0002,465
Additional noninterest expense$911,0002,775
Pre-tax net operating income$196,0004,892
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$196,0004,813
Extraordinary gains, net$06
Net income$196,0004,812
Minority interest net income$065
Net income of bank and minority interests.$196,0004,812
Net charge-offs$790,000380
Cash dividends$60,0003,309
Sale, conversion, retirement of capital stock, net$0620
Net operating income$196,0004,816
2018-03-31 (YTD Data)Rank
Total interest income$1,530,0003,404
Total interest expense$226,0002,890
Net interest income$1,304,0003,456
Provision for loan and lease losses$120,0001,317
Total noninterest income$420,0002,189
Gross Fiduciary activities income$2,000930
Service charges on deposit accounts$274,0001,092
Trading account gains and feesNANA
Additional Noninterest Income$144,0002,896
Total noninterest expense$1,365,0002,951
Salaries and employee benefits$715,0003,094
Premises and equipment expense$196,0002,473
Additional noninterest expense$454,0002,815
Pre-tax net operating income$239,0004,145
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$239,0003,982
Extraordinary gains, net$07
Net income$239,0003,982
Minority interest net income$052
Net income of bank and minority interests.$239,0003,982
Net charge-offs$5,0002,201
Cash dividends$60,0002,506
Sale, conversion, retirement of capital stock, net$0580
Net operating income$239,0003,984
2017-12-31 (YTD Data)Rank
Total interest income$6,161,0003,361
Total interest expense$897,0002,745
Net interest income$5,264,0003,427
Provision for loan and lease losses$1,827,000553
Total noninterest income$1,685,0002,244
Gross Fiduciary activities income$30,000892
Service charges on deposit accounts$1,138,0001,066
Trading account gains and feesNANA
Additional Noninterest Income$517,0003,112
Total noninterest expense$5,478,0002,937
Salaries and employee benefits$2,807,0003,120
Premises and equipment expense$694,0002,674
Additional noninterest expense$1,977,0002,676
Pre-tax net operating income$-356,0005,550
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$-356,0005,499
Extraordinary gains, net$09
Net income$-356,0005,499
Minority interest net income$076
Net income of bank and minority interests.$-356,0005,499
Net charge-offs$431,0001,191
Cash dividends$248,0003,542
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-356,0005,495
2017-09-30 (YTD Data)Rank
Total interest income$4,591,0003,396
Total interest expense$670,0002,722
Net interest income$3,921,0003,475
Provision for loan and lease losses$360,0001,438
Total noninterest income$1,259,0002,276
Gross Fiduciary activities income$23,000884
Service charges on deposit accounts$769,0001,177
Trading account gains and feesNANA
Additional Noninterest Income$467,0002,893
Total noninterest expense$4,058,0002,981
Salaries and employee benefits$2,062,0003,171
Premises and equipment expense$521,0002,693
Additional noninterest expense$1,475,0002,691
Pre-tax net operating income$762,0004,124
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$762,0003,910
Extraordinary gains, net$09
Net income$762,0003,909
Minority interest net income$071
Net income of bank and minority interests.$762,0003,910
Net charge-offs$377,000964
Cash dividends$138,0003,300
Sale, conversion, retirement of capital stock, net$0677
Net operating income$762,0003,895
2017-06-30 (YTD Data)Rank
Total interest income$3,042,0003,393
Total interest expense$447,0002,674
Net interest income$2,595,0003,493
Provision for loan and lease losses$240,0001,411
Total noninterest income$805,0002,346
Gross Fiduciary activities income$17,000880
Service charges on deposit accounts$492,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$296,0002,962
Total noninterest expense$2,722,0002,992
Salaries and employee benefits$1,358,0003,208
Premises and equipment expense$344,0002,719
Additional noninterest expense$1,020,0002,626
Pre-tax net operating income$438,0004,287
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$438,0004,046
Extraordinary gains, net$011
Net income$438,0004,045
Minority interest net income$071
Net income of bank and minority interests.$438,0004,046
Net charge-offs$316,000802
Cash dividends$33,0003,452
Sale, conversion, retirement of capital stock, net$0659
Net operating income$438,0004,031
2017-03-31 (YTD Data)Rank
Total interest income$1,508,0003,417
Total interest expense$224,0002,642
Net interest income$1,284,0003,515
Provision for loan and lease losses$120,0001,315
Total noninterest income$393,0002,353
Gross Fiduciary activities income$2,000961
Service charges on deposit accounts$230,0001,269
Trading account gains and feesNANA
Additional Noninterest Income$161,0002,848
Total noninterest expense$1,351,0003,025
Salaries and employee benefits$680,0003,239
Premises and equipment expense$178,0002,707
Additional noninterest expense$493,0002,695
Pre-tax net operating income$206,0004,314
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$206,0004,091
Extraordinary gains, net$08
Net income$206,0004,090
Minority interest net income$055
Net income of bank and minority interests.$206,0004,091
Net charge-offs$57,0001,242
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$206,0004,073
2016-12-31 (YTD Data)Rank
Total interest income$6,338,0003,315
Total interest expense$875,0002,642
Net interest income$5,463,0003,375
Provision for loan and lease losses$845,0001,052
Total noninterest income$1,573,0002,422
Gross Fiduciary activities income$35,000908
Service charges on deposit accounts$958,0001,252
Trading account gains and fees$0170
Additional Noninterest Income$580,0003,059
Total noninterest expense$5,288,0003,073
Salaries and employee benefits$2,740,0003,223
Premises and equipment expense$725,0002,658
Additional noninterest expense$1,823,0002,935
Pre-tax net operating income$903,0004,192
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$903,0004,026
Extraordinary gains, net$05
Net income$903,0004,024
Minority interest net income$082
Net income of bank and minority interests.$903,0004,025
Net charge-offs$626,000932
Cash dividends$425,0003,145
Sale, conversion, retirement of capital stock, net$0759
Net operating income$903,0003,954
2016-09-30 (YTD Data)Rank
Total interest income$4,725,0003,340
Total interest expense$658,0002,638
Net interest income$4,067,0003,409
Provision for loan and lease losses$425,0001,309
Total noninterest income$1,181,0002,424
Gross Fiduciary activities income$28,000900
Service charges on deposit accounts$724,0001,242
Trading account gains and fees$0169
Additional Noninterest Income$429,0003,078
Total noninterest expense$3,941,0003,089
Salaries and employee benefits$2,054,0003,218
Premises and equipment expense$551,0002,641
Additional noninterest expense$1,336,0002,983
Pre-tax net operating income$882,0003,911
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$882,0003,724
Extraordinary gains, net$05
Net income$882,0003,722
Minority interest net income$071
Net income of bank and minority interests.$882,0003,724
Net charge-offs$290,0001,164
Cash dividends$325,0002,810
Sale, conversion, retirement of capital stock, net$0719
Net operating income$882,0003,661
2016-06-30 (YTD Data)Rank
Total interest income$3,135,0003,372
Total interest expense$441,0002,647
Net interest income$2,694,0003,442
Provision for loan and lease losses$335,0001,155
Total noninterest income$783,0002,419
Gross Fiduciary activities income$24,000884
Service charges on deposit accounts$474,0001,239
Trading account gains and fees$0157
Additional Noninterest Income$285,0003,089
Total noninterest expense$2,628,0003,106
Salaries and employee benefits$1,388,0003,205
Premises and equipment expense$371,0002,650
Additional noninterest expense$869,0003,056
Pre-tax net operating income$514,0004,106
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$514,0003,916
Extraordinary gains, net$016
Net income$514,0003,914
Minority interest net income$071
Net income of bank and minority interests.$514,0003,915
Net charge-offs$267,000938
Cash dividends$325,0002,431
Sale, conversion, retirement of capital stock, net$0705
Net operating income$514,0003,841
2016-03-31 (YTD Data)Rank
Total interest income$1,536,0003,417
Total interest expense$224,0002,633
Net interest income$1,312,0003,508
Provision for loan and lease losses$123,0001,357
Total noninterest income$377,0002,433
Gross Fiduciary activities income$3,000976
Service charges on deposit accounts$226,0001,290
Trading account gains and fees$0142
Additional Noninterest Income$148,0002,995
Total noninterest expense$1,332,0003,098
Salaries and employee benefits$716,0003,157
Premises and equipment expense$184,0002,699
Additional noninterest expense$432,0003,054
Pre-tax net operating income$234,0004,226
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$234,0004,018
Extraordinary gains, net$012
Net income$234,0004,015
Minority interest net income$062
Net income of bank and minority interests.$234,0004,016
Net charge-offs$216,000624
Cash dividends$75,0002,512
Sale, conversion, retirement of capital stock, net$0659
Net operating income$234,0003,963
2015-12-31 (YTD Data)Rank
Total interest income$6,464,0003,292
Total interest expense$881,0002,651
Net interest income$5,583,0003,346
Provision for loan and lease losses$810,000965
Total noninterest income$1,583,0002,422
Gross Fiduciary activities income$51,000894
Service charges on deposit accounts$900,0001,335
Trading account gains and fees$0159
Additional Noninterest Income$632,0002,971
Total noninterest expense$5,699,0002,965
Salaries and employee benefits$3,073,0002,989
Premises and equipment expense$758,0002,661
Additional noninterest expense$1,868,0002,932
Pre-tax net operating income$657,0004,637
Securities gains (losses)$-1,0005,649
Applicable income taxes$04,402
Income before extraordinary items$656,0004,491
Extraordinary gains, net$023
Net income$656,0004,491
Minority interest net income$081
Net income of bank and minority interests.$656,0004,491
Net charge-offs$635,000956
Cash dividends$990,0002,158
Sale, conversion, retirement of capital stock, net$0804
Net operating income$657,0004,437
2015-09-30 (YTD Data)Rank
Total interest income$4,828,0003,324
Total interest expense$652,0002,699
Net interest income$4,176,0003,384
Provision for loan and lease losses$420,0001,191
Total noninterest income$1,217,0002,401
Gross Fiduciary activities income$44,000878
Service charges on deposit accounts$669,0001,353
Trading account gains and fees$0153
Additional Noninterest Income$504,0002,910
Total noninterest expense$4,262,0003,000
Salaries and employee benefits$2,295,0003,020
Premises and equipment expense$562,0002,722
Additional noninterest expense$1,405,0002,934
Pre-tax net operating income$711,0004,270
Securities gains (losses)$-1,0005,801
Applicable income taxes$04,489
Income before extraordinary items$710,0004,091
Extraordinary gains, net$021
Net income$710,0004,090
Minority interest net income$078
Net income of bank and minority interests.$710,0004,093
Net charge-offs$284,0001,245
Cash dividends$735,0001,928
Sale, conversion, retirement of capital stock, net$0773
Net operating income$711,0004,028
2015-06-30 (YTD Data)Rank
Total interest income$3,154,0003,386
Total interest expense$430,0002,728
Net interest income$2,724,0003,446
Provision for loan and lease losses$90,0002,323
Total noninterest income$817,0002,396
Gross Fiduciary activities income$33,000885
Service charges on deposit accounts$443,0001,347
Trading account gains and fees$0157
Additional Noninterest Income$341,0002,883
Total noninterest expense$2,851,0002,997
Salaries and employee benefits$1,536,0003,030
Premises and equipment expense$379,0002,716
Additional noninterest expense$936,0002,953
Pre-tax net operating income$600,0003,895
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$600,0003,673
Extraordinary gains, net$022
Net income$600,0003,674
Minority interest net income$075
Net income of bank and minority interests.$600,0003,675
Net charge-offs$250,0001,041
Cash dividends$735,0001,540
Sale, conversion, retirement of capital stock, net$0751
Net operating income$600,0003,616
2015-03-31 (YTD Data)Rank
Total interest income$1,562,0003,404
Total interest expense$211,0002,783
Net interest income$1,351,0003,461
Provision for loan and lease losses$45,0002,176
Total noninterest income$371,0002,494
Gross Fiduciary activities income$8,000945
Service charges on deposit accounts$210,0001,382
Trading account gains and fees$0152
Additional Noninterest Income$153,0002,990
Total noninterest expense$1,399,0003,050
Salaries and employee benefits$767,0003,059
Premises and equipment expense$184,0002,819
Additional noninterest expense$448,0003,039
Pre-tax net operating income$278,0003,997
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$278,0003,777
Extraordinary gains, net$013
Net income$278,0003,780
Minority interest net income$064
Net income of bank and minority interests.$278,0003,781
Net charge-offs$167,000822
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$278,0003,694
2014-12-31 (YTD Data)Rank
Total interest income$6,324,0003,401
Total interest expense$840,0002,928
Net interest income$5,484,0003,436
Provision for loan and lease losses$215,0002,386
Total noninterest income$1,433,0002,584
Gross Fiduciary activities income$29,000987
Service charges on deposit accounts$828,0001,525
Trading account gains and fees$0180
Additional Noninterest Income$576,0003,078
Total noninterest expense$5,490,0003,112
Salaries and employee benefits$2,904,0003,153
Premises and equipment expense$730,0002,834
Additional noninterest expense$1,856,0003,056
Pre-tax net operating income$1,212,0003,835
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$1,212,0003,608
Extraordinary gains, net$017
Net income$1,212,0003,609
Minority interest net income$084
Net income of bank and minority interests.$1,212,0003,610
Net charge-offs$166,0002,673
Cash dividends$1,029,0001,995
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,212,0003,554
2014-09-30 (YTD Data)Rank
Total interest income$4,675,0003,469
Total interest expense$636,0002,967
Net interest income$4,039,0003,505
Provision for loan and lease losses$170,0002,275
Total noninterest income$1,086,0002,586
Gross Fiduciary activities income$21,000975
Service charges on deposit accounts$627,0001,523
Trading account gains and fees$0174
Additional Noninterest Income$438,0003,090
Total noninterest expense$4,133,0003,118
Salaries and employee benefits$2,167,0003,180
Premises and equipment expense$547,0002,863
Additional noninterest expense$1,419,0003,013
Pre-tax net operating income$822,0004,088
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$822,0003,857
Extraordinary gains, net$015
Net income$822,0003,859
Minority interest net income$081
Net income of bank and minority interests.$822,0003,860
Net charge-offs$132,0002,420
Cash dividends$906,0001,605
Sale, conversion, retirement of capital stock, net$0819
Net operating income$822,0003,815
2014-06-30 (YTD Data)Rank
Total interest income$3,072,0003,502
Total interest expense$428,0002,980
Net interest income$2,644,0003,548
Provision for loan and lease losses$125,0002,089
Total noninterest income$732,0002,527
Gross Fiduciary activities income$14,000976
Service charges on deposit accounts$415,0001,514
Trading account gains and fees$0172
Additional Noninterest Income$303,0003,023
Total noninterest expense$2,744,0003,132
Salaries and employee benefits$1,423,0003,232
Premises and equipment expense$372,0002,850
Additional noninterest expense$949,0003,014
Pre-tax net operating income$507,0004,157
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$507,0003,928
Extraordinary gains, net$020
Net income$507,0003,934
Minority interest net income$080
Net income of bank and minority interests.$507,0003,934
Net charge-offs$93,0002,250
Cash dividends$875,0001,282
Sale, conversion, retirement of capital stock, net$0794
Net operating income$507,0003,878
2014-03-31 (YTD Data)Rank
Total interest income$1,562,0003,487
Total interest expense$216,0002,996
Net interest income$1,346,0003,519
Provision for loan and lease losses$75,0001,807
Total noninterest income$347,0002,589
Gross Fiduciary activities income$3,0001,038
Service charges on deposit accounts$194,0001,592
Trading account gains and fees$0147
Additional Noninterest Income$150,0002,969
Total noninterest expense$1,388,0003,143
Salaries and employee benefits$715,0003,240
Premises and equipment expense$192,0002,830
Additional noninterest expense$481,0002,982
Pre-tax net operating income$230,0004,244
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$230,0004,016
Extraordinary gains, net$016
Net income$230,0004,018
Minority interest net income$066
Net income of bank and minority interests.$230,0004,018
Net charge-offs$30,0002,222
Cash dividends$195,0001,799
Sale, conversion, retirement of capital stock, net$0747
Net operating income$230,0003,976
2013-12-31 (YTD Data)Rank
Total interest income$6,094,0003,577
Total interest expense$938,0003,093
Net interest income$5,156,0003,631
Provision for loan and lease losses$294,0002,496
Total noninterest income$1,421,0002,676
Gross Fiduciary activities income$30,000994
Service charges on deposit accounts$863,0001,544
Trading account gains and fees$0184
Additional Noninterest Income$528,0003,283
Total noninterest expense$5,079,0003,371
Salaries and employee benefits$2,740,0003,304
Premises and equipment expense$621,0003,236
Additional noninterest expense$1,718,0003,313
Pre-tax net operating income$1,204,0003,777
Securities gains (losses)$-54,0006,460
Applicable income taxes$04,631
Income before extraordinary items$1,150,0003,633
Extraordinary gains, net$029
Net income$1,150,0003,636
Minority interest net income$090
Net income of bank and minority interests.$1,150,0003,637
Net charge-offs$265,0002,705
Cash dividends$1,025,0001,889
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,204,0003,515
2013-09-30 (YTD Data)Rank
Total interest income$4,575,0003,617
Total interest expense$721,0003,111
Net interest income$3,854,0003,661
Provision for loan and lease losses$225,0002,403
Total noninterest income$1,052,0002,743
Gross Fiduciary activities income$25,000974
Service charges on deposit accounts$649,0001,546
Trading account gains and fees$0180
Additional Noninterest Income$378,0003,406
Total noninterest expense$3,693,0003,453
Salaries and employee benefits$1,992,0003,400
Premises and equipment expense$431,0003,445
Additional noninterest expense$1,270,0003,349
Pre-tax net operating income$988,0003,705
Securities gains (losses)$-54,0006,664
Applicable income taxes$04,713
Income before extraordinary items$934,0003,554
Extraordinary gains, net$025
Net income$934,0003,556
Minority interest net income$084
Net income of bank and minority interests.$934,0003,558
Net charge-offs$149,0002,871
Cash dividends$1,025,0001,417
Sale, conversion, retirement of capital stock, net$0868
Net operating income$988,0003,373
2013-06-30 (YTD Data)Rank
Total interest income$3,039,0003,628
Total interest expense$489,0003,126
Net interest income$2,550,0003,673
Provision for loan and lease losses$150,0002,434
Total noninterest income$712,0002,734
Gross Fiduciary activities income$21,000962
Service charges on deposit accounts$429,0001,527
Trading account gains and fees$0157
Additional Noninterest Income$262,0003,398
Total noninterest expense$2,406,0003,536
Salaries and employee benefits$1,297,0003,481
Premises and equipment expense$284,0003,493
Additional noninterest expense$825,0003,427
Pre-tax net operating income$706,0003,563
Securities gains (losses)$-54,0006,804
Applicable income taxes$04,679
Income before extraordinary items$652,0003,450
Extraordinary gains, net$022
Net income$652,0003,451
Minority interest net income$082
Net income of bank and minority interests.$652,0003,453
Net charge-offs$46,0003,420
Cash dividends$1,025,0001,056
Sale, conversion, retirement of capital stock, net$0838
Net operating income$706,0003,202
2013-03-31 (YTD Data)Rank
Total interest income$1,526,0003,646
Total interest expense$246,0003,201
Net interest income$1,280,0003,678
Provision for loan and lease losses$75,0002,354
Total noninterest income$355,0002,741
Gross Fiduciary activities income$8,000991
Service charges on deposit accounts$205,0001,592
Trading account gains and fees$0148
Additional Noninterest Income$142,0003,257
Total noninterest expense$1,185,0003,595
Salaries and employee benefits$624,0003,621
Premises and equipment expense$144,0003,483
Additional noninterest expense$417,0003,411
Pre-tax net operating income$375,0003,405
Securities gains (losses)$-54,0006,929
Applicable income taxes$04,602
Income before extraordinary items$321,0003,446
Extraordinary gains, net$010
Net income$321,0003,446
Minority interest net income$076
Net income of bank and minority interests.$321,0003,448
Net charge-offs$8,0003,541
Cash dividends$180,0001,695
Sale, conversion, retirement of capital stock, net$0789
Net operating income$375,0003,052
2012-12-31 (YTD Data)Rank
Total interest income$6,298,0003,708
Total interest expense$1,108,0003,365
Net interest income$5,190,0003,722
Provision for loan and lease losses$378,0003,079
Total noninterest income$1,572,0002,536
Gross Fiduciary activities income$28,0001,035
Service charges on deposit accounts$845,0001,621
Trading account gains and fees$0166
Additional Noninterest Income$699,0002,892
Total noninterest expense$4,984,0003,472
Salaries and employee benefits$2,660,0003,414
Premises and equipment expense$580,0003,468
Additional noninterest expense$1,744,0003,418
Pre-tax net operating income$1,400,0003,447
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$1,400,0003,253
Extraordinary gains, net$029
Net income$1,400,0003,253
Minority interest net income$093
Net income of bank and minority interests.$1,400,0003,253
Net charge-offs$124,0004,228
Cash dividends$700,0002,380
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,400,0003,115
2012-09-30 (YTD Data)Rank
Total interest income$4,780,0003,755
Total interest expense$848,0003,440
Net interest income$3,932,0003,752
Provision for loan and lease losses$280,0003,060
Total noninterest income$1,172,0002,552
Gross Fiduciary activities income$20,0001,026
Service charges on deposit accounts$620,0001,669
Trading account gains and fees$0157
Additional Noninterest Income$532,0002,860
Total noninterest expense$3,881,0003,406
Salaries and employee benefits$2,011,0003,409
Premises and equipment expense$517,0003,087
Additional noninterest expense$1,353,0003,366
Pre-tax net operating income$943,0003,740
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$943,0003,539
Extraordinary gains, net$020
Net income$943,0003,539
Minority interest net income$086
Net income of bank and minority interests.$943,0003,541
Net charge-offs$56,0004,440
Cash dividends$600,0001,829
Sale, conversion, retirement of capital stock, net$0952
Net operating income$943,0003,387
2012-06-30 (YTD Data)Rank
Total interest income$3,202,0003,770
Total interest expense$573,0003,504
Net interest income$2,629,0003,765
Provision for loan and lease losses$220,0002,858
Total noninterest income$846,0002,410
Gross Fiduciary activities income$17,0001,004
Service charges on deposit accounts$419,0001,635
Trading account gains and fees$0153
Additional Noninterest Income$410,0002,616
Total noninterest expense$2,630,0003,381
Salaries and employee benefits$1,360,0003,393
Premises and equipment expense$310,0003,348
Additional noninterest expense$960,0003,232
Pre-tax net operating income$625,0003,735
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$625,0003,555
Extraordinary gains, net$019
Net income$625,0003,555
Minority interest net income$084
Net income of bank and minority interests.$625,0003,556
Net charge-offs$21,0004,608
Cash dividends$600,0001,414
Sale, conversion, retirement of capital stock, net$0928
Net operating income$625,0003,384
2012-03-31 (YTD Data)Rank
Total interest income$1,600,0003,807
Total interest expense$292,0003,571
Net interest income$1,308,0003,787
Provision for loan and lease losses$160,0002,234
Total noninterest income$481,0002,204
Gross Fiduciary activities income$3,0001,077
Service charges on deposit accounts$215,0001,594
Trading account gains and fees$0148
Additional Noninterest Income$263,0002,272
Total noninterest expense$1,318,0003,389
Salaries and employee benefits$679,0003,421
Premises and equipment expense$183,0002,991
Additional noninterest expense$456,0003,320
Pre-tax net operating income$311,0003,775
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$311,0003,577
Extraordinary gains, net$019
Net income$311,0003,580
Minority interest net income$078
Net income of bank and minority interests.$311,0003,580
Net charge-offs$6,0004,226
Cash dividends$200,0001,565
Sale, conversion, retirement of capital stock, net$0861
Net operating income$311,0003,410
2011-12-31 (YTD Data)Rank
Total interest income$6,201,0003,963
Total interest expense$1,363,0003,672
Net interest income$4,838,0003,990
Provision for loan and lease losses$596,0003,215
Total noninterest income$1,510,0002,435
Gross Fiduciary activities income$25,0001,006
Service charges on deposit accounts$888,0001,648
Trading account gains and fees$0146
Additional Noninterest Income$597,0002,861
Total noninterest expense$4,952,0003,563
Salaries and employee benefits$2,585,0003,465
Premises and equipment expense$626,0003,472
Additional noninterest expense$1,741,0003,499
Pre-tax net operating income$800,0004,086
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$800,0003,941
Extraordinary gains, net$029
Net income$800,0003,946
Minority interest net income$096
Net income of bank and minority interests.$800,0003,945
Net charge-offs$486,0003,212
Cash dividends$1,400,0001,301
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$800,0003,816
2011-09-30 (YTD Data)Rank
Total interest income$4,611,0004,026
Total interest expense$1,059,0003,697
Net interest income$3,552,0004,067
Provision for loan and lease losses$176,0004,327
Total noninterest income$1,149,0002,411
Gross Fiduciary activities income$17,0001,002
Service charges on deposit accounts$649,0001,681
Trading account gains and fees$0145
Additional Noninterest Income$483,0002,757
Total noninterest expense$3,620,0003,644
Salaries and employee benefits$1,914,0003,507
Premises and equipment expense$441,0003,675
Additional noninterest expense$1,265,0003,559
Pre-tax net operating income$905,0003,494
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$905,0003,266
Extraordinary gains, net$021
Net income$905,0003,267
Minority interest net income$087
Net income of bank and minority interests.$905,0003,267
Net charge-offs$101,0004,422
Cash dividends$1,200,000994
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$905,0003,160
2011-06-30 (YTD Data)Rank
Total interest income$3,074,0004,065
Total interest expense$720,0003,743
Net interest income$2,354,0004,102
Provision for loan and lease losses$93,0004,471
Total noninterest income$787,0002,340
Gross Fiduciary activities income$13,000985
Service charges on deposit accounts$419,0001,698
Trading account gains and fees$0153
Additional Noninterest Income$355,0002,627
Total noninterest expense$2,393,0003,695
Salaries and employee benefits$1,264,0003,560
Premises and equipment expense$290,0003,735
Additional noninterest expense$839,0003,617
Pre-tax net operating income$655,0003,299
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$655,0003,031
Extraordinary gains, net$015
Net income$655,0003,035
Minority interest net income$089
Net income of bank and minority interests.$655,0003,034
Net charge-offs$91,0003,938
Cash dividends$1,000,000803
Sale, conversion, retirement of capital stock, net$0986
Net operating income$655,0002,951
2011-03-31 (YTD Data)Rank
Total interest income$1,537,0004,093
Total interest expense$358,0003,858
Net interest income$1,179,0004,089
Provision for loan and lease losses$45,0004,252
Total noninterest income$429,0002,240
Gross Fiduciary activities income$3,0001,053
Service charges on deposit accounts$201,0001,742
Trading account gains and fees$0158
Additional Noninterest Income$225,0002,304
Total noninterest expense$1,234,0003,619
Salaries and employee benefits$631,0003,584
Premises and equipment expense$179,0003,251
Additional noninterest expense$424,0003,591
Pre-tax net operating income$329,0003,352
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$329,0003,040
Extraordinary gains, net$09
Net income$329,0003,039
Minority interest net income$086
Net income of bank and minority interests.$329,0003,040
Net charge-offs$8,0004,474
Cash dividends$600,000613
Sale, conversion, retirement of capital stock, net$0925
Net operating income$329,0002,985
2010-12-31 (YTD Data)Rank
Total interest income$6,224,0004,208
Total interest expense$1,508,0004,252
Net interest income$4,716,0004,117
Provision for loan and lease losses$57,0006,419
Total noninterest income$1,583,0002,438
Gross Fiduciary activities income$24,0001,042
Service charges on deposit accounts$886,0001,669
Trading account gains and fees$0175
Additional Noninterest Income$673,0002,750
Total noninterest expense$4,725,0003,774
Salaries and employee benefits$2,383,0003,718
Premises and equipment expense$639,0003,551
Additional noninterest expense$1,703,0003,673
Pre-tax net operating income$1,517,0002,704
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$1,517,0002,489
Extraordinary gains, net$029
Net income$1,517,0002,486
Minority interest net income$0111
Net income of bank and minority interests.$1,517,0002,491
Net charge-offs$526,0003,583
Cash dividends$625,0002,066
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,517,0002,394
2010-09-30 (YTD Data)Rank
Total interest income$4,640,0004,318
Total interest expense$1,153,0004,349
Net interest income$3,487,0004,216
Provision for loan and lease losses$157,0005,192
Total noninterest income$1,228,0002,391
Gross Fiduciary activities income$16,0001,036
Service charges on deposit accounts$673,0001,691
Trading account gains and fees$0165
Additional Noninterest Income$539,0002,640
Total noninterest expense$3,427,0003,863
Salaries and employee benefits$1,805,0003,731
Premises and equipment expense$465,0003,691
Additional noninterest expense$1,157,0003,904
Pre-tax net operating income$1,131,0002,881
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,131,0002,662
Extraordinary gains, net$023
Net income$1,131,0002,660
Minority interest net income$0110
Net income of bank and minority interests.$1,131,0002,664
Net charge-offs$176,0004,351
Cash dividends$500,0001,751
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,131,0002,540
2010-06-30 (YTD Data)Rank
Total interest income$3,066,0004,381
Total interest expense$778,0004,421
Net interest income$2,288,0004,267
Provision for loan and lease losses$125,0004,845
Total noninterest income$870,0002,243
Gross Fiduciary activities income$12,0001,038
Service charges on deposit accounts$447,0001,711
Trading account gains and fees$0152
Additional Noninterest Income$411,0002,386
Total noninterest expense$2,275,0003,866
Salaries and employee benefits$1,205,0003,752
Premises and equipment expense$299,0003,809
Additional noninterest expense$771,0003,891
Pre-tax net operating income$758,0002,886
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$758,0002,602
Extraordinary gains, net$019
Net income$758,0002,599
Minority interest net income$0105
Net income of bank and minority interests.$758,0002,601
Net charge-offs$-3,0007,284
Cash dividends$300,0001,862
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$758,0002,495
2010-03-31 (YTD Data)Rank
Total interest income$1,508,0004,491
Total interest expense$395,0004,506
Net interest income$1,113,0004,353
Provision for loan and lease losses$62,0004,555
Total noninterest income$505,0002,018
Gross Fiduciary activities income$4,0001,077
Service charges on deposit accounts$218,0001,746
Trading account gains and fees$0175
Additional Noninterest Income$283,0001,908
Total noninterest expense$1,125,0003,941
Salaries and employee benefits$597,0003,834
Premises and equipment expense$152,0003,853
Additional noninterest expense$376,0003,956
Pre-tax net operating income$431,0002,698
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$431,0002,427
Extraordinary gains, net$016
Net income$431,0002,426
Minority interest net income$091
Net income of bank and minority interests.$431,0002,427
Net charge-offs$27,0004,227
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$431,0002,336
2009-12-31 (YTD Data)Rank
Total interest income$6,105,0004,566
Total interest expense$1,763,0004,784
Net interest income$4,342,0004,334
Provision for loan and lease losses$1,144,0003,289
Total noninterest income$1,348,0002,744
Gross Fiduciary activities income$25,0001,063
Service charges on deposit accounts$1,027,0001,643
Trading account gains and fees$0211
Additional Noninterest Income$296,0004,007
Total noninterest expense$4,314,0004,124
Salaries and employee benefits$2,258,0003,994
Premises and equipment expense$621,0003,786
Additional noninterest expense$1,435,0004,210
Pre-tax net operating income$232,0004,702
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$232,0004,700
Extraordinary gains, net$034
Net income$232,0004,699
Minority interest net income$0115
Net income of bank and minority interests.$232,0004,700
Net charge-offs$1,168,0002,685
Cash dividends$100,0004,111
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$232,0004,631
2009-09-30 (YTD Data)Rank
Total interest income$4,552,0004,633
Total interest expense$1,347,0004,871
Net interest income$3,205,0004,397
Provision for loan and lease losses$748,0003,199
Total noninterest income$1,038,0002,754
Gross Fiduciary activities income$17,0001,043
Service charges on deposit accounts$608,0002,032
Trading account gains and fees$0212
Additional Noninterest Income$413,0003,124
Total noninterest expense$3,160,0004,201
Salaries and employee benefits$1,664,0004,078
Premises and equipment expense$472,0003,785
Additional noninterest expense$1,024,0004,308
Pre-tax net operating income$335,0004,411
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$335,0004,274
Extraordinary gains, net$027
Net income$335,0004,269
Minority interest net income$0118
Net income of bank and minority interests.$335,0004,272
Net charge-offs$807,0002,460
Cash dividends$100,0003,575
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$335,0004,210
2009-06-30 (YTD Data)Rank
Total interest income$2,950,0004,753
Total interest expense$925,0004,921
Net interest income$2,025,0004,545
Provision for loan and lease losses$623,0002,648
Total noninterest income$673,0002,808
Gross Fiduciary activities income$13,0001,034
Service charges on deposit accounts$393,0002,050
Trading account gains and fees$0193
Additional Noninterest Income$267,0003,184
Total noninterest expense$2,037,0004,334
Salaries and employee benefits$1,063,0004,257
Premises and equipment expense$353,0003,512
Additional noninterest expense$621,0004,623
Pre-tax net operating income$38,0005,583
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$38,0005,658
Extraordinary gains, net$021
Net income$38,0005,656
Minority interest net income$0112
Net income of bank and minority interests.$38,0005,656
Net charge-offs$756,0001,898
Cash dividends$100,0003,245
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$38,0005,574
2009-03-31 (YTD Data)Rank
Total interest income$1,463,0004,817
Total interest expense$469,0005,003
Net interest income$994,0004,597
Provision for loan and lease losses$110,0003,735
Total noninterest income$328,0002,855
Gross Fiduciary activities income$4,0001,095
Service charges on deposit accounts$184,0002,105
Trading account gains and fees$0171
Additional Noninterest Income$140,0003,082
Total noninterest expense$967,0004,408
Salaries and employee benefits$553,0004,142
Premises and equipment expense$156,0003,869
Additional noninterest expense$258,0004,864
Pre-tax net operating income$245,0003,671
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$245,0003,480
Extraordinary gains, net$015
Net income$245,0003,481
Minority interest net income$0102
Net income of bank and minority interests.$245,0003,481
Net charge-offs$91,0002,975
Cash dividends$100,0002,226
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$245,0003,333
2008-12-31 (YTD Data)Rank
Total interest income$6,839,0004,552
Total interest expense$2,484,0004,761
Net interest income$4,355,0004,311
Provision for loan and lease losses$1,912,0001,855
Total noninterest income$1,893,0002,234
Gross Fiduciary activities income$31,0001,049
Service charges on deposit accounts$898,0001,920
Trading account gains and fees$0154
Additional Noninterest Income$964,0002,170
Total noninterest expense$4,280,0004,032
Salaries and employee benefits$2,300,0004,013
Premises and equipment expense$743,0003,363
Additional noninterest expense$1,237,0004,194
Pre-tax net operating income$56,0006,152
Securities gains (losses)$-1,0006,828
Applicable income taxes$04,979
Income before extraordinary items$55,0006,024
Extraordinary gains, net$039
Net income$55,0006,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,971,0001,303
Cash dividends$1,433,0001,788
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$56,0006,166
2008-09-30 (YTD Data)Rank
Total interest income$5,230,0004,573
Total interest expense$1,945,0004,760
Net interest income$3,285,0004,330
Provision for loan and lease losses$98,0005,192
Total noninterest income$1,066,0002,777
Gross Fiduciary activities income$22,0001,040
Service charges on deposit accounts$663,0001,958
Trading account gains and fees$0148
Additional Noninterest Income$381,0003,263
Total noninterest expense$3,144,0004,087
Salaries and employee benefits$1,714,0004,059
Premises and equipment expense$503,0003,620
Additional noninterest expense$927,0004,110
Pre-tax net operating income$1,109,0003,482
Securities gains (losses)$471,000335
Applicable income taxes$05,372
Income before extraordinary items$1,580,0002,219
Extraordinary gains, net$031
Net income$1,580,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,144
Cash dividends$1,433,0001,368
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,109,0003,049
2008-06-30 (YTD Data)Rank
Total interest income$3,549,0004,585
Total interest expense$1,358,0004,778
Net interest income$2,191,0004,324
Provision for loan and lease losses$60,0004,901
Total noninterest income$711,0002,817
Gross Fiduciary activities income$17,0001,036
Service charges on deposit accounts$431,0001,972
Trading account gains and fees$0149
Additional Noninterest Income$263,0003,250
Total noninterest expense$2,057,0004,158
Salaries and employee benefits$1,136,0004,116
Premises and equipment expense$335,0003,652
Additional noninterest expense$586,0004,266
Pre-tax net operating income$785,0003,466
Securities gains (losses)$1,0003,084
Applicable income taxes$05,627
Income before extraordinary items$786,0003,094
Extraordinary gains, net$021
Net income$786,0003,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,209
Cash dividends$639,0001,972
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$785,0003,035
2008-03-31 (YTD Data)Rank
Total interest income$1,828,0004,579
Total interest expense$733,0004,758
Net interest income$1,095,0004,333
Provision for loan and lease losses$30,0004,346
Total noninterest income$342,0002,866
Gross Fiduciary activities income$8,0001,052
Service charges on deposit accounts$201,0002,073
Trading account gains and fees$0158
Additional Noninterest Income$133,0003,249
Total noninterest expense$1,003,0004,223
Salaries and employee benefits$567,0004,147
Premises and equipment expense$164,0003,723
Additional noninterest expense$272,0004,425
Pre-tax net operating income$404,0003,530
Securities gains (losses)$1,0002,556
Applicable income taxes$05,622
Income before extraordinary items$405,0003,167
Extraordinary gains, net$015
Net income$405,0003,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$319,0001,813
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$404,0003,095
2007-12-31 (YTD Data)Rank
Total interest income$7,930,0004,383
Total interest expense$3,373,0004,438
Net interest income$4,557,0004,261
Provision for loan and lease losses$120,0004,617
Total noninterest income$1,331,0002,924
Gross Fiduciary activities income$33,0001,074
Service charges on deposit accounts$792,0002,153
Trading account gains and fees$0178
Additional Noninterest Income$506,0003,296
Total noninterest expense$3,912,0004,192
Salaries and employee benefits$2,135,0004,174
Premises and equipment expense$678,0003,518
Additional noninterest expense$1,099,0004,340
Pre-tax net operating income$1,856,0003,475
Securities gains (losses)$8,0001,417
Applicable income taxes$06,070
Income before extraordinary items$1,864,0002,979
Extraordinary gains, net$039
Net income$1,864,0002,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,587
Cash dividends$1,695,0001,837
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,856,0002,981
2007-09-30 (YTD Data)Rank
Total interest income$5,990,0004,376
Total interest expense$2,569,0004,401
Net interest income$3,421,0004,279
Provision for loan and lease losses$90,0004,255
Total noninterest income$970,0002,982
Gross Fiduciary activities income$19,0001,088
Service charges on deposit accounts$574,0002,195
Trading account gains and fees$0184
Additional Noninterest Income$377,0003,314
Total noninterest expense$2,908,0004,186
Salaries and employee benefits$1,591,0004,194
Premises and equipment expense$519,0003,454
Additional noninterest expense$798,0004,370
Pre-tax net operating income$1,393,0003,631
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,393,0003,130
Extraordinary gains, net$033
Net income$1,393,0003,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,379
Cash dividends$1,290,0001,690
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,393,0003,113
2007-06-30 (YTD Data)Rank
Total interest income$4,006,0004,390
Total interest expense$1,742,0004,373
Net interest income$2,264,0004,327
Provision for loan and lease losses$60,0003,990
Total noninterest income$652,0002,974
Gross Fiduciary activities income$14,0001,091
Service charges on deposit accounts$386,0002,187
Trading account gains and fees$0168
Additional Noninterest Income$252,0003,326
Total noninterest expense$1,908,0004,259
Salaries and employee benefits$1,056,0004,243
Premises and equipment expense$342,0003,505
Additional noninterest expense$510,0004,515
Pre-tax net operating income$948,0003,653
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$948,0003,141
Extraordinary gains, net$029
Net income$948,0003,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,700
Cash dividends$885,0001,707
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$948,0003,125
2007-03-31 (YTD Data)Rank
Total interest income$2,023,0004,373
Total interest expense$877,0004,341
Net interest income$1,146,0004,295
Provision for loan and lease losses$30,0003,737
Total noninterest income$320,0002,989
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$184,0002,212
Trading account gains and fees$0195
Additional Noninterest Income$131,0003,257
Total noninterest expense$954,0004,278
Salaries and employee benefits$535,0004,220
Premises and equipment expense$170,0003,543
Additional noninterest expense$249,0004,551
Pre-tax net operating income$482,0003,615
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$482,0003,115
Extraordinary gains, net$022
Net income$482,0003,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,057
Cash dividends$450,0001,526
Sale, conversion, retirement of capital stock, net$0885
Net operating income$482,0003,094
2006-12-31 (YTD Data)Rank
Total interest income$8,097,0004,161
Total interest expense$3,208,0004,138
Net interest income$4,889,0004,072
Provision for loan and lease losses$120,0004,374
Total noninterest income$1,264,0003,024
Gross Fiduciary activities income$33,0001,089
Service charges on deposit accounts$756,0002,223
Trading account gains and fees$0130
Additional Noninterest Income$475,0003,433
Total noninterest expense$3,853,0004,094
Salaries and employee benefits$2,115,0004,101
Premises and equipment expense$655,0003,515
Additional noninterest expense$1,083,0004,265
Pre-tax net operating income$2,180,0003,449
Securities gains (losses)$1,0001,542
Applicable income taxes$06,600
Income before extraordinary items$2,181,0002,913
Extraordinary gains, net$051
Net income$2,181,0002,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,373
Cash dividends$1,800,0001,688
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,180,0002,904
2006-09-30 (YTD Data)Rank
Total interest income$6,002,0004,182
Total interest expense$2,294,0004,178
Net interest income$3,708,0004,070
Provision for loan and lease losses$90,0004,225
Total noninterest income$939,0003,060
Gross Fiduciary activities income$17,0001,132
Service charges on deposit accounts$560,0002,256
Trading account gains and fees$0126
Additional Noninterest Income$362,0003,375
Total noninterest expense$2,832,0004,144
Salaries and employee benefits$1,532,0004,180
Premises and equipment expense$494,0003,503
Additional noninterest expense$806,0004,237
Pre-tax net operating income$1,725,0003,460
Securities gains (losses)$1,0001,261
Applicable income taxes$06,687
Income before extraordinary items$1,726,0002,887
Extraordinary gains, net$045
Net income$1,726,0002,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,678
Cash dividends$1,350,0001,576
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,725,0002,879
2006-06-30 (YTD Data)Rank
Total interest income$3,905,0004,204
Total interest expense$1,419,0004,252
Net interest income$2,486,0004,065
Provision for loan and lease losses$60,0004,062
Total noninterest income$607,0003,096
Gross Fiduciary activities income$13,0001,130
Service charges on deposit accounts$369,0002,254
Trading account gains and fees$0126
Additional Noninterest Income$225,0003,515
Total noninterest expense$1,864,0004,199
Salaries and employee benefits$1,012,0004,220
Premises and equipment expense$324,0003,547
Additional noninterest expense$528,0004,299
Pre-tax net operating income$1,169,0003,417
Securities gains (losses)$1,0001,053
Applicable income taxes$06,706
Income before extraordinary items$1,170,0002,852
Extraordinary gains, net$039
Net income$1,170,0002,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,027
Cash dividends$900,0001,569
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,169,0002,842
2006-03-31 (YTD Data)Rank
Total interest income$1,921,0004,202
Total interest expense$664,0004,312
Net interest income$1,257,0004,032
Provision for loan and lease losses$30,0003,822
Total noninterest income$281,0003,216
Gross Fiduciary activities income$3,0001,214
Service charges on deposit accounts$170,0002,342
Trading account gains and fees$0115
Additional Noninterest Income$108,0003,577
Total noninterest expense$914,0004,278
Salaries and employee benefits$506,0004,245
Premises and equipment expense$154,0003,708
Additional noninterest expense$254,0004,427
Pre-tax net operating income$594,0003,338
Securities gains (losses)$1,000856
Applicable income taxes$06,588
Income before extraordinary items$595,0002,760
Extraordinary gains, net$021
Net income$595,0002,760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0002,442
Cash dividends$450,0001,479
Sale, conversion, retirement of capital stock, net$0648
Net operating income$594,0002,745
2005-12-31 (YTD Data)Rank
Total interest income$6,864,0004,210
Total interest expense$2,203,0004,149
Net interest income$4,661,0004,161
Provision for loan and lease losses$140,0004,242
Total noninterest income$1,213,0003,120
Gross Fiduciary activities income$58,0001,021
Service charges on deposit accounts$715,0002,305
Trading account gains and fees$0138
Additional Noninterest Income$440,0003,606
Total noninterest expense$3,735,0004,073
Salaries and employee benefits$2,001,0004,122
Premises and equipment expense$696,0003,243
Additional noninterest expense$1,038,0004,293
Pre-tax net operating income$1,999,0003,689
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,999,0003,099
Extraordinary gains, net$046
Net income$1,999,0003,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,280
Cash dividends$1,608,0001,729
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,999,0003,063
2005-09-30 (YTD Data)Rank
Total interest income$5,035,0004,220
Total interest expense$1,580,0004,146
Net interest income$3,455,0004,185
Provision for loan and lease losses$105,0004,091
Total noninterest income$905,0003,134
Gross Fiduciary activities income$41,0001,021
Service charges on deposit accounts$529,0002,331
Trading account gains and fees$0126
Additional Noninterest Income$335,0003,603
Total noninterest expense$2,768,0004,079
Salaries and employee benefits$1,498,0004,100
Premises and equipment expense$513,0003,295
Additional noninterest expense$757,0004,365
Pre-tax net operating income$1,487,0003,777
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,487,0003,153
Extraordinary gains, net$035
Net income$1,487,0003,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,476
Cash dividends$1,206,0001,554
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,487,0003,111
2005-06-30 (YTD Data)Rank
Total interest income$3,281,0004,221
Total interest expense$1,000,0004,134
Net interest income$2,281,0004,209
Provision for loan and lease losses$70,0003,946
Total noninterest income$605,0003,073
Gross Fiduciary activities income$31,0001,012
Service charges on deposit accounts$345,0002,335
Trading account gains and fees$0116
Additional Noninterest Income$229,0003,524
Total noninterest expense$1,799,0004,151
Salaries and employee benefits$969,0004,162
Premises and equipment expense$345,0003,235
Additional noninterest expense$485,0004,482
Pre-tax net operating income$1,017,0003,656
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,017,0003,047
Extraordinary gains, net$030
Net income$1,017,0003,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,846
Cash dividends$804,0001,563
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,017,0003,003
2005-03-31 (YTD Data)Rank
Total interest income$1,607,0004,265
Total interest expense$482,0004,126
Net interest income$1,125,0004,256
Provision for loan and lease losses$35,0003,777
Total noninterest income$299,0003,058
Gross Fiduciary activities income$5,0001,162
Service charges on deposit accounts$175,0002,253
Trading account gains and fees$0115
Additional Noninterest Income$119,0003,420
Total noninterest expense$879,0004,242
Salaries and employee benefits$481,0004,218
Premises and equipment expense$188,0003,032
Additional noninterest expense$210,0004,919
Pre-tax net operating income$510,0003,618
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$510,0003,008
Extraordinary gains, net$024
Net income$510,0003,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,178
Cash dividends$402,0001,434
Sale, conversion, retirement of capital stock, net$0491
Net operating income$510,0002,965
2004-12-31 (YTD Data)Rank
Total interest income$6,476,0004,032
Total interest expense$1,915,0003,778
Net interest income$4,561,0004,077
Provision for loan and lease losses$194,0003,756
Total noninterest income$1,023,0003,481
Gross Fiduciary activities income$34,0001,120
Service charges on deposit accounts$631,0002,594
Trading account gains and fees$0138
Additional Noninterest Income$358,0003,922
Total noninterest expense$3,484,0004,196
Salaries and employee benefits$1,890,0004,185
Premises and equipment expense$644,0003,343
Additional noninterest expense$950,0004,538
Pre-tax net operating income$1,906,0003,613
Securities gains (losses)$-2,0007,892
Applicable income taxes$07,185
Income before extraordinary items$1,904,0003,047
Extraordinary gains, net$034
Net income$1,904,0003,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,620
Cash dividends$1,705,0001,564
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,906,0002,982
2004-09-30 (YTD Data)Rank
Total interest income$4,845,0004,017
Total interest expense$1,430,0003,751
Net interest income$3,415,0004,078
Provision for loan and lease losses$149,0003,563
Total noninterest income$720,0003,663
Gross Fiduciary activities income$18,0001,153
Service charges on deposit accounts$464,0002,653
Trading account gains and fees$0134
Additional Noninterest Income$238,0004,156
Total noninterest expense$2,608,0004,164
Salaries and employee benefits$1,412,0004,145
Premises and equipment expense$474,0003,406
Additional noninterest expense$722,0004,416
Pre-tax net operating income$1,378,0003,796
Securities gains (losses)$-2,0008,174
Applicable income taxes$07,220
Income before extraordinary items$1,376,0003,192
Extraordinary gains, net$026
Net income$1,376,0003,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,942
Cash dividends$545,0002,568
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,378,0003,111
2004-06-30 (YTD Data)Rank
Total interest income$3,210,0004,044
Total interest expense$958,0003,733
Net interest income$2,252,0004,121
Provision for loan and lease losses$104,0003,413
Total noninterest income$483,0003,651
Gross Fiduciary activities income$14,0001,146
Service charges on deposit accounts$309,0002,649
Trading account gains and fees$0130
Additional Noninterest Income$160,0004,180
Total noninterest expense$1,725,0004,215
Salaries and employee benefits$940,0004,168
Premises and equipment expense$300,0003,547
Additional noninterest expense$485,0004,406
Pre-tax net operating income$906,0003,785
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$906,0003,201
Extraordinary gains, net$021
Net income$906,0003,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,546
Cash dividends$330,0002,732
Sale, conversion, retirement of capital stock, net$0638
Net operating income$906,0003,116
2004-03-31 (YTD Data)Rank
Total interest income$1,595,0004,078
Total interest expense$480,0003,763
Net interest income$1,115,0004,137
Provision for loan and lease losses$59,0003,120
Total noninterest income$243,0003,596
Gross Fiduciary activities income$5,0001,183
Service charges on deposit accounts$155,0002,607
Trading account gains and fees$0121
Additional Noninterest Income$83,0004,094
Total noninterest expense$863,0004,227
Salaries and employee benefits$474,0004,177
Premises and equipment expense$153,0003,536
Additional noninterest expense$236,0004,505
Pre-tax net operating income$436,0003,859
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$436,0003,281
Extraordinary gains, net$016
Net income$436,0003,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0001,713
Cash dividends$165,0002,378
Sale, conversion, retirement of capital stock, net$0464
Net operating income$436,0003,163
2003-12-31 (YTD Data)Rank
Total interest income$6,381,0004,118
Total interest expense$2,177,0003,747
Net interest income$4,204,0004,207
Provision for loan and lease losses$266,0003,435
Total noninterest income$1,049,0003,619
Gross Fiduciary activities income$69,0001,026
Service charges on deposit accounts$606,0002,671
Trading account gains and fees$0160
Additional Noninterest Income$374,0004,091
Total noninterest expense$3,604,0004,008
Salaries and employee benefits$1,941,0004,025
Premises and equipment expense$617,0003,441
Additional noninterest expense$1,046,0004,128
Pre-tax net operating income$1,383,0004,340
Securities gains (losses)$7,0003,771
Applicable income taxes$07,459
Income before extraordinary items$1,390,0003,750
Extraordinary gains, net$054
Net income$1,390,0003,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,413
Cash dividends$1,425,0001,803
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,383,0003,609
2003-09-30 (YTD Data)Rank
Total interest income$4,766,0004,180
Total interest expense$1,682,0003,770
Net interest income$3,084,0004,300
Provision for loan and lease losses$180,0003,498
Total noninterest income$794,0003,663
Gross Fiduciary activities income$52,0001,027
Service charges on deposit accounts$448,0002,713
Trading account gains and fees$0153
Additional Noninterest Income$294,0004,075
Total noninterest expense$2,605,0004,114
Salaries and employee benefits$1,415,0004,117
Premises and equipment expense$466,0003,415
Additional noninterest expense$724,0004,363
Pre-tax net operating income$1,093,0004,319
Securities gains (losses)$3,0003,777
Applicable income taxes$07,524
Income before extraordinary items$1,096,0003,750
Extraordinary gains, net$040
Net income$1,096,0003,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,026
Cash dividends$450,0002,830
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,093,0003,592
2003-06-30 (YTD Data)Rank
Total interest income$3,158,0004,242
Total interest expense$1,154,0003,791
Net interest income$2,004,0004,391
Provision for loan and lease losses$120,0003,448
Total noninterest income$519,0003,664
Gross Fiduciary activities income$45,000987
Service charges on deposit accounts$294,0002,693
Trading account gains and fees$0150
Additional Noninterest Income$180,0004,224
Total noninterest expense$1,734,0004,130
Salaries and employee benefits$941,0004,109
Premises and equipment expense$311,0003,383
Additional noninterest expense$482,0004,369
Pre-tax net operating income$669,0004,546
Securities gains (losses)$3,0003,367
Applicable income taxes$07,529
Income before extraordinary items$672,0003,975
Extraordinary gains, net$030
Net income$672,0003,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,754
Cash dividends$300,0002,868
Sale, conversion, retirement of capital stock, net$0589
Net operating income$669,0003,813
2003-03-31 (YTD Data)Rank
Total interest income$1,585,0004,259
Total interest expense$598,0003,762
Net interest income$987,0004,442
Provision for loan and lease losses$60,0003,248
Total noninterest income$243,0003,698
Gross Fiduciary activities income$6,0001,199
Service charges on deposit accounts$141,0002,710
Trading account gains and fees$0134
Additional Noninterest Income$96,0004,002
Total noninterest expense$859,0004,141
Salaries and employee benefits$463,0004,138
Premises and equipment expense$157,0003,364
Additional noninterest expense$239,0004,360
Pre-tax net operating income$311,0004,704
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$311,0004,131
Extraordinary gains, net$021
Net income$311,0004,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,251
Cash dividends$150,0002,511
Sale, conversion, retirement of capital stock, net$0419
Net operating income$311,0003,942
2002-12-31 (YTD Data)Rank
Total interest income$6,633,0004,227
Total interest expense$2,829,0003,705
Net interest income$3,804,0004,509
Provision for loan and lease losses$340,0003,182
Total noninterest income$918,0003,662
Gross Fiduciary activities income$40,0001,161
Service charges on deposit accounts$547,0002,754
Trading account gains and fees$0153
Additional Noninterest Income$331,0004,052
Total noninterest expense$3,359,0004,095
Salaries and employee benefits$1,839,0004,010
Premises and equipment expense$582,0003,494
Additional noninterest expense$938,0004,397
Pre-tax net operating income$1,023,0005,155
Securities gains (losses)$4,0004,045
Applicable income taxes$-542,0009,251
Income before extraordinary items$1,569,0003,382
Extraordinary gains, net$070
Net income$1,569,0003,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,573
Cash dividends$1,608,0001,548
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,565,0003,285
2001-12-31 (YTD Data)Rank
Total interest income$7,345,0004,291
Total interest expense$3,475,0004,235
Net interest income$3,870,0004,226
Provision for loan and lease losses$273,0003,422
Total noninterest income$765,0003,982
Gross Fiduciary activities income$41,0001,170
Service charges on deposit accounts$440,0003,156
Trading account gains and fees$0177
Additional Noninterest Income$284,0004,234
Total noninterest expense$3,043,0004,288
Salaries and employee benefits$1,631,0004,251
Premises and equipment expense$500,0003,861
Additional noninterest expense$912,0004,364
Pre-tax net operating income$1,319,0004,180
Securities gains (losses)$38,0002,612
Applicable income taxes$361,0003,929
Income before extraordinary items$996,0004,305
Extraordinary gains, net$0105
Net income$996,0004,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0002,518
Cash dividends$868,0002,503
Sale, conversion, retirement of capital stock, net$0922
Net operating income$968,2604,248
2000-12-31 (YTD Data)Rank
Total interest income$7,493,0004,337
Total interest expense$3,562,0004,333
Net interest income$3,931,0004,242
Provision for loan and lease losses$360,0002,489
Total noninterest income$707,0003,969
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$379,0003,387
Trading account gains and feesNANA
Additional Noninterest Income$328,0003,731
Total noninterest expense$2,850,0004,411
Salaries and employee benefits$1,553,0004,240
Premises and equipment expense$531,0003,615
Additional noninterest expense$766,0004,876
Pre-tax net operating income$1,428,0004,202
Securities gains (losses)$4,0001,432
Applicable income taxes$377,0004,109
Income before extraordinary items$1,055,0004,228
Extraordinary gains, net$038
Net income$1,055,0004,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,368
Cash dividends$1,085,0002,139
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,052,0404,241
1999-12-31 (YTD Data)Rank
Total interest income$6,378,0004,753
Total interest expense$2,888,0004,733
Net interest income$3,490,0004,665
Provision for loan and lease losses$110,0005,020
Total noninterest income$560,0004,628
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$276,0004,226
Trading account gains and feesNANA
Additional Noninterest Income$284,0004,136
Total noninterest expense$2,667,0004,635
Salaries and employee benefits$1,344,0004,742
Premises and equipment expense$542,0003,525
Additional noninterest expense$781,0004,886
Pre-tax net operating income$1,273,0004,589
Securities gains (losses)$03,155
Applicable income taxes$360,0004,409
Income before extraordinary items$913,0004,703
Extraordinary gains, net$035
Net income$913,0004,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,328
Cash dividends$1,275,0001,891
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$913,0004,662
1998-12-31 (YTD Data)Rank
Total interest income$7,013,0004,388
Total interest expense$3,254,0004,428
Net interest income$3,759,0004,340
Provision for loan and lease losses$120,0004,610
Total noninterest income$587,0004,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$287,0004,060
Trading account gains and feesNANA
Additional Noninterest Income$300,0004,027
Total noninterest expense$2,537,0004,725
Salaries and employee benefits$1,476,0004,293
Premises and equipment expense$543,0003,464
Additional noninterest expense$518,0006,311
Pre-tax net operating income$1,689,0003,824
Securities gains (losses)$04,449
Applicable income taxes$461,0004,064
Income before extraordinary items$1,228,0003,855
Extraordinary gains, net$032
Net income$1,228,0003,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,411
Cash dividends$450,0003,752
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,228,0003,765
1997-12-31 (YTD Data)Rank
Total interest income$6,680,0004,676
Total interest expense$3,181,0004,473
Net interest income$3,499,0004,736
Provision for loan and lease losses$120,0004,629
Total noninterest income$666,0004,111
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$258,0004,550
Trading account gains and feesNANA
Additional Noninterest Income$408,0003,247
Total noninterest expense$2,526,0004,749
Salaries and employee benefits$1,403,0004,493
Premises and equipment expense$542,0003,448
Additional noninterest expense$581,0005,935
Pre-tax net operating income$1,519,0004,452
Securities gains (losses)$1,0003,559
Applicable income taxes$413,0004,789
Income before extraordinary items$1,107,0004,343
Extraordinary gains, net$044
Net income$1,107,0004,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00010,222
Cash dividends$325,0004,379
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,106,2704,269
1996-12-31 (YTD Data)Rank
Total interest income$6,332,0004,979
Total interest expense$3,014,0004,768
Net interest income$3,318,0005,057
Provision for loan and lease losses$120,0004,568
Total noninterest income$528,0004,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$273,0004,520
Trading account gains and feesNANA
Additional Noninterest Income$255,0004,481
Total noninterest expense$2,522,0004,967
Salaries and employee benefits$1,327,0004,780
Premises and equipment expense$473,0003,949
Additional noninterest expense$722,0005,618
Pre-tax net operating income$1,204,0005,111
Securities gains (losses)$3,0003,304
Applicable income taxes$296,0005,880
Income before extraordinary items$911,0004,836
Extraordinary gains, net$053
Net income$911,0004,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,343
Cash dividends$2,425,0001,126
Sale, conversion, retirement of capital stock, net$0953
Net operating income$908,7504,781
1995-12-31 (YTD Data)Rank
Total interest income$6,038,0005,177
Total interest expense$2,798,0005,060
Net interest income$3,240,0005,176
Provision for loan and lease losses$08,958
Total noninterest income$492,0005,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$229,0005,202
Trading account gains and feesNANA
Additional Noninterest Income$263,0004,353
Total noninterest expense$2,636,0004,771
Salaries and employee benefits$1,256,0005,013
Premises and equipment expense$466,0003,985
Additional noninterest expense$914,0004,706
Pre-tax net operating income$1,096,0005,612
Securities gains (losses)$6,0002,714
Applicable income taxes$273,0006,324
Income before extraordinary items$829,0005,307
Extraordinary gains, net$065
Net income$829,0005,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,478
Cash dividends$370,0004,071
Sale, conversion, retirement of capital stock, net$0809
Net operating income$824,5005,306
1994-12-31 (YTD Data)Rank
Total interest income$5,279,0005,410
Total interest expense$2,243,0005,090
Net interest income$3,036,0005,571
Provision for loan and lease losses$-801,00012,515
Total noninterest income$521,0005,144
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$249,0005,068
Trading account gains and feesNANA
Additional Noninterest Income$272,0004,365
Total noninterest expense$2,396,0005,357
Salaries and employee benefits$1,174,0005,347
Premises and equipment expense$443,0004,213
Additional noninterest expense$779,0005,831
Pre-tax net operating income$1,962,0003,489
Securities gains (losses)$4,0002,755
Applicable income taxes$576,0003,632
Income before extraordinary items$1,390,0003,391
Extraordinary gains, net$0249
Net income$1,390,0003,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-630,00012,555
Cash dividends$93,0007,080
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,387,1603,425
1993-12-31 (YTD Data)Rank
Total interest income$5,058,0005,719
Total interest expense$2,068,0005,682
Net interest income$2,990,0005,668
Provision for loan and lease losses$120,0005,200
Total noninterest income$529,0005,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$236,0005,318
Trading account gains and feesNANA
Additional Noninterest Income$293,0004,529
Total noninterest expense$2,357,0005,543
Salaries and employee benefits$1,090,0005,694
Premises and equipment expense$428,0004,447
Additional noninterest expense$839,0005,691
Pre-tax net operating income$1,042,0005,732
Securities gains (losses)$20,0004,664
Applicable income taxes$280,0006,335
Income before extraordinary items$782,0005,661
Extraordinary gains, net$112,0001,467
Net income$894,0005,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0009,413
Cash dividends$16,0008,758
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$767,2005,497
1992-12-31 (YTD Data)Rank
Total interest income$5,387,0005,996
Total interest expense$2,628,0005,753
Net interest income$2,759,0006,107
Provision for loan and lease losses$881,0002,012
Total noninterest income$542,0005,324
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$213,0005,752
Trading account gains and feesNANA
Additional Noninterest Income$329,0004,173
Total noninterest expense$2,274,0005,752
Salaries and employee benefits$1,089,0005,623
Premises and equipment expense$401,0004,782
Additional noninterest expense$784,0006,171
Pre-tax net operating income$146,00011,570
Securities gains (losses)$42,0004,413
Applicable income taxes$3,00012,573
Income before extraordinary items$185,00010,806
Extraordinary gains, net$01,422
Net income$185,00010,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$874,0001,704
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$143,84011,026

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.