Home > Citizens' Bank & Trust Co. > Income and Expense

Citizens' Bank & Trust Co., Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$6,700,0001,723
Total interest expense$2,200,0001,759
Net interest income$4,500,0001,677
Provision for loan and lease losses$81,0001,578
Total noninterest income$655,0001,682
Gross Fiduciary activities income$44,000735
Service charges on deposit accounts$212,0001,128
Trading account gains and fees$0116
Additional Noninterest Income$399,0001,708
Total noninterest expense$2,771,0001,973
Salaries and employee benefits$1,819,0001,790
Premises and equipment expense$320,0001,793
Additional noninterest expense$399,0001,708
Pre-tax net operating income$2,303,0001,318
Securities gains (losses)$0665
Applicable income taxes$520,0001,011
Income before extraordinary items$1,783,0001,406
Extraordinary gains, net$047
Net income$1,783,0001,424
Minority interest net income$065
Net income of bank and minority interests.$1,783,0001,406
Net charge-offs$426,000450
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,783,0001,419
2024-12-31 (YTD Data)Rank
Total interest income$25,817,0001,739
Total interest expense$8,639,0001,826
Net interest income$17,178,0001,654
Provision for loan and lease losses$415,0001,523
Total noninterest income$2,838,0001,649
Gross Fiduciary activities income$115,000752
Service charges on deposit accounts$878,0001,128
Trading account gains and fees$0138
Additional Noninterest Income$1,845,0001,646
Total noninterest expense$10,510,0002,030
Salaries and employee benefits$6,804,0001,848
Premises and equipment expense$1,125,0001,926
Additional noninterest expense$1,845,0001,646
Pre-tax net operating income$9,091,0001,240
Securities gains (losses)$0940
Applicable income taxes$1,962,000966
Income before extraordinary items$7,129,0001,331
Extraordinary gains, net$053
Net income$7,129,0001,341
Minority interest net income$090
Net income of bank and minority interests.$7,129,0001,331
Net charge-offs$789,000758
Cash dividends$5,000,000860
Sale, conversion, retirement of capital stock, net$0564
Net operating income$7,129,0001,337
2024-09-30 (YTD Data)Rank
Total interest income$19,100,0001,743
Total interest expense$6,281,0001,863
Net interest income$12,819,0001,649
Provision for loan and lease losses$355,0001,336
Total noninterest income$2,092,0001,659
Gross Fiduciary activities income$90,000754
Service charges on deposit accounts$651,0001,131
Trading account gains and fees$0139
Additional Noninterest Income$1,351,0001,666
Total noninterest expense$7,768,0002,031
Salaries and employee benefits$5,041,0001,854
Premises and equipment expense$848,0001,900
Additional noninterest expense$1,351,0001,666
Pre-tax net operating income$6,788,0001,229
Securities gains (losses)$0930
Applicable income taxes$1,451,000970
Income before extraordinary items$5,337,0001,302
Extraordinary gains, net$051
Net income$5,337,0001,315
Minority interest net income$082
Net income of bank and minority interests.$5,337,0001,304
Net charge-offs$176,0001,123
Cash dividends$2,500,0001,018
Sale, conversion, retirement of capital stock, net$0527
Net operating income$5,337,0001,309
2024-06-30 (YTD Data)Rank
Total interest income$12,538,0001,742
Total interest expense$3,932,0001,915
Net interest income$8,606,0001,634
Provision for loan and lease losses$275,0001,176
Total noninterest income$1,364,0001,666
Gross Fiduciary activities income$53,000765
Service charges on deposit accounts$423,0001,130
Trading account gains and fees$0145
Additional Noninterest Income$888,0001,661
Total noninterest expense$5,039,0002,056
Salaries and employee benefits$3,321,0001,874
Premises and equipment expense$568,0001,890
Additional noninterest expense$888,0001,661
Pre-tax net operating income$4,656,0001,193
Securities gains (losses)$0628
Applicable income taxes$992,000957
Income before extraordinary items$3,664,0001,257
Extraordinary gains, net$052
Net income$3,664,0001,273
Minority interest net income$084
Net income of bank and minority interests.$3,664,0001,259
Net charge-offs$89,0001,139
Cash dividends$2,500,000772
Sale, conversion, retirement of capital stock, net$0496
Net operating income$3,664,0001,265
2024-03-31 (YTD Data)Rank
Total interest income$6,038,0001,770
Total interest expense$1,885,0001,938
Net interest income$4,153,0001,666
Provision for loan and lease losses$100,0001,230
Total noninterest income$652,0001,673
Gross Fiduciary activities income$34,000714
Service charges on deposit accounts$218,0001,103
Trading account gains and fees$0121
Additional Noninterest Income$400,0001,714
Total noninterest expense$2,456,0002,095
Salaries and employee benefits$1,650,0001,879
Premises and equipment expense$295,0001,855
Additional noninterest expense$400,0001,714
Pre-tax net operating income$2,249,0001,202
Securities gains (losses)$0689
Applicable income taxes$487,000957
Income before extraordinary items$1,762,0001,272
Extraordinary gains, net$051
Net income$1,762,0001,284
Minority interest net income$072
Net income of bank and minority interests.$1,762,0001,272
Net charge-offs$32,0001,106
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,762,0001,275
2023-12-31 (YTD Data)Rank
Total interest income$22,955,0001,723
Total interest expense$5,837,0001,852
Net interest income$17,118,0001,631
Provision for loan and lease losses$295,0001,702
Total noninterest income$2,710,0001,733
Gross Fiduciary activities income$90,000732
Service charges on deposit accounts$847,0001,137
Trading account gains and fees$0123
Additional Noninterest Income$1,773,0001,723
Total noninterest expense$9,816,0002,065
Salaries and employee benefits$6,335,0001,889
Premises and equipment expense$1,237,0001,764
Additional noninterest expense$1,773,0001,723
Pre-tax net operating income$9,717,0001,190
Securities gains (losses)$0988
Applicable income taxes$2,119,000957
Income before extraordinary items$7,598,0001,256
Extraordinary gains, net$054
Net income$7,598,0001,271
Minority interest net income$088
Net income of bank and minority interests.$7,598,0001,259
Net charge-offs$343,000913
Cash dividends$5,000,000804
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,598,0001,280
2023-09-30 (YTD Data)Rank
Total interest income$16,917,0001,704
Total interest expense$4,076,0001,809
Net interest income$12,841,0001,655
Provision for loan and lease losses$245,0001,499
Total noninterest income$2,037,0001,720
Gross Fiduciary activities income$66,000729
Service charges on deposit accounts$640,0001,126
Trading account gains and fees$0125
Additional Noninterest Income$1,331,0001,723
Total noninterest expense$7,275,0002,073
Salaries and employee benefits$4,855,0001,864
Premises and equipment expense$941,0001,757
Additional noninterest expense$1,331,0001,723
Pre-tax net operating income$7,358,0001,218
Securities gains (losses)$0849
Applicable income taxes$1,636,000961
Income before extraordinary items$5,722,0001,295
Extraordinary gains, net$052
Net income$5,722,0001,304
Minority interest net income$081
Net income of bank and minority interests.$5,722,0001,295
Net charge-offs$231,000828
Cash dividends$2,200,0001,104
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,722,0001,321
2023-06-30 (YTD Data)Rank
Total interest income$11,121,0001,693
Total interest expense$2,496,0001,753
Net interest income$8,625,0001,653
Provision for loan and lease losses$185,0001,388
Total noninterest income$1,419,0001,607
Gross Fiduciary activities income$53,000716
Service charges on deposit accounts$444,0001,074
Trading account gains and fees$0112
Additional Noninterest Income$922,0001,615
Total noninterest expense$4,911,0002,064
Salaries and employee benefits$3,283,0001,848
Premises and equipment expense$641,0001,717
Additional noninterest expense$922,0001,613
Pre-tax net operating income$4,948,0001,219
Securities gains (losses)$0938
Applicable income taxes$1,118,000949
Income before extraordinary items$3,830,0001,293
Extraordinary gains, net$051
Net income$3,830,0001,305
Minority interest net income$081
Net income of bank and minority interests.$3,830,0001,293
Net charge-offs$156,000765
Cash dividends$2,200,000809
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,830,0001,309
2023-03-31 (YTD Data)Rank
Total interest income$5,437,0001,708
Total interest expense$1,116,0001,710
Net interest income$4,321,0001,658
Provision for loan and lease losses$40,0001,811
Total noninterest income$712,0001,596
Gross Fiduciary activities income$37,000717
Service charges on deposit accounts$229,0001,058
Trading account gains and fees$097
Additional Noninterest Income$446,0001,625
Total noninterest expense$2,504,0002,066
Salaries and employee benefits$1,664,0001,857
Premises and equipment expense$326,0001,737
Additional noninterest expense$446,0001,625
Pre-tax net operating income$2,489,0001,234
Securities gains (losses)$0950
Applicable income taxes$579,000951
Income before extraordinary items$1,910,0001,336
Extraordinary gains, net$04
Net income$1,910,0001,335
Minority interest net income$048
Net income of bank and minority interests.$1,910,0001,336
Net charge-offs$59,000746
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,910,0001,354
2022-12-31 (YTD Data)Rank
Total interest income$17,428,0001,739
Total interest expense$1,438,0001,959
Net interest income$15,990,0001,708
Provision for loan and lease losses$370,0001,395
Total noninterest income$2,855,0001,682
Gross Fiduciary activities income$120,000742
Service charges on deposit accounts$937,0001,065
Trading account gains and fees$0116
Additional Noninterest Income$1,798,0001,725
Total noninterest expense$9,262,0002,107
Salaries and employee benefits$5,994,0001,958
Premises and equipment expense$1,248,0001,757
Additional noninterest expense$1,798,0001,725
Pre-tax net operating income$9,213,0001,355
Securities gains (losses)$0691
Applicable income taxes$2,006,0001,078
Income before extraordinary items$7,207,0001,412
Extraordinary gains, net$05
Net income$7,207,0001,412
Minority interest net income$063
Net income of bank and minority interests.$7,207,0001,412
Net charge-offs$448,000628
Cash dividends$4,700,000820
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,207,0001,435
2022-09-30 (YTD Data)Rank
Total interest income$12,318,0001,762
Total interest expense$690,0002,212
Net interest income$11,628,0001,729
Provision for loan and lease losses$180,0001,523
Total noninterest income$2,155,0001,695
Gross Fiduciary activities income$75,000750
Service charges on deposit accounts$701,0001,082
Trading account gains and fees$0111
Additional Noninterest Income$1,379,0001,726
Total noninterest expense$6,883,0002,111
Salaries and employee benefits$4,595,0001,913
Premises and equipment expense$939,0001,765
Additional noninterest expense$1,379,0001,726
Pre-tax net operating income$6,720,0001,354
Securities gains (losses)$0740
Applicable income taxes$1,496,0001,072
Income before extraordinary items$5,224,0001,432
Extraordinary gains, net$04
Net income$5,224,0001,431
Minority interest net income$057
Net income of bank and minority interests.$5,224,0001,432
Net charge-offs$401,000499
Cash dividends$2,200,0001,061
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,224,0001,464
2022-06-30 (YTD Data)Rank
Total interest income$7,677,0001,812
Total interest expense$425,0002,168
Net interest income$7,252,0001,780
Provision for loan and lease losses$80,0001,646
Total noninterest income$1,415,0001,712
Gross Fiduciary activities income$58,000706
Service charges on deposit accounts$457,0001,081
Trading account gains and fees$0108
Additional Noninterest Income$900,0001,785
Total noninterest expense$4,571,0002,108
Salaries and employee benefits$3,078,0001,902
Premises and equipment expense$625,0001,779
Additional noninterest expense$868,0002,854
Pre-tax net operating income$4,016,0001,411
Securities gains (losses)$0687
Applicable income taxes$881,0001,100
Income before extraordinary items$3,135,0001,483
Extraordinary gains, net$04
Net income$3,135,0001,482
Minority interest net income$060
Net income of bank and minority interests.$3,135,0001,483
Net charge-offs$368,000389
Cash dividends$2,200,000778
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,135,0001,521
2022-03-31 (YTD Data)Rank
Total interest income$3,690,0001,826
Total interest expense$215,0002,104
Net interest income$3,475,0001,795
Provision for loan and lease losses$30,0001,548
Total noninterest income$698,0001,725
Gross Fiduciary activities income$37,000691
Service charges on deposit accounts$233,0001,057
Trading account gains and fees$0103
Additional Noninterest Income$428,0001,844
Total noninterest expense$2,299,0002,093
Salaries and employee benefits$1,553,0001,889
Premises and equipment expense$304,0001,820
Additional noninterest expense$442,0002,806
Pre-tax net operating income$1,844,0001,428
Securities gains (losses)$0623
Applicable income taxes$399,0001,106
Income before extraordinary items$1,445,0001,493
Extraordinary gains, net$04
Net income$1,445,0001,492
Minority interest net income$050
Net income of bank and minority interests.$1,445,0001,493
Net charge-offs$337,000278
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,445,0001,508
2021-12-31 (YTD Data)Rank
Total interest income$16,668,0001,719
Total interest expense$1,039,0002,155
Net interest income$15,629,0001,674
Provision for loan and lease losses$260,0001,517
Total noninterest income$2,976,0001,807
Gross Fiduciary activities income$134,000700
Service charges on deposit accounts$838,0001,097
Trading account gains and fees$0132
Additional Noninterest Income$2,004,0001,903
Total noninterest expense$9,563,0002,031
Salaries and employee benefits$6,336,0001,855
Premises and equipment expense$1,324,0001,684
Additional noninterest expense$1,903,0002,683
Pre-tax net operating income$8,782,0001,391
Securities gains (losses)$02,062
Applicable income taxes$2,016,0001,096
Income before extraordinary items$6,766,0001,543
Extraordinary gains, net$010
Net income$6,766,0001,543
Minority interest net income$074
Net income of bank and minority interests.$6,766,0001,543
Net charge-offs$57,0001,590
Cash dividends$4,900,000818
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,766,0001,511
2021-09-30 (YTD Data)Rank
Total interest income$12,541,0001,737
Total interest expense$788,0002,228
Net interest income$11,753,0001,693
Provision for loan and lease losses$140,0001,736
Total noninterest income$2,280,0001,840
Gross Fiduciary activities income$108,000694
Service charges on deposit accounts$596,0001,141
Trading account gains and fees$0132
Additional Noninterest Income$1,576,0001,905
Total noninterest expense$7,029,0002,072
Salaries and employee benefits$4,666,0001,884
Premises and equipment expense$976,0001,738
Additional noninterest expense$1,387,0002,727
Pre-tax net operating income$6,864,0001,404
Securities gains (losses)$02,015
Applicable income taxes$1,583,0001,110
Income before extraordinary items$5,281,0001,553
Extraordinary gains, net$08
Net income$5,281,0001,553
Minority interest net income$069
Net income of bank and minority interests.$5,281,0001,553
Net charge-offs$24,0001,666
Cash dividends$2,450,0001,011
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,281,0001,521
2021-06-30 (YTD Data)Rank
Total interest income$8,425,0001,728
Total interest expense$540,0002,245
Net interest income$7,885,0001,672
Provision for loan and lease losses$140,0001,468
Total noninterest income$1,578,0001,749
Gross Fiduciary activities income$76,000692
Service charges on deposit accounts$374,0001,159
Trading account gains and fees$0133
Additional Noninterest Income$1,128,0001,795
Total noninterest expense$4,634,0002,083
Salaries and employee benefits$3,085,0001,884
Premises and equipment expense$637,0001,761
Additional noninterest expense$912,0002,747
Pre-tax net operating income$4,689,0001,373
Securities gains (losses)$01,818
Applicable income taxes$1,081,0001,089
Income before extraordinary items$3,608,0001,504
Extraordinary gains, net$06
Net income$3,608,0001,504
Minority interest net income$067
Net income of bank and minority interests.$3,608,0001,504
Net charge-offs$13,0001,649
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,608,0001,470
2021-03-31 (YTD Data)Rank
Total interest income$4,240,0001,717
Total interest expense$275,0002,300
Net interest income$3,965,0001,654
Provision for loan and lease losses$100,0001,234
Total noninterest income$902,0001,630
Gross Fiduciary activities income$53,000670
Service charges on deposit accounts$191,0001,137
Trading account gains and fees$0127
Additional Noninterest Income$658,0001,639
Total noninterest expense$2,313,0002,064
Salaries and employee benefits$1,554,0001,859
Premises and equipment expense$307,0001,815
Additional noninterest expense$452,0002,728
Pre-tax net operating income$2,454,0001,322
Securities gains (losses)$01,392
Applicable income taxes$566,0001,060
Income before extraordinary items$1,888,0001,446
Extraordinary gains, net$03
Net income$1,888,0001,446
Minority interest net income$055
Net income of bank and minority interests.$1,888,0001,446
Net charge-offs$1,0001,805
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,888,0001,413
2020-12-31 (YTD Data)Rank
Total interest income$17,798,0001,645
Total interest expense$1,852,0002,072
Net interest income$15,946,0001,566
Provision for loan and lease losses$465,0002,317
Total noninterest income$2,388,0001,929
Gross Fiduciary activities income$154,000687
Service charges on deposit accounts$868,0001,073
Trading account gains and fees$0133
Additional Noninterest Income$1,366,0002,160
Total noninterest expense$9,053,0002,097
Salaries and employee benefits$6,203,0001,852
Premises and equipment expense$1,172,0001,832
Additional noninterest expense$1,678,0002,846
Pre-tax net operating income$8,816,0001,173
Securities gains (losses)$02,675
Applicable income taxes$1,880,000970
Income before extraordinary items$6,936,0001,268
Extraordinary gains, net$04
Net income$6,936,0001,269
Minority interest net income$072
Net income of bank and minority interests.$6,936,0001,269
Net charge-offs$238,0001,436
Cash dividends$4,800,000789
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,936,0001,233
2020-09-30 (YTD Data)Rank
Total interest income$13,630,0001,620
Total interest expense$1,533,0002,034
Net interest income$12,097,0001,542
Provision for loan and lease losses$375,0002,212
Total noninterest income$1,779,0001,902
Gross Fiduciary activities income$120,000681
Service charges on deposit accounts$657,0001,058
Trading account gains and fees$0125
Additional Noninterest Income$1,002,0002,138
Total noninterest expense$6,787,0002,071
Salaries and employee benefits$4,711,0001,801
Premises and equipment expense$851,0001,865
Additional noninterest expense$1,225,0002,879
Pre-tax net operating income$6,714,0001,121
Securities gains (losses)$02,494
Applicable income taxes$1,391,000949
Income before extraordinary items$5,323,0001,208
Extraordinary gains, net$04
Net income$5,323,0001,208
Minority interest net income$065
Net income of bank and minority interests.$5,323,0001,208
Net charge-offs$113,0001,584
Cash dividends$2,400,000962
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,323,0001,175
2020-06-30 (YTD Data)Rank
Total interest income$9,288,0001,608
Total interest expense$1,142,0001,996
Net interest income$8,146,0001,523
Provision for loan and lease losses$185,0002,469
Total noninterest income$1,143,0001,886
Gross Fiduciary activities income$64,000703
Service charges on deposit accounts$451,0001,047
Trading account gains and fees$0123
Additional Noninterest Income$628,0002,137
Total noninterest expense$4,590,0002,048
Salaries and employee benefits$3,234,0001,770
Premises and equipment expense$568,0001,863
Additional noninterest expense$788,0002,934
Pre-tax net operating income$4,514,0001,044
Securities gains (losses)$02,249
Applicable income taxes$936,000875
Income before extraordinary items$3,578,0001,133
Extraordinary gains, net$04
Net income$3,578,0001,133
Minority interest net income$065
Net income of bank and minority interests.$3,578,0001,133
Net charge-offs$59,0001,635
Cash dividends$2,400,000701
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,578,0001,103
2020-03-31 (YTD Data)Rank
Total interest income$4,485,0001,653
Total interest expense$643,0001,948
Net interest income$3,842,0001,557
Provision for loan and lease losses$45,0002,611
Total noninterest income$630,0001,699
Gross Fiduciary activities income$39,000697
Service charges on deposit accounts$286,000992
Trading account gains and fees$0106
Additional Noninterest Income$305,0001,986
Total noninterest expense$2,313,0002,063
Salaries and employee benefits$1,604,0001,784
Premises and equipment expense$287,0001,865
Additional noninterest expense$422,0002,827
Pre-tax net operating income$2,114,000998
Securities gains (losses)$01,705
Applicable income taxes$432,000822
Income before extraordinary items$1,682,0001,081
Extraordinary gains, net$04
Net income$1,682,0001,079
Minority interest net income$056
Net income of bank and minority interests.$1,682,0001,081
Net charge-offs$49,0001,210
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,682,0001,059
2019-12-31 (YTD Data)Rank
Total interest income$17,888,0001,673
Total interest expense$3,069,0001,778
Net interest income$14,819,0001,611
Provision for loan and lease losses$60,0003,246
Total noninterest income$2,604,0001,707
Gross Fiduciary activities income$122,000721
Service charges on deposit accounts$1,197,000980
Trading account gains and fees$0135
Additional Noninterest Income$1,285,0001,972
Total noninterest expense$8,611,0002,140
Salaries and employee benefits$5,891,0001,877
Premises and equipment expense$1,084,0001,929
Additional noninterest expense$1,636,0002,913
Pre-tax net operating income$8,752,0001,161
Securities gains (losses)$9,0001,922
Applicable income taxes$1,751,000986
Income before extraordinary items$7,010,0001,244
Extraordinary gains, net$011
Net income$7,010,0001,245
Minority interest net income$076
Net income of bank and minority interests.$7,010,0001,246
Net charge-offs$288,0001,383
Cash dividends$5,200,000765
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,002,8001,215
2019-09-30 (YTD Data)Rank
Total interest income$13,358,0001,696
Total interest expense$2,335,0001,765
Net interest income$11,023,0001,650
Provision for loan and lease losses$30,0003,365
Total noninterest income$1,949,0001,704
Gross Fiduciary activities income$103,000709
Service charges on deposit accounts$882,000997
Trading account gains and fees$0129
Additional Noninterest Income$964,0001,970
Total noninterest expense$6,521,0002,126
Salaries and employee benefits$4,464,0001,859
Premises and equipment expense$795,0001,974
Additional noninterest expense$1,262,0002,875
Pre-tax net operating income$6,421,0001,199
Securities gains (losses)$9,0001,686
Applicable income taxes$1,278,0001,042
Income before extraordinary items$5,152,0001,279
Extraordinary gains, net$011
Net income$5,152,0001,280
Minority interest net income$072
Net income of bank and minority interests.$5,152,0001,281
Net charge-offs$246,0001,150
Cash dividends$2,600,000978
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,144,8001,261
2019-06-30 (YTD Data)Rank
Total interest income$8,840,0001,701
Total interest expense$1,543,0001,754
Net interest income$7,297,0001,670
Provision for loan and lease losses$03,685
Total noninterest income$1,277,0001,690
Gross Fiduciary activities income$77,000706
Service charges on deposit accounts$583,000985
Trading account gains and fees$0131
Additional Noninterest Income$617,0001,976
Total noninterest expense$4,372,0002,129
Salaries and employee benefits$2,988,0001,857
Premises and equipment expense$525,0001,990
Additional noninterest expense$859,0002,854
Pre-tax net operating income$4,202,0001,183
Securities gains (losses)$6,0001,330
Applicable income taxes$822,0001,029
Income before extraordinary items$3,386,0001,267
Extraordinary gains, net$011
Net income$3,386,0001,267
Minority interest net income$069
Net income of bank and minority interests.$3,386,0001,267
Net charge-offs$124,0001,275
Cash dividends$2,600,000725
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,381,2001,244
2019-03-31 (YTD Data)Rank
Total interest income$4,361,0001,724
Total interest expense$743,0001,763
Net interest income$3,618,0001,692
Provision for loan and lease losses$03,406
Total noninterest income$636,0001,666
Gross Fiduciary activities income$48,000701
Service charges on deposit accounts$284,0001,006
Trading account gains and fees$0126
Additional Noninterest Income$304,0001,952
Total noninterest expense$2,240,0002,098
Salaries and employee benefits$1,504,0001,863
Premises and equipment expense$268,0001,987
Additional noninterest expense$468,0002,713
Pre-tax net operating income$2,014,0001,206
Securities gains (losses)$01,087
Applicable income taxes$382,0001,081
Income before extraordinary items$1,632,0001,280
Extraordinary gains, net$05
Net income$1,632,0001,279
Minority interest net income$052
Net income of bank and minority interests.$1,632,0001,279
Net charge-offs$19,0001,716
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,632,0001,256
2018-12-31 (YTD Data)Rank
Total interest income$16,946,0001,673
Total interest expense$1,746,0002,117
Net interest income$15,200,0001,581
Provision for loan and lease losses$-200,0005,217
Total noninterest income$2,633,0001,686
Gross Fiduciary activities income$107,000758
Service charges on deposit accounts$1,233,000972
Trading account gains and fees$0126
Additional Noninterest Income$1,293,0001,959
Total noninterest expense$8,348,0002,183
Salaries and employee benefits$5,643,0001,901
Premises and equipment expense$1,057,0001,975
Additional noninterest expense$1,648,0002,978
Pre-tax net operating income$9,685,0001,058
Securities gains (losses)$01,125
Applicable income taxes$2,007,000869
Income before extraordinary items$7,678,0001,125
Extraordinary gains, net$06
Net income$7,678,0001,124
Minority interest net income$072
Net income of bank and minority interests.$7,678,0001,124
Net charge-offs$-220,0005,189
Cash dividends$5,600,000676
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,678,0001,122
2018-09-30 (YTD Data)Rank
Total interest income$12,734,0001,658
Total interest expense$1,090,0002,317
Net interest income$11,644,0001,549
Provision for loan and lease losses$-300,0005,346
Total noninterest income$1,974,0001,703
Gross Fiduciary activities income$82,000757
Service charges on deposit accounts$925,000971
Trading account gains and fees$0138
Additional Noninterest Income$967,0001,974
Total noninterest expense$6,358,0002,152
Salaries and employee benefits$4,240,0001,896
Premises and equipment expense$878,0001,848
Additional noninterest expense$1,240,0002,970
Pre-tax net operating income$7,560,0001,036
Securities gains (losses)$01,118
Applicable income taxes$1,648,000835
Income before extraordinary items$5,912,0001,104
Extraordinary gains, net$05
Net income$5,912,0001,103
Minority interest net income$066
Net income of bank and minority interests.$5,912,0001,103
Net charge-offs$-269,0005,304
Cash dividends$2,800,000823
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,912,0001,097
2018-06-30 (YTD Data)Rank
Total interest income$8,458,0001,642
Total interest expense$634,0002,442
Net interest income$7,824,0001,525
Provision for loan and lease losses$-300,0005,431
Total noninterest income$1,314,0001,704
Gross Fiduciary activities income$70,000734
Service charges on deposit accounts$619,000963
Trading account gains and fees$0130
Additional Noninterest Income$625,0002,013
Total noninterest expense$4,262,0002,159
Salaries and employee benefits$2,827,0001,911
Premises and equipment expense$608,0001,818
Additional noninterest expense$827,0002,978
Pre-tax net operating income$5,176,0001,003
Securities gains (losses)$0961
Applicable income taxes$1,145,000798
Income before extraordinary items$4,031,0001,072
Extraordinary gains, net$06
Net income$4,031,0001,071
Minority interest net income$065
Net income of bank and minority interests.$4,031,0001,071
Net charge-offs$-360,0005,429
Cash dividends$2,800,000594
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,031,0001,065
2018-03-31 (YTD Data)Rank
Total interest income$4,216,0001,637
Total interest expense$306,0002,432
Net interest income$3,910,0001,530
Provision for loan and lease losses$03,508
Total noninterest income$663,0001,685
Gross Fiduciary activities income$40,000736
Service charges on deposit accounts$312,000952
Trading account gains and fees$0123
Additional Noninterest Income$311,0001,982
Total noninterest expense$2,115,0002,181
Salaries and employee benefits$1,410,0001,938
Premises and equipment expense$315,0001,798
Additional noninterest expense$390,0003,111
Pre-tax net operating income$2,458,0001,021
Securities gains (losses)$0735
Applicable income taxes$550,000803
Income before extraordinary items$1,908,0001,091
Extraordinary gains, net$07
Net income$1,908,0001,090
Minority interest net income$052
Net income of bank and minority interests.$1,908,0001,091
Net charge-offs$-403,0005,549
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,908,0001,083
2017-12-31 (YTD Data)Rank
Total interest income$15,871,0001,667
Total interest expense$1,075,0002,428
Net interest income$14,796,0001,583
Provision for loan and lease losses$04,227
Total noninterest income$2,584,0001,740
Gross Fiduciary activities income$90,000795
Service charges on deposit accounts$1,267,000955
Trading account gains and fees$0151
Additional Noninterest Income$1,227,0002,043
Total noninterest expense$8,197,0002,223
Salaries and employee benefits$5,488,0001,948
Premises and equipment expense$1,041,0002,045
Additional noninterest expense$1,668,0003,004
Pre-tax net operating income$9,183,0001,057
Securities gains (losses)$-3,0004,906
Applicable income taxes$3,602,000840
Income before extraordinary items$5,578,0001,241
Extraordinary gains, net$09
Net income$5,578,0001,241
Minority interest net income$076
Net income of bank and minority interests.$5,578,0001,241
Net charge-offs$75,0002,689
Cash dividends$4,400,000753
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,579,9201,226
2017-09-30 (YTD Data)Rank
Total interest income$11,819,0001,679
Total interest expense$779,0002,459
Net interest income$11,040,0001,582
Provision for loan and lease losses$04,088
Total noninterest income$1,924,0001,766
Gross Fiduciary activities income$70,000793
Service charges on deposit accounts$927,000984
Trading account gains and fees$0145
Additional Noninterest Income$927,0002,066
Total noninterest expense$6,209,0002,219
Salaries and employee benefits$4,194,0001,922
Premises and equipment expense$775,0002,065
Additional noninterest expense$1,240,0003,030
Pre-tax net operating income$6,755,0001,085
Securities gains (losses)$-4,0005,286
Applicable income taxes$2,127,000879
Income before extraordinary items$4,624,0001,232
Extraordinary gains, net$09
Net income$4,624,0001,232
Minority interest net income$071
Net income of bank and minority interests.$4,624,0001,232
Net charge-offs$173,0001,509
Cash dividends$1,900,0001,112
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,626,7201,214
2017-06-30 (YTD Data)Rank
Total interest income$7,838,0001,669
Total interest expense$498,0002,492
Net interest income$7,340,0001,575
Provision for loan and lease losses$03,871
Total noninterest income$1,267,0001,776
Gross Fiduciary activities income$58,000775
Service charges on deposit accounts$611,000984
Trading account gains and fees$0139
Additional Noninterest Income$598,0002,114
Total noninterest expense$4,147,0002,228
Salaries and employee benefits$2,803,0001,929
Premises and equipment expense$503,0002,116
Additional noninterest expense$841,0003,003
Pre-tax net operating income$4,460,0001,085
Securities gains (losses)$01,906
Applicable income taxes$1,400,000880
Income before extraordinary items$3,060,0001,223
Extraordinary gains, net$011
Net income$3,060,0001,223
Minority interest net income$071
Net income of bank and minority interests.$3,060,0001,223
Net charge-offs$43,0002,097
Cash dividends$1,900,000809
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,060,0001,201
2017-03-31 (YTD Data)Rank
Total interest income$3,849,0001,689
Total interest expense$245,0002,490
Net interest income$3,604,0001,593
Provision for loan and lease losses$03,537
Total noninterest income$634,0001,753
Gross Fiduciary activities income$36,000759
Service charges on deposit accounts$313,000961
Trading account gains and fees$0142
Additional Noninterest Income$285,0002,163
Total noninterest expense$2,048,0002,266
Salaries and employee benefits$1,413,0001,946
Premises and equipment expense$251,0002,140
Additional noninterest expense$384,0003,192
Pre-tax net operating income$2,190,0001,084
Securities gains (losses)$01,153
Applicable income taxes$690,000858
Income before extraordinary items$1,500,0001,215
Extraordinary gains, net$08
Net income$1,500,0001,214
Minority interest net income$055
Net income of bank and minority interests.$1,500,0001,215
Net charge-offs$26,0001,734
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,500,0001,199
2016-12-31 (YTD Data)Rank
Total interest income$15,004,0001,681
Total interest expense$961,0002,493
Net interest income$14,043,0001,598
Provision for loan and lease losses$04,332
Total noninterest income$2,557,0001,823
Gross Fiduciary activities income$135,000776
Service charges on deposit accounts$1,305,000948
Trading account gains and fees$0170
Additional Noninterest Income$1,117,0002,264
Total noninterest expense$8,428,0002,199
Salaries and employee benefits$5,532,0001,934
Premises and equipment expense$1,040,0002,077
Additional noninterest expense$1,856,0002,892
Pre-tax net operating income$8,172,0001,087
Securities gains (losses)$03,212
Applicable income taxes$2,490,000898
Income before extraordinary items$5,682,0001,246
Extraordinary gains, net$05
Net income$5,682,0001,245
Minority interest net income$082
Net income of bank and minority interests.$5,682,0001,245
Net charge-offs$99,0002,609
Cash dividends$3,600,000889
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,682,0001,220
2016-09-30 (YTD Data)Rank
Total interest income$11,213,0001,695
Total interest expense$719,0002,494
Net interest income$10,494,0001,599
Provision for loan and lease losses$04,186
Total noninterest income$1,897,0001,843
Gross Fiduciary activities income$102,000768
Service charges on deposit accounts$969,000949
Trading account gains and fees$0169
Additional Noninterest Income$826,0002,279
Total noninterest expense$6,261,0002,212
Salaries and employee benefits$4,152,0001,921
Premises and equipment expense$779,0002,096
Additional noninterest expense$1,330,0002,989
Pre-tax net operating income$6,130,0001,101
Securities gains (losses)$03,160
Applicable income taxes$1,871,000914
Income before extraordinary items$4,259,0001,270
Extraordinary gains, net$05
Net income$4,259,0001,270
Minority interest net income$071
Net income of bank and minority interests.$4,259,0001,270
Net charge-offs$90,0002,153
Cash dividends$1,800,0001,127
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,259,0001,232
2016-06-30 (YTD Data)Rank
Total interest income$7,431,0001,711
Total interest expense$473,0002,523
Net interest income$6,958,0001,613
Provision for loan and lease losses$04,017
Total noninterest income$1,270,0001,822
Gross Fiduciary activities income$85,000755
Service charges on deposit accounts$619,000973
Trading account gains and fees$0157
Additional Noninterest Income$566,0002,222
Total noninterest expense$4,129,0002,245
Salaries and employee benefits$2,774,0001,925
Premises and equipment expense$496,0002,165
Additional noninterest expense$859,0003,078
Pre-tax net operating income$4,099,0001,088
Securities gains (losses)$02,835
Applicable income taxes$1,250,000903
Income before extraordinary items$2,849,0001,256
Extraordinary gains, net$016
Net income$2,849,0001,256
Minority interest net income$071
Net income of bank and minority interests.$2,849,0001,256
Net charge-offs$70,0001,908
Cash dividends$1,800,000838
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,849,0001,211
2016-03-31 (YTD Data)Rank
Total interest income$3,680,0001,727
Total interest expense$237,0002,522
Net interest income$3,443,0001,636
Provision for loan and lease losses$03,656
Total noninterest income$646,0001,754
Gross Fiduciary activities income$47,000752
Service charges on deposit accounts$305,000986
Trading account gains and fees$0142
Additional Noninterest Income$294,0002,111
Total noninterest expense$2,037,0002,272
Salaries and employee benefits$1,378,0001,934
Premises and equipment expense$247,0002,174
Additional noninterest expense$412,0003,160
Pre-tax net operating income$2,052,0001,066
Securities gains (losses)$02,077
Applicable income taxes$628,000888
Income before extraordinary items$1,424,0001,232
Extraordinary gains, net$012
Net income$1,424,0001,233
Minority interest net income$062
Net income of bank and minority interests.$1,424,0001,233
Net charge-offs$21,0001,949
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,424,0001,198
2015-12-31 (YTD Data)Rank
Total interest income$15,655,0001,572
Total interest expense$955,0002,494
Net interest income$14,700,0001,503
Provision for loan and lease losses$04,380
Total noninterest income$2,620,0001,774
Gross Fiduciary activities income$101,000824
Service charges on deposit accounts$1,342,000945
Trading account gains and fees$0159
Additional Noninterest Income$1,177,0002,170
Total noninterest expense$8,396,0002,198
Salaries and employee benefits$5,410,0001,922
Premises and equipment expense$994,0002,183
Additional noninterest expense$1,992,0002,802
Pre-tax net operating income$8,924,000986
Securities gains (losses)$03,216
Applicable income taxes$2,733,000806
Income before extraordinary items$6,191,0001,134
Extraordinary gains, net$023
Net income$6,191,0001,134
Minority interest net income$081
Net income of bank and minority interests.$6,191,0001,134
Net charge-offs$-294,0005,929
Cash dividends$3,400,000892
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,191,0001,112
2015-09-30 (YTD Data)Rank
Total interest income$11,990,0001,562
Total interest expense$713,0002,538
Net interest income$11,277,0001,474
Provision for loan and lease losses$04,232
Total noninterest income$1,949,0001,786
Gross Fiduciary activities income$70,000831
Service charges on deposit accounts$988,000963
Trading account gains and fees$0153
Additional Noninterest Income$891,0002,174
Total noninterest expense$6,443,0002,161
Salaries and employee benefits$4,201,0001,866
Premises and equipment expense$760,0002,187
Additional noninterest expense$1,482,0002,812
Pre-tax net operating income$6,783,000990
Securities gains (losses)$03,031
Applicable income taxes$2,090,000818
Income before extraordinary items$4,693,0001,137
Extraordinary gains, net$021
Net income$4,693,0001,134
Minority interest net income$078
Net income of bank and minority interests.$4,693,0001,137
Net charge-offs$-501,0006,114
Cash dividends$1,700,0001,115
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,693,0001,101
2015-06-30 (YTD Data)Rank
Total interest income$8,293,0001,507
Total interest expense$468,0002,583
Net interest income$7,825,0001,442
Provision for loan and lease losses$04,069
Total noninterest income$1,284,0001,809
Gross Fiduciary activities income$50,000837
Service charges on deposit accounts$621,000991
Trading account gains and fees$0157
Additional Noninterest Income$613,0002,148
Total noninterest expense$4,320,0002,172
Salaries and employee benefits$2,834,0001,854
Premises and equipment expense$492,0002,247
Additional noninterest expense$994,0002,823
Pre-tax net operating income$4,789,000930
Securities gains (losses)$02,636
Applicable income taxes$1,491,000774
Income before extraordinary items$3,298,0001,072
Extraordinary gains, net$022
Net income$3,298,0001,071
Minority interest net income$075
Net income of bank and minority interests.$3,298,0001,073
Net charge-offs$-437,0006,196
Cash dividends$1,700,000813
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,298,0001,043
2015-03-31 (YTD Data)Rank
Total interest income$3,685,0001,701
Total interest expense$234,0002,611
Net interest income$3,451,0001,603
Provision for loan and lease losses$03,703
Total noninterest income$665,0001,728
Gross Fiduciary activities income$34,000810
Service charges on deposit accounts$291,0001,033
Trading account gains and fees$0152
Additional Noninterest Income$340,0001,959
Total noninterest expense$2,124,0002,215
Salaries and employee benefits$1,433,0001,842
Premises and equipment expense$244,0002,288
Additional noninterest expense$447,0003,043
Pre-tax net operating income$1,992,0001,065
Securities gains (losses)$02,027
Applicable income taxes$573,000928
Income before extraordinary items$1,419,0001,184
Extraordinary gains, net$013
Net income$1,419,0001,185
Minority interest net income$064
Net income of bank and minority interests.$1,419,0001,185
Net charge-offs$-119,0006,153
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,419,0001,147
2014-12-31 (YTD Data)Rank
Total interest income$15,287,0001,630
Total interest expense$998,0002,572
Net interest income$14,289,0001,551
Provision for loan and lease losses$298,0002,030
Total noninterest income$2,399,0001,852
Gross Fiduciary activities income$90,000871
Service charges on deposit accounts$1,422,000930
Trading account gains and fees$0180
Additional Noninterest Income$887,0002,500
Total noninterest expense$8,330,0002,255
Salaries and employee benefits$5,617,0001,841
Premises and equipment expense$1,018,0002,208
Additional noninterest expense$1,695,0003,250
Pre-tax net operating income$8,060,0001,019
Securities gains (losses)$03,259
Applicable income taxes$2,399,000857
Income before extraordinary items$5,661,0001,165
Extraordinary gains, net$017
Net income$5,661,0001,163
Minority interest net income$084
Net income of bank and minority interests.$5,661,0001,164
Net charge-offs$-84,0006,102
Cash dividends$3,200,000862
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,661,0001,140
2014-09-30 (YTD Data)Rank
Total interest income$11,555,0001,622
Total interest expense$756,0002,596
Net interest income$10,799,0001,545
Provision for loan and lease losses$298,0001,657
Total noninterest income$1,791,0001,868
Gross Fiduciary activities income$75,000853
Service charges on deposit accounts$1,066,000936
Trading account gains and fees$0174
Additional Noninterest Income$650,0002,532
Total noninterest expense$6,325,0002,232
Salaries and employee benefits$4,280,0001,808
Premises and equipment expense$757,0002,243
Additional noninterest expense$1,288,0003,225
Pre-tax net operating income$5,967,0001,047
Securities gains (losses)$02,980
Applicable income taxes$1,786,000873
Income before extraordinary items$4,181,0001,186
Extraordinary gains, net$015
Net income$4,181,0001,184
Minority interest net income$081
Net income of bank and minority interests.$4,181,0001,185
Net charge-offs$-566,0006,488
Cash dividends$1,600,0001,103
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,181,0001,161
2014-06-30 (YTD Data)Rank
Total interest income$7,754,0001,603
Total interest expense$508,0002,608
Net interest income$7,246,0001,523
Provision for loan and lease losses$298,0001,314
Total noninterest income$1,137,0001,924
Gross Fiduciary activities income$56,000849
Service charges on deposit accounts$695,000941
Trading account gains and fees$0172
Additional Noninterest Income$386,0002,681
Total noninterest expense$4,250,0002,214
Salaries and employee benefits$2,883,0001,784
Premises and equipment expense$503,0002,261
Additional noninterest expense$864,0003,222
Pre-tax net operating income$3,835,0001,055
Securities gains (losses)$02,580
Applicable income taxes$1,134,000883
Income before extraordinary items$2,701,0001,179
Extraordinary gains, net$020
Net income$2,701,0001,179
Minority interest net income$080
Net income of bank and minority interests.$2,701,0001,180
Net charge-offs$-303,0006,509
Cash dividends$1,600,000776
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,701,0001,160
2014-03-31 (YTD Data)Rank
Total interest income$3,808,0001,625
Total interest expense$259,0002,605
Net interest income$3,549,0001,545
Provision for loan and lease losses$183,0001,059
Total noninterest income$592,0001,820
Gross Fiduciary activities income$45,000796
Service charges on deposit accounts$333,000969
Trading account gains and fees$0147
Additional Noninterest Income$214,0002,455
Total noninterest expense$2,125,0002,216
Salaries and employee benefits$1,446,0001,789
Premises and equipment expense$258,0002,248
Additional noninterest expense$421,0003,289
Pre-tax net operating income$1,833,0001,051
Securities gains (losses)$01,715
Applicable income taxes$545,000876
Income before extraordinary items$1,288,0001,187
Extraordinary gains, net$016
Net income$1,288,0001,188
Minority interest net income$066
Net income of bank and minority interests.$1,288,0001,188
Net charge-offs$-142,0006,536
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,288,0001,166
2013-12-31 (YTD Data)Rank
Total interest income$15,347,0001,620
Total interest expense$1,215,0002,536
Net interest income$14,132,0001,538
Provision for loan and lease losses$1,955,000635
Total noninterest income$2,257,0001,982
Gross Fiduciary activities income$73,000906
Service charges on deposit accounts$1,439,000961
Trading account gains and fees$0184
Additional Noninterest Income$745,0002,776
Total noninterest expense$8,295,0002,270
Salaries and employee benefits$5,524,0001,849
Premises and equipment expense$972,0002,298
Additional noninterest expense$1,799,0003,214
Pre-tax net operating income$6,139,0001,201
Securities gains (losses)$18,0002,386
Applicable income taxes$1,586,0001,085
Income before extraordinary items$4,571,0001,331
Extraordinary gains, net$029
Net income$4,571,0001,334
Minority interest net income$090
Net income of bank and minority interests.$4,571,0001,334
Net charge-offs$2,001,000746
Cash dividends$3,000,000859
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,557,6801,306
2013-09-30 (YTD Data)Rank
Total interest income$11,586,0001,629
Total interest expense$945,0002,546
Net interest income$10,641,0001,539
Provision for loan and lease losses$1,580,000616
Total noninterest income$1,705,0002,025
Gross Fiduciary activities income$60,000892
Service charges on deposit accounts$1,086,000954
Trading account gains and fees$0180
Additional Noninterest Income$559,0002,854
Total noninterest expense$6,325,0002,239
Salaries and employee benefits$4,191,0001,834
Premises and equipment expense$721,0002,350
Additional noninterest expense$1,413,0003,104
Pre-tax net operating income$4,441,0001,269
Securities gains (losses)$18,0002,258
Applicable income taxes$1,144,0001,133
Income before extraordinary items$3,315,0001,368
Extraordinary gains, net$025
Net income$3,315,0001,370
Minority interest net income$084
Net income of bank and minority interests.$3,315,0001,370
Net charge-offs$1,888,000619
Cash dividends$1,500,0001,087
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,301,6801,348
2013-06-30 (YTD Data)Rank
Total interest income$7,767,0001,613
Total interest expense$655,0002,526
Net interest income$7,112,0001,517
Provision for loan and lease losses$1,155,000601
Total noninterest income$1,064,0002,144
Gross Fiduciary activities income$49,000876
Service charges on deposit accounts$700,000962
Trading account gains and fees$0157
Additional Noninterest Income$315,0003,137
Total noninterest expense$4,200,0002,260
Salaries and employee benefits$2,804,0001,835
Premises and equipment expense$459,0002,452
Additional noninterest expense$937,0003,113
Pre-tax net operating income$2,821,0001,308
Securities gains (losses)$-5,0006,590
Applicable income taxes$691,0001,206
Income before extraordinary items$2,125,0001,427
Extraordinary gains, net$022
Net income$2,125,0001,430
Minority interest net income$082
Net income of bank and minority interests.$2,125,0001,430
Net charge-offs$1,762,000503
Cash dividends$1,500,000781
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,128,7501,370
2013-03-31 (YTD Data)Rank
Total interest income$3,871,0001,637
Total interest expense$339,0002,516
Net interest income$3,532,0001,539
Provision for loan and lease losses$690,000542
Total noninterest income$578,0002,009
Gross Fiduciary activities income$34,000840
Service charges on deposit accounts$336,000993
Trading account gains and fees$0148
Additional Noninterest Income$208,0002,727
Total noninterest expense$2,090,0002,280
Salaries and employee benefits$1,393,0001,868
Premises and equipment expense$234,0002,433
Additional noninterest expense$463,0003,150
Pre-tax net operating income$1,330,0001,351
Securities gains (losses)$-6,0006,759
Applicable income taxes$302,0001,319
Income before extraordinary items$1,022,0001,446
Extraordinary gains, net$010
Net income$1,022,0001,448
Minority interest net income$076
Net income of bank and minority interests.$1,022,0001,448
Net charge-offs$456,000816
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,026,6201,387
2012-12-31 (YTD Data)Rank
Total interest income$16,037,0001,656
Total interest expense$1,799,0002,340
Net interest income$14,238,0001,546
Provision for loan and lease losses$2,125,0001,021
Total noninterest income$2,428,0001,910
Gross Fiduciary activities income$72,000931
Service charges on deposit accounts$1,491,000964
Trading account gains and fees$0166
Additional Noninterest Income$865,0002,565
Total noninterest expense$8,293,0002,269
Salaries and employee benefits$5,393,0001,872
Premises and equipment expense$932,0002,399
Additional noninterest expense$1,968,0003,132
Pre-tax net operating income$6,248,0001,145
Securities gains (losses)$03,810
Applicable income taxes$1,703,000991
Income before extraordinary items$4,545,0001,295
Extraordinary gains, net$029
Net income$4,545,0001,296
Minority interest net income$093
Net income of bank and minority interests.$4,545,0001,296
Net charge-offs$2,702,000912
Cash dividends$3,000,000868
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,545,0001,238
2012-09-30 (YTD Data)Rank
Total interest income$12,214,0001,661
Total interest expense$1,415,0002,326
Net interest income$10,799,0001,535
Provision for loan and lease losses$1,600,0001,021
Total noninterest income$1,703,0002,004
Gross Fiduciary activities income$61,000903
Service charges on deposit accounts$1,118,000961
Trading account gains and fees$0157
Additional Noninterest Income$524,0002,876
Total noninterest expense$6,138,0002,313
Salaries and employee benefits$4,063,0001,854
Premises and equipment expense$707,0002,418
Additional noninterest expense$1,368,0003,342
Pre-tax net operating income$4,764,0001,129
Securities gains (losses)$03,575
Applicable income taxes$1,320,000996
Income before extraordinary items$3,444,0001,307
Extraordinary gains, net$020
Net income$3,444,0001,307
Minority interest net income$086
Net income of bank and minority interests.$3,444,0001,308
Net charge-offs$1,640,0001,054
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,444,0001,247
2012-06-30 (YTD Data)Rank
Total interest income$8,229,0001,656
Total interest expense$977,0002,328
Net interest income$7,252,0001,531
Provision for loan and lease losses$1,300,000886
Total noninterest income$1,131,0001,980
Gross Fiduciary activities income$49,000897
Service charges on deposit accounts$749,000952
Trading account gains and fees$0153
Additional Noninterest Income$333,0002,926
Total noninterest expense$4,171,0002,290
Salaries and employee benefits$2,701,0001,851
Premises and equipment expense$459,0002,481
Additional noninterest expense$1,011,0003,099
Pre-tax net operating income$2,912,0001,226
Securities gains (losses)$03,178
Applicable income taxes$780,0001,083
Income before extraordinary items$2,132,0001,396
Extraordinary gains, net$019
Net income$2,132,0001,396
Minority interest net income$084
Net income of bank and minority interests.$2,132,0001,396
Net charge-offs$1,412,000895
Cash dividends$1,500,000681
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,132,0001,314
2012-03-31 (YTD Data)Rank
Total interest income$4,132,0001,672
Total interest expense$511,0002,322
Net interest income$3,621,0001,544
Provision for loan and lease losses$300,0001,500
Total noninterest income$521,0002,089
Gross Fiduciary activities income$34,000852
Service charges on deposit accounts$369,000951
Trading account gains and fees$0148
Additional Noninterest Income$118,0003,447
Total noninterest expense$2,074,0002,299
Salaries and employee benefits$1,341,0001,871
Premises and equipment expense$222,0002,563
Additional noninterest expense$511,0003,040
Pre-tax net operating income$1,768,0001,003
Securities gains (losses)$02,210
Applicable income taxes$517,000857
Income before extraordinary items$1,251,0001,174
Extraordinary gains, net$019
Net income$1,251,0001,174
Minority interest net income$078
Net income of bank and minority interests.$1,251,0001,174
Net charge-offs$657,000914
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,251,0001,113
2011-12-31 (YTD Data)Rank
Total interest income$17,293,0001,649
Total interest expense$2,583,0002,232
Net interest income$14,710,0001,518
Provision for loan and lease losses$1,800,0001,675
Total noninterest income$2,412,0001,764
Gross Fiduciary activities income$60,000899
Service charges on deposit accounts$1,640,000896
Trading account gains and fees$0146
Additional Noninterest Income$712,0002,618
Total noninterest expense$8,337,0002,276
Salaries and employee benefits$5,424,0001,792
Premises and equipment expense$866,0002,726
Additional noninterest expense$2,047,0003,075
Pre-tax net operating income$6,985,000871
Securities gains (losses)$24,0002,997
Applicable income taxes$1,956,000800
Income before extraordinary items$5,053,000996
Extraordinary gains, net$029
Net income$5,053,000996
Minority interest net income$096
Net income of bank and minority interests.$5,053,000996
Net charge-offs$1,112,0002,234
Cash dividends$3,400,000591
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,035,720960
2011-09-30 (YTD Data)Rank
Total interest income$13,058,0001,646
Total interest expense$2,027,0002,224
Net interest income$11,031,0001,519
Provision for loan and lease losses$1,050,0001,902
Total noninterest income$1,902,0001,669
Gross Fiduciary activities income$47,000882
Service charges on deposit accounts$1,232,000896
Trading account gains and fees$0145
Additional Noninterest Income$623,0002,373
Total noninterest expense$6,339,0002,259
Salaries and employee benefits$4,085,0001,790
Premises and equipment expense$653,0002,746
Additional noninterest expense$1,601,0002,964
Pre-tax net operating income$5,544,000840
Securities gains (losses)$24,0002,728
Applicable income taxes$1,734,000705
Income before extraordinary items$3,834,0001,010
Extraordinary gains, net$021
Net income$3,834,0001,009
Minority interest net income$087
Net income of bank and minority interests.$3,834,0001,010
Net charge-offs$749,0002,213
Cash dividends$1,700,000748
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,817,440965
2011-06-30 (YTD Data)Rank
Total interest income$8,678,0001,664
Total interest expense$1,417,0002,212
Net interest income$7,261,0001,545
Provision for loan and lease losses$700,0001,888
Total noninterest income$1,290,0001,640
Gross Fiduciary activities income$37,000882
Service charges on deposit accounts$817,000894
Trading account gains and fees$0153
Additional Noninterest Income$436,0002,308
Total noninterest expense$4,185,0002,295
Salaries and employee benefits$2,716,0001,809
Premises and equipment expense$423,0002,818
Additional noninterest expense$1,046,0003,091
Pre-tax net operating income$3,666,000829
Securities gains (losses)$24,0002,007
Applicable income taxes$1,162,000675
Income before extraordinary items$2,528,000974
Extraordinary gains, net$015
Net income$2,528,000971
Minority interest net income$089
Net income of bank and minority interests.$2,528,000974
Net charge-offs$364,0002,468
Cash dividends$1,700,000501
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,511,440947
2011-03-31 (YTD Data)Rank
Total interest income$4,320,0001,683
Total interest expense$753,0002,172
Net interest income$3,567,0001,564
Provision for loan and lease losses$300,0001,892
Total noninterest income$618,0001,713
Gross Fiduciary activities income$28,000840
Service charges on deposit accounts$388,000922
Trading account gains and fees$0158
Additional Noninterest Income$202,0002,455
Total noninterest expense$2,066,0002,355
Salaries and employee benefits$1,348,0001,840
Premises and equipment expense$222,0002,744
Additional noninterest expense$496,0003,203
Pre-tax net operating income$1,819,000835
Securities gains (losses)$01,772
Applicable income taxes$580,000656
Income before extraordinary items$1,239,000978
Extraordinary gains, net$09
Net income$1,239,000978
Minority interest net income$086
Net income of bank and minority interests.$1,239,000978
Net charge-offs$113,0002,612
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,239,000958
2010-12-31 (YTD Data)Rank
Total interest income$17,785,0001,698
Total interest expense$3,740,0002,119
Net interest income$14,045,0001,585
Provision for loan and lease losses$1,600,0002,370
Total noninterest income$2,316,0001,873
Gross Fiduciary activities income$63,000936
Service charges on deposit accounts$1,834,000825
Trading account gains and fees$0175
Additional Noninterest Income$419,0003,441
Total noninterest expense$7,949,0002,431
Salaries and employee benefits$5,039,0001,929
Premises and equipment expense$914,0002,669
Additional noninterest expense$1,996,0003,260
Pre-tax net operating income$6,812,000789
Securities gains (losses)$62,0002,518
Applicable income taxes$2,151,000701
Income before extraordinary items$4,723,000936
Extraordinary gains, net$029
Net income$4,723,000937
Minority interest net income$0111
Net income of bank and minority interests.$4,723,000938
Net charge-offs$1,199,0002,440
Cash dividends$3,000,000544
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$4,680,220893
2010-09-30 (YTD Data)Rank
Total interest income$13,290,0001,739
Total interest expense$2,917,0002,131
Net interest income$10,373,0001,635
Provision for loan and lease losses$950,0002,578
Total noninterest income$2,058,0001,656
Gross Fiduciary activities income$51,000918
Service charges on deposit accounts$1,379,000850
Trading account gains and fees$0165
Additional Noninterest Income$628,0002,417
Total noninterest expense$6,076,0002,386
Salaries and employee benefits$3,755,0001,928
Premises and equipment expense$697,0002,667
Additional noninterest expense$1,624,0002,994
Pre-tax net operating income$5,405,000780
Securities gains (losses)$62,0002,297
Applicable income taxes$1,788,000649
Income before extraordinary items$3,679,000946
Extraordinary gains, net$023
Net income$3,679,000948
Minority interest net income$0110
Net income of bank and minority interests.$3,679,000948
Net charge-offs$505,0003,068
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,637,460915
2010-06-30 (YTD Data)Rank
Total interest income$8,765,0001,783
Total interest expense$1,999,0002,156
Net interest income$6,766,0001,668
Provision for loan and lease losses$600,0002,565
Total noninterest income$1,364,0001,616
Gross Fiduciary activities income$41,000898
Service charges on deposit accounts$897,000877
Trading account gains and fees$0152
Additional Noninterest Income$426,0002,323
Total noninterest expense$4,071,0002,383
Salaries and employee benefits$2,506,0001,942
Premises and equipment expense$454,0002,730
Additional noninterest expense$1,111,0002,917
Pre-tax net operating income$3,459,000794
Securities gains (losses)$62,0001,755
Applicable income taxes$1,151,000640
Income before extraordinary items$2,370,000956
Extraordinary gains, net$019
Net income$2,370,000956
Minority interest net income$0105
Net income of bank and minority interests.$2,370,000957
Net charge-offs$324,0002,959
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,328,460931
2010-03-31 (YTD Data)Rank
Total interest income$4,391,0001,821
Total interest expense$1,012,0002,242
Net interest income$3,379,0001,687
Provision for loan and lease losses$300,0002,372
Total noninterest income$662,0001,665
Gross Fiduciary activities income$27,000871
Service charges on deposit accounts$421,000931
Trading account gains and fees$0175
Additional Noninterest Income$214,0002,294
Total noninterest expense$1,941,0002,513
Salaries and employee benefits$1,251,0001,975
Premises and equipment expense$218,0002,918
Additional noninterest expense$472,0003,342
Pre-tax net operating income$1,800,000753
Securities gains (losses)$02,284
Applicable income taxes$602,000612
Income before extraordinary items$1,198,000913
Extraordinary gains, net$016
Net income$1,198,000917
Minority interest net income$091
Net income of bank and minority interests.$1,198,000917
Net charge-offs$120,0002,949
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,198,000890
2009-12-31 (YTD Data)Rank
Total interest income$18,339,0001,852
Total interest expense$4,544,0002,460
Net interest income$13,795,0001,630
Provision for loan and lease losses$1,725,0002,680
Total noninterest income$1,967,0002,144
Gross Fiduciary activities income$49,000968
Service charges on deposit accounts$2,088,000824
Trading account gains and fees$0211
Additional Noninterest Income$-170,0007,663
Total noninterest expense$8,164,0002,422
Salaries and employee benefits$4,962,0001,984
Premises and equipment expense$957,0002,681
Additional noninterest expense$2,245,0003,022
Pre-tax net operating income$5,873,000729
Securities gains (losses)$-208,0007,427
Applicable income taxes$1,746,000628
Income before extraordinary items$3,919,000879
Extraordinary gains, net$034
Net income$3,919,000878
Minority interest net income$0115
Net income of bank and minority interests.$3,919,000878
Net charge-offs$620,0003,518
Cash dividends$2,800,000636
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,062,520844
2009-09-30 (YTD Data)Rank
Total interest income$13,942,0001,863
Total interest expense$3,494,0002,509
Net interest income$10,448,0001,613
Provision for loan and lease losses$975,0002,819
Total noninterest income$2,135,0001,699
Gross Fiduciary activities income$40,000942
Service charges on deposit accounts$1,558,000824
Trading account gains and fees$0212
Additional Noninterest Income$537,0002,703
Total noninterest expense$6,115,0002,422
Salaries and employee benefits$3,745,0001,988
Premises and equipment expense$725,0002,689
Additional noninterest expense$1,645,0003,054
Pre-tax net operating income$5,493,000624
Securities gains (losses)$03,497
Applicable income taxes$1,748,000528
Income before extraordinary items$3,745,000721
Extraordinary gains, net$027
Net income$3,745,000721
Minority interest net income$0118
Net income of bank and minority interests.$3,745,000722
Net charge-offs$541,0002,931
Cash dividends$1,800,000707
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,745,000714
2009-06-30 (YTD Data)Rank
Total interest income$9,285,0001,898
Total interest expense$2,385,0002,548
Net interest income$6,900,0001,636
Provision for loan and lease losses$675,0002,537
Total noninterest income$1,393,0001,733
Gross Fiduciary activities income$36,000916
Service charges on deposit accounts$1,013,000825
Trading account gains and fees$0193
Additional Noninterest Income$344,0002,771
Total noninterest expense$3,939,0002,538
Salaries and employee benefits$2,507,0002,009
Premises and equipment expense$482,0002,730
Additional noninterest expense$950,0003,411
Pre-tax net operating income$3,679,000615
Securities gains (losses)$03,136
Applicable income taxes$1,231,000510
Income before extraordinary items$2,448,000759
Extraordinary gains, net$021
Net income$2,448,000756
Minority interest net income$0112
Net income of bank and minority interests.$2,448,000759
Net charge-offs$323,0002,851
Cash dividends$1,800,000492
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,448,000733
2009-03-31 (YTD Data)Rank
Total interest income$4,575,0001,955
Total interest expense$1,235,0002,559
Net interest income$3,340,0001,669
Provision for loan and lease losses$300,0002,285
Total noninterest income$670,0001,748
Gross Fiduciary activities income$28,000866
Service charges on deposit accounts$477,000855
Trading account gains and fees$0171
Additional Noninterest Income$165,0002,808
Total noninterest expense$1,935,0002,501
Salaries and employee benefits$1,246,0002,049
Premises and equipment expense$240,0002,767
Additional noninterest expense$449,0003,277
Pre-tax net operating income$1,775,000708
Securities gains (losses)$02,434
Applicable income taxes$586,000569
Income before extraordinary items$1,189,000893
Extraordinary gains, net$015
Net income$1,189,000893
Minority interest net income$0102
Net income of bank and minority interests.$1,189,000895
Net charge-offs$252,0001,945
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,189,000827
2008-12-31 (YTD Data)Rank
Total interest income$19,957,0001,915
Total interest expense$6,525,0002,331
Net interest income$13,432,0001,651
Provision for loan and lease losses$649,0003,363
Total noninterest income$1,996,0002,151
Gross Fiduciary activities income$56,000960
Service charges on deposit accounts$2,074,000851
Trading account gains and fees$0154
Additional Noninterest Income$-134,0008,150
Total noninterest expense$7,557,0002,500
Salaries and employee benefits$4,987,0002,037
Premises and equipment expense$949,0002,757
Additional noninterest expense$1,621,0003,427
Pre-tax net operating income$7,222,000767
Securities gains (losses)$03,220
Applicable income taxes$2,425,000568
Income before extraordinary items$4,797,000845
Extraordinary gains, net$039
Net income$4,797,000845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0003,329
Cash dividends$3,600,000768
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,797,000913
2008-09-30 (YTD Data)Rank
Total interest income$15,251,0001,923
Total interest expense$5,185,0002,299
Net interest income$10,066,0001,666
Provision for loan and lease losses$499,0002,734
Total noninterest income$2,175,0001,673
Gross Fiduciary activities income$47,000940
Service charges on deposit accounts$1,533,000862
Trading account gains and fees$0148
Additional Noninterest Income$595,0002,546
Total noninterest expense$5,610,0002,522
Salaries and employee benefits$3,727,0002,064
Premises and equipment expense$713,0002,759
Additional noninterest expense$1,170,0003,449
Pre-tax net operating income$6,132,000826
Securities gains (losses)$03,106
Applicable income taxes$2,107,000626
Income before extraordinary items$4,025,000905
Extraordinary gains, net$031
Net income$4,025,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,0008,183
Cash dividends$1,800,0001,125
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,025,000971
2008-06-30 (YTD Data)Rank
Total interest income$10,220,0001,932
Total interest expense$3,625,0002,302
Net interest income$6,595,0001,696
Provision for loan and lease losses$414,0002,129
Total noninterest income$1,452,0001,692
Gross Fiduciary activities income$44,000918
Service charges on deposit accounts$987,000884
Trading account gains and fees$0149
Additional Noninterest Income$421,0002,507
Total noninterest expense$3,702,0002,552
Salaries and employee benefits$2,481,0002,097
Premises and equipment expense$465,0002,814
Additional noninterest expense$756,0003,505
Pre-tax net operating income$3,931,000901
Securities gains (losses)$03,233
Applicable income taxes$1,339,000727
Income before extraordinary items$2,592,0001,060
Extraordinary gains, net$021
Net income$2,592,0001,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,056
Cash dividends$1,800,000850
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,592,0001,048
2008-03-31 (YTD Data)Rank
Total interest income$5,130,0001,980
Total interest expense$1,959,0002,276
Net interest income$3,171,0001,760
Provision for loan and lease losses$214,0001,756
Total noninterest income$770,0001,608
Gross Fiduciary activities income$30,000897
Service charges on deposit accounts$510,000841
Trading account gains and fees$0158
Additional Noninterest Income$230,0002,349
Total noninterest expense$1,809,0002,604
Salaries and employee benefits$1,226,0002,137
Premises and equipment expense$236,0002,788
Additional noninterest expense$347,0003,703
Pre-tax net operating income$1,918,000986
Securities gains (losses)$02,688
Applicable income taxes$654,000824
Income before extraordinary items$1,264,0001,191
Extraordinary gains, net$015
Net income$1,264,0001,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,854
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,264,0001,150
2007-12-31 (YTD Data)Rank
Total interest income$20,417,0002,056
Total interest expense$8,205,0002,270
Net interest income$12,212,0001,860
Provision for loan and lease losses$774,0001,710
Total noninterest income$2,736,0001,755
Gross Fiduciary activities income$42,0001,040
Service charges on deposit accounts$2,078,000858
Trading account gains and fees$0178
Additional Noninterest Income$616,0002,966
Total noninterest expense$7,131,0002,543
Salaries and employee benefits$4,851,0002,082
Premises and equipment expense$927,0002,740
Additional noninterest expense$1,353,0003,721
Pre-tax net operating income$7,043,0001,205
Securities gains (losses)$02,146
Applicable income taxes$2,325,000999
Income before extraordinary items$4,718,0001,363
Extraordinary gains, net$039
Net income$4,718,0001,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,376,000803
Cash dividends$3,400,0001,075
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,718,0001,350
2007-09-30 (YTD Data)Rank
Total interest income$15,328,0002,058
Total interest expense$6,125,0002,282
Net interest income$9,203,0001,850
Provision for loan and lease losses$243,0002,663
Total noninterest income$2,024,0001,774
Gross Fiduciary activities income$34,0001,010
Service charges on deposit accounts$1,504,000881
Trading account gains and fees$0184
Additional Noninterest Income$486,0002,900
Total noninterest expense$5,358,0002,529
Salaries and employee benefits$3,667,0002,057
Premises and equipment expense$705,0002,696
Additional noninterest expense$986,0003,746
Pre-tax net operating income$5,626,0001,214
Securities gains (losses)$01,655
Applicable income taxes$1,877,0001,013
Income before extraordinary items$3,749,0001,368
Extraordinary gains, net$033
Net income$3,749,0001,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,403
Cash dividends$1,700,0001,374
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,749,0001,352
2007-06-30 (YTD Data)Rank
Total interest income$10,233,0002,065
Total interest expense$4,029,0002,315
Net interest income$6,204,0001,848
Provision for loan and lease losses$162,0002,485
Total noninterest income$1,340,0001,810
Gross Fiduciary activities income$31,000994
Service charges on deposit accounts$979,000912
Trading account gains and fees$0168
Additional Noninterest Income$330,0002,871
Total noninterest expense$3,604,0002,535
Salaries and employee benefits$2,458,0002,080
Premises and equipment expense$472,0002,706
Additional noninterest expense$674,0003,664
Pre-tax net operating income$3,778,0001,254
Securities gains (losses)$01,444
Applicable income taxes$1,270,0001,055
Income before extraordinary items$2,508,0001,411
Extraordinary gains, net$029
Net income$2,508,0001,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,867
Cash dividends$1,700,0001,017
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,508,0001,390
2007-03-31 (YTD Data)Rank
Total interest income$5,017,0002,101
Total interest expense$1,996,0002,322
Net interest income$3,021,0001,908
Provision for loan and lease losses$81,0002,332
Total noninterest income$648,0001,832
Gross Fiduciary activities income$25,000937
Service charges on deposit accounts$451,000954
Trading account gains and fees$0195
Additional Noninterest Income$172,0002,777
Total noninterest expense$1,784,0002,564
Salaries and employee benefits$1,230,0002,089
Premises and equipment expense$240,0002,681
Additional noninterest expense$314,0003,835
Pre-tax net operating income$1,804,0001,296
Securities gains (losses)$01,187
Applicable income taxes$601,0001,121
Income before extraordinary items$1,203,0001,442
Extraordinary gains, net$022
Net income$1,203,0001,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0001,280
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,203,0001,430
2006-12-31 (YTD Data)Rank
Total interest income$18,712,0002,104
Total interest expense$6,654,0002,375
Net interest income$12,058,0001,923
Provision for loan and lease losses$367,0002,424
Total noninterest income$2,548,0001,854
Gross Fiduciary activities income$44,0001,042
Service charges on deposit accounts$1,936,000914
Trading account gains and fees$0130
Additional Noninterest Income$568,0003,117
Total noninterest expense$6,971,0002,527
Salaries and employee benefits$4,671,0002,092
Premises and equipment expense$936,0002,627
Additional noninterest expense$1,364,0003,554
Pre-tax net operating income$7,268,0001,353
Securities gains (losses)$01,687
Applicable income taxes$2,417,0001,136
Income before extraordinary items$4,851,0001,502
Extraordinary gains, net$051
Net income$4,851,0001,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0002,169
Cash dividends$3,400,0001,001
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,851,0001,483
2006-09-30 (YTD Data)Rank
Total interest income$13,719,0002,139
Total interest expense$4,783,0002,407
Net interest income$8,936,0001,968
Provision for loan and lease losses$286,0002,246
Total noninterest income$1,990,0001,806
Gross Fiduciary activities income$32,0001,040
Service charges on deposit accounts$1,438,000928
Trading account gains and fees$0126
Additional Noninterest Income$520,0002,794
Total noninterest expense$5,204,0002,533
Salaries and employee benefits$3,491,0002,100
Premises and equipment expense$709,0002,604
Additional noninterest expense$1,004,0003,591
Pre-tax net operating income$5,436,0001,403
Securities gains (losses)$01,388
Applicable income taxes$1,808,0001,186
Income before extraordinary items$3,628,0001,542
Extraordinary gains, net$045
Net income$3,628,0001,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0001,759
Cash dividends$1,700,0001,304
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,628,0001,523
2006-06-30 (YTD Data)Rank
Total interest income$8,905,0002,150
Total interest expense$2,976,0002,454
Net interest income$5,929,0001,974
Provision for loan and lease losses$225,0001,918
Total noninterest income$1,312,0001,826
Gross Fiduciary activities income$27,0001,028
Service charges on deposit accounts$944,000928
Trading account gains and fees$0126
Additional Noninterest Income$341,0002,792
Total noninterest expense$3,459,0002,555
Salaries and employee benefits$2,333,0002,102
Premises and equipment expense$480,0002,567
Additional noninterest expense$646,0003,690
Pre-tax net operating income$3,557,0001,423
Securities gains (losses)$01,185
Applicable income taxes$1,184,0001,215
Income before extraordinary items$2,373,0001,554
Extraordinary gains, net$039
Net income$2,373,0001,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0002,531
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,373,0001,537
2006-03-31 (YTD Data)Rank
Total interest income$4,355,0002,156
Total interest expense$1,408,0002,454
Net interest income$2,947,0001,973
Provision for loan and lease losses$144,0001,529
Total noninterest income$678,0001,747
Gross Fiduciary activities income$22,000976
Service charges on deposit accounts$469,000902
Trading account gains and fees$0115
Additional Noninterest Income$187,0002,601
Total noninterest expense$1,717,0002,571
Salaries and employee benefits$1,154,0002,143
Premises and equipment expense$245,0002,511
Additional noninterest expense$318,0003,725
Pre-tax net operating income$1,764,0001,400
Securities gains (losses)$0955
Applicable income taxes$587,0001,222
Income before extraordinary items$1,177,0001,545
Extraordinary gains, net$021
Net income$1,177,0001,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,694
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,177,0001,525
2005-12-31 (YTD Data)Rank
Total interest income$15,530,0002,141
Total interest expense$3,971,0002,671
Net interest income$11,559,0001,918
Provision for loan and lease losses$385,0002,339
Total noninterest income$2,118,0002,119
Gross Fiduciary activities income$48,0001,052
Service charges on deposit accounts$1,497,0001,186
Trading account gains and fees$0138
Additional Noninterest Income$573,0003,143
Total noninterest expense$6,904,0002,418
Salaries and employee benefits$4,646,0001,980
Premises and equipment expense$926,0002,530
Additional noninterest expense$1,332,0003,545
Pre-tax net operating income$6,388,0001,502
Securities gains (losses)$02,296
Applicable income taxes$2,169,0001,271
Income before extraordinary items$4,219,0001,668
Extraordinary gains, net$046
Net income$4,219,0001,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,600
Cash dividends$3,000,0001,017
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,219,0001,640
2005-09-30 (YTD Data)Rank
Total interest income$11,387,0002,140
Total interest expense$2,723,0002,737
Net interest income$8,664,0001,895
Provision for loan and lease losses$295,0002,231
Total noninterest income$1,569,0002,134
Gross Fiduciary activities income$31,0001,060
Service charges on deposit accounts$1,095,0001,205
Trading account gains and fees$0126
Additional Noninterest Income$443,0003,098
Total noninterest expense$5,172,0002,397
Salaries and employee benefits$3,512,0001,943
Premises and equipment expense$693,0002,532
Additional noninterest expense$967,0003,592
Pre-tax net operating income$4,766,0001,506
Securities gains (losses)$02,317
Applicable income taxes$1,630,0001,286
Income before extraordinary items$3,136,0001,683
Extraordinary gains, net$035
Net income$3,136,0001,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,080
Cash dividends$1,900,0001,105
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,136,0001,652
2005-06-30 (YTD Data)Rank
Total interest income$7,391,0002,138
Total interest expense$1,642,0002,830
Net interest income$5,749,0001,886
Provision for loan and lease losses$205,0002,129
Total noninterest income$1,000,0002,171
Gross Fiduciary activities income$28,0001,025
Service charges on deposit accounts$683,0001,244
Trading account gains and fees$0116
Additional Noninterest Income$289,0003,139
Total noninterest expense$3,412,0002,405
Salaries and employee benefits$2,355,0001,927
Premises and equipment expense$453,0002,561
Additional noninterest expense$604,0003,783
Pre-tax net operating income$3,132,0001,494
Securities gains (losses)$02,146
Applicable income taxes$1,074,0001,291
Income before extraordinary items$2,058,0001,662
Extraordinary gains, net$030
Net income$2,058,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,010
Cash dividends$800,0001,566
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,058,0001,632
2005-03-31 (YTD Data)Rank
Total interest income$3,601,0002,148
Total interest expense$765,0002,905
Net interest income$2,836,0001,896
Provision for loan and lease losses$105,0001,941
Total noninterest income$472,0002,224
Gross Fiduciary activities income$23,000961
Service charges on deposit accounts$320,0001,280
Trading account gains and fees$0115
Additional Noninterest Income$129,0003,269
Total noninterest expense$1,713,0002,396
Salaries and employee benefits$1,198,0001,908
Premises and equipment expense$228,0002,551
Additional noninterest expense$287,0003,945
Pre-tax net operating income$1,490,0001,525
Securities gains (losses)$01,685
Applicable income taxes$508,0001,340
Income before extraordinary items$982,0001,710
Extraordinary gains, net$024
Net income$982,0001,711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$800,000797
Sale, conversion, retirement of capital stock, net$0491
Net operating income$982,0001,678
2004-12-31 (YTD Data)Rank
Total interest income$13,851,0002,046
Total interest expense$2,769,0002,794
Net interest income$11,082,0001,823
Provision for loan and lease losses$540,0001,846
Total noninterest income$1,917,0002,261
Gross Fiduciary activities income$67,0001,013
Service charges on deposit accounts$1,455,0001,233
Trading account gains and fees$0138
Additional Noninterest Income$395,0003,740
Total noninterest expense$6,694,0002,385
Salaries and employee benefits$4,460,0001,955
Premises and equipment expense$965,0002,369
Additional noninterest expense$1,269,0003,587
Pre-tax net operating income$5,765,0001,486
Securities gains (losses)$50,0001,738
Applicable income taxes$2,001,0001,273
Income before extraordinary items$3,814,0001,684
Extraordinary gains, net$034
Net income$3,814,0001,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,905
Cash dividends$4,000,000755
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,781,0001,647
2004-09-30 (YTD Data)Rank
Total interest income$10,269,0002,040
Total interest expense$2,058,0002,774
Net interest income$8,211,0001,830
Provision for loan and lease losses$350,0002,001
Total noninterest income$1,455,0002,251
Gross Fiduciary activities income$58,000987
Service charges on deposit accounts$1,081,0001,243
Trading account gains and fees$0134
Additional Noninterest Income$316,0003,637
Total noninterest expense$5,074,0002,348
Salaries and employee benefits$3,381,0001,932
Premises and equipment expense$722,0002,364
Additional noninterest expense$971,0003,506
Pre-tax net operating income$4,242,0001,517
Securities gains (losses)$50,0001,653
Applicable income taxes$1,455,0001,309
Income before extraordinary items$2,837,0001,716
Extraordinary gains, net$026
Net income$2,837,0001,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,732
Cash dividends$1,600,0001,183
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,804,0001,683
2004-06-30 (YTD Data)Rank
Total interest income$6,782,0002,048
Total interest expense$1,380,0002,757
Net interest income$5,402,0001,847
Provision for loan and lease losses$245,0001,866
Total noninterest income$923,0002,322
Gross Fiduciary activities income$37,0001,006
Service charges on deposit accounts$695,0001,272
Trading account gains and fees$0130
Additional Noninterest Income$191,0003,826
Total noninterest expense$3,366,0002,357
Salaries and employee benefits$2,228,0001,960
Premises and equipment expense$492,0002,326
Additional noninterest expense$646,0003,526
Pre-tax net operating income$2,714,0001,556
Securities gains (losses)$50,0001,460
Applicable income taxes$934,0001,353
Income before extraordinary items$1,830,0001,737
Extraordinary gains, net$021
Net income$1,830,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$800,0001,514
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,797,0001,709
2004-03-31 (YTD Data)Rank
Total interest income$3,388,0002,061
Total interest expense$704,0002,735
Net interest income$2,684,0001,859
Provision for loan and lease losses$140,0001,616
Total noninterest income$460,0002,292
Gross Fiduciary activities income$29,000930
Service charges on deposit accounts$337,0001,277
Trading account gains and fees$0121
Additional Noninterest Income$94,0003,835
Total noninterest expense$1,697,0002,345
Salaries and employee benefits$1,103,0001,998
Premises and equipment expense$257,0002,240
Additional noninterest expense$337,0003,404
Pre-tax net operating income$1,307,0001,582
Securities gains (losses)$02,934
Applicable income taxes$434,0001,456
Income before extraordinary items$873,0001,797
Extraordinary gains, net$016
Net income$873,0001,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,417
Cash dividends$800,000795
Sale, conversion, retirement of capital stock, net$0464
Net operating income$873,0001,712
2003-12-31 (YTD Data)Rank
Total interest income$13,896,0002,045
Total interest expense$3,257,0002,663
Net interest income$10,639,0001,841
Provision for loan and lease losses$420,0002,478
Total noninterest income$1,618,0002,680
Gross Fiduciary activities income$92,000973
Service charges on deposit accounts$1,196,0001,445
Trading account gains and fees$0160
Additional Noninterest Income$330,0004,311
Total noninterest expense$6,838,0002,300
Salaries and employee benefits$4,491,0001,914
Premises and equipment expense$975,0002,303
Additional noninterest expense$1,372,0003,337
Pre-tax net operating income$4,999,0001,627
Securities gains (losses)$04,500
Applicable income taxes$1,636,0001,495
Income before extraordinary items$3,363,0001,846
Extraordinary gains, net$054
Net income$3,363,0001,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$607,0001,379
Cash dividends$1,300,0001,940
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,363,0001,761
2003-09-30 (YTD Data)Rank
Total interest income$10,558,0002,052
Total interest expense$2,508,0002,675
Net interest income$8,050,0001,837
Provision for loan and lease losses$315,0002,407
Total noninterest income$1,183,0002,816
Gross Fiduciary activities income$80,000953
Service charges on deposit accounts$851,0001,528
Trading account gains and fees$0153
Additional Noninterest Income$252,0004,363
Total noninterest expense$5,133,0002,307
Salaries and employee benefits$3,369,0001,914
Premises and equipment expense$721,0002,343
Additional noninterest expense$1,043,0003,273
Pre-tax net operating income$3,785,0001,661
Securities gains (losses)$04,204
Applicable income taxes$1,234,0001,579
Income before extraordinary items$2,551,0001,883
Extraordinary gains, net$040
Net income$2,551,0001,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0001,894
Cash dividends$1,300,0001,431
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,551,0001,779
2003-06-30 (YTD Data)Rank
Total interest income$7,079,0002,059
Total interest expense$1,720,0002,684
Net interest income$5,359,0001,820
Provision for loan and lease losses$210,0002,412
Total noninterest income$762,0002,855
Gross Fiduciary activities income$39,0001,008
Service charges on deposit accounts$541,0001,569
Trading account gains and fees$0150
Additional Noninterest Income$182,0004,197
Total noninterest expense$3,363,0002,333
Salaries and employee benefits$2,202,0001,937
Premises and equipment expense$463,0002,410
Additional noninterest expense$698,0003,239
Pre-tax net operating income$2,548,0001,645
Securities gains (losses)$03,782
Applicable income taxes$834,0001,568
Income before extraordinary items$1,714,0001,872
Extraordinary gains, net$030
Net income$1,714,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0001,042
Cash dividends$500,0002,126
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,714,0001,758
2003-03-31 (YTD Data)Rank
Total interest income$3,472,0002,119
Total interest expense$873,0002,711
Net interest income$2,599,0001,878
Provision for loan and lease losses$105,0002,265
Total noninterest income$355,0002,891
Gross Fiduciary activities income$22,0001,003
Service charges on deposit accounts$247,0001,651
Trading account gains and fees$0134
Additional Noninterest Income$86,0004,205
Total noninterest expense$1,634,0002,377
Salaries and employee benefits$1,076,0001,975
Premises and equipment expense$236,0002,359
Additional noninterest expense$322,0003,431
Pre-tax net operating income$1,215,0001,730
Securities gains (losses)$02,891
Applicable income taxes$398,0001,628
Income before extraordinary items$817,0001,934
Extraordinary gains, net$021
Net income$817,0001,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0001,044
Cash dividends$500,0001,179
Sale, conversion, retirement of capital stock, net$0419
Net operating income$817,0001,826
2002-12-31 (YTD Data)Rank
Total interest income$14,598,0002,101
Total interest expense$4,077,0002,698
Net interest income$10,521,0001,851
Provision for loan and lease losses$610,0002,028
Total noninterest income$1,527,0002,588
Gross Fiduciary activities income$89,0001,014
Service charges on deposit accounts$1,087,0001,486
Trading account gains and fees$0153
Additional Noninterest Income$351,0003,941
Total noninterest expense$6,484,0002,303
Salaries and employee benefits$4,163,0001,937
Premises and equipment expense$955,0002,286
Additional noninterest expense$1,366,0003,210
Pre-tax net operating income$4,954,0001,645
Securities gains (losses)$3,0004,139
Applicable income taxes$1,546,0001,609
Income before extraordinary items$3,411,0001,755
Extraordinary gains, net$070
Net income$3,411,0001,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0003,194
Cash dividends$1,500,0001,618
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,408,9301,700
2001-12-31 (YTD Data)Rank
Total interest income$16,305,0002,107
Total interest expense$6,641,0002,419
Net interest income$9,664,0001,843
Provision for loan and lease losses$220,0003,917
Total noninterest income$1,352,0002,701
Gross Fiduciary activities income$47,0001,143
Service charges on deposit accounts$1,043,0001,429
Trading account gains and fees$0177
Additional Noninterest Income$262,0004,399
Total noninterest expense$6,255,0002,284
Salaries and employee benefits$3,905,0001,919
Premises and equipment expense$983,0002,176
Additional noninterest expense$1,367,0003,123
Pre-tax net operating income$4,541,0001,580
Securities gains (losses)$-7,0009,251
Applicable income taxes$1,380,0001,621
Income before extraordinary items$3,154,0001,664
Extraordinary gains, net$0105
Net income$3,154,0001,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0002,295
Cash dividends$1,752,0001,467
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,158,9001,596
2000-12-31 (YTD Data)Rank
Total interest income$15,414,0002,280
Total interest expense$6,867,0002,452
Net interest income$8,547,0002,074
Provision for loan and lease losses$450,0002,054
Total noninterest income$1,348,0002,539
Gross Fiduciary activities income$40,0001,080
Service charges on deposit accounts$1,019,0001,330
Trading account gains and fees$0180
Additional Noninterest Income$289,0004,007
Total noninterest expense$5,647,0002,427
Salaries and employee benefits$3,537,0002,013
Premises and equipment expense$910,0002,269
Additional noninterest expense$1,200,0003,433
Pre-tax net operating income$3,798,0001,924
Securities gains (losses)$-14,0008,543
Applicable income taxes$650,0002,956
Income before extraordinary items$3,134,0001,674
Extraordinary gains, net$038
Net income$3,134,0001,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,067
Cash dividends$2,252,0001,226
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,145,6201,663
1999-12-31 (YTD Data)Rank
Total interest income$14,292,0002,276
Total interest expense$5,927,0002,493
Net interest income$8,365,0002,106
Provision for loan and lease losses$180,0003,760
Total noninterest income$1,277,0002,581
Gross Fiduciary activities income$61,0001,073
Service charges on deposit accounts$847,0001,555
Trading account gains and fees$0173
Additional Noninterest Income$369,0003,594
Total noninterest expense$5,573,0002,434
Salaries and employee benefits$3,484,0002,010
Premises and equipment expense$868,0002,338
Additional noninterest expense$1,221,0003,374
Pre-tax net operating income$3,889,0001,891
Securities gains (losses)$25,0001,278
Applicable income taxes$1,153,0001,985
Income before extraordinary items$2,761,0001,927
Extraordinary gains, net$035
Net income$2,761,0001,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,125
Cash dividends$1,016,0002,217
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,743,2501,910
1998-12-31 (YTD Data)Rank
Total interest income$13,965,0002,333
Total interest expense$6,150,0002,471
Net interest income$7,815,0002,188
Provision for loan and lease losses$180,0003,728
Total noninterest income$1,034,0003,002
Gross Fiduciary activities income$32,0001,176
Service charges on deposit accounts$759,0001,673
Trading account gains and fees$0224
Additional Noninterest Income$243,0004,485
Total noninterest expense$4,855,0002,696
Salaries and employee benefits$3,064,0002,206
Premises and equipment expense$728,0002,687
Additional noninterest expense$1,063,0003,747
Pre-tax net operating income$3,814,0001,915
Securities gains (losses)$1,0004,151
Applicable income taxes$1,121,0002,106
Income before extraordinary items$2,694,0001,939
Extraordinary gains, net$032
Net income$2,694,0001,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,111
Cash dividends$226,0005,133
Sale, conversion, retirement of capital stock, net$-650,00010,406
Net operating income$2,693,2901,867
1997-12-31 (YTD Data)Rank
Total interest income$13,377,0002,444
Total interest expense$5,957,0002,502
Net interest income$7,420,0002,355
Provision for loan and lease losses$300,0002,568
Total noninterest income$1,015,0003,009
Gross Fiduciary activities income$13,0001,317
Service charges on deposit accounts$771,0001,681
Trading account gains and fees$0239
Additional Noninterest Income$231,0004,592
Total noninterest expense$4,359,0002,914
Salaries and employee benefits$2,775,0002,393
Premises and equipment expense$656,0002,909
Additional noninterest expense$928,0004,189
Pre-tax net operating income$3,776,0001,994
Securities gains (losses)$9,0002,430
Applicable income taxes$1,134,0002,197
Income before extraordinary items$2,651,0001,991
Extraordinary gains, net$044
Net income$2,651,0001,991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0002,537
Cash dividends$199,0005,450
Sale, conversion, retirement of capital stock, net$-662,00010,858
Net operating income$2,644,7001,940
1996-12-31 (YTD Data)Rank
Total interest income$12,565,0002,660
Total interest expense$5,796,0002,628
Net interest income$6,769,0002,600
Provision for loan and lease losses$120,0004,568
Total noninterest income$918,0003,344
Gross Fiduciary activities income$22,0001,341
Service charges on deposit accounts$728,0001,862
Trading account gains and fees$0262
Additional Noninterest Income$168,0005,634
Total noninterest expense$4,327,0003,120
Salaries and employee benefits$2,583,0002,595
Premises and equipment expense$616,0003,127
Additional noninterest expense$1,128,0003,980
Pre-tax net operating income$3,240,0002,209
Securities gains (losses)$1,0003,760
Applicable income taxes$976,0002,404
Income before extraordinary items$2,265,0002,181
Extraordinary gains, net$053
Net income$2,265,0002,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,749
Cash dividends$815,0002,460
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,264,3002,129
1995-12-31 (YTD Data)Rank
Total interest income$10,895,0003,043
Total interest expense$5,238,0002,914
Net interest income$5,657,0003,149
Provision for loan and lease losses$100,0004,579
Total noninterest income$902,0003,360
Gross Fiduciary activities income$27,0001,376
Service charges on deposit accounts$714,0001,894
Trading account gains and fees$0522
Additional Noninterest Income$161,0005,779
Total noninterest expense$3,963,0003,350
Salaries and employee benefits$2,260,0002,947
Premises and equipment expense$587,0003,266
Additional noninterest expense$1,116,0003,985
Pre-tax net operating income$2,496,0002,852
Securities gains (losses)$2,0003,270
Applicable income taxes$703,0003,223
Income before extraordinary items$1,795,0002,751
Extraordinary gains, net$065
Net income$1,795,0002,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,489
Cash dividends$111,0006,612
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,793,5602,722
1994-12-31 (YTD Data)Rank
Total interest income$9,614,0003,150
Total interest expense$3,847,0003,177
Net interest income$5,767,0003,103
Provision for loan and lease losses$88,0004,864
Total noninterest income$826,0003,619
Gross Fiduciary activities income$24,0001,402
Service charges on deposit accounts$617,0002,202
Trading account gains and fees$0475
Additional Noninterest Income$185,0005,523
Total noninterest expense$3,980,0003,444
Salaries and employee benefits$2,175,0003,043
Premises and equipment expense$590,0003,320
Additional noninterest expense$1,215,0004,013
Pre-tax net operating income$2,525,0002,800
Securities gains (losses)$19,0001,821
Applicable income taxes$705,0003,076
Income before extraordinary items$1,839,0002,642
Extraordinary gains, net$0249
Net income$1,839,0002,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,341
Cash dividends$167,0005,862
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,825,3202,673
1993-12-31 (YTD Data)Rank
Total interest income$10,341,0002,990
Total interest expense$3,749,0003,361
Net interest income$6,592,0002,741
Provision for loan and lease losses$210,0003,794
Total noninterest income$758,0004,176
Gross Fiduciary activities income$11,0001,494
Service charges on deposit accounts$610,0002,256
Trading account gains and fees$0532
Additional Noninterest Income$137,0006,855
Total noninterest expense$3,921,0003,555
Salaries and employee benefits$2,228,0002,944
Premises and equipment expense$540,0003,632
Additional noninterest expense$1,153,0004,344
Pre-tax net operating income$3,219,0002,120
Securities gains (losses)$42,0003,661
Applicable income taxes$979,0002,307
Income before extraordinary items$2,282,0002,191
Extraordinary gains, net$-105,00012,928
Net income$2,177,0002,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,951
Cash dividends$1,086,0001,629
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,252,6002,088
1992-12-31 (YTD Data)Rank
Total interest income$10,985,0003,193
Total interest expense$4,826,0003,421
Net interest income$6,159,0002,960
Provision for loan and lease losses$473,0003,125
Total noninterest income$750,0004,170
Gross Fiduciary activities income$19,0001,491
Service charges on deposit accounts$557,0002,472
Trading account gains and fees$0504
Additional Noninterest Income$174,0006,145
Total noninterest expense$3,585,0003,854
Salaries and employee benefits$1,948,0003,279
Premises and equipment expense$460,0004,271
Additional noninterest expense$1,177,0004,417
Pre-tax net operating income$2,851,0002,175
Securities gains (losses)$166,0002,275
Applicable income taxes$947,0002,211
Income before extraordinary items$2,070,0002,212
Extraordinary gains, net$01,422
Net income$2,070,0002,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,0002,473
Cash dividends$1,039,0001,499
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,955,4602,173

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.