Home > Citizens Bank & Trust Co. > Income and Expense

Citizens Bank & Trust Co., Income and Expense

2024-12-31 (YTD Data)Rank
Total interest income$12,463,0002,716
Total interest expense$4,664,0002,572
Net interest income$7,799,0002,755
Provision for loan and lease losses$100,0002,502
Total noninterest income$761,0003,017
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$120,0003,190
Trading account gains and feesNANA
Additional Noninterest Income$641,0002,720
Total noninterest expense$5,947,0002,860
Salaries and employee benefits$3,161,0002,909
Premises and equipment expense$843,0002,255
Additional noninterest expense$641,0002,720
Pre-tax net operating income$2,513,0002,627
Securities gains (losses)$5,000723
Applicable income taxes$03,278
Income before extraordinary items$2,518,0002,482
Extraordinary gains, net$053
Net income$2,518,0002,506
Minority interest net income$090
Net income of bank and minority interests.$2,518,0002,482
Net charge-offs$319,0001,152
Cash dividends$1,666,0001,792
Sale, conversion, retirement of capital stock, net$0564
Net operating income$2,513,0002,490
2024-09-30 (YTD Data)Rank
Total interest income$9,209,0002,721
Total interest expense$3,518,0002,553
Net interest income$5,691,0002,792
Provision for loan and lease losses$100,0002,167
Total noninterest income$575,0002,980
Gross Fiduciary activities income$0972
Service charges on deposit accounts$88,0003,215
Trading account gains and feesNANA
Additional Noninterest Income$487,0002,659
Total noninterest expense$4,412,0002,851
Salaries and employee benefits$2,373,0002,898
Premises and equipment expense$629,0002,248
Additional noninterest expense$487,0002,659
Pre-tax net operating income$1,754,0002,708
Securities gains (losses)$5,000770
Applicable income taxes$03,278
Income before extraordinary items$1,759,0002,550
Extraordinary gains, net$051
Net income$1,759,0002,578
Minority interest net income$082
Net income of bank and minority interests.$1,759,0002,552
Net charge-offs$319,000887
Cash dividends$1,307,0001,528
Sale, conversion, retirement of capital stock, net$0527
Net operating income$1,754,0002,549
2024-06-30 (YTD Data)Rank
Total interest income$6,074,0002,718
Total interest expense$2,283,0002,554
Net interest income$3,791,0002,788
Provision for loan and lease losses$100,0001,840
Total noninterest income$387,0002,943
Gross Fiduciary activities income$0962
Service charges on deposit accounts$57,0003,222
Trading account gains and feesNANA
Additional Noninterest Income$330,0002,612
Total noninterest expense$2,861,0002,882
Salaries and employee benefits$1,564,0002,908
Premises and equipment expense$405,0002,287
Additional noninterest expense$330,0002,612
Pre-tax net operating income$1,217,0002,649
Securities gains (losses)$5,000492
Applicable income taxes$03,283
Income before extraordinary items$1,222,0002,499
Extraordinary gains, net$052
Net income$1,222,0002,531
Minority interest net income$084
Net income of bank and minority interests.$1,222,0002,502
Net charge-offs$319,000670
Cash dividends$897,0001,537
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,217,0002,505
2024-03-31 (YTD Data)Rank
Total interest income$3,035,0002,707
Total interest expense$1,109,0002,561
Net interest income$1,926,0002,757
Provision for loan and lease losses$60,0001,536
Total noninterest income$193,0002,921
Gross Fiduciary activities income$0895
Service charges on deposit accounts$27,0003,273
Trading account gains and feesNANA
Additional Noninterest Income$166,0002,568
Total noninterest expense$1,447,0002,864
Salaries and employee benefits$798,0002,889
Premises and equipment expense$202,0002,307
Additional noninterest expense$166,0002,568
Pre-tax net operating income$612,0002,606
Securities gains (losses)$5,000441
Applicable income taxes$03,183
Income before extraordinary items$617,0002,440
Extraordinary gains, net$051
Net income$617,0002,468
Minority interest net income$072
Net income of bank and minority interests.$617,0002,440
Net charge-offs$02,217
Cash dividends$452,0001,349
Sale, conversion, retirement of capital stock, net$0434
Net operating income$612,0002,449
2023-12-31 (YTD Data)Rank
Total interest income$11,681,0002,628
Total interest expense$3,871,0002,317
Net interest income$7,810,0002,725
Provision for loan and lease losses$240,0001,853
Total noninterest income$719,0003,104
Gross Fiduciary activities income$0981
Service charges on deposit accounts$116,0003,238
Trading account gains and feesNANA
Additional Noninterest Income$603,0002,791
Total noninterest expense$5,450,0002,926
Salaries and employee benefits$3,039,0002,927
Premises and equipment expense$781,0002,334
Additional noninterest expense$603,0002,791
Pre-tax net operating income$2,839,0002,575
Securities gains (losses)$-1,0003,196
Applicable income taxes$03,369
Income before extraordinary items$2,838,0002,401
Extraordinary gains, net$054
Net income$2,838,0002,425
Minority interest net income$088
Net income of bank and minority interests.$2,838,0002,403
Net charge-offs$4,0002,632
Cash dividends$1,887,0001,588
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,839,0002,411
2023-09-30 (YTD Data)Rank
Total interest income$8,520,0002,643
Total interest expense$2,784,0002,245
Net interest income$5,736,0002,775
Provision for loan and lease losses$180,0001,734
Total noninterest income$548,0003,071
Gross Fiduciary activities income$0950
Service charges on deposit accounts$86,0003,267
Trading account gains and feesNANA
Additional Noninterest Income$462,0002,765
Total noninterest expense$4,057,0002,931
Salaries and employee benefits$2,300,0002,895
Premises and equipment expense$580,0002,353
Additional noninterest expense$462,0002,764
Pre-tax net operating income$2,047,0002,672
Securities gains (losses)$-1,0003,290
Applicable income taxes$03,407
Income before extraordinary items$2,046,0002,488
Extraordinary gains, net$052
Net income$2,046,0002,512
Minority interest net income$081
Net income of bank and minority interests.$2,046,0002,489
Net charge-offs$4,0002,363
Cash dividends$1,532,0001,342
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,047,0002,510
2023-06-30 (YTD Data)Rank
Total interest income$5,552,0002,653
Total interest expense$1,705,0002,195
Net interest income$3,847,0002,788
Provision for loan and lease losses$120,0001,688
Total noninterest income$368,0003,043
Gross Fiduciary activities income$0931
Service charges on deposit accounts$55,0003,297
Trading account gains and feesNANA
Additional Noninterest Income$313,0002,713
Total noninterest expense$2,701,0002,926
Salaries and employee benefits$1,535,0002,906
Premises and equipment expense$378,0002,383
Additional noninterest expense$313,0002,708
Pre-tax net operating income$1,394,0002,670
Securities gains (losses)$-9,0003,781
Applicable income taxes$03,436
Income before extraordinary items$1,385,0002,488
Extraordinary gains, net$051
Net income$1,385,0002,517
Minority interest net income$081
Net income of bank and minority interests.$1,385,0002,488
Net charge-offs$7,0001,927
Cash dividends$1,152,0001,281
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,394,0002,493
2023-03-31 (YTD Data)Rank
Total interest income$2,710,0002,671
Total interest expense$729,0002,191
Net interest income$1,981,0002,755
Provision for loan and lease losses$60,0001,563
Total noninterest income$162,0003,181
Gross Fiduciary activities income$0913
Service charges on deposit accounts$27,0003,322
Trading account gains and feesNANA
Additional Noninterest Income$135,0002,849
Total noninterest expense$1,365,0002,938
Salaries and employee benefits$773,0002,935
Premises and equipment expense$196,0002,377
Additional noninterest expense$135,0002,849
Pre-tax net operating income$718,0002,677
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$718,0002,499
Extraordinary gains, net$04
Net income$718,0002,500
Minority interest net income$048
Net income of bank and minority interests.$718,0002,499
Net charge-offs$7,0001,486
Cash dividends$553,0001,173
Sale, conversion, retirement of capital stock, net$0430
Net operating income$718,0002,520
2022-12-31 (YTD Data)Rank
Total interest income$9,803,0002,548
Total interest expense$1,533,0001,885
Net interest income$8,270,0002,633
Provision for loan and lease losses$240,0001,681
Total noninterest income$817,0003,030
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$112,0003,341
Trading account gains and feesNANA
Additional Noninterest Income$705,0002,707
Total noninterest expense$5,303,0002,941
Salaries and employee benefits$2,945,0002,975
Premises and equipment expense$688,0002,518
Additional noninterest expense$705,0002,707
Pre-tax net operating income$3,544,0002,450
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$3,544,0002,253
Extraordinary gains, net$05
Net income$3,544,0002,252
Minority interest net income$063
Net income of bank and minority interests.$3,544,0002,252
Net charge-offs$173,000987
Cash dividends$2,850,0001,193
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,544,0002,283
2022-09-30 (YTD Data)Rank
Total interest income$7,107,0002,543
Total interest expense$807,0002,031
Net interest income$6,300,0002,584
Provision for loan and lease losses$180,0001,523
Total noninterest income$650,0003,008
Gross Fiduciary activities income$0968
Service charges on deposit accounts$82,0003,383
Trading account gains and feesNANA
Additional Noninterest Income$568,0002,663
Total noninterest expense$4,337,0002,799
Salaries and employee benefits$2,207,0002,961
Premises and equipment expense$524,0002,494
Additional noninterest expense$568,0002,663
Pre-tax net operating income$2,433,0002,558
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$2,433,0002,332
Extraordinary gains, net$04
Net income$2,433,0002,331
Minority interest net income$057
Net income of bank and minority interests.$2,433,0002,331
Net charge-offs$-21,0003,825
Cash dividends$1,623,0001,281
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,433,0002,375
2022-06-30 (YTD Data)Rank
Total interest income$4,615,0002,552
Total interest expense$429,0002,158
Net interest income$4,186,0002,559
Provision for loan and lease losses$120,0001,426
Total noninterest income$479,0002,874
Gross Fiduciary activities income$0925
Service charges on deposit accounts$54,0003,419
Trading account gains and feesNANA
Additional Noninterest Income$425,0002,558
Total noninterest expense$3,004,0002,738
Salaries and employee benefits$1,475,0002,954
Premises and equipment expense$341,0002,538
Additional noninterest expense$1,188,0002,317
Pre-tax net operating income$1,541,0002,531
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,541,0002,307
Extraordinary gains, net$04
Net income$1,541,0002,307
Minority interest net income$060
Net income of bank and minority interests.$1,541,0002,307
Net charge-offs$-21,0003,901
Cash dividends$1,021,0001,313
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,541,0002,342
2022-03-31 (YTD Data)Rank
Total interest income$2,265,0002,541
Total interest expense$197,0002,245
Net interest income$2,068,0002,549
Provision for loan and lease losses$60,0001,235
Total noninterest income$211,0002,987
Gross Fiduciary activities income$0892
Service charges on deposit accounts$26,0003,454
Trading account gains and feesNANA
Additional Noninterest Income$185,0002,655
Total noninterest expense$1,749,0002,496
Salaries and employee benefits$756,0002,920
Premises and equipment expense$177,0002,496
Additional noninterest expense$816,0001,848
Pre-tax net operating income$470,0002,980
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$470,0002,812
Extraordinary gains, net$04
Net income$470,0002,810
Minority interest net income$050
Net income of bank and minority interests.$470,0002,812
Net charge-offs$01,838
Cash dividends$491,0001,201
Sale, conversion, retirement of capital stock, net$0453
Net operating income$470,0002,844
2021-12-31 (YTD Data)Rank
Total interest income$9,906,0002,479
Total interest expense$811,0002,502
Net interest income$9,095,0002,456
Provision for loan and lease losses$-410,0004,408
Total noninterest income$526,0003,603
Gross Fiduciary activities income$0994
Service charges on deposit accounts$90,0003,561
Trading account gains and feesNANA
Additional Noninterest Income$436,0003,378
Total noninterest expense$4,986,0003,026
Salaries and employee benefits$2,892,0002,989
Premises and equipment expense$664,0002,598
Additional noninterest expense$1,430,0003,171
Pre-tax net operating income$5,045,0002,044
Securities gains (losses)$02,062
Applicable income taxes$4,0003,642
Income before extraordinary items$5,041,0001,884
Extraordinary gains, net$010
Net income$5,041,0001,884
Minority interest net income$074
Net income of bank and minority interests.$5,041,0001,885
Net charge-offs$5,0002,441
Cash dividends$2,835,0001,227
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,041,0001,854
2021-09-30 (YTD Data)Rank
Total interest income$7,762,0002,470
Total interest expense$600,0002,597
Net interest income$7,162,0002,439
Provision for loan and lease losses$180,0001,539
Total noninterest income$371,0003,704
Gross Fiduciary activities income$39,000757
Service charges on deposit accounts$67,0003,588
Trading account gains and feesNANA
Additional Noninterest Income$265,0003,634
Total noninterest expense$3,630,0003,077
Salaries and employee benefits$2,154,0003,010
Premises and equipment expense$499,0002,611
Additional noninterest expense$977,0003,328
Pre-tax net operating income$3,723,0002,139
Securities gains (losses)$02,015
Applicable income taxes$4,0003,598
Income before extraordinary items$3,719,0001,974
Extraordinary gains, net$08
Net income$3,719,0001,973
Minority interest net income$069
Net income of bank and minority interests.$3,719,0001,974
Net charge-offs$02,463
Cash dividends$2,454,0001,009
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,719,0001,949
2021-06-30 (YTD Data)Rank
Total interest income$5,565,0002,345
Total interest expense$397,0002,688
Net interest income$5,168,0002,302
Provision for loan and lease losses$120,0001,537
Total noninterest income$213,0003,837
Gross Fiduciary activities income$17,000782
Service charges on deposit accounts$43,0003,609
Trading account gains and feesNANA
Additional Noninterest Income$153,0003,761
Total noninterest expense$2,441,0003,059
Salaries and employee benefits$1,432,0003,019
Premises and equipment expense$344,0002,541
Additional noninterest expense$665,0003,293
Pre-tax net operating income$2,820,0001,961
Securities gains (losses)$01,818
Applicable income taxes$4,0003,559
Income before extraordinary items$2,816,0001,782
Extraordinary gains, net$06
Net income$2,816,0001,782
Minority interest net income$067
Net income of bank and minority interests.$2,816,0001,782
Net charge-offs$02,245
Cash dividends$1,844,000921
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,816,0001,750
2021-03-31 (YTD Data)Rank
Total interest income$3,039,0002,202
Total interest expense$197,0002,781
Net interest income$2,842,0002,104
Provision for loan and lease losses$60,0001,591
Total noninterest income$104,0003,844
Gross Fiduciary activities income$0922
Service charges on deposit accounts$21,0003,625
Trading account gains and feesNANA
Additional Noninterest Income$83,0003,676
Total noninterest expense$1,210,0003,076
Salaries and employee benefits$720,0002,997
Premises and equipment expense$176,0002,532
Additional noninterest expense$314,0003,349
Pre-tax net operating income$1,676,0001,725
Securities gains (losses)$01,392
Applicable income taxes$4,0003,431
Income before extraordinary items$1,672,0001,598
Extraordinary gains, net$03
Net income$1,672,0001,598
Minority interest net income$055
Net income of bank and minority interests.$1,672,0001,598
Net charge-offs$01,930
Cash dividends$867,000839
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,672,0001,552
2020-12-31 (YTD Data)Rank
Total interest income$9,956,0002,523
Total interest expense$807,0003,249
Net interest income$9,149,0002,398
Provision for loan and lease losses$420,0002,406
Total noninterest income$456,0003,702
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$99,0003,582
Trading account gains and feesNANA
Additional Noninterest Income$357,0003,476
Total noninterest expense$5,046,0002,983
Salaries and employee benefits$3,049,0002,918
Premises and equipment expense$663,0002,608
Additional noninterest expense$1,334,0003,231
Pre-tax net operating income$4,139,0002,023
Securities gains (losses)$313,000810
Applicable income taxes$4,0003,569
Income before extraordinary items$4,448,0001,788
Extraordinary gains, net$04
Net income$4,448,0001,788
Minority interest net income$072
Net income of bank and minority interests.$4,448,0001,788
Net charge-offs$21,0002,780
Cash dividends$3,546,000982
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,135,0001,831
2020-09-30 (YTD Data)Rank
Total interest income$7,719,0002,490
Total interest expense$582,0003,393
Net interest income$7,137,0002,339
Provision for loan and lease losses$300,0002,421
Total noninterest income$336,0003,712
Gross Fiduciary activities income$0981
Service charges on deposit accounts$75,0003,594
Trading account gains and feesNANA
Additional Noninterest Income$261,0003,482
Total noninterest expense$3,566,0003,074
Salaries and employee benefits$2,120,0003,011
Premises and equipment expense$500,0002,601
Additional noninterest expense$946,0003,296
Pre-tax net operating income$3,607,0001,808
Securities gains (losses)$313,000690
Applicable income taxes$4,0003,559
Income before extraordinary items$3,916,0001,538
Extraordinary gains, net$04
Net income$3,916,0001,538
Minority interest net income$065
Net income of bank and minority interests.$3,916,0001,539
Net charge-offs$-1,0003,797
Cash dividends$2,753,000856
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,603,0001,618
2020-06-30 (YTD Data)Rank
Total interest income$5,423,0002,429
Total interest expense$413,0003,417
Net interest income$5,010,0002,273
Provision for loan and lease losses$180,0002,493
Total noninterest income$230,0003,681
Gross Fiduciary activities income$0970
Service charges on deposit accounts$52,0003,587
Trading account gains and feesNANA
Additional Noninterest Income$178,0003,430
Total noninterest expense$2,321,0003,121
Salaries and employee benefits$1,400,0003,039
Premises and equipment expense$332,0002,609
Additional noninterest expense$589,0003,437
Pre-tax net operating income$2,739,0001,570
Securities gains (losses)$313,000524
Applicable income taxes$4,0003,498
Income before extraordinary items$3,048,0001,289
Extraordinary gains, net$04
Net income$3,048,0001,289
Minority interest net income$065
Net income of bank and minority interests.$3,048,0001,289
Net charge-offs$-1,0003,744
Cash dividends$1,590,000951
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,735,0001,378
2020-03-31 (YTD Data)Rank
Total interest income$2,260,0002,735
Total interest expense$225,0003,435
Net interest income$2,035,0002,571
Provision for loan and lease losses$60,0002,352
Total noninterest income$120,0003,615
Gross Fiduciary activities income$0941
Service charges on deposit accounts$31,0003,610
Trading account gains and feesNANA
Additional Noninterest Income$89,0003,308
Total noninterest expense$1,156,0003,163
Salaries and employee benefits$683,0003,099
Premises and equipment expense$166,0002,620
Additional noninterest expense$307,0003,412
Pre-tax net operating income$939,0001,922
Securities gains (losses)$313,000274
Applicable income taxes$4,0003,309
Income before extraordinary items$1,248,0001,380
Extraordinary gains, net$04
Net income$1,248,0001,379
Minority interest net income$056
Net income of bank and minority interests.$1,248,0001,380
Net charge-offs$-1,0003,618
Cash dividends$750,000993
Sale, conversion, retirement of capital stock, net$0482
Net operating income$935,0001,720
2019-12-31 (YTD Data)Rank
Total interest income$9,161,0002,725
Total interest expense$962,0003,361
Net interest income$8,199,0002,575
Provision for loan and lease losses$240,0002,172
Total noninterest income$296,0004,161
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$133,0003,637
Trading account gains and feesNANA
Additional Noninterest Income$163,0004,095
Total noninterest expense$4,756,0003,116
Salaries and employee benefits$2,744,0003,080
Premises and equipment expense$690,0002,568
Additional noninterest expense$1,322,0003,315
Pre-tax net operating income$3,499,0002,234
Securities gains (losses)$-14,0004,849
Applicable income taxes$4,0003,730
Income before extraordinary items$3,481,0002,093
Extraordinary gains, net$011
Net income$3,481,0002,095
Minority interest net income$076
Net income of bank and minority interests.$3,481,0002,095
Net charge-offs$30,0002,932
Cash dividends$2,793,0001,256
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,495,0002,048
2019-09-30 (YTD Data)Rank
Total interest income$6,834,0002,769
Total interest expense$729,0003,375
Net interest income$6,105,0002,617
Provision for loan and lease losses$180,0002,065
Total noninterest income$172,0004,416
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$98,0003,696
Trading account gains and feesNANA
Additional Noninterest Income$74,0004,480
Total noninterest expense$3,508,0003,154
Salaries and employee benefits$2,067,0003,092
Premises and equipment expense$477,0002,725
Additional noninterest expense$964,0003,396
Pre-tax net operating income$2,589,0002,323
Securities gains (losses)$-14,0004,947
Applicable income taxes$4,0003,770
Income before extraordinary items$2,571,0002,162
Extraordinary gains, net$011
Net income$2,571,0002,162
Minority interest net income$072
Net income of bank and minority interests.$2,571,0002,163
Net charge-offs$30,0002,512
Cash dividends$2,023,0001,181
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,585,0002,119
2019-06-30 (YTD Data)Rank
Total interest income$4,507,0002,797
Total interest expense$493,0003,339
Net interest income$4,014,0002,652
Provision for loan and lease losses$120,0002,025
Total noninterest income$37,0005,007
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$64,0003,734
Trading account gains and feesNANA
Additional Noninterest Income$-27,0005,262
Total noninterest expense$2,358,0003,163
Salaries and employee benefits$1,392,0003,090
Premises and equipment expense$319,0002,719
Additional noninterest expense$647,0003,415
Pre-tax net operating income$1,573,0002,423
Securities gains (losses)$-14,0004,995
Applicable income taxes$4,0003,751
Income before extraordinary items$1,555,0002,283
Extraordinary gains, net$011
Net income$1,555,0002,283
Minority interest net income$069
Net income of bank and minority interests.$1,555,0002,283
Net charge-offs$35,0002,073
Cash dividends$1,302,0001,203
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,569,0002,234
2019-03-31 (YTD Data)Rank
Total interest income$2,171,0002,880
Total interest expense$241,0003,339
Net interest income$1,930,0002,742
Provision for loan and lease losses$60,0001,874
Total noninterest income$123,0003,692
Gross Fiduciary activities income$0972
Service charges on deposit accounts$30,0003,825
Trading account gains and feesNANA
Additional Noninterest Income$93,0003,317
Total noninterest expense$1,189,0003,163
Salaries and employee benefits$703,0003,097
Premises and equipment expense$165,0002,685
Additional noninterest expense$321,0003,430
Pre-tax net operating income$804,0002,353
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$804,0002,185
Extraordinary gains, net$05
Net income$804,0002,184
Minority interest net income$052
Net income of bank and minority interests.$804,0002,184
Net charge-offs$-1,0003,818
Cash dividends$689,0001,090
Sale, conversion, retirement of capital stock, net$0529
Net operating income$804,0002,173
2018-12-31 (YTD Data)Rank
Total interest income$8,375,0002,852
Total interest expense$581,0003,731
Net interest income$7,794,0002,691
Provision for loan and lease losses$240,0002,183
Total noninterest income$478,0003,833
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$136,0003,795
Trading account gains and feesNANA
Additional Noninterest Income$342,0003,533
Total noninterest expense$4,625,0003,211
Salaries and employee benefits$2,642,0003,183
Premises and equipment expense$673,0002,641
Additional noninterest expense$1,310,0003,427
Pre-tax net operating income$3,407,0002,318
Securities gains (losses)$-19,0004,583
Applicable income taxes$4,0003,841
Income before extraordinary items$3,384,0002,141
Extraordinary gains, net$06
Net income$3,384,0002,139
Minority interest net income$072
Net income of bank and minority interests.$3,384,0002,140
Net charge-offs$39,0002,762
Cash dividends$3,057,0001,062
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,403,0002,127
2018-09-30 (YTD Data)Rank
Total interest income$6,212,0002,870
Total interest expense$373,0003,897
Net interest income$5,839,0002,709
Provision for loan and lease losses$180,0002,069
Total noninterest income$357,0003,886
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$103,0003,812
Trading account gains and feesNANA
Additional Noninterest Income$254,0003,567
Total noninterest expense$3,442,0003,221
Salaries and employee benefits$1,969,0003,194
Premises and equipment expense$521,0002,600
Additional noninterest expense$952,0003,493
Pre-tax net operating income$2,574,0002,353
Securities gains (losses)$-19,0004,918
Applicable income taxes$4,0003,874
Income before extraordinary items$2,551,0002,141
Extraordinary gains, net$05
Net income$2,551,0002,139
Minority interest net income$066
Net income of bank and minority interests.$2,551,0002,140
Net charge-offs$-2,0004,120
Cash dividends$2,311,000952
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,570,0002,124
2018-06-30 (YTD Data)Rank
Total interest income$4,046,0002,907
Total interest expense$195,0004,170
Net interest income$3,851,0002,734
Provision for loan and lease losses$120,0002,009
Total noninterest income$235,0003,910
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$69,0003,811
Trading account gains and feesNANA
Additional Noninterest Income$166,0003,612
Total noninterest expense$2,374,0003,179
Salaries and employee benefits$1,335,0003,191
Premises and equipment expense$372,0002,509
Additional noninterest expense$667,0003,425
Pre-tax net operating income$1,592,0002,429
Securities gains (losses)$-19,0005,101
Applicable income taxes$4,0003,833
Income before extraordinary items$1,569,0002,241
Extraordinary gains, net$06
Net income$1,569,0002,239
Minority interest net income$065
Net income of bank and minority interests.$1,569,0002,240
Net charge-offs$-1,0003,891
Cash dividends$1,515,000941
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,588,0002,218
2018-03-31 (YTD Data)Rank
Total interest income$1,985,0002,951
Total interest expense$78,0004,405
Net interest income$1,907,0002,767
Provision for loan and lease losses$60,0001,880
Total noninterest income$114,0003,936
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$34,0003,866
Trading account gains and feesNANA
Additional Noninterest Income$80,0003,637
Total noninterest expense$1,276,0003,066
Salaries and employee benefits$696,0003,129
Premises and equipment expense$218,0002,314
Additional noninterest expense$362,0003,280
Pre-tax net operating income$685,0002,621
Securities gains (losses)$-19,0005,305
Applicable income taxes$4,0003,713
Income before extraordinary items$662,0002,454
Extraordinary gains, net$07
Net income$662,0002,453
Minority interest net income$052
Net income of bank and minority interests.$662,0002,454
Net charge-offs$-1,0003,770
Cash dividends$750,000890
Sale, conversion, retirement of capital stock, net$0580
Net operating income$680,8102,410
2017-12-31 (YTD Data)Rank
Total interest income$8,040,0002,859
Total interest expense$304,0004,388
Net interest income$7,736,0002,703
Provision for loan and lease losses$180,0002,471
Total noninterest income$448,0004,064
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$134,0003,993
Trading account gains and feesNANA
Additional Noninterest Income$314,0003,751
Total noninterest expense$4,497,0003,320
Salaries and employee benefits$2,509,0003,327
Premises and equipment expense$628,0002,843
Additional noninterest expense$1,360,0003,414
Pre-tax net operating income$3,507,0002,243
Securities gains (losses)$17,0001,392
Applicable income taxes$4,0003,980
Income before extraordinary items$3,520,0001,798
Extraordinary gains, net$09
Net income$3,520,0001,798
Minority interest net income$076
Net income of bank and minority interests.$3,520,0001,799
Net charge-offs$-5,0004,675
Cash dividends$3,278,000961
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,503,0001,786
2017-09-30 (YTD Data)Rank
Total interest income$6,033,0002,873
Total interest expense$235,0004,366
Net interest income$5,798,0002,719
Provision for loan and lease losses$180,0002,116
Total noninterest income$338,0004,108
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$102,0003,994
Trading account gains and feesNANA
Additional Noninterest Income$236,0003,784
Total noninterest expense$3,200,0003,452
Salaries and employee benefits$1,834,0003,381
Premises and equipment expense$425,0003,062
Additional noninterest expense$941,0003,593
Pre-tax net operating income$2,756,0002,206
Securities gains (losses)$17,0001,393
Applicable income taxes$4,0003,992
Income before extraordinary items$2,769,0001,853
Extraordinary gains, net$09
Net income$2,769,0001,853
Minority interest net income$071
Net income of bank and minority interests.$2,769,0001,853
Net charge-offs$5,0003,457
Cash dividends$2,516,000878
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,752,0001,835
2017-06-30 (YTD Data)Rank
Total interest income$4,013,0002,861
Total interest expense$162,0004,320
Net interest income$3,851,0002,721
Provision for loan and lease losses$120,0002,050
Total noninterest income$222,0004,140
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$67,0004,018
Trading account gains and feesNANA
Additional Noninterest Income$155,0003,811
Total noninterest expense$2,134,0003,460
Salaries and employee benefits$1,226,0003,394
Premises and equipment expense$279,0003,088
Additional noninterest expense$629,0003,603
Pre-tax net operating income$1,819,0002,175
Securities gains (losses)$17,0001,054
Applicable income taxes$4,0003,987
Income before extraordinary items$1,832,0001,829
Extraordinary gains, net$011
Net income$1,832,0001,829
Minority interest net income$071
Net income of bank and minority interests.$1,832,0001,829
Net charge-offs$8,0002,974
Cash dividends$1,663,000884
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,815,0001,818
2017-03-31 (YTD Data)Rank
Total interest income$1,982,0002,886
Total interest expense$80,0004,341
Net interest income$1,902,0002,740
Provision for loan and lease losses$60,0001,878
Total noninterest income$111,0004,141
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$34,0004,027
Trading account gains and feesNANA
Additional Noninterest Income$77,0003,824
Total noninterest expense$1,083,0003,450
Salaries and employee benefits$621,0003,420
Premises and equipment expense$145,0003,056
Additional noninterest expense$317,0003,596
Pre-tax net operating income$870,0002,152
Securities gains (losses)$01,153
Applicable income taxes$4,0003,816
Income before extraordinary items$866,0001,856
Extraordinary gains, net$08
Net income$866,0001,856
Minority interest net income$055
Net income of bank and minority interests.$866,0001,856
Net charge-offs$8,0002,285
Cash dividends$803,000855
Sale, conversion, retirement of capital stock, net$0632
Net operating income$866,0001,845
2016-12-31 (YTD Data)Rank
Total interest income$7,858,0002,886
Total interest expense$280,0004,546
Net interest income$7,578,0002,729
Provision for loan and lease losses$240,0002,221
Total noninterest income$435,0004,271
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$149,0003,990
Trading account gains and fees$0170
Additional Noninterest Income$286,0003,980
Total noninterest expense$4,260,0003,520
Salaries and employee benefits$2,443,0003,447
Premises and equipment expense$566,0003,130
Additional noninterest expense$1,251,0003,724
Pre-tax net operating income$3,513,0002,124
Securities gains (losses)$-28,0005,709
Applicable income taxes$4,0004,104
Income before extraordinary items$3,481,0001,852
Extraordinary gains, net$05
Net income$3,481,0001,851
Minority interest net income$082
Net income of bank and minority interests.$3,481,0001,851
Net charge-offs$10,0003,859
Cash dividends$3,045,0001,004
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,509,0001,804
2016-09-30 (YTD Data)Rank
Total interest income$5,909,0002,884
Total interest expense$211,0004,576
Net interest income$5,698,0002,726
Provision for loan and lease losses$180,0002,135
Total noninterest income$322,0004,311
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$112,0004,010
Trading account gains and fees$0169
Additional Noninterest Income$210,0004,046
Total noninterest expense$3,146,0003,558
Salaries and employee benefits$1,804,0003,473
Premises and equipment expense$424,0003,151
Additional noninterest expense$918,0003,794
Pre-tax net operating income$2,694,0002,123
Securities gains (losses)$-28,0005,851
Applicable income taxes$4,0004,144
Income before extraordinary items$2,662,0001,854
Extraordinary gains, net$05
Net income$2,662,0001,854
Minority interest net income$071
Net income of bank and minority interests.$2,662,0001,854
Net charge-offs$-4,0004,681
Cash dividends$2,487,000879
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,690,0001,789
2016-06-30 (YTD Data)Rank
Total interest income$3,997,0002,863
Total interest expense$145,0004,580
Net interest income$3,852,0002,707
Provision for loan and lease losses$120,0002,108
Total noninterest income$209,0004,357
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$75,0004,012
Trading account gains and fees$0157
Additional Noninterest Income$134,0004,109
Total noninterest expense$2,132,0003,550
Salaries and employee benefits$1,208,0003,491
Premises and equipment expense$287,0003,126
Additional noninterest expense$637,0003,731
Pre-tax net operating income$1,809,0002,102
Securities gains (losses)$-28,0005,942
Applicable income taxes$4,0004,116
Income before extraordinary items$1,777,0001,837
Extraordinary gains, net$016
Net income$1,777,0001,836
Minority interest net income$071
Net income of bank and minority interests.$1,777,0001,836
Net charge-offs$-2,0004,474
Cash dividends$1,209,0001,132
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,805,0001,760
2016-03-31 (YTD Data)Rank
Total interest income$2,006,0002,858
Total interest expense$78,0004,497
Net interest income$1,928,0002,706
Provision for loan and lease losses$60,0001,948
Total noninterest income$97,0004,431
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$41,0003,874
Trading account gains and fees$0142
Additional Noninterest Income$56,0004,283
Total noninterest expense$1,088,0003,517
Salaries and employee benefits$622,0003,447
Premises and equipment expense$146,0003,122
Additional noninterest expense$320,0003,726
Pre-tax net operating income$877,0002,128
Securities gains (losses)$-32,0006,043
Applicable income taxes$04,259
Income before extraordinary items$845,0001,898
Extraordinary gains, net$012
Net income$845,0001,899
Minority interest net income$062
Net income of bank and minority interests.$845,0001,899
Net charge-offs$-1,0004,102
Cash dividends$809,000866
Sale, conversion, retirement of capital stock, net$0659
Net operating income$877,0001,780
2015-12-31 (YTD Data)Rank
Total interest income$7,653,0002,926
Total interest expense$291,0004,669
Net interest income$7,362,0002,760
Provision for loan and lease losses$340,0001,773
Total noninterest income$558,0004,007
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$149,0004,150
Trading account gains and fees$0159
Additional Noninterest Income$409,0003,564
Total noninterest expense$4,213,0003,606
Salaries and employee benefits$2,406,0003,506
Premises and equipment expense$549,0003,293
Additional noninterest expense$1,258,0003,814
Pre-tax net operating income$3,367,0002,131
Securities gains (losses)$59,0001,534
Applicable income taxes$4,0004,225
Income before extraordinary items$3,422,0001,834
Extraordinary gains, net$023
Net income$3,422,0001,836
Minority interest net income$081
Net income of bank and minority interests.$3,422,0001,836
Net charge-offs$198,0001,994
Cash dividends$3,175,000931
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,363,0001,820
2015-09-30 (YTD Data)Rank
Total interest income$5,756,0002,940
Total interest expense$219,0004,743
Net interest income$5,537,0002,774
Provision for loan and lease losses$280,0001,578
Total noninterest income$447,0003,920
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$111,0004,207
Trading account gains and fees$0153
Additional Noninterest Income$336,0003,452
Total noninterest expense$3,070,0003,685
Salaries and employee benefits$1,744,0003,590
Premises and equipment expense$408,0003,356
Additional noninterest expense$918,0003,887
Pre-tax net operating income$2,634,0002,118
Securities gains (losses)$65,0001,295
Applicable income taxes$4,0004,294
Income before extraordinary items$2,695,0001,787
Extraordinary gains, net$021
Net income$2,695,0001,789
Minority interest net income$078
Net income of bank and minority interests.$2,695,0001,790
Net charge-offs$162,0001,720
Cash dividends$2,345,000864
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,630,0001,783
2015-06-30 (YTD Data)Rank
Total interest income$3,867,0002,926
Total interest expense$147,0004,767
Net interest income$3,720,0002,762
Provision for loan and lease losses$220,0001,405
Total noninterest income$304,0003,910
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$73,0004,223
Trading account gains and fees$0157
Additional Noninterest Income$231,0003,421
Total noninterest expense$2,020,0003,748
Salaries and employee benefits$1,159,0003,630
Premises and equipment expense$271,0003,368
Additional noninterest expense$590,0003,994
Pre-tax net operating income$1,784,0002,068
Securities gains (losses)$65,0001,085
Applicable income taxes$4,0004,265
Income before extraordinary items$1,845,0001,729
Extraordinary gains, net$022
Net income$1,845,0001,733
Minority interest net income$075
Net income of bank and minority interests.$1,845,0001,733
Net charge-offs$163,0001,323
Cash dividends$1,569,000865
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,780,0001,735
2015-03-31 (YTD Data)Rank
Total interest income$1,961,0002,899
Total interest expense$73,0004,832
Net interest income$1,888,0002,728
Provision for loan and lease losses$60,0001,893
Total noninterest income$198,0003,445
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$35,0004,270
Trading account gains and fees$0152
Additional Noninterest Income$163,0002,902
Total noninterest expense$1,017,0003,758
Salaries and employee benefits$578,0003,672
Premises and equipment expense$140,0003,342
Additional noninterest expense$299,0003,983
Pre-tax net operating income$1,009,0001,842
Securities gains (losses)$02,027
Applicable income taxes$4,0004,088
Income before extraordinary items$1,005,0001,592
Extraordinary gains, net$013
Net income$1,005,0001,593
Minority interest net income$064
Net income of bank and minority interests.$1,005,0001,594
Net charge-offs$-3,0004,874
Cash dividends$760,000821
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,005,0001,530
2014-12-31 (YTD Data)Rank
Total interest income$7,151,0003,130
Total interest expense$308,0004,906
Net interest income$6,843,0002,939
Provision for loan and lease losses$240,0002,251
Total noninterest income$523,0004,206
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$153,0004,362
Trading account gains and fees$0180
Additional Noninterest Income$370,0003,716
Total noninterest expense$4,259,0003,687
Salaries and employee benefits$2,389,0003,592
Premises and equipment expense$576,0003,324
Additional noninterest expense$1,294,0003,887
Pre-tax net operating income$2,867,0002,341
Securities gains (losses)$81,0001,411
Applicable income taxes$2,0004,394
Income before extraordinary items$2,946,0002,047
Extraordinary gains, net$017
Net income$2,946,0002,047
Minority interest net income$084
Net income of bank and minority interests.$2,946,0002,046
Net charge-offs$261,0002,179
Cash dividends$2,768,000990
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,865,0002,049
2014-09-30 (YTD Data)Rank
Total interest income$5,368,0003,151
Total interest expense$232,0004,977
Net interest income$5,136,0002,967
Provision for loan and lease losses$180,0002,177
Total noninterest income$348,0004,436
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$114,0004,419
Trading account gains and fees$0174
Additional Noninterest Income$234,0003,997
Total noninterest expense$3,036,0003,825
Salaries and employee benefits$1,693,0003,742
Premises and equipment expense$431,0003,373
Additional noninterest expense$912,0004,045
Pre-tax net operating income$2,268,0002,302
Securities gains (losses)$12,0002,252
Applicable income taxes$2,0004,434
Income before extraordinary items$2,278,0002,001
Extraordinary gains, net$015
Net income$2,278,0002,000
Minority interest net income$081
Net income of bank and minority interests.$2,278,0001,999
Net charge-offs$160,0002,234
Cash dividends$2,053,000903
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,266,0001,962
2014-06-30 (YTD Data)Rank
Total interest income$3,581,0003,154
Total interest expense$156,0005,011
Net interest income$3,425,0002,972
Provision for loan and lease losses$120,0002,134
Total noninterest income$216,0004,555
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$77,0004,397
Trading account gains and fees$0172
Additional Noninterest Income$139,0004,134
Total noninterest expense$2,049,0003,825
Salaries and employee benefits$1,129,0003,762
Premises and equipment expense$297,0003,314
Additional noninterest expense$623,0004,012
Pre-tax net operating income$1,472,0002,306
Securities gains (losses)$12,0001,855
Applicable income taxes$2,0004,388
Income before extraordinary items$1,482,0002,000
Extraordinary gains, net$020
Net income$1,482,0002,004
Minority interest net income$080
Net income of bank and minority interests.$1,482,0002,003
Net charge-offs$161,0001,779
Cash dividends$1,367,000906
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,470,0001,958
2014-03-31 (YTD Data)Rank
Total interest income$1,772,0003,192
Total interest expense$77,0005,098
Net interest income$1,695,0002,996
Provision for loan and lease losses$60,0002,013
Total noninterest income$101,0004,609
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$37,0004,453
Trading account gains and fees$0147
Additional Noninterest Income$64,0004,241
Total noninterest expense$1,056,0003,763
Salaries and employee benefits$578,0003,730
Premises and equipment expense$160,0003,196
Additional noninterest expense$318,0003,978
Pre-tax net operating income$680,0002,372
Securities gains (losses)$6,0001,292
Applicable income taxes$2,0004,234
Income before extraordinary items$684,0002,041
Extraordinary gains, net$016
Net income$684,0002,044
Minority interest net income$066
Net income of bank and minority interests.$684,0002,044
Net charge-offs$43,0001,986
Cash dividends$350,0001,314
Sale, conversion, retirement of capital stock, net$0747
Net operating income$678,0002,018
2013-12-31 (YTD Data)Rank
Total interest income$6,872,0003,300
Total interest expense$333,0005,220
Net interest income$6,539,0003,054
Provision for loan and lease losses$300,0002,425
Total noninterest income$435,0004,621
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$182,0004,246
Trading account gains and fees$0184
Additional Noninterest Income$253,0004,314
Total noninterest expense$4,183,0003,820
Salaries and employee benefits$2,342,0003,702
Premises and equipment expense$634,0003,177
Additional noninterest expense$1,207,0004,190
Pre-tax net operating income$2,491,0002,474
Securities gains (losses)$49,0001,806
Applicable income taxes$5,0004,396
Income before extraordinary items$2,535,0002,168
Extraordinary gains, net$029
Net income$2,535,0002,173
Minority interest net income$090
Net income of bank and minority interests.$2,535,0002,172
Net charge-offs$298,0002,591
Cash dividends$2,438,0001,027
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,486,0002,152
2013-09-30 (YTD Data)Rank
Total interest income$5,160,0003,319
Total interest expense$255,0005,285
Net interest income$4,905,0003,082
Provision for loan and lease losses$270,0002,189
Total noninterest income$344,0004,599
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$138,0004,265
Trading account gains and fees$0180
Additional Noninterest Income$206,0004,277
Total noninterest expense$3,098,0003,870
Salaries and employee benefits$1,749,0003,719
Premises and equipment expense$489,0003,146
Additional noninterest expense$860,0004,306
Pre-tax net operating income$1,881,0002,537
Securities gains (losses)$49,0001,669
Applicable income taxes$5,0004,449
Income before extraordinary items$1,925,0002,198
Extraordinary gains, net$025
Net income$1,925,0002,205
Minority interest net income$084
Net income of bank and minority interests.$1,925,0002,204
Net charge-offs$300,0002,113
Cash dividends$1,869,000928
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,876,0002,181
2013-06-30 (YTD Data)Rank
Total interest income$3,471,0003,308
Total interest expense$175,0005,300
Net interest income$3,296,0003,060
Provision for loan and lease losses$195,0002,161
Total noninterest income$220,0004,711
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$89,0004,315
Trading account gains and fees$0157
Additional Noninterest Income$131,0004,390
Total noninterest expense$2,070,0003,883
Salaries and employee benefits$1,178,0003,725
Premises and equipment expense$328,0003,149
Additional noninterest expense$564,0004,343
Pre-tax net operating income$1,251,0002,525
Securities gains (losses)$49,0001,535
Applicable income taxes$5,0004,362
Income before extraordinary items$1,295,0002,170
Extraordinary gains, net$022
Net income$1,295,0002,178
Minority interest net income$082
Net income of bank and minority interests.$1,295,0002,176
Net charge-offs$8,0004,402
Cash dividends$1,261,000893
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,246,0002,149
2013-03-31 (YTD Data)Rank
Total interest income$1,747,0003,317
Total interest expense$88,0005,370
Net interest income$1,659,0003,056
Provision for loan and lease losses$98,0002,125
Total noninterest income$118,0004,578
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$45,0004,283
Trading account gains and fees$0148
Additional Noninterest Income$73,0004,232
Total noninterest expense$1,076,0003,814
Salaries and employee benefits$600,0003,715
Premises and equipment expense$172,0003,062
Additional noninterest expense$304,0004,180
Pre-tax net operating income$603,0002,544
Securities gains (losses)$48,000941
Applicable income taxes$5,0004,175
Income before extraordinary items$646,0002,131
Extraordinary gains, net$010
Net income$646,0002,133
Minority interest net income$076
Net income of bank and minority interests.$646,0002,133
Net charge-offs$1,0004,010
Cash dividends$629,000786
Sale, conversion, retirement of capital stock, net$0789
Net operating income$598,4802,179
2012-12-31 (YTD Data)Rank
Total interest income$7,348,0003,334
Total interest expense$489,0005,166
Net interest income$6,859,0003,034
Provision for loan and lease losses$486,0002,756
Total noninterest income$412,0004,777
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$187,0004,392
Trading account gains and fees$0166
Additional Noninterest Income$225,0004,438
Total noninterest expense$4,297,0003,831
Salaries and employee benefits$2,313,0003,766
Premises and equipment expense$647,0003,202
Additional noninterest expense$1,337,0004,067
Pre-tax net operating income$2,488,0002,417
Securities gains (losses)$8,0003,432
Applicable income taxes$5,0004,499
Income before extraordinary items$2,491,0002,184
Extraordinary gains, net$029
Net income$2,491,0002,183
Minority interest net income$093
Net income of bank and minority interests.$2,491,0002,185
Net charge-offs$341,0003,157
Cash dividends$2,374,0001,062
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,483,0002,060
2012-09-30 (YTD Data)Rank
Total interest income$5,550,0003,372
Total interest expense$392,0005,161
Net interest income$5,158,0003,073
Provision for loan and lease losses$365,0002,703
Total noninterest income$278,0004,986
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$142,0004,424
Trading account gains and fees$0157
Additional Noninterest Income$136,0004,749
Total noninterest expense$3,150,0003,921
Salaries and employee benefits$1,720,0003,800
Premises and equipment expense$482,0003,254
Additional noninterest expense$948,0004,251
Pre-tax net operating income$1,921,0002,429
Securities gains (losses)$8,0003,171
Applicable income taxes$5,0004,514
Income before extraordinary items$1,924,0002,184
Extraordinary gains, net$020
Net income$1,924,0002,184
Minority interest net income$086
Net income of bank and minority interests.$1,924,0002,185
Net charge-offs$316,0002,752
Cash dividends$1,794,000868
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,916,0002,060
2012-06-30 (YTD Data)Rank
Total interest income$3,675,0003,398
Total interest expense$278,0005,155
Net interest income$3,397,0003,119
Provision for loan and lease losses$243,0002,722
Total noninterest income$168,0005,143
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$87,0004,591
Trading account gains and fees$0153
Additional Noninterest Income$81,0004,921
Total noninterest expense$2,121,0003,916
Salaries and employee benefits$1,151,0003,807
Premises and equipment expense$323,0003,250
Additional noninterest expense$647,0004,206
Pre-tax net operating income$1,201,0002,516
Securities gains (losses)$8,0002,780
Applicable income taxes$5,0004,421
Income before extraordinary items$1,204,0002,268
Extraordinary gains, net$019
Net income$1,204,0002,268
Minority interest net income$084
Net income of bank and minority interests.$1,204,0002,268
Net charge-offs$226,0002,611
Cash dividends$1,144,000869
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,196,0002,146
2012-03-31 (YTD Data)Rank
Total interest income$1,802,0003,487
Total interest expense$149,0005,112
Net interest income$1,653,0003,196
Provision for loan and lease losses$122,0002,643
Total noninterest income$60,0005,640
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$41,0004,661
Trading account gains and fees$0148
Additional Noninterest Income$19,0005,771
Total noninterest expense$1,092,0003,862
Salaries and employee benefits$582,0003,808
Premises and equipment expense$173,0003,110
Additional noninterest expense$337,0004,080
Pre-tax net operating income$499,0002,875
Securities gains (losses)$02,210
Applicable income taxes$5,0004,246
Income before extraordinary items$494,0002,639
Extraordinary gains, net$019
Net income$494,0002,641
Minority interest net income$078
Net income of bank and minority interests.$494,0002,642
Net charge-offs$207,0001,821
Cash dividends$350,0001,149
Sale, conversion, retirement of capital stock, net$0861
Net operating income$494,0002,514
2011-12-31 (YTD Data)Rank
Total interest income$7,508,0003,500
Total interest expense$784,0004,962
Net interest income$6,724,0003,172
Provision for loan and lease losses$627,0003,096
Total noninterest income$420,0004,695
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$189,0004,485
Trading account gains and fees$0146
Additional Noninterest Income$231,0004,254
Total noninterest expense$4,300,0003,919
Salaries and employee benefits$2,300,0003,793
Premises and equipment expense$610,0003,537
Additional noninterest expense$1,390,0004,054
Pre-tax net operating income$2,217,0002,323
Securities gains (losses)$03,838
Applicable income taxes$5,0004,437
Income before extraordinary items$2,212,0002,084
Extraordinary gains, net$029
Net income$2,212,0002,085
Minority interest net income$096
Net income of bank and minority interests.$2,212,0002,085
Net charge-offs$376,0003,526
Cash dividends$2,272,000866
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,212,0001,998
2011-09-30 (YTD Data)Rank
Total interest income$5,623,0003,548
Total interest expense$614,0004,990
Net interest income$5,009,0003,201
Provision for loan and lease losses$339,0003,450
Total noninterest income$316,0004,738
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$145,0004,456
Trading account gains and fees$0145
Additional Noninterest Income$171,0004,328
Total noninterest expense$3,190,0003,955
Salaries and employee benefits$1,716,0003,807
Premises and equipment expense$455,0003,592
Additional noninterest expense$1,019,0004,134
Pre-tax net operating income$1,796,0002,268
Securities gains (losses)$03,555
Applicable income taxes$5,0004,418
Income before extraordinary items$1,791,0002,007
Extraordinary gains, net$021
Net income$1,791,0002,007
Minority interest net income$087
Net income of bank and minority interests.$1,791,0002,007
Net charge-offs$242,0003,490
Cash dividends$1,750,000734
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,791,0001,904
2011-06-30 (YTD Data)Rank
Total interest income$3,731,0003,590
Total interest expense$422,0005,039
Net interest income$3,309,0003,246
Provision for loan and lease losses$218,0003,424
Total noninterest income$224,0004,674
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$97,0004,432
Trading account gains and fees$0153
Additional Noninterest Income$127,0004,205
Total noninterest expense$2,171,0003,954
Salaries and employee benefits$1,151,0003,834
Premises and equipment expense$310,0003,569
Additional noninterest expense$710,0004,064
Pre-tax net operating income$1,144,0002,315
Securities gains (losses)$02,914
Applicable income taxes$5,0004,311
Income before extraordinary items$1,139,0002,032
Extraordinary gains, net$015
Net income$1,139,0002,032
Minority interest net income$089
Net income of bank and minority interests.$1,139,0002,032
Net charge-offs$238,0002,933
Cash dividends$1,126,000733
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,139,0001,969
2011-03-31 (YTD Data)Rank
Total interest income$1,866,0003,599
Total interest expense$215,0005,081
Net interest income$1,651,0003,234
Provision for loan and lease losses$107,0003,266
Total noninterest income$118,0004,632
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$47,0004,460
Trading account gains and fees$0158
Additional Noninterest Income$71,0004,103
Total noninterest expense$1,105,0003,929
Salaries and employee benefits$579,0003,830
Premises and equipment expense$166,0003,447
Additional noninterest expense$360,0004,012
Pre-tax net operating income$557,0002,368
Securities gains (losses)$01,772
Applicable income taxes$5,0004,051
Income before extraordinary items$552,0002,068
Extraordinary gains, net$09
Net income$552,0002,067
Minority interest net income$086
Net income of bank and minority interests.$552,0002,068
Net charge-offs$92,0002,815
Cash dividends$582,000641
Sale, conversion, retirement of capital stock, net$0925
Net operating income$552,0002,031
2010-12-31 (YTD Data)Rank
Total interest income$8,082,0003,525
Total interest expense$1,222,0004,763
Net interest income$6,860,0003,118
Provision for loan and lease losses$458,0004,270
Total noninterest income$67,0006,930
Gross Fiduciary activities income$6,0001,203
Service charges on deposit accounts$205,0004,358
Trading account gains and fees$0175
Additional Noninterest Income$-144,0007,235
Total noninterest expense$4,240,0004,050
Salaries and employee benefits$2,253,0003,891
Premises and equipment expense$624,0003,619
Additional noninterest expense$1,363,0004,259
Pre-tax net operating income$2,229,0002,054
Securities gains (losses)$03,793
Applicable income taxes$5,0004,343
Income before extraordinary items$2,224,0001,840
Extraordinary gains, net$029
Net income$2,224,0001,841
Minority interest net income$0111
Net income of bank and minority interests.$2,224,0001,842
Net charge-offs$391,0003,957
Cash dividends$2,436,000683
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,224,0001,769
2010-09-30 (YTD Data)Rank
Total interest income$6,097,0003,574
Total interest expense$963,0004,796
Net interest income$5,134,0003,169
Provision for loan and lease losses$559,0003,359
Total noninterest income$244,0005,368
Gross Fiduciary activities income$6,0001,151
Service charges on deposit accounts$158,0004,390
Trading account gains and fees$0165
Additional Noninterest Income$80,0005,497
Total noninterest expense$3,143,0004,086
Salaries and employee benefits$1,679,0003,946
Premises and equipment expense$458,0003,732
Additional noninterest expense$1,006,0004,286
Pre-tax net operating income$1,676,0002,180
Securities gains (losses)$03,651
Applicable income taxes$5,0004,390
Income before extraordinary items$1,671,0001,969
Extraordinary gains, net$023
Net income$1,671,0001,970
Minority interest net income$0110
Net income of bank and minority interests.$1,671,0001,971
Net charge-offs$379,0003,430
Cash dividends$1,889,000573
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,671,0001,870
2010-06-30 (YTD Data)Rank
Total interest income$4,102,0003,583
Total interest expense$645,0004,886
Net interest income$3,457,0003,134
Provision for loan and lease losses$213,0004,131
Total noninterest income$141,0005,591
Gross Fiduciary activities income$6,0001,117
Service charges on deposit accounts$103,0004,427
Trading account gains and fees$0152
Additional Noninterest Income$32,0006,086
Total noninterest expense$2,106,0004,094
Salaries and employee benefits$1,115,0003,971
Premises and equipment expense$310,0003,714
Additional noninterest expense$681,0004,243
Pre-tax net operating income$1,279,0001,950
Securities gains (losses)$03,184
Applicable income taxes$5,0004,306
Income before extraordinary items$1,274,0001,702
Extraordinary gains, net$019
Net income$1,274,0001,701
Minority interest net income$0105
Net income of bank and minority interests.$1,274,0001,702
Net charge-offs$-32,0007,650
Cash dividends$1,002,000703
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,274,0001,629
2010-03-31 (YTD Data)Rank
Total interest income$2,031,0003,669
Total interest expense$325,0004,999
Net interest income$1,706,0003,205
Provision for loan and lease losses$107,0003,865
Total noninterest income$45,0006,278
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$50,0004,477
Trading account gains and fees$0175
Additional Noninterest Income$-5,0007,536
Total noninterest expense$1,070,0004,084
Salaries and employee benefits$562,0004,007
Premises and equipment expense$166,0003,615
Additional noninterest expense$342,0004,225
Pre-tax net operating income$574,0002,166
Securities gains (losses)$02,284
Applicable income taxes$5,0004,091
Income before extraordinary items$569,0001,916
Extraordinary gains, net$016
Net income$569,0001,914
Minority interest net income$091
Net income of bank and minority interests.$569,0001,916
Net charge-offs$-4,0007,239
Cash dividends$627,000537
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$569,0001,850
2009-12-31 (YTD Data)Rank
Total interest income$8,735,0003,590
Total interest expense$1,938,0004,542
Net interest income$6,797,0003,121
Provision for loan and lease losses$704,0004,031
Total noninterest income$473,0004,830
Gross Fiduciary activities income$13,0001,147
Service charges on deposit accounts$247,0004,251
Trading account gains and fees$0211
Additional Noninterest Income$213,0004,535
Total noninterest expense$4,303,0004,137
Salaries and employee benefits$2,189,0004,087
Premises and equipment expense$621,0003,786
Additional noninterest expense$1,493,0004,080
Pre-tax net operating income$2,263,0001,724
Securities gains (losses)$03,754
Applicable income taxes$5,0004,022
Income before extraordinary items$2,258,0001,478
Extraordinary gains, net$034
Net income$2,258,0001,476
Minority interest net income$0115
Net income of bank and minority interests.$2,258,0001,477
Net charge-offs$215,0004,910
Cash dividends$2,443,000745
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,258,0001,444
2009-09-30 (YTD Data)Rank
Total interest income$6,656,0003,599
Total interest expense$1,552,0004,496
Net interest income$5,104,0003,140
Provision for loan and lease losses$280,0004,682
Total noninterest income$362,0004,847
Gross Fiduciary activities income$13,0001,086
Service charges on deposit accounts$193,0004,188
Trading account gains and fees$0212
Additional Noninterest Income$156,0004,688
Total noninterest expense$3,202,0004,165
Salaries and employee benefits$1,678,0004,055
Premises and equipment expense$457,0003,868
Additional noninterest expense$1,067,0004,211
Pre-tax net operating income$1,984,0001,644
Securities gains (losses)$03,497
Applicable income taxes$5,0004,212
Income before extraordinary items$1,979,0001,346
Extraordinary gains, net$027
Net income$1,979,0001,344
Minority interest net income$0118
Net income of bank and minority interests.$1,979,0001,346
Net charge-offs$59,0005,550
Cash dividends$1,971,000657
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,979,0001,322
2009-06-30 (YTD Data)Rank
Total interest income$4,500,0003,587
Total interest expense$1,096,0004,465
Net interest income$3,404,0003,127
Provision for loan and lease losses$183,0004,454
Total noninterest income$250,0004,805
Gross Fiduciary activities income$13,0001,034
Service charges on deposit accounts$130,0004,159
Trading account gains and fees$0193
Additional Noninterest Income$107,0004,677
Total noninterest expense$2,110,0004,234
Salaries and employee benefits$1,107,0004,115
Premises and equipment expense$309,0003,849
Additional noninterest expense$694,0004,290
Pre-tax net operating income$1,361,0001,662
Securities gains (losses)$03,136
Applicable income taxes$5,0004,239
Income before extraordinary items$1,356,0001,394
Extraordinary gains, net$021
Net income$1,356,0001,392
Minority interest net income$0112
Net income of bank and minority interests.$1,356,0001,394
Net charge-offs$38,0005,146
Cash dividends$1,334,000694
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,356,0001,353
2009-03-31 (YTD Data)Rank
Total interest income$2,260,0003,610
Total interest expense$581,0004,433
Net interest income$1,679,0003,148
Provision for loan and lease losses$92,0004,020
Total noninterest income$125,0004,796
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$67,0004,058
Trading account gains and fees$0171
Additional Noninterest Income$58,0004,572
Total noninterest expense$1,077,0004,087
Salaries and employee benefits$555,0004,133
Premises and equipment expense$165,0003,715
Additional noninterest expense$357,0003,895
Pre-tax net operating income$635,0001,961
Securities gains (losses)$02,434
Applicable income taxes$5,0004,285
Income before extraordinary items$630,0001,707
Extraordinary gains, net$015
Net income$630,0001,708
Minority interest net income$0102
Net income of bank and minority interests.$630,0001,709
Net charge-offs$12,0004,660
Cash dividends$670,000662
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$630,0001,620
2008-12-31 (YTD Data)Rank
Total interest income$9,719,0003,612
Total interest expense$3,182,0004,083
Net interest income$6,537,0003,246
Provision for loan and lease losses$224,0005,076
Total noninterest income$448,0005,063
Gross Fiduciary activities income$5,0001,290
Service charges on deposit accounts$286,0004,104
Trading account gains and fees$0154
Additional Noninterest Income$157,0005,243
Total noninterest expense$3,917,0004,304
Salaries and employee benefits$2,174,0004,181
Premises and equipment expense$611,0003,886
Additional noninterest expense$1,132,0004,469
Pre-tax net operating income$2,844,0001,894
Securities gains (losses)$03,220
Applicable income taxes$-12,0006,803
Income before extraordinary items$2,856,0001,434
Extraordinary gains, net$039
Net income$2,856,0001,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$758,0002,263
Cash dividends$2,700,0001,016
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,856,0001,526
2008-09-30 (YTD Data)Rank
Total interest income$7,311,0003,657
Total interest expense$2,477,0004,100
Net interest income$4,834,0003,312
Provision for loan and lease losses$143,0004,691
Total noninterest income$373,0004,961
Gross Fiduciary activities income$5,0001,239
Service charges on deposit accounts$214,0004,125
Trading account gains and fees$0148
Additional Noninterest Income$154,0004,897
Total noninterest expense$2,854,0004,375
Salaries and employee benefits$1,588,0004,289
Premises and equipment expense$460,0003,882
Additional noninterest expense$806,0004,539
Pre-tax net operating income$2,210,0002,133
Securities gains (losses)$03,106
Applicable income taxes$-12,0007,313
Income before extraordinary items$2,222,0001,627
Extraordinary gains, net$031
Net income$2,222,0001,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,143
Cash dividends$2,072,000983
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,222,0001,715
2008-06-30 (YTD Data)Rank
Total interest income$4,872,0003,706
Total interest expense$1,709,0004,148
Net interest income$3,163,0003,352
Provision for loan and lease losses$87,0004,515
Total noninterest income$260,0004,919
Gross Fiduciary activities income$5,0001,218
Service charges on deposit accounts$148,0004,077
Trading account gains and fees$0149
Additional Noninterest Income$107,0004,934
Total noninterest expense$1,929,0004,357
Salaries and employee benefits$1,064,0004,320
Premises and equipment expense$317,0003,795
Additional noninterest expense$548,0004,460
Pre-tax net operating income$1,407,0002,320
Securities gains (losses)$03,233
Applicable income taxes$-12,0007,618
Income before extraordinary items$1,419,0001,892
Extraordinary gains, net$021
Net income$1,419,0001,894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,681
Cash dividends$1,335,0001,104
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,419,0001,858
2008-03-31 (YTD Data)Rank
Total interest income$2,479,0003,754
Total interest expense$927,0004,104
Net interest income$1,552,0003,404
Provision for loan and lease losses$44,0004,035
Total noninterest income$135,0004,851
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$79,0003,905
Trading account gains and fees$0158
Additional Noninterest Income$56,0004,821
Total noninterest expense$985,0004,284
Salaries and employee benefits$537,0004,300
Premises and equipment expense$163,0003,740
Additional noninterest expense$285,0004,274
Pre-tax net operating income$658,0002,528
Securities gains (losses)$02,688
Applicable income taxes$-12,0007,858
Income before extraordinary items$670,0002,103
Extraordinary gains, net$015
Net income$670,0002,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$625,0001,129
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$670,0002,042
2007-12-31 (YTD Data)Rank
Total interest income$10,082,0003,752
Total interest expense$4,267,0003,845
Net interest income$5,815,0003,587
Provision for loan and lease losses$126,0004,544
Total noninterest income$594,0004,667
Gross Fiduciary activities income$5,0001,336
Service charges on deposit accounts$367,0003,692
Trading account gains and fees$0178
Additional Noninterest Income$222,0004,852
Total noninterest expense$3,756,0004,313
Salaries and employee benefits$2,063,0004,299
Premises and equipment expense$619,0003,752
Additional noninterest expense$1,074,0004,411
Pre-tax net operating income$2,527,0002,803
Securities gains (losses)$-29,0007,862
Applicable income taxes$5,0005,774
Income before extraordinary items$2,493,0002,370
Extraordinary gains, net$039
Net income$2,493,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,903
Cash dividends$2,500,0001,368
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,522,0002,329
2007-09-30 (YTD Data)Rank
Total interest income$7,499,0003,774
Total interest expense$3,165,0003,886
Net interest income$4,334,0003,618
Provision for loan and lease losses$95,0004,180
Total noninterest income$449,0004,646
Gross Fiduciary activities income$5,0001,269
Service charges on deposit accounts$271,0003,717
Trading account gains and fees$0184
Additional Noninterest Income$173,0004,781
Total noninterest expense$2,737,0004,385
Salaries and employee benefits$1,528,0004,318
Premises and equipment expense$460,0003,780
Additional noninterest expense$749,0004,597
Pre-tax net operating income$1,951,0002,898
Securities gains (losses)$-18,0007,926
Applicable income taxes$5,0005,890
Income before extraordinary items$1,928,0002,449
Extraordinary gains, net$033
Net income$1,928,0002,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,266
Cash dividends$1,956,0001,251
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,946,0002,406
2007-06-30 (YTD Data)Rank
Total interest income$4,933,0003,817
Total interest expense$2,078,0003,922
Net interest income$2,855,0003,669
Provision for loan and lease losses$63,0003,949
Total noninterest income$298,0004,679
Gross Fiduciary activities income$4,0001,255
Service charges on deposit accounts$180,0003,727
Trading account gains and fees$0168
Additional Noninterest Income$114,0004,859
Total noninterest expense$1,811,0004,426
Salaries and employee benefits$1,011,0004,381
Premises and equipment expense$300,0003,853
Additional noninterest expense$500,0004,581
Pre-tax net operating income$1,279,0002,982
Securities gains (losses)$-7,0007,919
Applicable income taxes$5,0005,893
Income before extraordinary items$1,267,0002,527
Extraordinary gains, net$029
Net income$1,267,0002,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,302
Cash dividends$1,271,0001,274
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,274,0002,498
2007-03-31 (YTD Data)Rank
Total interest income$2,412,0003,874
Total interest expense$1,034,0003,928
Net interest income$1,378,0003,762
Provision for loan and lease losses$32,0003,691
Total noninterest income$146,0004,704
Gross Fiduciary activities income$4,0001,141
Service charges on deposit accounts$85,0003,779
Trading account gains and fees$0195
Additional Noninterest Income$57,0004,859
Total noninterest expense$875,0004,519
Salaries and employee benefits$485,0004,541
Premises and equipment expense$166,0003,603
Additional noninterest expense$224,0004,872
Pre-tax net operating income$617,0003,058
Securities gains (losses)$01,187
Applicable income taxes$5,0005,693
Income before extraordinary items$612,0002,588
Extraordinary gains, net$022
Net income$612,0002,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,299
Cash dividends$652,0001,143
Sale, conversion, retirement of capital stock, net$0885
Net operating income$612,0002,567
2006-12-31 (YTD Data)Rank
Total interest income$9,326,0003,766
Total interest expense$3,601,0003,840
Net interest income$5,725,0003,641
Provision for loan and lease losses$126,0004,307
Total noninterest income$654,0004,519
Gross Fiduciary activities income$2,0001,427
Service charges on deposit accounts$317,0004,016
Trading account gains and fees$0130
Additional Noninterest Income$335,0004,085
Total noninterest expense$3,695,0004,215
Salaries and employee benefits$2,136,0004,075
Premises and equipment expense$740,0003,190
Additional noninterest expense$819,0005,165
Pre-tax net operating income$2,558,0003,084
Securities gains (losses)$01,687
Applicable income taxes$5,0006,317
Income before extraordinary items$2,553,0002,573
Extraordinary gains, net$051
Net income$2,553,0002,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,371
Cash dividends$2,695,0001,230
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,553,0002,556
2006-09-30 (YTD Data)Rank
Total interest income$6,872,0003,791
Total interest expense$2,562,0003,890
Net interest income$4,310,0003,660
Provision for loan and lease losses$95,0004,177
Total noninterest income$478,0004,600
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$225,0004,158
Trading account gains and fees$0126
Additional Noninterest Income$253,0004,074
Total noninterest expense$2,735,0004,244
Salaries and employee benefits$1,590,0004,075
Premises and equipment expense$561,0003,168
Additional noninterest expense$584,0005,296
Pre-tax net operating income$1,958,0003,163
Securities gains (losses)$01,388
Applicable income taxes$5,0006,397
Income before extraordinary items$1,953,0002,618
Extraordinary gains, net$045
Net income$1,953,0002,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,0008,365
Cash dividends$1,900,0001,203
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,953,0002,605
2006-06-30 (YTD Data)Rank
Total interest income$4,498,0003,790
Total interest expense$1,603,0003,947
Net interest income$2,895,0003,639
Provision for loan and lease losses$63,0004,017
Total noninterest income$335,0004,456
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$141,0004,268
Trading account gains and fees$0126
Additional Noninterest Income$194,0003,808
Total noninterest expense$1,824,0004,253
Salaries and employee benefits$1,055,0004,105
Premises and equipment expense$378,0003,138
Additional noninterest expense$391,0005,281
Pre-tax net operating income$1,343,0003,105
Securities gains (losses)$01,185
Applicable income taxes$5,0006,332
Income before extraordinary items$1,338,0002,558
Extraordinary gains, net$039
Net income$1,338,0002,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0008,456
Cash dividends$1,315,0001,164
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,338,0002,539
2006-03-31 (YTD Data)Rank
Total interest income$2,211,0003,791
Total interest expense$739,0004,040
Net interest income$1,472,0003,593
Provision for loan and lease losses$32,0003,778
Total noninterest income$209,0003,888
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$67,0004,315
Trading account gains and fees$0115
Additional Noninterest Income$142,0003,070
Total noninterest expense$904,0004,308
Salaries and employee benefits$516,0004,194
Premises and equipment expense$197,0003,066
Additional noninterest expense$191,0005,329
Pre-tax net operating income$745,0002,852
Securities gains (losses)$0955
Applicable income taxes$5,0006,088
Income before extraordinary items$740,0002,354
Extraordinary gains, net$021
Net income$740,0002,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$655,0001,072
Sale, conversion, retirement of capital stock, net$0648
Net operating income$740,0002,330
2005-12-31 (YTD Data)Rank
Total interest income$8,272,0003,664
Total interest expense$2,346,0003,989
Net interest income$5,926,0003,459
Provision for loan and lease losses$126,0004,381
Total noninterest income$665,0004,523
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$286,0004,298
Trading account gains and fees$0138
Additional Noninterest Income$379,0003,866
Total noninterest expense$3,504,0004,290
Salaries and employee benefits$2,066,0004,030
Premises and equipment expense$755,0003,043
Additional noninterest expense$683,0005,661
Pre-tax net operating income$2,961,0002,787
Securities gains (losses)$02,296
Applicable income taxes$5,0006,664
Income before extraordinary items$2,956,0002,275
Extraordinary gains, net$046
Net income$2,956,0002,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0002,402
Cash dividends$2,526,0001,193
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,956,0002,236
2005-09-30 (YTD Data)Rank
Total interest income$6,079,0003,664
Total interest expense$1,655,0004,022
Net interest income$4,424,0003,463
Provision for loan and lease losses$95,0004,242
Total noninterest income$544,0004,303
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$213,0004,334
Trading account gains and fees$0126
Additional Noninterest Income$331,0003,626
Total noninterest expense$2,603,0004,288
Salaries and employee benefits$1,509,0004,072
Premises and equipment expense$570,0003,010
Additional noninterest expense$524,0005,566
Pre-tax net operating income$2,270,0002,773
Securities gains (losses)$02,317
Applicable income taxes$5,0006,684
Income before extraordinary items$2,265,0002,248
Extraordinary gains, net$035
Net income$2,265,0002,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,265
Cash dividends$1,994,0001,074
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,265,0002,212
2005-06-30 (YTD Data)Rank
Total interest income$3,963,0003,659
Total interest expense$1,027,0004,062
Net interest income$2,936,0003,456
Provision for loan and lease losses$63,0004,070
Total noninterest income$310,0004,707
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$141,0004,291
Trading account gains and fees$0116
Additional Noninterest Income$169,0004,061
Total noninterest expense$1,762,0004,211
Salaries and employee benefits$1,005,0004,063
Premises and equipment expense$383,0002,964
Additional noninterest expense$374,0005,318
Pre-tax net operating income$1,421,0002,876
Securities gains (losses)$02,146
Applicable income taxes$5,0006,626
Income before extraordinary items$1,416,0002,326
Extraordinary gains, net$030
Net income$1,416,0002,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,897
Cash dividends$1,264,0001,073
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,416,0002,296
2005-03-31 (YTD Data)Rank
Total interest income$1,918,0003,721
Total interest expense$474,0004,175
Net interest income$1,444,0003,511
Provision for loan and lease losses$31,0003,901
Total noninterest income$150,0004,711
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$69,0004,296
Trading account gains and fees$0115
Additional Noninterest Income$81,0004,172
Total noninterest expense$910,0004,128
Salaries and employee benefits$510,0004,032
Premises and equipment expense$197,0002,917
Additional noninterest expense$203,0005,013
Pre-tax net operating income$653,0003,029
Securities gains (losses)$01,685
Applicable income taxes$5,0006,381
Income before extraordinary items$648,0002,455
Extraordinary gains, net$024
Net income$648,0002,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$639,000991
Sale, conversion, retirement of capital stock, net$0491
Net operating income$648,0002,415
2004-12-31 (YTD Data)Rank
Total interest income$7,459,0003,613
Total interest expense$1,711,0004,120
Net interest income$5,748,0003,399
Provision for loan and lease losses$126,0004,536
Total noninterest income$462,0005,461
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$303,0004,287
Trading account gains and fees$0138
Additional Noninterest Income$159,0005,573
Total noninterest expense$3,508,0004,171
Salaries and employee benefits$2,005,0003,996
Premises and equipment expense$713,0003,082
Additional noninterest expense$790,0005,134
Pre-tax net operating income$2,576,0002,933
Securities gains (losses)$03,819
Applicable income taxes$147,0005,128
Income before extraordinary items$2,429,0002,491
Extraordinary gains, net$034
Net income$2,429,0002,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,656
Cash dividends$2,506,0001,116
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,429,0002,439
2004-09-30 (YTD Data)Rank
Total interest income$5,548,0003,618
Total interest expense$1,266,0004,113
Net interest income$4,282,0003,408
Provision for loan and lease losses$95,0004,360
Total noninterest income$351,0005,458
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$235,0004,247
Trading account gains and fees$0134
Additional Noninterest Income$116,0005,640
Total noninterest expense$2,621,0004,148
Salaries and employee benefits$1,496,0003,957
Premises and equipment expense$532,0003,102
Additional noninterest expense$593,0005,088
Pre-tax net operating income$1,917,0002,991
Securities gains (losses)$03,710
Applicable income taxes$147,0004,877
Income before extraordinary items$1,770,0002,588
Extraordinary gains, net$026
Net income$1,770,0002,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0002,873
Cash dividends$1,871,0001,051
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,770,0002,523
2004-06-30 (YTD Data)Rank
Total interest income$3,653,0003,652
Total interest expense$843,0004,121
Net interest income$2,810,0003,439
Provision for loan and lease losses$63,0004,225
Total noninterest income$229,0005,505
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$152,0004,303
Trading account gains and fees$0130
Additional Noninterest Income$77,0005,665
Total noninterest expense$1,740,0004,177
Salaries and employee benefits$1,012,0003,937
Premises and equipment expense$331,0003,278
Additional noninterest expense$397,0005,090
Pre-tax net operating income$1,236,0003,041
Securities gains (losses)$03,413
Applicable income taxes$231,0003,521
Income before extraordinary items$1,005,0002,928
Extraordinary gains, net$021
Net income$1,005,0002,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,220
Cash dividends$1,201,0001,077
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,005,0002,839
2004-03-31 (YTD Data)Rank
Total interest income$1,817,0003,678
Total interest expense$432,0004,092
Net interest income$1,385,0003,471
Provision for loan and lease losses$28,0004,432
Total noninterest income$104,0005,696
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$72,0004,358
Trading account gains and fees$0121
Additional Noninterest Income$32,0005,977
Total noninterest expense$883,0004,152
Salaries and employee benefits$502,0003,991
Premises and equipment expense$169,0003,259
Additional noninterest expense$212,0004,869
Pre-tax net operating income$578,0003,175
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$578,0002,591
Extraordinary gains, net$016
Net income$578,0002,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$450,0001,320
Sale, conversion, retirement of capital stock, net$0464
Net operating income$578,0002,501
2003-12-31 (YTD Data)Rank
Total interest income$7,806,0003,512
Total interest expense$2,166,0003,768
Net interest income$5,640,0003,352
Provision for loan and lease losses$78,0005,679
Total noninterest income$423,0005,852
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$275,0004,516
Trading account gains and fees$0160
Additional Noninterest Income$148,0005,844
Total noninterest expense$3,516,0004,101
Salaries and employee benefits$1,941,0004,025
Premises and equipment expense$651,0003,288
Additional noninterest expense$924,0004,537
Pre-tax net operating income$2,469,0002,919
Securities gains (losses)$04,500
Applicable income taxes$955,0002,246
Income before extraordinary items$1,514,0003,536
Extraordinary gains, net$054
Net income$1,514,0003,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,820
Cash dividends$1,500,0001,716
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,514,0003,381
2003-09-30 (YTD Data)Rank
Total interest income$5,921,0003,530
Total interest expense$1,685,0003,761
Net interest income$4,236,0003,361
Provision for loan and lease losses$86,0005,038
Total noninterest income$319,0005,893
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$207,0004,525
Trading account gains and fees$0153
Additional Noninterest Income$112,0005,863
Total noninterest expense$2,590,0004,143
Salaries and employee benefits$1,458,0004,015
Premises and equipment expense$490,0003,275
Additional noninterest expense$642,0004,774
Pre-tax net operating income$1,879,0002,976
Securities gains (losses)$04,204
Applicable income taxes$725,0002,342
Income before extraordinary items$1,154,0003,607
Extraordinary gains, net$040
Net income$1,154,0003,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,859
Cash dividends$1,150,0001,571
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,154,0003,425
2003-06-30 (YTD Data)Rank
Total interest income$3,981,0003,535
Total interest expense$1,173,0003,733
Net interest income$2,808,0003,368
Provision for loan and lease losses$57,0004,981
Total noninterest income$211,0005,877
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$136,0004,529
Trading account gains and fees$0150
Additional Noninterest Income$75,0005,841
Total noninterest expense$1,711,0004,168
Salaries and employee benefits$967,0004,022
Premises and equipment expense$344,0003,129
Additional noninterest expense$400,0005,006
Pre-tax net operating income$1,251,0002,980
Securities gains (losses)$03,782
Applicable income taxes$483,0002,372
Income before extraordinary items$768,0003,618
Extraordinary gains, net$030
Net income$768,0003,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,795
Cash dividends$800,0001,557
Sale, conversion, retirement of capital stock, net$0589
Net operating income$768,0003,422
2003-03-31 (YTD Data)Rank
Total interest income$2,020,0003,489
Total interest expense$620,0003,647
Net interest income$1,400,0003,367
Provision for loan and lease losses$29,0004,819
Total noninterest income$105,0005,786
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$66,0004,513
Trading account gains and fees$0134
Additional Noninterest Income$39,0005,739
Total noninterest expense$836,0004,229
Salaries and employee benefits$480,0004,028
Premises and equipment expense$180,0003,019
Additional noninterest expense$176,0005,433
Pre-tax net operating income$640,0002,929
Securities gains (losses)$02,891
Applicable income taxes$248,0002,329
Income before extraordinary items$392,0003,507
Extraordinary gains, net$021
Net income$392,0003,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-72,0009,164
Cash dividends$450,0001,323
Sale, conversion, retirement of capital stock, net$0419
Net operating income$392,0003,339
2002-12-31 (YTD Data)Rank
Total interest income$8,516,0003,454
Total interest expense$2,830,0003,703
Net interest income$5,686,0003,282
Provision for loan and lease losses$208,0004,273
Total noninterest income$440,0005,547
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$296,0004,260
Trading account gains and fees$0153
Additional Noninterest Income$144,0005,689
Total noninterest expense$3,474,0003,995
Salaries and employee benefits$1,943,0003,833
Premises and equipment expense$630,0003,264
Additional noninterest expense$901,0004,538
Pre-tax net operating income$2,444,0002,933
Securities gains (losses)$04,537
Applicable income taxes$936,0002,323
Income before extraordinary items$1,508,0003,487
Extraordinary gains, net$070
Net income$1,508,0003,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,0001,909
Cash dividends$1,400,0001,720
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,508,0003,384
2001-12-31 (YTD Data)Rank
Total interest income$9,653,0003,415
Total interest expense$4,398,0003,530
Net interest income$5,255,0003,302
Provision for loan and lease losses$114,0005,391
Total noninterest income$874,0003,638
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$350,0003,758
Trading account gains and fees$0177
Additional Noninterest Income$524,0003,048
Total noninterest expense$3,440,0003,874
Salaries and employee benefits$1,972,0003,632
Premises and equipment expense$645,0003,166
Additional noninterest expense$823,0004,699
Pre-tax net operating income$2,575,0002,606
Securities gains (losses)$04,612
Applicable income taxes$985,0002,091
Income before extraordinary items$1,590,0003,084
Extraordinary gains, net$0105
Net income$1,590,0003,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,283
Cash dividends$1,200,0001,967
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,590,0002,993
2000-12-31 (YTD Data)Rank
Total interest income$10,023,0003,382
Total interest expense$4,976,0003,334
Net interest income$5,047,0003,436
Provision for loan and lease losses$84,0005,667
Total noninterest income$434,0005,307
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$317,0003,893
Trading account gains and fees$0180
Additional Noninterest Income$117,0006,051
Total noninterest expense$3,197,0004,015
Salaries and employee benefits$1,807,0003,765
Premises and equipment expense$677,0002,953
Additional noninterest expense$713,0005,110
Pre-tax net operating income$2,200,0003,080
Securities gains (losses)$01,956
Applicable income taxes$835,0002,436
Income before extraordinary items$1,365,0003,503
Extraordinary gains, net$038
Net income$1,365,0003,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,200
Cash dividends$1,200,0001,976
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,365,0003,490
1999-12-31 (YTD Data)Rank
Total interest income$9,557,0003,358
Total interest expense$4,447,0003,273
Net interest income$5,110,0003,391
Provision for loan and lease losses$84,0005,577
Total noninterest income$429,0005,407
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$328,0003,733
Trading account gains and fees$0173
Additional Noninterest Income$101,0006,614
Total noninterest expense$3,159,0004,042
Salaries and employee benefits$1,682,0003,962
Premises and equipment expense$602,0003,247
Additional noninterest expense$875,0004,476
Pre-tax net operating income$2,295,0002,989
Securities gains (losses)$-12,0009,370
Applicable income taxes$857,0002,488
Income before extraordinary items$1,426,0003,377
Extraordinary gains, net$035
Net income$1,426,0003,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,871
Cash dividends$1,200,0001,962
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,433,6803,327
1998-12-31 (YTD Data)Rank
Total interest income$9,425,0003,407
Total interest expense$4,502,0003,307
Net interest income$4,923,0003,451
Provision for loan and lease losses$84,0005,485
Total noninterest income$407,0005,555
Gross Fiduciary activities income$22,0001,211
Service charges on deposit accounts$309,0003,850
Trading account gains and fees$0224
Additional Noninterest Income$76,0007,301
Total noninterest expense$3,112,0003,986
Salaries and employee benefits$1,765,0003,729
Premises and equipment expense$545,0003,452
Additional noninterest expense$802,0004,671
Pre-tax net operating income$2,134,0003,171
Securities gains (losses)$04,449
Applicable income taxes$761,0002,849
Income before extraordinary items$1,373,0003,502
Extraordinary gains, net$032
Net income$1,373,0003,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,124
Cash dividends$1,200,0001,939
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,373,0003,412
1997-12-31 (YTD Data)Rank
Total interest income$9,176,0003,523
Total interest expense$4,241,0003,464
Net interest income$4,935,0003,534
Provision for loan and lease losses$108,0005,007
Total noninterest income$896,0003,311
Gross Fiduciary activities income$33,0001,224
Service charges on deposit accounts$346,0003,650
Trading account gains and fees$0239
Additional Noninterest Income$517,0002,757
Total noninterest expense$3,051,0004,041
Salaries and employee benefits$1,639,0003,948
Premises and equipment expense$498,0003,714
Additional noninterest expense$914,0004,245
Pre-tax net operating income$2,672,0002,752
Securities gains (losses)$-16,00010,264
Applicable income taxes$1,031,0002,371
Income before extraordinary items$1,625,0003,117
Extraordinary gains, net$044
Net income$1,625,0003,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,500
Cash dividends$1,020,0002,124
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,635,2403,042
1996-12-31 (YTD Data)Rank
Total interest income$8,620,0003,757
Total interest expense$3,841,0003,858
Net interest income$4,779,0003,694
Provision for loan and lease losses$164,0003,884
Total noninterest income$1,697,0002,094
Gross Fiduciary activities income$26,0001,325
Service charges on deposit accounts$349,0003,762
Trading account gains and fees$0262
Additional Noninterest Income$1,322,0001,493
Total noninterest expense$3,809,0003,490
Salaries and employee benefits$1,637,0003,985
Premises and equipment expense$506,0003,743
Additional noninterest expense$1,666,0002,858
Pre-tax net operating income$2,503,0002,766
Securities gains (losses)$-4,0009,823
Applicable income taxes$963,0002,434
Income before extraordinary items$1,536,0003,129
Extraordinary gains, net$053
Net income$1,536,0003,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,783
Cash dividends$660,0002,849
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,538,5603,083
1995-12-31 (YTD Data)Rank
Total interest income$8,340,0003,868
Total interest expense$3,839,0003,811
Net interest income$4,501,0003,900
Provision for loan and lease losses$16,0007,905
Total noninterest income$634,0004,402
Gross Fiduciary activities income$24,0001,388
Service charges on deposit accounts$320,0004,061
Trading account gains and fees$0522
Additional Noninterest Income$290,0004,083
Total noninterest expense$3,323,0003,930
Salaries and employee benefits$1,646,0003,941
Premises and equipment expense$549,0003,470
Additional noninterest expense$1,128,0003,949
Pre-tax net operating income$1,796,0003,858
Securities gains (losses)$-1,0009,017
Applicable income taxes$685,0003,293
Income before extraordinary items$1,110,0004,223
Extraordinary gains, net$065
Net income$1,110,0004,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$690,0002,686
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,110,6404,200
1994-12-31 (YTD Data)Rank
Total interest income$7,740,0003,851
Total interest expense$3,373,0003,559
Net interest income$4,367,0004,032
Provision for loan and lease losses$66,0005,441
Total noninterest income$588,0004,729
Gross Fiduciary activities income$23,0001,403
Service charges on deposit accounts$285,0004,556
Trading account gains and fees$0475
Additional Noninterest Income$280,0004,293
Total noninterest expense$3,023,0004,377
Salaries and employee benefits$1,599,0004,052
Premises and equipment expense$528,0003,626
Additional noninterest expense$896,0005,182
Pre-tax net operating income$1,866,0003,633
Securities gains (losses)$-119,00011,659
Applicable income taxes$599,0003,525
Income before extraordinary items$1,148,0004,022
Extraordinary gains, net$0249
Net income$1,148,0004,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$600,0002,782
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,226,5403,810
1993-12-31 (YTD Data)Rank
Total interest income$8,207,0003,723
Total interest expense$3,874,0003,254
Net interest income$4,333,0004,094
Provision for loan and lease losses$66,0006,760
Total noninterest income$647,0004,694
Gross Fiduciary activities income$20,0001,445
Service charges on deposit accounts$270,0004,822
Trading account gains and fees$0532
Additional Noninterest Income$357,0004,068
Total noninterest expense$3,049,0004,449
Salaries and employee benefits$1,567,0004,115
Premises and equipment expense$530,0003,684
Additional noninterest expense$952,0005,135
Pre-tax net operating income$1,865,0003,556
Securities gains (losses)$12,0005,266
Applicable income taxes$633,0003,427
Income before extraordinary items$1,244,0003,877
Extraordinary gains, net$03,149
Net income$1,244,0003,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0007,969
Cash dividends$600,0002,624
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,236,0803,688
1992-12-31 (YTD Data)Rank
Total interest income$9,239,0003,769
Total interest expense$4,934,0003,349
Net interest income$4,305,0004,172
Provision for loan and lease losses$68,0008,314
Total noninterest income$638,0004,738
Gross Fiduciary activities income$16,0001,500
Service charges on deposit accounts$254,0005,066
Trading account gains and fees$0504
Additional Noninterest Income$368,0003,902
Total noninterest expense$3,130,0004,351
Salaries and employee benefits$1,607,0003,978
Premises and equipment expense$558,0003,604
Additional noninterest expense$965,0005,204
Pre-tax net operating income$1,745,0003,527
Securities gains (losses)$-16,00013,420
Applicable income taxes$559,0003,639
Income before extraordinary items$1,170,0003,897
Extraordinary gains, net$01,422
Net income$1,170,0003,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0009,710
Cash dividends$480,0002,906
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,180,8803,582

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.