Home > Citizens Bank & Trust > Income and Expense

Citizens Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$39,428,0001,138
Total interest expense$17,822,000855
Net interest income$21,606,0001,346
Provision for loan and lease losses$03,275
Total noninterest income$8,584,000827
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,700,000651
Trading account gains and feesNANA
Additional Noninterest Income$6,884,000711
Total noninterest expense$23,417,0001,073
Salaries and employee benefits$12,499,0001,115
Premises and equipment expense$2,279,0001,089
Additional noninterest expense$6,884,000711
Pre-tax net operating income$6,773,0001,580
Securities gains (losses)$0988
Applicable income taxes$590,0001,792
Income before extraordinary items$6,183,0001,488
Extraordinary gains, net$054
Net income$6,183,0001,504
Minority interest net income$088
Net income of bank and minority interests.$6,183,0001,491
Net charge-offs$129,0001,361
Cash dividends$2,298,0001,417
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,183,0001,520
2023-09-30 (YTD Data)Rank
Total interest income$28,819,0001,133
Total interest expense$12,057,000871
Net interest income$16,762,0001,325
Provision for loan and lease losses$03,085
Total noninterest income$6,928,000789
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,265,000654
Trading account gains and feesNANA
Additional Noninterest Income$5,663,000674
Total noninterest expense$17,704,0001,056
Salaries and employee benefits$9,523,0001,110
Premises and equipment expense$1,643,0001,127
Additional noninterest expense$5,663,000674
Pre-tax net operating income$5,986,0001,446
Securities gains (losses)$0849
Applicable income taxes$625,0001,599
Income before extraordinary items$5,361,0001,372
Extraordinary gains, net$052
Net income$5,361,0001,382
Minority interest net income$081
Net income of bank and minority interests.$5,361,0001,372
Net charge-offs$3,0002,411
Cash dividends$870,0001,807
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,361,0001,390
2023-06-30 (YTD Data)Rank
Total interest income$18,525,0001,143
Total interest expense$7,062,000878
Net interest income$11,463,0001,311
Provision for loan and lease losses$02,940
Total noninterest income$2,520,0001,131
Gross Fiduciary activities income$0931
Service charges on deposit accounts$804,000677
Trading account gains and feesNANA
Additional Noninterest Income$1,716,0001,091
Total noninterest expense$11,240,0001,085
Salaries and employee benefits$6,395,0001,090
Premises and equipment expense$1,056,0001,164
Additional noninterest expense$1,716,0001,090
Pre-tax net operating income$2,743,0001,853
Securities gains (losses)$0938
Applicable income taxes$108,0002,506
Income before extraordinary items$2,635,0001,724
Extraordinary gains, net$051
Net income$2,635,0001,744
Minority interest net income$081
Net income of bank and minority interests.$2,635,0001,724
Net charge-offs$12,0001,750
Cash dividends$710,0001,666
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,635,0001,735
2023-03-31 (YTD Data)Rank
Total interest income$8,786,0001,171
Total interest expense$2,812,000937
Net interest income$5,974,0001,270
Provision for loan and lease losses$02,612
Total noninterest income$1,153,0001,204
Gross Fiduciary activities income$0913
Service charges on deposit accounts$386,000720
Trading account gains and feesNANA
Additional Noninterest Income$767,0001,159
Total noninterest expense$5,565,0001,118
Salaries and employee benefits$3,131,0001,139
Premises and equipment expense$532,0001,179
Additional noninterest expense$767,0001,159
Pre-tax net operating income$1,562,0001,735
Securities gains (losses)$0950
Applicable income taxes$105,0002,103
Income before extraordinary items$1,457,0001,635
Extraordinary gains, net$04
Net income$1,457,0001,635
Minority interest net income$048
Net income of bank and minority interests.$1,457,0001,635
Net charge-offs$10,0001,369
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,457,0001,650
2022-12-31 (YTD Data)Rank
Total interest income$30,410,0001,137
Total interest expense$4,510,000850
Net interest income$25,900,0001,164
Provision for loan and lease losses$03,012
Total noninterest income$4,575,0001,268
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,501,000739
Trading account gains and feesNANA
Additional Noninterest Income$3,074,0001,240
Total noninterest expense$20,921,0001,147
Salaries and employee benefits$11,641,0001,171
Premises and equipment expense$1,867,0001,296
Additional noninterest expense$3,074,0001,240
Pre-tax net operating income$9,554,0001,313
Securities gains (losses)$-100,0003,909
Applicable income taxes$1,224,0001,404
Income before extraordinary items$8,230,0001,279
Extraordinary gains, net$05
Net income$8,230,0001,277
Minority interest net income$063
Net income of bank and minority interests.$8,230,0001,279
Net charge-offs$-251,0004,479
Cash dividends$2,475,0001,309
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,317,0001,286
2022-09-30 (YTD Data)Rank
Total interest income$21,886,0001,126
Total interest expense$2,398,000860
Net interest income$19,488,0001,142
Provision for loan and lease losses$02,835
Total noninterest income$3,392,0001,295
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,103,000762
Trading account gains and feesNANA
Additional Noninterest Income$2,289,0001,273
Total noninterest expense$15,477,0001,157
Salaries and employee benefits$8,643,0001,175
Premises and equipment expense$1,297,0001,382
Additional noninterest expense$2,289,0001,273
Pre-tax net operating income$7,403,0001,278
Securities gains (losses)$0740
Applicable income taxes$909,0001,410
Income before extraordinary items$6,494,0001,215
Extraordinary gains, net$04
Net income$6,494,0001,214
Minority interest net income$057
Net income of bank and minority interests.$6,494,0001,215
Net charge-offs$-262,0004,529
Cash dividends$450,0002,269
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,494,0001,239
2022-06-30 (YTD Data)Rank
Total interest income$14,128,0001,115
Total interest expense$1,285,000898
Net interest income$12,843,0001,132
Provision for loan and lease losses$02,599
Total noninterest income$2,246,0001,282
Gross Fiduciary activities income$0925
Service charges on deposit accounts$700,000789
Trading account gains and feesNANA
Additional Noninterest Income$1,546,0001,286
Total noninterest expense$10,172,0001,156
Salaries and employee benefits$5,651,0001,193
Premises and equipment expense$838,0001,406
Additional noninterest expense$3,683,000995
Pre-tax net operating income$4,917,0001,219
Securities gains (losses)$0687
Applicable income taxes$597,0001,355
Income before extraordinary items$4,320,0001,162
Extraordinary gains, net$04
Net income$4,320,0001,160
Minority interest net income$060
Net income of bank and minority interests.$4,320,0001,162
Net charge-offs$-166,0004,512
Cash dividends$400,0002,044
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,320,0001,190
2022-03-31 (YTD Data)Rank
Total interest income$6,809,0001,120
Total interest expense$560,000985
Net interest income$6,249,0001,121
Provision for loan and lease losses$02,285
Total noninterest income$882,0001,487
Gross Fiduciary activities income$0892
Service charges on deposit accounts$284,000918
Trading account gains and feesNANA
Additional Noninterest Income$598,0001,511
Total noninterest expense$5,125,0001,148
Salaries and employee benefits$2,847,0001,187
Premises and equipment expense$427,0001,388
Additional noninterest expense$1,851,000983
Pre-tax net operating income$2,006,0001,345
Securities gains (losses)$0623
Applicable income taxes$171,0001,712
Income before extraordinary items$1,835,0001,275
Extraordinary gains, net$04
Net income$1,835,0001,274
Minority interest net income$050
Net income of bank and minority interests.$1,835,0001,275
Net charge-offs$-186,0004,661
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,835,0001,287
2021-12-31 (YTD Data)Rank
Total interest income$25,952,0001,187
Total interest expense$2,242,0001,204
Net interest income$23,710,0001,186
Provision for loan and lease losses$1,836,000324
Total noninterest income$5,507,0001,232
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,113,000898
Trading account gains and feesNANA
Additional Noninterest Income$4,394,0001,169
Total noninterest expense$19,063,0001,206
Salaries and employee benefits$9,825,0001,307
Premises and equipment expense$1,569,0001,467
Additional noninterest expense$7,669,000963
Pre-tax net operating income$8,318,0001,442
Securities gains (losses)$1,0002,004
Applicable income taxes$833,0001,731
Income before extraordinary items$7,486,0001,420
Extraordinary gains, net$010
Net income$7,486,0001,420
Minority interest net income$074
Net income of bank and minority interests.$7,486,0001,420
Net charge-offs$232,000955
Cash dividends$362,0003,000
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,485,1001,395
2021-09-30 (YTD Data)Rank
Total interest income$19,139,0001,231
Total interest expense$1,693,0001,266
Net interest income$17,446,0001,226
Provision for loan and lease losses$1,836,000237
Total noninterest income$4,578,0001,168
Gross Fiduciary activities income$0957
Service charges on deposit accounts$809,000914
Trading account gains and feesNANA
Additional Noninterest Income$3,769,0001,089
Total noninterest expense$13,952,0001,227
Salaries and employee benefits$7,272,0001,341
Premises and equipment expense$1,151,0001,511
Additional noninterest expense$5,529,000995
Pre-tax net operating income$6,236,0001,505
Securities gains (losses)$1,0001,947
Applicable income taxes$608,0001,839
Income before extraordinary items$5,629,0001,484
Extraordinary gains, net$08
Net income$5,629,0001,484
Minority interest net income$069
Net income of bank and minority interests.$5,629,0001,484
Net charge-offs$253,000703
Cash dividends$362,0002,547
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,628,1001,452
2021-06-30 (YTD Data)Rank
Total interest income$12,208,0001,279
Total interest expense$1,155,0001,291
Net interest income$11,053,0001,254
Provision for loan and lease losses$336,000824
Total noninterest income$1,791,0001,624
Gross Fiduciary activities income$0951
Service charges on deposit accounts$504,000934
Trading account gains and feesNANA
Additional Noninterest Income$1,287,0001,658
Total noninterest expense$9,192,0001,230
Salaries and employee benefits$4,771,0001,346
Premises and equipment expense$772,0001,505
Additional noninterest expense$3,649,000997
Pre-tax net operating income$3,316,0001,728
Securities gains (losses)$01,818
Applicable income taxes$202,0002,295
Income before extraordinary items$3,114,0001,668
Extraordinary gains, net$06
Net income$3,114,0001,668
Minority interest net income$067
Net income of bank and minority interests.$3,114,0001,668
Net charge-offs$265,000558
Cash dividends$362,0002,220
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,114,0001,637
2021-03-31 (YTD Data)Rank
Total interest income$6,018,0001,295
Total interest expense$561,0001,393
Net interest income$5,457,0001,266
Provision for loan and lease losses$286,000630
Total noninterest income$862,0001,669
Gross Fiduciary activities income$0922
Service charges on deposit accounts$244,000938
Trading account gains and feesNANA
Additional Noninterest Income$618,0001,695
Total noninterest expense$4,422,0001,255
Salaries and employee benefits$2,335,0001,362
Premises and equipment expense$391,0001,507
Additional noninterest expense$1,696,0001,028
Pre-tax net operating income$1,611,0001,787
Securities gains (losses)$01,392
Applicable income taxes$94,0002,317
Income before extraordinary items$1,517,0001,708
Extraordinary gains, net$03
Net income$1,517,0001,708
Minority interest net income$055
Net income of bank and minority interests.$1,517,0001,708
Net charge-offs$266,000364
Cash dividends$262,0001,656
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,517,0001,667
2020-12-31 (YTD Data)Rank
Total interest income$23,973,0001,268
Total interest expense$3,197,0001,408
Net interest income$20,776,0001,241
Provision for loan and lease losses$1,161,0001,468
Total noninterest income$3,123,0001,697
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,154,000831
Trading account gains and feesNANA
Additional Noninterest Income$1,969,0001,800
Total noninterest expense$16,423,0001,310
Salaries and employee benefits$8,729,0001,410
Premises and equipment expense$1,565,0001,469
Additional noninterest expense$6,129,0001,073
Pre-tax net operating income$6,315,0001,494
Securities gains (losses)$65,0001,600
Applicable income taxes$374,0002,145
Income before extraordinary items$6,006,0001,422
Extraordinary gains, net$04
Net income$6,006,0001,422
Minority interest net income$072
Net income of bank and minority interests.$6,006,0001,423
Net charge-offs$107,0001,961
Cash dividends$1,255,0001,953
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,944,9001,394
2020-09-30 (YTD Data)Rank
Total interest income$17,872,0001,276
Total interest expense$2,603,0001,380
Net interest income$15,269,0001,241
Provision for loan and lease losses$914,0001,429
Total noninterest income$2,302,0001,657
Gross Fiduciary activities income$0981
Service charges on deposit accounts$867,000829
Trading account gains and feesNANA
Additional Noninterest Income$1,435,0001,785
Total noninterest expense$12,123,0001,308
Salaries and employee benefits$6,657,0001,369
Premises and equipment expense$1,164,0001,479
Additional noninterest expense$4,302,0001,120
Pre-tax net operating income$4,534,0001,517
Securities gains (losses)$65,0001,421
Applicable income taxes$202,0002,377
Income before extraordinary items$4,397,0001,399
Extraordinary gains, net$04
Net income$4,397,0001,400
Minority interest net income$065
Net income of bank and minority interests.$4,397,0001,400
Net charge-offs$92,0001,721
Cash dividends$320,0002,670
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,334,6001,373
2020-06-30 (YTD Data)Rank
Total interest income$11,919,0001,295
Total interest expense$1,891,0001,374
Net interest income$10,028,0001,266
Provision for loan and lease losses$624,0001,423
Total noninterest income$1,517,0001,614
Gross Fiduciary activities income$0970
Service charges on deposit accounts$596,000813
Trading account gains and feesNANA
Additional Noninterest Income$921,0001,752
Total noninterest expense$7,766,0001,347
Salaries and employee benefits$4,390,0001,378
Premises and equipment expense$758,0001,495
Additional noninterest expense$2,618,0001,194
Pre-tax net operating income$3,155,0001,387
Securities gains (losses)$65,0001,185
Applicable income taxes$177,0002,155
Income before extraordinary items$3,043,0001,293
Extraordinary gains, net$04
Net income$3,043,0001,293
Minority interest net income$065
Net income of bank and minority interests.$3,043,0001,293
Net charge-offs$55,0001,683
Cash dividends$320,0002,342
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,981,2501,273
2020-03-31 (YTD Data)Rank
Total interest income$5,935,0001,303
Total interest expense$1,088,0001,341
Net interest income$4,847,0001,294
Provision for loan and lease losses$200,0001,434
Total noninterest income$787,0001,484
Gross Fiduciary activities income$0941
Service charges on deposit accounts$364,000803
Trading account gains and feesNANA
Additional Noninterest Income$423,0001,673
Total noninterest expense$3,851,0001,369
Salaries and employee benefits$2,201,0001,381
Premises and equipment expense$383,0001,494
Additional noninterest expense$1,267,0001,257
Pre-tax net operating income$1,583,0001,268
Securities gains (losses)$65,000759
Applicable income taxes$109,0001,870
Income before extraordinary items$1,539,0001,164
Extraordinary gains, net$04
Net income$1,539,0001,163
Minority interest net income$056
Net income of bank and minority interests.$1,539,0001,164
Net charge-offs$28,0001,468
Cash dividends$320,0001,598
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,478,5501,179
2019-12-31 (YTD Data)Rank
Total interest income$22,631,0001,371
Total interest expense$4,530,0001,342
Net interest income$18,101,0001,350
Provision for loan and lease losses$1,479,000674
Total noninterest income$4,520,0001,199
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,443,000829
Trading account gains and feesNANA
Additional Noninterest Income$3,077,0001,178
Total noninterest expense$14,898,0001,367
Salaries and employee benefits$8,309,0001,408
Premises and equipment expense$1,507,0001,495
Additional noninterest expense$5,082,0001,225
Pre-tax net operating income$6,244,0001,487
Securities gains (losses)$10,0001,888
Applicable income taxes$248,0002,479
Income before extraordinary items$6,006,0001,385
Extraordinary gains, net$011
Net income$6,006,0001,388
Minority interest net income$076
Net income of bank and minority interests.$6,006,0001,388
Net charge-offs$164,0001,851
Cash dividends$100,0003,737
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,996,4001,356
2019-09-30 (YTD Data)Rank
Total interest income$16,703,0001,394
Total interest expense$3,398,0001,347
Net interest income$13,305,0001,389
Provision for loan and lease losses$450,0001,249
Total noninterest income$2,695,0001,412
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,058,000846
Trading account gains and feesNANA
Additional Noninterest Income$1,637,0001,455
Total noninterest expense$11,009,0001,392
Salaries and employee benefits$6,100,0001,440
Premises and equipment expense$1,134,0001,504
Additional noninterest expense$3,775,0001,234
Pre-tax net operating income$4,541,0001,568
Securities gains (losses)$9,0001,686
Applicable income taxes$167,0002,618
Income before extraordinary items$4,383,0001,439
Extraordinary gains, net$011
Net income$4,383,0001,439
Minority interest net income$072
Net income of bank and minority interests.$4,383,0001,441
Net charge-offs$126,0001,614
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,374,3601,410
2019-06-30 (YTD Data)Rank
Total interest income$10,964,0001,412
Total interest expense$2,273,0001,336
Net interest income$8,691,0001,420
Provision for loan and lease losses$300,0001,195
Total noninterest income$1,852,0001,346
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$690,000857
Trading account gains and feesNANA
Additional Noninterest Income$1,162,0001,360
Total noninterest expense$7,346,0001,394
Salaries and employee benefits$4,025,0001,452
Premises and equipment expense$739,0001,538
Additional noninterest expense$2,582,0001,224
Pre-tax net operating income$2,897,0001,589
Securities gains (losses)$-16,0005,025
Applicable income taxes$81,0002,817
Income before extraordinary items$2,800,0001,467
Extraordinary gains, net$011
Net income$2,800,0001,466
Minority interest net income$069
Net income of bank and minority interests.$2,800,0001,467
Net charge-offs$2,0002,996
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,815,5201,432
2019-03-31 (YTD Data)Rank
Total interest income$5,383,0001,432
Total interest expense$1,160,0001,274
Net interest income$4,223,0001,445
Provision for loan and lease losses$150,0001,133
Total noninterest income$898,0001,333
Gross Fiduciary activities income$0972
Service charges on deposit accounts$332,000871
Trading account gains and feesNANA
Additional Noninterest Income$566,0001,336
Total noninterest expense$3,672,0001,400
Salaries and employee benefits$2,018,0001,449
Premises and equipment expense$377,0001,532
Additional noninterest expense$1,277,0001,223
Pre-tax net operating income$1,299,0001,704
Securities gains (losses)$01,087
Applicable income taxes$5,0003,547
Income before extraordinary items$1,294,0001,530
Extraordinary gains, net$05
Net income$1,294,0001,529
Minority interest net income$052
Net income of bank and minority interests.$1,294,0001,529
Net charge-offs$-11,0004,688
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,294,0001,506
2018-12-31 (YTD Data)Rank
Total interest income$19,768,0001,465
Total interest expense$3,517,0001,261
Net interest income$16,251,0001,488
Provision for loan and lease losses$550,0001,375
Total noninterest income$3,249,0001,451
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,419,000866
Trading account gains and feesNANA
Additional Noninterest Income$1,830,0001,583
Total noninterest expense$14,030,0001,430
Salaries and employee benefits$7,470,0001,502
Premises and equipment expense$1,545,0001,460
Additional noninterest expense$5,015,0001,233
Pre-tax net operating income$4,920,0001,799
Securities gains (losses)$01,125
Applicable income taxes$142,0002,894
Income before extraordinary items$4,778,0001,637
Extraordinary gains, net$06
Net income$4,778,0001,636
Minority interest net income$072
Net income of bank and minority interests.$4,778,0001,636
Net charge-offs$224,0001,553
Cash dividends$1,231,0001,985
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,778,0001,633
2018-09-30 (YTD Data)Rank
Total interest income$14,441,0001,477
Total interest expense$2,502,0001,253
Net interest income$11,939,0001,508
Provision for loan and lease losses$450,0001,204
Total noninterest income$2,492,0001,452
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,056,000862
Trading account gains and feesNANA
Additional Noninterest Income$1,436,0001,553
Total noninterest expense$10,400,0001,451
Salaries and employee benefits$5,531,0001,515
Premises and equipment expense$1,171,0001,450
Additional noninterest expense$3,698,0001,261
Pre-tax net operating income$3,581,0001,859
Securities gains (losses)$01,118
Applicable income taxes$65,0003,224
Income before extraordinary items$3,516,0001,677
Extraordinary gains, net$05
Net income$3,516,0001,676
Minority interest net income$066
Net income of bank and minority interests.$3,516,0001,676
Net charge-offs$124,0001,570
Cash dividends$1,231,0001,488
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,516,0001,663
2018-06-30 (YTD Data)Rank
Total interest income$9,345,0001,502
Total interest expense$1,542,0001,262
Net interest income$7,803,0001,530
Provision for loan and lease losses$300,0001,165
Total noninterest income$1,660,0001,451
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$704,000858
Trading account gains and feesNANA
Additional Noninterest Income$956,0001,570
Total noninterest expense$6,915,0001,455
Salaries and employee benefits$3,701,0001,519
Premises and equipment expense$783,0001,463
Additional noninterest expense$2,431,0001,276
Pre-tax net operating income$2,248,0001,921
Securities gains (losses)$0961
Applicable income taxes$8,0003,747
Income before extraordinary items$2,240,0001,731
Extraordinary gains, net$06
Net income$2,240,0001,730
Minority interest net income$065
Net income of bank and minority interests.$2,240,0001,730
Net charge-offs$90,0001,383
Cash dividends$755,0001,556
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,240,0001,723
2018-03-31 (YTD Data)Rank
Total interest income$4,514,0001,533
Total interest expense$682,0001,337
Net interest income$3,832,0001,559
Provision for loan and lease losses$150,0001,106
Total noninterest income$768,0001,524
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$361,000839
Trading account gains and feesNANA
Additional Noninterest Income$407,0001,697
Total noninterest expense$3,423,0001,474
Salaries and employee benefits$1,816,0001,563
Premises and equipment expense$405,0001,437
Additional noninterest expense$1,202,0001,279
Pre-tax net operating income$1,027,0002,005
Securities gains (losses)$0735
Applicable income taxes$-13,0005,471
Income before extraordinary items$1,040,0001,780
Extraordinary gains, net$07
Net income$1,040,0001,779
Minority interest net income$052
Net income of bank and minority interests.$1,040,0001,780
Net charge-offs$62,0001,077
Cash dividends$300,0001,579
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,040,0001,769
2017-12-31 (YTD Data)Rank
Total interest income$17,384,0001,538
Total interest expense$2,168,0001,439
Net interest income$15,216,0001,540
Provision for loan and lease losses$1,180,000799
Total noninterest income$2,693,0001,700
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,397,000885
Trading account gains and feesNANA
Additional Noninterest Income$1,296,0001,980
Total noninterest expense$12,648,0001,559
Salaries and employee benefits$6,895,0001,606
Premises and equipment expense$1,180,0001,869
Additional noninterest expense$4,573,0001,337
Pre-tax net operating income$4,081,0002,014
Securities gains (losses)$54,000858
Applicable income taxes$649,0002,226
Income before extraordinary items$3,486,0001,813
Extraordinary gains, net$09
Net income$3,486,0001,813
Minority interest net income$076
Net income of bank and minority interests.$3,486,0001,814
Net charge-offs$822,000798
Cash dividends$2,274,0001,285
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,440,6401,805
2017-09-30 (YTD Data)Rank
Total interest income$12,993,0001,540
Total interest expense$1,566,0001,460
Net interest income$11,427,0001,533
Provision for loan and lease losses$1,075,000656
Total noninterest income$2,113,0001,670
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,042,000892
Trading account gains and feesNANA
Additional Noninterest Income$1,071,0001,903
Total noninterest expense$9,379,0001,583
Salaries and employee benefits$5,172,0001,615
Premises and equipment expense$823,0001,984
Additional noninterest expense$3,384,0001,357
Pre-tax net operating income$3,086,0002,021
Securities gains (losses)$54,000838
Applicable income taxes$311,0002,454
Income before extraordinary items$2,829,0001,811
Extraordinary gains, net$09
Net income$2,829,0001,810
Minority interest net income$071
Net income of bank and minority interests.$2,829,0001,811
Net charge-offs$804,000575
Cash dividends$1,200,0001,512
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,780,4001,818
2017-06-30 (YTD Data)Rank
Total interest income$8,547,0001,540
Total interest expense$1,002,0001,473
Net interest income$7,545,0001,533
Provision for loan and lease losses$850,000559
Total noninterest income$1,390,0001,673
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$683,000887
Trading account gains and feesNANA
Additional Noninterest Income$707,0001,918
Total noninterest expense$6,229,0001,587
Salaries and employee benefits$3,492,0001,604
Premises and equipment expense$494,0002,149
Additional noninterest expense$2,243,0001,363
Pre-tax net operating income$1,856,0002,142
Securities gains (losses)$-13,0005,526
Applicable income taxes$107,0002,889
Income before extraordinary items$1,736,0001,909
Extraordinary gains, net$011
Net income$1,736,0001,909
Minority interest net income$071
Net income of bank and minority interests.$1,736,0001,909
Net charge-offs$732,000435
Cash dividends$1,040,0001,263
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,748,2201,874
2017-03-31 (YTD Data)Rank
Total interest income$4,118,0001,588
Total interest expense$479,0001,513
Net interest income$3,639,0001,580
Provision for loan and lease losses$625,000383
Total noninterest income$682,0001,683
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$343,000884
Trading account gains and feesNANA
Additional Noninterest Income$339,0001,940
Total noninterest expense$3,078,0001,618
Salaries and employee benefits$1,785,0001,573
Premises and equipment expense$242,0002,204
Additional noninterest expense$1,051,0001,434
Pre-tax net operating income$618,0002,758
Securities gains (losses)$-13,0005,665
Applicable income taxes$-4,0005,665
Income before extraordinary items$609,0002,418
Extraordinary gains, net$08
Net income$609,0002,417
Minority interest net income$055
Net income of bank and minority interests.$609,0002,418
Net charge-offs$744,000264
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$622,0002,356
2016-12-31 (YTD Data)Rank
Total interest income$15,653,0001,610
Total interest expense$1,775,0001,557
Net interest income$13,878,0001,616
Provision for loan and lease losses$1,260,000747
Total noninterest income$2,616,0001,797
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,400,000901
Trading account gains and fees$0170
Additional Noninterest Income$1,216,0002,154
Total noninterest expense$11,872,0001,634
Salaries and employee benefits$6,668,0001,631
Premises and equipment expense$997,0002,153
Additional noninterest expense$4,207,0001,464
Pre-tax net operating income$3,362,0002,195
Securities gains (losses)$214,000837
Applicable income taxes$445,0002,355
Income before extraordinary items$3,131,0002,033
Extraordinary gains, net$05
Net income$3,131,0002,031
Minority interest net income$082
Net income of bank and minority interests.$3,131,0002,032
Net charge-offs$1,301,000544
Cash dividends$818,0002,429
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,942,6802,086
2016-09-30 (YTD Data)Rank
Total interest income$11,753,0001,618
Total interest expense$1,322,0001,567
Net interest income$10,431,0001,611
Provision for loan and lease losses$1,170,000626
Total noninterest income$2,008,0001,775
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,059,000893
Trading account gains and fees$0169
Additional Noninterest Income$949,0002,107
Total noninterest expense$8,953,0001,618
Salaries and employee benefits$5,024,0001,615
Premises and equipment expense$746,0002,160
Additional noninterest expense$3,183,0001,449
Pre-tax net operating income$2,316,0002,379
Securities gains (losses)$212,000767
Applicable income taxes$208,0002,781
Income before extraordinary items$2,320,0002,085
Extraordinary gains, net$05
Net income$2,320,0002,085
Minority interest net income$071
Net income of bank and minority interests.$2,320,0002,085
Net charge-offs$1,142,000435
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,124,9602,172
2016-06-30 (YTD Data)Rank
Total interest income$7,806,0001,633
Total interest expense$881,0001,574
Net interest income$6,925,0001,621
Provision for loan and lease losses$945,000533
Total noninterest income$1,338,0001,763
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$726,000852
Trading account gains and fees$0157
Additional Noninterest Income$612,0002,111
Total noninterest expense$5,917,0001,640
Salaries and employee benefits$3,332,0001,627
Premises and equipment expense$492,0002,179
Additional noninterest expense$2,093,0001,481
Pre-tax net operating income$1,401,0002,522
Securities gains (losses)$158,000703
Applicable income taxes$85,0003,094
Income before extraordinary items$1,474,0002,169
Extraordinary gains, net$016
Net income$1,474,0002,168
Minority interest net income$071
Net income of bank and minority interests.$1,474,0002,168
Net charge-offs$404,000694
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,323,9002,268
2016-03-31 (YTD Data)Rank
Total interest income$3,846,0001,649
Total interest expense$441,0001,566
Net interest income$3,405,0001,656
Provision for loan and lease losses$855,000307
Total noninterest income$663,0001,730
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$361,000847
Trading account gains and fees$0142
Additional Noninterest Income$302,0002,083
Total noninterest expense$2,956,0001,646
Salaries and employee benefits$1,681,0001,626
Premises and equipment expense$250,0002,153
Additional noninterest expense$1,025,0001,488
Pre-tax net operating income$257,0004,093
Securities gains (losses)$36,000968
Applicable income taxes$-172,0006,081
Income before extraordinary items$465,0002,861
Extraordinary gains, net$012
Net income$465,0002,860
Minority interest net income$062
Net income of bank and minority interests.$465,0002,861
Net charge-offs$390,000409
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$429,0002,941
2015-12-31 (YTD Data)Rank
Total interest income$15,117,0001,649
Total interest expense$1,647,0001,639
Net interest income$13,470,0001,628
Provision for loan and lease losses$750,0001,014
Total noninterest income$2,483,0001,839
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,411,000907
Trading account gains and fees$0159
Additional Noninterest Income$1,072,0002,283
Total noninterest expense$11,381,0001,671
Salaries and employee benefits$6,363,0001,662
Premises and equipment expense$950,0002,259
Additional noninterest expense$4,068,0001,494
Pre-tax net operating income$3,822,0001,938
Securities gains (losses)$106,0001,141
Applicable income taxes$444,0002,335
Income before extraordinary items$3,484,0001,805
Extraordinary gains, net$023
Net income$3,484,0001,806
Minority interest net income$081
Net income of bank and minority interests.$3,484,0001,807
Net charge-offs$1,106,000634
Cash dividends$762,0002,445
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,389,6601,809
2015-09-30 (YTD Data)Rank
Total interest income$11,340,0001,660
Total interest expense$1,231,0001,669
Net interest income$10,109,0001,641
Provision for loan and lease losses$750,000739
Total noninterest income$1,859,0001,847
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,047,000918
Trading account gains and fees$0153
Additional Noninterest Income$812,0002,296
Total noninterest expense$8,347,0001,712
Salaries and employee benefits$4,843,0001,629
Premises and equipment expense$714,0002,282
Additional noninterest expense$2,790,0001,628
Pre-tax net operating income$2,871,0001,977
Securities gains (losses)$107,0001,001
Applicable income taxes$766,0001,629
Income before extraordinary items$2,212,0002,100
Extraordinary gains, net$021
Net income$2,212,0002,101
Minority interest net income$078
Net income of bank and minority interests.$2,212,0002,101
Net charge-offs$1,005,000497
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,132,8202,110
2015-06-30 (YTD Data)Rank
Total interest income$7,526,0001,672
Total interest expense$812,0001,697
Net interest income$6,714,0001,650
Provision for loan and lease losses$600,000646
Total noninterest income$1,243,0001,854
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$691,000911
Trading account gains and fees$0157
Additional Noninterest Income$552,0002,300
Total noninterest expense$5,498,0001,743
Salaries and employee benefits$3,191,0001,665
Premises and equipment expense$480,0002,283
Additional noninterest expense$1,827,0001,667
Pre-tax net operating income$1,859,0002,000
Securities gains (losses)$02,636
Applicable income taxes$462,0001,701
Income before extraordinary items$1,397,0002,176
Extraordinary gains, net$022
Net income$1,397,0002,179
Minority interest net income$075
Net income of bank and minority interests.$1,397,0002,179
Net charge-offs$947,000367
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,397,0002,120
2015-03-31 (YTD Data)Rank
Total interest income$3,736,0001,677
Total interest expense$400,0001,727
Net interest income$3,336,0001,657
Provision for loan and lease losses$375,000519
Total noninterest income$644,0001,792
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$327,000941
Trading account gains and fees$0152
Additional Noninterest Income$317,0002,049
Total noninterest expense$2,725,0001,758
Salaries and employee benefits$1,562,0001,710
Premises and equipment expense$239,0002,324
Additional noninterest expense$924,0001,630
Pre-tax net operating income$880,0002,061
Securities gains (losses)$02,027
Applicable income taxes$208,0001,787
Income before extraordinary items$672,0002,214
Extraordinary gains, net$013
Net income$672,0002,215
Minority interest net income$064
Net income of bank and minority interests.$672,0002,215
Net charge-offs$683,000256
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$672,0002,147
2014-12-31 (YTD Data)Rank
Total interest income$14,337,0001,752
Total interest expense$1,649,0001,741
Net interest income$12,688,0001,730
Provision for loan and lease losses$1,897,000493
Total noninterest income$2,563,0001,764
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,330,0001,002
Trading account gains and fees$0180
Additional Noninterest Income$1,233,0002,033
Total noninterest expense$9,931,0001,901
Salaries and employee benefits$5,477,0001,878
Premises and equipment expense$947,0002,342
Additional noninterest expense$3,507,0001,769
Pre-tax net operating income$3,423,0002,061
Securities gains (losses)$172,000885
Applicable income taxes$591,0002,051
Income before extraordinary items$3,004,0002,019
Extraordinary gains, net$017
Net income$3,004,0002,018
Minority interest net income$084
Net income of bank and minority interests.$3,004,0002,018
Net charge-offs$1,470,000661
Cash dividends$691,0002,487
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,859,5202,050
2014-09-30 (YTD Data)Rank
Total interest income$10,680,0001,773
Total interest expense$1,238,0001,767
Net interest income$9,442,0001,755
Provision for loan and lease losses$1,605,000418
Total noninterest income$1,937,0001,747
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,073,000930
Trading account gains and fees$0174
Additional Noninterest Income$864,0002,141
Total noninterest expense$7,457,0001,903
Salaries and employee benefits$4,200,0001,843
Premises and equipment expense$706,0002,381
Additional noninterest expense$2,551,0001,806
Pre-tax net operating income$2,317,0002,265
Securities gains (losses)$121,000877
Applicable income taxes$570,0001,855
Income before extraordinary items$1,868,0002,336
Extraordinary gains, net$015
Net income$1,868,0002,337
Minority interest net income$081
Net income of bank and minority interests.$1,868,0002,336
Net charge-offs$427,0001,290
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,774,8302,376
2014-06-30 (YTD Data)Rank
Total interest income$7,034,0001,792
Total interest expense$823,0001,793
Net interest income$6,211,0001,765
Provision for loan and lease losses$1,530,000315
Total noninterest income$1,252,0001,776
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$720,000912
Trading account gains and fees$0172
Additional Noninterest Income$532,0002,235
Total noninterest expense$4,886,0001,937
Salaries and employee benefits$2,797,0001,843
Premises and equipment expense$467,0002,408
Additional noninterest expense$1,622,0001,884
Pre-tax net operating income$1,047,0002,883
Securities gains (losses)$89,000854
Applicable income taxes$202,0002,408
Income before extraordinary items$934,0002,776
Extraordinary gains, net$020
Net income$934,0002,780
Minority interest net income$080
Net income of bank and minority interests.$934,0002,780
Net charge-offs$315,0001,224
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$861,0202,889
2014-03-31 (YTD Data)Rank
Total interest income$3,492,0001,781
Total interest expense$414,0001,809
Net interest income$3,078,0001,767
Provision for loan and lease losses$1,305,000201
Total noninterest income$615,0001,771
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$353,000917
Trading account gains and fees$0147
Additional Noninterest Income$262,0002,196
Total noninterest expense$2,425,0001,958
Salaries and employee benefits$1,401,0001,855
Premises and equipment expense$232,0002,463
Additional noninterest expense$792,0001,903
Pre-tax net operating income$-37,0006,336
Securities gains (losses)$01,715
Applicable income taxes$-125,0006,641
Income before extraordinary items$88,0005,284
Extraordinary gains, net$016
Net income$88,0005,285
Minority interest net income$066
Net income of bank and minority interests.$88,0005,285
Net charge-offs$284,000744
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$88,0005,241
2013-12-31 (YTD Data)Rank
Total interest income$13,905,0001,798
Total interest expense$1,949,0001,745
Net interest income$11,956,0001,800
Provision for loan and lease losses$1,100,0001,015
Total noninterest income$2,175,0002,035
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,366,0001,013
Trading account gains and fees$0184
Additional Noninterest Income$809,0002,660
Total noninterest expense$9,474,0001,994
Salaries and employee benefits$5,537,0001,843
Premises and equipment expense$891,0002,495
Additional noninterest expense$3,046,0002,057
Pre-tax net operating income$3,557,0001,884
Securities gains (losses)$7,0002,738
Applicable income taxes$760,0001,730
Income before extraordinary items$2,804,0001,999
Extraordinary gains, net$029
Net income$2,804,0002,002
Minority interest net income$090
Net income of bank and minority interests.$2,804,0002,003
Net charge-offs$826,0001,456
Cash dividends$559,0002,640
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,798,4701,953
2013-09-30 (YTD Data)Rank
Total interest income$10,338,0001,818
Total interest expense$1,515,0001,735
Net interest income$8,823,0001,823
Provision for loan and lease losses$675,0001,211
Total noninterest income$1,688,0002,039
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,006,0001,028
Trading account gains and fees$0180
Additional Noninterest Income$682,0002,546
Total noninterest expense$7,069,0002,005
Salaries and employee benefits$4,218,0001,818
Premises and equipment expense$650,0002,572
Additional noninterest expense$2,201,0002,119
Pre-tax net operating income$2,767,0001,879
Securities gains (losses)$2,0002,831
Applicable income taxes$724,0001,547
Income before extraordinary items$2,045,0002,094
Extraordinary gains, net$025
Net income$2,045,0002,102
Minority interest net income$084
Net income of bank and minority interests.$2,045,0002,101
Net charge-offs$611,0001,405
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,043,5202,027
2013-06-30 (YTD Data)Rank
Total interest income$6,825,0001,829
Total interest expense$1,052,0001,701
Net interest income$5,773,0001,850
Provision for loan and lease losses$450,0001,252
Total noninterest income$1,088,0002,107
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$638,0001,054
Trading account gains and fees$0157
Additional Noninterest Income$450,0002,622
Total noninterest expense$4,708,0002,013
Salaries and employee benefits$2,805,0001,834
Premises and equipment expense$429,0002,599
Additional noninterest expense$1,474,0002,101
Pre-tax net operating income$1,703,0001,984
Securities gains (losses)$2,0002,612
Applicable income taxes$438,0001,647
Income before extraordinary items$1,267,0002,210
Extraordinary gains, net$022
Net income$1,267,0002,219
Minority interest net income$082
Net income of bank and minority interests.$1,267,0002,217
Net charge-offs$414,0001,413
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,265,5202,116
2013-03-31 (YTD Data)Rank
Total interest income$3,438,0001,837
Total interest expense$539,0001,707
Net interest income$2,899,0001,845
Provision for loan and lease losses$225,0001,230
Total noninterest income$530,0002,146
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$316,0001,060
Trading account gains and fees$0148
Additional Noninterest Income$214,0002,685
Total noninterest expense$2,456,0001,945
Salaries and employee benefits$1,406,0001,855
Premises and equipment expense$229,0002,476
Additional noninterest expense$821,0001,909
Pre-tax net operating income$748,0002,150
Securities gains (losses)$2,0001,785
Applicable income taxes$186,0001,784
Income before extraordinary items$564,0002,360
Extraordinary gains, net$010
Net income$564,0002,362
Minority interest net income$076
Net income of bank and minority interests.$564,0002,362
Net charge-offs$133,0001,681
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$562,5002,272
2012-12-31 (YTD Data)Rank
Total interest income$14,067,0001,875
Total interest expense$2,247,0001,942
Net interest income$11,820,0001,851
Provision for loan and lease losses$1,013,0001,751
Total noninterest income$2,002,0002,178
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,290,0001,104
Trading account gains and fees$0166
Additional Noninterest Income$712,0002,866
Total noninterest expense$9,459,0002,024
Salaries and employee benefits$5,452,0001,848
Premises and equipment expense$844,0002,626
Additional noninterest expense$3,163,0002,052
Pre-tax net operating income$3,350,0001,897
Securities gains (losses)$51,0002,719
Applicable income taxes$772,0001,735
Income before extraordinary items$2,629,0002,075
Extraordinary gains, net$029
Net income$2,629,0002,073
Minority interest net income$093
Net income of bank and minority interests.$2,629,0002,076
Net charge-offs$788,0002,074
Cash dividends$487,0002,820
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,589,7301,979
2012-09-30 (YTD Data)Rank
Total interest income$10,555,0001,896
Total interest expense$1,700,0002,001
Net interest income$8,855,0001,877
Provision for loan and lease losses$863,0001,624
Total noninterest income$1,391,0002,292
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$884,0001,207
Trading account gains and fees$0157
Additional Noninterest Income$507,0002,936
Total noninterest expense$7,164,0001,993
Salaries and employee benefits$4,172,0001,809
Premises and equipment expense$616,0002,717
Additional noninterest expense$2,376,0002,056
Pre-tax net operating income$2,219,0002,164
Securities gains (losses)$-7,0006,846
Applicable income taxes$553,0001,832
Income before extraordinary items$1,659,0002,469
Extraordinary gains, net$020
Net income$1,659,0002,470
Minority interest net income$086
Net income of bank and minority interests.$1,659,0002,470
Net charge-offs$697,0001,815
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,664,2502,334
2012-06-30 (YTD Data)Rank
Total interest income$7,041,0001,907
Total interest expense$1,152,0002,037
Net interest income$5,889,0001,881
Provision for loan and lease losses$650,0001,485
Total noninterest income$911,0002,303
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$571,0001,239
Trading account gains and fees$0153
Additional Noninterest Income$340,0002,894
Total noninterest expense$4,677,0002,053
Salaries and employee benefits$2,781,0001,801
Premises and equipment expense$382,0002,865
Additional noninterest expense$1,514,0002,139
Pre-tax net operating income$1,473,0002,166
Securities gains (losses)$03,178
Applicable income taxes$376,0001,794
Income before extraordinary items$1,097,0002,437
Extraordinary gains, net$019
Net income$1,097,0002,437
Minority interest net income$084
Net income of bank and minority interests.$1,097,0002,437
Net charge-offs$220,0002,633
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,097,0002,308
2012-03-31 (YTD Data)Rank
Total interest income$3,519,0001,927
Total interest expense$586,0002,079
Net interest income$2,933,0001,893
Provision for loan and lease losses$450,0001,139
Total noninterest income$368,0002,607
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$282,0001,249
Trading account gains and fees$0148
Additional Noninterest Income$86,0003,919
Total noninterest expense$2,314,0002,071
Salaries and employee benefits$1,391,0001,804
Premises and equipment expense$186,0002,940
Additional noninterest expense$737,0002,188
Pre-tax net operating income$537,0002,735
Securities gains (losses)$02,210
Applicable income taxes$113,0002,325
Income before extraordinary items$424,0002,938
Extraordinary gains, net$019
Net income$424,0002,941
Minority interest net income$078
Net income of bank and minority interests.$424,0002,942
Net charge-offs$134,0002,190
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$424,0002,786
2011-12-31 (YTD Data)Rank
Total interest income$14,425,0001,957
Total interest expense$2,984,0001,970
Net interest income$11,441,0001,922
Provision for loan and lease losses$1,765,0001,710
Total noninterest income$2,238,0001,849
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,179,0001,247
Trading account gains and fees$0146
Additional Noninterest Income$1,059,0002,061
Total noninterest expense$8,856,0002,158
Salaries and employee benefits$5,113,0001,902
Premises and equipment expense$879,0002,693
Additional noninterest expense$2,864,0002,297
Pre-tax net operating income$3,058,0001,801
Securities gains (losses)$-72,0007,062
Applicable income taxes$668,0001,732
Income before extraordinary items$2,318,0001,993
Extraordinary gains, net$029
Net income$2,318,0001,994
Minority interest net income$096
Net income of bank and minority interests.$2,318,0001,994
Net charge-offs$2,120,0001,495
Cash dividends$395,0002,702
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,374,1601,868
2011-09-30 (YTD Data)Rank
Total interest income$10,822,0001,978
Total interest expense$2,339,0001,960
Net interest income$8,483,0001,942
Provision for loan and lease losses$1,330,0001,633
Total noninterest income$1,617,0001,899
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$886,0001,247
Trading account gains and fees$0145
Additional Noninterest Income$731,0002,167
Total noninterest expense$6,747,0002,130
Salaries and employee benefits$3,865,0001,893
Premises and equipment expense$672,0002,681
Additional noninterest expense$2,210,0002,251
Pre-tax net operating income$2,023,0002,072
Securities gains (losses)$-92,0007,214
Applicable income taxes$462,0001,794
Income before extraordinary items$1,469,0002,361
Extraordinary gains, net$021
Net income$1,469,0002,362
Minority interest net income$087
Net income of bank and minority interests.$1,469,0002,362
Net charge-offs$1,467,0001,517
Cash dividends$250,0002,494
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,538,9202,176
2011-06-30 (YTD Data)Rank
Total interest income$7,172,0001,998
Total interest expense$1,621,0001,964
Net interest income$5,551,0001,974
Provision for loan and lease losses$1,065,0001,441
Total noninterest income$1,054,0001,919
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$590,0001,224
Trading account gains and fees$0153
Additional Noninterest Income$464,0002,210
Total noninterest expense$4,424,0002,184
Salaries and employee benefits$2,524,0001,931
Premises and equipment expense$435,0002,760
Additional noninterest expense$1,465,0002,287
Pre-tax net operating income$1,116,0002,358
Securities gains (losses)$-92,0007,309
Applicable income taxes$213,0002,162
Income before extraordinary items$811,0002,653
Extraordinary gains, net$015
Net income$811,0002,653
Minority interest net income$089
Net income of bank and minority interests.$811,0002,653
Net charge-offs$1,164,0001,345
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$883,6802,418
2011-03-31 (YTD Data)Rank
Total interest income$3,574,0002,007
Total interest expense$835,0001,980
Net interest income$2,739,0001,998
Provision for loan and lease losses$640,0001,212
Total noninterest income$505,0001,970
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$293,0001,210
Trading account gains and fees$0158
Additional Noninterest Income$212,0002,390
Total noninterest expense$2,178,0002,212
Salaries and employee benefits$1,222,0002,006
Premises and equipment expense$171,0003,368
Additional noninterest expense$785,0002,144
Pre-tax net operating income$426,0002,843
Securities gains (losses)$-99,0007,399
Applicable income taxes$42,0002,965
Income before extraordinary items$285,0003,340
Extraordinary gains, net$09
Net income$285,0003,337
Minority interest net income$086
Net income of bank and minority interests.$285,0003,338
Net charge-offs$954,000886
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$371,1302,767
2010-12-31 (YTD Data)Rank
Total interest income$14,668,0002,052
Total interest expense$4,474,0001,806
Net interest income$10,194,0002,146
Provision for loan and lease losses$1,875,0002,161
Total noninterest income$2,202,0001,951
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,227,0001,222
Trading account gains and fees$0175
Additional Noninterest Income$975,0002,208
Total noninterest expense$8,218,0002,353
Salaries and employee benefits$4,674,0002,069
Premises and equipment expense$704,0003,280
Additional noninterest expense$2,840,0002,387
Pre-tax net operating income$2,303,0002,010
Securities gains (losses)$-3,0006,950
Applicable income taxes$493,0001,907
Income before extraordinary items$1,807,0002,196
Extraordinary gains, net$029
Net income$1,807,0002,198
Minority interest net income$0111
Net income of bank and minority interests.$1,807,0002,199
Net charge-offs$1,936,0001,896
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,809,3702,108
2010-09-30 (YTD Data)Rank
Total interest income$11,038,0002,087
Total interest expense$3,517,0001,805
Net interest income$7,521,0002,211
Provision for loan and lease losses$1,650,0001,856
Total noninterest income$1,677,0001,929
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$943,0001,227
Trading account gains and fees$0165
Additional Noninterest Income$734,0002,197
Total noninterest expense$6,134,0002,366
Salaries and employee benefits$3,457,0002,092
Premises and equipment expense$534,0003,301
Additional noninterest expense$2,143,0002,342
Pre-tax net operating income$1,414,0002,489
Securities gains (losses)$-40,0007,316
Applicable income taxes$268,0002,257
Income before extraordinary items$1,106,0002,709
Extraordinary gains, net$023
Net income$1,106,0002,705
Minority interest net income$0110
Net income of bank and minority interests.$1,106,0002,710
Net charge-offs$1,498,0001,782
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,138,0002,521
2010-06-30 (YTD Data)Rank
Total interest income$7,455,0002,090
Total interest expense$2,414,0001,828
Net interest income$5,041,0002,197
Provision for loan and lease losses$975,0001,974
Total noninterest income$1,163,0001,813
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$638,0001,230
Trading account gains and fees$0152
Additional Noninterest Income$525,0002,026
Total noninterest expense$4,086,0002,374
Salaries and employee benefits$2,305,0002,107
Premises and equipment expense$354,0003,337
Additional noninterest expense$1,427,0002,355
Pre-tax net operating income$1,143,0002,129
Securities gains (losses)$48,0001,915
Applicable income taxes$280,0001,805
Income before extraordinary items$911,0002,285
Extraordinary gains, net$019
Net income$911,0002,282
Minority interest net income$0105
Net income of bank and minority interests.$911,0002,285
Net charge-offs$1,064,0001,656
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$874,5202,257
2010-03-31 (YTD Data)Rank
Total interest income$3,656,0002,184
Total interest expense$1,237,0001,862
Net interest income$2,419,0002,328
Provision for loan and lease losses$500,0001,815
Total noninterest income$622,0001,739
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$343,0001,138
Trading account gains and fees$0175
Additional Noninterest Income$279,0001,926
Total noninterest expense$1,955,0002,496
Salaries and employee benefits$1,077,0002,290
Premises and equipment expense$178,0003,414
Additional noninterest expense$700,0002,373
Pre-tax net operating income$586,0002,134
Securities gains (losses)$02,284
Applicable income taxes$137,0001,814
Income before extraordinary items$449,0002,341
Extraordinary gains, net$016
Net income$449,0002,340
Minority interest net income$091
Net income of bank and minority interests.$449,0002,341
Net charge-offs$334,0001,926
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$449,0002,253
2009-12-31 (YTD Data)Rank
Total interest income$14,547,0002,294
Total interest expense$5,344,0002,131
Net interest income$9,203,0002,373
Provision for loan and lease losses$2,325,0002,282
Total noninterest income$1,474,0002,577
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,314,0001,313
Trading account gains and fees$0211
Additional Noninterest Income$160,0004,987
Total noninterest expense$7,381,0002,663
Salaries and employee benefits$3,926,0002,490
Premises and equipment expense$624,0003,773
Additional noninterest expense$2,831,0002,467
Pre-tax net operating income$971,0003,035
Securities gains (losses)$-492,0007,587
Applicable income taxes$23,0003,606
Income before extraordinary items$456,0003,998
Extraordinary gains, net$034
Net income$456,0003,997
Minority interest net income$0115
Net income of bank and minority interests.$456,0003,997
Net charge-offs$1,279,0002,562
Cash dividends$130,0003,979
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$923,4002,841
2009-09-30 (YTD Data)Rank
Total interest income$10,861,0002,340
Total interest expense$4,051,0002,198
Net interest income$6,810,0002,399
Provision for loan and lease losses$2,325,0001,741
Total noninterest income$975,0002,869
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$983,0001,308
Trading account gains and fees$0212
Additional Noninterest Income$-8,0007,665
Total noninterest expense$5,594,0002,646
Salaries and employee benefits$3,024,0002,466
Premises and equipment expense$457,0003,868
Additional noninterest expense$2,113,0002,446
Pre-tax net operating income$-134,0005,935
Securities gains (losses)$-492,0007,753
Applicable income taxes$-258,0007,165
Income before extraordinary items$-368,0006,302
Extraordinary gains, net$027
Net income$-368,0006,303
Minority interest net income$0118
Net income of bank and minority interests.$-368,0006,302
Net charge-offs$1,070,0002,135
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-53,1205,845
2009-06-30 (YTD Data)Rank
Total interest income$7,134,0002,406
Total interest expense$2,707,0002,272
Net interest income$4,427,0002,439
Provision for loan and lease losses$1,200,0001,856
Total noninterest income$477,0003,510
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$639,0001,323
Trading account gains and fees$0193
Additional Noninterest Income$-162,0008,002
Total noninterest expense$3,743,0002,665
Salaries and employee benefits$1,973,0002,541
Premises and equipment expense$298,0003,958
Additional noninterest expense$1,472,0002,378
Pre-tax net operating income$-39,0005,929
Securities gains (losses)$-492,0007,910
Applicable income taxes$-142,0007,231
Income before extraordinary items$-389,0006,640
Extraordinary gains, net$021
Net income$-389,0006,641
Minority interest net income$0112
Net income of bank and minority interests.$-389,0006,641
Net charge-offs$803,0001,829
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-29,8405,944
2009-03-31 (YTD Data)Rank
Total interest income$3,493,0002,482
Total interest expense$1,395,0002,293
Net interest income$2,098,0002,583
Provision for loan and lease losses$825,0001,321
Total noninterest income$483,0002,196
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$334,0001,235
Trading account gains and fees$0171
Additional Noninterest Income$149,0002,970
Total noninterest expense$1,766,0002,724
Salaries and employee benefits$975,0002,598
Premises and equipment expense$146,0004,058
Additional noninterest expense$645,0002,407
Pre-tax net operating income$-10,0006,297
Securities gains (losses)$16,0001,773
Applicable income taxes$-65,0007,472
Income before extraordinary items$71,0005,369
Extraordinary gains, net$015
Net income$71,0005,374
Minority interest net income$0102
Net income of bank and minority interests.$71,0005,373
Net charge-offs$635,0001,215
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$55,0005,442
2008-12-31 (YTD Data)Rank
Total interest income$14,274,0002,593
Total interest expense$6,237,0002,433
Net interest income$8,037,0002,692
Provision for loan and lease losses$960,0002,771
Total noninterest income$2,019,0002,134
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,300,0001,380
Trading account gains and fees$0154
Additional Noninterest Income$719,0002,611
Total noninterest expense$6,974,0002,694
Salaries and employee benefits$3,777,0002,649
Premises and equipment expense$570,0004,101
Additional noninterest expense$2,627,0002,252
Pre-tax net operating income$2,122,0002,339
Securities gains (losses)$128,000957
Applicable income taxes$530,0001,795
Income before extraordinary items$1,720,0002,279
Extraordinary gains, net$039
Net income$1,720,0002,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$534,0002,706
Cash dividends$388,0003,736
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,622,7202,507
2008-09-30 (YTD Data)Rank
Total interest income$10,706,0002,643
Total interest expense$4,720,0002,504
Net interest income$5,986,0002,731
Provision for loan and lease losses$635,0002,391
Total noninterest income$1,499,0002,214
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$954,0001,424
Trading account gains and fees$0148
Additional Noninterest Income$545,0002,674
Total noninterest expense$5,171,0002,706
Salaries and employee benefits$2,795,0002,695
Premises and equipment expense$414,0004,199
Additional noninterest expense$1,962,0002,198
Pre-tax net operating income$1,679,0002,611
Securities gains (losses)$64,0001,264
Applicable income taxes$468,0001,982
Income before extraordinary items$1,275,0002,639
Extraordinary gains, net$031
Net income$1,275,0002,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,683
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,228,2802,854
2008-06-30 (YTD Data)Rank
Total interest income$7,063,0002,696
Total interest expense$3,235,0002,534
Net interest income$3,828,0002,812
Provision for loan and lease losses$410,0002,133
Total noninterest income$951,0002,314
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$605,0001,472
Trading account gains and fees$0149
Additional Noninterest Income$346,0002,794
Total noninterest expense$3,355,0002,775
Salaries and employee benefits$1,793,0002,822
Premises and equipment expense$277,0004,209
Additional noninterest expense$1,285,0002,210
Pre-tax net operating income$1,014,0002,920
Securities gains (losses)$64,0001,264
Applicable income taxes$275,0002,313
Income before extraordinary items$803,0003,039
Extraordinary gains, net$021
Net income$803,0003,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0001,990
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$755,6403,116
2008-03-31 (YTD Data)Rank
Total interest income$3,555,0002,750
Total interest expense$1,742,0002,509
Net interest income$1,813,0002,961
Provision for loan and lease losses$210,0001,766
Total noninterest income$465,0002,337
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$301,0001,452
Trading account gains and fees$0158
Additional Noninterest Income$164,0002,895
Total noninterest expense$1,630,0002,839
Salaries and employee benefits$883,0002,891
Premises and equipment expense$153,0003,924
Additional noninterest expense$594,0002,333
Pre-tax net operating income$438,0003,335
Securities gains (losses)$48,0001,107
Applicable income taxes$120,0002,589
Income before extraordinary items$366,0003,387
Extraordinary gains, net$015
Net income$366,0003,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,679
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$330,0003,502
2007-12-31 (YTD Data)Rank
Total interest income$13,184,0003,023
Total interest expense$6,997,0002,632
Net interest income$6,187,0003,425
Provision for loan and lease losses$380,0002,776
Total noninterest income$1,686,0002,509
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,025,0001,725
Trading account gains and fees$0178
Additional Noninterest Income$661,0002,846
Total noninterest expense$5,273,0003,316
Salaries and employee benefits$2,810,0003,405
Premises and equipment expense$528,0004,207
Additional noninterest expense$1,935,0002,738
Pre-tax net operating income$2,220,0003,100
Securities gains (losses)$-45,0007,987
Applicable income taxes$583,0002,546
Income before extraordinary items$1,592,0003,317
Extraordinary gains, net$039
Net income$1,592,0003,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,437
Cash dividends$282,0004,506
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,624,8503,241
2007-09-30 (YTD Data)Rank
Total interest income$9,625,0003,096
Total interest expense$5,085,0002,710
Net interest income$4,540,0003,486
Provision for loan and lease losses$275,0002,431
Total noninterest income$1,227,0002,556
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$722,0001,803
Trading account gains and fees$0184
Additional Noninterest Income$505,0002,820
Total noninterest expense$3,892,0003,316
Salaries and employee benefits$2,117,0003,376
Premises and equipment expense$413,0004,067
Additional noninterest expense$1,362,0002,845
Pre-tax net operating income$1,600,0003,324
Securities gains (losses)$-8,0007,721
Applicable income taxes$449,0002,673
Income before extraordinary items$1,143,0003,581
Extraordinary gains, net$033
Net income$1,143,0003,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,185
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,148,7603,548
2007-06-30 (YTD Data)Rank
Total interest income$6,144,0003,228
Total interest expense$3,190,0002,847
Net interest income$2,954,0003,579
Provision for loan and lease losses$200,0002,152
Total noninterest income$765,0002,672
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$453,0001,906
Trading account gains and fees$0168
Additional Noninterest Income$312,0002,948
Total noninterest expense$2,481,0003,459
Salaries and employee benefits$1,384,0003,449
Premises and equipment expense$275,0004,104
Additional noninterest expense$822,0003,116
Pre-tax net operating income$1,038,0003,446
Securities gains (losses)$01,444
Applicable income taxes$309,0002,700
Income before extraordinary items$729,0003,726
Extraordinary gains, net$029
Net income$729,0003,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-79,0008,393
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$729,0003,706
2007-03-31 (YTD Data)Rank
Total interest income$2,962,0003,318
Total interest expense$1,521,0002,957
Net interest income$1,441,0003,652
Provision for loan and lease losses$125,0001,705
Total noninterest income$344,0002,844
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$202,0002,036
Trading account gains and fees$0195
Additional Noninterest Income$142,0003,115
Total noninterest expense$1,181,0003,614
Salaries and employee benefits$672,0003,570
Premises and equipment expense$135,0004,167
Additional noninterest expense$374,0003,354
Pre-tax net operating income$479,0003,630
Securities gains (losses)$01,187
Applicable income taxes$168,0002,627
Income before extraordinary items$311,0004,091
Extraordinary gains, net$022
Net income$311,0004,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-109,0008,520
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$311,0004,068
2006-12-31 (YTD Data)Rank
Total interest income$9,426,0003,741
Total interest expense$4,153,0003,510
Net interest income$5,273,0003,860
Provision for loan and lease losses$540,0001,783
Total noninterest income$969,0003,621
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$513,0002,998
Trading account gains and fees$0130
Additional Noninterest Income$456,0003,498
Total noninterest expense$3,985,0004,012
Salaries and employee benefits$2,138,0004,073
Premises and equipment expense$491,0004,325
Additional noninterest expense$1,356,0003,577
Pre-tax net operating income$1,717,0003,991
Securities gains (losses)$-138,0008,297
Applicable income taxes$06,600
Income before extraordinary items$1,579,0003,660
Extraordinary gains, net$051
Net income$1,579,0003,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0001,902
Cash dividends$80,0005,542
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,717,0003,450
2006-09-30 (YTD Data)Rank
Total interest income$6,602,0003,898
Total interest expense$2,796,0003,688
Net interest income$3,806,0003,988
Provision for loan and lease losses$390,0001,736
Total noninterest income$691,0003,741
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$360,0003,160
Trading account gains and fees$0126
Additional Noninterest Income$331,0003,553
Total noninterest expense$2,967,0004,012
Salaries and employee benefits$1,597,0004,059
Premises and equipment expense$379,0004,237
Additional noninterest expense$991,0003,641
Pre-tax net operating income$1,140,0004,432
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,140,0003,861
Extraordinary gains, net$045
Net income$1,140,0003,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0001,461
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,140,0003,850
2006-06-30 (YTD Data)Rank
Total interest income$4,138,0004,033
Total interest expense$1,693,0003,810
Net interest income$2,445,0004,102
Provision for loan and lease losses$240,0001,809
Total noninterest income$429,0003,881
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$224,0003,295
Trading account gains and fees$0126
Additional Noninterest Income$205,0003,696
Total noninterest expense$1,976,0004,034
Salaries and employee benefits$1,069,0004,065
Premises and equipment expense$248,0004,298
Additional noninterest expense$659,0003,648
Pre-tax net operating income$658,0004,765
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$658,0004,216
Extraordinary gains, net$039
Net income$658,0004,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0001,108
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$658,0004,206
2006-03-31 (YTD Data)Rank
Total interest income$1,941,0004,167
Total interest expense$771,0003,916
Net interest income$1,170,0004,228
Provision for loan and lease losses$120,0001,730
Total noninterest income$192,0004,076
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$101,0003,453
Trading account gains and fees$0115
Additional Noninterest Income$91,0003,897
Total noninterest expense$968,0004,105
Salaries and employee benefits$540,0004,063
Premises and equipment expense$130,0004,188
Additional noninterest expense$298,0003,922
Pre-tax net operating income$274,0005,166
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$274,0004,637
Extraordinary gains, net$021
Net income$274,0004,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,000958
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$274,0004,619
2005-12-31 (YTD Data)Rank
Total interest income$5,772,0004,708
Total interest expense$2,137,0004,242
Net interest income$3,635,0004,906
Provision for loan and lease losses$500,0001,892
Total noninterest income$632,0004,658
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$353,0003,823
Trading account gains and fees$0138
Additional Noninterest Income$279,0004,500
Total noninterest expense$3,186,0004,580
Salaries and employee benefits$1,778,0004,515
Premises and equipment expense$451,0004,479
Additional noninterest expense$957,0004,568
Pre-tax net operating income$581,0006,481
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$581,0006,074
Extraordinary gains, net$046
Net income$581,0006,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,657
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$581,0006,045
2005-09-30 (YTD Data)Rank
Total interest income$4,054,0004,870
Total interest expense$1,459,0004,373
Net interest income$2,595,0005,068
Provision for loan and lease losses$321,0002,074
Total noninterest income$423,0004,979
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$252,0003,942
Trading account gains and fees$0126
Additional Noninterest Income$171,0004,942
Total noninterest expense$2,370,0004,586
Salaries and employee benefits$1,339,0004,473
Premises and equipment expense$334,0004,499
Additional noninterest expense$697,0004,631
Pre-tax net operating income$327,0007,082
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$327,0006,783
Extraordinary gains, net$035
Net income$327,0006,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,359
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$327,0006,741
2005-06-30 (YTD Data)Rank
Total interest income$2,456,0005,113
Total interest expense$878,0004,508
Net interest income$1,578,0005,335
Provision for loan and lease losses$153,0002,583
Total noninterest income$261,0005,123
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$159,0004,016
Trading account gains and fees$0116
Additional Noninterest Income$102,0005,146
Total noninterest expense$1,564,0004,603
Salaries and employee benefits$866,0004,543
Premises and equipment expense$224,0004,445
Additional noninterest expense$474,0004,557
Pre-tax net operating income$122,0007,726
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$122,0007,566
Extraordinary gains, net$030
Net income$122,0007,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,257
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$122,0007,525
2005-03-31 (YTD Data)Rank
Total interest income$1,117,0005,399
Total interest expense$399,0004,695
Net interest income$718,0005,659
Provision for loan and lease losses$75,0002,455
Total noninterest income$109,0005,505
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$64,0004,460
Trading account gains and fees$0115
Additional Noninterest Income$45,0005,411
Total noninterest expense$747,0004,761
Salaries and employee benefits$408,0004,761
Premises and equipment expense$111,0004,520
Additional noninterest expense$228,0004,670
Pre-tax net operating income$5,0008,386
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$5,0008,412
Extraordinary gains, net$024
Net income$5,0008,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,394
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$5,0008,382
2004-12-31 (YTD Data)Rank
Total interest income$3,285,0006,157
Total interest expense$1,022,0005,585
Net interest income$2,263,0006,292
Provision for loan and lease losses$317,0002,799
Total noninterest income$434,0005,623
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$179,0005,442
Trading account gains and fees$0138
Additional Noninterest Income$255,0004,590
Total noninterest expense$2,645,0005,097
Salaries and employee benefits$1,402,0005,168
Premises and equipment expense$380,0004,934
Additional noninterest expense$863,0004,843
Pre-tax net operating income$-265,0008,561
Securities gains (losses)$-61,0008,634
Applicable income taxes$07,185
Income before extraordinary items$-326,0008,639
Extraordinary gains, net$034
Net income$-326,0008,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,468
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-265,0008,580
2004-09-30 (YTD Data)Rank
Total interest income$2,282,0006,391
Total interest expense$694,0005,854
Net interest income$1,588,0006,488
Provision for loan and lease losses$249,0002,587
Total noninterest income$293,0005,875
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$122,0005,684
Trading account gains and fees$0134
Additional Noninterest Income$171,0004,827
Total noninterest expense$1,928,0005,158
Salaries and employee benefits$1,021,0005,253
Premises and equipment expense$306,0004,695
Additional noninterest expense$601,0005,045
Pre-tax net operating income$-296,0008,693
Securities gains (losses)$-21,0008,653
Applicable income taxes$07,220
Income before extraordinary items$-317,0008,738
Extraordinary gains, net$026
Net income$-317,0008,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,384
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-296,0008,708
2004-06-30 (YTD Data)Rank
Total interest income$1,428,0006,610
Total interest expense$420,0006,152
Net interest income$1,008,0006,636
Provision for loan and lease losses$129,0003,003
Total noninterest income$181,0006,046
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$68,0006,033
Trading account gains and fees$0130
Additional Noninterest Income$113,0004,921
Total noninterest expense$1,141,0005,595
Salaries and employee benefits$611,0005,635
Premises and equipment expense$151,0005,643
Additional noninterest expense$379,0005,255
Pre-tax net operating income$-81,0008,671
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$-81,0008,704
Extraordinary gains, net$021
Net income$-81,0008,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-81,0008,674
2004-03-31 (YTD Data)Rank
Total interest income$690,0006,759
Total interest expense$202,0006,330
Net interest income$488,0006,753
Provision for loan and lease losses$75,0002,550
Total noninterest income$92,0005,974
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$31,0006,143
Trading account gains and fees$0121
Additional Noninterest Income$61,0004,708
Total noninterest expense$496,0006,069
Salaries and employee benefits$258,0006,227
Premises and equipment expense$74,0005,726
Additional noninterest expense$164,0005,716
Pre-tax net operating income$9,0008,446
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$9,0008,487
Extraordinary gains, net$016
Net income$9,0008,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$9,0008,423
2003-12-31 (YTD Data)Rank
Total interest income$1,218,0008,374
Total interest expense$362,0008,239
Net interest income$856,0008,331
Provision for loan and lease losses$433,0002,435
Total noninterest income$194,0007,404
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$11,0007,926
Trading account gains and fees$0160
Additional Noninterest Income$183,0005,464
Total noninterest expense$2,188,0005,699
Salaries and employee benefits$1,090,0005,966
Premises and equipment expense$268,0005,987
Additional noninterest expense$830,0004,928
Pre-tax net operating income$-1,571,0009,046
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-1,571,0009,095
Extraordinary gains, net$054
Net income$-1,571,0009,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,602
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$11,168,00072
Net operating income$-1,571,0009,054
2003-09-30 (YTD Data)Rank
Total interest income$660,0008,769
Total interest expense$205,0008,648
Net interest income$455,0008,762
Provision for loan and lease losses$349,0002,267
Total noninterest income$112,0007,876
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$7,0008,001
Trading account gains and fees$0153
Additional Noninterest Income$105,0005,986
Total noninterest expense$1,681,0005,580
Salaries and employee benefits$844,0005,830
Premises and equipment expense$185,0006,208
Additional noninterest expense$652,0004,720
Pre-tax net operating income$-1,463,0009,127
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$-1,463,0009,167
Extraordinary gains, net$040
Net income$-1,463,0009,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,822
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$11,168,00050
Net operating income$-1,463,0009,132
2003-06-30 (YTD Data)Rank
Total interest income$265,0009,056
Total interest expense$91,0008,945
Net interest income$174,0009,075
Provision for loan and lease losses$243,0002,181
Total noninterest income$39,0008,598
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$2,0008,080
Trading account gains and fees$0150
Additional Noninterest Income$37,0007,072
Total noninterest expense$1,203,0005,325
Salaries and employee benefits$594,0005,651
Premises and equipment expense$114,0006,421
Additional noninterest expense$495,0004,282
Pre-tax net operating income$-1,233,0009,184
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$-1,233,0009,226
Extraordinary gains, net$030
Net income$-1,233,0009,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$11,168,00036
Net operating income$-1,233,0009,188
2003-03-31 (YTD Data)Rank
Total interest income$24,0009,273
Total interest expense$16,0009,190
Net interest income$8,0009,287
Provision for loan and lease losses$26,0004,905
Total noninterest income$1,0009,226
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,0008,100
Trading account gains and fees$0134
Additional Noninterest Income$09,145
Total noninterest expense$614,0005,261
Salaries and employee benefits$333,0005,267
Premises and equipment expense$56,0006,474
Additional noninterest expense$225,0004,564
Pre-tax net operating income$-631,0009,232
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-631,0009,265
Extraordinary gains, net$021
Net income$-631,0009,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$10,312,00016
Net operating income$-631,0009,228

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.