Home > Citizens Bank & Trust > Income and Expense
Citizens Bank & Trust, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 6,223 |
| Total interest expense | $1,850,000 | 6,212 |
| Net interest income | $2,725,000 | 6,120 |
| Provision for loan and lease losses | $334,000 | 2,791 |
| Total noninterest income | $302,000 | 7,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,584 |
| Total noninterest expense | $1,473,000 | 7,920 |
| Salaries and employee benefits | $726,000 | 7,814 |
| Premises and equipment expense | $208,000 | 7,528 |
| Additional noninterest expense | $539,000 | 7,867 |
| Pre-tax net operating income | $1,220,000 | 5,124 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $421,000 | 4,821 |
| Income before extraordinary items | $817,000 | 5,478 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $817,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 3,442 |
| Cash dividends | $330,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $805,120 | 5,312 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 8,034 |
| Total interest expense | $1,738,000 | 7,793 |
| Net interest income | $1,867,000 | 8,142 |
| Provision for loan and lease losses | $226,000 | 4,897 |
| Total noninterest income | $266,000 | 8,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $1,196,000 | 9,054 |
| Salaries and employee benefits | $586,000 | 8,934 |
| Premises and equipment expense | $179,000 | 8,342 |
| Additional noninterest expense | $431,000 | 9,194 |
| Pre-tax net operating income | $711,000 | 7,037 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $246,000 | 6,727 |
| Income before extraordinary items | $501,000 | 7,329 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $501,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 4,683 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $476,880 | 7,157 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.