Home > Citizens Bank & Trust > Assets and Liabilities
Citizens Bank & Trust, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 65 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $116,879,000 | 3,759 |
| Cash and due from depository institutions | $8,136,000 | 2,783 |
| Interest-bearing balances | $19,000 | 5,895 |
| Securities | $21,889,000 | 4,599 |
| Federal funds sold & reverse repurchase agreements | $5,791,000 | 2,390 |
| Net loans & leases | $71,692,000 | 3,746 |
| Loan loss allowance | $789,000 | 4,111 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,556,000 | 1,404 |
| Other real estate owned | $0 | 2,783 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,815,000 | 1,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,879,000 | 3,759 |
| Total liabilities | $104,882,000 | 3,751 |
| Total deposits | $100,310,000 | 3,702 |
| Interest-bearing deposits | $70,104,000 | 4,438 |
| Deposits held in domestic offices | $100,310,000 | 3,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,434,000 | 1,767 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,000 | 5,081 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,135,000 | 3,211 |
| Total equity capital | $11,997,000 | 3,657 |
| Total bank equity capital | $11,997,000 | 3,657 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,800,000 | 767 |
| Surplus | $960,000 | 7,636 |
| Undivided profits | $6,237,000 | 3,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 7,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $381,000 | 5,867 |
| Earning assets | $99,391,000 | 4,031 |
| Long-term assets (5+ years) | $5,858,000 | 5,606 |
| Average Assets, year-to-date | $108,712,800 | 3,851 |
| Average Assets, quarterly | $113,749,000 | 3,802 |
| Volatile liabilities | $10,621,000 | 4,802 |
| Insider loans | $2,285,000 | 1,830 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,073,000 | 3,207 |
| Tier 1 (core) risk-based capital | $11,935,000 | 3,534 |
| Tier 2 risk-based capital | $789,000 | 3,615 |
| Total risk weighted assets | $86,499,900 | 3,177 |
| Total unused commitments | $11,073,000 | 3,209 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 63 | 3,016 |
| Assets and Liabilities | ||
| Total Assets: | $100,530,000 | 4,413 |
| Cash and due from depository institutions | $6,780,000 | 3,016 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $21,714,000 | 5,017 |
| Federal funds sold & reverse repurchase agreements | $6,354,000 | 2,067 |
| Net loans & leases | $56,901,000 | 4,560 |
| Loan loss allowance | $844,000 | 4,047 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,273,000 | 1,498 |
| Other real estate owned | $0 | 3,016 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,508,000 | 2,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,530,000 | 4,413 |
| Total liabilities | $89,727,000 | 4,407 |
| Total deposits | $86,847,000 | 4,332 |
| Interest-bearing deposits | $59,662,000 | 5,215 |
| Deposits held in domestic offices | $86,847,000 | 4,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,846,000 | 2,320 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,000 | 5,264 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,029,000 | 3,438 |
| Total equity capital | $10,803,000 | 4,068 |
| Total bank equity capital | $10,803,000 | 4,068 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,800,000 | 810 |
| Surplus | $960,000 | 7,899 |
| Undivided profits | $5,043,000 | 4,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 5,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $295,000 | 6,969 |
| Earning assets | $84,969,000 | 4,746 |
| Long-term assets (5+ years) | $3,855,000 | 6,497 |
| Average Assets, year-to-date | $93,142,000 | 4,529 |
| Average Assets, quarterly | $96,712,500 | 4,502 |
| Volatile liabilities | $6,847,000 | 6,128 |
| Insider loans | $1,389,000 | 2,831 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,536,000 | 3,276 |
| Tier 1 (core) risk-based capital | $10,831,000 | 3,942 |
| Tier 2 risk-based capital | $844,000 | 3,485 |
| Total risk weighted assets | $71,468,800 | 3,783 |
| Total unused commitments | $10,536,000 | 3,291 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $89,319,000 | 4,891 |
| Cash and due from depository institutions | $4,755,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,611,000 | 5,088 |
| Federal funds sold & reverse repurchase agreements | $3,242,000 | 4,124 |
| Net loans & leases | $52,438,000 | 4,812 |
| Loan loss allowance | $1,023,000 | 3,454 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,000,000 | 1,547 |
| Other real estate owned | $349,000 | 3,248 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $924,000 | 6,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,319,000 | 4,891 |
| Total liabilities | $79,012,000 | 4,966 |
| Total deposits | $77,125,000 | 4,849 |
| Interest-bearing deposits | $53,447,000 | 5,792 |
| Deposits held in domestic offices | $77,125,000 | 4,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,544,000 | 2,382 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,000 | 5,039 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $335,000 | 7,859 |
| Total equity capital | $10,307,000 | 4,224 |
| Total bank equity capital | $10,307,000 | 4,224 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,800,000 | 814 |
| Surplus | $960,000 | 8,106 |
| Undivided profits | $4,547,000 | 4,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 6,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $153,000 | 720 |
| Income earned, not collected on loans | $354,000 | 6,381 |
| Earning assets | $78,291,000 | 5,088 |
| Long-term assets (5+ years) | $5,328,000 | 5,644 |
| Average Assets, year-to-date | $93,110,800 | 4,524 |
| Average Assets, quarterly | $94,068,000 | 4,611 |
| Volatile liabilities | $6,654,000 | 5,962 |
| Insider loans | $2,445,000 | 1,787 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,697,000 | 3,348 |
| Tier 1 (core) risk-based capital | $10,251,000 | 4,127 |
| Tier 2 risk-based capital | $790,320 | 3,624 |
| Total risk weighted assets | $62,993,020 | 4,141 |
| Total unused commitments | $9,697,000 | 3,363 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 54 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $92,857,000 | 4,666 |
| Cash and due from depository institutions | $8,250,000 | 3,715 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,807,000 | 5,905 |
| Federal funds sold & reverse repurchase agreements | $4,749,000 | 1,919 |
| Net loans & leases | $53,976,000 | 4,603 |
| Loan loss allowance | $1,020,000 | 3,518 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,642,000 | 1,606 |
| Other real estate owned | $416,000 | 3,715 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,017,000 | 6,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,857,000 | 4,666 |
| Total liabilities | $84,223,000 | 4,662 |
| Total deposits | $81,283,000 | 4,582 |
| Interest-bearing deposits | $56,704,000 | 5,496 |
| Deposits held in domestic offices | $81,283,000 | 4,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,685,000 | 2,386 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000 | 5,280 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $245,000 | 8,181 |
| Total equity capital | $8,634,000 | 4,623 |
| Total bank equity capital | $8,634,000 | 4,623 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,800,000 | 811 |
| Surplus | $960,000 | 8,319 |
| Undivided profits | $2,874,000 | 6,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $344,000 | 5,890 |
| Earning assets | $78,532,000 | 5,006 |
| Long-term assets (5+ years) | $6,431,000 | 5,337 |
| Average Assets, year-to-date | $84,146,800 | 4,981 |
| Average Assets, quarterly | $91,957,500 | 4,681 |
| Volatile liabilities | $6,908,000 | 5,596 |
| Insider loans | $2,338,000 | 1,791 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,300,000 | 3,573 |
| Tier 1 (core) risk-based capital | $8,749,000 | 4,635 |
| Tier 2 risk-based capital | $822,100 | 3,483 |
| Total risk weighted assets | $65,570,300 | 3,910 |
| Total unused commitments | $8,300,000 | 3,580 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $78,539,000 | 5,520 |
| Cash and due from depository institutions | $4,808,000 | 4,957 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,961,000 | 7,721 |
| Federal funds sold & reverse repurchase agreements | $6,817,000 | 2,054 |
| Net loans & leases | $49,476,000 | 4,828 |
| Loan loss allowance | $1,071,000 | 3,480 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,832,000 | 2,591 |
| Other real estate owned | $0 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $645,000 | 8,194 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,539,000 | 5,520 |
| Total liabilities | $70,845,000 | 5,541 |
| Total deposits | $69,962,000 | 5,406 |
| Interest-bearing deposits | $53,236,000 | 6,026 |
| Deposits held in domestic offices | $69,962,000 | 5,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $391,000 | 3,379 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $492,000 | 5,408 |
| Total equity capital | $7,694,000 | 5,161 |
| Total bank equity capital | $7,694,000 | 5,161 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,800,000 | 802 |
| Surplus | $960,000 | 8,513 |
| Undivided profits | $1,934,000 | 7,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $471,000 | 5,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $298,000 | 6,116 |
| Earning assets | $70,254,000 | 5,640 |
| Long-term assets (5+ years) | $3,724,000 | 7,254 |
| Average Assets, year-to-date | $73,590,200 | 5,678 |
| Average Assets, quarterly | $76,934,500 | 5,562 |
| Volatile liabilities | $6,079,000 | 5,834 |
| Insider loans | $2,326,000 | 1,770 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,527,000 | 3,459 |
| Tier 1 (core) risk-based capital | $7,565,000 | 5,165 |
| Tier 2 risk-based capital | $714,410 | 3,878 |
| Total risk weighted assets | $56,796,310 | 4,378 |
| Total unused commitments | $8,527,000 | 3,479 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 37 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $68,521,000 | 6,233 |
| Cash and due from depository institutions | $6,497,000 | 5,527 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,375,000 | 8,245 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 4,444 |
| Net loans & leases | $44,592,000 | 5,280 |
| Loan loss allowance | $810,000 | 4,452 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,063,000 | 5,962 |
| Other real estate owned | $0 | 5,527 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $494,000 | 9,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,521,000 | 6,233 |
| Total liabilities | $61,866,000 | 6,261 |
| Total deposits | $60,904,000 | 6,170 |
| Interest-bearing deposits | $47,129,000 | 6,780 |
| Deposits held in domestic offices | $60,904,000 | 6,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $529,000 | 2,966 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $433,000 | 6,480 |
| Total equity capital | $6,655,000 | 5,615 |
| Total bank equity capital | $6,655,000 | 5,615 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,800,000 | 807 |
| Surplus | $960,000 | 8,577 |
| Undivided profits | $895,000 | 9,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 10,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $269,000 | 7,119 |
| Earning assets | $60,467,000 | 6,410 |
| Long-term assets (5+ years) | $1,440,000 | 9,629 |
| Average Assets, year-to-date | $64,204,800 | 6,436 |
| Average Assets, quarterly | $65,774,500 | 6,377 |
| Volatile liabilities | $8,258,000 | 4,728 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,856,000 | 4,183 |
| Tier 1 (core) risk-based capital | $6,655,000 | 5,552 |
| Tier 2 risk-based capital | $598,150 | 4,500 |
| Total risk weighted assets | $47,640,450 | 5,139 |
| Total unused commitments | $5,856,000 | 4,203 |
| Derivatives | $0 | 651 |