Home > Citizens Bank & Trust > Assets and Liabilities
Citizens Bank & Trust, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 52 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $89,616,000 | 4,868 |
| Cash and due from depository institutions | $1,894,000 | 3,715 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $25,618,000 | 4,623 |
| Federal funds sold & reverse repurchase agreements | $5,150,000 | 2,797 |
| Net loans & leases | $54,463,000 | 4,660 |
| Loan loss allowance | $1,044,000 | 3,391 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $785,000 | 6,885 |
| Other real estate owned | $705,000 | 3,715 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,001,000 | 6,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,616,000 | 4,868 |
| Total liabilities | $81,472,000 | 4,825 |
| Total deposits | $80,357,000 | 4,674 |
| Interest-bearing deposits | $64,529,000 | 4,986 |
| Deposits held in domestic offices | $80,357,000 | 4,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $703,000 | 2,901 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $412,000 | 7,021 |
| Total equity capital | $8,144,000 | 5,164 |
| Total bank equity capital | $8,144,000 | 5,164 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $670,000 | 4,750 |
| Surplus | $2,505,000 | 4,738 |
| Undivided profits | $4,969,000 | 4,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,037,000 | 2,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $346,000 | 6,477 |
| Earning assets | $85,231,000 | 4,722 |
| Long-term assets (5+ years) | $2,593,000 | 7,370 |
| Average Assets, year-to-date | $86,637,000 | 4,832 |
| Average Assets, quarterly | $89,023,000 | 4,843 |
| Volatile liabilities | $5,042,000 | 6,888 |
| Insider loans | $4,100,000 | 1,087 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,925,000 | 3,291 |
| Tier 1 (core) risk-based capital | $8,142,000 | 5,023 |
| Tier 2 risk-based capital | $774,370 | 3,677 |
| Total risk weighted assets | $61,680,070 | 4,215 |
| Total unused commitments | $9,925,000 | 3,304 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 53 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $84,242,000 | 5,087 |
| Cash and due from depository institutions | $3,387,000 | 3,774 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,583,000 | 5,962 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,851 |
| Net loans & leases | $56,957,000 | 4,390 |
| Loan loss allowance | $1,234,000 | 2,983 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $761,000 | 7,106 |
| Other real estate owned | $1,133,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,121,000 | 6,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,242,000 | 5,087 |
| Total liabilities | $76,854,000 | 5,031 |
| Total deposits | $76,459,000 | 4,822 |
| Interest-bearing deposits | $62,522,000 | 5,040 |
| Deposits held in domestic offices | $76,459,000 | 4,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $134,000 | 4,641 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $261,000 | 7,910 |
| Total equity capital | $7,388,000 | 5,257 |
| Total bank equity capital | $7,388,000 | 5,257 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $670,000 | 4,985 |
| Surplus | $2,505,000 | 4,703 |
| Undivided profits | $4,213,000 | 4,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,711,000 | 1,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $339,000 | 5,955 |
| Earning assets | $77,840,000 | 5,044 |
| Long-term assets (5+ years) | $1,625,000 | 8,695 |
| Average Assets, year-to-date | $83,935,600 | 4,997 |
| Average Assets, quarterly | $84,248,500 | 5,050 |
| Volatile liabilities | $3,584,000 | 7,890 |
| Insider loans | $2,140,000 | 1,951 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,669,000 | 2,652 |
| Tier 1 (core) risk-based capital | $7,433,000 | 5,322 |
| Tier 2 risk-based capital | $752,610 | 3,753 |
| Total risk weighted assets | $59,727,110 | 4,251 |
| Total unused commitments | $12,669,000 | 2,662 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 53 | 3,910 |
| Assets and Liabilities | ||
| Total Assets: | $83,242,000 | 5,226 |
| Cash and due from depository institutions | $5,203,000 | 3,910 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,680,000 | 7,187 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,961 |
| Net loans & leases | $56,462,000 | 4,320 |
| Loan loss allowance | $887,000 | 4,115 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $810,000 | 6,961 |
| Other real estate owned | $2,395,000 | 3,910 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $793,000 | 7,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,242,000 | 5,226 |
| Total liabilities | $76,365,000 | 5,173 |
| Total deposits | $75,763,000 | 5,002 |
| Interest-bearing deposits | $62,922,000 | 5,223 |
| Deposits held in domestic offices | $75,763,000 | 4,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $190,000 | 4,065 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $412,000 | 6,148 |
| Total equity capital | $6,877,000 | 5,681 |
| Total bank equity capital | $6,877,000 | 5,681 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $670,000 | 5,204 |
| Surplus | $2,505,000 | 4,674 |
| Undivided profits | $3,702,000 | 5,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 5,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $292,000 | 6,220 |
| Earning assets | $74,042,000 | 5,387 |
| Long-term assets (5+ years) | $5,991,000 | 5,886 |
| Average Assets, year-to-date | $78,535,600 | 5,376 |
| Average Assets, quarterly | $82,215,000 | 5,233 |
| Volatile liabilities | $3,685,000 | 7,654 |
| Insider loans | $3,289,000 | 1,257 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,481,000 | 3,474 |
| Tier 1 (core) risk-based capital | $6,877,000 | 5,600 |
| Tier 2 risk-based capital | $761,060 | 3,681 |
| Total risk weighted assets | $60,758,960 | 4,133 |
| Total unused commitments | $8,481,000 | 3,495 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 53 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $76,132,000 | 5,720 |
| Cash and due from depository institutions | $2,990,000 | 3,994 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $18,937,000 | 6,329 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 7,040 |
| Net loans & leases | $48,494,000 | 4,920 |
| Loan loss allowance | $985,000 | 3,777 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $832,000 | 6,963 |
| Other real estate owned | $2,475,000 | 3,994 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $704,000 | 8,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,132,000 | 5,720 |
| Total liabilities | $70,003,000 | 5,670 |
| Total deposits | $69,358,000 | 5,532 |
| Interest-bearing deposits | $59,601,000 | 5,609 |
| Deposits held in domestic offices | $69,358,000 | 5,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $272,000 | 3,656 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $373,000 | 7,156 |
| Total equity capital | $6,129,000 | 6,038 |
| Total bank equity capital | $6,129,000 | 6,038 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $670,000 | 5,466 |
| Surplus | $2,505,000 | 4,604 |
| Undivided profits | $2,954,000 | 6,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,008,000 | 3,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $270,000 | 7,095 |
| Earning assets | $69,131,000 | 5,737 |
| Long-term assets (5+ years) | $10,342,000 | 4,247 |
| Average Assets, year-to-date | $78,064,200 | 5,471 |
| Average Assets, quarterly | $77,264,000 | 5,594 |
| Volatile liabilities | $2,811,000 | 8,809 |
| Insider loans | $1,027,000 | 815 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,756,000 | 6,354 |
| Tier 1 (core) risk-based capital | $6,129,000 | 5,954 |
| Tier 2 risk-based capital | $673,150 | 4,094 |
| Total risk weighted assets | $53,540,250 | 4,655 |
| Total unused commitments | $2,756,000 | 6,383 |
| Derivatives | $0 | 651 |