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Citizens Bank of Washington, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$21,821,0001,533
Total interest expense$8,482,0001,855
Net interest income$13,339,0001,346
Provision for loan and lease losses$360,0002,253
Total noninterest income$1,614,0002,175
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,077,0001,240
Trading account gains and fees$0262
Additional Noninterest Income$537,0002,784
Total noninterest expense$5,059,0002,705
Salaries and employee benefits$2,222,0003,001
Premises and equipment expense$931,0002,145
Additional noninterest expense$1,906,0002,572
Pre-tax net operating income$9,534,000822
Securities gains (losses)$04,148
Applicable income taxes$3,841,000728
Income before extraordinary items$5,693,000930
Extraordinary gains, net$053
Net income$5,693,000931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$428,0001,605
Cash dividends$1,500,0001,563
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,693,000910
1995-12-31 (YTD Data)Rank
Total interest income$22,144,0001,533
Total interest expense$8,875,0001,789
Net interest income$13,269,0001,354
Provision for loan and lease losses$490,0001,601
Total noninterest income$1,442,0002,348
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$932,0001,465
Trading account gains and fees$0522
Additional Noninterest Income$510,0002,840
Total noninterest expense$5,696,0002,389
Salaries and employee benefits$2,797,0002,374
Premises and equipment expense$382,0004,716
Additional noninterest expense$2,517,0001,984
Pre-tax net operating income$8,525,000933
Securities gains (losses)$218,000644
Applicable income taxes$3,543,000795
Income before extraordinary items$5,200,0001,032
Extraordinary gains, net$065
Net income$5,200,0001,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0001,802
Cash dividends$6,600,000515
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,060,4801,041
1994-12-31 (YTD Data)Rank
Total interest income$19,963,0001,550
Total interest expense$6,552,0001,902
Net interest income$13,411,0001,343
Provision for loan and lease losses$900,000996
Total noninterest income$1,290,0002,596
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$861,0001,575
Trading account gains and fees$0475
Additional Noninterest Income$429,0003,265
Total noninterest expense$6,756,0002,101
Salaries and employee benefits$2,974,0002,239
Premises and equipment expense$1,032,0001,966
Additional noninterest expense$2,750,0001,969
Pre-tax net operating income$7,045,0001,076
Securities gains (losses)$5,0002,624
Applicable income taxes$2,727,000942
Income before extraordinary items$4,323,0001,174
Extraordinary gains, net$0249
Net income$4,323,0001,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,558
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,319,8001,188
1993-12-31 (YTD Data)Rank
Total interest income$17,148,0001,827
Total interest expense$6,202,0002,100
Net interest income$10,946,0001,656
Provision for loan and lease losses$1,065,0001,244
Total noninterest income$1,130,0003,053
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$863,0001,585
Trading account gains and fees$0532
Additional Noninterest Income$267,0004,801
Total noninterest expense$7,810,0001,900
Salaries and employee benefits$4,505,0001,509
Premises and equipment expense$1,263,0001,655
Additional noninterest expense$2,042,0002,682
Pre-tax net operating income$3,201,0002,130
Securities gains (losses)$10,0005,473
Applicable income taxes$1,310,0001,787
Income before extraordinary items$1,901,0002,650
Extraordinary gains, net$03,149
Net income$1,901,0002,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,798
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,894,6002,493
1992-12-31 (YTD Data)Rank
Total interest income$17,409,0002,036
Total interest expense$7,539,0002,251
Net interest income$9,870,0001,854
Provision for loan and lease losses$1,415,0001,461
Total noninterest income$1,109,0003,049
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$827,0001,655
Trading account gains and fees$0504
Additional Noninterest Income$282,0004,608
Total noninterest expense$7,292,0002,019
Salaries and employee benefits$4,392,0001,508
Premises and equipment expense$1,409,0001,518
Additional noninterest expense$1,491,0003,623
Pre-tax net operating income$2,272,0002,745
Securities gains (losses)$3,0007,429
Applicable income taxes$814,0002,570
Income before extraordinary items$1,461,0003,158
Extraordinary gains, net$01,422
Net income$1,461,0003,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$616,0002,140
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,459,0802,928

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.