Home > Citizens Bank of Virginia > Assets and Liabilities
Citizens Bank of Virginia, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 73 | 2,664 |
| Assets and Liabilities | ||
| Total Assets: | $227,702,000 | 2,079 |
| Cash and due from depository institutions | $4,287,000 | 2,664 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $98,575,000 | 1,262 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $119,866,000 | 2,309 |
| Loan loss allowance | $1,754,000 | 2,174 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,136,000 | 3,494 |
| Other real estate owned | $180,000 | 2,664 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,658,000 | 2,827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,702,000 | 2,079 |
| Total liabilities | $209,083,000 | 2,043 |
| Total deposits | $192,338,000 | 2,047 |
| Interest-bearing deposits | $162,662,000 | 2,094 |
| Deposits held in domestic offices | $192,338,000 | 2,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,202,000 | 1,002 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,543,000 | 1,108 |
| Total equity capital | $18,619,000 | 2,395 |
| Total bank equity capital | $18,619,000 | 2,395 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,886,000 | 2,188 |
| Surplus | $17,998,000 | 1,001 |
| Undivided profits | $-1,265,000 | 11,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $865,000 | 2,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $639,000 | 3,747 |
| Earning assets | $218,441,000 | 1,967 |
| Long-term assets (5+ years) | $26,227,000 | 2,031 |
| Average Assets, year-to-date | $182,477,000 | 2,465 |
| Average Assets, quarterly | $218,831,000 | 2,142 |
| Volatile liabilities | $33,452,000 | 1,729 |
| Insider loans | $3,830,000 | 1,164 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $48,804,000 | 1,048 |
| Tier 1 (core) risk-based capital | $18,386,000 | 2,323 |
| Tier 2 risk-based capital | $1,754,000 | 1,781 |
| Total risk weighted assets | $144,480,600 | 1,932 |
| Total unused commitments | $48,804,000 | 1,056 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 69 | 2,924 |
| Assets and Liabilities | ||
| Total Assets: | $133,543,000 | 3,333 |
| Cash and due from depository institutions | $3,082,000 | 2,924 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $35,350,000 | 3,683 |
| Federal funds sold & reverse repurchase agreements | $12,600,000 | 767 |
| Net loans & leases | $78,255,000 | 3,306 |
| Loan loss allowance | $1,517,000 | 2,513 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,359,000 | 3,142 |
| Other real estate owned | $552,000 | 2,924 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,345,000 | 5,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,543,000 | 3,333 |
| Total liabilities | $123,478,000 | 3,278 |
| Total deposits | $112,423,000 | 3,388 |
| Interest-bearing deposits | $88,045,000 | 3,678 |
| Deposits held in domestic offices | $112,423,000 | 3,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,668,000 | 1,237 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $387,000 | 6,243 |
| Total equity capital | $10,065,000 | 4,017 |
| Total bank equity capital | $10,065,000 | 4,017 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,886,000 | 2,245 |
| Surplus | $10,498,000 | 1,463 |
| Undivided profits | $-2,319,000 | 12,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $916,000 | 2,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $292,000 | 6,723 |
| Earning assets | $126,205,000 | 3,239 |
| Long-term assets (5+ years) | $20,422,000 | 2,501 |
| Average Assets, year-to-date | $118,772,200 | 3,637 |
| Average Assets, quarterly | $128,255,000 | 3,446 |
| Volatile liabilities | $22,327,000 | 2,316 |
| Insider loans | $2,568,000 | 1,643 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $23,692,000 | 1,694 |
| Tier 1 (core) risk-based capital | $10,129,000 | 4,075 |
| Tier 2 risk-based capital | $1,181,770 | 2,502 |
| Total risk weighted assets | $94,206,570 | 2,792 |
| Total unused commitments | $23,692,000 | 1,706 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $104,498,000 | 4,279 |
| Cash and due from depository institutions | $5,113,000 | 3,235 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $22,616,000 | 5,613 |
| Federal funds sold & reverse repurchase agreements | $7,250,000 | 1,920 |
| Net loans & leases | $65,870,000 | 3,807 |
| Loan loss allowance | $899,000 | 4,075 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,283,000 | 5,244 |
| Other real estate owned | $1,315,000 | 3,235 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,051,000 | 5,869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,498,000 | 4,279 |
| Total liabilities | $95,547,000 | 4,240 |
| Total deposits | $89,993,000 | 4,289 |
| Interest-bearing deposits | $72,677,000 | 4,600 |
| Deposits held in domestic offices | $89,993,000 | 4,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,419,000 | 1,443 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $135,000 | 10,746 |
| Total equity capital | $8,951,000 | 4,522 |
| Total bank equity capital | $8,951,000 | 4,522 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,886,000 | 2,288 |
| Surplus | $9,498,000 | 1,525 |
| Undivided profits | $-2,433,000 | 13,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,871,000 | 2,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $201,000 | 8,097 |
| Earning assets | $95,736,000 | 4,294 |
| Long-term assets (5+ years) | $29,620,000 | 1,928 |
| Average Assets, year-to-date | $93,691,400 | 4,617 |
| Average Assets, quarterly | $103,124,500 | 4,295 |
| Volatile liabilities | $14,236,000 | 3,125 |
| Insider loans | $3,455,000 | 1,203 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,153,000 | 2,303 |
| Tier 1 (core) risk-based capital | $8,951,000 | 4,429 |
| Tier 2 risk-based capital | $899,000 | 3,186 |
| Total risk weighted assets | $76,970,300 | 3,350 |
| Total unused commitments | $15,153,000 | 2,321 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 50 | 4,240 |
| Assets and Liabilities | ||
| Total Assets: | $82,107,000 | 5,373 |
| Cash and due from depository institutions | $3,815,000 | 4,240 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,606,000 | 8,151 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $62,127,000 | 4,045 |
| Loan loss allowance | $1,256,000 | 3,096 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $824,000 | 7,006 |
| Other real estate owned | $1,996,000 | 4,240 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $739,000 | 7,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,107,000 | 5,373 |
| Total liabilities | $75,285,000 | 5,338 |
| Total deposits | $65,948,000 | 5,785 |
| Interest-bearing deposits | $56,894,000 | 5,830 |
| Deposits held in domestic offices | $65,948,000 | 5,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,300,000 | 1,090 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $950,000 | 2,594 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $87,000 | 12,652 |
| Total equity capital | $6,822,000 | 5,497 |
| Total bank equity capital | $6,822,000 | 5,497 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,886,000 | 2,372 |
| Surplus | $7,498,000 | 1,852 |
| Undivided profits | $-2,562,000 | 13,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,846,000 | 2,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $186,000 | 9,021 |
| Earning assets | $74,733,000 | 5,382 |
| Long-term assets (5+ years) | $10,683,000 | 4,166 |
| Average Assets, year-to-date | $75,267,800 | 5,639 |
| Average Assets, quarterly | $79,786,000 | 5,440 |
| Volatile liabilities | $15,078,000 | 2,952 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,220,000 | 3,656 |
| Tier 1 (core) risk-based capital | $6,822,000 | 5,437 |
| Tier 2 risk-based capital | $869,600 | 3,288 |
| Total risk weighted assets | $69,181,200 | 3,749 |
| Total unused commitments | $7,220,000 | 3,676 |
| Derivatives | $0 | 651 |