Home > Citizens Bank of Tulsa > Income and Expense
Citizens Bank of Tulsa, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,192,000 | 1,468 |
| Total interest expense | $10,397,000 | 1,443 |
| Net interest income | $11,795,000 | 1,494 |
| Provision for loan and lease losses | $400,000 | 2,102 |
| Total noninterest income | $1,696,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $201,000 | 5,104 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,495,000 | 1,403 |
| Total noninterest expense | $4,465,000 | 3,004 |
| Salaries and employee benefits | $2,041,000 | 3,378 |
| Premises and equipment expense | $485,000 | 3,870 |
| Additional noninterest expense | $1,939,000 | 2,260 |
| Pre-tax net operating income | $8,626,000 | 934 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,941,000 | 898 |
| Income before extraordinary items | $5,685,000 | 977 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,685,000 | 976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,700 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,685,000 | 964 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,089,000 | 1,701 |
| Total interest expense | $8,853,000 | 1,733 |
| Net interest income | $10,236,000 | 1,670 |
| Provision for loan and lease losses | $1,120,000 | 875 |
| Total noninterest income | $1,509,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $224,000 | 4,820 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,285,000 | 1,555 |
| Total noninterest expense | $3,611,000 | 3,517 |
| Salaries and employee benefits | $1,624,000 | 3,990 |
| Premises and equipment expense | $436,000 | 4,130 |
| Additional noninterest expense | $1,551,000 | 2,690 |
| Pre-tax net operating income | $7,014,000 | 1,076 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $186,000 | 6,344 |
| Income before extraordinary items | $6,825,000 | 805 |
| Extraordinary gains, net | $500,000 | 8 |
| Net income | $7,325,000 | 760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $680,000 | 994 |
| Cash dividends | $4,083,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,827,910 | 775 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,942,000 | 2,041 |
| Total interest expense | $7,512,000 | 2,041 |
| Net interest income | $8,430,000 | 2,068 |
| Provision for loan and lease losses | $785,000 | 1,208 |
| Total noninterest income | $1,171,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $227,000 | 4,950 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $944,000 | 1,814 |
| Total noninterest expense | $3,308,000 | 3,791 |
| Salaries and employee benefits | $1,419,000 | 4,453 |
| Premises and equipment expense | $400,000 | 4,453 |
| Additional noninterest expense | $1,489,000 | 2,755 |
| Pre-tax net operating income | $5,508,000 | 1,409 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $5,508,000 | 1,005 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,508,000 | 1,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,374 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,508,000 | 979 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,573,000 | 2,859 |
| Total interest expense | $5,799,000 | 2,626 |
| Net interest income | $5,774,000 | 3,063 |
| Provision for loan and lease losses | $485,000 | 1,774 |
| Total noninterest income | $839,000 | 3,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $747,000 | 1,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,384 |
| Total noninterest expense | $2,749,000 | 4,632 |
| Salaries and employee benefits | $1,156,000 | 5,371 |
| Premises and equipment expense | $347,000 | 5,035 |
| Additional noninterest expense | $1,246,000 | 3,664 |
| Pre-tax net operating income | $3,379,000 | 2,112 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,228,000 | 1,955 |
| Income before extraordinary items | $2,151,000 | 2,285 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,151,000 | 2,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,632 |
| Cash dividends | $84,000 | 6,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,151,000 | 2,239 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,623,000 | 4,197 |
| Total interest expense | $3,937,000 | 3,731 |
| Net interest income | $3,686,000 | 4,649 |
| Provision for loan and lease losses | $418,000 | 1,811 |
| Total noninterest income | $574,000 | 4,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $2,098,000 | 5,778 |
| Salaries and employee benefits | $908,000 | 6,525 |
| Premises and equipment expense | $254,000 | 6,277 |
| Additional noninterest expense | $936,000 | 4,603 |
| Pre-tax net operating income | $1,744,000 | 3,946 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $699,000 | 3,241 |
| Income before extraordinary items | $1,045,000 | 4,420 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,045,000 | 4,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,632 |
| Cash dividends | $45,000 | 7,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,045,000 | 4,414 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 6,940 |
| Total interest expense | $1,547,000 | 6,760 |
| Net interest income | $2,262,000 | 6,942 |
| Provision for loan and lease losses | $334,000 | 2,096 |
| Total noninterest income | $432,000 | 5,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $1,607,000 | 7,279 |
| Salaries and employee benefits | $694,000 | 7,928 |
| Premises and equipment expense | $159,000 | 8,320 |
| Additional noninterest expense | $754,000 | 5,974 |
| Pre-tax net operating income | $753,000 | 7,115 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $204,000 | 7,278 |
| Income before extraordinary items | $549,000 | 6,916 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $549,000 | 6,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $549,000 | 6,972 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 11,662 |
| Total interest expense | $511,000 | 11,635 |
| Net interest income | $800,000 | 11,509 |
| Provision for loan and lease losses | $199,000 | 3,952 |
| Total noninterest income | $415,000 | 6,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $1,145,000 | 9,131 |
| Salaries and employee benefits | $520,000 | 9,456 |
| Premises and equipment expense | $150,000 | 8,908 |
| Additional noninterest expense | $475,000 | 8,475 |
| Pre-tax net operating income | $-129,000 | 12,626 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-129,000 | 12,688 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-129,000 | 12,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,994 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,006,000 | 345 |
| Net operating income | $-129,000 | 12,592 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 12,786 |
| Total interest expense | $492,000 | 12,794 |
| Net interest income | $628,000 | 12,613 |
| Provision for loan and lease losses | $73,000 | 8,154 |
| Total noninterest income | $448,000 | 6,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $897,000 | 10,500 |
| Salaries and employee benefits | $360,000 | 11,340 |
| Premises and equipment expense | $129,000 | 9,729 |
| Additional noninterest expense | $408,000 | 9,464 |
| Pre-tax net operating income | $106,000 | 11,961 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $24,000 | 11,995 |
| Income before extraordinary items | $82,000 | 12,188 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $82,000 | 12,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 5,269 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $675,000 | 495 |
| Net operating income | $82,000 | 11,889 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.