Home > Citizens Bank of Tulsa > Assets and Liabilities
Citizens Bank of Tulsa, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 53 | 3,277 |
| Assets and Liabilities | ||
| Total Assets: | $293,952,000 | 1,612 |
| Cash and due from depository institutions | $21,329,000 | 3,277 |
| Interest-bearing balances | $350,000 | 3,473 |
| Securities | $42,613,000 | 2,641 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,496 |
| Net loans & leases | $220,598,000 | 1,388 |
| Loan loss allowance | $2,929,000 | 1,312 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,417,000 | 1,941 |
| Other real estate owned | $693,000 | 3,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,002,000 | 2,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,952,000 | 1,612 |
| Total liabilities | $270,087,000 | 1,574 |
| Total deposits | $267,278,000 | 1,407 |
| Interest-bearing deposits | $231,844,000 | 1,405 |
| Deposits held in domestic offices | $267,278,000 | 1,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $762,000 | 4,776 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,047,000 | 1,847 |
| Total equity capital | $23,865,000 | 1,855 |
| Total bank equity capital | $23,865,000 | 1,855 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $5,850,000 | 2,619 |
| Undivided profits | $17,015,000 | 1,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 6,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,291,000 | 1,717 |
| Earning assets | $264,861,000 | 1,626 |
| Long-term assets (5+ years) | $38,668,000 | 2,112 |
| Average Assets, year-to-date | $274,095,800 | 1,653 |
| Average Assets, quarterly | $286,112,000 | 1,634 |
| Volatile liabilities | $45,245,000 | 1,799 |
| Insider loans | $933,000 | 3,910 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $31,815,000 | 1,672 |
| Tier 1 (core) risk-based capital | $24,447,000 | 1,785 |
| Tier 2 risk-based capital | $2,929,000 | 1,233 |
| Total risk weighted assets | $247,789,600 | 1,255 |
| Total unused commitments | $31,815,000 | 1,674 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 48 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $253,590,000 | 1,816 |
| Cash and due from depository institutions | $11,195,000 | 3,601 |
| Interest-bearing balances | $350,000 | 3,836 |
| Securities | $27,925,000 | 3,841 |
| Federal funds sold & reverse repurchase agreements | $27,775,000 | 567 |
| Net loans & leases | $179,939,000 | 1,566 |
| Loan loss allowance | $2,854,000 | 1,286 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,503,000 | 2,316 |
| Other real estate owned | $952,000 | 3,601 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,301,000 | 3,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,590,000 | 1,816 |
| Total liabilities | $234,557,000 | 1,778 |
| Total deposits | $231,264,000 | 1,626 |
| Interest-bearing deposits | $194,536,000 | 1,659 |
| Deposits held in domestic offices | $231,264,000 | 1,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $822,000 | 3,950 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,471,000 | 1,664 |
| Total equity capital | $19,033,000 | 2,366 |
| Total bank equity capital | $19,033,000 | 2,366 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $5,850,000 | 2,486 |
| Undivided profits | $12,183,000 | 2,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,001,000 | 2,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,132,000 | 1,941 |
| Earning assets | $235,989,000 | 1,808 |
| Long-term assets (5+ years) | $24,353,000 | 2,760 |
| Average Assets, year-to-date | $229,296,600 | 1,912 |
| Average Assets, quarterly | $245,806,000 | 1,841 |
| Volatile liabilities | $38,393,000 | 1,767 |
| Insider loans | $935,000 | 3,712 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,665,000 | 2,288 |
| Tier 1 (core) risk-based capital | $18,762,000 | 2,280 |
| Tier 2 risk-based capital | $2,525,840 | 1,325 |
| Total risk weighted assets | $201,739,040 | 1,428 |
| Total unused commitments | $19,665,000 | 2,297 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $205,940,000 | 2,207 |
| Cash and due from depository institutions | $8,133,000 | 3,856 |
| Interest-bearing balances | $350,000 | 3,445 |
| Securities | $22,952,000 | 4,466 |
| Federal funds sold & reverse repurchase agreements | $24,275,000 | 551 |
| Net loans & leases | $145,903,000 | 1,925 |
| Loan loss allowance | $1,370,000 | 2,532 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,787,000 | 2,827 |
| Other real estate owned | $0 | 3,856 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,890,000 | 3,683 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,940,000 | 2,207 |
| Total liabilities | $189,117,000 | 2,164 |
| Total deposits | $186,463,000 | 2,023 |
| Interest-bearing deposits | $154,377,000 | 2,094 |
| Deposits held in domestic offices | $186,463,000 | 2,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $883,000 | 3,664 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,771,000 | 2,257 |
| Total equity capital | $16,823,000 | 2,646 |
| Total bank equity capital | $16,823,000 | 2,646 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $5,850,000 | 2,434 |
| Undivided profits | $9,973,000 | 2,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 8,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $910,000 | 2,523 |
| Earning assets | $193,480,000 | 2,170 |
| Long-term assets (5+ years) | $28,457,000 | 2,162 |
| Average Assets, year-to-date | $185,358,800 | 2,320 |
| Average Assets, quarterly | $202,317,500 | 2,217 |
| Volatile liabilities | $27,870,000 | 2,267 |
| Insider loans | $987,000 | 3,597 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $22,866,000 | 1,910 |
| Tier 1 (core) risk-based capital | $16,758,000 | 2,553 |
| Tier 2 risk-based capital | $1,370,000 | 2,184 |
| Total risk weighted assets | $166,627,000 | 1,680 |
| Total unused commitments | $22,866,000 | 1,915 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $161,951,000 | 2,842 |
| Cash and due from depository institutions | $6,604,000 | 4,777 |
| Interest-bearing balances | $350,000 | 3,400 |
| Securities | $17,683,000 | 5,771 |
| Federal funds sold & reverse repurchase agreements | $12,450,000 | 1,054 |
| Net loans & leases | $121,394,000 | 2,331 |
| Loan loss allowance | $1,070,000 | 3,310 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,706,000 | 2,866 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,114,000 | 5,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,951,000 | 2,842 |
| Total liabilities | $150,773,000 | 2,755 |
| Total deposits | $149,805,000 | 2,582 |
| Interest-bearing deposits | $127,212,000 | 2,612 |
| Deposits held in domestic offices | $149,805,000 | 2,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $968,000 | 3,616 |
| Total equity capital | $11,178,000 | 3,929 |
| Total bank equity capital | $11,178,000 | 3,929 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $5,850,000 | 2,497 |
| Undivided profits | $4,328,000 | 4,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 10,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $676,000 | 3,411 |
| Earning assets | $151,877,000 | 2,769 |
| Long-term assets (5+ years) | $3,056,000 | 6,979 |
| Average Assets, year-to-date | $137,386,400 | 3,161 |
| Average Assets, quarterly | $157,809,500 | 2,867 |
| Volatile liabilities | $24,353,000 | 2,478 |
| Insider loans | $989,000 | 3,694 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,493,000 | 2,491 |
| Tier 1 (core) risk-based capital | $11,162,000 | 3,827 |
| Tier 2 risk-based capital | $1,070,000 | 2,786 |
| Total risk weighted assets | $119,312,300 | 2,368 |
| Total unused commitments | $15,493,000 | 2,504 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $110,125,000 | 4,041 |
| Cash and due from depository institutions | $5,796,000 | 5,049 |
| Interest-bearing balances | $350,000 | 3,671 |
| Securities | $12,452,000 | 7,451 |
| Federal funds sold & reverse repurchase agreements | $9,825,000 | 1,481 |
| Net loans & leases | $78,632,000 | 3,365 |
| Loan loss allowance | $702,000 | 4,714 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,748,000 | 2,757 |
| Other real estate owned | $0 | 5,049 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $672,000 | 8,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,125,000 | 4,041 |
| Total liabilities | $103,236,000 | 3,885 |
| Total deposits | $102,409,000 | 3,726 |
| Interest-bearing deposits | $86,824,000 | 3,777 |
| Deposits held in domestic offices | $102,409,000 | 3,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $827,000 | 4,271 |
| Total equity capital | $6,889,000 | 5,938 |
| Total bank equity capital | $6,889,000 | 5,938 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $3,600,000 | 3,726 |
| Undivided profits | $2,289,000 | 7,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 8,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $397,000 | 5,814 |
| Earning assets | $101,259,000 | 4,034 |
| Long-term assets (5+ years) | $1,267,000 | 8,683 |
| Average Assets, year-to-date | $92,286,200 | 4,558 |
| Average Assets, quarterly | $106,194,000 | 4,131 |
| Volatile liabilities | $18,051,000 | 2,864 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,000,000 | 3,516 |
| Tier 1 (core) risk-based capital | $6,845,000 | 5,833 |
| Tier 2 risk-based capital | $702,000 | 4,023 |
| Total risk weighted assets | $81,149,000 | 3,286 |
| Total unused commitments | $9,000,000 | 3,529 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $72,330,000 | 5,775 |
| Cash and due from depository institutions | $3,262,000 | 6,680 |
| Interest-bearing balances | $99,000 | 5,563 |
| Securities | $8,352,000 | 9,399 |
| Federal funds sold & reverse repurchase agreements | $7,250,000 | 1,284 |
| Net loans & leases | $52,018,000 | 4,756 |
| Loan loss allowance | $468,000 | 6,473 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,042,000 | 5,951 |
| Other real estate owned | $0 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $406,000 | 10,310 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,330,000 | 5,775 |
| Total liabilities | $67,632,000 | 5,627 |
| Total deposits | $67,283,000 | 5,391 |
| Interest-bearing deposits | $54,629,000 | 5,681 |
| Deposits held in domestic offices | $67,283,000 | 5,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $349,000 | 6,670 |
| Total equity capital | $4,698,000 | 7,430 |
| Total bank equity capital | $4,698,000 | 7,430 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $2,600,000 | 4,585 |
| Undivided profits | $1,098,000 | 8,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 11,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $275,000 | 7,009 |
| Earning assets | $67,719,000 | 5,679 |
| Long-term assets (5+ years) | $13,399,000 | 3,412 |
| Average Assets, year-to-date | $52,517,800 | 7,169 |
| Average Assets, quarterly | $66,307,000 | 6,141 |
| Volatile liabilities | $13,810,000 | 3,419 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,566,000 | 5,171 |
| Tier 1 (core) risk-based capital | $4,844,000 | 7,390 |
| Tier 2 risk-based capital | $468,000 | 5,572 |
| Total risk weighted assets | $55,849,700 | 4,503 |
| Total unused commitments | $4,566,000 | 5,178 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $31,918,000 | 9,897 |
| Cash and due from depository institutions | $3,064,000 | 8,903 |
| Interest-bearing balances | $1,185,000 | 3,163 |
| Securities | $5,955,000 | 10,808 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,553 |
| Net loans & leases | $20,016,000 | 8,832 |
| Loan loss allowance | $176,000 | 10,698 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $602,000 | 8,100 |
| Other real estate owned | $0 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $181,000 | 12,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,918,000 | 9,897 |
| Total liabilities | $29,223,000 | 9,819 |
| Total deposits | $29,141,000 | 9,679 |
| Interest-bearing deposits | $22,235,000 | 10,159 |
| Deposits held in domestic offices | $29,141,000 | 9,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $82,000 | 12,006 |
| Total equity capital | $2,695,000 | 10,243 |
| Total bank equity capital | $2,695,000 | 10,243 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $695,000 | 10,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 11,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $93,000 | 11,234 |
| Earning assets | $29,256,000 | 9,862 |
| Long-term assets (5+ years) | $3,618,000 | 7,324 |
| Average Assets, year-to-date | $20,232,400 | 11,490 |
| Average Assets, quarterly | $26,745,000 | 10,581 |
| Volatile liabilities | $4,872,000 | 6,620 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,311,000 | 8,625 |
| Tier 1 (core) risk-based capital | $2,695,000 | 10,199 |
| Tier 2 risk-based capital | $176,000 | 9,899 |
| Total risk weighted assets | $22,465,400 | 8,652 |
| Total unused commitments | $1,311,000 | 8,651 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $15,758,000 | 12,725 |
| Cash and due from depository institutions | $2,810,000 | 11,407 |
| Interest-bearing balances | $1,383,000 | 3,285 |
| Securities | $1,524,000 | 13,261 |
| Federal funds sold & reverse repurchase agreements | $375,000 | 10,471 |
| Net loans & leases | $10,298,000 | 11,581 |
| Loan loss allowance | $107,000 | 12,417 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $496,000 | 8,944 |
| Other real estate owned | $102,000 | 11,407 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $153,000 | 13,320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,758,000 | 12,725 |
| Total liabilities | $14,940,000 | 12,593 |
| Total deposits | $14,890,000 | 12,510 |
| Interest-bearing deposits | $11,283,000 | 12,787 |
| Deposits held in domestic offices | $14,890,000 | 12,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $50,000 | 13,437 |
| Total equity capital | $818,000 | 13,451 |
| Total bank equity capital | $818,000 | 13,451 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $771,000 | 5,037 |
| Surplus | $834,000 | 9,039 |
| Undivided profits | $-787,000 | 13,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 10,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $53,000 | 12,913 |
| Earning assets | $13,580,000 | 12,805 |
| Long-term assets (5+ years) | $1,254,000 | 9,883 |
| Average Assets, year-to-date | $14,359,600 | 12,872 |
| Average Assets, quarterly | $15,683,000 | 12,697 |
| Volatile liabilities | $1,370,000 | 11,056 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $116,000 | 12,052 |
| Tier 1 (core) risk-based capital | $818,000 | 13,440 |
| Tier 2 risk-based capital | $107,000 | 11,779 |
| Total risk weighted assets | $10,668,400 | 11,886 |
| Total unused commitments | $116,000 | 12,064 |
| Derivatives | $0 | 651 |