Home > Citizens Bank of Texas > Assets and Liabilities
Citizens Bank of Texas, Assets and Liabilities
| 2003-09-30 | Rank | |
| # of Employees: | 56 | 3,076 |
| Assets and Liabilities | ||
| Total Assets: | $126,530,000 | 4,016 |
| Cash and due from depository institutions | $5,289,000 | 3,076 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $3,525,000 | 8,154 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $104,999,000 | 3,203 |
| Loan loss allowance | $1,480,000 | 2,915 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,852,000 | 3,254 |
| Other real estate owned | $865,000 | 3,076 |
| Goodwill and other intangibles | $7,746,000 | 550 |
| All other assets | $1,254,000 | 5,942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,530,000 | 4,016 |
| Total liabilities | $108,201,000 | 4,158 |
| Total deposits | $104,439,000 | 4,001 |
| Interest-bearing deposits | $82,320,000 | 4,226 |
| Deposits held in domestic offices | $104,439,000 | 3,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,773 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $262,000 | 6,738 |
| Total equity capital | $18,329,000 | 2,922 |
| Total bank equity capital | $18,329,000 | 2,922 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $18,337,000 | 1,126 |
| Undivided profits | $-508,000 | 8,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $755,000 | 3,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $486,000 | 5,637 |
| Earning assets | $108,524,000 | 4,223 |
| Long-term assets (5+ years) | $5,671,000 | 6,047 |
| Average Assets, year-to-date | $122,481,750 | 4,031 |
| Average Assets, quarterly | $125,775,500 | 4,011 |
| Volatile liabilities | $37,314,000 | 2,442 |
| Insider loans | $334,000 | 6,155 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,503,000 | 3,461 |
| Tier 1 (core) risk-based capital | $10,573,000 | 4,513 |
| Tier 2 risk-based capital | $1,306,000 | 2,984 |
| Total risk weighted assets | $104,320,000 | 3,384 |
| Total unused commitments | $14,503,000 | 3,466 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 59 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $125,021,000 | 4,044 |
| Cash and due from depository institutions | $4,779,000 | 2,929 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $2,566,000 | 8,439 |
| Federal funds sold & reverse repurchase agreements | $7,780,000 | 2,059 |
| Net loans & leases | $97,247,000 | 3,386 |
| Loan loss allowance | $1,540,000 | 2,792 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,852,000 | 3,225 |
| Other real estate owned | $865,000 | 2,929 |
| Goodwill and other intangibles | $7,746,000 | 525 |
| All other assets | $1,186,000 | 5,974 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,021,000 | 4,044 |
| Total liabilities | $106,971,000 | 4,186 |
| Total deposits | $106,754,000 | 3,921 |
| Interest-bearing deposits | $82,409,000 | 4,219 |
| Deposits held in domestic offices | $106,754,000 | 3,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $217,000 | 7,230 |
| Total equity capital | $18,050,000 | 2,968 |
| Total bank equity capital | $18,050,000 | 2,968 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $18,337,000 | 1,104 |
| Undivided profits | $-787,000 | 8,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $405,000 | 6,093 |
| Earning assets | $107,593,000 | 4,247 |
| Long-term assets (5+ years) | $3,933,000 | 6,502 |
| Average Assets, year-to-date | $121,132,330 | 4,074 |
| Average Assets, quarterly | $121,689,500 | 4,097 |
| Volatile liabilities | $35,708,000 | 2,476 |
| Insider loans | $336,000 | 6,136 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,990,000 | 3,821 |
| Tier 1 (core) risk-based capital | $10,269,000 | 4,536 |
| Tier 2 risk-based capital | $1,233,000 | 3,070 |
| Total risk weighted assets | $98,327,000 | 3,509 |
| Total unused commitments | $11,990,000 | 3,834 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 58 | 2,953 |
| Assets and Liabilities | ||
| Total Assets: | $118,358,000 | 4,180 |
| Cash and due from depository institutions | $4,973,000 | 2,953 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $2,532,000 | 8,506 |
| Federal funds sold & reverse repurchase agreements | $6,905,000 | 2,459 |
| Net loans & leases | $90,850,000 | 3,515 |
| Loan loss allowance | $1,482,000 | 2,854 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,858,000 | 3,170 |
| Other real estate owned | $865,000 | 2,953 |
| Goodwill and other intangibles | $7,746,000 | 519 |
| All other assets | $1,629,000 | 5,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,358,000 | 4,180 |
| Total liabilities | $100,565,000 | 4,333 |
| Total deposits | $100,369,000 | 4,093 |
| Interest-bearing deposits | $77,288,000 | 4,421 |
| Deposits held in domestic offices | $100,369,000 | 4,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $196,000 | 7,475 |
| Total equity capital | $17,793,000 | 2,946 |
| Total bank equity capital | $17,793,000 | 2,946 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $18,337,000 | 1,092 |
| Undivided profits | $-1,044,000 | 8,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $406,000 | 6,107 |
| Earning assets | $100,287,000 | 4,428 |
| Long-term assets (5+ years) | $2,660,000 | 6,949 |
| Average Assets, year-to-date | $119,188,000 | 4,114 |
| Average Assets, quarterly | $119,188,000 | 4,114 |
| Volatile liabilities | $32,252,000 | 2,638 |
| Insider loans | $138,000 | 7,231 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,294,000 | 4,862 |
| Tier 1 (core) risk-based capital | $10,043,000 | 4,553 |
| Tier 2 risk-based capital | $1,168,000 | 3,146 |
| Total risk weighted assets | $93,143,000 | 3,591 |
| Total unused commitments | $7,294,000 | 4,875 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 64 | 2,671 |
| Assets and Liabilities | ||
| Total Assets: | $120,018,000 | 4,082 |
| Cash and due from depository institutions | $5,229,000 | 2,671 |
| Interest-bearing balances | $594,000 | 3,603 |
| Securities | $1,756,000 | 8,736 |
| Federal funds sold & reverse repurchase agreements | $9,080,000 | 1,602 |
| Net loans & leases | $90,482,000 | 3,522 |
| Loan loss allowance | $1,436,000 | 2,857 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,869,000 | 3,135 |
| Other real estate owned | $1,135,000 | 2,671 |
| Goodwill and other intangibles | $7,746,000 | 510 |
| All other assets | $1,721,000 | 4,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,018,000 | 4,082 |
| Total liabilities | $102,414,000 | 4,242 |
| Total deposits | $102,122,000 | 3,977 |
| Interest-bearing deposits | $80,863,000 | 4,217 |
| Deposits held in domestic offices | $102,122,000 | 3,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $292,000 | 6,690 |
| Total equity capital | $17,604,000 | 2,938 |
| Total bank equity capital | $17,604,000 | 2,938 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $18,337,000 | 1,070 |
| Undivided profits | $-1,233,000 | 9,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $411,000 | 6,274 |
| Earning assets | $101,912,000 | 4,323 |
| Long-term assets (5+ years) | $2,688,000 | 6,907 |
| Average Assets, year-to-date | $124,432,400 | 3,830 |
| Average Assets, quarterly | $124,552,500 | 3,927 |
| Volatile liabilities | $35,096,000 | 2,466 |
| Insider loans | $361,000 | 6,024 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,418,000 | 4,209 |
| Tier 1 (core) risk-based capital | $9,848,000 | 4,574 |
| Tier 2 risk-based capital | $1,176,000 | 3,095 |
| Total risk weighted assets | $93,843,000 | 3,531 |
| Total unused commitments | $9,418,000 | 4,211 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $117,111,000 | 4,036 |
| Cash and due from depository institutions | $4,200,000 | 2,963 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $1,370,000 | 9,045 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,466 |
| Net loans & leases | $89,557,000 | 3,460 |
| Loan loss allowance | $1,159,000 | 3,198 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,999,000 | 2,965 |
| Other real estate owned | $0 | 2,963 |
| Goodwill and other intangibles | $7,746,000 | 481 |
| All other assets | $1,239,000 | 5,960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,111,000 | 4,036 |
| Total liabilities | $97,956,000 | 4,264 |
| Total deposits | $97,741,000 | 4,019 |
| Interest-bearing deposits | $77,321,000 | 4,261 |
| Deposits held in domestic offices | $97,741,000 | 4,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $215,000 | 7,747 |
| Total equity capital | $19,155,000 | 2,563 |
| Total bank equity capital | $19,155,000 | 2,563 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $16,937,000 | 1,084 |
| Undivided profits | $1,718,000 | 6,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 6,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $492,000 | 5,991 |
| Earning assets | $100,927,000 | 4,237 |
| Long-term assets (5+ years) | $3,535,000 | 6,702 |
| Average Assets, year-to-date | $110,950,200 | 4,064 |
| Average Assets, quarterly | $119,293,500 | 3,947 |
| Volatile liabilities | $31,506,000 | 2,632 |
| Insider loans | $289,000 | 6,457 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,022,000 | 3,713 |
| Tier 1 (core) risk-based capital | $11,392,000 | 3,898 |
| Tier 2 risk-based capital | $1,134,000 | 3,035 |
| Total risk weighted assets | $90,857,000 | 3,494 |
| Total unused commitments | $11,022,000 | 3,722 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 56 | 3,034 |
| Assets and Liabilities | ||
| Total Assets: | $98,806,000 | 4,487 |
| Cash and due from depository institutions | $4,769,000 | 3,034 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $2,078,000 | 9,254 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 6,712 |
| Net loans & leases | $79,546,000 | 3,708 |
| Loan loss allowance | $1,140,000 | 3,113 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,112,000 | 2,804 |
| Other real estate owned | $0 | 3,034 |
| Goodwill and other intangibles | $8,387,000 | 449 |
| All other assets | $764,000 | 6,973 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,806,000 | 4,487 |
| Total liabilities | $80,706,000 | 4,798 |
| Total deposits | $80,432,000 | 4,535 |
| Interest-bearing deposits | $60,252,000 | 5,001 |
| Deposits held in domestic offices | $80,432,000 | 4,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $274,000 | 7,537 |
| Total equity capital | $18,100,000 | 2,593 |
| Total bank equity capital | $18,100,000 | 2,593 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $16,937,000 | 1,050 |
| Undivided profits | $663,000 | 8,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 8,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $569,000 | 4,660 |
| Earning assets | $81,774,000 | 4,829 |
| Long-term assets (5+ years) | $3,950,000 | 6,430 |
| Average Assets, year-to-date | $93,796,400 | 4,500 |
| Average Assets, quarterly | $96,758,000 | 4,505 |
| Volatile liabilities | $22,341,000 | 3,392 |
| Insider loans | $359,000 | 6,175 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,763,000 | 3,806 |
| Tier 1 (core) risk-based capital | $9,720,000 | 4,396 |
| Tier 2 risk-based capital | $1,034,110 | 3,181 |
| Total risk weighted assets | $82,622,510 | 3,657 |
| Total unused commitments | $9,763,000 | 3,809 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 62 | 2,867 |
| Assets and Liabilities | ||
| Total Assets: | $85,368,000 | 5,002 |
| Cash and due from depository institutions | $4,051,000 | 2,867 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $3,167,000 | 9,278 |
| Federal funds sold & reverse repurchase agreements | $3,745,000 | 2,446 |
| Net loans & leases | $61,641,000 | 4,400 |
| Loan loss allowance | $711,000 | 4,483 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,057,000 | 2,798 |
| Other real estate owned | $0 | 2,867 |
| Goodwill and other intangibles | $9,029,000 | 435 |
| All other assets | $678,000 | 7,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,368,000 | 5,002 |
| Total liabilities | $67,812,000 | 5,421 |
| Total deposits | $67,598,000 | 5,161 |
| Interest-bearing deposits | $51,386,000 | 5,582 |
| Deposits held in domestic offices | $67,598,000 | 5,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $214,000 | 7,898 |
| Total equity capital | $17,556,000 | 2,504 |
| Total bank equity capital | $17,556,000 | 2,504 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $16,937,000 | 1,061 |
| Undivided profits | $119,000 | 8,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 7,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $431,000 | 5,116 |
| Earning assets | $68,553,000 | 5,427 |
| Long-term assets (5+ years) | $5,110,000 | 6,275 |
| Average Assets, year-to-date | $86,928,200 | 4,797 |
| Average Assets, quarterly | $86,908,500 | 4,899 |
| Volatile liabilities | $13,271,000 | 4,615 |
| Insider loans | $235,000 | 6,927 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,359,000 | 3,447 |
| Tier 1 (core) risk-based capital | $8,560,000 | 4,831 |
| Tier 2 risk-based capital | $711,000 | 4,190 |
| Total risk weighted assets | $64,669,600 | 4,344 |
| Total unused commitments | $11,359,000 | 3,453 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 50 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $80,000,000 | 5,215 |
| Cash and due from depository institutions | $3,534,000 | 3,479 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $6,760,000 | 8,110 |
| Federal funds sold & reverse repurchase agreements | $9,535,000 | 1,806 |
| Net loans & leases | $56,383,000 | 4,530 |
| Loan loss allowance | $616,000 | 4,898 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,063,000 | 2,644 |
| Other real estate owned | $0 | 3,479 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $725,000 | 7,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,000,000 | 5,215 |
| Total liabilities | $72,491,000 | 5,166 |
| Total deposits | $72,068,000 | 4,939 |
| Interest-bearing deposits | $55,448,000 | 5,347 |
| Deposits held in domestic offices | $72,068,000 | 4,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $423,000 | 6,345 |
| Total equity capital | $7,509,000 | 5,487 |
| Total bank equity capital | $7,509,000 | 5,487 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $3,220,000 | 4,011 |
| Undivided profits | $3,789,000 | 5,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $433,000 | 4,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $367,000 | 5,832 |
| Earning assets | $72,778,000 | 5,232 |
| Long-term assets (5+ years) | $6,774,000 | 5,604 |
| Average Assets, year-to-date | $79,128,400 | 5,020 |
| Average Assets, quarterly | $78,812,500 | 5,191 |
| Volatile liabilities | $15,740,000 | 3,652 |
| Insider loans | $116,000 | 7,920 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,876,000 | 4,554 |
| Tier 1 (core) risk-based capital | $7,529,000 | 5,290 |
| Tier 2 risk-based capital | $616,000 | 4,513 |
| Total risk weighted assets | $61,357,700 | 4,330 |
| Total unused commitments | $6,876,000 | 4,560 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $78,720,000 | 5,248 |
| Cash and due from depository institutions | $4,097,000 | 3,421 |
| Interest-bearing balances | $200,000 | 3,891 |
| Securities | $9,600,000 | 7,528 |
| Federal funds sold & reverse repurchase agreements | $11,125,000 | 1,204 |
| Net loans & leases | $50,229,000 | 4,964 |
| Loan loss allowance | $492,000 | 5,784 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,040,000 | 2,595 |
| Other real estate owned | $0 | 3,421 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $629,000 | 7,743 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,720,000 | 5,248 |
| Total liabilities | $72,967,000 | 5,111 |
| Total deposits | $72,448,000 | 4,905 |
| Interest-bearing deposits | $56,061,000 | 5,314 |
| Deposits held in domestic offices | $72,448,000 | 4,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $519,000 | 5,777 |
| Total equity capital | $5,753,000 | 6,574 |
| Total bank equity capital | $5,753,000 | 6,574 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $493,000 | 5,181 |
| Surplus | $2,177,000 | 5,153 |
| Undivided profits | $3,083,000 | 5,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $362,000 | 6,079 |
| Earning assets | $71,154,000 | 5,312 |
| Long-term assets (5+ years) | $12,565,000 | 3,760 |
| Average Assets, year-to-date | $70,739,400 | 5,490 |
| Average Assets, quarterly | $78,514,500 | 5,196 |
| Volatile liabilities | $18,879,000 | 3,138 |
| Insider loans | $80,000 | 8,662 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,456,000 | 4,957 |
| Tier 1 (core) risk-based capital | $5,891,000 | 6,344 |
| Tier 2 risk-based capital | $492,000 | 5,231 |
| Total risk weighted assets | $55,506,800 | 4,641 |
| Total unused commitments | $5,456,000 | 4,961 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $64,280,000 | 6,238 |
| Cash and due from depository institutions | $3,875,000 | 3,809 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,183,000 | 7,880 |
| Federal funds sold & reverse repurchase agreements | $2,230,000 | 4,600 |
| Net loans & leases | $44,041,000 | 5,508 |
| Loan loss allowance | $416,000 | 6,631 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,148,000 | 2,481 |
| Other real estate owned | $175,000 | 3,809 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $628,000 | 8,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,280,000 | 6,238 |
| Total liabilities | $59,094,000 | 6,133 |
| Total deposits | $58,787,000 | 5,936 |
| Interest-bearing deposits | $42,807,000 | 6,588 |
| Deposits held in domestic offices | $58,787,000 | 5,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $307,000 | 7,789 |
| Total equity capital | $5,186,000 | 7,084 |
| Total bank equity capital | $5,186,000 | 7,084 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $493,000 | 5,491 |
| Surplus | $2,177,000 | 5,221 |
| Undivided profits | $2,516,000 | 6,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $297,000 | 6,946 |
| Earning assets | $56,454,000 | 6,426 |
| Long-term assets (5+ years) | $10,042,000 | 4,202 |
| Average Assets, year-to-date | $62,238,000 | 6,191 |
| Average Assets, quarterly | $62,480,500 | 6,286 |
| Volatile liabilities | $7,475,000 | 5,843 |
| Insider loans | $63,000 | 9,275 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,471,000 | 4,878 |
| Tier 1 (core) risk-based capital | $5,412,000 | 6,792 |
| Tier 2 risk-based capital | $416,000 | 5,971 |
| Total risk weighted assets | $47,764,600 | 5,243 |
| Total unused commitments | $5,471,000 | 4,890 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 43 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $61,824,000 | 6,506 |
| Cash and due from depository institutions | $2,973,000 | 4,413 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $12,140,000 | 7,546 |
| Federal funds sold & reverse repurchase agreements | $6,405,000 | 2,294 |
| Net loans & leases | $38,085,000 | 6,045 |
| Loan loss allowance | $361,000 | 7,390 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,573,000 | 4,503 |
| Other real estate owned | $23,000 | 4,413 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $625,000 | 8,338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,824,000 | 6,506 |
| Total liabilities | $56,921,000 | 6,377 |
| Total deposits | $56,660,000 | 6,189 |
| Interest-bearing deposits | $44,363,000 | 6,600 |
| Deposits held in domestic offices | $56,660,000 | 6,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $261,000 | 8,825 |
| Total equity capital | $4,903,000 | 7,455 |
| Total bank equity capital | $4,903,000 | 7,455 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $493,000 | 5,782 |
| Surplus | $2,177,000 | 5,259 |
| Undivided profits | $2,233,000 | 7,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 5,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $249,000 | 7,934 |
| Earning assets | $56,630,000 | 6,505 |
| Long-term assets (5+ years) | $10,200,000 | 3,995 |
| Average Assets, year-to-date | $58,586,000 | 6,568 |
| Average Assets, quarterly | $62,016,000 | 6,422 |
| Volatile liabilities | $5,987,000 | 6,299 |
| Insider loans | $182,000 | 8,186 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,114,000 | 6,252 |
| Tier 1 (core) risk-based capital | $5,114,000 | 7,140 |
| Tier 2 risk-based capital | $361,000 | 6,610 |
| Total risk weighted assets | $41,590,700 | 5,790 |
| Total unused commitments | $3,114,000 | 6,268 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 39 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $52,607,000 | 7,264 |
| Cash and due from depository institutions | $3,003,000 | 4,982 |
| Interest-bearing balances | $99,000 | 5,563 |
| Securities | $12,345,000 | 7,936 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $35,019,000 | 6,359 |
| Loan loss allowance | $267,000 | 8,839 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,545,000 | 4,504 |
| Other real estate owned | $31,000 | 4,982 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $664,000 | 8,481 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,607,000 | 7,264 |
| Total liabilities | $49,145,000 | 7,097 |
| Total deposits | $48,996,000 | 6,901 |
| Interest-bearing deposits | $38,219,000 | 7,297 |
| Deposits held in domestic offices | $48,996,000 | 6,894 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $149,000 | 10,028 |
| Total equity capital | $3,462,000 | 8,851 |
| Total bank equity capital | $3,462,000 | 8,851 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $440,000 | 6,312 |
| Surplus | $1,780,000 | 6,031 |
| Undivided profits | $1,242,000 | 8,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 10,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $224,000 | 7,968 |
| Earning assets | $47,463,000 | 7,306 |
| Long-term assets (5+ years) | $10,364,000 | 4,024 |
| Average Assets, year-to-date | $51,225,200 | 7,296 |
| Average Assets, quarterly | $53,065,500 | 7,187 |
| Volatile liabilities | $3,810,000 | 7,681 |
| Insider loans | $164,000 | 8,589 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,705,000 | 5,759 |
| Tier 1 (core) risk-based capital | $3,790,000 | 8,528 |
| Tier 2 risk-based capital | $267,000 | 7,966 |
| Total risk weighted assets | $37,722,500 | 6,163 |
| Total unused commitments | $3,705,000 | 5,766 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $47,413,000 | 7,985 |
| Cash and due from depository institutions | $1,561,000 | 5,994 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $14,579,000 | 7,550 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 9,053 |
| Net loans & leases | $28,686,000 | 7,209 |
| Loan loss allowance | $273,000 | 9,032 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,612,000 | 4,402 |
| Other real estate owned | $0 | 5,994 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $475,000 | 9,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,413,000 | 7,985 |
| Total liabilities | $44,424,000 | 7,833 |
| Total deposits | $44,301,000 | 7,665 |
| Interest-bearing deposits | $35,417,000 | 7,984 |
| Deposits held in domestic offices | $44,301,000 | 7,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $123,000 | 11,012 |
| Total equity capital | $2,989,000 | 9,793 |
| Total bank equity capital | $2,989,000 | 9,793 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $440,000 | 6,615 |
| Surplus | $1,780,000 | 6,038 |
| Undivided profits | $769,000 | 10,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 11,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $182,000 | 8,593 |
| Earning assets | $43,765,000 | 7,944 |
| Long-term assets (5+ years) | $9,242,000 | 4,586 |
| Average Assets, year-to-date | $40,088,400 | 8,657 |
| Average Assets, quarterly | $46,328,500 | 8,034 |
| Volatile liabilities | $3,693,000 | 7,642 |
| Insider loans | $247,000 | 7,803 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,937,000 | 7,619 |
| Tier 1 (core) risk-based capital | $2,989,000 | 9,736 |
| Tier 2 risk-based capital | $273,000 | 7,985 |
| Total risk weighted assets | $32,227,700 | 6,910 |
| Total unused commitments | $1,937,000 | 7,645 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 30 | 6,539 |
| Assets and Liabilities | ||
| Total Assets: | $33,976,000 | 9,835 |
| Cash and due from depository institutions | $1,602,000 | 6,539 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $5,007,000 | 11,592 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 6,956 |
| Net loans & leases | $23,633,000 | 8,171 |
| Loan loss allowance | $275,000 | 9,198 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,251,000 | 5,349 |
| Other real estate owned | $367,000 | 6,539 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $366,000 | 11,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,976,000 | 9,835 |
| Total liabilities | $31,860,000 | 9,641 |
| Total deposits | $31,731,000 | 9,513 |
| Interest-bearing deposits | $25,038,000 | 9,930 |
| Deposits held in domestic offices | $31,731,000 | 9,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $129,000 | 11,641 |
| Total equity capital | $2,116,000 | 11,271 |
| Total bank equity capital | $2,116,000 | 11,271 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $1,400,000 | 6,861 |
| Undivided profits | $316,000 | 11,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 10,927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $154,000 | 9,898 |
| Earning assets | $30,390,000 | 9,887 |
| Long-term assets (5+ years) | $6,399,000 | 5,704 |
| Average Assets, year-to-date | $31,457,200 | 10,061 |
| Average Assets, quarterly | $32,866,000 | 9,954 |
| Volatile liabilities | $2,246,000 | 9,610 |
| Insider loans | $509,000 | 1,789 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $913,000 | 9,371 |
| Tier 1 (core) risk-based capital | $2,116,000 | 11,225 |
| Tier 2 risk-based capital | $275,000 | 8,005 |
| Total risk weighted assets | $28,660,800 | 7,570 |
| Total unused commitments | $913,000 | 9,397 |
| Derivatives | $0 | 651 |