Home > Citizens Bank of Talladega > Assets and Liabilities
Citizens Bank of Talladega, Assets and Liabilities
1996-12-31 | Rank | |
# of Employees: | 26 | 6,375 |
Assets and Liabilities | ||
Total Assets: | $49,388,000 | 7,306 |
Cash and due from depository institutions | $2,448,000 | 6,375 |
Interest-bearing balances | $32,000 | 5,683 |
Securities | $9,835,000 | 8,015 |
Federal funds sold & reverse repurchase agreements | $200,000 | 8,062 |
Net loans & leases | $34,663,000 | 6,401 |
Loan loss allowance | $511,000 | 5,822 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $1,063,000 | 5,796 |
Other real estate owned | $193,000 | 6,375 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $986,000 | 6,298 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $49,388,000 | 7,306 |
Total liabilities | $44,482,000 | 7,272 |
Total deposits | $44,243,000 | 7,113 |
Interest-bearing deposits | $39,575,000 | 6,941 |
Deposits held in domestic offices | $44,243,000 | 7,106 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $239,000 | 8,704 |
Total equity capital | $4,906,000 | 7,314 |
Total bank equity capital | $4,906,000 | 7,314 |
Perpetual preferred stock | $1,000 | 242 |
Common stock | $10,000 | 10,071 |
Surplus | $3,953,000 | 3,489 |
Undivided profits | $942,000 | 8,973 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $10,000 | 10,118 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $262,000 | 7,462 |
Earning assets | $44,730,000 | 7,336 |
Long-term assets (5+ years) | $12,781,000 | 3,629 |
Average Assets, year-to-date | $54,925,000 | 6,715 |
Average Assets, quarterly | $49,565,500 | 7,237 |
Volatile liabilities | $5,711,000 | 6,668 |
Insider loans | $0 | 10,271 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $2,607,000 | 6,811 |
Tier 1 (core) risk-based capital | $4,909,000 | 7,213 |
Tier 2 risk-based capital | $381,390 | 6,312 |
Total risk weighted assets | $30,381,190 | 7,062 |
Total unused commitments | $2,607,000 | 6,824 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 29 | 6,154 |
Assets and Liabilities | ||
Total Assets: | $63,892,000 | 6,344 |
Cash and due from depository institutions | $12,246,000 | 6,154 |
Interest-bearing balances | $8,918,000 | 513 |
Securities | $12,988,000 | 7,280 |
Federal funds sold & reverse repurchase agreements | $300,000 | 8,717 |
Net loans & leases | $36,203,000 | 6,236 |
Loan loss allowance | $606,000 | 5,257 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,452,000 | 4,769 |
Other real estate owned | $65,000 | 6,154 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $638,000 | 8,250 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $63,892,000 | 6,344 |
Total liabilities | $59,434,000 | 6,187 |
Total deposits | $59,060,000 | 6,015 |
Interest-bearing deposits | $53,950,000 | 5,749 |
Deposits held in domestic offices | $59,060,000 | 6,006 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $374,000 | 7,437 |
Total equity capital | $4,458,000 | 7,869 |
Total bank equity capital | $4,458,000 | 7,869 |
Perpetual preferred stock | $1,000 | 281 |
Common stock | $10,000 | 10,536 |
Surplus | $2,000,000 | 5,494 |
Undivided profits | $2,447,000 | 6,875 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $46,000 | 9,406 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $345,000 | 6,489 |
Earning assets | $58,409,000 | 6,354 |
Long-term assets (5+ years) | $26,145,000 | 2,036 |
Average Assets, year-to-date | $34,449,600 | 8,818 |
Average Assets, quarterly | $46,033,500 | 7,714 |
Volatile liabilities | $6,307,000 | 6,144 |
Insider loans | $0 | 10,773 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $3,339,000 | 6,074 |
Tier 1 (core) risk-based capital | $4,460,000 | 7,746 |
Tier 2 risk-based capital | $456,340 | 5,664 |
Total risk weighted assets | $36,357,440 | 6,379 |
Total unused commitments | $3,339,000 | 6,089 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 19 | 8,329 |
Assets and Liabilities | ||
Total Assets: | $25,613,000 | 10,345 |
Cash and due from depository institutions | $1,793,000 | 8,329 |
Interest-bearing balances | $0 | 7,034 |
Securities | $8,241,000 | 9,443 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $14,236,000 | 9,988 |
Loan loss allowance | $184,000 | 10,121 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,000,000 | 6,090 |
Other real estate owned | $0 | 8,329 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $343,000 | 10,787 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $25,613,000 | 10,345 |
Total liabilities | $23,100,000 | 10,327 |
Total deposits | $22,633,000 | 10,261 |
Interest-bearing deposits | $18,670,000 | 10,326 |
Deposits held in domestic offices | $22,633,000 | 10,256 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $305,000 | 4,230 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $162,000 | 9,761 |
Total equity capital | $2,513,000 | 10,169 |
Total bank equity capital | $2,513,000 | 10,169 |
Perpetual preferred stock | $1,000 | 302 |
Common stock | $10,000 | 11,112 |
Surplus | $2,000,000 | 5,488 |
Undivided profits | $502,000 | 10,287 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $15,000 | 10,760 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $129,000 | 10,148 |
Earning assets | $22,477,000 | 10,455 |
Long-term assets (5+ years) | $2,844,000 | 7,502 |
Average Assets, year-to-date | $25,824,400 | 10,259 |
Average Assets, quarterly | $25,725,000 | 10,295 |
Volatile liabilities | $1,749,000 | 10,011 |
Insider loans | $0 | 11,229 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,603,000 | 8,083 |
Tier 1 (core) risk-based capital | $2,639,000 | 10,106 |
Tier 2 risk-based capital | $184,000 | 9,442 |
Total risk weighted assets | $15,161,100 | 10,038 |
Total unused commitments | $1,603,000 | 8,093 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 20 | 8,423 |
Assets and Liabilities | ||
Total Assets: | $25,166,000 | 10,873 |
Cash and due from depository institutions | $1,841,000 | 8,423 |
Interest-bearing balances | $0 | 7,655 |
Securities | $6,617,000 | 10,489 |
Federal funds sold & reverse repurchase agreements | $1,570,000 | 6,572 |
Net loans & leases | $13,848,000 | 10,349 |
Loan loss allowance | $152,000 | 11,140 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,070,000 | 5,889 |
Other real estate owned | $0 | 8,423 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $220,000 | 12,131 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $25,166,000 | 10,873 |
Total liabilities | $22,601,000 | 10,862 |
Total deposits | $22,355,000 | 10,792 |
Interest-bearing deposits | $18,178,000 | 10,927 |
Deposits held in domestic offices | $22,355,000 | 10,788 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $246,000 | 8,419 |
Total equity capital | $2,565,000 | 10,443 |
Total bank equity capital | $2,565,000 | 10,443 |
Perpetual preferred stock | $1,000 | 336 |
Common stock | $10,000 | 11,648 |
Surplus | $2,000,000 | 5,469 |
Undivided profits | $554,000 | 10,689 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $6,000 | 11,953 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $98,000 | 11,076 |
Earning assets | $22,035,000 | 10,967 |
Long-term assets (5+ years) | $4,465,000 | 6,746 |
Average Assets, year-to-date | $24,741,200 | 10,832 |
Average Assets, quarterly | $24,781,000 | 10,873 |
Volatile liabilities | $1,516,000 | 10,471 |
Insider loans | $0 | 11,728 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $934,000 | 9,401 |
Tier 1 (core) risk-based capital | $2,565,000 | 10,395 |
Tier 2 risk-based capital | $152,000 | 10,405 |
Total risk weighted assets | $14,894,300 | 10,422 |
Total unused commitments | $934,000 | 9,427 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 22 | 8,155 |
Assets and Liabilities | ||
Total Assets: | $24,242,000 | 11,322 |
Cash and due from depository institutions | $1,325,000 | 8,155 |
Interest-bearing balances | $0 | 8,059 |
Securities | $6,974,000 | 10,547 |
Federal funds sold & reverse repurchase agreements | $675,000 | 9,652 |
Net loans & leases | $13,927,000 | 10,491 |
Loan loss allowance | $156,000 | 11,391 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,120,000 | 5,754 |
Other real estate owned | $0 | 8,155 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $221,000 | 12,618 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $24,242,000 | 11,322 |
Total liabilities | $21,815,000 | 11,348 |
Total deposits | $21,677,000 | 11,261 |
Interest-bearing deposits | $18,414,000 | 11,260 |
Deposits held in domestic offices | $21,677,000 | 11,257 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $138,000 | 11,436 |
Total equity capital | $2,427,000 | 10,702 |
Total bank equity capital | $2,427,000 | 10,702 |
Perpetual preferred stock | $1,000 | 338 |
Common stock | $10,000 | 12,191 |
Surplus | $2,000,000 | 5,384 |
Undivided profits | $416,000 | 11,270 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $39,000 | 11,553 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $109,000 | 11,263 |
Earning assets | $21,576,000 | 11,347 |
Long-term assets (5+ years) | $5,880,000 | 5,975 |
Average Assets, year-to-date | $23,621,000 | 11,298 |
Average Assets, quarterly | $23,621,000 | 11,375 |
Volatile liabilities | $1,489,000 | 10,837 |
Insider loans | $248,000 | 3,350 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,200,000 | 8,711 |
Tier 1 (core) risk-based capital | $2,427,000 | 10,655 |
Tier 2 risk-based capital | $156,000 | 10,484 |
Total risk weighted assets | $15,000,400 | 10,638 |
Total unused commitments | $1,200,000 | 8,737 |
Derivatives | $0 | 651 |