Home > Citizens Bank of Southern Pennsylvania > Income and Expense
Citizens Bank of Southern Pennsylvania, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 2,497 |
| Total interest expense | $899,000 | 2,539 |
| Net interest income | $2,196,000 | 2,434 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $544,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $192,000 | 2,083 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $352,000 | 1,693 |
| Total noninterest expense | $1,541,000 | 2,638 |
| Salaries and employee benefits | $553,000 | 3,794 |
| Premises and equipment expense | $188,000 | 3,032 |
| Additional noninterest expense | $800,000 | 1,552 |
| Pre-tax net operating income | $1,139,000 | 1,955 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $306,000 | 1,946 |
| Income before extraordinary items | $833,000 | 2,017 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $833,000 | 2,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,419 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $833,000 | 1,980 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,281,000 | 2,347 |
| Total interest expense | $3,503,000 | 2,302 |
| Net interest income | $8,778,000 | 2,328 |
| Provision for loan and lease losses | $185,000 | 3,829 |
| Total noninterest income | $2,050,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $835,000 | 2,059 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,215,000 | 1,893 |
| Total noninterest expense | $6,481,000 | 2,467 |
| Salaries and employee benefits | $2,434,000 | 3,424 |
| Premises and equipment expense | $709,000 | 3,100 |
| Additional noninterest expense | $3,338,000 | 1,487 |
| Pre-tax net operating income | $4,162,000 | 1,991 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,119,000 | 1,996 |
| Income before extraordinary items | $3,043,000 | 2,049 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,043,000 | 2,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,086 |
| Cash dividends | $3,000,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,043,000 | 2,004 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,236,000 | 2,306 |
| Total interest expense | $2,654,000 | 2,233 |
| Net interest income | $6,582,000 | 2,295 |
| Provision for loan and lease losses | $125,000 | 3,916 |
| Total noninterest income | $1,538,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $623,000 | 2,092 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $915,000 | 1,888 |
| Total noninterest expense | $4,839,000 | 2,457 |
| Salaries and employee benefits | $1,804,000 | 3,422 |
| Premises and equipment expense | $548,000 | 3,007 |
| Additional noninterest expense | $2,487,000 | 1,474 |
| Pre-tax net operating income | $3,156,000 | 1,986 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $861,000 | 2,000 |
| Income before extraordinary items | $2,295,000 | 2,043 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,295,000 | 2,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,170 |
| Cash dividends | $2,000,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,295,000 | 1,989 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,159,000 | 2,281 |
| Total interest expense | $1,812,000 | 2,166 |
| Net interest income | $4,347,000 | 2,299 |
| Provision for loan and lease losses | $165,000 | 2,550 |
| Total noninterest income | $1,064,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $405,000 | 2,127 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $659,000 | 1,801 |
| Total noninterest expense | $3,257,000 | 2,440 |
| Salaries and employee benefits | $1,190,000 | 3,474 |
| Premises and equipment expense | $387,000 | 2,864 |
| Additional noninterest expense | $1,680,000 | 1,437 |
| Pre-tax net operating income | $1,989,000 | 2,048 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $546,000 | 2,067 |
| Income before extraordinary items | $1,443,000 | 2,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,443,000 | 2,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,012 |
| Cash dividends | $1,500,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,443,000 | 2,087 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 2,307 |
| Total interest expense | $890,000 | 2,225 |
| Net interest income | $2,158,000 | 2,307 |
| Provision for loan and lease losses | $43,000 | 3,661 |
| Total noninterest income | $380,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $190,000 | 2,180 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $190,000 | 2,553 |
| Total noninterest expense | $1,630,000 | 2,450 |
| Salaries and employee benefits | $609,000 | 3,416 |
| Premises and equipment expense | $205,000 | 2,758 |
| Additional noninterest expense | $816,000 | 1,473 |
| Pre-tax net operating income | $865,000 | 2,279 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $238,000 | 2,268 |
| Income before extraordinary items | $627,000 | 2,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $627,000 | 2,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $627,000 | 2,311 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,401,000 | 2,325 |
| Total interest expense | $3,638,000 | 2,424 |
| Net interest income | $8,763,000 | 2,212 |
| Provision for loan and lease losses | $660,000 | 1,702 |
| Total noninterest income | $1,817,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $845,000 | 2,028 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $972,000 | 2,433 |
| Total noninterest expense | $6,581,000 | 2,388 |
| Salaries and employee benefits | $2,386,000 | 3,391 |
| Premises and equipment expense | $787,000 | 2,802 |
| Additional noninterest expense | $3,408,000 | 1,439 |
| Pre-tax net operating income | $3,339,000 | 2,301 |
| Securities gains (losses) | $172,000 | 1,443 |
| Applicable income taxes | $963,000 | 2,234 |
| Income before extraordinary items | $2,548,000 | 2,332 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,548,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,848 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,422,440 | 2,327 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,362,000 | 2,341 |
| Total interest expense | $2,796,000 | 2,452 |
| Net interest income | $6,566,000 | 2,221 |
| Provision for loan and lease losses | $495,000 | 1,677 |
| Total noninterest income | $1,353,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $630,000 | 2,051 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $723,000 | 2,505 |
| Total noninterest expense | $4,933,000 | 2,391 |
| Salaries and employee benefits | $1,790,000 | 3,382 |
| Premises and equipment expense | $586,000 | 2,837 |
| Additional noninterest expense | $2,557,000 | 1,440 |
| Pre-tax net operating income | $2,491,000 | 2,397 |
| Securities gains (losses) | $172,000 | 1,323 |
| Applicable income taxes | $736,000 | 2,319 |
| Income before extraordinary items | $1,927,000 | 2,418 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,927,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,176 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,803,160 | 2,435 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,455,000 | 2,271 |
| Total interest expense | $1,978,000 | 2,395 |
| Net interest income | $4,477,000 | 2,175 |
| Provision for loan and lease losses | $330,000 | 1,664 |
| Total noninterest income | $839,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $418,000 | 2,009 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $421,000 | 2,716 |
| Total noninterest expense | $3,299,000 | 2,380 |
| Salaries and employee benefits | $1,174,000 | 3,426 |
| Premises and equipment expense | $405,000 | 2,730 |
| Additional noninterest expense | $1,720,000 | 1,439 |
| Pre-tax net operating income | $1,687,000 | 2,363 |
| Securities gains (losses) | $14,000 | 2,789 |
| Applicable income taxes | $482,000 | 2,376 |
| Income before extraordinary items | $1,219,000 | 2,539 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,219,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,610 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,208,920 | 2,407 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 2,230 |
| Total interest expense | $1,043,000 | 2,341 |
| Net interest income | $2,258,000 | 2,163 |
| Provision for loan and lease losses | $165,000 | 1,575 |
| Total noninterest income | $428,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $206,000 | 1,975 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $222,000 | 2,540 |
| Total noninterest expense | $1,669,000 | 2,328 |
| Salaries and employee benefits | $593,000 | 3,396 |
| Premises and equipment expense | $218,000 | 2,563 |
| Additional noninterest expense | $858,000 | 1,404 |
| Pre-tax net operating income | $852,000 | 2,342 |
| Securities gains (losses) | $14,000 | 2,056 |
| Applicable income taxes | $244,000 | 2,363 |
| Income before extraordinary items | $622,000 | 2,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $622,000 | 2,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $611,920 | 2,363 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,913,000 | 2,212 |
| Total interest expense | $5,291,000 | 2,129 |
| Net interest income | $8,622,000 | 2,248 |
| Provision for loan and lease losses | $848,000 | 1,548 |
| Total noninterest income | $1,893,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $814,000 | 1,966 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,079,000 | 2,068 |
| Total noninterest expense | $6,763,000 | 2,209 |
| Salaries and employee benefits | $2,142,000 | 3,530 |
| Premises and equipment expense | $751,000 | 2,817 |
| Additional noninterest expense | $3,870,000 | 1,245 |
| Pre-tax net operating income | $2,904,000 | 2,566 |
| Securities gains (losses) | $128,000 | 1,526 |
| Applicable income taxes | $816,000 | 2,561 |
| Income before extraordinary items | $2,216,000 | 2,582 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,216,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 2,012 |
| Cash dividends | $1,500,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,122,560 | 2,584 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,809,000 | 2,314 |
| Total interest expense | $6,791,000 | 2,359 |
| Net interest income | $8,018,000 | 2,239 |
| Provision for loan and lease losses | $412,000 | 2,561 |
| Total noninterest income | $1,445,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $625,000 | 2,359 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $820,000 | 2,350 |
| Total noninterest expense | $6,428,000 | 2,230 |
| Salaries and employee benefits | $1,840,000 | 3,849 |
| Premises and equipment expense | $741,000 | 2,818 |
| Additional noninterest expense | $3,847,000 | 1,233 |
| Pre-tax net operating income | $2,623,000 | 2,572 |
| Securities gains (losses) | $51,000 | 2,322 |
| Applicable income taxes | $675,000 | 2,743 |
| Income before extraordinary items | $1,999,000 | 2,541 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,999,000 | 2,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,750 |
| Cash dividends | $3,530,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,960,750 | 2,501 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,691,000 | 2,379 |
| Total interest expense | $6,486,000 | 2,573 |
| Net interest income | $8,205,000 | 2,164 |
| Provision for loan and lease losses | $210,000 | 3,626 |
| Total noninterest income | $1,484,000 | 2,365 |
| Gross Fiduciary activities income | $151,000 | 859 |
| Service charges on deposit accounts | $495,000 | 2,720 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $838,000 | 2,092 |
| Total noninterest expense | $5,755,000 | 2,370 |
| Salaries and employee benefits | $2,209,000 | 3,172 |
| Premises and equipment expense | $759,000 | 2,695 |
| Additional noninterest expense | $2,787,000 | 1,600 |
| Pre-tax net operating income | $3,724,000 | 1,963 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,006,000 | 2,107 |
| Income before extraordinary items | $2,718,000 | 1,920 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,718,000 | 1,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,582 |
| Cash dividends | $1,845,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,718,000 | 1,917 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,966,000 | 2,336 |
| Total interest expense | $5,730,000 | 2,572 |
| Net interest income | $8,236,000 | 2,132 |
| Provision for loan and lease losses | $231,000 | 3,253 |
| Total noninterest income | $1,287,000 | 2,564 |
| Gross Fiduciary activities income | $203,000 | 865 |
| Service charges on deposit accounts | $447,000 | 2,910 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $637,000 | 2,534 |
| Total noninterest expense | $5,754,000 | 2,359 |
| Salaries and employee benefits | $2,677,000 | 2,644 |
| Premises and equipment expense | $687,000 | 2,908 |
| Additional noninterest expense | $2,390,000 | 1,839 |
| Pre-tax net operating income | $3,538,000 | 2,069 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $873,000 | 2,447 |
| Income before extraordinary items | $2,665,000 | 1,986 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,665,000 | 1,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,256 |
| Cash dividends | $1,770,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,665,000 | 1,951 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,302,000 | 2,277 |
| Total interest expense | $6,180,000 | 2,450 |
| Net interest income | $8,122,000 | 2,099 |
| Provision for loan and lease losses | $224,000 | 3,289 |
| Total noninterest income | $1,104,000 | 2,871 |
| Gross Fiduciary activities income | $219,000 | 850 |
| Service charges on deposit accounts | $413,000 | 3,051 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $472,000 | 3,088 |
| Total noninterest expense | $4,985,000 | 2,621 |
| Salaries and employee benefits | $2,572,000 | 2,632 |
| Premises and equipment expense | $608,000 | 3,125 |
| Additional noninterest expense | $1,805,000 | 2,311 |
| Pre-tax net operating income | $4,017,000 | 1,808 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $991,000 | 2,327 |
| Income before extraordinary items | $3,027,000 | 1,728 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,027,000 | 1,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,690 |
| Cash dividends | $4,230,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,026,250 | 1,661 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,925,000 | 2,346 |
| Total interest expense | $6,004,000 | 2,491 |
| Net interest income | $7,921,000 | 2,211 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $1,085,000 | 2,856 |
| Gross Fiduciary activities income | $277,000 | 825 |
| Service charges on deposit accounts | $377,000 | 3,388 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $431,000 | 3,130 |
| Total noninterest expense | $5,117,000 | 2,510 |
| Salaries and employee benefits | $2,648,000 | 2,511 |
| Premises and equipment expense | $606,000 | 3,125 |
| Additional noninterest expense | $1,863,000 | 2,236 |
| Pre-tax net operating income | $3,754,000 | 2,002 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $978,000 | 2,478 |
| Income before extraordinary items | $2,776,000 | 1,901 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,776,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,135 |
| Cash dividends | $2,135,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,776,000 | 1,846 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,368,000 | 2,494 |
| Total interest expense | $5,540,000 | 2,748 |
| Net interest income | $7,828,000 | 2,302 |
| Provision for loan and lease losses | $80,000 | 5,594 |
| Total noninterest income | $810,000 | 3,671 |
| Gross Fiduciary activities income | $232,000 | 930 |
| Service charges on deposit accounts | $334,000 | 3,910 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $244,000 | 4,606 |
| Total noninterest expense | $5,088,000 | 2,685 |
| Salaries and employee benefits | $2,660,000 | 2,502 |
| Premises and equipment expense | $624,000 | 3,086 |
| Additional noninterest expense | $1,804,000 | 2,685 |
| Pre-tax net operating income | $3,470,000 | 2,065 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $911,000 | 2,549 |
| Income before extraordinary items | $2,562,000 | 1,934 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,562,000 | 1,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-94,000 | 11,205 |
| Cash dividends | $1,814,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,559,780 | 1,895 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,633,000 | 2,652 |
| Total interest expense | $5,262,000 | 2,899 |
| Net interest income | $7,371,000 | 2,440 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $781,000 | 3,741 |
| Gross Fiduciary activities income | $207,000 | 995 |
| Service charges on deposit accounts | $358,000 | 3,700 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $216,000 | 4,903 |
| Total noninterest expense | $5,254,000 | 2,584 |
| Salaries and employee benefits | $2,613,000 | 2,556 |
| Premises and equipment expense | $588,000 | 3,263 |
| Additional noninterest expense | $2,053,000 | 2,352 |
| Pre-tax net operating income | $2,763,000 | 2,608 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $701,000 | 3,232 |
| Income before extraordinary items | $2,062,000 | 2,439 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,062,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,715 |
| Cash dividends | $1,700,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,062,000 | 2,409 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,525,000 | 2,623 |
| Total interest expense | $4,382,000 | 2,794 |
| Net interest income | $7,143,000 | 2,527 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $756,000 | 3,893 |
| Gross Fiduciary activities income | $187,000 | 1,031 |
| Service charges on deposit accounts | $396,000 | 3,405 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $173,000 | 5,760 |
| Total noninterest expense | $5,024,000 | 2,770 |
| Salaries and employee benefits | $2,450,000 | 2,719 |
| Premises and equipment expense | $651,000 | 3,027 |
| Additional noninterest expense | $1,923,000 | 2,657 |
| Pre-tax net operating income | $2,765,000 | 2,560 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $709,000 | 3,060 |
| Income before extraordinary items | $2,056,000 | 2,363 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,056,000 | 2,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,704 |
| Cash dividends | $2,056,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,056,000 | 2,385 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,883,000 | 2,597 |
| Total interest expense | $4,834,000 | 2,656 |
| Net interest income | $7,049,000 | 2,550 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $820,000 | 3,917 |
| Gross Fiduciary activities income | $162,000 | 1,102 |
| Service charges on deposit accounts | $373,000 | 3,675 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $285,000 | 4,614 |
| Total noninterest expense | $4,994,000 | 2,859 |
| Salaries and employee benefits | $2,395,000 | 2,762 |
| Premises and equipment expense | $653,000 | 3,063 |
| Additional noninterest expense | $1,946,000 | 2,797 |
| Pre-tax net operating income | $2,740,000 | 2,503 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $665,000 | 3,274 |
| Income before extraordinary items | $2,075,000 | 2,413 |
| Extraordinary gains, net | $819,000 | 272 |
| Net income | $2,894,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,512 |
| Cash dividends | $1,719,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,075,000 | 2,262 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,319,000 | 2,648 |
| Total interest expense | $6,414,000 | 2,626 |
| Net interest income | $6,905,000 | 2,633 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $628,000 | 4,804 |
| Gross Fiduciary activities income | $138,000 | 1,172 |
| Service charges on deposit accounts | $372,000 | 3,719 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $5,524,000 | 2,617 |
| Salaries and employee benefits | $2,429,000 | 2,671 |
| Premises and equipment expense | $647,000 | 3,132 |
| Additional noninterest expense | $2,448,000 | 2,360 |
| Pre-tax net operating income | $1,834,000 | 3,368 |
| Securities gains (losses) | $163,000 | 2,306 |
| Applicable income taxes | $395,000 | 4,844 |
| Income before extraordinary items | $1,602,000 | 2,871 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,602,000 | 2,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $1,339,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,471,600 | 2,894 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.