Home > Citizens Bank of Southern Pennsylvania > Assets and Liabilities
Citizens Bank of Southern Pennsylvania, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 54 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $252,160,000 | 2,345 |
| Cash and due from depository institutions | $5,370,000 | 3,096 |
| Interest-bearing balances | $32,000 | 5,967 |
| Securities | $57,121,000 | 2,142 |
| Federal funds sold & reverse repurchase agreements | $24,977,000 | 489 |
| Net loans & leases | $148,172,000 | 2,577 |
| Loan loss allowance | $2,342,000 | 2,030 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,489,000 | 5,042 |
| Other real estate owned | $694,000 | 3,096 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $14,337,000 | 1,131 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $252,160,000 | 2,345 |
| Total liabilities | $234,901,000 | 2,259 |
| Total deposits | $217,423,000 | 2,206 |
| Interest-bearing deposits | $185,183,000 | 2,177 |
| Deposits held in domestic offices | $217,423,000 | 2,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,781,000 | 861 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $400,000 | 5,344 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,297,000 | 2,668 |
| Total equity capital | $17,259,000 | 3,245 |
| Total bank equity capital | $17,259,000 | 3,245 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,430,000 | 1,632 |
| Surplus | $3,225,000 | 4,587 |
| Undivided profits | $11,604,000 | 2,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $694,000 | 3,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $744,000 | 3,956 |
| Earning assets | $230,302,000 | 2,354 |
| Long-term assets (5+ years) | $41,470,000 | 2,092 |
| Average Assets, year-to-date | $248,535,500 | 2,357 |
| Average Assets, quarterly | $248,535,500 | 2,357 |
| Volatile liabilities | $48,145,000 | 2,244 |
| Insider loans | $2,821,000 | 2,116 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $33,468,000 | 2,219 |
| Tier 1 (core) risk-based capital | $18,124,000 | 3,016 |
| Tier 2 risk-based capital | $1,982,000 | 2,248 |
| Total risk weighted assets | $159,545,000 | 2,518 |
| Total unused commitments | $33,468,000 | 2,224 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 58 | 2,928 |
| Assets and Liabilities | ||
| Total Assets: | $244,911,000 | 2,388 |
| Cash and due from depository institutions | $5,680,000 | 2,928 |
| Interest-bearing balances | $45,000 | 5,800 |
| Securities | $57,189,000 | 2,157 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $167,016,000 | 2,314 |
| Loan loss allowance | $2,352,000 | 2,000 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,461,000 | 5,062 |
| Other real estate owned | $746,000 | 2,928 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $12,819,000 | 1,220 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $244,911,000 | 2,388 |
| Total liabilities | $226,982,000 | 2,313 |
| Total deposits | $207,196,000 | 2,279 |
| Interest-bearing deposits | $176,613,000 | 2,264 |
| Deposits held in domestic offices | $207,196,000 | 2,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,572,000 | 819 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $400,000 | 5,391 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,814,000 | 2,075 |
| Total equity capital | $17,929,000 | 3,142 |
| Total bank equity capital | $17,929,000 | 3,142 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,430,000 | 1,615 |
| Surplus | $3,225,000 | 4,566 |
| Undivided profits | $12,274,000 | 2,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $997,000 | 2,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $696,000 | 4,180 |
| Earning assets | $224,250,000 | 2,404 |
| Long-term assets (5+ years) | $46,592,000 | 1,958 |
| Average Assets, year-to-date | $253,661,600 | 2,192 |
| Average Assets, quarterly | $248,428,500 | 2,334 |
| Volatile liabilities | $37,799,000 | 2,667 |
| Insider loans | $3,860,000 | 1,586 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $44,845,000 | 1,738 |
| Tier 1 (core) risk-based capital | $18,294,000 | 2,952 |
| Tier 2 risk-based capital | $2,109,000 | 2,099 |
| Total risk weighted assets | $168,501,000 | 2,368 |
| Total unused commitments | $44,845,000 | 1,738 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $251,946,000 | 2,294 |
| Cash and due from depository institutions | $5,130,000 | 2,918 |
| Interest-bearing balances | $23,000 | 6,219 |
| Securities | $59,179,000 | 2,074 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $171,843,000 | 2,220 |
| Loan loss allowance | $2,359,000 | 1,989 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,443,000 | 5,062 |
| Other real estate owned | $888,000 | 2,918 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $13,463,000 | 1,142 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $251,946,000 | 2,294 |
| Total liabilities | $233,522,000 | 2,219 |
| Total deposits | $201,952,000 | 2,314 |
| Interest-bearing deposits | $172,402,000 | 2,278 |
| Deposits held in domestic offices | $201,952,000 | 2,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,791,000 | 792 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,400,000 | 2,520 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,379,000 | 1,662 |
| Total equity capital | $18,424,000 | 3,055 |
| Total bank equity capital | $18,424,000 | 3,055 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,430,000 | 1,606 |
| Surplus | $3,225,000 | 4,540 |
| Undivided profits | $12,769,000 | 2,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,113,000 | 2,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,129 |
| Income earned, not collected on loans | $789,000 | 3,907 |
| Earning assets | $231,045,000 | 2,287 |
| Long-term assets (5+ years) | $53,997,000 | 1,774 |
| Average Assets, year-to-date | $255,849,250 | 2,172 |
| Average Assets, quarterly | $254,798,500 | 2,239 |
| Volatile liabilities | $44,708,000 | 2,306 |
| Insider loans | $3,872,000 | 1,515 |
| FHLB advances | $10,000,000 | 2,424 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $34,659,000 | 2,082 |
| Tier 1 (core) risk-based capital | $18,547,000 | 2,892 |
| Tier 2 risk-based capital | $2,171,000 | 2,019 |
| Total risk weighted assets | $173,458,000 | 2,272 |
| Total unused commitments | $34,659,000 | 2,086 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $257,651,000 | 2,207 |
| Cash and due from depository institutions | $5,552,000 | 2,858 |
| Interest-bearing balances | $19,000 | 6,325 |
| Securities | $61,150,000 | 2,048 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $175,293,000 | 2,131 |
| Loan loss allowance | $2,426,000 | 1,912 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,423,000 | 5,085 |
| Other real estate owned | $750,000 | 2,858 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $13,483,000 | 1,150 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $257,651,000 | 2,207 |
| Total liabilities | $240,377,000 | 2,125 |
| Total deposits | $194,594,000 | 2,376 |
| Interest-bearing deposits | $164,458,000 | 2,351 |
| Deposits held in domestic offices | $194,594,000 | 2,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,686,000 | 621 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,900,000 | 1,954 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,197,000 | 1,640 |
| Total equity capital | $17,274,000 | 3,122 |
| Total bank equity capital | $17,274,000 | 3,122 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,430,000 | 1,607 |
| Surplus | $3,225,000 | 4,512 |
| Undivided profits | $11,619,000 | 2,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,448,000 | 1,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 826 |
| Income earned, not collected on loans | $735,000 | 3,872 |
| Earning assets | $236,462,000 | 2,202 |
| Long-term assets (5+ years) | $65,865,000 | 1,569 |
| Average Assets, year-to-date | $257,150,330 | 2,164 |
| Average Assets, quarterly | $262,601,000 | 2,138 |
| Volatile liabilities | $59,828,000 | 1,749 |
| Insider loans | $4,027,000 | 1,433 |
| FHLB advances | $15,500,000 | 1,862 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $29,956,000 | 2,284 |
| Tier 1 (core) risk-based capital | $18,190,000 | 2,890 |
| Tier 2 risk-based capital | $2,213,000 | 1,955 |
| Total risk weighted assets | $176,818,000 | 2,174 |
| Total unused commitments | $29,956,000 | 2,287 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 61 | 2,801 |
| Assets and Liabilities | ||
| Total Assets: | $267,551,000 | 2,100 |
| Cash and due from depository institutions | $4,711,000 | 2,801 |
| Interest-bearing balances | $22,000 | 6,351 |
| Securities | $65,629,000 | 1,913 |
| Federal funds sold & reverse repurchase agreements | $9,914,000 | 1,490 |
| Net loans & leases | $172,384,000 | 2,090 |
| Loan loss allowance | $2,319,000 | 1,990 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,458,000 | 5,013 |
| Other real estate owned | $524,000 | 2,801 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $12,931,000 | 1,128 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $267,551,000 | 2,100 |
| Total liabilities | $249,012,000 | 2,040 |
| Total deposits | $196,586,000 | 2,319 |
| Interest-bearing deposits | $169,615,000 | 2,260 |
| Deposits held in domestic offices | $196,586,000 | 2,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,729,000 | 565 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,712,000 | 1,880 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $6,985,000 | 742 |
| Total equity capital | $18,539,000 | 2,968 |
| Total bank equity capital | $18,539,000 | 2,968 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,430,000 | 1,604 |
| Surplus | $3,225,000 | 4,489 |
| Undivided profits | $12,884,000 | 2,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,351,000 | 2,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $782,000 | 3,630 |
| Earning assets | $247,949,000 | 2,084 |
| Long-term assets (5+ years) | $48,926,000 | 1,916 |
| Average Assets, year-to-date | $256,900,000 | 2,165 |
| Average Assets, quarterly | $256,900,000 | 2,165 |
| Volatile liabilities | $66,878,000 | 1,538 |
| Insider loans | $3,858,000 | 1,479 |
| FHLB advances | $15,500,000 | 1,767 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $30,813,000 | 2,179 |
| Tier 1 (core) risk-based capital | $18,382,000 | 2,829 |
| Tier 2 risk-based capital | $2,182,000 | 1,949 |
| Total risk weighted assets | $174,384,000 | 2,149 |
| Total unused commitments | $30,813,000 | 2,183 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 64 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $246,249,000 | 2,276 |
| Cash and due from depository institutions | $6,232,000 | 2,692 |
| Interest-bearing balances | $28,000 | 6,210 |
| Securities | $52,687,000 | 2,383 |
| Federal funds sold & reverse repurchase agreements | $1,404,000 | 4,566 |
| Net loans & leases | $170,763,000 | 2,102 |
| Loan loss allowance | $2,312,000 | 1,969 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,480,000 | 4,978 |
| Other real estate owned | $478,000 | 2,692 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $13,205,000 | 1,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,249,000 | 2,276 |
| Total liabilities | $228,025,000 | 2,211 |
| Total deposits | $188,068,000 | 2,414 |
| Interest-bearing deposits | $159,976,000 | 2,402 |
| Deposits held in domestic offices | $188,068,000 | 2,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,776,000 | 699 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,900,000 | 1,892 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,281,000 | 1,685 |
| Total equity capital | $18,224,000 | 2,948 |
| Total bank equity capital | $18,224,000 | 2,948 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,430,000 | 1,614 |
| Surplus | $3,225,000 | 4,464 |
| Undivided profits | $12,569,000 | 2,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,211,000 | 2,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,142 |
| Income earned, not collected on loans | $711,000 | 4,062 |
| Earning assets | $224,882,000 | 2,290 |
| Long-term assets (5+ years) | $53,014,000 | 1,827 |
| Average Assets, year-to-date | $242,899,400 | 2,225 |
| Average Assets, quarterly | $240,936,500 | 2,304 |
| Volatile liabilities | $51,764,000 | 1,905 |
| Insider loans | $4,469,000 | 1,228 |
| FHLB advances | $15,500,000 | 1,794 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $25,459,000 | 2,412 |
| Tier 1 (core) risk-based capital | $18,256,000 | 2,810 |
| Tier 2 risk-based capital | $2,080,000 | 2,035 |
| Total risk weighted assets | $166,228,000 | 2,232 |
| Total unused commitments | $25,459,000 | 2,417 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 63 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $235,624,000 | 2,373 |
| Cash and due from depository institutions | $5,943,000 | 2,758 |
| Interest-bearing balances | $27,000 | 6,258 |
| Securities | $44,072,000 | 2,701 |
| Federal funds sold & reverse repurchase agreements | $84,000 | 6,495 |
| Net loans & leases | $170,139,000 | 2,078 |
| Loan loss allowance | $2,146,000 | 2,124 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,530,000 | 4,881 |
| Other real estate owned | $250,000 | 2,758 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $13,606,000 | 1,094 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,624,000 | 2,373 |
| Total liabilities | $217,507,000 | 2,320 |
| Total deposits | $176,931,000 | 2,543 |
| Interest-bearing deposits | $149,779,000 | 2,559 |
| Deposits held in domestic offices | $176,931,000 | 2,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,029,000 | 670 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,831,000 | 1,818 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,716,000 | 2,185 |
| Total equity capital | $18,117,000 | 2,961 |
| Total bank equity capital | $18,117,000 | 2,961 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,430,000 | 1,611 |
| Surplus | $3,225,000 | 4,412 |
| Undivided profits | $12,462,000 | 2,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,136,000 | 2,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $640,000 | 4,653 |
| Earning assets | $214,322,000 | 2,401 |
| Long-term assets (5+ years) | $46,642,000 | 1,994 |
| Average Assets, year-to-date | $242,062,000 | 2,247 |
| Average Assets, quarterly | $235,931,500 | 2,355 |
| Volatile liabilities | $53,441,000 | 1,800 |
| Insider loans | $4,776,000 | 1,126 |
| FHLB advances | $15,500,000 | 1,712 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $25,185,000 | 2,432 |
| Tier 1 (core) risk-based capital | $18,135,000 | 2,825 |
| Tier 2 risk-based capital | $2,051,000 | 2,044 |
| Total risk weighted assets | $163,995,000 | 2,246 |
| Total unused commitments | $25,185,000 | 2,435 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 64 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $236,239,000 | 2,349 |
| Cash and due from depository institutions | $7,384,000 | 2,720 |
| Interest-bearing balances | $33,000 | 6,220 |
| Securities | $54,539,000 | 2,229 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $162,693,000 | 2,146 |
| Loan loss allowance | $1,978,000 | 2,255 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,573,000 | 4,789 |
| Other real estate owned | $321,000 | 2,720 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $9,729,000 | 1,426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,239,000 | 2,349 |
| Total liabilities | $218,527,000 | 2,296 |
| Total deposits | $177,063,000 | 2,518 |
| Interest-bearing deposits | $148,377,000 | 2,574 |
| Deposits held in domestic offices | $177,063,000 | 2,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,581,000 | 666 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,400,000 | 1,658 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,483,000 | 2,524 |
| Total equity capital | $17,712,000 | 3,011 |
| Total bank equity capital | $17,712,000 | 3,011 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,430,000 | 1,605 |
| Surplus | $3,225,000 | 4,376 |
| Undivided profits | $12,057,000 | 2,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $977,000 | 2,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $704,000 | 4,134 |
| Earning assets | $217,265,000 | 2,332 |
| Long-term assets (5+ years) | $55,322,000 | 1,680 |
| Average Assets, year-to-date | $244,208,000 | 2,211 |
| Average Assets, quarterly | $240,506,000 | 2,274 |
| Volatile liabilities | $40,488,000 | 2,229 |
| Insider loans | $4,708,000 | 1,125 |
| FHLB advances | $18,000,000 | 1,556 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $27,274,000 | 2,270 |
| Tier 1 (core) risk-based capital | $17,427,000 | 2,878 |
| Tier 2 risk-based capital | $1,937,000 | 2,105 |
| Total risk weighted assets | $154,985,000 | 2,340 |
| Total unused commitments | $27,274,000 | 2,280 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 65 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $244,773,000 | 2,223 |
| Cash and due from depository institutions | $8,414,000 | 2,655 |
| Interest-bearing balances | $32,000 | 6,149 |
| Securities | $65,470,000 | 1,866 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $158,880,000 | 2,146 |
| Loan loss allowance | $2,030,000 | 2,153 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,569,000 | 4,761 |
| Other real estate owned | $494,000 | 2,655 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $9,946,000 | 1,370 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,773,000 | 2,223 |
| Total liabilities | $227,438,000 | 2,152 |
| Total deposits | $175,555,000 | 2,525 |
| Interest-bearing deposits | $150,219,000 | 2,547 |
| Deposits held in domestic offices | $175,555,000 | 2,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,649,000 | 586 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $23,400,000 | 1,372 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,834,000 | 2,186 |
| Total equity capital | $17,335,000 | 3,031 |
| Total bank equity capital | $17,335,000 | 3,031 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,430,000 | 1,614 |
| Surplus | $3,225,000 | 4,339 |
| Undivided profits | $11,680,000 | 2,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,259,000 | 2,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $856,000 | 3,506 |
| Earning assets | $224,382,000 | 2,224 |
| Long-term assets (5+ years) | $59,261,000 | 1,551 |
| Average Assets, year-to-date | $248,192,500 | 2,163 |
| Average Assets, quarterly | $248,192,500 | 2,163 |
| Volatile liabilities | $47,738,000 | 1,913 |
| Insider loans | $3,580,000 | 1,497 |
| FHLB advances | $18,000,000 | 1,500 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,626,000 | 2,179 |
| Tier 1 (core) risk-based capital | $16,830,000 | 2,931 |
| Tier 2 risk-based capital | $1,928,000 | 2,074 |
| Total risk weighted assets | $154,131,000 | 2,308 |
| Total unused commitments | $27,626,000 | 2,186 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 61 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $251,612,000 | 2,128 |
| Cash and due from depository institutions | $7,087,000 | 2,783 |
| Interest-bearing balances | $28,000 | 6,167 |
| Securities | $71,370,000 | 1,712 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $159,882,000 | 2,121 |
| Loan loss allowance | $1,856,000 | 2,294 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,625,000 | 4,664 |
| Other real estate owned | $448,000 | 2,783 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $11,200,000 | 1,181 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,612,000 | 2,128 |
| Total liabilities | $234,591,000 | 2,059 |
| Total deposits | $179,292,000 | 2,427 |
| Interest-bearing deposits | $153,675,000 | 2,415 |
| Deposits held in domestic offices | $179,292,000 | 2,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,082,000 | 567 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $23,400,000 | 1,378 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,817,000 | 2,183 |
| Total equity capital | $17,021,000 | 3,035 |
| Total bank equity capital | $17,021,000 | 3,035 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,430,000 | 1,605 |
| Surplus | $3,225,000 | 4,285 |
| Undivided profits | $11,366,000 | 2,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,619,000 | 1,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $847,000 | 3,703 |
| Earning assets | $231,280,000 | 2,121 |
| Long-term assets (5+ years) | $52,739,000 | 1,648 |
| Average Assets, year-to-date | $235,500,200 | 2,175 |
| Average Assets, quarterly | $246,067,500 | 2,148 |
| Volatile liabilities | $52,064,000 | 1,769 |
| Insider loans | $3,739,000 | 1,424 |
| FHLB advances | $18,000,000 | 1,501 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $27,428,000 | 2,109 |
| Tier 1 (core) risk-based capital | $16,208,000 | 2,974 |
| Tier 2 risk-based capital | $1,856,000 | 2,109 |
| Total risk weighted assets | $153,834,000 | 2,279 |
| Total unused commitments | $27,428,000 | 2,113 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 61 | 2,784 |
| Assets and Liabilities | ||
| Total Assets: | $227,254,000 | 2,242 |
| Cash and due from depository institutions | $6,895,000 | 2,784 |
| Interest-bearing balances | $36,000 | 5,916 |
| Securities | $64,514,000 | 1,734 |
| Federal funds sold & reverse repurchase agreements | $3,451,000 | 3,604 |
| Net loans & leases | $140,576,000 | 2,307 |
| Loan loss allowance | $1,390,000 | 2,759 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,564,000 | 4,726 |
| Other real estate owned | $281,000 | 2,784 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $9,973,000 | 1,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,254,000 | 2,242 |
| Total liabilities | $211,246,000 | 2,156 |
| Total deposits | $171,548,000 | 2,400 |
| Interest-bearing deposits | $147,956,000 | 2,385 |
| Deposits held in domestic offices | $171,548,000 | 2,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,042,000 | 809 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,400,000 | 1,382 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,256,000 | 1,829 |
| Total equity capital | $16,008,000 | 3,000 |
| Total bank equity capital | $16,008,000 | 3,000 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,430,000 | 1,609 |
| Surplus | $3,225,000 | 4,208 |
| Undivided profits | $10,353,000 | 2,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,889,000 | 1,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,013,000 | 3,424 |
| Earning assets | $208,577,000 | 2,241 |
| Long-term assets (5+ years) | $55,175,000 | 1,585 |
| Average Assets, year-to-date | $213,156,600 | 2,275 |
| Average Assets, quarterly | $227,259,500 | 2,222 |
| Volatile liabilities | $34,981,000 | 2,382 |
| Insider loans | $1,574,000 | 2,881 |
| FHLB advances | $20,400,000 | 1,266 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,011,000 | 2,336 |
| Tier 1 (core) risk-based capital | $15,492,000 | 2,964 |
| Tier 2 risk-based capital | $1,390,000 | 2,566 |
| Total risk weighted assets | $143,708,000 | 2,318 |
| Total unused commitments | $22,011,000 | 2,341 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 75 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $202,491,000 | 2,409 |
| Cash and due from depository institutions | $8,314,000 | 2,262 |
| Interest-bearing balances | $33,000 | 5,653 |
| Securities | $42,853,000 | 2,517 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $139,516,000 | 2,247 |
| Loan loss allowance | $1,192,000 | 2,983 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,686,000 | 4,506 |
| Other real estate owned | $348,000 | 2,262 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $9,774,000 | 1,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,491,000 | 2,409 |
| Total liabilities | $185,572,000 | 2,368 |
| Total deposits | $167,478,000 | 2,346 |
| Interest-bearing deposits | $146,369,000 | 2,310 |
| Deposits held in domestic offices | $167,478,000 | 2,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,098,000 | 901 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $400,000 | 5,099 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,596,000 | 1,264 |
| Total equity capital | $16,919,000 | 2,758 |
| Total bank equity capital | $16,919,000 | 2,758 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,430,000 | 1,617 |
| Surplus | $3,225,000 | 4,166 |
| Undivided profits | $11,264,000 | 2,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $915,000 | 2,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $696,000 | 3,890 |
| Earning assets | $182,402,000 | 2,448 |
| Long-term assets (5+ years) | $52,440,000 | 1,576 |
| Average Assets, year-to-date | $201,519,000 | 2,294 |
| Average Assets, quarterly | $202,551,000 | 2,378 |
| Volatile liabilities | $32,721,000 | 2,477 |
| Insider loans | $2,723,000 | 1,764 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $19,414,000 | 2,379 |
| Tier 1 (core) risk-based capital | $17,023,000 | 2,631 |
| Tier 2 risk-based capital | $1,192,000 | 2,792 |
| Total risk weighted assets | $138,136,000 | 2,305 |
| Total unused commitments | $19,414,000 | 2,383 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 91 | 1,890 |
| Assets and Liabilities | ||
| Total Assets: | $199,301,000 | 2,362 |
| Cash and due from depository institutions | $6,942,000 | 1,890 |
| Interest-bearing balances | $26,000 | 5,861 |
| Securities | $44,307,000 | 2,548 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $137,782,000 | 2,189 |
| Loan loss allowance | $1,346,000 | 2,634 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,861,000 | 4,200 |
| Other real estate owned | $11,000 | 1,890 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,398,000 | 1,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,301,000 | 2,362 |
| Total liabilities | $183,806,000 | 2,327 |
| Total deposits | $168,517,000 | 2,257 |
| Interest-bearing deposits | $150,718,000 | 2,170 |
| Deposits held in domestic offices | $168,517,000 | 2,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,798,000 | 1,162 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,842,000 | 4,060 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,649,000 | 1,505 |
| Total equity capital | $15,495,000 | 2,863 |
| Total bank equity capital | $15,495,000 | 2,863 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,430,000 | 1,620 |
| Surplus | $3,225,000 | 4,148 |
| Undivided profits | $9,840,000 | 2,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,437,000 | 1,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $574,000 | 4,055 |
| Earning assets | $182,115,000 | 2,377 |
| Long-term assets (5+ years) | $58,500,000 | 1,510 |
| Average Assets, year-to-date | $194,874,400 | 2,314 |
| Average Assets, quarterly | $197,865,500 | 2,350 |
| Volatile liabilities | $32,611,000 | 2,391 |
| Insider loans | $2,221,000 | 2,046 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $24,159,000 | 2,051 |
| Tier 1 (core) risk-based capital | $16,149,000 | 2,727 |
| Tier 2 risk-based capital | $1,346,000 | 2,402 |
| Total risk weighted assets | $128,628,800 | 2,376 |
| Total unused commitments | $24,159,000 | 2,055 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 91 | 1,884 |
| Assets and Liabilities | ||
| Total Assets: | $191,613,000 | 2,391 |
| Cash and due from depository institutions | $5,163,000 | 1,884 |
| Interest-bearing balances | $28,000 | 5,867 |
| Securities | $47,300,000 | 2,445 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 4,440 |
| Net loans & leases | $128,521,000 | 2,182 |
| Loan loss allowance | $1,335,000 | 2,574 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,889,000 | 4,089 |
| Other real estate owned | $33,000 | 1,884 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,257,000 | 1,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,613,000 | 2,391 |
| Total liabilities | $176,184,000 | 2,346 |
| Total deposits | $170,087,000 | 2,244 |
| Interest-bearing deposits | $156,894,000 | 2,054 |
| Deposits held in domestic offices | $170,087,000 | 2,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,337,000 | 1,885 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,020,000 | 3,220 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,740,000 | 2,230 |
| Total equity capital | $15,429,000 | 2,912 |
| Total bank equity capital | $15,429,000 | 2,912 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,430,000 | 1,562 |
| Surplus | $3,225,000 | 4,009 |
| Undivided profits | $9,774,000 | 2,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $845,000 | 2,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $554,000 | 4,199 |
| Earning assets | $179,299,000 | 2,353 |
| Long-term assets (5+ years) | $68,520,000 | 1,229 |
| Average Assets, year-to-date | $188,266,200 | 2,298 |
| Average Assets, quarterly | $190,203,500 | 2,369 |
| Volatile liabilities | $17,448,000 | 3,389 |
| Insider loans | $2,357,000 | 1,822 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,356,000 | 2,402 |
| Tier 1 (core) risk-based capital | $15,254,000 | 2,796 |
| Tier 2 risk-based capital | $1,335,000 | 2,346 |
| Total risk weighted assets | $118,879,200 | 2,413 |
| Total unused commitments | $18,356,000 | 2,406 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 91 | 1,939 |
| Assets and Liabilities | ||
| Total Assets: | $184,722,000 | 2,434 |
| Cash and due from depository institutions | $8,206,000 | 1,939 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $43,633,000 | 2,604 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $126,201,000 | 2,210 |
| Loan loss allowance | $1,283,000 | 2,694 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,796,000 | 4,158 |
| Other real estate owned | $11,000 | 1,939 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,875,000 | 1,577 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,722,000 | 2,434 |
| Total liabilities | $168,193,000 | 2,416 |
| Total deposits | $162,580,000 | 2,302 |
| Interest-bearing deposits | $148,947,000 | 2,168 |
| Deposits held in domestic offices | $162,580,000 | 2,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,347,000 | 1,777 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $408,000 | 4,165 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,858,000 | 2,163 |
| Total equity capital | $16,529,000 | 2,691 |
| Total bank equity capital | $16,529,000 | 2,691 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,430,000 | 1,543 |
| Surplus | $3,225,000 | 3,963 |
| Undivided profits | $10,874,000 | 2,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 5,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $601,000 | 3,954 |
| Earning assets | $169,834,000 | 2,436 |
| Long-term assets (5+ years) | $53,966,000 | 1,285 |
| Average Assets, year-to-date | $180,279,200 | 2,379 |
| Average Assets, quarterly | $182,224,000 | 2,421 |
| Volatile liabilities | $20,672,000 | 2,910 |
| Insider loans | $2,649,000 | 1,600 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $17,840,000 | 2,308 |
| Tier 1 (core) risk-based capital | $16,458,000 | 2,592 |
| Tier 2 risk-based capital | $1,283,000 | 2,323 |
| Total risk weighted assets | $120,450,800 | 2,310 |
| Total unused commitments | $17,840,000 | 2,313 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 87 | 2,152 |
| Assets and Liabilities | ||
| Total Assets: | $178,155,000 | 2,601 |
| Cash and due from depository institutions | $6,687,000 | 2,152 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $42,120,000 | 2,855 |
| Federal funds sold & reverse repurchase agreements | $5,650,000 | 2,318 |
| Net loans & leases | $119,748,000 | 2,361 |
| Loan loss allowance | $1,290,000 | 2,794 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,647,000 | 4,371 |
| Other real estate owned | $0 | 2,152 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,303,000 | 3,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,155,000 | 2,601 |
| Total liabilities | $162,322,000 | 2,567 |
| Total deposits | $158,180,000 | 2,437 |
| Interest-bearing deposits | $142,595,000 | 2,341 |
| Deposits held in domestic offices | $158,180,000 | 2,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,042,000 | 2,218 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $224,000 | 4,484 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,876,000 | 2,150 |
| Total equity capital | $15,833,000 | 2,821 |
| Total bank equity capital | $15,833,000 | 2,821 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,430,000 | 1,608 |
| Surplus | $3,225,000 | 4,024 |
| Undivided profits | $10,178,000 | 2,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 5,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,805 |
| Income earned, not collected on loans | $563,000 | 4,089 |
| Earning assets | $167,518,000 | 2,548 |
| Long-term assets (5+ years) | $48,491,000 | 1,317 |
| Average Assets, year-to-date | $171,347,200 | 2,584 |
| Average Assets, quarterly | $173,870,500 | 2,632 |
| Volatile liabilities | $16,255,000 | 3,413 |
| Insider loans | $2,769,000 | 1,564 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $18,221,000 | 2,202 |
| Tier 1 (core) risk-based capital | $15,817,000 | 2,749 |
| Tier 2 risk-based capital | $1,290,000 | 2,348 |
| Total risk weighted assets | $114,505,300 | 2,451 |
| Total unused commitments | $18,221,000 | 2,218 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 97 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $167,777,000 | 2,738 |
| Cash and due from depository institutions | $6,148,000 | 1,983 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $38,766,000 | 3,255 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,868 |
| Net loans & leases | $116,285,000 | 2,372 |
| Loan loss allowance | $1,116,000 | 3,200 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,320,000 | 5,076 |
| Other real estate owned | $0 | 1,983 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,758,000 | 2,729 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,777,000 | 2,738 |
| Total liabilities | $152,606,000 | 2,731 |
| Total deposits | $150,867,000 | 2,572 |
| Interest-bearing deposits | $137,802,000 | 2,465 |
| Deposits held in domestic offices | $150,867,000 | 2,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $61,000 | 4,610 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,678,000 | 2,411 |
| Total equity capital | $15,171,000 | 2,944 |
| Total bank equity capital | $15,171,000 | 2,944 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,430,000 | 1,646 |
| Surplus | $3,225,000 | 4,001 |
| Undivided profits | $9,516,000 | 2,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 4,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,549 |
| Income earned, not collected on loans | $671,000 | 3,523 |
| Earning assets | $157,551,000 | 2,690 |
| Long-term assets (5+ years) | $46,000,000 | 1,273 |
| Average Assets, year-to-date | $164,815,000 | 2,701 |
| Average Assets, quarterly | $167,490,500 | 2,729 |
| Volatile liabilities | $12,994,000 | 3,763 |
| Insider loans | $2,165,000 | 1,983 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,916,000 | 2,334 |
| Tier 1 (core) risk-based capital | $15,069,000 | 2,855 |
| Tier 2 risk-based capital | $1,116,000 | 2,647 |
| Total risk weighted assets | $111,301,000 | 2,441 |
| Total unused commitments | $15,916,000 | 2,346 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 88 | 2,286 |
| Assets and Liabilities | ||
| Total Assets: | $162,944,000 | 2,782 |
| Cash and due from depository institutions | $5,871,000 | 2,286 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $38,655,000 | 3,398 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 3,889 |
| Net loans & leases | $112,272,000 | 2,410 |
| Loan loss allowance | $1,343,000 | 2,797 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,387,000 | 4,907 |
| Other real estate owned | $6,000 | 2,286 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,853,000 | 2,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,944,000 | 2,782 |
| Total liabilities | $148,957,000 | 2,777 |
| Total deposits | $146,385,000 | 2,623 |
| Interest-bearing deposits | $132,902,000 | 2,486 |
| Deposits held in domestic offices | $146,385,000 | 2,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $332,000 | 4,069 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,240,000 | 1,649 |
| Total equity capital | $13,987,000 | 2,910 |
| Total bank equity capital | $13,987,000 | 2,910 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,430,000 | 1,687 |
| Surplus | $3,225,000 | 3,926 |
| Undivided profits | $8,332,000 | 2,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,933,000 | 1,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 1,040 |
| Income earned, not collected on loans | $542,000 | 3,872 |
| Earning assets | $152,827,000 | 2,718 |
| Long-term assets (5+ years) | $18,666,000 | 2,697 |
| Average Assets, year-to-date | $163,674,600 | 2,701 |
| Average Assets, quarterly | $162,846,500 | 2,771 |
| Volatile liabilities | $9,805,000 | 4,404 |
| Insider loans | $1,730,000 | 2,362 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,465,000 | 2,207 |
| Tier 1 (core) risk-based capital | $14,707,000 | 2,813 |
| Tier 2 risk-based capital | $1,343,000 | 2,238 |
| Total risk weighted assets | $108,186,800 | 2,459 |
| Total unused commitments | $16,465,000 | 2,219 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 92 | 2,285 |
| Assets and Liabilities | ||
| Total Assets: | $163,049,000 | 2,806 |
| Cash and due from depository institutions | $6,295,000 | 2,285 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $45,509,000 | 3,056 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 5,264 |
| Net loans & leases | $105,194,000 | 2,494 |
| Loan loss allowance | $1,587,000 | 2,523 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,466,000 | 4,753 |
| Other real estate owned | $161,000 | 2,285 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,124,000 | 3,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,049,000 | 2,806 |
| Total liabilities | $147,902,000 | 2,839 |
| Total deposits | $145,733,000 | 2,710 |
| Interest-bearing deposits | $133,674,000 | 2,570 |
| Deposits held in domestic offices | $145,733,000 | 2,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $513,000 | 3,319 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,656,000 | 2,118 |
| Total equity capital | $15,147,000 | 2,667 |
| Total bank equity capital | $15,147,000 | 2,667 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,430,000 | 1,705 |
| Surplus | $3,225,000 | 3,892 |
| Undivided profits | $9,492,000 | 2,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,996,000 | 1,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,515 |
| Income earned, not collected on loans | $443,000 | 4,231 |
| Earning assets | $153,003,000 | 2,761 |
| Long-term assets (5+ years) | $19,748,000 | 2,694 |
| Average Assets, year-to-date | $162,346,000 | 2,764 |
| Average Assets, quarterly | $161,808,000 | 2,810 |
| Volatile liabilities | $7,378,000 | 5,097 |
| Insider loans | $1,659,000 | 2,447 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,432,000 | 2,275 |
| Tier 1 (core) risk-based capital | $14,708,000 | 2,680 |
| Tier 2 risk-based capital | $1,301,500 | 2,263 |
| Total risk weighted assets | $103,834,100 | 2,517 |
| Total unused commitments | $15,432,000 | 2,294 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 94 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $163,184,000 | 2,895 |
| Cash and due from depository institutions | $5,791,000 | 2,290 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $44,805,000 | 3,046 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 3,405 |
| Net loans & leases | $104,032,000 | 2,570 |
| Loan loss allowance | $1,554,000 | 2,629 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,406,000 | 4,907 |
| Other real estate owned | $761,000 | 2,290 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,589,000 | 4,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,184,000 | 2,895 |
| Total liabilities | $149,651,000 | 2,886 |
| Total deposits | $147,257,000 | 2,799 |
| Interest-bearing deposits | $136,317,000 | 2,643 |
| Deposits held in domestic offices | $147,257,000 | 2,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $698,000 | 2,870 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,696,000 | 2,135 |
| Total equity capital | $13,533,000 | 2,851 |
| Total bank equity capital | $13,533,000 | 2,851 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,430,000 | 1,757 |
| Surplus | $3,225,000 | 3,779 |
| Undivided profits | $7,878,000 | 2,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,548,000 | 2,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $475,000 | 4,302 |
| Earning assets | $153,637,000 | 2,812 |
| Long-term assets (5+ years) | $33,037,000 | 1,700 |
| Average Assets, year-to-date | $162,287,200 | 2,833 |
| Average Assets, quarterly | $161,741,000 | 2,899 |
| Volatile liabilities | $7,586,000 | 4,980 |
| Insider loans | $445,000 | 2,070 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,989,000 | 2,458 |
| Tier 1 (core) risk-based capital | $13,533,000 | 2,799 |
| Tier 2 risk-based capital | $1,310,120 | 2,297 |
| Total risk weighted assets | $104,565,520 | 2,567 |
| Total unused commitments | $12,989,000 | 2,477 |
| Derivatives | $0 | 651 |