Home > Citizens Bank of Southern Missouri > Income and Expense
Citizens Bank of Southern Missouri, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,411,000 | 6,553 |
| Total interest expense | $2,225,000 | 6,033 |
| Net interest income | $2,186,000 | 6,896 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $222,000 | 8,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,521 |
| Total noninterest expense | $1,472,000 | 7,350 |
| Salaries and employee benefits | $726,000 | 7,558 |
| Premises and equipment expense | $181,000 | 7,579 |
| Additional noninterest expense | $565,000 | 6,747 |
| Pre-tax net operating income | $872,000 | 6,548 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $269,000 | 6,377 |
| Income before extraordinary items | $600,000 | 6,613 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $600,000 | 6,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $420,000 | 3,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $602,070 | 6,591 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,838,000 | 6,899 |
| Total interest expense | $1,690,000 | 6,350 |
| Net interest income | $2,148,000 | 7,206 |
| Provision for loan and lease losses | $71,000 | 5,291 |
| Total noninterest income | $227,000 | 8,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $1,423,000 | 7,844 |
| Salaries and employee benefits | $710,000 | 7,799 |
| Premises and equipment expense | $164,000 | 8,211 |
| Additional noninterest expense | $549,000 | 7,428 |
| Pre-tax net operating income | $881,000 | 6,487 |
| Securities gains (losses) | $-23,000 | 10,454 |
| Applicable income taxes | $286,000 | 6,044 |
| Income before extraordinary items | $572,000 | 6,748 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $572,000 | 6,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $222,000 | 5,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $587,410 | 6,701 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 7,557 |
| Total interest expense | $1,525,000 | 7,128 |
| Net interest income | $1,959,000 | 7,800 |
| Provision for loan and lease losses | $77,000 | 6,405 |
| Total noninterest income | $186,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $1,242,000 | 8,728 |
| Salaries and employee benefits | $588,000 | 8,908 |
| Premises and equipment expense | $155,000 | 8,775 |
| Additional noninterest expense | $499,000 | 8,221 |
| Pre-tax net operating income | $826,000 | 6,685 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $274,000 | 6,421 |
| Income before extraordinary items | $563,000 | 7,053 |
| Extraordinary gains, net | $47,000 | 2,224 |
| Net income | $610,000 | 6,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 12,290 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 738 |
| Net operating income | $555,630 | 6,851 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 8,380 |
| Total interest expense | $1,609,000 | 8,173 |
| Net interest income | $1,756,000 | 8,481 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $132,000 | 10,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $1,008,000 | 9,937 |
| Salaries and employee benefits | $481,000 | 9,968 |
| Premises and equipment expense | $105,000 | 10,550 |
| Additional noninterest expense | $422,000 | 9,304 |
| Pre-tax net operating income | $880,000 | 6,200 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $295,000 | 5,996 |
| Income before extraordinary items | $614,000 | 6,480 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $614,000 | 6,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $594,280 | 6,260 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.