Home > Citizens Bank of Rhode Island > Net charge- offs to loans
Citizens Bank of Rhode Island, Net charge- offs to loans
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3857% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0987% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1191% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0354% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1408% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3487% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6301% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6115% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8537% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3501% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0874% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1055% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0220% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1272% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3673% | 1,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5595% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1088% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2420% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5062% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 2,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 2,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0751% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 2,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5964% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4612% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1390% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2259% | 512 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5749% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 2,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 7,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0715% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 2,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6576% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4326% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3324% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1147% | 474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 7,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2671% | 8,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4112% | 2,672 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3876% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3773% | 394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1813% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 7,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7116% | 8,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6149% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7486% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1883% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5440% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 8,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 7,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0004% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 7,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0707% | 3,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1362% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | 14.5944% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4862% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5861% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0334% | 8,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 7,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0006% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 7,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1301% | 2,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2375% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | 16.4050% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4581% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6794% | 511 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 7,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0507% | 8,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0009% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 7,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0277% | 2,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5118% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 20.3471% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0345% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9817% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 1,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0998% | 1,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1905% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 28.4813% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6699% | 293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2086% | 347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 3,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 1,252 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3705% | 6,446 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 2,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0166% | 601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 2,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3287% | 2,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5548% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 35.5306% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4656% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3490% | 264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 3,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5057% | 6,399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 2,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0232% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 2,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2908% | 2,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8456% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | 40.4224% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7873% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2938% | 304 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 8,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8286% | 6,366 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 7,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 8,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3149% | 1,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6841% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 39.9854% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4272% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6901% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 8,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 8,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 8,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6853% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2819% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | 20.4721% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3048% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2630% | 2,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 3,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 8,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 3,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0233% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 8,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6594% | 2,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3361% | 5,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5317% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2122% | 2,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 3,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 2,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0325% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 8,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1091% | 3,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3413% | 4,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3713% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2132% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 2,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 2,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0496% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 8,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1250% | 2,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3368% | 4,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4098% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2794% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 8,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 8,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 8,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1811% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4578% | 3,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8062% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2670% | 3,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 8,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0680% | 8,773 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8101% | 6,611 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 2,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0141% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 2,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5870% | 2,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3754% | 4,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5182% | 1,008 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2945% | 2,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0377% | 8,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1281% | 9,056 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3527% | 6,673 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 8,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0060% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 8,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2545% | 3,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3002% | 5,306 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.0320% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3216% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0855% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0900% | 1,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6392% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1151% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0139% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1512% | 1,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9242% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1674% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5613% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4608% | 169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2176% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1849% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4044% | 1,411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0222% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0657% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3938% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1769% | 1,179 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4430% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5411% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3437% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0345% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7347% | 1,368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0986% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0388% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1107% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1155% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9162% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4045% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1535% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3683% | 2,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0602% | 468 |
| Percentage Net Loans Charged-off:Construction & development | -0.0521% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0987% | 1,304 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0716% | 1,320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1049% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0792% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1094% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2212% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2628% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8568% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3576% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3324% | 2,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3308% | 156 |
| Percentage Net Loans Charged-off:Construction & development | -1.6229% | 1,436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3429% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8969% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3080% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0778% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3383% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2745% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5161% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0200% | 878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1998% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2158% | 3,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2448% | 277 |
| Percentage Net Loans Charged-off:Construction & development | -0.0969% | 1,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4118% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3876% | 1,434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2877% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0444% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3124% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3110% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3360% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1623% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8307% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4887% | 202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0745% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5703% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2748% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4404% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1958% | 1,276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4989% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6356% | 29 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3092% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9183% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0992% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7321% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7383% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0387% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5254% | 212 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7951% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5292% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2894% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5558% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7338% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8133% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9094% | 1,292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7346% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6189% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0906% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2170% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2794% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2972% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2769% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0174% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6085% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1856% | 1,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |