Home > Citizens Bank of Princeton > Income and Expense
Citizens Bank of Princeton, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 7,135 |
| Total interest expense | $1,102,000 | 6,677 |
| Net interest income | $1,619,000 | 7,237 |
| Provision for loan and lease losses | $-105,000 | 9,267 |
| Total noninterest income | $280,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $241,000 | 4,789 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $1,029,000 | 7,875 |
| Salaries and employee benefits | $537,000 | 7,979 |
| Premises and equipment expense | $135,000 | 7,649 |
| Additional noninterest expense | $357,000 | 7,428 |
| Pre-tax net operating income | $975,000 | 5,271 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $353,000 | 4,137 |
| Income before extraordinary items | $628,000 | 5,852 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $628,000 | 5,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $321,000 | 4,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $624,160 | 5,732 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,973,000 | 7,283 |
| Total interest expense | $1,488,000 | 7,000 |
| Net interest income | $1,485,000 | 7,358 |
| Provision for loan and lease losses | $68,000 | 6,251 |
| Total noninterest income | $251,000 | 6,853 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $221,000 | 4,932 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,000 | 8,341 |
| Total noninterest expense | $945,000 | 8,101 |
| Salaries and employee benefits | $512,000 | 8,119 |
| Premises and equipment expense | $119,000 | 8,021 |
| Additional noninterest expense | $314,000 | 7,758 |
| Pre-tax net operating income | $723,000 | 5,739 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $251,000 | 4,606 |
| Income before extraordinary items | $472,000 | 6,207 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $472,000 | 6,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $87,000 | 5,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $472,000 | 6,083 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 7,411 |
| Total interest expense | $1,555,000 | 7,050 |
| Net interest income | $1,447,000 | 7,550 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $281,000 | 6,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,029 |
| Total noninterest expense | $945,000 | 8,182 |
| Salaries and employee benefits | $454,000 | 8,474 |
| Premises and equipment expense | $144,000 | 7,690 |
| Additional noninterest expense | $347,000 | 7,571 |
| Pre-tax net operating income | $783,000 | 5,926 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $264,000 | 4,861 |
| Income before extraordinary items | $519,000 | 6,222 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $519,000 | 6,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $1,300,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $519,000 | 6,233 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,717,000 | 7,691 |
| Total interest expense | $1,310,000 | 7,386 |
| Net interest income | $1,407,000 | 7,766 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $267,000 | 6,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 4,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $891,000 | 8,451 |
| Salaries and employee benefits | $421,000 | 8,778 |
| Premises and equipment expense | $113,000 | 8,364 |
| Additional noninterest expense | $357,000 | 7,637 |
| Pre-tax net operating income | $768,000 | 6,056 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $275,000 | 5,006 |
| Income before extraordinary items | $493,000 | 6,486 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $493,000 | 6,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,792 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $493,000 | 6,466 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 7,941 |
| Total interest expense | $1,484,000 | 7,225 |
| Net interest income | $1,152,000 | 8,445 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $206,000 | 7,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 5,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,617 |
| Total noninterest expense | $850,000 | 8,600 |
| Salaries and employee benefits | $405,000 | 8,937 |
| Premises and equipment expense | $115,000 | 8,378 |
| Additional noninterest expense | $330,000 | 7,843 |
| Pre-tax net operating income | $508,000 | 7,321 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $168,000 | 6,606 |
| Income before extraordinary items | $340,000 | 7,594 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $340,000 | 7,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,563 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $340,000 | 7,510 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 8,160 |
| Total interest expense | $1,481,000 | 7,395 |
| Net interest income | $1,194,000 | 8,691 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $201,000 | 7,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,946 |
| Total noninterest expense | $802,000 | 9,024 |
| Salaries and employee benefits | $386,000 | 9,343 |
| Premises and equipment expense | $149,000 | 7,823 |
| Additional noninterest expense | $267,000 | 8,663 |
| Pre-tax net operating income | $523,000 | 7,794 |
| Securities gains (losses) | $72,000 | 1,137 |
| Applicable income taxes | $183,000 | 7,132 |
| Income before extraordinary items | $412,000 | 7,563 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $412,000 | 7,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $362,320 | 7,849 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 8,600 |
| Total interest expense | $1,467,000 | 7,650 |
| Net interest income | $1,104,000 | 9,268 |
| Provision for loan and lease losses | $987,000 | 1,043 |
| Total noninterest income | $215,000 | 8,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,253 |
| Total noninterest expense | $773,000 | 9,536 |
| Salaries and employee benefits | $356,000 | 9,918 |
| Premises and equipment expense | $106,000 | 9,125 |
| Additional noninterest expense | $311,000 | 8,759 |
| Pre-tax net operating income | $-441,000 | 11,219 |
| Securities gains (losses) | $38,000 | 1,523 |
| Applicable income taxes | $-111,000 | 11,183 |
| Income before extraordinary items | $-292,000 | 11,176 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-292,000 | 11,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,539 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-319,360 | 11,161 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 9,162 |
| Total interest expense | $1,333,000 | 8,179 |
| Net interest income | $1,033,000 | 9,840 |
| Provision for loan and lease losses | $82,000 | 5,048 |
| Total noninterest income | $199,000 | 8,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,923 |
| Total noninterest expense | $691,000 | 10,223 |
| Salaries and employee benefits | $335,000 | 10,445 |
| Premises and equipment expense | $98,000 | 9,671 |
| Additional noninterest expense | $258,000 | 9,751 |
| Pre-tax net operating income | $459,000 | 8,696 |
| Securities gains (losses) | $28,000 | 1,681 |
| Applicable income taxes | $184,000 | 7,711 |
| Income before extraordinary items | $303,000 | 8,911 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $303,000 | 8,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $285,080 | 9,057 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 10,967 |
| Total interest expense | $648,000 | 10,359 |
| Net interest income | $737,000 | 11,257 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $624,000 | 11,017 |
| Salaries and employee benefits | $277,000 | 11,412 |
| Premises and equipment expense | $96,000 | 10,152 |
| Additional noninterest expense | $251,000 | 10,511 |
| Pre-tax net operating income | $263,000 | 10,391 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $98,000 | 9,409 |
| Income before extraordinary items | $165,000 | 10,663 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $165,000 | 10,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $165,000 | 10,702 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 12,240 |
| Total interest expense | $462,000 | 11,876 |
| Net interest income | $563,000 | 12,356 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $170,000 | 9,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $488,000 | 12,232 |
| Salaries and employee benefits | $199,000 | 12,651 |
| Premises and equipment expense | $71,000 | 11,459 |
| Additional noninterest expense | $218,000 | 11,491 |
| Pre-tax net operating income | $221,000 | 10,861 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $72,000 | 10,417 |
| Income before extraordinary items | $147,000 | 11,238 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $147,000 | 11,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $148,340 | 11,016 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 13,015 |
| Total interest expense | $504,000 | 12,742 |
| Net interest income | $502,000 | 13,073 |
| Provision for loan and lease losses | $43,000 | 9,374 |
| Total noninterest income | $134,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $432,000 | 13,012 |
| Salaries and employee benefits | $171,000 | 13,402 |
| Premises and equipment expense | $75,000 | 11,682 |
| Additional noninterest expense | $186,000 | 12,438 |
| Pre-tax net operating income | $161,000 | 11,414 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $13,000 | 12,284 |
| Income before extraordinary items | $148,000 | 11,302 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $148,000 | 11,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $148,000 | 10,965 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.