Home > Citizens Bank of Paso Robles > Income and Expense
Citizens Bank of Paso Robles, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 8,072 |
| Total interest expense | $1,131,000 | 8,809 |
| Net interest income | $1,958,000 | 7,398 |
| Provision for loan and lease losses | $121,000 | 4,076 |
| Total noninterest income | $169,000 | 8,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $1,542,000 | 7,141 |
| Salaries and employee benefits | $739,000 | 7,468 |
| Premises and equipment expense | $172,000 | 7,765 |
| Additional noninterest expense | $631,000 | 6,326 |
| Pre-tax net operating income | $464,000 | 8,660 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $139,000 | 8,466 |
| Income before extraordinary items | $332,000 | 8,644 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $332,000 | 8,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,504 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $327,100 | 8,657 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 8,588 |
| Total interest expense | $949,000 | 8,912 |
| Net interest income | $1,732,000 | 8,220 |
| Provision for loan and lease losses | $119,000 | 4,225 |
| Total noninterest income | $146,000 | 9,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $1,471,000 | 7,689 |
| Salaries and employee benefits | $764,000 | 7,422 |
| Premises and equipment expense | $180,000 | 7,850 |
| Additional noninterest expense | $527,000 | 7,619 |
| Pre-tax net operating income | $288,000 | 10,214 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $18,000 | 11,192 |
| Income before extraordinary items | $270,000 | 9,489 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $270,000 | 9,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $270,000 | 9,536 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 9,613 |
| Total interest expense | $825,000 | 9,904 |
| Net interest income | $1,458,000 | 9,244 |
| Provision for loan and lease losses | $131,000 | 4,988 |
| Total noninterest income | $158,000 | 10,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $1,269,000 | 8,623 |
| Salaries and employee benefits | $662,000 | 8,283 |
| Premises and equipment expense | $160,000 | 8,641 |
| Additional noninterest expense | $447,000 | 8,754 |
| Pre-tax net operating income | $216,000 | 10,902 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $4,000 | 11,985 |
| Income before extraordinary items | $212,000 | 10,506 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $212,000 | 10,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,869 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $212,000 | 10,272 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 10,495 |
| Total interest expense | $1,005,000 | 10,367 |
| Net interest income | $1,186,000 | 10,372 |
| Provision for loan and lease losses | $93,000 | 7,482 |
| Total noninterest income | $150,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,124,000 | 9,392 |
| Salaries and employee benefits | $574,000 | 9,040 |
| Premises and equipment expense | $147,000 | 9,210 |
| Additional noninterest expense | $403,000 | 9,531 |
| Pre-tax net operating income | $119,000 | 11,819 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $13,000 | 12,284 |
| Income before extraordinary items | $111,000 | 11,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $111,000 | 11,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $106,500 | 11,558 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.