Home > Citizens Bank of Paso Robles > Assets and Liabilities
Citizens Bank of Paso Robles, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $35,196,000 | 8,935 |
| Cash and due from depository institutions | $1,948,000 | 8,186 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $1,863,000 | 11,429 |
| Federal funds sold & reverse repurchase agreements | $7,725,000 | 1,910 |
| Net loans & leases | $22,310,000 | 8,157 |
| Loan loss allowance | $230,000 | 9,015 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $644,000 | 7,530 |
| Other real estate owned | $414,000 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $292,000 | 10,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,196,000 | 8,935 |
| Total liabilities | $33,000,000 | 8,725 |
| Total deposits | $29,648,000 | 8,976 |
| Interest-bearing deposits | $25,401,000 | 8,973 |
| Deposits held in domestic offices | $29,648,000 | 8,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,723,000 | 2,142 |
| Subordinated debt | $500,000 | 291 |
| All other liabilities | $129,000 | 10,729 |
| Total equity capital | $2,196,000 | 10,466 |
| Total bank equity capital | $2,196,000 | 10,466 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,039,000 | 3,432 |
| Surplus | $1,068,000 | 7,594 |
| Undivided profits | $89,000 | 11,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 4,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $149,000 | 9,741 |
| Earning assets | $31,898,000 | 8,951 |
| Long-term assets (5+ years) | $648,000 | 9,472 |
| Average Assets, year-to-date | $33,134,800 | 8,988 |
| Average Assets, quarterly | $34,575,000 | 8,940 |
| Volatile liabilities | $5,174,000 | 6,807 |
| Insider loans | $952,000 | 3,852 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,320,000 | 4,010 |
| Tier 1 (core) risk-based capital | $2,196,000 | 10,401 |
| Tier 2 risk-based capital | $730,000 | 3,890 |
| Total risk weighted assets | $23,725,800 | 8,130 |
| Total unused commitments | $7,320,000 | 4,022 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $32,831,000 | 9,418 |
| Cash and due from depository institutions | $2,135,000 | 7,672 |
| Interest-bearing balances | $774,000 | 2,768 |
| Securities | $5,187,000 | 10,765 |
| Federal funds sold & reverse repurchase agreements | $930,000 | 5,695 |
| Net loans & leases | $23,215,000 | 8,125 |
| Loan loss allowance | $307,000 | 8,307 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $674,000 | 7,526 |
| Other real estate owned | $352,000 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $338,000 | 10,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,831,000 | 9,418 |
| Total liabilities | $30,989,000 | 9,219 |
| Total deposits | $29,530,000 | 9,236 |
| Interest-bearing deposits | $25,922,000 | 9,096 |
| Deposits held in domestic offices | $29,530,000 | 9,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $843,000 | 3,322 |
| Subordinated debt | $500,000 | 309 |
| All other liabilities | $116,000 | 10,766 |
| Total equity capital | $1,842,000 | 11,162 |
| Total bank equity capital | $1,842,000 | 11,162 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,039,000 | 3,575 |
| Surplus | $1,068,000 | 7,756 |
| Undivided profits | $-265,000 | 11,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 6,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $138,000 | 9,946 |
| Earning assets | $30,106,000 | 9,362 |
| Long-term assets (5+ years) | $832,000 | 9,692 |
| Average Assets, year-to-date | $31,948,400 | 9,436 |
| Average Assets, quarterly | $33,257,000 | 9,341 |
| Volatile liabilities | $2,005,000 | 9,661 |
| Insider loans | $1,158,000 | 3,320 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,447,000 | 4,206 |
| Tier 1 (core) risk-based capital | $1,863,000 | 11,204 |
| Tier 2 risk-based capital | $807,000 | 3,545 |
| Total risk weighted assets | $25,566,900 | 7,936 |
| Total unused commitments | $6,447,000 | 4,213 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 18 | 8,903 |
| Assets and Liabilities | ||
| Total Assets: | $29,316,000 | 10,252 |
| Cash and due from depository institutions | $2,183,000 | 8,903 |
| Interest-bearing balances | $976,000 | 3,477 |
| Securities | $1,725,000 | 12,667 |
| Federal funds sold & reverse repurchase agreements | $4,150,000 | 3,315 |
| Net loans & leases | $20,329,000 | 8,763 |
| Loan loss allowance | $212,000 | 10,014 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $386,000 | 9,521 |
| Other real estate owned | $310,000 | 8,903 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $233,000 | 12,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,316,000 | 10,252 |
| Total liabilities | $27,723,000 | 10,058 |
| Total deposits | $26,135,000 | 10,181 |
| Interest-bearing deposits | $22,502,000 | 10,109 |
| Deposits held in domestic offices | $26,135,000 | 10,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,019,000 | 2,671 |
| Subordinated debt | $500,000 | 330 |
| All other liabilities | $69,000 | 12,317 |
| Total equity capital | $1,593,000 | 11,939 |
| Total bank equity capital | $1,593,000 | 11,939 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,039,000 | 3,690 |
| Surplus | $1,031,000 | 7,968 |
| Undivided profits | $-477,000 | 12,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $124,000 | 8,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $104,000 | 10,886 |
| Earning assets | $27,180,000 | 10,189 |
| Long-term assets (5+ years) | $1,499,000 | 9,311 |
| Average Assets, year-to-date | $27,878,200 | 10,339 |
| Average Assets, quarterly | $28,558,500 | 10,325 |
| Volatile liabilities | $1,919,000 | 9,823 |
| Insider loans | $939,000 | 3,897 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,332,000 | 4,223 |
| Tier 1 (core) risk-based capital | $1,593,000 | 11,917 |
| Tier 2 risk-based capital | $712,000 | 3,889 |
| Total risk weighted assets | $23,765,300 | 8,367 |
| Total unused commitments | $6,332,000 | 4,249 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $26,642,000 | 10,948 |
| Cash and due from depository institutions | $2,878,000 | 9,428 |
| Interest-bearing balances | $900,000 | 4,016 |
| Securities | $2,253,000 | 12,938 |
| Federal funds sold & reverse repurchase agreements | $1,480,000 | 7,593 |
| Net loans & leases | $19,374,000 | 9,063 |
| Loan loss allowance | $218,000 | 10,177 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $435,000 | 9,383 |
| Other real estate owned | $0 | 9,428 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $222,000 | 12,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,642,000 | 10,948 |
| Total liabilities | $25,261,000 | 10,750 |
| Total deposits | $24,439,000 | 10,758 |
| Interest-bearing deposits | $21,526,000 | 10,626 |
| Deposits held in domestic offices | $24,439,000 | 10,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $253,000 | 3,709 |
| Subordinated debt | $500,000 | 361 |
| All other liabilities | $69,000 | 13,080 |
| Total equity capital | $1,381,000 | 12,587 |
| Total bank equity capital | $1,381,000 | 12,587 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,039,000 | 3,854 |
| Surplus | $1,031,000 | 7,966 |
| Undivided profits | $-689,000 | 13,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $99,000 | 11,602 |
| Earning assets | $24,007,000 | 10,947 |
| Long-term assets (5+ years) | $1,086,000 | 10,127 |
| Average Assets, year-to-date | $25,792,200 | 10,964 |
| Average Assets, quarterly | $28,064,000 | 10,663 |
| Volatile liabilities | $753,000 | 12,305 |
| Insider loans | $428,000 | 2,142 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,906,000 | 4,160 |
| Tier 1 (core) risk-based capital | $1,381,000 | 12,565 |
| Tier 2 risk-based capital | $718,000 | 3,875 |
| Total risk weighted assets | $22,268,300 | 8,828 |
| Total unused commitments | $5,906,000 | 4,181 |
| Derivatives | $0 | 651 |