Home > Citizens Bank of Northern Kentucky, Inc. > Net charge- offs to loans
Citizens Bank of Northern Kentucky, Inc., Net charge- offs to loans
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 2,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 4,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2348% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 2,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0728% | 4,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4179% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9339% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6050% | 1,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 5,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1288% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3140% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0324% | 4,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3991% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3104% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3954% | 1,694 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 5,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1921% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4710% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0486% | 4,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0212% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1919% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3557% | 1,699 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1746% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1402% | 705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3132% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9432% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7335% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7010% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2284% | 1,776 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 3,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 3,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 2,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 4,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6745% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6809% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6713% | 350 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 3,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 2,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 2,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 2,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 4,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7027% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2523% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4276% | 401 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 2,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 2,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 2,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 4,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8168% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7476% | 181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 1,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0418% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0609% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3704% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1704% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5036% | 814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5487% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3703% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 2,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0808% | 2,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0345% | 2,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5121% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1128% | 1,197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8474% | 1,017 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6723% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7421% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8074% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1136% | 2,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1650% | 1,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0332% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3136% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1522% | 1,189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5562% | 1,410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9791% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0882% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6730% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1317% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1910% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 4,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3089% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2269% | 1,184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5853% | 1,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8731% | 144 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0849% | 84 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.3436% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 5,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 5,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1539% | 2,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2311% | 1,953 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 3,924 |
| Percentage Net Loans Charged-off:Construction & development | -0.0118% | 5,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0930% | 3,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0661% | 1,293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1047% | 2,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1785% | 2,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7027% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4570% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8203% | 1,289 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 3,613 |
| Percentage Net Loans Charged-off:Construction & development | -0.0235% | 5,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1039% | 2,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1487% | 2,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7862% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6116% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8689% | 1,095 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 3,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 3,247 |
| Percentage Net Loans Charged-off:Construction & development | -0.0349% | 5,525 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 2,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1788% | 1,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9472% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9143% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9626% | 971 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1344% | 2,605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1284% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.2375% | 779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2552% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3650% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1967% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8519% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8840% | 992 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2150% | 3,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2336% | 3,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.9638% | 1,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 3,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2557% | 2,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1534% | 1,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2982% | 2,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2786% | 3,096 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6065% | 769 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1185% | 3,677 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2691% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2999% | 2,593 |
| Percentage Net Loans Charged-off:Construction & development | 1.2606% | 1,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3474% | 2,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2047% | 1,249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4061% | 1,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1062% | 6,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3272% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3139% | 6,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3901% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4373% | 2,019 |
| Percentage Net Loans Charged-off:Construction & development | 1.6876% | 1,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5343% | 1,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3082% | 998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6246% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3931% | 6,602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4955% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8061% | 6,784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2637% | 2,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2756% | 2,224 |
| Percentage Net Loans Charged-off:Construction & development | 1.7222% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1305% | 2,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6165% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0606% | 6,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9368% | 1,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9932% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9109% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5456% | 2,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5624% | 2,480 |
| Percentage Net Loans Charged-off:Construction & development | 1.5316% | 1,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1873% | 895 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8253% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1606% | 1,687 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0936% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 6,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4412% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1010% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9852% | 691 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4420% | 2,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4387% | 2,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.2564% | 2,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2530% | 722 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9225% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2138% | 1,401 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2085% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 6,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0440% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8338% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4471% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 4,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0878% | 4,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.3703% | 1,989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3799% | 549 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 4,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 3,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 5,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1342% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8105% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5400% | 1,975 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1640% | 3,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1294% | 3,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.2359% | 1,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7622% | 305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0611% | 2,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0856% | 2,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0374% | 5,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1536% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4234% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4974% | 1,775 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4837% | 3,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5254% | 2,915 |
| Percentage Net Loans Charged-off:Construction & development | 2.6542% | 1,852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2521% | 2,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1258% | 3,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0216% | 1,912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1671% | 3,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0852% | 4,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3296% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4054% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 4,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1954% | 3,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3611% | 2,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1709% | 3,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0289% | 1,671 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2273% | 2,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1075% | 3,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4841% | 1,413 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8778% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 3,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2661% | 3,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5532% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1846% | 2,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0435% | 1,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2416% | 2,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1440% | 3,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7468% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0488% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4921% | 2,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4991% | 2,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1795% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2519% | 2,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3564% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2508% | 2,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6258% | 767 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1675% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7785% | 2,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9512% | 1,989 |
| Percentage Net Loans Charged-off:Construction & development | 2.7164% | 1,810 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 7,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.9491% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1101% | 3,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1588% | 3,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2995% | 4,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0123% | 2,666 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4739% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1713% | 5,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 4,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0222% | 2,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1474% | 3,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2124% | 2,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4101% | 3,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9748% | 2,501 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4308% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 4,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1071% | 3,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0286% | 2,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2205% | 2,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3163% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2415% | 3,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7513% | 2,841 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4783% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 5,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 6,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6631% | 2,610 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0246% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3481% | 3,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1921% | 2,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3651% | 1,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0959% | 2,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0172% | 1,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1332% | 2,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9365% | 1,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2378% | 4,830 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1038% | 951 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4081% | 2,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2654% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4774% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1521% | 1,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0921% | 966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1809% | 1,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9813% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1393% | 4,789 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8144% | 920 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2289% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2824% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4369% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2298% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1374% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2751% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0447% | 2,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2529% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2325% | 740 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3023% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3856% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8582% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 6,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5773% | 2,260 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4440% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 3,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0741% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0275% | 1,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1268% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0487% | 6,233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 2,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 2,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3887% | 2,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4163% | 3,448 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2267% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1950% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0993% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1682% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2568% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 2,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 1,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5282% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6126% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8190% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2256% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1469% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2532% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4178% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1257% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5094% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2180% | 1,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1891% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7247% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3432% | 928 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0606% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 5,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0205% | 7,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7514% | 2,035 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7267% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 5,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0117% | 6,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2961% | 3,449 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6788% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0063% | 7,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 6,709 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0951% | 7,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7595% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 4,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 6,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2912% | 2,774 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0289% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 7,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0238% | 7,759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0118% | 7,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 2,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0467% | 8,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0771% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1219% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2468% | 7,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4471% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5863% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1220% | 8,380 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 8,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0691% | 8,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4258% | 7,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4148% | 3,183 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0938% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2109% | 8,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0524% | 8,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1403% | 8,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7726% | 8,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9203% | 1,641 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7705% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2381% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2602% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 2,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0954% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4133% | 2,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8665% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9644% | 962 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2124% | 2,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2426% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 2,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1142% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2296% | 2,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4545% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7650% | 981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 3,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3181% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7949% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6525% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1275% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4941% | 1,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5255% | 2,860 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6792% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2587% | 2,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 3,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 3,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0509% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7550% | 2,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0960% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0238% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3040% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9258% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4088% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4171% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2648% | 2,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9788% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1816% | 1,715 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6939% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 5,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3583% | 3,658 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5181% | 1,199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5264% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 2,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1444% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1168% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7707% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3125% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8359% | 1,717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1438% | 4,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 3,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 2,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0448% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 2,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1747% | 3,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0524% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2189% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 5,669 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1077% | 4,666 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 5,821 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 8,071 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 8,296 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 7,835 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |