Home > Citizens Bank of Northern Kentucky, Inc. > Assets and Liabilities
Citizens Bank of Northern Kentucky, Inc., Assets and Liabilities
| 2016-12-31 | Rank | |
| # of Employees: | 60 | 2,322 |
| Assets and Liabilities | ||
| Total Assets: | $234,565,000 | 2,681 |
| Cash and due from depository institutions | $18,696,000 | 2,322 |
| Interest-bearing balances | $12,497,000 | 2,306 |
| Securities | $50,966,000 | 2,341 |
| Federal funds sold & reverse repurchase agreements | $6,622,000 | 497 |
| Net loans & leases | $142,390,000 | 2,780 |
| Loan loss allowance | $1,873,000 | 2,732 |
| Trading account assets | $0 | 239 |
| Bank premises and fixed assets | $6,224,000 | 1,781 |
| Other real estate owned | $233,000 | 2,322 |
| Goodwill and other intangibles | $138,000 | 2,418 |
| All other assets | $9,296,000 | 2,000 |
| Life insurance assets | $4,942,000 | 1,720 |
| Total liabilities and capital | $234,565,000 | 2,681 |
| Total liabilities | $210,442,000 | 2,663 |
| Total deposits | $204,291,000 | 2,604 |
| Interest-bearing deposits | $171,343,000 | 2,463 |
| Deposits held in domestic offices | $204,291,000 | 2,604 |
| % insured | 77.67% | 3,944 |
| Federal funds purchased & repurchase agreements | $0 | 1,797 |
| Trading liabilities | $0 | 164 |
| Other borrowed funds | $3,000,000 | 2,651 |
| Subordinated debt | $0 | 112 |
| All other liabilities | $3,151,000 | 1,448 |
| Total equity capital | $24,123,000 | 2,786 |
| Total bank equity capital | $24,123,000 | 2,786 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,477,000 | 1,077 |
| Surplus | $38,211,000 | 863 |
| Undivided profits | $-16,565,000 | 5,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $1,212,000 | 2,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 831 |
| Income earned, not collected on loans | $751,000 | 3,277 |
| Earning assets | $212,475,000 | 2,723 |
| Long-term assets (5+ years) | $44,772,000 | 3,292 |
| Average Assets, year-to-date | $238,848,600 | 2,587 |
| Average Assets, quarterly | $231,715,500 | 2,693 |
| Volatile liabilities | $918,000 | 5,305 |
| Insider loans | $360,000 | 4,230 |
| FHLB advances | $3,000,000 | 2,563 |
| Loans and leases held for sale | $987,000 | 1,059 |
| Unused loan commitments | $29,555,000 | 2,218 |
| Tier 1 (core) risk-based capital | $24,661,000 | 2,724 |
| Tier 2 risk-based capital | $1,873,000 | 2,517 |
| Total risk weighted assets | $161,781,000 | 2,657 |
| Total unused commitments | $29,555,000 | 2,218 |
| Derivatives | $0 | 1,433 |
| 2016-09-30 | Rank | |
| # of Employees: | 64 | 2,222 |
| Assets and Liabilities | ||
| Total Assets: | $228,866,000 | 2,726 |
| Cash and due from depository institutions | $16,624,000 | 2,222 |
| Interest-bearing balances | $12,118,000 | 2,439 |
| Securities | $48,051,000 | 2,445 |
| Federal funds sold & reverse repurchase agreements | $5,969,000 | 558 |
| Net loans & leases | $142,743,000 | 2,766 |
| Loan loss allowance | $1,743,000 | 2,892 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,310,000 | 1,767 |
| Other real estate owned | $501,000 | 2,222 |
| Goodwill and other intangibles | $142,000 | 2,416 |
| All other assets | $8,526,000 | 2,077 |
| Life insurance assets | $4,904,000 | 1,709 |
| Total liabilities and capital | $228,866,000 | 2,726 |
| Total liabilities | $203,346,000 | 2,718 |
| Total deposits | $197,358,000 | 2,659 |
| Interest-bearing deposits | $163,363,000 | 2,543 |
| Deposits held in domestic offices | $197,358,000 | 2,659 |
| % insured | 80.65% | 3,541 |
| Federal funds purchased & repurchase agreements | $0 | 1,774 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $3,000,000 | 2,717 |
| Subordinated debt | $0 | 113 |
| All other liabilities | $2,988,000 | 1,575 |
| Total equity capital | $25,520,000 | 2,753 |
| Total bank equity capital | $25,520,000 | 2,753 |
| Perpetual preferred stock | $0 | 115 |
| Common stock | $2,477,000 | 1,092 |
| Surplus | $38,210,000 | 855 |
| Undivided profits | $-15,167,000 | 5,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $1,223,000 | 2,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 849 |
| Income earned, not collected on loans | $722,000 | 3,363 |
| Earning assets | $208,881,000 | 2,743 |
| Long-term assets (5+ years) | $37,643,000 | 3,583 |
| Average Assets, year-to-date | $239,919,500 | 2,588 |
| Average Assets, quarterly | $235,023,500 | 2,648 |
| Volatile liabilities | $930,000 | 5,338 |
| Insider loans | $656,000 | 3,747 |
| FHLB advances | $3,000,000 | 2,628 |
| Loans and leases held for sale | $159,000 | 1,743 |
| Unused loan commitments | $27,860,000 | 2,299 |
| Tier 1 (core) risk-based capital | $25,325,000 | 2,674 |
| Tier 2 risk-based capital | $1,743,000 | 2,652 |
| Total risk weighted assets | $164,763,000 | 2,617 |
| Total unused commitments | $27,860,000 | 2,299 |
| Derivatives | $0 | 1,446 |
| 2016-06-30 | Rank | |
| # of Employees: | 67 | 2,148 |
| Assets and Liabilities | ||
| Total Assets: | $241,181,000 | 2,612 |
| Cash and due from depository institutions | $14,328,000 | 2,148 |
| Interest-bearing balances | $10,630,000 | 2,616 |
| Securities | $63,854,000 | 2,017 |
| Federal funds sold & reverse repurchase agreements | $2,709,000 | 1,013 |
| Net loans & leases | $143,853,000 | 2,737 |
| Loan loss allowance | $1,871,000 | 2,792 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,308,000 | 1,768 |
| Other real estate owned | $1,566,000 | 2,148 |
| Goodwill and other intangibles | $138,000 | 2,431 |
| All other assets | $8,425,000 | 2,082 |
| Life insurance assets | $4,866,000 | 1,718 |
| Total liabilities and capital | $241,181,000 | 2,612 |
| Total liabilities | $215,496,000 | 2,598 |
| Total deposits | $194,456,000 | 2,693 |
| Interest-bearing deposits | $161,838,000 | 2,566 |
| Deposits held in domestic offices | $194,456,000 | 2,693 |
| % insured | 81.56% | 3,453 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 584 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $3,000,000 | 2,764 |
| Subordinated debt | $0 | 116 |
| All other liabilities | $3,040,000 | 1,537 |
| Total equity capital | $25,685,000 | 2,725 |
| Total bank equity capital | $25,685,000 | 2,725 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $2,477,000 | 1,109 |
| Surplus | $38,210,000 | 853 |
| Undivided profits | $-15,002,000 | 5,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 130 |
| Memoranda | ||
| Noncurrent loans and leases | $974,000 | 2,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 859 |
| Income earned, not collected on loans | $822,000 | 2,999 |
| Earning assets | $221,046,000 | 2,631 |
| Long-term assets (5+ years) | $47,291,000 | 3,207 |
| Average Assets, year-to-date | $243,604,000 | 2,582 |
| Average Assets, quarterly | $242,812,000 | 2,596 |
| Volatile liabilities | $15,679,000 | 2,411 |
| Insider loans | $692,000 | 3,739 |
| FHLB advances | $3,000,000 | 2,682 |
| Loans and leases held for sale | $172,000 | 1,741 |
| Unused loan commitments | $28,205,000 | 2,277 |
| Tier 1 (core) risk-based capital | $24,918,000 | 2,697 |
| Tier 2 risk-based capital | $1,871,000 | 2,520 |
| Total risk weighted assets | $169,297,000 | 2,558 |
| Total unused commitments | $28,205,000 | 2,277 |
| Derivatives | $0 | 1,453 |
| 2016-03-31 | Rank | |
| # of Employees: | 67 | 2,143 |
| Assets and Liabilities | ||
| Total Assets: | $244,443,000 | 2,599 |
| Cash and due from depository institutions | $18,958,000 | 2,143 |
| Interest-bearing balances | $14,294,000 | 2,284 |
| Securities | $60,835,000 | 2,120 |
| Federal funds sold & reverse repurchase agreements | $2,417,000 | 1,220 |
| Net loans & leases | $144,991,000 | 2,695 |
| Loan loss allowance | $2,129,000 | 2,556 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,346,000 | 1,757 |
| Other real estate owned | $2,229,000 | 2,143 |
| Goodwill and other intangibles | $128,000 | 2,448 |
| All other assets | $8,539,000 | 2,041 |
| Life insurance assets | $4,829,000 | 1,711 |
| Total liabilities and capital | $244,443,000 | 2,599 |
| Total liabilities | $217,901,000 | 2,585 |
| Total deposits | $197,019,000 | 2,680 |
| Interest-bearing deposits | $165,347,000 | 2,551 |
| Deposits held in domestic offices | $197,019,000 | 2,680 |
| % insured | 80.95% | 3,669 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 573 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $3,000,000 | 2,655 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $2,882,000 | 1,539 |
| Total equity capital | $26,542,000 | 2,642 |
| Total bank equity capital | $26,542,000 | 2,642 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,477,000 | 1,125 |
| Surplus | $38,209,000 | 856 |
| Undivided profits | $-14,144,000 | 6,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $1,046,000 | 2,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 861 |
| Income earned, not collected on loans | $792,000 | 3,037 |
| Earning assets | $222,537,000 | 2,610 |
| Long-term assets (5+ years) | $54,322,000 | 3,004 |
| Average Assets, year-to-date | $244,815,500 | 2,584 |
| Average Assets, quarterly | $244,815,500 | 2,584 |
| Volatile liabilities | $15,677,000 | 2,332 |
| Insider loans | $587,000 | 3,907 |
| FHLB advances | $3,000,000 | 2,574 |
| Loans and leases held for sale | $443,000 | 1,340 |
| Unused loan commitments | $27,980,000 | 2,287 |
| Tier 1 (core) risk-based capital | $26,003,000 | 2,607 |
| Tier 2 risk-based capital | $2,129,000 | 2,285 |
| Total risk weighted assets | $175,646,000 | 2,470 |
| Total unused commitments | $27,980,000 | 2,287 |
| Derivatives | $0 | 1,433 |
| 2015-12-31 | Rank | |
| # of Employees: | 68 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $245,188,000 | 2,587 |
| Cash and due from depository institutions | $19,916,000 | 2,126 |
| Interest-bearing balances | $10,320,000 | 2,680 |
| Securities | $58,099,000 | 2,207 |
| Federal funds sold & reverse repurchase agreements | $6,190,000 | 565 |
| Net loans & leases | $143,961,000 | 2,715 |
| Loan loss allowance | $2,241,000 | 2,462 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $6,428,000 | 1,756 |
| Other real estate owned | $1,864,000 | 2,126 |
| Goodwill and other intangibles | $120,000 | 2,459 |
| All other assets | $8,610,000 | 2,046 |
| Life insurance assets | $4,792,000 | 1,711 |
| Total liabilities and capital | $245,188,000 | 2,587 |
| Total liabilities | $219,077,000 | 2,582 |
| Total deposits | $198,133,000 | 2,661 |
| Interest-bearing deposits | $167,692,000 | 2,504 |
| Deposits held in domestic offices | $198,133,000 | 2,661 |
| % insured | 78.18% | 4,187 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 598 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $3,000,000 | 2,786 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $2,944,000 | 1,502 |
| Total equity capital | $26,111,000 | 2,654 |
| Total bank equity capital | $26,111,000 | 2,654 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $2,477,000 | 1,148 |
| Surplus | $38,208,000 | 864 |
| Undivided profits | $-14,574,000 | 6,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $1,220,000 | 2,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 871 |
| Income earned, not collected on loans | $852,000 | 2,962 |
| Earning assets | $218,570,000 | 2,654 |
| Long-term assets (5+ years) | $50,557,000 | 3,155 |
| Average Assets, year-to-date | $247,756,800 | 2,523 |
| Average Assets, quarterly | $242,092,000 | 2,594 |
| Volatile liabilities | $15,676,000 | 2,366 |
| Insider loans | $1,377,000 | 2,892 |
| FHLB advances | $3,000,000 | 2,692 |
| Loans and leases held for sale | $300,000 | 1,487 |
| Unused loan commitments | $28,253,000 | 2,256 |
| Tier 1 (core) risk-based capital | $25,770,000 | 2,620 |
| Tier 2 risk-based capital | $2,235,000 | 2,176 |
| Total risk weighted assets | $178,749,000 | 2,428 |
| Total unused commitments | $28,253,000 | 2,257 |
| Derivatives | $0 | 1,420 |
| 2015-09-30 | Rank | |
| # of Employees: | 71 | 2,064 |
| Assets and Liabilities | ||
| Total Assets: | $238,996,000 | 2,634 |
| Cash and due from depository institutions | $11,756,000 | 2,064 |
| Interest-bearing balances | $8,565,000 | 2,930 |
| Securities | $61,976,000 | 2,132 |
| Federal funds sold & reverse repurchase agreements | $3,430,000 | 853 |
| Net loans & leases | $144,946,000 | 2,701 |
| Loan loss allowance | $2,411,000 | 2,352 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $6,545,000 | 1,728 |
| Other real estate owned | $2,006,000 | 2,064 |
| Goodwill and other intangibles | $116,000 | 2,479 |
| All other assets | $8,221,000 | 2,122 |
| Life insurance assets | $4,755,000 | 1,701 |
| Total liabilities and capital | $238,996,000 | 2,634 |
| Total liabilities | $213,102,000 | 2,617 |
| Total deposits | $191,940,000 | 2,718 |
| Interest-bearing deposits | $160,549,000 | 2,586 |
| Deposits held in domestic offices | $191,940,000 | 2,718 |
| % insured | 82.05% | 3,614 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 605 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $3,000,000 | 2,811 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $3,162,000 | 1,498 |
| Total equity capital | $25,894,000 | 2,693 |
| Total bank equity capital | $25,894,000 | 2,693 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $2,477,000 | 1,184 |
| Surplus | $38,207,000 | 870 |
| Undivided profits | $-14,790,000 | 6,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $1,242,000 | 2,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $840,000 | 3,088 |
| Earning assets | $218,917,000 | 2,635 |
| Long-term assets (5+ years) | $53,115,000 | 3,095 |
| Average Assets, year-to-date | $248,399,000 | 2,540 |
| Average Assets, quarterly | $241,635,000 | 2,596 |
| Volatile liabilities | $16,222,000 | 2,325 |
| Insider loans | $1,961,000 | 2,434 |
| FHLB advances | $3,000,000 | 2,719 |
| Loans and leases held for sale | $303,000 | 1,522 |
| Unused loan commitments | $29,418,000 | 2,219 |
| Tier 1 (core) risk-based capital | $25,444,000 | 2,658 |
| Tier 2 risk-based capital | $2,232,000 | 2,207 |
| Total risk weighted assets | $178,420,000 | 2,439 |
| Total unused commitments | $29,418,000 | 2,219 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 71 | 2,090 |
| Assets and Liabilities | ||
| Total Assets: | $244,274,000 | 2,591 |
| Cash and due from depository institutions | $12,086,000 | 2,090 |
| Interest-bearing balances | $8,886,000 | 2,833 |
| Securities | $64,447,000 | 2,106 |
| Federal funds sold & reverse repurchase agreements | $5,161,000 | 615 |
| Net loans & leases | $145,277,000 | 2,685 |
| Loan loss allowance | $2,579,000 | 2,260 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $6,632,000 | 1,716 |
| Other real estate owned | $2,104,000 | 2,090 |
| Goodwill and other intangibles | $102,000 | 2,520 |
| All other assets | $8,465,000 | 2,063 |
| Life insurance assets | $4,718,000 | 1,704 |
| Total liabilities and capital | $244,274,000 | 2,591 |
| Total liabilities | $219,157,000 | 2,572 |
| Total deposits | $198,337,000 | 2,654 |
| Interest-bearing deposits | $169,446,000 | 2,501 |
| Deposits held in domestic offices | $198,337,000 | 2,653 |
| % insured | 79.54% | 4,249 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 606 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $3,000,000 | 2,849 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $2,820,000 | 1,562 |
| Total equity capital | $25,117,000 | 2,726 |
| Total bank equity capital | $25,117,000 | 2,726 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $2,477,000 | 1,203 |
| Surplus | $38,206,000 | 883 |
| Undivided profits | $-15,566,000 | 6,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $1,881,000 | 2,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $891,000 | 2,832 |
| Earning assets | $223,771,000 | 2,601 |
| Long-term assets (5+ years) | $53,401,000 | 3,109 |
| Average Assets, year-to-date | $251,533,330 | 2,538 |
| Average Assets, quarterly | $250,176,000 | 2,555 |
| Volatile liabilities | $15,905,000 | 2,342 |
| Insider loans | $2,091,000 | 2,367 |
| FHLB advances | $3,000,000 | 2,744 |
| Loans and leases held for sale | $690,000 | 1,289 |
| Unused loan commitments | $30,042,000 | 2,170 |
| Tier 1 (core) risk-based capital | $24,961,000 | 2,685 |
| Tier 2 risk-based capital | $2,235,000 | 2,199 |
| Total risk weighted assets | $178,534,000 | 2,435 |
| Total unused commitments | $30,042,000 | 2,170 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 71 | 2,080 |
| Assets and Liabilities | ||
| Total Assets: | $256,078,000 | 2,523 |
| Cash and due from depository institutions | $15,009,000 | 2,080 |
| Interest-bearing balances | $10,022,000 | 2,989 |
| Securities | $66,394,000 | 2,085 |
| Federal funds sold & reverse repurchase agreements | $10,918,000 | 423 |
| Net loans & leases | $146,570,000 | 2,646 |
| Loan loss allowance | $2,320,000 | 2,470 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,641,000 | 1,715 |
| Other real estate owned | $2,174,000 | 2,080 |
| Goodwill and other intangibles | $104,000 | 2,511 |
| All other assets | $8,268,000 | 2,085 |
| Life insurance assets | $4,683,000 | 1,701 |
| Total liabilities and capital | $256,078,000 | 2,523 |
| Total liabilities | $230,611,000 | 2,487 |
| Total deposits | $209,975,000 | 2,567 |
| Interest-bearing deposits | $179,503,000 | 2,414 |
| Deposits held in domestic offices | $209,975,000 | 2,567 |
| % insured | 76.94% | 4,748 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 594 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $3,000,000 | 2,684 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $2,636,000 | 1,654 |
| Total equity capital | $25,467,000 | 2,728 |
| Total bank equity capital | $25,467,000 | 2,728 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $2,477,000 | 1,221 |
| Surplus | $38,206,000 | 888 |
| Undivided profits | $-15,216,000 | 6,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $1,897,000 | 2,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $876,000 | 2,790 |
| Earning assets | $233,904,000 | 2,536 |
| Long-term assets (5+ years) | $58,809,000 | 2,929 |
| Average Assets, year-to-date | $255,163,000 | 2,508 |
| Average Assets, quarterly | $255,163,000 | 2,508 |
| Volatile liabilities | $15,904,000 | 2,294 |
| Insider loans | $2,595,000 | 2,083 |
| FHLB advances | $3,000,000 | 2,599 |
| Loans and leases held for sale | $160,000 | 1,777 |
| Unused loan commitments | $29,351,000 | 2,198 |
| Tier 1 (core) risk-based capital | $24,947,000 | 2,682 |
| Tier 2 risk-based capital | $2,206,000 | 2,204 |
| Total risk weighted assets | $176,388,000 | 2,437 |
| Total unused commitments | $29,351,000 | 2,198 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 71 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $254,248,000 | 2,531 |
| Cash and due from depository institutions | $25,021,000 | 2,103 |
| Interest-bearing balances | $17,938,000 | 1,772 |
| Securities | $57,983,000 | 2,329 |
| Federal funds sold & reverse repurchase agreements | $6,844,000 | 572 |
| Net loans & leases | $146,960,000 | 2,655 |
| Loan loss allowance | $2,402,000 | 2,410 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $6,754,000 | 1,702 |
| Other real estate owned | $2,416,000 | 2,103 |
| Goodwill and other intangibles | $107,000 | 2,510 |
| All other assets | $8,163,000 | 2,138 |
| Life insurance assets | $4,647,000 | 1,706 |
| Total liabilities and capital | $254,248,000 | 2,531 |
| Total liabilities | $229,076,000 | 2,501 |
| Total deposits | $208,525,000 | 2,568 |
| Interest-bearing deposits | $177,806,000 | 2,431 |
| Deposits held in domestic offices | $208,525,000 | 2,567 |
| % insured | 75.79% | 4,959 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 646 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $3,000,000 | 2,834 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $2,551,000 | 1,687 |
| Total equity capital | $25,172,000 | 2,745 |
| Total bank equity capital | $25,172,000 | 2,745 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $2,477,000 | 1,248 |
| Surplus | $38,205,000 | 889 |
| Undivided profits | $-15,510,000 | 6,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $1,677,000 | 2,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $862,000 | 2,955 |
| Earning assets | $229,725,000 | 2,576 |
| Long-term assets (5+ years) | $52,808,000 | 3,168 |
| Average Assets, year-to-date | $248,692,600 | 2,539 |
| Average Assets, quarterly | $246,527,000 | 2,592 |
| Volatile liabilities | $15,902,000 | 2,363 |
| Insider loans | $2,468,000 | 2,157 |
| FHLB advances | $3,000,000 | 2,733 |
| Loans and leases held for sale | $221,000 | 1,556 |
| Unused loan commitments | $30,207,000 | 2,103 |
| Tier 1 (core) risk-based capital | $24,575,000 | 2,716 |
| Tier 2 risk-based capital | $2,128,000 | 2,267 |
| Total risk weighted assets | $169,949,000 | 2,499 |
| Total unused commitments | $30,207,000 | 2,103 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 71 | 2,106 |
| Assets and Liabilities | ||
| Total Assets: | $238,806,000 | 2,663 |
| Cash and due from depository institutions | $9,454,000 | 2,106 |
| Interest-bearing balances | $2,127,000 | 4,934 |
| Securities | $60,224,000 | 2,296 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 1,786 |
| Net loans & leases | $150,148,000 | 2,600 |
| Loan loss allowance | $2,736,000 | 2,222 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,799,000 | 1,697 |
| Other real estate owned | $2,898,000 | 2,106 |
| Goodwill and other intangibles | $112,000 | 2,536 |
| All other assets | $8,221,000 | 2,133 |
| Life insurance assets | $4,611,000 | 1,701 |
| Total liabilities and capital | $238,806,000 | 2,663 |
| Total liabilities | $213,986,000 | 2,643 |
| Total deposits | $191,082,000 | 2,761 |
| Interest-bearing deposits | $163,495,000 | 2,601 |
| Deposits held in domestic offices | $191,082,000 | 2,761 |
| % insured | 84.58% | 3,449 |
| Federal funds purchased & repurchase agreements | $17,182,000 | 591 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $3,000,000 | 2,817 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $2,722,000 | 1,639 |
| Total equity capital | $24,820,000 | 2,765 |
| Total bank equity capital | $24,820,000 | 2,764 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $2,477,000 | 1,266 |
| Surplus | $38,204,000 | 895 |
| Undivided profits | $-15,861,000 | 6,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $1,777,000 | 2,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $924,000 | 2,889 |
| Earning assets | $213,449,000 | 2,721 |
| Long-term assets (5+ years) | $52,260,000 | 3,217 |
| Average Assets, year-to-date | $247,303,750 | 2,561 |
| Average Assets, quarterly | $241,595,500 | 2,634 |
| Volatile liabilities | $18,088,000 | 2,162 |
| Insider loans | $2,633,000 | 2,071 |
| FHLB advances | $3,000,000 | 2,725 |
| Loans and leases held for sale | $364,000 | 1,418 |
| Unused loan commitments | $24,071,000 | 2,462 |
| Tier 1 (core) risk-based capital | $24,313,000 | 2,736 |
| Tier 2 risk-based capital | $2,126,000 | 2,282 |
| Total risk weighted assets | $169,431,000 | 2,501 |
| Total unused commitments | $24,071,000 | 2,462 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 70 | 2,141 |
| Assets and Liabilities | ||
| Total Assets: | $244,385,000 | 2,620 |
| Cash and due from depository institutions | $8,355,000 | 2,141 |
| Interest-bearing balances | $3,487,000 | 4,433 |
| Securities | $63,170,000 | 2,210 |
| Federal funds sold & reverse repurchase agreements | $2,699,000 | 1,160 |
| Net loans & leases | $151,713,000 | 2,547 |
| Loan loss allowance | $2,411,000 | 2,492 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $6,886,000 | 1,677 |
| Other real estate owned | $3,194,000 | 2,141 |
| Goodwill and other intangibles | $116,000 | 2,519 |
| All other assets | $8,252,000 | 2,120 |
| Life insurance assets | $4,575,000 | 1,694 |
| Total liabilities and capital | $244,385,000 | 2,620 |
| Total liabilities | $219,303,000 | 2,592 |
| Total deposits | $198,316,000 | 2,692 |
| Interest-bearing deposits | $170,322,000 | 2,534 |
| Deposits held in domestic offices | $198,316,000 | 2,691 |
| % insured | 83.85% | 3,769 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 635 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $3,000,000 | 2,828 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $2,987,000 | 1,460 |
| Total equity capital | $25,082,000 | 2,722 |
| Total bank equity capital | $25,082,000 | 2,722 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,477,000 | 1,284 |
| Surplus | $38,203,000 | 886 |
| Undivided profits | $-15,598,000 | 6,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $1,767,000 | 2,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $901,000 | 2,829 |
| Earning assets | $221,069,000 | 2,658 |
| Long-term assets (5+ years) | $57,049,000 | 3,079 |
| Average Assets, year-to-date | $250,136,330 | 2,540 |
| Average Assets, quarterly | $249,013,000 | 2,568 |
| Volatile liabilities | $16,158,000 | 2,321 |
| Insider loans | $3,099,000 | 1,847 |
| FHLB advances | $3,000,000 | 2,730 |
| Loans and leases held for sale | $234,000 | 1,633 |
| Unused loan commitments | $25,372,000 | 2,382 |
| Tier 1 (core) risk-based capital | $24,405,000 | 2,704 |
| Tier 2 risk-based capital | $2,163,000 | 2,247 |
| Total risk weighted assets | $172,813,000 | 2,450 |
| Total unused commitments | $25,372,000 | 2,382 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 70 | 2,132 |
| Assets and Liabilities | ||
| Total Assets: | $253,641,000 | 2,539 |
| Cash and due from depository institutions | $10,641,000 | 2,132 |
| Interest-bearing balances | $3,643,000 | 4,663 |
| Securities | $61,377,000 | 2,303 |
| Federal funds sold & reverse repurchase agreements | $7,584,000 | 646 |
| Net loans & leases | $156,338,000 | 2,468 |
| Loan loss allowance | $2,376,000 | 2,555 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $6,922,000 | 1,687 |
| Other real estate owned | $2,172,000 | 2,132 |
| Goodwill and other intangibles | $125,000 | 2,516 |
| All other assets | $8,482,000 | 2,061 |
| Life insurance assets | $4,540,000 | 1,684 |
| Total liabilities and capital | $253,641,000 | 2,539 |
| Total liabilities | $229,150,000 | 2,511 |
| Total deposits | $208,826,000 | 2,596 |
| Interest-bearing deposits | $183,119,000 | 2,411 |
| Deposits held in domestic offices | $208,826,000 | 2,596 |
| % insured | 82.15% | 4,220 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 622 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $3,000,000 | 2,714 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $2,324,000 | 1,731 |
| Total equity capital | $24,491,000 | 2,734 |
| Total bank equity capital | $24,491,000 | 2,734 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,477,000 | 1,302 |
| Surplus | $38,203,000 | 893 |
| Undivided profits | $-16,189,000 | 6,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $2,982,000 | 2,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $926,000 | 2,713 |
| Earning assets | $228,942,000 | 2,580 |
| Long-term assets (5+ years) | $53,620,000 | 3,182 |
| Average Assets, year-to-date | $253,012,000 | 2,526 |
| Average Assets, quarterly | $253,012,000 | 2,526 |
| Volatile liabilities | $16,156,000 | 2,219 |
| Insider loans | $3,287,000 | 1,775 |
| FHLB advances | $3,000,000 | 2,624 |
| Loans and leases held for sale | $84,000 | 1,746 |
| Unused loan commitments | $24,423,000 | 2,446 |
| Tier 1 (core) risk-based capital | $24,237,000 | 2,704 |
| Tier 2 risk-based capital | $2,220,000 | 2,213 |
| Total risk weighted assets | $177,473,000 | 2,389 |
| Total unused commitments | $24,423,000 | 2,446 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 70 | 2,150 |
| Assets and Liabilities | ||
| Total Assets: | $252,383,000 | 2,528 |
| Cash and due from depository institutions | $11,033,000 | 2,150 |
| Interest-bearing balances | $4,726,000 | 4,085 |
| Securities | $58,697,000 | 2,352 |
| Federal funds sold & reverse repurchase agreements | $3,530,000 | 1,061 |
| Net loans & leases | $161,002,000 | 2,423 |
| Loan loss allowance | $2,311,000 | 2,628 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $7,010,000 | 1,670 |
| Other real estate owned | $2,308,000 | 2,150 |
| Goodwill and other intangibles | $121,000 | 2,530 |
| All other assets | $8,682,000 | 2,062 |
| Life insurance assets | $4,505,000 | 1,674 |
| Total liabilities and capital | $252,383,000 | 2,528 |
| Total liabilities | $227,976,000 | 2,508 |
| Total deposits | $207,585,000 | 2,595 |
| Interest-bearing deposits | $180,214,000 | 2,433 |
| Deposits held in domestic offices | $207,585,000 | 2,595 |
| % insured | 83.53% | 3,912 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 658 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $3,000,000 | 2,853 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $2,391,000 | 1,708 |
| Total equity capital | $24,407,000 | 2,697 |
| Total bank equity capital | $24,407,000 | 2,697 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,477,000 | 1,321 |
| Surplus | $38,201,000 | 901 |
| Undivided profits | $-16,271,000 | 6,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,331,000 | 3,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $914,000 | 2,841 |
| Earning assets | $227,955,000 | 2,571 |
| Long-term assets (5+ years) | $51,274,000 | 3,234 |
| Average Assets, year-to-date | $251,513,000 | 2,515 |
| Average Assets, quarterly | $251,277,000 | 2,527 |
| Volatile liabilities | $16,662,000 | 2,218 |
| Insider loans | $3,447,000 | 1,709 |
| FHLB advances | $3,000,000 | 2,756 |
| Loans and leases held for sale | $3,429,000 | 515 |
| Unused loan commitments | $24,494,000 | 2,375 |
| Tier 1 (core) risk-based capital | $24,455,000 | 2,668 |
| Tier 2 risk-based capital | $2,255,000 | 2,167 |
| Total risk weighted assets | $180,345,000 | 2,362 |
| Total unused commitments | $24,494,000 | 2,375 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 70 | 2,170 |
| Assets and Liabilities | ||
| Total Assets: | $250,171,000 | 2,557 |
| Cash and due from depository institutions | $9,828,000 | 2,170 |
| Interest-bearing balances | $5,197,000 | 3,975 |
| Securities | $54,305,000 | 2,531 |
| Federal funds sold & reverse repurchase agreements | $2,641,000 | 1,242 |
| Net loans & leases | $164,981,000 | 2,358 |
| Loan loss allowance | $2,518,000 | 2,518 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $7,074,000 | 1,651 |
| Other real estate owned | $3,133,000 | 2,170 |
| Goodwill and other intangibles | $126,000 | 2,536 |
| All other assets | $8,083,000 | 2,155 |
| Life insurance assets | $4,468,000 | 1,646 |
| Total liabilities and capital | $250,171,000 | 2,557 |
| Total liabilities | $225,819,000 | 2,525 |
| Total deposits | $205,164,000 | 2,609 |
| Interest-bearing deposits | $178,721,000 | 2,439 |
| Deposits held in domestic offices | $205,164,000 | 2,608 |
| % insured | 87.17% | 3,163 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 682 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $3,000,000 | 2,859 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $2,655,000 | 1,648 |
| Total equity capital | $24,352,000 | 2,719 |
| Total bank equity capital | $24,352,000 | 2,719 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,477,000 | 1,346 |
| Surplus | $38,201,000 | 901 |
| Undivided profits | $-16,326,000 | 6,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $1,530,000 | 3,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $988,000 | 2,754 |
| Earning assets | $227,124,000 | 2,568 |
| Long-term assets (5+ years) | $48,956,000 | 3,345 |
| Average Assets, year-to-date | $251,295,500 | 2,533 |
| Average Assets, quarterly | $252,134,000 | 2,529 |
| Volatile liabilities | $17,380,000 | 2,175 |
| Insider loans | $3,800,000 | 1,587 |
| FHLB advances | $3,000,000 | 2,750 |
| Loans and leases held for sale | $2,942,000 | 624 |
| Unused loan commitments | $25,841,000 | 2,282 |
| Tier 1 (core) risk-based capital | $24,313,000 | 2,689 |
| Tier 2 risk-based capital | $2,296,000 | 2,146 |
| Total risk weighted assets | $183,459,000 | 2,307 |
| Total unused commitments | $25,841,000 | 2,282 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 70 | 2,177 |
| Assets and Liabilities | ||
| Total Assets: | $254,097,000 | 2,514 |
| Cash and due from depository institutions | $16,343,000 | 2,177 |
| Interest-bearing balances | $11,267,000 | 2,737 |
| Securities | $48,521,000 | 2,743 |
| Federal funds sold & reverse repurchase agreements | $2,119,000 | 1,557 |
| Net loans & leases | $168,460,000 | 2,302 |
| Loan loss allowance | $2,338,000 | 2,685 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $6,936,000 | 1,674 |
| Other real estate owned | $3,655,000 | 2,177 |
| Goodwill and other intangibles | $128,000 | 2,524 |
| All other assets | $7,935,000 | 2,174 |
| Life insurance assets | $4,432,000 | 1,633 |
| Total liabilities and capital | $254,097,000 | 2,514 |
| Total liabilities | $229,821,000 | 2,485 |
| Total deposits | $209,268,000 | 2,569 |
| Interest-bearing deposits | $184,129,000 | 2,390 |
| Deposits held in domestic offices | $209,268,000 | 2,567 |
| % insured | 86.39% | 3,533 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 668 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $3,000,000 | 2,824 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $2,553,000 | 1,676 |
| Total equity capital | $24,276,000 | 2,714 |
| Total bank equity capital | $24,276,000 | 2,714 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,477,000 | 1,351 |
| Surplus | $38,200,000 | 903 |
| Undivided profits | $-16,401,000 | 6,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $958,000 | 3,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $961,000 | 2,747 |
| Earning assets | $230,367,000 | 2,526 |
| Long-term assets (5+ years) | $44,528,000 | 3,517 |
| Average Assets, year-to-date | $251,670,330 | 2,538 |
| Average Assets, quarterly | $252,128,000 | 2,545 |
| Volatile liabilities | $17,625,000 | 2,163 |
| Insider loans | $3,841,000 | 1,563 |
| FHLB advances | $3,000,000 | 2,716 |
| Loans and leases held for sale | $2,413,000 | 883 |
| Unused loan commitments | $26,680,000 | 2,229 |
| Tier 1 (core) risk-based capital | $24,337,000 | 2,654 |
| Tier 2 risk-based capital | $2,325,000 | 2,112 |
| Total risk weighted assets | $185,998,000 | 2,259 |
| Total unused commitments | $26,680,000 | 2,229 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 69 | 2,214 |
| Assets and Liabilities | ||
| Total Assets: | $250,159,000 | 2,590 |
| Cash and due from depository institutions | $6,397,000 | 2,214 |
| Interest-bearing balances | $1,819,000 | 5,641 |
| Securities | $51,320,000 | 2,647 |
| Federal funds sold & reverse repurchase agreements | $4,499,000 | 1,286 |
| Net loans & leases | $169,437,000 | 2,293 |
| Loan loss allowance | $2,316,000 | 2,745 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $6,915,000 | 1,690 |
| Other real estate owned | $4,102,000 | 2,214 |
| Goodwill and other intangibles | $131,000 | 2,518 |
| All other assets | $7,358,000 | 2,277 |
| Life insurance assets | $4,396,000 | 1,617 |
| Total liabilities and capital | $250,159,000 | 2,590 |
| Total liabilities | $225,209,000 | 2,554 |
| Total deposits | $204,603,000 | 2,657 |
| Interest-bearing deposits | $179,118,000 | 2,499 |
| Deposits held in domestic offices | $204,603,000 | 2,657 |
| % insured | 87.54% | 3,218 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 655 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $3,000,000 | 2,718 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,606,000 | 1,671 |
| Total equity capital | $24,950,000 | 2,719 |
| Total bank equity capital | $24,950,000 | 2,719 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,477,000 | 1,371 |
| Surplus | $38,199,000 | 904 |
| Undivided profits | $-15,726,000 | 6,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $1,006,000 | 3,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $916,000 | 2,828 |
| Earning assets | $227,075,000 | 2,607 |
| Long-term assets (5+ years) | $52,620,000 | 3,137 |
| Average Assets, year-to-date | $250,457,000 | 2,574 |
| Average Assets, quarterly | $250,457,000 | 2,574 |
| Volatile liabilities | $17,371,000 | 2,150 |
| Insider loans | $3,499,000 | 1,697 |
| FHLB advances | $3,000,000 | 2,626 |
| Loans and leases held for sale | $3,820,000 | 691 |
| Unused loan commitments | $26,023,000 | 2,289 |
| Tier 1 (core) risk-based capital | $23,969,000 | 2,694 |
| Tier 2 risk-based capital | $2,316,000 | 2,119 |
| Total risk weighted assets | $185,876,000 | 2,255 |
| Total unused commitments | $26,023,000 | 2,289 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 71 | 2,154 |
| Assets and Liabilities | ||
| Total Assets: | $250,755,000 | 2,572 |
| Cash and due from depository institutions | $10,867,000 | 2,154 |
| Interest-bearing balances | $5,178,000 | 4,281 |
| Securities | $53,507,000 | 2,508 |
| Federal funds sold & reverse repurchase agreements | $2,591,000 | 1,644 |
| Net loans & leases | $165,136,000 | 2,350 |
| Loan loss allowance | $2,486,000 | 2,609 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $6,901,000 | 1,697 |
| Other real estate owned | $4,278,000 | 2,154 |
| Goodwill and other intangibles | $138,000 | 2,506 |
| All other assets | $7,337,000 | 2,285 |
| Life insurance assets | $4,361,000 | 1,601 |
| Total liabilities and capital | $250,755,000 | 2,572 |
| Total liabilities | $226,112,000 | 2,555 |
| Total deposits | $205,634,000 | 2,655 |
| Interest-bearing deposits | $175,724,000 | 2,505 |
| Deposits held in domestic offices | $205,634,000 | 2,654 |
| % insured | 89.13% | 3,706 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 668 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $3,000,000 | 2,887 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,478,000 | 1,789 |
| Total equity capital | $24,643,000 | 2,745 |
| Total bank equity capital | $24,643,000 | 2,745 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,477,000 | 1,381 |
| Surplus | $38,198,000 | 899 |
| Undivided profits | $-16,032,000 | 6,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $1,188,000 | 3,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $966,000 | 2,764 |
| Earning assets | $226,412,000 | 2,593 |
| Long-term assets (5+ years) | $49,900,000 | 3,205 |
| Average Assets, year-to-date | $253,640,000 | 2,499 |
| Average Assets, quarterly | $251,071,500 | 2,552 |
| Volatile liabilities | $17,618,000 | 2,185 |
| Insider loans | $3,551,000 | 1,670 |
| FHLB advances | $3,000,000 | 2,784 |
| Loans and leases held for sale | $1,851,000 | 1,170 |
| Unused loan commitments | $25,611,000 | 2,208 |
| Tier 1 (core) risk-based capital | $23,553,000 | 2,708 |
| Tier 2 risk-based capital | $2,273,000 | 2,157 |
| Total risk weighted assets | $181,594,000 | 2,297 |
| Total unused commitments | $25,611,000 | 2,208 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 71 | 2,159 |
| Assets and Liabilities | ||
| Total Assets: | $251,388,000 | 2,557 |
| Cash and due from depository institutions | $11,539,000 | 2,159 |
| Interest-bearing balances | $7,460,000 | 3,595 |
| Securities | $57,254,000 | 2,397 |
| Federal funds sold & reverse repurchase agreements | $2,738,000 | 1,571 |
| Net loans & leases | $160,985,000 | 2,431 |
| Loan loss allowance | $2,713,000 | 2,519 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $6,924,000 | 1,691 |
| Other real estate owned | $4,677,000 | 2,159 |
| Goodwill and other intangibles | $258,000 | 2,281 |
| All other assets | $7,013,000 | 2,397 |
| Life insurance assets | $4,324,000 | 1,583 |
| Total liabilities and capital | $251,388,000 | 2,557 |
| Total liabilities | $226,941,000 | 2,530 |
| Total deposits | $198,787,000 | 2,711 |
| Interest-bearing deposits | $173,081,000 | 2,550 |
| Deposits held in domestic offices | $198,787,000 | 2,710 |
| % insured | 90.74% | 3,357 |
| Federal funds purchased & repurchase agreements | $22,500,000 | 523 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $3,000,000 | 2,942 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,654,000 | 1,772 |
| Total equity capital | $24,447,000 | 2,801 |
| Total bank equity capital | $24,447,000 | 2,800 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,477,000 | 1,409 |
| Surplus | $38,197,000 | 912 |
| Undivided profits | $-16,227,000 | 6,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $922,000 | 4,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $952,000 | 3,019 |
| Earning assets | $228,437,000 | 2,567 |
| Long-term assets (5+ years) | $55,890,000 | 2,964 |
| Average Assets, year-to-date | $254,361,250 | 2,513 |
| Average Assets, quarterly | $252,107,000 | 2,543 |
| Volatile liabilities | $24,917,000 | 1,693 |
| Insider loans | $1,311,000 | 3,300 |
| FHLB advances | $3,000,000 | 2,835 |
| Loans and leases held for sale | $2,320,000 | 1,037 |
| Unused loan commitments | $25,946,000 | 2,199 |
| Tier 1 (core) risk-based capital | $22,890,000 | 2,808 |
| Tier 2 risk-based capital | $2,234,000 | 2,201 |
| Total risk weighted assets | $178,250,000 | 2,351 |
| Total unused commitments | $25,946,000 | 2,199 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 70 | 2,179 |
| Assets and Liabilities | ||
| Total Assets: | $252,826,000 | 2,536 |
| Cash and due from depository institutions | $15,739,000 | 2,179 |
| Interest-bearing balances | $8,352,000 | 3,419 |
| Securities | $56,224,000 | 2,433 |
| Federal funds sold & reverse repurchase agreements | $1,803,000 | 2,060 |
| Net loans & leases | $163,412,000 | 2,384 |
| Loan loss allowance | $2,879,000 | 2,430 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,959,000 | 1,690 |
| Other real estate owned | $1,165,000 | 2,179 |
| Goodwill and other intangibles | $374,000 | 2,061 |
| All other assets | $7,150,000 | 2,341 |
| Life insurance assets | $4,288,000 | 1,567 |
| Total liabilities and capital | $252,826,000 | 2,536 |
| Total liabilities | $229,065,000 | 2,497 |
| Total deposits | $201,151,000 | 2,676 |
| Interest-bearing deposits | $177,944,000 | 2,496 |
| Deposits held in domestic offices | $201,151,000 | 2,675 |
| % insured | 91.92% | 3,017 |
| Federal funds purchased & repurchase agreements | $22,500,000 | 522 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $3,000,000 | 3,032 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,414,000 | 1,803 |
| Total equity capital | $23,761,000 | 2,826 |
| Total bank equity capital | $23,761,000 | 2,826 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,477,000 | 1,436 |
| Surplus | $38,196,000 | 901 |
| Undivided profits | $-16,912,000 | 7,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,630,000 | 2,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $946,000 | 2,876 |
| Earning assets | $229,791,000 | 2,544 |
| Long-term assets (5+ years) | $53,355,000 | 3,030 |
| Average Assets, year-to-date | $255,352,330 | 2,497 |
| Average Assets, quarterly | $255,067,500 | 2,512 |
| Volatile liabilities | $25,329,000 | 1,687 |
| Insider loans | $1,300,000 | 3,318 |
| FHLB advances | $3,000,000 | 2,921 |
| Loans and leases held for sale | $2,337,000 | 928 |
| Unused loan commitments | $23,190,000 | 2,361 |
| Tier 1 (core) risk-based capital | $22,247,000 | 2,840 |
| Tier 2 risk-based capital | $2,192,000 | 2,238 |
| Total risk weighted assets | $174,649,000 | 2,392 |
| Total unused commitments | $23,190,000 | 2,361 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 70 | 2,166 |
| Assets and Liabilities | ||
| Total Assets: | $257,309,000 | 2,522 |
| Cash and due from depository institutions | $13,253,000 | 2,166 |
| Interest-bearing balances | $6,093,000 | 4,190 |
| Securities | $56,632,000 | 2,431 |
| Federal funds sold & reverse repurchase agreements | $4,554,000 | 1,458 |
| Net loans & leases | $166,902,000 | 2,351 |
| Loan loss allowance | $2,913,000 | 2,423 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $7,035,000 | 1,665 |
| Other real estate owned | $1,036,000 | 2,166 |
| Goodwill and other intangibles | $498,000 | 1,894 |
| All other assets | $7,399,000 | 2,281 |
| Life insurance assets | $4,252,000 | 1,554 |
| Total liabilities and capital | $257,309,000 | 2,522 |
| Total liabilities | $233,996,000 | 2,474 |
| Total deposits | $205,934,000 | 2,640 |
| Interest-bearing deposits | $181,411,000 | 2,483 |
| Deposits held in domestic offices | $205,934,000 | 2,639 |
| % insured | 91.63% | 3,153 |
| Federal funds purchased & repurchase agreements | $22,500,000 | 536 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $3,000,000 | 3,055 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,562,000 | 1,691 |
| Total equity capital | $23,313,000 | 2,847 |
| Total bank equity capital | $23,313,000 | 2,847 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,477,000 | 1,458 |
| Surplus | $38,195,000 | 901 |
| Undivided profits | $-17,359,000 | 7,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,405,000 | 1,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $942,000 | 2,872 |
| Earning assets | $234,181,000 | 2,522 |
| Long-term assets (5+ years) | $57,153,000 | 2,852 |
| Average Assets, year-to-date | $256,615,500 | 2,503 |
| Average Assets, quarterly | $256,615,500 | 2,503 |
| Volatile liabilities | $30,079,000 | 1,493 |
| Insider loans | $1,651,000 | 2,968 |
| FHLB advances | $3,000,000 | 2,960 |
| Loans and leases held for sale | $3,368,000 | 751 |
| Unused loan commitments | $22,679,000 | 2,422 |
| Tier 1 (core) risk-based capital | $21,926,000 | 2,864 |
| Tier 2 risk-based capital | $2,225,000 | 2,229 |
| Total risk weighted assets | $177,348,000 | 2,373 |
| Total unused commitments | $22,679,000 | 2,422 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 69 | 2,212 |
| Assets and Liabilities | ||
| Total Assets: | $255,922,000 | 2,513 |
| Cash and due from depository institutions | $14,026,000 | 2,212 |
| Interest-bearing balances | $3,083,000 | 4,763 |
| Securities | $56,166,000 | 2,394 |
| Federal funds sold & reverse repurchase agreements | $2,446,000 | 1,846 |
| Net loans & leases | $167,012,000 | 2,385 |
| Loan loss allowance | $2,942,000 | 2,408 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $7,112,000 | 1,655 |
| Other real estate owned | $1,078,000 | 2,212 |
| Goodwill and other intangibles | $626,000 | 1,772 |
| All other assets | $7,456,000 | 2,310 |
| Life insurance assets | $4,218,000 | 1,530 |
| Total liabilities and capital | $255,922,000 | 2,513 |
| Total liabilities | $232,774,000 | 2,460 |
| Total deposits | $204,602,000 | 2,620 |
| Interest-bearing deposits | $184,204,000 | 2,419 |
| Deposits held in domestic offices | $204,602,000 | 2,619 |
| % insured | 91.90% | 3,111 |
| Federal funds purchased & repurchase agreements | $22,500,000 | 546 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $3,000,000 | 3,220 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,672,000 | 1,662 |
| Total equity capital | $23,148,000 | 2,837 |
| Total bank equity capital | $23,148,000 | 2,836 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,477,000 | 1,468 |
| Surplus | $38,194,000 | 905 |
| Undivided profits | $-17,523,000 | 7,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $4,614,000 | 2,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $971,000 | 2,954 |
| Earning assets | $228,707,000 | 2,537 |
| Long-term assets (5+ years) | $58,652,000 | 2,363 |
| Average Assets, year-to-date | $251,567,800 | 2,506 |
| Average Assets, quarterly | $252,854,500 | 2,517 |
| Volatile liabilities | $30,628,000 | 1,592 |
| Insider loans | $3,033,000 | 1,995 |
| FHLB advances | $3,000,000 | 3,106 |
| Loans and leases held for sale | $1,561,000 | 980 |
| Unused loan commitments | $22,151,000 | 2,385 |
| Tier 1 (core) risk-based capital | $21,553,000 | 2,878 |
| Tier 2 risk-based capital | $2,211,000 | 2,246 |
| Total risk weighted assets | $176,136,000 | 2,394 |
| Total unused commitments | $22,151,000 | 2,386 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 68 | 2,251 |
| Assets and Liabilities | ||
| Total Assets: | $249,787,000 | 2,551 |
| Cash and due from depository institutions | $9,938,000 | 2,251 |
| Interest-bearing balances | $5,756,000 | 3,955 |
| Securities | $53,034,000 | 2,432 |
| Federal funds sold & reverse repurchase agreements | $3,405,000 | 1,668 |
| Net loans & leases | $167,517,000 | 2,382 |
| Loan loss allowance | $3,003,000 | 2,399 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $7,185,000 | 1,635 |
| Other real estate owned | $864,000 | 2,251 |
| Goodwill and other intangibles | $693,000 | 1,746 |
| All other assets | $7,151,000 | 2,405 |
| Life insurance assets | $4,182,000 | 1,526 |
| Total liabilities and capital | $249,787,000 | 2,551 |
| Total liabilities | $227,074,000 | 2,506 |
| Total deposits | $199,446,000 | 2,671 |
| Interest-bearing deposits | $178,480,000 | 2,504 |
| Deposits held in domestic offices | $199,446,000 | 2,671 |
| % insured | 94.61% | 2,079 |
| Federal funds purchased & repurchase agreements | $22,500,000 | 559 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,000,000 | 3,311 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,128,000 | 2,040 |
| Total equity capital | $22,713,000 | 2,905 |
| Total bank equity capital | $22,713,000 | 2,903 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,477,000 | 1,496 |
| Surplus | $38,195,000 | 914 |
| Undivided profits | $-17,959,000 | 7,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,836,000 | 2,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $967,000 | 3,057 |
| Earning assets | $229,712,000 | 2,532 |
| Long-term assets (5+ years) | $52,327,000 | 2,512 |
| Average Assets, year-to-date | $250,479,250 | 2,525 |
| Average Assets, quarterly | $250,614,000 | 2,530 |
| Volatile liabilities | $26,632,000 | 1,818 |
| Insider loans | $2,932,000 | 2,077 |
| FHLB advances | $3,000,000 | 3,187 |
| Loans and leases held for sale | $425,000 | 1,440 |
| Unused loan commitments | $23,055,000 | 2,332 |
| Tier 1 (core) risk-based capital | $21,147,000 | 2,927 |
| Tier 2 risk-based capital | $2,177,000 | 2,287 |
| Total risk weighted assets | $173,356,000 | 2,438 |
| Total unused commitments | $23,055,000 | 2,335 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 68 | 2,274 |
| Assets and Liabilities | ||
| Total Assets: | $251,441,000 | 2,543 |
| Cash and due from depository institutions | $13,451,000 | 2,274 |
| Interest-bearing balances | $9,482,000 | 2,989 |
| Securities | $49,567,000 | 2,579 |
| Federal funds sold & reverse repurchase agreements | $1,471,000 | 2,449 |
| Net loans & leases | $170,043,000 | 2,365 |
| Loan loss allowance | $3,117,000 | 2,319 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $7,256,000 | 1,621 |
| Other real estate owned | $1,511,000 | 2,274 |
| Goodwill and other intangibles | $758,000 | 1,708 |
| All other assets | $7,384,000 | 2,367 |
| Life insurance assets | $4,147,000 | 1,526 |
| Total liabilities and capital | $251,441,000 | 2,543 |
| Total liabilities | $228,858,000 | 2,499 |
| Total deposits | $201,085,000 | 2,654 |
| Interest-bearing deposits | $177,858,000 | 2,526 |
| Deposits held in domestic offices | $201,085,000 | 2,653 |
| % insured | 94.60% | 2,176 |
| Federal funds purchased & repurchase agreements | $22,500,000 | 577 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $3,000,000 | 3,387 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,273,000 | 1,849 |
| Total equity capital | $22,583,000 | 2,870 |
| Total bank equity capital | $22,583,000 | 2,867 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,477,000 | 1,518 |
| Surplus | $38,193,000 | 909 |
| Undivided profits | $-18,087,000 | 7,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $5,015,000 | 2,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $993,000 | 2,932 |
| Earning assets | $230,563,000 | 2,532 |
| Long-term assets (5+ years) | $42,071,000 | 2,964 |
| Average Assets, year-to-date | $250,710,000 | 2,541 |
| Average Assets, quarterly | $251,105,000 | 2,544 |
| Volatile liabilities | $27,145,000 | 1,799 |
| Insider loans | $3,196,000 | 1,959 |
| FHLB advances | $3,000,000 | 3,264 |
| Loans and leases held for sale | $1,054,000 | 860 |
| Unused loan commitments | $22,472,000 | 2,367 |
| Tier 1 (core) risk-based capital | $21,256,000 | 2,885 |
| Tier 2 risk-based capital | $2,195,000 | 2,265 |
| Total risk weighted assets | $174,707,000 | 2,427 |
| Total unused commitments | $22,472,000 | 2,371 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 67 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $250,769,000 | 2,573 |
| Cash and due from depository institutions | $11,871,000 | 2,318 |
| Interest-bearing balances | $8,390,000 | 3,288 |
| Securities | $44,657,000 | 2,753 |
| Federal funds sold & reverse repurchase agreements | $2,882,000 | 2,197 |
| Net loans & leases | $173,723,000 | 2,331 |
| Loan loss allowance | $3,178,000 | 2,294 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $7,316,000 | 1,620 |
| Other real estate owned | $1,653,000 | 2,318 |
| Goodwill and other intangibles | $836,000 | 1,662 |
| All other assets | $7,831,000 | 2,303 |
| Life insurance assets | $4,112,000 | 1,529 |
| Total liabilities and capital | $250,769,000 | 2,573 |
| Total liabilities | $228,912,000 | 2,527 |
| Total deposits | $201,159,000 | 2,677 |
| Interest-bearing deposits | $178,763,000 | 2,553 |
| Deposits held in domestic offices | $201,159,000 | 2,675 |
| % insured | 93.72% | 2,601 |
| Federal funds purchased & repurchase agreements | $22,500,000 | 591 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $3,000,000 | 3,439 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,253,000 | 1,804 |
| Total equity capital | $21,857,000 | 2,915 |
| Total bank equity capital | $21,857,000 | 2,914 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,477,000 | 1,541 |
| Surplus | $38,191,000 | 912 |
| Undivided profits | $-18,811,000 | 7,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $5,044,000 | 2,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,025,000 | 2,833 |
| Earning assets | $229,652,000 | 2,560 |
| Long-term assets (5+ years) | $45,706,000 | 2,698 |
| Average Assets, year-to-date | $250,344,500 | 2,567 |
| Average Assets, quarterly | $250,344,500 | 2,567 |
| Volatile liabilities | $26,425,000 | 1,885 |
| Insider loans | $3,303,000 | 1,958 |
| FHLB advances | $3,000,000 | 3,293 |
| Loans and leases held for sale | $836,000 | 824 |
| Unused loan commitments | $24,513,000 | 2,250 |
| Tier 1 (core) risk-based capital | $20,895,000 | 2,914 |
| Tier 2 risk-based capital | $2,245,000 | 2,245 |
| Total risk weighted assets | $178,688,000 | 2,395 |
| Total unused commitments | $24,513,000 | 2,251 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 67 | 2,332 |
| Assets and Liabilities | ||
| Total Assets: | $249,920,000 | 2,569 |
| Cash and due from depository institutions | $11,793,000 | 2,332 |
| Interest-bearing balances | $5,936,000 | 3,634 |
| Securities | $41,876,000 | 2,799 |
| Federal funds sold & reverse repurchase agreements | $2,551,000 | 2,253 |
| Net loans & leases | $176,035,000 | 2,352 |
| Loan loss allowance | $3,178,000 | 2,276 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,420,000 | 1,622 |
| Other real estate owned | $1,670,000 | 2,332 |
| Goodwill and other intangibles | $912,000 | 1,627 |
| All other assets | $7,663,000 | 2,374 |
| Life insurance assets | $4,078,000 | 1,518 |
| Total liabilities and capital | $249,920,000 | 2,569 |
| Total liabilities | $228,351,000 | 2,527 |
| Total deposits | $201,065,000 | 2,657 |
| Interest-bearing deposits | $178,595,000 | 2,553 |
| Deposits held in domestic offices | $201,065,000 | 2,655 |
| % insured | 92.57% | 3,036 |
| Federal funds purchased & repurchase agreements | $22,500,000 | 612 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $3,000,000 | 3,643 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,786,000 | 2,183 |
| Total equity capital | $21,569,000 | 2,941 |
| Total bank equity capital | $21,569,000 | 2,940 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,477,000 | 1,559 |
| Surplus | $38,189,000 | 907 |
| Undivided profits | $-19,097,000 | 7,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $5,044,000 | 2,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,062,000 | 2,846 |
| Earning assets | $226,398,000 | 2,589 |
| Long-term assets (5+ years) | $48,971,000 | 2,484 |
| Average Assets, year-to-date | $263,547,000 | 2,419 |
| Average Assets, quarterly | $250,506,000 | 2,557 |
| Volatile liabilities | $52,478,000 | 2,406 |
| Insider loans | $3,404,000 | 1,955 |
| FHLB advances | $3,000,000 | 3,499 |
| Loans and leases held for sale | $1,313,000 | 1,082 |
| Unused loan commitments | $25,246,000 | 2,173 |
| Tier 1 (core) risk-based capital | $20,552,000 | 2,956 |
| Tier 2 risk-based capital | $2,260,000 | 2,259 |
| Total risk weighted assets | $179,910,000 | 2,422 |
| Total unused commitments | $25,246,000 | 2,174 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 67 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $251,092,000 | 2,593 |
| Cash and due from depository institutions | $9,185,000 | 2,333 |
| Interest-bearing balances | $5,094,000 | 3,842 |
| Securities | $42,680,000 | 2,727 |
| Federal funds sold & reverse repurchase agreements | $3,415,000 | 1,980 |
| Net loans & leases | $178,497,000 | 2,369 |
| Loan loss allowance | $3,172,000 | 2,301 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,508,000 | 1,637 |
| Other real estate owned | $1,521,000 | 2,333 |
| Goodwill and other intangibles | $1,013,000 | 1,567 |
| All other assets | $7,273,000 | 2,518 |
| Life insurance assets | $4,044,000 | 1,516 |
| Total liabilities and capital | $251,092,000 | 2,593 |
| Total liabilities | $229,295,000 | 2,549 |
| Total deposits | $194,165,000 | 2,774 |
| Interest-bearing deposits | $173,744,000 | 2,671 |
| Deposits held in domestic offices | $194,165,000 | 2,771 |
| % insured | 94.98% | 1,569 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 488 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $3,000,000 | 3,776 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,130,000 | 2,115 |
| Total equity capital | $21,797,000 | 3,002 |
| Total bank equity capital | $21,797,000 | 3,000 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,477,000 | 1,583 |
| Surplus | $37,940,000 | 893 |
| Undivided profits | $-18,620,000 | 7,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $5,584,000 | 2,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,023,000 | 3,142 |
| Earning assets | $229,686,000 | 2,585 |
| Long-term assets (5+ years) | $48,665,000 | 2,450 |
| Average Assets, year-to-date | $266,953,750 | 2,425 |
| Average Assets, quarterly | $257,864,500 | 2,530 |
| Volatile liabilities | $60,601,000 | 2,217 |
| Insider loans | $2,677,000 | 2,392 |
| FHLB advances | $3,000,000 | 3,627 |
| Loans and leases held for sale | $874,000 | 1,291 |
| Unused loan commitments | $26,461,000 | 2,110 |
| Tier 1 (core) risk-based capital | $20,190,000 | 3,040 |
| Tier 2 risk-based capital | $2,270,000 | 2,306 |
| Total risk weighted assets | $180,759,000 | 2,462 |
| Total unused commitments | $26,461,000 | 2,112 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 68 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $264,637,000 | 2,475 |
| Cash and due from depository institutions | $9,440,000 | 2,335 |
| Interest-bearing balances | $5,673,000 | 3,561 |
| Securities | $52,758,000 | 2,277 |
| Federal funds sold & reverse repurchase agreements | $1,552,000 | 2,904 |
| Net loans & leases | $182,785,000 | 2,345 |
| Loan loss allowance | $3,159,000 | 2,297 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,604,000 | 1,634 |
| Other real estate owned | $1,900,000 | 2,335 |
| Goodwill and other intangibles | $1,115,000 | 1,520 |
| All other assets | $7,483,000 | 2,491 |
| Life insurance assets | $4,009,000 | 1,528 |
| Total liabilities and capital | $264,637,000 | 2,475 |
| Total liabilities | $243,329,000 | 2,428 |
| Total deposits | $203,435,000 | 2,668 |
| Interest-bearing deposits | $183,756,000 | 2,527 |
| Deposits held in domestic offices | $203,435,000 | 2,666 |
| % insured | 95.67% | 1,363 |
| Federal funds purchased & repurchase agreements | $30,446,000 | 493 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,000,000 | 2,936 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,448,000 | 1,803 |
| Total equity capital | $21,308,000 | 3,041 |
| Total bank equity capital | $21,308,000 | 3,041 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,477,000 | 1,605 |
| Surplus | $37,938,000 | 890 |
| Undivided profits | $-19,107,000 | 7,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,476,000 | 2,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,233,000 | 2,566 |
| Earning assets | $242,768,000 | 2,472 |
| Long-term assets (5+ years) | $61,364,000 | 2,037 |
| Average Assets, year-to-date | $272,241,000 | 2,399 |
| Average Assets, quarterly | $271,453,500 | 2,409 |
| Volatile liabilities | $67,564,000 | 2,064 |
| Insider loans | $4,340,000 | 1,645 |
| FHLB advances | $7,000,000 | 2,813 |
| Loans and leases held for sale | $550,000 | 1,274 |
| Unused loan commitments | $25,908,000 | 2,189 |
| Tier 1 (core) risk-based capital | $19,589,000 | 3,120 |
| Tier 2 risk-based capital | $2,313,000 | 2,291 |
| Total risk weighted assets | $184,231,000 | 2,455 |
| Total unused commitments | $25,908,000 | 2,190 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 69 | 2,334 |
| Assets and Liabilities | ||
| Total Assets: | $278,270,000 | 2,417 |
| Cash and due from depository institutions | $15,338,000 | 2,334 |
| Interest-bearing balances | $12,231,000 | 2,330 |
| Securities | $61,678,000 | 2,019 |
| Federal funds sold & reverse repurchase agreements | $2,158,000 | 2,871 |
| Net loans & leases | $180,401,000 | 2,431 |
| Loan loss allowance | $3,151,000 | 2,342 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,697,000 | 1,631 |
| Other real estate owned | $2,032,000 | 2,334 |
| Goodwill and other intangibles | $1,226,000 | 1,497 |
| All other assets | $7,740,000 | 2,487 |
| Life insurance assets | $3,976,000 | 1,533 |
| Total liabilities and capital | $278,270,000 | 2,417 |
| Total liabilities | $257,647,000 | 2,349 |
| Total deposits | $219,130,000 | 2,507 |
| Interest-bearing deposits | $200,096,000 | 2,389 |
| Deposits held in domestic offices | $219,130,000 | 2,505 |
| % insured | 94.37% | 1,966 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 509 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,000,000 | 3,060 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,517,000 | 2,604 |
| Total equity capital | $20,623,000 | 3,141 |
| Total bank equity capital | $20,623,000 | 3,140 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,477,000 | 1,642 |
| Surplus | $37,936,000 | 914 |
| Undivided profits | $-19,790,000 | 7,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,290,000 | 2,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,326,000 | 2,458 |
| Earning assets | $256,468,000 | 2,392 |
| Long-term assets (5+ years) | $69,960,000 | 1,839 |
| Average Assets, year-to-date | $276,043,000 | 2,419 |
| Average Assets, quarterly | $276,043,000 | 2,419 |
| Volatile liabilities | $73,580,000 | 1,977 |
| Insider loans | $4,312,000 | 1,717 |
| FHLB advances | $7,000,000 | 2,930 |
| Loans and leases held for sale | $245,000 | 1,495 |
| Unused loan commitments | $25,683,000 | 2,303 |
| Tier 1 (core) risk-based capital | $18,770,000 | 3,248 |
| Tier 2 risk-based capital | $2,325,000 | 2,331 |
| Total risk weighted assets | $185,226,000 | 2,507 |
| Total unused commitments | $25,683,000 | 2,309 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 69 | 2,351 |
| Assets and Liabilities | ||
| Total Assets: | $273,816,000 | 2,458 |
| Cash and due from depository institutions | $6,810,000 | 2,351 |
| Interest-bearing balances | $2,606,000 | 4,195 |
| Securities | $63,524,000 | 1,937 |
| Federal funds sold & reverse repurchase agreements | $1,497,000 | 3,154 |
| Net loans & leases | $182,362,000 | 2,456 |
| Loan loss allowance | $3,153,000 | 2,317 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,785,000 | 1,642 |
| Other real estate owned | $1,868,000 | 2,351 |
| Goodwill and other intangibles | $1,327,000 | 1,463 |
| All other assets | $8,643,000 | 2,335 |
| Life insurance assets | $3,942,000 | 1,543 |
| Total liabilities and capital | $273,816,000 | 2,458 |
| Total liabilities | $253,669,000 | 2,395 |
| Total deposits | $214,421,000 | 2,567 |
| Interest-bearing deposits | $195,321,000 | 2,442 |
| Deposits held in domestic offices | $214,421,000 | 2,565 |
| % insured | 93.85% | 2,185 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 543 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,000,000 | 3,216 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,248,000 | 1,935 |
| Total equity capital | $20,147,000 | 3,174 |
| Total bank equity capital | $20,147,000 | 3,174 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,477,000 | 1,672 |
| Surplus | $37,934,000 | 909 |
| Undivided profits | $-20,264,000 | 7,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $6,546,000 | 1,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,389,000 | 2,434 |
| Earning assets | $249,989,000 | 2,467 |
| Long-term assets (5+ years) | $73,056,000 | 1,765 |
| Average Assets, year-to-date | $279,852,200 | 2,351 |
| Average Assets, quarterly | $283,677,500 | 2,359 |
| Volatile liabilities | $72,685,000 | 2,009 |
| Insider loans | $6,148,000 | 1,261 |
| FHLB advances | $7,000,000 | 3,086 |
| Loans and leases held for sale | $1,201,000 | 925 |
| Unused loan commitments | $26,150,000 | 2,272 |
| Tier 1 (core) risk-based capital | $18,443,000 | 3,272 |
| Tier 2 risk-based capital | $2,386,000 | 2,307 |
| Total risk weighted assets | $190,157,000 | 2,496 |
| Total unused commitments | $26,150,000 | 2,273 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 68 | 2,400 |
| Assets and Liabilities | ||
| Total Assets: | $293,539,000 | 2,314 |
| Cash and due from depository institutions | $8,655,000 | 2,400 |
| Interest-bearing balances | $5,030,000 | 3,049 |
| Securities | $64,952,000 | 1,907 |
| Federal funds sold & reverse repurchase agreements | $1,790,000 | 3,098 |
| Net loans & leases | $179,677,000 | 2,519 |
| Loan loss allowance | $2,067,000 | 3,081 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,873,000 | 1,641 |
| Other real estate owned | $2,201,000 | 2,400 |
| Goodwill and other intangibles | $21,967,000 | 328 |
| All other assets | $6,424,000 | 2,613 |
| Life insurance assets | $3,907,000 | 1,547 |
| Total liabilities and capital | $293,539,000 | 2,314 |
| Total liabilities | $251,244,000 | 2,408 |
| Total deposits | $210,036,000 | 2,584 |
| Interest-bearing deposits | $190,113,000 | 2,491 |
| Deposits held in domestic offices | $210,036,000 | 2,581 |
| % insured | 95.98% | 1,478 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 550 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,000,000 | 3,344 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,208,000 | 1,291 |
| Total equity capital | $42,295,000 | 1,630 |
| Total bank equity capital | $42,295,000 | 1,629 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,477,000 | 1,698 |
| Surplus | $37,931,000 | 888 |
| Undivided profits | $1,887,000 | 5,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,760,000 | 3,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,397,000 | 2,610 |
| Earning assets | $251,449,000 | 2,459 |
| Long-term assets (5+ years) | $74,930,000 | 1,730 |
| Average Assets, year-to-date | $281,361,250 | 2,351 |
| Average Assets, quarterly | $288,101,000 | 2,331 |
| Volatile liabilities | $73,299,000 | 2,034 |
| Insider loans | $6,122,000 | 1,271 |
| FHLB advances | $7,000,000 | 3,198 |
| Loans and leases held for sale | $911,000 | 989 |
| Unused loan commitments | $28,063,000 | 2,246 |
| Tier 1 (core) risk-based capital | $19,531,000 | 3,188 |
| Tier 2 risk-based capital | $2,067,000 | 2,602 |
| Total risk weighted assets | $190,423,000 | 2,532 |
| Total unused commitments | $28,063,000 | 2,248 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 67 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $282,663,000 | 2,387 |
| Cash and due from depository institutions | $8,747,000 | 2,484 |
| Interest-bearing balances | $5,703,000 | 2,591 |
| Securities | $49,660,000 | 2,337 |
| Federal funds sold & reverse repurchase agreements | $3,626,000 | 2,405 |
| Net loans & leases | $182,449,000 | 2,523 |
| Loan loss allowance | $2,051,000 | 3,010 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,987,000 | 1,633 |
| Other real estate owned | $1,849,000 | 2,484 |
| Goodwill and other intangibles | $22,111,000 | 347 |
| All other assets | $6,234,000 | 2,664 |
| Life insurance assets | $3,871,000 | 1,567 |
| Total liabilities and capital | $282,662,000 | 2,387 |
| Total liabilities | $241,308,000 | 2,495 |
| Total deposits | $200,944,000 | 2,689 |
| Interest-bearing deposits | $180,201,000 | 2,608 |
| Deposits held in domestic offices | $200,944,000 | 2,687 |
| % insured | 87.98% | 1,376 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 552 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $7,000,000 | 3,422 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,364,000 | 1,604 |
| Total equity capital | $41,354,000 | 1,653 |
| Total bank equity capital | $41,354,000 | 1,653 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,477,000 | 1,723 |
| Surplus | $37,929,000 | 903 |
| Undivided profits | $948,000 | 6,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,599,000 | 4,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,227,000 | 2,851 |
| Earning assets | $241,438,000 | 2,544 |
| Long-term assets (5+ years) | $69,357,000 | 1,816 |
| Average Assets, year-to-date | $277,302,000 | 2,401 |
| Average Assets, quarterly | $278,486,500 | 2,411 |
| Volatile liabilities | $65,397,000 | 2,218 |
| Insider loans | $6,220,000 | 1,264 |
| FHLB advances | $7,000,000 | 3,276 |
| Loans and leases held for sale | $3,884,000 | 631 |
| Unused loan commitments | $31,638,000 | 2,139 |
| Tier 1 (core) risk-based capital | $19,078,000 | 3,283 |
| Tier 2 risk-based capital | $2,051,000 | 2,584 |
| Total risk weighted assets | $191,950,000 | 2,517 |
| Total unused commitments | $31,638,000 | 2,142 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 66 | 2,513 |
| Assets and Liabilities | ||
| Total Assets: | $274,310,000 | 2,454 |
| Cash and due from depository institutions | $5,664,000 | 2,513 |
| Interest-bearing balances | $1,659,000 | 3,911 |
| Securities | $44,335,000 | 2,574 |
| Federal funds sold & reverse repurchase agreements | $5,887,000 | 2,013 |
| Net loans & leases | $179,852,000 | 2,567 |
| Loan loss allowance | $2,081,000 | 2,890 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,106,000 | 1,616 |
| Other real estate owned | $1,998,000 | 2,513 |
| Goodwill and other intangibles | $22,253,000 | 359 |
| All other assets | $6,215,000 | 2,686 |
| Life insurance assets | $3,837,000 | 1,576 |
| Total liabilities and capital | $274,310,000 | 2,454 |
| Total liabilities | $232,677,000 | 2,588 |
| Total deposits | $191,631,000 | 2,817 |
| Interest-bearing deposits | $172,717,000 | 2,703 |
| Deposits held in domestic offices | $191,631,000 | 2,815 |
| % insured | 87.05% | 1,726 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 587 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $8,500,000 | 3,250 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,546,000 | 1,936 |
| Total equity capital | $41,633,000 | 1,649 |
| Total bank equity capital | $41,633,000 | 1,649 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,477,000 | 1,733 |
| Surplus | $37,927,000 | 893 |
| Undivided profits | $1,229,000 | 6,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,178,000 | 4,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,215,000 | 2,891 |
| Earning assets | $231,733,000 | 2,646 |
| Long-term assets (5+ years) | $56,798,000 | 2,117 |
| Average Assets, year-to-date | $274,621,500 | 2,424 |
| Average Assets, quarterly | $274,621,500 | 2,424 |
| Volatile liabilities | $63,277,000 | 2,288 |
| Insider loans | $6,129,000 | 1,289 |
| FHLB advances | $8,500,000 | 3,123 |
| Loans and leases held for sale | $1,096,000 | 1,060 |
| Unused loan commitments | $32,713,000 | 2,160 |
| Tier 1 (core) risk-based capital | $18,793,000 | 3,336 |
| Tier 2 risk-based capital | $2,081,000 | 2,534 |
| Total risk weighted assets | $189,957,000 | 2,548 |
| Total unused commitments | $32,713,000 | 2,161 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 66 | 2,546 |
| Assets and Liabilities | ||
| Total Assets: | $274,933,000 | 2,427 |
| Cash and due from depository institutions | $10,330,000 | 2,546 |
| Interest-bearing balances | $5,729,000 | 1,696 |
| Securities | $47,055,000 | 2,438 |
| Federal funds sold & reverse repurchase agreements | $543,000 | 4,428 |
| Net loans & leases | $178,167,000 | 2,602 |
| Loan loss allowance | $2,034,000 | 2,868 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,166,000 | 1,596 |
| Other real estate owned | $1,998,000 | 2,546 |
| Goodwill and other intangibles | $22,386,000 | 365 |
| All other assets | $6,288,000 | 2,679 |
| Life insurance assets | $3,802,000 | 1,585 |
| Total liabilities and capital | $274,933,000 | 2,427 |
| Total liabilities | $233,800,000 | 2,557 |
| Total deposits | $190,577,000 | 2,766 |
| Interest-bearing deposits | $167,825,000 | 2,720 |
| Deposits held in domestic offices | $190,577,000 | 2,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,212,000 | 624 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $10,500,000 | 3,101 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,511,000 | 1,920 |
| Total equity capital | $41,133,000 | 1,648 |
| Total bank equity capital | $41,133,000 | 1,648 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,477,000 | 1,740 |
| Surplus | $37,926,000 | 865 |
| Undivided profits | $730,000 | 6,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,721,000 | 3,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,258,000 | 2,959 |
| Earning assets | $231,494,000 | 2,622 |
| Long-term assets (5+ years) | $62,084,000 | 1,933 |
| Average Assets, year-to-date | $270,357,800 | 2,383 |
| Average Assets, quarterly | $274,611,500 | 2,410 |
| Volatile liabilities | $64,881,000 | 2,205 |
| Insider loans | $6,217,000 | 1,289 |
| FHLB advances | $10,500,000 | 2,986 |
| Loans and leases held for sale | $2,732,000 | 511 |
| Unused loan commitments | $34,621,000 | 2,134 |
| Tier 1 (core) risk-based capital | $18,356,000 | 3,388 |
| Tier 2 risk-based capital | $2,034,000 | 2,572 |
| Total risk weighted assets | $189,841,000 | 2,555 |
| Total unused commitments | $34,621,000 | 2,135 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 66 | 2,574 |
| Assets and Liabilities | ||
| Total Assets: | $274,290,000 | 2,414 |
| Cash and due from depository institutions | $7,327,000 | 2,574 |
| Interest-bearing balances | $2,132,000 | 2,267 |
| Securities | $47,273,000 | 2,372 |
| Federal funds sold & reverse repurchase agreements | $3,682,000 | 2,771 |
| Net loans & leases | $176,954,000 | 2,604 |
| Loan loss allowance | $1,798,000 | 2,958 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,264,000 | 1,570 |
| Other real estate owned | $2,064,000 | 2,574 |
| Goodwill and other intangibles | $22,592,000 | 395 |
| All other assets | $6,134,000 | 2,731 |
| Life insurance assets | $3,765,000 | 1,581 |
| Total liabilities and capital | $274,290,000 | 2,414 |
| Total liabilities | $233,996,000 | 2,524 |
| Total deposits | $193,007,000 | 2,694 |
| Interest-bearing deposits | $172,064,000 | 2,627 |
| Deposits held in domestic offices | $193,007,000 | 2,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 661 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $9,000,000 | 3,372 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,989,000 | 2,343 |
| Total equity capital | $40,294,000 | 1,687 |
| Total bank equity capital | $40,294,000 | 1,687 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,477,000 | 1,754 |
| Surplus | $37,924,000 | 853 |
| Undivided profits | $-107,000 | 7,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,567,000 | 3,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,247,000 | 3,131 |
| Earning assets | $230,041,000 | 2,612 |
| Long-term assets (5+ years) | $61,550,000 | 1,924 |
| Average Assets, year-to-date | $269,214,000 | 2,395 |
| Average Assets, quarterly | $272,747,500 | 2,410 |
| Volatile liabilities | $62,626,000 | 2,219 |
| Insider loans | $6,236,000 | 1,262 |
| FHLB advances | $9,000,000 | 3,242 |
| Loans and leases held for sale | $1,653,000 | 597 |
| Unused loan commitments | $37,828,000 | 2,092 |
| Tier 1 (core) risk-based capital | $18,554,000 | 3,407 |
| Tier 2 risk-based capital | $1,798,000 | 2,754 |
| Total risk weighted assets | $190,837,000 | 2,534 |
| Total unused commitments | $37,828,000 | 2,094 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 66 | 2,598 |
| Assets and Liabilities | ||
| Total Assets: | $271,205,000 | 2,431 |
| Cash and due from depository institutions | $5,005,000 | 2,598 |
| Interest-bearing balances | $61,000 | 5,503 |
| Securities | $47,878,000 | 2,404 |
| Federal funds sold & reverse repurchase agreements | $2,059,000 | 3,812 |
| Net loans & leases | $178,933,000 | 2,550 |
| Loan loss allowance | $1,396,000 | 3,508 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,949,000 | 1,622 |
| Other real estate owned | $121,000 | 2,598 |
| Goodwill and other intangibles | $22,782,000 | 406 |
| All other assets | $6,478,000 | 2,581 |
| Life insurance assets | $3,727,000 | 1,592 |
| Total liabilities and capital | $271,205,000 | 2,431 |
| Total liabilities | $230,578,000 | 2,549 |
| Total deposits | $194,480,000 | 2,686 |
| Interest-bearing deposits | $172,655,000 | 2,625 |
| Deposits held in domestic offices | $194,480,000 | 2,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 698 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $4,000,000 | 4,285 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,098,000 | 2,229 |
| Total equity capital | $40,627,000 | 1,684 |
| Total bank equity capital | $40,627,000 | 1,684 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,477,000 | 1,757 |
| Surplus | $37,922,000 | 845 |
| Undivided profits | $228,000 | 7,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,251,000 | 2,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,315,000 | 2,898 |
| Earning assets | $228,931,000 | 2,620 |
| Long-term assets (5+ years) | $63,818,000 | 1,856 |
| Average Assets, year-to-date | $267,522,000 | 2,414 |
| Average Assets, quarterly | $270,237,000 | 2,420 |
| Volatile liabilities | $60,727,000 | 2,274 |
| Insider loans | $5,832,000 | 1,379 |
| FHLB advances | $4,000,000 | 4,148 |
| Loans and leases held for sale | $4,372,000 | 392 |
| Unused loan commitments | $40,928,000 | 2,051 |
| Tier 1 (core) risk-based capital | $18,550,000 | 3,422 |
| Tier 2 risk-based capital | $1,396,000 | 3,311 |
| Total risk weighted assets | $189,600,000 | 2,524 |
| Total unused commitments | $40,928,000 | 2,051 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 68 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $269,269,000 | 2,437 |
| Cash and due from depository institutions | $5,578,000 | 2,535 |
| Interest-bearing balances | $64,000 | 5,446 |
| Securities | $48,401,000 | 2,371 |
| Federal funds sold & reverse repurchase agreements | $5,058,000 | 3,175 |
| Net loans & leases | $172,947,000 | 2,591 |
| Loan loss allowance | $1,416,000 | 3,405 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,025,000 | 1,593 |
| Other real estate owned | $276,000 | 2,535 |
| Goodwill and other intangibles | $22,998,000 | 411 |
| All other assets | $5,986,000 | 2,671 |
| Life insurance assets | $3,690,000 | 1,588 |
| Total liabilities and capital | $269,269,000 | 2,437 |
| Total liabilities | $228,025,000 | 2,565 |
| Total deposits | $194,604,000 | 2,675 |
| Interest-bearing deposits | $175,769,000 | 2,585 |
| Deposits held in domestic offices | $194,604,000 | 2,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 674 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,421,000 | 1,638 |
| Total equity capital | $41,244,000 | 1,715 |
| Total bank equity capital | $41,244,000 | 1,715 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,477,000 | 1,754 |
| Surplus | $37,921,000 | 845 |
| Undivided profits | $846,000 | 6,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,517,000 | 2,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,267,000 | 3,052 |
| Earning assets | $226,470,000 | 2,640 |
| Long-term assets (5+ years) | $62,243,000 | 1,820 |
| Average Assets, year-to-date | $265,680,500 | 2,439 |
| Average Assets, quarterly | $265,680,500 | 2,439 |
| Volatile liabilities | $59,154,000 | 2,278 |
| Insider loans | $6,095,000 | 1,289 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $1,716,000 | 733 |
| Unused loan commitments | $37,152,000 | 2,228 |
| Tier 1 (core) risk-based capital | $18,302,000 | 3,450 |
| Tier 2 risk-based capital | $1,416,000 | 3,231 |
| Total risk weighted assets | $186,360,000 | 2,528 |
| Total unused commitments | $37,152,000 | 2,230 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 67 | 2,577 |
| Assets and Liabilities | ||
| Total Assets: | $262,092,000 | 2,466 |
| Cash and due from depository institutions | $6,517,000 | 2,577 |
| Interest-bearing balances | $52,000 | 5,361 |
| Securities | $47,671,000 | 2,389 |
| Federal funds sold & reverse repurchase agreements | $2,805,000 | 3,585 |
| Net loans & leases | $168,172,000 | 2,618 |
| Loan loss allowance | $1,456,000 | 3,300 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,360,000 | 1,743 |
| Other real estate owned | $276,000 | 2,577 |
| Goodwill and other intangibles | $23,202,000 | 405 |
| All other assets | $6,089,000 | 2,653 |
| Life insurance assets | $3,656,000 | 1,578 |
| Total liabilities and capital | $262,092,000 | 2,466 |
| Total liabilities | $221,460,000 | 2,602 |
| Total deposits | $188,849,000 | 2,710 |
| Interest-bearing deposits | $168,737,000 | 2,636 |
| Deposits held in domestic offices | $188,849,000 | 2,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 666 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,611,000 | 1,990 |
| Total equity capital | $40,632,000 | 1,724 |
| Total bank equity capital | $40,632,000 | 1,724 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,477,000 | 1,744 |
| Surplus | $37,919,000 | 827 |
| Undivided profits | $236,000 | 7,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,632,000 | 1,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,283,000 | 3,236 |
| Earning assets | $218,700,000 | 2,684 |
| Long-term assets (5+ years) | $52,628,000 | 1,932 |
| Average Assets, year-to-date | $245,329,800 | 2,534 |
| Average Assets, quarterly | $248,787,000 | 2,558 |
| Volatile liabilities | $56,898,000 | 2,341 |
| Insider loans | $6,132,000 | 1,262 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $994,000 | 925 |
| Unused loan commitments | $46,012,000 | 1,893 |
| Tier 1 (core) risk-based capital | $17,891,000 | 3,496 |
| Tier 2 risk-based capital | $1,456,000 | 3,142 |
| Total risk weighted assets | $181,401,000 | 2,561 |
| Total unused commitments | $46,012,000 | 1,894 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 67 | 2,563 |
| Assets and Liabilities | ||
| Total Assets: | $235,482,000 | 2,675 |
| Cash and due from depository institutions | $6,335,000 | 2,563 |
| Interest-bearing balances | $40,000 | 5,455 |
| Securities | $19,726,000 | 4,522 |
| Federal funds sold & reverse repurchase agreements | $3,295,000 | 3,318 |
| Net loans & leases | $168,854,000 | 2,566 |
| Loan loss allowance | $1,215,000 | 3,692 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,483,000 | 1,679 |
| Other real estate owned | $230,000 | 2,563 |
| Goodwill and other intangibles | $23,455,000 | 397 |
| All other assets | $6,104,000 | 2,639 |
| Life insurance assets | $3,621,000 | 1,551 |
| Total liabilities and capital | $235,482,000 | 2,675 |
| Total liabilities | $194,645,000 | 2,855 |
| Total deposits | $192,054,000 | 2,641 |
| Interest-bearing deposits | $170,819,000 | 2,580 |
| Deposits held in domestic offices | $192,054,000 | 2,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,591,000 | 2,015 |
| Total equity capital | $40,837,000 | 1,680 |
| Total bank equity capital | $40,837,000 | 1,680 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,477,000 | 1,724 |
| Surplus | $37,917,000 | 812 |
| Undivided profits | $443,000 | 7,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,491,000 | 2,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,394,000 | 3,170 |
| Earning assets | $191,915,000 | 2,966 |
| Long-term assets (5+ years) | $21,638,000 | 3,394 |
| Average Assets, year-to-date | $241,139,250 | 2,562 |
| Average Assets, quarterly | $236,017,500 | 2,640 |
| Volatile liabilities | $28,414,000 | 3,887 |
| Insider loans | $5,969,000 | 1,251 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $2,777,000 | 502 |
| Unused loan commitments | $34,001,000 | 2,389 |
| Tier 1 (core) risk-based capital | $18,020,000 | 3,459 |
| Tier 2 risk-based capital | $1,215,000 | 3,533 |
| Total risk weighted assets | $179,372,000 | 2,545 |
| Total unused commitments | $34,001,000 | 2,389 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 69 | 2,551 |
| Assets and Liabilities | ||
| Total Assets: | $236,553,000 | 2,673 |
| Cash and due from depository institutions | $5,123,000 | 2,551 |
| Interest-bearing balances | $1,000 | 6,551 |
| Securities | $19,827,000 | 4,512 |
| Federal funds sold & reverse repurchase agreements | $2,974,000 | 3,608 |
| Net loans & leases | $171,435,000 | 2,537 |
| Loan loss allowance | $1,252,000 | 3,604 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,578,000 | 1,657 |
| Other real estate owned | $0 | 2,551 |
| Goodwill and other intangibles | $23,740,000 | 405 |
| All other assets | $5,876,000 | 2,707 |
| Life insurance assets | $3,586,000 | 1,556 |
| Total liabilities and capital | $236,553,000 | 2,673 |
| Total liabilities | $196,066,000 | 2,856 |
| Total deposits | $189,517,000 | 2,712 |
| Interest-bearing deposits | $167,502,000 | 2,652 |
| Deposits held in domestic offices | $189,517,000 | 2,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,000,000 | 3,667 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,549,000 | 1,954 |
| Total equity capital | $40,487,000 | 1,680 |
| Total bank equity capital | $40,487,000 | 1,680 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,477,000 | 1,718 |
| Surplus | $37,916,000 | 820 |
| Undivided profits | $94,000 | 7,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,612,000 | 2,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,165,000 | 3,484 |
| Earning assets | $194,237,000 | 2,925 |
| Long-term assets (5+ years) | $23,467,000 | 3,176 |
| Average Assets, year-to-date | $243,025,000 | 2,579 |
| Average Assets, quarterly | $240,525,500 | 2,626 |
| Volatile liabilities | $31,954,000 | 3,558 |
| Insider loans | $7,443,000 | 977 |
| FHLB advances | $4,000,000 | 3,510 |
| Loans and leases held for sale | $3,033,000 | 585 |
| Unused loan commitments | $35,603,000 | 2,345 |
| Tier 1 (core) risk-based capital | $17,518,000 | 3,537 |
| Tier 2 risk-based capital | $1,252,000 | 3,463 |
| Total risk weighted assets | $184,219,000 | 2,477 |
| Total unused commitments | $35,603,000 | 2,346 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 68 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $244,498,000 | 2,612 |
| Cash and due from depository institutions | $7,155,000 | 2,566 |
| Interest-bearing balances | $25,000 | 5,888 |
| Securities | $20,187,000 | 4,473 |
| Federal funds sold & reverse repurchase agreements | $22,211,000 | 857 |
| Net loans & leases | $157,125,000 | 2,695 |
| Loan loss allowance | $1,316,000 | 3,464 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,802,000 | 1,576 |
| Other real estate owned | $0 | 2,566 |
| Goodwill and other intangibles | $24,008,000 | 390 |
| All other assets | $6,010,000 | 2,613 |
| Life insurance assets | $3,551,000 | 1,545 |
| Total liabilities and capital | $244,498,000 | 2,612 |
| Total liabilities | $204,132,000 | 2,739 |
| Total deposits | $197,683,000 | 2,583 |
| Interest-bearing deposits | $179,263,000 | 2,489 |
| Deposits held in domestic offices | $197,683,000 | 2,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,000,000 | 3,602 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,449,000 | 2,070 |
| Total equity capital | $40,366,000 | 1,692 |
| Total bank equity capital | $40,366,000 | 1,692 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,477,000 | 1,706 |
| Surplus | $37,914,000 | 801 |
| Undivided profits | $-25,000 | 7,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $454,000 | 4,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,280,000 | 3,100 |
| Earning assets | $199,548,000 | 2,853 |
| Long-term assets (5+ years) | $22,316,000 | 3,213 |
| Average Assets, year-to-date | $246,261,000 | 2,569 |
| Average Assets, quarterly | $246,261,000 | 2,569 |
| Volatile liabilities | $32,583,000 | 3,452 |
| Insider loans | $7,536,000 | 943 |
| FHLB advances | $4,000,000 | 3,451 |
| Loans and leases held for sale | $3,407,000 | 497 |
| Unused loan commitments | $35,110,000 | 2,365 |
| Tier 1 (core) risk-based capital | $17,102,000 | 3,591 |
| Tier 2 risk-based capital | $1,316,000 | 3,314 |
| Total risk weighted assets | $178,051,000 | 2,528 |
| Total unused commitments | $35,110,000 | 2,365 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 69 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $248,024,000 | 2,567 |
| Cash and due from depository institutions | $7,117,000 | 2,543 |
| Interest-bearing balances | $97,000 | 4,936 |
| Securities | $20,368,000 | 4,493 |
| Federal funds sold & reverse repurchase agreements | $23,135,000 | 687 |
| Net loans & leases | $159,490,000 | 2,651 |
| Loan loss allowance | $1,312,000 | 3,461 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,801,000 | 1,548 |
| Other real estate owned | $0 | 2,543 |
| Goodwill and other intangibles | $24,283,000 | 370 |
| All other assets | $5,830,000 | 2,679 |
| Life insurance assets | $3,517,000 | 1,530 |
| Total liabilities and capital | $248,024,000 | 2,567 |
| Total liabilities | $207,200,000 | 2,713 |
| Total deposits | $195,475,000 | 2,606 |
| Interest-bearing deposits | $175,001,000 | 2,507 |
| Deposits held in domestic offices | $195,475,000 | 2,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,000,000 | 2,663 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,725,000 | 1,878 |
| Total equity capital | $40,824,000 | 1,645 |
| Total bank equity capital | $40,824,000 | 1,645 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,477,000 | 1,697 |
| Surplus | $37,913,000 | 784 |
| Undivided profits | $434,000 | 7,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $544,000 | 3,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,176,000 | 3,463 |
| Earning assets | $203,090,000 | 2,812 |
| Long-term assets (5+ years) | $19,022,000 | 3,468 |
| Average Assets, year-to-date | $230,200,400 | 2,636 |
| Average Assets, quarterly | $237,654,000 | 2,632 |
| Volatile liabilities | $38,242,000 | 3,216 |
| Insider loans | $7,514,000 | 941 |
| FHLB advances | $9,000,000 | 2,551 |
| Loans and leases held for sale | $2,119,000 | 667 |
| Unused loan commitments | $36,728,000 | 2,260 |
| Tier 1 (core) risk-based capital | $17,345,000 | 3,481 |
| Tier 2 risk-based capital | $1,312,000 | 3,315 |
| Total risk weighted assets | $172,554,000 | 2,576 |
| Total unused commitments | $36,728,000 | 2,261 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 66 | 2,669 |
| Assets and Liabilities | ||
| Total Assets: | $227,284,000 | 2,736 |
| Cash and due from depository institutions | $6,387,000 | 2,669 |
| Interest-bearing balances | $197,000 | 4,075 |
| Securities | $21,515,000 | 4,371 |
| Federal funds sold & reverse repurchase agreements | $1,932,000 | 3,928 |
| Net loans & leases | $159,859,000 | 2,629 |
| Loan loss allowance | $1,338,000 | 3,423 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,260,000 | 1,630 |
| Other real estate owned | $0 | 2,669 |
| Goodwill and other intangibles | $24,595,000 | 372 |
| All other assets | $5,736,000 | 2,722 |
| Life insurance assets | $3,483,000 | 1,499 |
| Total liabilities and capital | $227,284,000 | 2,736 |
| Total liabilities | $186,130,000 | 2,946 |
| Total deposits | $174,849,000 | 2,846 |
| Interest-bearing deposits | $155,913,000 | 2,728 |
| Deposits held in domestic offices | $174,849,000 | 2,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,000,000 | 2,803 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,281,000 | 2,114 |
| Total equity capital | $41,154,000 | 1,597 |
| Total bank equity capital | $41,154,000 | 1,597 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,477,000 | 1,692 |
| Surplus | $37,912,000 | 776 |
| Undivided profits | $765,000 | 7,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $834,000 | 2,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,131,000 | 3,584 |
| Earning assets | $183,503,000 | 3,034 |
| Long-term assets (5+ years) | $17,070,000 | 3,634 |
| Average Assets, year-to-date | $225,744,500 | 2,688 |
| Average Assets, quarterly | $228,381,500 | 2,705 |
| Volatile liabilities | $27,328,000 | 3,946 |
| Insider loans | $7,555,000 | 931 |
| FHLB advances | $9,000,000 | 2,669 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $29,892,000 | 2,619 |
| Tier 1 (core) risk-based capital | $17,122,000 | 3,507 |
| Tier 2 risk-based capital | $1,338,000 | 3,265 |
| Total risk weighted assets | $174,496,000 | 2,537 |
| Total unused commitments | $29,892,000 | 2,619 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 65 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $229,479,000 | 2,704 |
| Cash and due from depository institutions | $7,471,000 | 2,720 |
| Interest-bearing balances | $101,000 | 4,778 |
| Securities | $21,615,000 | 4,351 |
| Federal funds sold & reverse repurchase agreements | $4,889,000 | 2,283 |
| Net loans & leases | $157,818,000 | 2,642 |
| Loan loss allowance | $1,427,000 | 3,235 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,898,000 | 1,668 |
| Other real estate owned | $84,000 | 2,720 |
| Goodwill and other intangibles | $25,159,000 | 368 |
| All other assets | $5,545,000 | 2,781 |
| Life insurance assets | $3,450,000 | 1,477 |
| Total liabilities and capital | $229,479,000 | 2,704 |
| Total liabilities | $188,444,000 | 2,899 |
| Total deposits | $177,251,000 | 2,800 |
| Interest-bearing deposits | $158,183,000 | 2,683 |
| Deposits held in domestic offices | $177,251,000 | 2,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,003,000 | 2,830 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,190,000 | 2,020 |
| Total equity capital | $41,035,000 | 1,534 |
| Total bank equity capital | $41,035,000 | 1,534 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,477,000 | 1,686 |
| Surplus | $38,167,000 | 767 |
| Undivided profits | $391,000 | 7,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $856,000 | 2,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $896,000 | 3,946 |
| Earning assets | $184,423,000 | 3,008 |
| Long-term assets (5+ years) | $25,283,000 | 2,902 |
| Average Assets, year-to-date | $225,231,330 | 2,702 |
| Average Assets, quarterly | $226,716,000 | 2,707 |
| Volatile liabilities | $21,149,000 | 4,514 |
| Insider loans | $7,503,000 | 914 |
| FHLB advances | $9,000,000 | 2,693 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $31,963,000 | 2,507 |
| Tier 1 (core) risk-based capital | $16,591,000 | 3,551 |
| Tier 2 risk-based capital | $1,427,000 | 3,078 |
| Total risk weighted assets | $172,728,000 | 2,534 |
| Total unused commitments | $31,963,000 | 2,508 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 59 | 2,945 |
| Assets and Liabilities | ||
| Total Assets: | $223,953,000 | 2,740 |
| Cash and due from depository institutions | $6,223,000 | 2,945 |
| Interest-bearing balances | $61,000 | 5,449 |
| Securities | $22,156,000 | 4,343 |
| Federal funds sold & reverse repurchase agreements | $53,000 | 6,207 |
| Net loans & leases | $158,064,000 | 2,594 |
| Loan loss allowance | $1,426,000 | 3,212 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,497,000 | 1,756 |
| Other real estate owned | $80,000 | 2,945 |
| Goodwill and other intangibles | $25,435,000 | 353 |
| All other assets | $5,445,000 | 2,740 |
| Life insurance assets | $3,422,000 | 1,444 |
| Total liabilities and capital | $223,953,000 | 2,740 |
| Total liabilities | $183,060,000 | 2,943 |
| Total deposits | $176,397,000 | 2,791 |
| Interest-bearing deposits | $158,806,000 | 2,652 |
| Deposits held in domestic offices | $176,397,000 | 2,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $218,000 | 3,177 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,006,000 | 3,864 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,439,000 | 1,878 |
| Total equity capital | $40,893,000 | 1,510 |
| Total bank equity capital | $40,893,000 | 1,510 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,477,000 | 1,675 |
| Surplus | $38,165,000 | 737 |
| Undivided profits | $251,000 | 7,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $999,000 | 2,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $954,000 | 3,563 |
| Earning assets | $180,334,000 | 3,037 |
| Long-term assets (5+ years) | $24,199,000 | 2,950 |
| Average Assets, year-to-date | $223,107,500 | 2,720 |
| Average Assets, quarterly | $223,107,500 | 2,720 |
| Volatile liabilities | $19,582,000 | 4,552 |
| Insider loans | $7,543,000 | 886 |
| FHLB advances | $4,000,000 | 3,707 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $28,511,000 | 2,664 |
| Tier 1 (core) risk-based capital | $16,079,000 | 3,593 |
| Tier 2 risk-based capital | $1,426,000 | 3,037 |
| Total risk weighted assets | $168,015,000 | 2,540 |
| Total unused commitments | $28,511,000 | 2,667 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 58 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $222,262,000 | 2,740 |
| Cash and due from depository institutions | $8,213,000 | 2,976 |
| Interest-bearing balances | $97,000 | 5,147 |
| Securities | $22,535,000 | 4,302 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 4,601 |
| Net loans & leases | $152,728,000 | 2,647 |
| Loan loss allowance | $1,426,000 | 3,161 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,432,000 | 1,742 |
| Other real estate owned | $95,000 | 2,976 |
| Goodwill and other intangibles | $25,706,000 | 339 |
| All other assets | $5,303,000 | 2,769 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $222,262,000 | 2,740 |
| Total liabilities | $181,544,000 | 2,939 |
| Total deposits | $175,181,000 | 2,798 |
| Interest-bearing deposits | $156,159,000 | 2,666 |
| Deposits held in domestic offices | $175,181,000 | 2,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,009,000 | 3,932 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,354,000 | 1,889 |
| Total equity capital | $40,718,000 | 1,500 |
| Total bank equity capital | $40,718,000 | 1,500 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,477,000 | 1,664 |
| Surplus | $38,136,000 | 718 |
| Undivided profits | $105,000 | 7,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $915,000 | 2,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $862,000 | 3,925 |
| Earning assets | $176,610,000 | 3,047 |
| Long-term assets (5+ years) | $16,832,000 | 3,611 |
| Average Assets, year-to-date | $192,825,000 | 2,938 |
| Average Assets, quarterly | $204,179,500 | 2,897 |
| Volatile liabilities | $18,157,000 | 4,697 |
| Insider loans | $8,678,000 | 742 |
| FHLB advances | $4,000,000 | 3,773 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $28,905,000 | 2,601 |
| Tier 1 (core) risk-based capital | $15,591,000 | 3,635 |
| Tier 2 risk-based capital | $1,426,000 | 2,994 |
| Total risk weighted assets | $163,616,000 | 2,581 |
| Total unused commitments | $28,905,000 | 2,601 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 60 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $186,097,000 | 3,097 |
| Cash and due from depository institutions | $8,875,000 | 2,876 |
| Interest-bearing balances | $34,000 | 5,928 |
| Securities | $17,602,000 | 4,961 |
| Federal funds sold & reverse repurchase agreements | $409,000 | 5,273 |
| Net loans & leases | $146,924,000 | 2,705 |
| Loan loss allowance | $1,591,000 | 2,868 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,204,000 | 1,759 |
| Other real estate owned | $95,000 | 2,876 |
| Goodwill and other intangibles | $656,000 | 1,931 |
| All other assets | $5,332,000 | 2,707 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $186,097,000 | 3,097 |
| Total liabilities | $169,382,000 | 3,058 |
| Total deposits | $163,821,000 | 2,907 |
| Interest-bearing deposits | $146,149,000 | 2,756 |
| Deposits held in domestic offices | $163,821,000 | 2,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $708,000 | 3,015 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,012,000 | 4,001 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $841,000 | 3,877 |
| Total equity capital | $16,715,000 | 3,464 |
| Total bank equity capital | $16,715,000 | 3,464 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,477,000 | 1,636 |
| Surplus | $10,579,000 | 2,103 |
| Undivided profits | $3,659,000 | 5,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $505,000 | 3,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $826,000 | 4,057 |
| Earning assets | $164,969,000 | 3,178 |
| Long-term assets (5+ years) | $16,377,000 | 3,698 |
| Average Assets, year-to-date | $185,465,750 | 3,019 |
| Average Assets, quarterly | $185,956,500 | 3,069 |
| Volatile liabilities | $18,369,000 | 4,615 |
| Insider loans | $8,595,000 | 724 |
| FHLB advances | $4,000,000 | 3,822 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $29,104,000 | 2,563 |
| Tier 1 (core) risk-based capital | $16,853,000 | 3,345 |
| Tier 2 risk-based capital | $1,591,000 | 2,703 |
| Total risk weighted assets | $159,149,000 | 2,602 |
| Total unused commitments | $29,104,000 | 2,565 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 60 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $185,816,000 | 3,044 |
| Cash and due from depository institutions | $7,513,000 | 2,851 |
| Interest-bearing balances | $72,000 | 5,440 |
| Securities | $18,413,000 | 4,872 |
| Federal funds sold & reverse repurchase agreements | $277,000 | 5,252 |
| Net loans & leases | $147,947,000 | 2,629 |
| Loan loss allowance | $1,652,000 | 2,735 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,845,000 | 1,832 |
| Other real estate owned | $169,000 | 2,851 |
| Goodwill and other intangibles | $673,000 | 1,914 |
| All other assets | $4,979,000 | 2,756 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $185,816,000 | 3,044 |
| Total liabilities | $169,523,000 | 3,005 |
| Total deposits | $163,440,000 | 2,854 |
| Interest-bearing deposits | $145,589,000 | 2,733 |
| Deposits held in domestic offices | $163,440,000 | 2,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $273,000 | 3,447 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,014,000 | 3,601 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $796,000 | 3,767 |
| Total equity capital | $16,293,000 | 3,486 |
| Total bank equity capital | $16,293,000 | 3,486 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,477,000 | 1,618 |
| Surplus | $10,539,000 | 2,056 |
| Undivided profits | $3,277,000 | 5,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 4,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $718,000 | 4,175 |
| Earning assets | $166,709,000 | 3,097 |
| Long-term assets (5+ years) | $14,118,000 | 4,035 |
| Average Assets, year-to-date | $185,255,330 | 3,001 |
| Average Assets, quarterly | $185,496,500 | 3,022 |
| Volatile liabilities | $16,309,000 | 4,774 |
| Insider loans | $9,226,000 | 643 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $23,542,000 | 2,884 |
| Tier 1 (core) risk-based capital | $16,351,000 | 3,355 |
| Tier 2 risk-based capital | $1,652,000 | 2,581 |
| Total risk weighted assets | $157,904,000 | 2,560 |
| Total unused commitments | $23,542,000 | 2,885 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 58 | 2,920 |
| Assets and Liabilities | ||
| Total Assets: | $185,177,000 | 3,041 |
| Cash and due from depository institutions | $7,673,000 | 2,920 |
| Interest-bearing balances | $108,000 | 4,941 |
| Securities | $18,857,000 | 4,866 |
| Federal funds sold & reverse repurchase agreements | $3,436,000 | 3,075 |
| Net loans & leases | $143,241,000 | 2,657 |
| Loan loss allowance | $1,544,000 | 2,886 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,599,000 | 1,890 |
| Other real estate owned | $564,000 | 2,920 |
| Goodwill and other intangibles | $693,000 | 1,896 |
| All other assets | $5,114,000 | 2,659 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $185,177,000 | 3,041 |
| Total liabilities | $169,957,000 | 2,996 |
| Total deposits | $165,149,000 | 2,816 |
| Interest-bearing deposits | $148,327,000 | 2,694 |
| Deposits held in domestic offices | $165,149,000 | 2,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,017,000 | 3,821 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $791,000 | 3,709 |
| Total equity capital | $15,220,000 | 3,620 |
| Total bank equity capital | $15,220,000 | 3,620 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,477,000 | 1,618 |
| Surplus | $10,136,000 | 2,062 |
| Undivided profits | $2,607,000 | 5,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $653,000 | 3,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $825,000 | 3,615 |
| Earning assets | $165,642,000 | 3,094 |
| Long-term assets (5+ years) | $17,164,000 | 3,718 |
| Average Assets, year-to-date | $184,975,000 | 3,025 |
| Average Assets, quarterly | $184,975,000 | 3,025 |
| Volatile liabilities | $19,145,000 | 4,271 |
| Insider loans | $11,611,000 | 477 |
| FHLB advances | $4,000,000 | 3,668 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $25,980,000 | 2,634 |
| Tier 1 (core) risk-based capital | $15,385,000 | 3,499 |
| Tier 2 risk-based capital | $1,544,000 | 2,707 |
| Total risk weighted assets | $152,896,000 | 2,602 |
| Total unused commitments | $25,980,000 | 2,639 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 56 | 3,021 |
| Assets and Liabilities | ||
| Total Assets: | $184,773,000 | 3,045 |
| Cash and due from depository institutions | $7,413,000 | 3,021 |
| Interest-bearing balances | $143,000 | 4,689 |
| Securities | $19,158,000 | 4,847 |
| Federal funds sold & reverse repurchase agreements | $4,643,000 | 2,377 |
| Net loans & leases | $142,009,000 | 2,647 |
| Loan loss allowance | $1,428,000 | 3,048 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,114,000 | 2,065 |
| Other real estate owned | $784,000 | 3,021 |
| Goodwill and other intangibles | $704,000 | 1,889 |
| All other assets | $4,948,000 | 2,693 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $184,773,000 | 3,045 |
| Total liabilities | $169,671,000 | 2,993 |
| Total deposits | $165,034,000 | 2,804 |
| Interest-bearing deposits | $147,849,000 | 2,677 |
| Deposits held in domestic offices | $165,034,000 | 2,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,020,000 | 3,842 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $617,000 | 4,225 |
| Total equity capital | $15,102,000 | 3,634 |
| Total bank equity capital | $15,102,000 | 3,634 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,477,000 | 1,602 |
| Surplus | $10,123,000 | 2,028 |
| Undivided profits | $2,502,000 | 6,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,136,000 | 2,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $724,000 | 4,039 |
| Earning assets | $165,953,000 | 3,089 |
| Long-term assets (5+ years) | $19,113,000 | 3,551 |
| Average Assets, year-to-date | $175,438,000 | 3,071 |
| Average Assets, quarterly | $180,969,000 | 3,069 |
| Volatile liabilities | $22,266,000 | 3,864 |
| Insider loans | $10,235,000 | 558 |
| FHLB advances | $4,000,000 | 3,675 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $24,705,000 | 2,622 |
| Tier 1 (core) risk-based capital | $15,075,000 | 3,520 |
| Tier 2 risk-based capital | $1,428,000 | 2,870 |
| Total risk weighted assets | $151,690,000 | 2,602 |
| Total unused commitments | $24,705,000 | 2,623 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 56 | 3,024 |
| Assets and Liabilities | ||
| Total Assets: | $177,165,000 | 3,118 |
| Cash and due from depository institutions | $6,899,000 | 3,024 |
| Interest-bearing balances | $179,000 | 4,601 |
| Securities | $15,952,000 | 5,363 |
| Federal funds sold & reverse repurchase agreements | $2,896,000 | 3,035 |
| Net loans & leases | $140,641,000 | 2,641 |
| Loan loss allowance | $1,445,000 | 3,033 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,747,000 | 2,169 |
| Other real estate owned | $351,000 | 3,024 |
| Goodwill and other intangibles | $724,000 | 1,839 |
| All other assets | $4,955,000 | 2,633 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $177,165,000 | 3,118 |
| Total liabilities | $162,469,000 | 3,072 |
| Total deposits | $157,772,000 | 2,873 |
| Interest-bearing deposits | $140,140,000 | 2,788 |
| Deposits held in domestic offices | $157,772,000 | 2,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,024,000 | 3,879 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $673,000 | 4,133 |
| Total equity capital | $14,696,000 | 3,724 |
| Total bank equity capital | $14,696,000 | 3,724 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,477,000 | 1,591 |
| Surplus | $10,041,000 | 2,007 |
| Undivided profits | $2,178,000 | 6,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,142,000 | 1,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $785,000 | 3,928 |
| Earning assets | $159,668,000 | 3,146 |
| Long-term assets (5+ years) | $21,848,000 | 3,374 |
| Average Assets, year-to-date | $173,104,250 | 3,090 |
| Average Assets, quarterly | $176,667,000 | 3,101 |
| Volatile liabilities | $21,790,000 | 3,895 |
| Insider loans | $9,129,000 | 615 |
| FHLB advances | $4,000,000 | 3,713 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,464,000 | 2,486 |
| Tier 1 (core) risk-based capital | $14,584,000 | 3,606 |
| Tier 2 risk-based capital | $1,445,000 | 2,803 |
| Total risk weighted assets | $148,096,000 | 2,622 |
| Total unused commitments | $26,464,000 | 2,491 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $176,169,000 | 3,115 |
| Cash and due from depository institutions | $4,754,000 | 2,954 |
| Interest-bearing balances | $33,000 | 6,060 |
| Securities | $18,573,000 | 4,993 |
| Federal funds sold & reverse repurchase agreements | $1,942,000 | 3,526 |
| Net loans & leases | $140,252,000 | 2,603 |
| Loan loss allowance | $1,507,000 | 2,930 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,644,000 | 2,171 |
| Other real estate owned | $424,000 | 2,954 |
| Goodwill and other intangibles | $717,000 | 1,839 |
| All other assets | $4,863,000 | 2,671 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $176,169,000 | 3,115 |
| Total liabilities | $162,124,000 | 3,056 |
| Total deposits | $149,097,000 | 3,008 |
| Interest-bearing deposits | $134,366,000 | 2,867 |
| Deposits held in domestic offices | $149,097,000 | 3,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,527,000 | 2,270 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $500,000 | 4,553 |
| Total equity capital | $14,045,000 | 3,748 |
| Total bank equity capital | $14,045,000 | 3,748 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,477,000 | 1,591 |
| Surplus | $9,985,000 | 1,995 |
| Undivided profits | $1,583,000 | 6,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,371,000 | 2,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $707,000 | 4,003 |
| Earning assets | $160,800,000 | 3,109 |
| Long-term assets (5+ years) | $23,853,000 | 3,285 |
| Average Assets, year-to-date | $171,750,670 | 3,117 |
| Average Assets, quarterly | $173,099,500 | 3,112 |
| Volatile liabilities | $26,441,000 | 3,314 |
| Insider loans | $8,293,000 | 667 |
| FHLB advances | $12,500,000 | 2,140 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $26,361,000 | 2,485 |
| Tier 1 (core) risk-based capital | $14,099,000 | 3,668 |
| Tier 2 risk-based capital | $1,507,000 | 2,704 |
| Total risk weighted assets | $146,809,000 | 2,602 |
| Total unused commitments | $26,361,000 | 2,488 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 57 | 2,994 |
| Assets and Liabilities | ||
| Total Assets: | $170,030,000 | 3,166 |
| Cash and due from depository institutions | $4,713,000 | 2,994 |
| Interest-bearing balances | $75,000 | 5,663 |
| Securities | $22,461,000 | 4,447 |
| Federal funds sold & reverse repurchase agreements | $257,000 | 6,440 |
| Net loans & leases | $132,219,000 | 2,672 |
| Loan loss allowance | $1,456,000 | 2,988 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,341,000 | 2,285 |
| Other real estate owned | $432,000 | 2,994 |
| Goodwill and other intangibles | $746,000 | 1,814 |
| All other assets | $4,861,000 | 2,539 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $170,030,000 | 3,166 |
| Total liabilities | $155,635,000 | 3,116 |
| Total deposits | $150,443,000 | 2,960 |
| Interest-bearing deposits | $134,526,000 | 2,852 |
| Deposits held in domestic offices | $150,443,000 | 2,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $556,000 | 2,752 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,031,000 | 3,681 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $605,000 | 4,415 |
| Total equity capital | $14,395,000 | 3,739 |
| Total bank equity capital | $14,395,000 | 3,739 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,477,000 | 1,586 |
| Surplus | $9,930,000 | 1,966 |
| Undivided profits | $1,988,000 | 6,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,084,000 | 2,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $765,000 | 3,697 |
| Earning assets | $155,012,000 | 3,182 |
| Long-term assets (5+ years) | $22,809,000 | 3,305 |
| Average Assets, year-to-date | $169,541,500 | 3,143 |
| Average Assets, quarterly | $169,541,500 | 3,143 |
| Volatile liabilities | $24,292,000 | 3,420 |
| Insider loans | $7,703,000 | 700 |
| FHLB advances | $4,000,000 | 3,517 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $23,238,000 | 2,656 |
| Tier 1 (core) risk-based capital | $14,213,000 | 3,600 |
| Tier 2 risk-based capital | $1,456,000 | 2,745 |
| Total risk weighted assets | $140,382,000 | 2,643 |
| Total unused commitments | $23,238,000 | 2,664 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 58 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $169,053,000 | 3,169 |
| Cash and due from depository institutions | $5,779,000 | 2,961 |
| Interest-bearing balances | $12,000 | 6,566 |
| Securities | $23,260,000 | 4,406 |
| Federal funds sold & reverse repurchase agreements | $1,358,000 | 4,615 |
| Net loans & leases | $128,497,000 | 2,721 |
| Loan loss allowance | $1,438,000 | 3,006 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,196,000 | 2,356 |
| Other real estate owned | $418,000 | 2,961 |
| Goodwill and other intangibles | $749,000 | 1,806 |
| All other assets | $4,796,000 | 2,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,053,000 | 3,169 |
| Total liabilities | $155,066,000 | 3,127 |
| Total deposits | $150,445,000 | 2,943 |
| Interest-bearing deposits | $134,979,000 | 2,815 |
| Deposits held in domestic offices | $150,445,000 | 2,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,035,000 | 3,651 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $586,000 | 4,331 |
| Total equity capital | $13,987,000 | 3,763 |
| Total bank equity capital | $13,987,000 | 3,763 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,477,000 | 1,595 |
| Surplus | $9,808,000 | 1,958 |
| Undivided profits | $1,702,000 | 6,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,060,000 | 2,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $712,000 | 4,059 |
| Earning assets | $153,127,000 | 3,193 |
| Long-term assets (5+ years) | $24,987,000 | 3,162 |
| Average Assets, year-to-date | $164,233,200 | 3,151 |
| Average Assets, quarterly | $166,008,000 | 3,193 |
| Volatile liabilities | $22,403,000 | 3,611 |
| Insider loans | $7,842,000 | 668 |
| FHLB advances | $4,000,000 | 3,496 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $22,114,000 | 2,657 |
| Tier 1 (core) risk-based capital | $13,869,000 | 3,633 |
| Tier 2 risk-based capital | $1,438,000 | 2,766 |
| Total risk weighted assets | $135,882,000 | 2,703 |
| Total unused commitments | $22,114,000 | 2,661 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 58 | 2,970 |
| Assets and Liabilities | ||
| Total Assets: | $162,963,000 | 3,253 |
| Cash and due from depository institutions | $4,539,000 | 2,970 |
| Interest-bearing balances | $48,000 | 5,975 |
| Securities | $16,833,000 | 5,219 |
| Federal funds sold & reverse repurchase agreements | $3,873,000 | 3,129 |
| Net loans & leases | $127,518,000 | 2,707 |
| Loan loss allowance | $1,367,000 | 3,113 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,097,000 | 2,387 |
| Other real estate owned | $583,000 | 2,970 |
| Goodwill and other intangibles | $760,000 | 1,776 |
| All other assets | $4,760,000 | 2,588 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,963,000 | 3,253 |
| Total liabilities | $149,518,000 | 3,200 |
| Total deposits | $144,848,000 | 3,057 |
| Interest-bearing deposits | $129,832,000 | 2,924 |
| Deposits held in domestic offices | $144,848,000 | 3,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,042,000 | 3,628 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $628,000 | 4,385 |
| Total equity capital | $13,445,000 | 3,875 |
| Total bank equity capital | $13,445,000 | 3,875 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,477,000 | 1,595 |
| Surplus | $9,728,000 | 1,948 |
| Undivided profits | $1,240,000 | 7,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $892,000 | 3,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $627,000 | 4,711 |
| Earning assets | $148,272,000 | 3,267 |
| Long-term assets (5+ years) | $22,125,000 | 3,399 |
| Average Assets, year-to-date | $163,028,250 | 3,190 |
| Average Assets, quarterly | $162,020,500 | 3,244 |
| Volatile liabilities | $19,945,000 | 3,868 |
| Insider loans | $7,700,000 | 675 |
| FHLB advances | $4,000,000 | 3,454 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $20,187,000 | 2,818 |
| Tier 1 (core) risk-based capital | $13,347,000 | 3,737 |
| Tier 2 risk-based capital | $1,367,000 | 2,866 |
| Total risk weighted assets | $131,961,000 | 2,761 |
| Total unused commitments | $20,187,000 | 2,820 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 58 | 2,974 |
| Assets and Liabilities | ||
| Total Assets: | $161,078,000 | 3,271 |
| Cash and due from depository institutions | $5,987,000 | 2,974 |
| Interest-bearing balances | $12,000 | 6,634 |
| Securities | $20,155,000 | 4,668 |
| Federal funds sold & reverse repurchase agreements | $1,453,000 | 5,312 |
| Net loans & leases | $123,337,000 | 2,751 |
| Loan loss allowance | $1,396,000 | 3,023 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,002,000 | 2,407 |
| Other real estate owned | $748,000 | 2,974 |
| Goodwill and other intangibles | $783,000 | 1,715 |
| All other assets | $4,613,000 | 2,551 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,078,000 | 3,271 |
| Total liabilities | $148,019,000 | 3,209 |
| Total deposits | $145,009,000 | 3,041 |
| Interest-bearing deposits | $129,896,000 | 2,901 |
| Deposits held in domestic offices | $145,009,000 | 3,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,391,000 | 1,985 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $45,000 | 5,683 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $574,000 | 4,723 |
| Total equity capital | $13,059,000 | 3,967 |
| Total bank equity capital | $13,059,000 | 3,967 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,477,000 | 1,588 |
| Surplus | $9,608,000 | 1,928 |
| Undivided profits | $974,000 | 7,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $886,000 | 3,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $643,000 | 4,457 |
| Earning assets | $144,957,000 | 3,306 |
| Long-term assets (5+ years) | $19,117,000 | 3,525 |
| Average Assets, year-to-date | $163,050,000 | 3,194 |
| Average Assets, quarterly | $162,335,000 | 3,226 |
| Volatile liabilities | $19,143,000 | 3,924 |
| Insider loans | $6,940,000 | 738 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $17,867,000 | 3,028 |
| Tier 1 (core) risk-based capital | $12,801,000 | 3,808 |
| Tier 2 risk-based capital | $1,396,000 | 2,771 |
| Total risk weighted assets | $128,606,000 | 2,796 |
| Total unused commitments | $17,867,000 | 3,037 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $163,592,000 | 3,206 |
| Cash and due from depository institutions | $5,577,000 | 3,006 |
| Interest-bearing balances | $14,000 | 6,544 |
| Securities | $22,152,000 | 4,363 |
| Federal funds sold & reverse repurchase agreements | $5,565,000 | 2,952 |
| Net loans & leases | $120,092,000 | 2,779 |
| Loan loss allowance | $1,473,000 | 2,867 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,933,000 | 2,419 |
| Other real estate owned | $827,000 | 3,006 |
| Goodwill and other intangibles | $859,000 | 1,649 |
| All other assets | $4,587,000 | 2,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,592,000 | 3,206 |
| Total liabilities | $150,975,000 | 3,141 |
| Total deposits | $150,275,000 | 2,914 |
| Interest-bearing deposits | $135,238,000 | 2,801 |
| Deposits held in domestic offices | $150,275,000 | 2,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $49,000 | 5,569 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $651,000 | 4,426 |
| Total equity capital | $12,617,000 | 4,006 |
| Total bank equity capital | $12,617,000 | 4,006 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,477,000 | 1,595 |
| Surplus | $6,585,000 | 2,639 |
| Undivided profits | $3,555,000 | 5,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,018,000 | 2,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $630,000 | 4,534 |
| Earning assets | $147,823,000 | 3,224 |
| Long-term assets (5+ years) | $17,434,000 | 3,678 |
| Average Assets, year-to-date | $164,036,000 | 3,175 |
| Average Assets, quarterly | $164,036,000 | 3,175 |
| Volatile liabilities | $22,893,000 | 3,432 |
| Insider loans | $5,979,000 | 865 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,397,000 | 2,853 |
| Tier 1 (core) risk-based capital | $12,301,000 | 3,876 |
| Tier 2 risk-based capital | $1,474,000 | 2,620 |
| Total risk weighted assets | $126,945,000 | 2,785 |
| Total unused commitments | $18,397,000 | 2,864 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 59 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $164,480,000 | 3,156 |
| Cash and due from depository institutions | $7,061,000 | 2,868 |
| Interest-bearing balances | $17,000 | 6,420 |
| Securities | $17,129,000 | 5,096 |
| Federal funds sold & reverse repurchase agreements | $11,430,000 | 1,258 |
| Net loans & leases | $121,582,000 | 2,722 |
| Loan loss allowance | $1,433,000 | 2,861 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,933,000 | 2,387 |
| Other real estate owned | $912,000 | 2,868 |
| Goodwill and other intangibles | $843,000 | 1,640 |
| All other assets | $1,590,000 | 5,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,480,000 | 3,156 |
| Total liabilities | $152,254,000 | 3,065 |
| Total deposits | $151,496,000 | 2,826 |
| Interest-bearing deposits | $132,971,000 | 2,781 |
| Deposits held in domestic offices | $151,496,000 | 2,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $49,000 | 5,662 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $709,000 | 4,237 |
| Total equity capital | $12,226,000 | 4,062 |
| Total bank equity capital | $12,226,000 | 4,062 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,477,000 | 1,587 |
| Surplus | $6,558,000 | 2,601 |
| Undivided profits | $3,191,000 | 5,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $681,000 | 3,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $686,000 | 4,449 |
| Earning assets | $150,158,000 | 3,150 |
| Long-term assets (5+ years) | $15,630,000 | 3,876 |
| Average Assets, year-to-date | $152,545,600 | 3,211 |
| Average Assets, quarterly | $160,479,500 | 3,192 |
| Volatile liabilities | $23,974,000 | 3,311 |
| Insider loans | $6,301,000 | 782 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $17,442,000 | 2,887 |
| Tier 1 (core) risk-based capital | $11,955,000 | 3,910 |
| Tier 2 risk-based capital | $1,433,000 | 2,617 |
| Total risk weighted assets | $124,106,000 | 2,794 |
| Total unused commitments | $17,442,000 | 2,893 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 55 | 3,073 |
| Assets and Liabilities | ||
| Total Assets: | $149,384,000 | 3,277 |
| Cash and due from depository institutions | $5,898,000 | 3,073 |
| Interest-bearing balances | $41,000 | 5,833 |
| Securities | $10,077,000 | 6,498 |
| Federal funds sold & reverse repurchase agreements | $2,842,000 | 4,053 |
| Net loans & leases | $124,166,000 | 2,585 |
| Loan loss allowance | $1,314,000 | 2,890 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,031,000 | 2,245 |
| Other real estate owned | $165,000 | 3,073 |
| Goodwill and other intangibles | $542,000 | 1,824 |
| All other assets | $1,663,000 | 5,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,384,000 | 3,277 |
| Total liabilities | $138,599,000 | 3,191 |
| Total deposits | $137,894,000 | 2,951 |
| Interest-bearing deposits | $121,799,000 | 2,865 |
| Deposits held in domestic offices | $137,894,000 | 2,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $47,000 | 5,515 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $658,000 | 4,611 |
| Total equity capital | $10,785,000 | 4,242 |
| Total bank equity capital | $10,785,000 | 4,242 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,477,000 | 1,593 |
| Surplus | $6,197,000 | 2,598 |
| Undivided profits | $2,111,000 | 6,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,037,000 | 2,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $693,000 | 4,724 |
| Earning assets | $137,126,000 | 3,248 |
| Long-term assets (5+ years) | $19,463,000 | 3,356 |
| Average Assets, year-to-date | $142,730,000 | 3,268 |
| Average Assets, quarterly | $144,702,000 | 3,330 |
| Volatile liabilities | $16,370,000 | 4,241 |
| Insider loans | $4,814,000 | 1,010 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $18,085,000 | 2,667 |
| Tier 1 (core) risk-based capital | $10,755,000 | 4,092 |
| Tier 2 risk-based capital | $1,314,000 | 2,680 |
| Total risk weighted assets | $117,669,000 | 2,826 |
| Total unused commitments | $18,085,000 | 2,677 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 51 | 3,286 |
| Assets and Liabilities | ||
| Total Assets: | $145,453,000 | 3,242 |
| Cash and due from depository institutions | $5,108,000 | 3,286 |
| Interest-bearing balances | $19,000 | 6,017 |
| Securities | $20,011,000 | 4,630 |
| Federal funds sold & reverse repurchase agreements | $1,218,000 | 5,106 |
| Net loans & leases | $113,440,000 | 2,711 |
| Loan loss allowance | $1,171,000 | 3,039 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,896,000 | 2,264 |
| Other real estate owned | $0 | 3,286 |
| Goodwill and other intangibles | $298,000 | 2,128 |
| All other assets | $1,482,000 | 4,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,453,000 | 3,242 |
| Total liabilities | $136,027,000 | 3,142 |
| Total deposits | $127,703,000 | 3,049 |
| Interest-bearing deposits | $113,471,000 | 2,963 |
| Deposits held in domestic offices | $127,703,000 | 3,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,700,000 | 2,360 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $624,000 | 5,055 |
| Total equity capital | $9,426,000 | 4,612 |
| Total bank equity capital | $9,426,000 | 4,612 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,495,000 | 1,596 |
| Surplus | $3,558,000 | 3,903 |
| Undivided profits | $3,373,000 | 5,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $399,000 | 4,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $684,000 | 3,958 |
| Earning assets | $134,688,000 | 3,220 |
| Long-term assets (5+ years) | $20,895,000 | 3,073 |
| Average Assets, year-to-date | $138,458,600 | 3,240 |
| Average Assets, quarterly | $144,055,500 | 3,230 |
| Volatile liabilities | $25,068,000 | 3,082 |
| Insider loans | $5,251,000 | 889 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $19,062,000 | 2,413 |
| Tier 1 (core) risk-based capital | $9,625,000 | 4,426 |
| Tier 2 risk-based capital | $1,171,000 | 2,853 |
| Total risk weighted assets | $106,176,700 | 2,938 |
| Total unused commitments | $19,062,000 | 2,417 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 50 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $134,105,000 | 3,420 |
| Cash and due from depository institutions | $5,688,000 | 3,453 |
| Interest-bearing balances | $54,000 | 5,358 |
| Securities | $19,609,000 | 4,926 |
| Federal funds sold & reverse repurchase agreements | $2,523,000 | 3,220 |
| Net loans & leases | $100,622,000 | 2,906 |
| Loan loss allowance | $1,042,000 | 3,314 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,834,000 | 2,257 |
| Other real estate owned | $0 | 3,453 |
| Goodwill and other intangibles | $307,000 | 2,178 |
| All other assets | $1,522,000 | 4,805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,105,000 | 3,420 |
| Total liabilities | $126,292,000 | 3,302 |
| Total deposits | $119,735,000 | 3,170 |
| Interest-bearing deposits | $109,800,000 | 2,977 |
| Deposits held in domestic offices | $119,735,000 | 3,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 2,585 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $557,000 | 4,991 |
| Total equity capital | $7,813,000 | 5,196 |
| Total bank equity capital | $7,813,000 | 5,196 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,477,000 | 1,602 |
| Surplus | $3,157,000 | 4,189 |
| Undivided profits | $2,179,000 | 6,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $427,000 | 4,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $543,000 | 4,264 |
| Earning assets | $122,808,000 | 3,418 |
| Long-term assets (5+ years) | $21,678,000 | 3,155 |
| Average Assets, year-to-date | $126,183,200 | 3,485 |
| Average Assets, quarterly | $132,609,500 | 3,424 |
| Volatile liabilities | $19,485,000 | 3,549 |
| Insider loans | $6,033,000 | 759 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,761,000 | 2,915 |
| Tier 1 (core) risk-based capital | $8,465,000 | 4,892 |
| Tier 2 risk-based capital | $1,042,000 | 3,042 |
| Total risk weighted assets | $94,262,400 | 3,154 |
| Total unused commitments | $14,761,000 | 2,921 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 46 | 3,747 |
| Assets and Liabilities | ||
| Total Assets: | $120,809,000 | 3,694 |
| Cash and due from depository institutions | $4,430,000 | 3,747 |
| Interest-bearing balances | $16,000 | 6,120 |
| Securities | $21,411,000 | 4,625 |
| Federal funds sold & reverse repurchase agreements | $4,660,000 | 3,591 |
| Net loans & leases | $86,289,000 | 3,148 |
| Loan loss allowance | $997,000 | 3,367 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,717,000 | 2,963 |
| Other real estate owned | $0 | 3,747 |
| Goodwill and other intangibles | $207,000 | 2,329 |
| All other assets | $1,095,000 | 5,586 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,809,000 | 3,694 |
| Total liabilities | $113,622,000 | 3,536 |
| Total deposits | $111,236,000 | 3,375 |
| Interest-bearing deposits | $100,916,000 | 3,194 |
| Deposits held in domestic offices | $111,236,000 | 3,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $386,000 | 6,656 |
| Total equity capital | $7,187,000 | 5,661 |
| Total bank equity capital | $7,187,000 | 5,661 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,477,000 | 1,548 |
| Surplus | $2,957,000 | 4,285 |
| Undivided profits | $1,753,000 | 7,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 6,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $492,000 | 4,667 |
| Earning assets | $112,376,000 | 3,658 |
| Long-term assets (5+ years) | $18,462,000 | 3,302 |
| Average Assets, year-to-date | $108,439,800 | 3,854 |
| Average Assets, quarterly | $114,117,500 | 3,807 |
| Volatile liabilities | $12,352,000 | 4,363 |
| Insider loans | $6,279,000 | 653 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,978,000 | 2,929 |
| Tier 1 (core) risk-based capital | $7,172,300 | 5,492 |
| Tier 2 risk-based capital | $997,000 | 3,036 |
| Total risk weighted assets | $83,536,500 | 3,310 |
| Total unused commitments | $13,978,000 | 2,935 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $103,210,000 | 4,199 |
| Cash and due from depository institutions | $3,526,000 | 4,671 |
| Interest-bearing balances | $5,000 | 6,363 |
| Securities | $18,106,000 | 5,296 |
| Federal funds sold & reverse repurchase agreements | $1,264,000 | 5,998 |
| Net loans & leases | $77,468,000 | 3,467 |
| Loan loss allowance | $885,000 | 3,745 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,888,000 | 4,012 |
| Other real estate owned | $0 | 4,671 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $958,000 | 6,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,210,000 | 4,199 |
| Total liabilities | $97,056,000 | 4,022 |
| Total deposits | $96,498,000 | 3,826 |
| Interest-bearing deposits | $88,921,000 | 3,585 |
| Deposits held in domestic offices | $96,498,000 | 3,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $558,000 | 5,496 |
| Total equity capital | $6,154,000 | 6,302 |
| Total bank equity capital | $6,154,000 | 6,302 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,477,000 | 1,527 |
| Surplus | $2,957,000 | 4,259 |
| Undivided profits | $720,000 | 9,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 6,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $450,000 | 5,179 |
| Earning assets | $96,843,000 | 4,135 |
| Long-term assets (5+ years) | $10,031,000 | 4,324 |
| Average Assets, year-to-date | $93,729,800 | 4,392 |
| Average Assets, quarterly | $101,782,000 | 4,204 |
| Volatile liabilities | $9,741,000 | 5,090 |
| Insider loans | $3,437,000 | 1,220 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,994,000 | 4,343 |
| Tier 1 (core) risk-based capital | $6,147,000 | 6,169 |
| Tier 2 risk-based capital | $877,780 | 3,302 |
| Total risk weighted assets | $70,215,480 | 3,823 |
| Total unused commitments | $6,994,000 | 4,345 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 35 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $83,179,000 | 5,149 |
| Cash and due from depository institutions | $2,753,000 | 5,143 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,182,000 | 6,938 |
| Federal funds sold & reverse repurchase agreements | $3,583,000 | 3,396 |
| Net loans & leases | $61,033,000 | 4,305 |
| Loan loss allowance | $701,000 | 4,661 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,880,000 | 3,964 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $748,000 | 7,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,179,000 | 5,149 |
| Total liabilities | $78,225,000 | 4,961 |
| Total deposits | $77,815,000 | 4,757 |
| Interest-bearing deposits | $72,289,000 | 4,467 |
| Deposits held in domestic offices | $77,815,000 | 4,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $410,000 | 6,705 |
| Total equity capital | $4,954,000 | 7,275 |
| Total bank equity capital | $4,954,000 | 7,275 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,477,000 | 1,590 |
| Surplus | $2,457,000 | 4,851 |
| Undivided profits | $20,000 | 10,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $325,000 | 6,564 |
| Earning assets | $77,798,000 | 5,065 |
| Long-term assets (5+ years) | $5,378,000 | 5,712 |
| Average Assets, year-to-date | $66,895,000 | 5,893 |
| Average Assets, quarterly | $79,632,000 | 5,294 |
| Volatile liabilities | $11,362,000 | 4,465 |
| Insider loans | $3,258,000 | 1,324 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,884,000 | 4,279 |
| Tier 1 (core) risk-based capital | $4,946,000 | 7,179 |
| Tier 2 risk-based capital | $606,830 | 4,540 |
| Total risk weighted assets | $48,452,230 | 5,183 |
| Total unused commitments | $6,884,000 | 4,293 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $52,521,000 | 7,228 |
| Cash and due from depository institutions | $2,329,000 | 6,946 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $11,898,000 | 7,632 |
| Federal funds sold & reverse repurchase agreements | $629,000 | 8,055 |
| Net loans & leases | $35,785,000 | 6,280 |
| Loan loss allowance | $432,000 | 6,648 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,571,000 | 4,508 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $309,000 | 10,596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,521,000 | 7,228 |
| Total liabilities | $47,881,000 | 7,152 |
| Total deposits | $47,721,000 | 6,983 |
| Interest-bearing deposits | $43,755,000 | 6,668 |
| Deposits held in domestic offices | $47,721,000 | 6,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $160,000 | 10,294 |
| Total equity capital | $4,640,000 | 7,686 |
| Total bank equity capital | $4,640,000 | 7,686 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,477,000 | 1,626 |
| Surplus | $2,457,000 | 4,856 |
| Undivided profits | $-294,000 | 11,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $194,000 | 8,886 |
| Earning assets | $48,312,000 | 7,195 |
| Long-term assets (5+ years) | $1,673,000 | 8,228 |
| Average Assets, year-to-date | $40,613,400 | 8,137 |
| Average Assets, quarterly | $48,672,500 | 7,470 |
| Volatile liabilities | $6,249,000 | 6,162 |
| Insider loans | $2,937,000 | 1,474 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,473,000 | 5,262 |
| Tier 1 (core) risk-based capital | $4,634,000 | 7,567 |
| Tier 2 risk-based capital | $407,550 | 6,112 |
| Total risk weighted assets | $32,579,850 | 6,849 |
| Total unused commitments | $4,473,000 | 5,273 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 19 | 8,329 |
| Assets and Liabilities | ||
| Total Assets: | $32,160,000 | 9,504 |
| Cash and due from depository institutions | $2,318,000 | 8,329 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $6,045,000 | 10,370 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,936 |
| Net loans & leases | $21,386,000 | 8,447 |
| Loan loss allowance | $268,000 | 8,831 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,463,000 | 4,726 |
| Other real estate owned | $0 | 8,329 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $148,000 | 12,242 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,160,000 | 9,504 |
| Total liabilities | $27,740,000 | 9,671 |
| Total deposits | $27,594,000 | 9,541 |
| Interest-bearing deposits | $24,050,000 | 9,405 |
| Deposits held in domestic offices | $27,594,000 | 9,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $146,000 | 10,091 |
| Total equity capital | $4,420,000 | 7,724 |
| Total bank equity capital | $4,420,000 | 7,724 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,477,000 | 1,664 |
| Surplus | $2,457,000 | 4,838 |
| Undivided profits | $-514,000 | 12,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $112,000 | 10,569 |
| Earning assets | $28,231,000 | 9,624 |
| Long-term assets (5+ years) | $1,623,000 | 8,696 |
| Average Assets, year-to-date | $20,781,000 | 10,939 |
| Average Assets, quarterly | $28,789,000 | 9,908 |
| Volatile liabilities | $3,235,000 | 8,244 |
| Insider loans | $2,514,000 | 1,670 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,064,000 | 6,299 |
| Tier 1 (core) risk-based capital | $4,508,000 | 7,724 |
| Tier 2 risk-based capital | $252,090 | 8,218 |
| Total risk weighted assets | $20,151,190 | 8,941 |
| Total unused commitments | $3,064,000 | 6,310 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 9 | 11,619 |
| Assets and Liabilities | ||
| Total Assets: | $10,111,000 | 12,929 |
| Cash and due from depository institutions | $409,000 | 11,619 |
| Interest-bearing balances | $8,000 | 7,470 |
| Securities | $3,464,000 | 11,958 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 4,131 |
| Net loans & leases | $2,571,000 | 13,139 |
| Loan loss allowance | $40,000 | 12,993 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $286,000 | 10,356 |
| Other real estate owned | $0 | 11,619 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $131,000 | 12,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,111,000 | 12,929 |
| Total liabilities | $5,423,000 | 13,211 |
| Total deposits | $5,393,000 | 13,182 |
| Interest-bearing deposits | $4,080,000 | 13,132 |
| Deposits held in domestic offices | $5,393,000 | 13,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $30,000 | 13,070 |
| Total equity capital | $4,688,000 | 7,604 |
| Total bank equity capital | $4,688,000 | 7,604 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,461,000 | 1,692 |
| Surplus | $2,441,000 | 4,809 |
| Undivided profits | $-214,000 | 12,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $7,000 | 13,087 |
| Earning assets | $9,293,000 | 12,874 |
| Long-term assets (5+ years) | $26,000 | 11,358 |
| Average Assets, year-to-date | $10,111,000 | 12,913 |
| Average Assets, quarterly | $10,111,000 | 12,919 |
| Volatile liabilities | $300,000 | 12,729 |
| Insider loans | $11,000 | 11,441 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $130,000 | 1,527 |
| Unused loan commitments | $381,000 | 10,909 |
| Tier 1 (core) risk-based capital | $4,688,000 | 7,536 |
| Tier 2 risk-based capital | $40,000 | 12,818 |
| Total risk weighted assets | $3,737,700 | 13,056 |
| Total unused commitments | $381,000 | 10,920 |
| Derivatives | $0 | 714 |