Home > Citizens Bank of Northern California > Assets and Liabilities
Citizens Bank of Northern California, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 73 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $288,765,000 | 2,233 |
| Cash and due from depository institutions | $37,426,000 | 2,121 |
| Interest-bearing balances | $19,007,000 | 1,834 |
| Securities | $9,562,000 | 5,881 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $214,501,000 | 1,911 |
| Loan loss allowance | $13,789,000 | 626 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $939,000 | 5,328 |
| Other real estate owned | $15,734,000 | 2,121 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $10,603,000 | 1,804 |
| Life insurance assets | $6,132,000 | 1,114 |
| Total liabilities and capital | $288,765,000 | 2,233 |
| Total liabilities | $277,449,000 | 2,093 |
| Total deposits | $253,079,000 | 2,128 |
| Interest-bearing deposits | $227,433,000 | 2,006 |
| Deposits held in domestic offices | $253,079,000 | 2,128 |
| % insured | 96.48% | 1,305 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $22,000,000 | 1,235 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,370,000 | 1,773 |
| Total equity capital | $11,316,000 | 4,791 |
| Total bank equity capital | $11,316,000 | 4,790 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,149,000 | 771 |
| Surplus | $23,684,000 | 1,343 |
| Undivided profits | $-18,517,000 | 7,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $26,720,000 | 612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $860,000 | 335 |
| Income earned, not collected on loans | $1,244,000 | 2,372 |
| Earning assets | $243,070,000 | 2,400 |
| Long-term assets (5+ years) | $124,829,000 | 1,204 |
| Average Assets, year-to-date | $308,982,670 | 2,081 |
| Average Assets, quarterly | $300,439,000 | 2,151 |
| Volatile liabilities | $29,981,000 | 1,671 |
| Insider loans | $10,537,000 | 587 |
| FHLB advances | $22,000,000 | 1,157 |
| Loans and leases held for sale | $675,000 | 1,027 |
| Unused loan commitments | $9,560,000 | 3,971 |
| Tier 1 (core) risk-based capital | $11,331,000 | 4,615 |
| Tier 2 risk-based capital | $3,149,000 | 1,674 |
| Total risk weighted assets | $241,174,000 | 1,810 |
| Total unused commitments | $9,560,000 | 3,974 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 76 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $312,113,000 | 2,091 |
| Cash and due from depository institutions | $47,875,000 | 2,005 |
| Interest-bearing balances | $21,772,000 | 1,730 |
| Securities | $9,742,000 | 5,837 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $230,720,000 | 1,821 |
| Loan loss allowance | $14,797,000 | 577 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,028,000 | 5,238 |
| Other real estate owned | $12,216,000 | 2,005 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $10,532,000 | 1,820 |
| Life insurance assets | $6,081,000 | 1,116 |
| Total liabilities and capital | $312,113,000 | 2,091 |
| Total liabilities | $297,482,000 | 1,982 |
| Total deposits | $270,058,000 | 2,024 |
| Interest-bearing deposits | $252,483,000 | 1,868 |
| Deposits held in domestic offices | $270,058,000 | 2,022 |
| % insured | 92.62% | 3,075 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,000,000 | 1,257 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $5,424,000 | 946 |
| Total equity capital | $14,631,000 | 4,000 |
| Total bank equity capital | $14,631,000 | 3,999 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,149,000 | 783 |
| Surplus | $23,684,000 | 1,350 |
| Undivided profits | $-15,202,000 | 7,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $32,224,000 | 539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $883,000 | 325 |
| Income earned, not collected on loans | $1,227,000 | 2,380 |
| Earning assets | $262,234,000 | 2,262 |
| Long-term assets (5+ years) | $129,529,000 | 1,118 |
| Average Assets, year-to-date | $319,091,500 | 2,040 |
| Average Assets, quarterly | $319,091,500 | 2,040 |
| Volatile liabilities | $25,921,000 | 1,908 |
| Insider loans | $10,987,000 | 557 |
| FHLB advances | $22,000,000 | 1,175 |
| Loans and leases held for sale | $3,284,000 | 412 |
| Unused loan commitments | $9,680,000 | 3,982 |
| Tier 1 (core) risk-based capital | $14,680,000 | 3,869 |
| Tier 2 risk-based capital | $3,292,000 | 1,617 |
| Total risk weighted assets | $251,804,000 | 1,737 |
| Total unused commitments | $9,680,000 | 3,984 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 76 | 2,049 |
| Assets and Liabilities | ||
| Total Assets: | $328,170,000 | 1,998 |
| Cash and due from depository institutions | $47,434,000 | 2,049 |
| Interest-bearing balances | $38,832,000 | 950 |
| Securities | $10,123,000 | 5,691 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $248,209,000 | 1,737 |
| Loan loss allowance | $15,238,000 | 562 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,085,000 | 5,229 |
| Other real estate owned | $10,290,000 | 2,049 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $11,029,000 | 1,806 |
| Life insurance assets | $6,029,000 | 1,110 |
| Total liabilities and capital | $328,170,000 | 1,998 |
| Total liabilities | $309,918,000 | 1,907 |
| Total deposits | $275,350,000 | 1,967 |
| Interest-bearing deposits | $255,906,000 | 1,854 |
| Deposits held in domestic offices | $275,350,000 | 1,966 |
| % insured | 91.42% | 3,508 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $30,567,000 | 1,042 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $4,001,000 | 1,177 |
| Total equity capital | $18,252,000 | 3,398 |
| Total bank equity capital | $18,252,000 | 3,398 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,149,000 | 783 |
| Surplus | $23,684,000 | 1,348 |
| Undivided profits | $-11,581,000 | 7,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $34,813,000 | 523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 891 |
| Income earned, not collected on loans | $1,961,000 | 1,531 |
| Earning assets | $297,164,000 | 2,025 |
| Long-term assets (5+ years) | $107,478,000 | 1,310 |
| Average Assets, year-to-date | $343,892,000 | 1,899 |
| Average Assets, quarterly | $342,498,500 | 1,922 |
| Volatile liabilities | $63,488,000 | 2,063 |
| Insider loans | $15,711,000 | 362 |
| FHLB advances | $30,567,000 | 971 |
| Loans and leases held for sale | $1,837,000 | 962 |
| Unused loan commitments | $13,027,000 | 3,334 |
| Tier 1 (core) risk-based capital | $18,293,000 | 3,280 |
| Tier 2 risk-based capital | $3,508,000 | 1,543 |
| Total risk weighted assets | $268,793,000 | 1,678 |
| Total unused commitments | $13,027,000 | 3,335 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 78 | 1,994 |
| Assets and Liabilities | ||
| Total Assets: | $356,827,000 | 1,872 |
| Cash and due from depository institutions | $60,166,000 | 1,994 |
| Interest-bearing balances | $54,396,000 | 659 |
| Securities | $10,542,000 | 5,589 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $266,889,000 | 1,660 |
| Loan loss allowance | $14,486,000 | 582 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,174,000 | 5,169 |
| Other real estate owned | $6,727,000 | 1,994 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $11,329,000 | 1,781 |
| Life insurance assets | $6,174,000 | 1,081 |
| Total liabilities and capital | $356,827,000 | 1,872 |
| Total liabilities | $337,254,000 | 1,790 |
| Total deposits | $283,593,000 | 1,939 |
| Interest-bearing deposits | $268,704,000 | 1,802 |
| Deposits held in domestic offices | $283,593,000 | 1,935 |
| % insured | 82.35% | 5,693 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $48,567,000 | 769 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,094,000 | 1,061 |
| Total equity capital | $19,573,000 | 3,305 |
| Total bank equity capital | $19,573,000 | 3,305 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $6,149,000 | 788 |
| Surplus | $23,684,000 | 1,338 |
| Undivided profits | $-10,260,000 | 7,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $35,437,000 | 523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,923,000 | 1,682 |
| Earning assets | $331,827,000 | 1,839 |
| Long-term assets (5+ years) | $143,657,000 | 972 |
| Average Assets, year-to-date | $347,822,500 | 1,906 |
| Average Assets, quarterly | $341,194,500 | 1,951 |
| Volatile liabilities | $78,127,000 | 1,765 |
| Insider loans | $15,959,000 | 352 |
| FHLB advances | $48,567,000 | 711 |
| Loans and leases held for sale | $2,815,000 | 821 |
| Unused loan commitments | $12,471,000 | 3,493 |
| Tier 1 (core) risk-based capital | $19,578,000 | 3,136 |
| Tier 2 risk-based capital | $3,643,000 | 1,522 |
| Total risk weighted assets | $280,456,000 | 1,643 |
| Total unused commitments | $12,471,000 | 3,496 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 82 | 1,914 |
| Assets and Liabilities | ||
| Total Assets: | $325,562,000 | 2,049 |
| Cash and due from depository institutions | $30,369,000 | 1,914 |
| Interest-bearing balances | $25,821,000 | 1,296 |
| Securities | $4,200,000 | 6,789 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $273,361,000 | 1,645 |
| Loan loss allowance | $15,922,000 | 538 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,261,000 | 5,104 |
| Other real estate owned | $5,471,000 | 1,914 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $10,900,000 | 1,859 |
| Life insurance assets | $6,122,000 | 1,086 |
| Total liabilities and capital | $325,562,000 | 2,049 |
| Total liabilities | $306,139,000 | 1,973 |
| Total deposits | $274,169,000 | 2,008 |
| Interest-bearing deposits | $258,518,000 | 1,861 |
| Deposits held in domestic offices | $274,169,000 | 2,006 |
| % insured | 88.02% | 4,305 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $30,000,000 | 1,188 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,970,000 | 2,147 |
| Total equity capital | $19,423,000 | 3,289 |
| Total bank equity capital | $19,423,000 | 3,289 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,149,000 | 798 |
| Surplus | $23,684,000 | 1,331 |
| Undivided profits | $-10,410,000 | 7,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $29,909,000 | 604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,944,000 | 1,599 |
| Earning assets | $303,382,000 | 2,009 |
| Long-term assets (5+ years) | $153,920,000 | 902 |
| Average Assets, year-to-date | $344,821,000 | 1,938 |
| Average Assets, quarterly | $331,860,500 | 2,006 |
| Volatile liabilities | $56,987,000 | 2,361 |
| Insider loans | $10,921,000 | 592 |
| FHLB advances | $30,000,000 | 1,114 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $15,150,000 | 3,151 |
| Tier 1 (core) risk-based capital | $19,407,000 | 3,148 |
| Tier 2 risk-based capital | $3,720,000 | 1,508 |
| Total risk weighted assets | $285,294,000 | 1,643 |
| Total unused commitments | $15,150,000 | 3,157 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 82 | 1,930 |
| Assets and Liabilities | ||
| Total Assets: | $338,159,000 | 2,025 |
| Cash and due from depository institutions | $35,859,000 | 1,930 |
| Interest-bearing balances | $30,582,000 | 1,134 |
| Securities | $2,192,000 | 7,247 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $283,062,000 | 1,626 |
| Loan loss allowance | $13,561,000 | 643 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,370,000 | 5,054 |
| Other real estate owned | $4,553,000 | 1,930 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $11,123,000 | 1,876 |
| Life insurance assets | $6,070,000 | 1,091 |
| Total liabilities and capital | $338,159,000 | 2,025 |
| Total liabilities | $314,041,000 | 1,965 |
| Total deposits | $284,729,000 | 1,976 |
| Interest-bearing deposits | $270,680,000 | 1,831 |
| Deposits held in domestic offices | $284,729,000 | 1,974 |
| % insured | 88.85% | 4,098 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $26,000,000 | 1,401 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,312,000 | 1,440 |
| Total equity capital | $24,118,000 | 2,730 |
| Total bank equity capital | $24,118,000 | 2,729 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,149,000 | 812 |
| Surplus | $23,684,000 | 1,354 |
| Undivided profits | $-5,715,000 | 7,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $33,273,000 | 583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,014,000 | 1,596 |
| Earning assets | $315,836,000 | 1,975 |
| Long-term assets (5+ years) | $158,212,000 | 876 |
| Average Assets, year-to-date | $354,450,500 | 1,936 |
| Average Assets, quarterly | $354,450,500 | 1,936 |
| Volatile liabilities | $61,643,000 | 2,286 |
| Insider loans | $11,086,000 | 629 |
| FHLB advances | $26,000,000 | 1,318 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $23,875,000 | 2,432 |
| Tier 1 (core) risk-based capital | $24,101,000 | 2,589 |
| Tier 2 risk-based capital | $3,879,000 | 1,487 |
| Total risk weighted assets | $300,544,000 | 1,601 |
| Total unused commitments | $23,875,000 | 2,438 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 84 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $370,742,000 | 1,863 |
| Cash and due from depository institutions | $61,935,000 | 1,898 |
| Interest-bearing balances | $55,521,000 | 524 |
| Securities | $1,562,000 | 7,398 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $290,352,000 | 1,612 |
| Loan loss allowance | $14,387,000 | 606 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,476,000 | 4,984 |
| Other real estate owned | $4,650,000 | 1,898 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $10,767,000 | 1,971 |
| Life insurance assets | $6,116,000 | 1,079 |
| Total liabilities and capital | $370,742,000 | 1,863 |
| Total liabilities | $347,124,000 | 1,806 |
| Total deposits | $303,767,000 | 1,855 |
| Interest-bearing deposits | $278,882,000 | 1,776 |
| Deposits held in domestic offices | $303,767,000 | 1,853 |
| % insured | 87.77% | 4,465 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $40,000,000 | 1,099 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,357,000 | 1,420 |
| Total equity capital | $23,618,000 | 2,748 |
| Total bank equity capital | $23,618,000 | 2,748 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,149,000 | 815 |
| Surplus | $23,684,000 | 1,358 |
| Undivided profits | $-6,215,000 | 7,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $27,277,000 | 681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 924 |
| Income earned, not collected on loans | $1,953,000 | 1,741 |
| Earning assets | $347,435,000 | 1,811 |
| Long-term assets (5+ years) | $160,810,000 | 875 |
| Average Assets, year-to-date | $374,366,000 | 1,824 |
| Average Assets, quarterly | $379,332,500 | 1,821 |
| Volatile liabilities | $69,045,000 | 2,094 |
| Insider loans | $11,263,000 | 639 |
| FHLB advances | $40,000,000 | 1,020 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $24,128,000 | 2,411 |
| Tier 1 (core) risk-based capital | $23,610,000 | 2,612 |
| Tier 2 risk-based capital | $3,991,000 | 1,482 |
| Total risk weighted assets | $308,721,000 | 1,604 |
| Total unused commitments | $24,128,000 | 2,412 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 85 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $387,923,000 | 1,802 |
| Cash and due from depository institutions | $68,268,000 | 1,905 |
| Interest-bearing balances | $61,630,000 | 457 |
| Securities | $1,568,000 | 7,471 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $288,066,000 | 1,658 |
| Loan loss allowance | $14,466,000 | 600 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,583,000 | 4,904 |
| Other real estate owned | $6,488,000 | 1,905 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $21,950,000 | 976 |
| Life insurance assets | $6,064,000 | 1,082 |
| Total liabilities and capital | $387,923,000 | 1,802 |
| Total liabilities | $354,293,000 | 1,778 |
| Total deposits | $320,574,000 | 1,769 |
| Interest-bearing deposits | $306,170,000 | 1,634 |
| Deposits held in domestic offices | $320,574,000 | 1,767 |
| % insured | 87.99% | 4,618 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,000,000 | 1,423 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,719,000 | 1,435 |
| Total equity capital | $33,630,000 | 2,047 |
| Total bank equity capital | $33,630,000 | 2,046 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,149,000 | 823 |
| Surplus | $22,285,000 | 1,439 |
| Undivided profits | $5,196,000 | 4,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $35,341,000 | 542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 900 |
| Income earned, not collected on loans | $1,461,000 | 2,496 |
| Earning assets | $351,264,000 | 1,828 |
| Long-term assets (5+ years) | $74,382,000 | 1,738 |
| Average Assets, year-to-date | $375,272,000 | 1,831 |
| Average Assets, quarterly | $384,311,500 | 1,813 |
| Volatile liabilities | $77,453,000 | 1,943 |
| Insider loans | $8,370,000 | 915 |
| FHLB advances | $30,000,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $29,617,000 | 2,157 |
| Tier 1 (core) risk-based capital | $27,043,000 | 2,358 |
| Tier 2 risk-based capital | $4,041,000 | 1,474 |
| Total risk weighted assets | $312,656,000 | 1,623 |
| Total unused commitments | $29,617,000 | 2,159 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 82 | 2,025 |
| Assets and Liabilities | ||
| Total Assets: | $380,700,000 | 1,848 |
| Cash and due from depository institutions | $35,006,000 | 2,025 |
| Interest-bearing balances | $442,000 | 5,416 |
| Securities | $1,564,000 | 7,520 |
| Federal funds sold & reverse repurchase agreements | $13,720,000 | 722 |
| Net loans & leases | $300,404,000 | 1,628 |
| Loan loss allowance | $14,281,000 | 579 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,700,000 | 4,817 |
| Other real estate owned | $6,358,000 | 2,025 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $21,948,000 | 995 |
| Life insurance assets | $6,011,000 | 1,089 |
| Total liabilities and capital | $380,700,000 | 1,848 |
| Total liabilities | $347,557,000 | 1,841 |
| Total deposits | $309,975,000 | 1,832 |
| Interest-bearing deposits | $295,116,000 | 1,695 |
| Deposits held in domestic offices | $309,975,000 | 1,829 |
| % insured | 74.18% | 5,213 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $34,000,000 | 1,377 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,582,000 | 1,529 |
| Total equity capital | $33,143,000 | 2,061 |
| Total bank equity capital | $33,143,000 | 2,059 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,149,000 | 830 |
| Surplus | $22,280,000 | 1,446 |
| Undivided profits | $4,714,000 | 4,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $25,346,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 899 |
| Income earned, not collected on loans | $1,599,000 | 2,192 |
| Earning assets | $316,130,000 | 2,019 |
| Long-term assets (5+ years) | $78,226,000 | 1,667 |
| Average Assets, year-to-date | $371,055,000 | 1,875 |
| Average Assets, quarterly | $375,270,000 | 1,865 |
| Volatile liabilities | $89,330,000 | 1,702 |
| Insider loans | $11,152,000 | 654 |
| FHLB advances | $34,000,000 | 1,296 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $32,459,000 | 2,086 |
| Tier 1 (core) risk-based capital | $26,563,000 | 2,422 |
| Tier 2 risk-based capital | $4,288,000 | 1,393 |
| Total risk weighted assets | $332,875,000 | 1,563 |
| Total unused commitments | $32,459,000 | 2,089 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 85 | 1,960 |
| Assets and Liabilities | ||
| Total Assets: | $369,840,000 | 1,907 |
| Cash and due from depository institutions | $27,598,000 | 1,960 |
| Interest-bearing balances | $410,000 | 5,123 |
| Securities | $2,185,000 | 7,459 |
| Federal funds sold & reverse repurchase agreements | $7,285,000 | 1,668 |
| Net loans & leases | $301,443,000 | 1,630 |
| Loan loss allowance | $13,810,000 | 561 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,812,000 | 4,708 |
| Other real estate owned | $7,929,000 | 1,960 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $21,588,000 | 995 |
| Life insurance assets | $5,959,000 | 1,099 |
| Total liabilities and capital | $369,840,000 | 1,907 |
| Total liabilities | $336,531,000 | 1,889 |
| Total deposits | $304,868,000 | 1,854 |
| Interest-bearing deposits | $286,559,000 | 1,742 |
| Deposits held in domestic offices | $304,868,000 | 1,851 |
| % insured | 74.36% | 5,265 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $28,000,000 | 1,615 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,663,000 | 1,467 |
| Total equity capital | $33,309,000 | 2,056 |
| Total bank equity capital | $33,309,000 | 2,055 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,149,000 | 832 |
| Surplus | $22,275,000 | 1,425 |
| Undivided profits | $4,885,000 | 4,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $24,130,000 | 624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 856 |
| Income earned, not collected on loans | $1,500,000 | 2,392 |
| Earning assets | $311,323,000 | 2,068 |
| Long-term assets (5+ years) | $76,383,000 | 1,658 |
| Average Assets, year-to-date | $366,232,500 | 1,902 |
| Average Assets, quarterly | $366,232,500 | 1,902 |
| Volatile liabilities | $86,582,000 | 1,746 |
| Insider loans | $11,073,000 | 677 |
| FHLB advances | $28,000,000 | 1,521 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $44,053,000 | 1,723 |
| Tier 1 (core) risk-based capital | $26,729,000 | 2,422 |
| Tier 2 risk-based capital | $4,322,000 | 1,378 |
| Total risk weighted assets | $336,069,000 | 1,559 |
| Total unused commitments | $44,053,000 | 1,724 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 85 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $362,625,000 | 1,907 |
| Cash and due from depository institutions | $7,569,000 | 1,986 |
| Interest-bearing balances | $519,000 | 4,338 |
| Securities | $1,161,000 | 7,734 |
| Federal funds sold & reverse repurchase agreements | $25,260,000 | 352 |
| Net loans & leases | $299,968,000 | 1,653 |
| Loan loss allowance | $12,406,000 | 609 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,939,000 | 4,612 |
| Other real estate owned | $6,195,000 | 1,986 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $20,533,000 | 1,041 |
| Life insurance assets | $5,907,000 | 1,101 |
| Total liabilities and capital | $362,625,000 | 1,907 |
| Total liabilities | $327,919,000 | 1,906 |
| Total deposits | $301,451,000 | 1,827 |
| Interest-bearing deposits | $284,916,000 | 1,702 |
| Deposits held in domestic offices | $301,451,000 | 1,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $23,000,000 | 2,027 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,468,000 | 1,531 |
| Total equity capital | $34,706,000 | 1,943 |
| Total bank equity capital | $34,706,000 | 1,943 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,149,000 | 834 |
| Surplus | $22,271,000 | 1,393 |
| Undivided profits | $6,286,000 | 3,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,850,000 | 490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 785 |
| Income earned, not collected on loans | $1,523,000 | 2,483 |
| Earning assets | $326,908,000 | 1,927 |
| Long-term assets (5+ years) | $71,660,000 | 1,732 |
| Average Assets, year-to-date | $349,956,400 | 1,903 |
| Average Assets, quarterly | $364,134,000 | 1,885 |
| Volatile liabilities | $59,116,000 | 2,392 |
| Insider loans | $12,157,000 | 607 |
| FHLB advances | $23,000,000 | 1,928 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $49,783,000 | 1,575 |
| Tier 1 (core) risk-based capital | $28,121,000 | 2,296 |
| Tier 2 risk-based capital | $4,270,000 | 1,373 |
| Total risk weighted assets | $333,362,000 | 1,562 |
| Total unused commitments | $49,783,000 | 1,578 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 83 | 2,047 |
| Assets and Liabilities | ||
| Total Assets: | $365,643,000 | 1,880 |
| Cash and due from depository institutions | $9,479,000 | 2,047 |
| Interest-bearing balances | $627,000 | 3,428 |
| Securities | $1,150,000 | 7,795 |
| Federal funds sold & reverse repurchase agreements | $15,830,000 | 741 |
| Net loans & leases | $316,769,000 | 1,571 |
| Loan loss allowance | $4,368,000 | 1,435 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,059,000 | 4,500 |
| Other real estate owned | $6,004,000 | 2,047 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $14,352,000 | 1,402 |
| Life insurance assets | $5,855,000 | 1,099 |
| Total liabilities and capital | $365,643,000 | 1,880 |
| Total liabilities | $328,589,000 | 1,889 |
| Total deposits | $310,178,000 | 1,753 |
| Interest-bearing deposits | $294,474,000 | 1,640 |
| Deposits held in domestic offices | $310,178,000 | 1,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $15,000,000 | 2,617 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,411,000 | 1,536 |
| Total equity capital | $37,054,000 | 1,835 |
| Total bank equity capital | $37,054,000 | 1,835 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,149,000 | 836 |
| Surplus | $13,251,000 | 2,131 |
| Undivided profits | $17,654,000 | 1,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,243,000 | 1,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,748,000 | 2,295 |
| Earning assets | $334,376,000 | 1,882 |
| Long-term assets (5+ years) | $62,058,000 | 1,910 |
| Average Assets, year-to-date | $346,789,250 | 1,922 |
| Average Assets, quarterly | $358,073,500 | 1,905 |
| Volatile liabilities | $33,187,000 | 3,575 |
| Insider loans | $8,803,000 | 878 |
| FHLB advances | $15,000,000 | 2,501 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $54,995,000 | 1,558 |
| Tier 1 (core) risk-based capital | $36,955,000 | 1,748 |
| Tier 2 risk-based capital | $4,363,000 | 1,304 |
| Total risk weighted assets | $348,082,000 | 1,497 |
| Total unused commitments | $54,995,000 | 1,559 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $350,504,000 | 1,934 |
| Cash and due from depository institutions | $9,621,000 | 2,088 |
| Interest-bearing balances | $150,000 | 4,600 |
| Securities | $1,138,000 | 7,850 |
| Federal funds sold & reverse repurchase agreements | $4,775,000 | 2,316 |
| Net loans & leases | $313,151,000 | 1,567 |
| Loan loss allowance | $3,525,000 | 1,655 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,167,000 | 4,417 |
| Other real estate owned | $6,235,000 | 2,088 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $13,417,000 | 1,448 |
| Life insurance assets | $5,803,000 | 1,108 |
| Total liabilities and capital | $350,504,000 | 1,934 |
| Total liabilities | $313,784,000 | 1,950 |
| Total deposits | $290,846,000 | 1,848 |
| Interest-bearing deposits | $277,907,000 | 1,698 |
| Deposits held in domestic offices | $290,846,000 | 1,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $19,500,000 | 2,214 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,438,000 | 1,529 |
| Total equity capital | $36,720,000 | 1,867 |
| Total bank equity capital | $36,720,000 | 1,867 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,149,000 | 830 |
| Surplus | $13,232,000 | 2,127 |
| Undivided profits | $17,339,000 | 1,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,295,000 | 1,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,860,000 | 2,070 |
| Earning assets | $319,214,000 | 1,945 |
| Long-term assets (5+ years) | $61,213,000 | 1,921 |
| Average Assets, year-to-date | $340,504,670 | 1,963 |
| Average Assets, quarterly | $346,834,000 | 1,941 |
| Volatile liabilities | $37,561,000 | 3,270 |
| Insider loans | $11,098,000 | 680 |
| FHLB advances | $19,500,000 | 2,114 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $51,594,000 | 1,680 |
| Tier 1 (core) risk-based capital | $36,628,000 | 1,778 |
| Tier 2 risk-based capital | $3,709,000 | 1,483 |
| Total risk weighted assets | $348,502,000 | 1,495 |
| Total unused commitments | $51,594,000 | 1,681 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 85 | 2,015 |
| Assets and Liabilities | ||
| Total Assets: | $343,164,000 | 1,973 |
| Cash and due from depository institutions | $6,866,000 | 2,015 |
| Interest-bearing balances | $150,000 | 4,646 |
| Securities | $1,302,000 | 7,864 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 4,047 |
| Net loans & leases | $316,779,000 | 1,538 |
| Loan loss allowance | $2,654,000 | 2,028 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,292,000 | 4,284 |
| Other real estate owned | $280,000 | 2,015 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $12,295,000 | 1,508 |
| Life insurance assets | $5,752,000 | 1,113 |
| Total liabilities and capital | $343,165,000 | 1,973 |
| Total liabilities | $306,919,000 | 1,974 |
| Total deposits | $265,167,000 | 2,007 |
| Interest-bearing deposits | $251,567,000 | 1,849 |
| Deposits held in domestic offices | $265,167,000 | 2,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $37,800,000 | 1,314 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,952,000 | 1,458 |
| Total equity capital | $36,246,000 | 1,944 |
| Total bank equity capital | $36,246,000 | 1,944 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,149,000 | 822 |
| Surplus | $13,212,000 | 2,114 |
| Undivided profits | $16,885,000 | 2,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,790,000 | 925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,819,000 | 2,173 |
| Earning assets | $321,581,000 | 1,926 |
| Long-term assets (5+ years) | $59,402,000 | 1,894 |
| Average Assets, year-to-date | $335,505,000 | 2,002 |
| Average Assets, quarterly | $335,505,000 | 2,002 |
| Volatile liabilities | $36,196,000 | 3,355 |
| Insider loans | $10,174,000 | 737 |
| FHLB advances | $37,800,000 | 1,236 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $18,028,000 | 3,589 |
| Tier 1 (core) risk-based capital | $36,147,000 | 1,806 |
| Tier 2 risk-based capital | $2,850,000 | 1,818 |
| Total risk weighted assets | $336,213,000 | 1,521 |
| Total unused commitments | $18,028,000 | 3,591 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 90 | 1,907 |
| Assets and Liabilities | ||
| Total Assets: | $327,846,000 | 2,034 |
| Cash and due from depository institutions | $9,248,000 | 1,907 |
| Interest-bearing balances | $213,000 | 3,934 |
| Securities | $1,296,000 | 7,942 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 3,903 |
| Net loans & leases | $301,216,000 | 1,595 |
| Loan loss allowance | $3,919,000 | 1,428 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,368,000 | 4,216 |
| Other real estate owned | $0 | 1,907 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,368,000 | 1,609 |
| Life insurance assets | $5,700,000 | 1,106 |
| Total liabilities and capital | $327,846,000 | 2,034 |
| Total liabilities | $292,086,000 | 2,054 |
| Total deposits | $274,789,000 | 1,934 |
| Interest-bearing deposits | $259,047,000 | 1,794 |
| Deposits held in domestic offices | $274,789,000 | 1,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $13,500,000 | 2,339 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,797,000 | 1,478 |
| Total equity capital | $35,760,000 | 1,956 |
| Total bank equity capital | $35,760,000 | 1,956 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,149,000 | 805 |
| Surplus | $13,193,000 | 2,104 |
| Undivided profits | $16,418,000 | 2,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,474,000 | 637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,772,000 | 2,416 |
| Earning assets | $305,075,000 | 2,002 |
| Long-term assets (5+ years) | $60,617,000 | 1,737 |
| Average Assets, year-to-date | $302,045,800 | 2,136 |
| Average Assets, quarterly | $320,806,500 | 2,063 |
| Volatile liabilities | $54,304,000 | 2,434 |
| Insider loans | $9,433,000 | 776 |
| FHLB advances | $13,500,000 | 2,235 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $24,512,000 | 2,972 |
| Tier 1 (core) risk-based capital | $35,762,000 | 1,826 |
| Tier 2 risk-based capital | $4,084,000 | 1,306 |
| Total risk weighted assets | $326,717,000 | 1,555 |
| Total unused commitments | $24,512,000 | 2,972 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 93 | 1,846 |
| Assets and Liabilities | ||
| Total Assets: | $313,767,000 | 2,103 |
| Cash and due from depository institutions | $7,709,000 | 1,846 |
| Interest-bearing balances | $175,000 | 4,011 |
| Securities | $1,291,000 | 7,987 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $290,841,000 | 1,612 |
| Loan loss allowance | $3,632,000 | 1,484 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,479,000 | 4,077 |
| Other real estate owned | $0 | 1,846 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,447,000 | 1,585 |
| Life insurance assets | $5,649,000 | 1,084 |
| Total liabilities and capital | $313,767,000 | 2,103 |
| Total liabilities | $278,719,000 | 2,117 |
| Total deposits | $260,990,000 | 2,010 |
| Interest-bearing deposits | $247,300,000 | 1,855 |
| Deposits held in domestic offices | $260,990,000 | 2,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $14,100,000 | 2,163 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,629,000 | 1,530 |
| Total equity capital | $35,048,000 | 1,960 |
| Total bank equity capital | $35,048,000 | 1,960 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,149,000 | 774 |
| Surplus | $13,170,000 | 2,079 |
| Undivided profits | $15,729,000 | 2,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,057,000 | 1,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 709 |
| Income earned, not collected on loans | $1,888,000 | 2,435 |
| Earning assets | $292,307,000 | 2,061 |
| Long-term assets (5+ years) | $95,123,000 | 1,172 |
| Average Assets, year-to-date | $295,595,750 | 2,172 |
| Average Assets, quarterly | $310,575,500 | 2,096 |
| Volatile liabilities | $56,174,000 | 2,323 |
| Insider loans | $9,012,000 | 801 |
| FHLB advances | $14,100,000 | 2,061 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $87,343,000 | 1,172 |
| Tier 1 (core) risk-based capital | $35,053,000 | 1,846 |
| Tier 2 risk-based capital | $3,813,000 | 1,390 |
| Total risk weighted assets | $337,855,000 | 1,495 |
| Total unused commitments | $87,343,000 | 1,173 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 92 | 1,894 |
| Assets and Liabilities | ||
| Total Assets: | $307,384,000 | 2,152 |
| Cash and due from depository institutions | $10,012,000 | 1,894 |
| Interest-bearing balances | $161,000 | 4,192 |
| Securities | $2,380,000 | 7,794 |
| Federal funds sold & reverse repurchase agreements | $5,320,000 | 2,555 |
| Net loans & leases | $276,113,000 | 1,694 |
| Loan loss allowance | $3,644,000 | 1,473 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,595,000 | 3,959 |
| Other real estate owned | $0 | 1,894 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $10,964,000 | 1,630 |
| Life insurance assets | $5,522,000 | 1,095 |
| Total liabilities and capital | $307,384,000 | 2,152 |
| Total liabilities | $273,401,000 | 2,170 |
| Total deposits | $269,979,000 | 1,983 |
| Interest-bearing deposits | $258,092,000 | 1,805 |
| Deposits held in domestic offices | $269,979,000 | 1,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,422,000 | 1,555 |
| Total equity capital | $33,983,000 | 1,995 |
| Total bank equity capital | $33,983,000 | 1,995 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,149,000 | 768 |
| Surplus | $13,147,000 | 2,078 |
| Undivided profits | $14,687,000 | 2,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 5,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 696 |
| Income earned, not collected on loans | $1,638,000 | 2,578 |
| Earning assets | $283,974,000 | 2,143 |
| Long-term assets (5+ years) | $91,418,000 | 1,189 |
| Average Assets, year-to-date | $289,538,670 | 2,246 |
| Average Assets, quarterly | $294,327,000 | 2,232 |
| Volatile liabilities | $43,437,000 | 2,840 |
| Insider loans | $9,068,000 | 789 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $87,023,000 | 1,194 |
| Tier 1 (core) risk-based capital | $33,995,000 | 1,914 |
| Tier 2 risk-based capital | $3,830,000 | 1,384 |
| Total risk weighted assets | $322,892,000 | 1,559 |
| Total unused commitments | $87,023,000 | 1,194 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 92 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $281,270,000 | 2,334 |
| Cash and due from depository institutions | $9,212,000 | 1,896 |
| Interest-bearing balances | $165,000 | 4,212 |
| Securities | $978,000 | 8,151 |
| Federal funds sold & reverse repurchase agreements | $1,070,000 | 5,775 |
| Net loans & leases | $256,972,000 | 1,795 |
| Loan loss allowance | $3,424,000 | 1,556 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,630,000 | 3,881 |
| Other real estate owned | $0 | 1,896 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $10,408,000 | 1,663 |
| Life insurance assets | $5,471,000 | 1,082 |
| Total liabilities and capital | $281,270,000 | 2,334 |
| Total liabilities | $248,145,000 | 2,353 |
| Total deposits | $243,039,000 | 2,175 |
| Interest-bearing deposits | $231,784,000 | 1,977 |
| Deposits held in domestic offices | $243,039,000 | 2,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,600,000 | 4,484 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,506,000 | 1,549 |
| Total equity capital | $33,125,000 | 2,065 |
| Total bank equity capital | $33,125,000 | 2,065 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,149,000 | 749 |
| Surplus | $13,118,000 | 2,046 |
| Undivided profits | $13,858,000 | 2,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,519,000 | 2,657 |
| Earning assets | $259,185,000 | 2,308 |
| Long-term assets (5+ years) | $84,611,000 | 1,253 |
| Average Assets, year-to-date | $280,616,000 | 2,317 |
| Average Assets, quarterly | $280,616,000 | 2,317 |
| Volatile liabilities | $42,129,000 | 2,850 |
| Insider loans | $8,423,000 | 833 |
| FHLB advances | $1,600,000 | 4,322 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $91,551,000 | 1,151 |
| Tier 1 (core) risk-based capital | $33,138,000 | 1,948 |
| Tier 2 risk-based capital | $3,610,000 | 1,467 |
| Total risk weighted assets | $299,142,000 | 1,641 |
| Total unused commitments | $91,551,000 | 1,152 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 92 | 1,885 |
| Assets and Liabilities | ||
| Total Assets: | $279,962,000 | 2,320 |
| Cash and due from depository institutions | $9,388,000 | 1,885 |
| Interest-bearing balances | $156,000 | 4,274 |
| Securities | $975,000 | 8,200 |
| Federal funds sold & reverse repurchase agreements | $720,000 | 5,551 |
| Net loans & leases | $256,007,000 | 1,778 |
| Loan loss allowance | $3,374,000 | 1,547 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,565,000 | 3,917 |
| Other real estate owned | $0 | 1,885 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,307,000 | 1,694 |
| Life insurance assets | $5,405,000 | 1,075 |
| Total liabilities and capital | $279,962,000 | 2,320 |
| Total liabilities | $247,628,000 | 2,349 |
| Total deposits | $244,544,000 | 2,157 |
| Interest-bearing deposits | $232,999,000 | 1,933 |
| Deposits held in domestic offices | $244,544,000 | 2,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,084,000 | 1,695 |
| Total equity capital | $32,334,000 | 2,080 |
| Total bank equity capital | $32,334,000 | 2,080 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,149,000 | 738 |
| Surplus | $13,101,000 | 1,996 |
| Undivided profits | $13,084,000 | 2,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,662,000 | 2,519 |
| Earning assets | $257,858,000 | 2,297 |
| Long-term assets (5+ years) | $83,036,000 | 1,262 |
| Average Assets, year-to-date | $256,822,600 | 2,415 |
| Average Assets, quarterly | $276,752,500 | 2,322 |
| Volatile liabilities | $40,472,000 | 3,083 |
| Insider loans | $8,758,000 | 786 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $89,150,000 | 1,130 |
| Tier 1 (core) risk-based capital | $32,349,000 | 1,972 |
| Tier 2 risk-based capital | $3,562,000 | 1,466 |
| Total risk weighted assets | $298,013,000 | 1,625 |
| Total unused commitments | $89,150,000 | 1,130 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 88 | 2,002 |
| Assets and Liabilities | ||
| Total Assets: | $273,543,000 | 2,359 |
| Cash and due from depository institutions | $8,263,000 | 2,002 |
| Interest-bearing balances | $182,000 | 4,154 |
| Securities | $971,000 | 8,281 |
| Federal funds sold & reverse repurchase agreements | $4,385,000 | 2,648 |
| Net loans & leases | $247,941,000 | 1,821 |
| Loan loss allowance | $3,273,000 | 1,597 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,057,000 | 4,423 |
| Other real estate owned | $0 | 2,002 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $9,926,000 | 1,739 |
| Life insurance assets | $5,363,000 | 1,057 |
| Total liabilities and capital | $273,543,000 | 2,359 |
| Total liabilities | $242,302,000 | 2,372 |
| Total deposits | $236,407,000 | 2,187 |
| Interest-bearing deposits | $226,103,000 | 1,964 |
| Deposits held in domestic offices | $236,407,000 | 2,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 4,229 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,895,000 | 1,777 |
| Total equity capital | $31,241,000 | 2,124 |
| Total bank equity capital | $31,241,000 | 2,124 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,149,000 | 722 |
| Surplus | $13,000,000 | 1,972 |
| Undivided profits | $12,092,000 | 2,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,432,000 | 2,905 |
| Earning assets | $253,479,000 | 2,322 |
| Long-term assets (5+ years) | $77,983,000 | 1,319 |
| Average Assets, year-to-date | $251,037,750 | 2,468 |
| Average Assets, quarterly | $269,621,500 | 2,358 |
| Volatile liabilities | $40,422,000 | 3,050 |
| Insider loans | $8,331,000 | 833 |
| FHLB advances | $3,000,000 | 4,055 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $98,963,000 | 1,062 |
| Tier 1 (core) risk-based capital | $31,258,000 | 2,031 |
| Tier 2 risk-based capital | $3,478,000 | 1,490 |
| Total risk weighted assets | $292,962,000 | 1,648 |
| Total unused commitments | $98,963,000 | 1,063 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 76 | 2,330 |
| Assets and Liabilities | ||
| Total Assets: | $265,700,000 | 2,394 |
| Cash and due from depository institutions | $8,482,000 | 2,330 |
| Interest-bearing balances | $134,000 | 4,465 |
| Securities | $957,000 | 8,327 |
| Federal funds sold & reverse repurchase agreements | $8,830,000 | 1,437 |
| Net loans & leases | $236,378,000 | 1,883 |
| Loan loss allowance | $3,113,000 | 1,657 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,507,000 | 5,109 |
| Other real estate owned | $0 | 2,330 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,546,000 | 1,793 |
| Life insurance assets | $5,321,000 | 1,041 |
| Total liabilities and capital | $265,700,000 | 2,394 |
| Total liabilities | $235,348,000 | 2,414 |
| Total deposits | $226,909,000 | 2,252 |
| Interest-bearing deposits | $214,470,000 | 2,035 |
| Deposits held in domestic offices | $226,909,000 | 2,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,000,000 | 3,408 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,439,000 | 1,875 |
| Total equity capital | $30,352,000 | 2,118 |
| Total bank equity capital | $30,352,000 | 2,118 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,149,000 | 702 |
| Surplus | $13,000,000 | 1,928 |
| Undivided profits | $11,203,000 | 2,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,283,000 | 2,899 |
| Earning assets | $246,299,000 | 2,366 |
| Long-term assets (5+ years) | $75,365,000 | 1,342 |
| Average Assets, year-to-date | $243,536,000 | 2,543 |
| Average Assets, quarterly | $251,954,500 | 2,487 |
| Volatile liabilities | $35,199,000 | 3,309 |
| Insider loans | $8,352,000 | 816 |
| FHLB advances | $6,000,000 | 3,244 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $92,520,000 | 1,115 |
| Tier 1 (core) risk-based capital | $30,378,000 | 2,065 |
| Tier 2 risk-based capital | $3,299,000 | 1,542 |
| Total risk weighted assets | $284,240,000 | 1,667 |
| Total unused commitments | $92,520,000 | 1,116 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 67 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $238,209,000 | 2,601 |
| Cash and due from depository institutions | $7,506,000 | 2,619 |
| Interest-bearing balances | $205,000 | 4,139 |
| Securities | $962,000 | 8,371 |
| Federal funds sold & reverse repurchase agreements | $3,440,000 | 3,355 |
| Net loans & leases | $217,281,000 | 1,985 |
| Loan loss allowance | $2,860,000 | 1,768 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,526,000 | 5,055 |
| Other real estate owned | $0 | 2,619 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,494,000 | 2,119 |
| Life insurance assets | $3,332,000 | 1,477 |
| Total liabilities and capital | $238,209,000 | 2,601 |
| Total liabilities | $213,648,000 | 2,608 |
| Total deposits | $210,828,000 | 2,399 |
| Interest-bearing deposits | $194,931,000 | 2,198 |
| Deposits held in domestic offices | $210,828,000 | 2,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,820,000 | 1,667 |
| Total equity capital | $24,561,000 | 2,528 |
| Total bank equity capital | $24,561,000 | 2,528 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,149,000 | 687 |
| Surplus | $8,000,000 | 2,710 |
| Undivided profits | $10,412,000 | 2,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,200,000 | 2,935 |
| Earning assets | $221,888,000 | 2,566 |
| Long-term assets (5+ years) | $72,087,000 | 1,357 |
| Average Assets, year-to-date | $232,454,000 | 2,639 |
| Average Assets, quarterly | $232,454,000 | 2,639 |
| Volatile liabilities | $26,893,000 | 3,794 |
| Insider loans | $4,047,000 | 1,657 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $79,267,000 | 1,240 |
| Tier 1 (core) risk-based capital | $24,583,000 | 2,453 |
| Tier 2 risk-based capital | $3,018,000 | 1,631 |
| Total risk weighted assets | $256,942,000 | 1,772 |
| Total unused commitments | $79,267,000 | 1,240 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 66 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $226,699,000 | 2,692 |
| Cash and due from depository institutions | $11,790,000 | 2,650 |
| Interest-bearing balances | $152,000 | 4,528 |
| Securities | $964,000 | 8,419 |
| Federal funds sold & reverse repurchase agreements | $1,155,000 | 4,698 |
| Net loans & leases | $203,834,000 | 2,074 |
| Loan loss allowance | $2,825,000 | 1,763 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,560,000 | 4,990 |
| Other real estate owned | $0 | 2,650 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,396,000 | 2,153 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $226,699,000 | 2,692 |
| Total liabilities | $203,128,000 | 2,687 |
| Total deposits | $190,186,000 | 2,602 |
| Interest-bearing deposits | $156,822,000 | 2,655 |
| Deposits held in domestic offices | $190,186,000 | 2,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,400,000 | 2,608 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,542,000 | 1,772 |
| Total equity capital | $23,571,000 | 2,587 |
| Total bank equity capital | $23,571,000 | 2,587 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,149,000 | 674 |
| Surplus | $8,000,000 | 2,673 |
| Undivided profits | $9,422,000 | 3,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,109,000 | 3,163 |
| Earning assets | $206,105,000 | 2,701 |
| Long-term assets (5+ years) | $59,438,000 | 1,566 |
| Average Assets, year-to-date | $199,335,600 | 2,871 |
| Average Assets, quarterly | $222,471,500 | 2,711 |
| Volatile liabilities | $32,121,000 | 3,320 |
| Insider loans | $4,691,000 | 1,439 |
| FHLB advances | $10,400,000 | 2,473 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $70,869,000 | 1,328 |
| Tier 1 (core) risk-based capital | $23,593,000 | 2,500 |
| Tier 2 risk-based capital | $2,970,000 | 1,633 |
| Total risk weighted assets | $237,874,000 | 1,857 |
| Total unused commitments | $70,869,000 | 1,328 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 63 | 2,751 |
| Assets and Liabilities | ||
| Total Assets: | $218,244,000 | 2,741 |
| Cash and due from depository institutions | $10,776,000 | 2,751 |
| Interest-bearing balances | $246,000 | 4,152 |
| Securities | $973,000 | 8,453 |
| Federal funds sold & reverse repurchase agreements | $7,190,000 | 1,734 |
| Net loans & leases | $191,105,000 | 2,160 |
| Loan loss allowance | $2,660,000 | 1,851 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,445,000 | 5,123 |
| Other real estate owned | $0 | 2,751 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,755,000 | 2,240 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $218,244,000 | 2,741 |
| Total liabilities | $195,610,000 | 2,746 |
| Total deposits | $193,371,000 | 2,514 |
| Interest-bearing deposits | $119,660,000 | 3,231 |
| Deposits held in domestic offices | $193,371,000 | 2,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,239,000 | 1,905 |
| Total equity capital | $22,634,000 | 2,664 |
| Total bank equity capital | $22,634,000 | 2,664 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,149,000 | 643 |
| Surplus | $8,000,000 | 2,612 |
| Undivided profits | $8,485,000 | 3,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $964,000 | 3,546 |
| Earning assets | $199,514,000 | 2,745 |
| Long-term assets (5+ years) | $53,364,000 | 1,691 |
| Average Assets, year-to-date | $192,494,750 | 2,935 |
| Average Assets, quarterly | $207,326,000 | 2,829 |
| Volatile liabilities | $18,809,000 | 4,550 |
| Insider loans | $2,544,000 | 2,380 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $71,085,000 | 1,308 |
| Tier 1 (core) risk-based capital | $22,650,000 | 2,561 |
| Tier 2 risk-based capital | $2,801,000 | 1,683 |
| Total risk weighted assets | $224,134,000 | 1,916 |
| Total unused commitments | $71,085,000 | 1,308 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 58 | 2,951 |
| Assets and Liabilities | ||
| Total Assets: | $196,408,000 | 2,927 |
| Cash and due from depository institutions | $9,950,000 | 2,951 |
| Interest-bearing balances | $152,000 | 4,557 |
| Securities | $980,000 | 8,471 |
| Federal funds sold & reverse repurchase agreements | $895,000 | 4,483 |
| Net loans & leases | $176,557,000 | 2,265 |
| Loan loss allowance | $2,450,000 | 1,974 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,426,000 | 5,111 |
| Other real estate owned | $0 | 2,951 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,600,000 | 2,193 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $196,408,000 | 2,927 |
| Total liabilities | $177,577,000 | 2,898 |
| Total deposits | $173,026,000 | 2,721 |
| Interest-bearing deposits | $92,048,000 | 3,949 |
| Deposits held in domestic offices | $173,026,000 | 2,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,500,000 | 4,469 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,051,000 | 1,919 |
| Total equity capital | $18,831,000 | 3,080 |
| Total bank equity capital | $18,831,000 | 3,080 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,149,000 | 625 |
| Surplus | $5,000,000 | 3,588 |
| Undivided profits | $7,682,000 | 3,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $524,000 | 3,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $869,000 | 3,582 |
| Earning assets | $178,584,000 | 2,929 |
| Long-term assets (5+ years) | $48,701,000 | 1,823 |
| Average Assets, year-to-date | $183,911,670 | 3,015 |
| Average Assets, quarterly | $188,802,000 | 2,979 |
| Volatile liabilities | $15,605,000 | 4,882 |
| Insider loans | $4,208,000 | 1,517 |
| FHLB advances | $2,500,000 | 4,314 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $63,817,000 | 1,389 |
| Tier 1 (core) risk-based capital | $18,843,000 | 2,966 |
| Tier 2 risk-based capital | $2,526,000 | 1,821 |
| Total risk weighted assets | $201,996,000 | 2,067 |
| Total unused commitments | $63,817,000 | 1,390 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 58 | 2,920 |
| Assets and Liabilities | ||
| Total Assets: | $181,196,000 | 3,094 |
| Cash and due from depository institutions | $9,148,000 | 2,920 |
| Interest-bearing balances | $392,000 | 3,683 |
| Securities | $6,255,000 | 7,311 |
| Federal funds sold & reverse repurchase agreements | $765,000 | 5,316 |
| Net loans & leases | $156,845,000 | 2,462 |
| Loan loss allowance | $2,158,000 | 2,175 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,435,000 | 5,109 |
| Other real estate owned | $0 | 2,920 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,748,000 | 2,145 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $181,196,000 | 3,094 |
| Total liabilities | $162,982,000 | 3,094 |
| Total deposits | $156,320,000 | 2,947 |
| Interest-bearing deposits | $83,437,000 | 4,274 |
| Deposits held in domestic offices | $156,320,000 | 2,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,508 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,662,000 | 2,238 |
| Total equity capital | $18,214,000 | 3,096 |
| Total bank equity capital | $18,214,000 | 3,096 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,149,000 | 605 |
| Surplus | $5,000,000 | 3,559 |
| Undivided profits | $7,065,000 | 3,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $808,000 | 3,684 |
| Earning assets | $164,257,000 | 3,118 |
| Long-term assets (5+ years) | $50,338,000 | 1,819 |
| Average Assets, year-to-date | $177,663,500 | 3,122 |
| Average Assets, quarterly | $177,663,500 | 3,122 |
| Volatile liabilities | $13,802,000 | 5,081 |
| Insider loans | $4,027,000 | 1,541 |
| FHLB advances | $5,000,000 | 3,359 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $53,731,000 | 1,543 |
| Tier 1 (core) risk-based capital | $17,630,000 | 3,095 |
| Tier 2 risk-based capital | $2,829,000 | 1,621 |
| Total risk weighted assets | $178,166,000 | 2,267 |
| Total unused commitments | $53,731,000 | 1,543 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 59 | 2,877 |
| Assets and Liabilities | ||
| Total Assets: | $174,131,000 | 3,185 |
| Cash and due from depository institutions | $7,916,000 | 2,877 |
| Interest-bearing balances | $316,000 | 3,898 |
| Securities | $7,659,000 | 6,972 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 2,983 |
| Net loans & leases | $147,358,000 | 2,580 |
| Loan loss allowance | $1,988,000 | 2,324 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,434,000 | 5,104 |
| Other real estate owned | $0 | 2,877 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,364,000 | 2,202 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $174,131,000 | 3,185 |
| Total liabilities | $156,354,000 | 3,189 |
| Total deposits | $152,274,000 | 3,006 |
| Interest-bearing deposits | $75,407,000 | 4,560 |
| Deposits held in domestic offices | $152,274,000 | 3,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,500,000 | 4,392 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,580,000 | 2,303 |
| Total equity capital | $17,777,000 | 3,168 |
| Total bank equity capital | $17,777,000 | 3,168 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,149,000 | 591 |
| Surplus | $5,000,000 | 3,517 |
| Undivided profits | $6,628,000 | 3,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $768,000 | 3,826 |
| Earning assets | $158,733,000 | 3,205 |
| Long-term assets (5+ years) | $68,559,000 | 1,450 |
| Average Assets, year-to-date | $157,892,800 | 3,329 |
| Average Assets, quarterly | $171,656,500 | 3,188 |
| Volatile liabilities | $8,597,000 | 6,170 |
| Insider loans | $6,695,000 | 889 |
| FHLB advances | $2,500,000 | 4,212 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $50,544,000 | 1,563 |
| Tier 1 (core) risk-based capital | $16,987,000 | 3,154 |
| Tier 2 risk-based capital | $2,820,000 | 1,609 |
| Total risk weighted assets | $171,384,000 | 2,329 |
| Total unused commitments | $50,544,000 | 1,563 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 54 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $169,182,000 | 3,209 |
| Cash and due from depository institutions | $9,108,000 | 3,112 |
| Interest-bearing balances | $207,000 | 4,372 |
| Securities | $8,107,000 | 6,913 |
| Federal funds sold & reverse repurchase agreements | $5,520,000 | 1,936 |
| Net loans & leases | $138,345,000 | 2,675 |
| Loan loss allowance | $1,788,000 | 2,534 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,077,000 | 5,720 |
| Other real estate owned | $0 | 3,112 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $7,025,000 | 2,000 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $169,182,000 | 3,209 |
| Total liabilities | $151,874,000 | 3,212 |
| Total deposits | $149,594,000 | 3,003 |
| Interest-bearing deposits | $76,057,000 | 4,509 |
| Deposits held in domestic offices | $149,594,000 | 2,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,280,000 | 1,734 |
| Total equity capital | $17,308,000 | 3,240 |
| Total bank equity capital | $17,308,000 | 3,240 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,149,000 | 584 |
| Surplus | $5,000,000 | 3,472 |
| Undivided profits | $6,159,000 | 4,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $667,000 | 4,470 |
| Earning assets | $152,179,000 | 3,276 |
| Long-term assets (5+ years) | $72,229,000 | 1,414 |
| Average Assets, year-to-date | $153,833,250 | 3,398 |
| Average Assets, quarterly | $164,261,500 | 3,268 |
| Volatile liabilities | $4,581,000 | 7,413 |
| Insider loans | $7,533,000 | 754 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $46,558,000 | 1,653 |
| Tier 1 (core) risk-based capital | $16,337,000 | 3,236 |
| Tier 2 risk-based capital | $2,783,000 | 1,600 |
| Total risk weighted assets | $163,973,000 | 2,392 |
| Total unused commitments | $46,558,000 | 1,654 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 47 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $159,341,000 | 3,374 |
| Cash and due from depository institutions | $8,872,000 | 3,543 |
| Interest-bearing balances | $224,000 | 4,380 |
| Securities | $11,031,000 | 6,357 |
| Federal funds sold & reverse repurchase agreements | $2,280,000 | 3,283 |
| Net loans & leases | $130,415,000 | 2,765 |
| Loan loss allowance | $1,583,000 | 2,799 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $809,000 | 6,282 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,934,000 | 2,283 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $159,341,000 | 3,374 |
| Total liabilities | $142,689,000 | 3,386 |
| Total deposits | $141,350,000 | 3,138 |
| Interest-bearing deposits | $73,037,000 | 4,642 |
| Deposits held in domestic offices | $141,350,000 | 3,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,339,000 | 2,376 |
| Total equity capital | $16,652,000 | 3,232 |
| Total bank equity capital | $16,652,000 | 3,232 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,149,000 | 571 |
| Surplus | $5,000,000 | 3,426 |
| Undivided profits | $5,503,000 | 4,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $705,000 | 4,017 |
| Earning assets | $143,950,000 | 3,413 |
| Long-term assets (5+ years) | $64,698,000 | 1,591 |
| Average Assets, year-to-date | $148,717,000 | 3,516 |
| Average Assets, quarterly | $151,914,000 | 3,478 |
| Volatile liabilities | $3,694,000 | 7,701 |
| Insider loans | $6,283,000 | 898 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $42,917,000 | 1,752 |
| Tier 1 (core) risk-based capital | $15,581,000 | 3,349 |
| Tier 2 risk-based capital | $2,767,000 | 1,590 |
| Total risk weighted assets | $149,858,000 | 2,561 |
| Total unused commitments | $42,917,000 | 1,756 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 49 | 3,408 |
| Assets and Liabilities | ||
| Total Assets: | $144,487,000 | 3,649 |
| Cash and due from depository institutions | $8,550,000 | 3,408 |
| Interest-bearing balances | $504,000 | 3,741 |
| Securities | $12,405,000 | 6,050 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 5,652 |
| Net loans & leases | $116,089,000 | 2,974 |
| Loan loss allowance | $1,413,000 | 3,054 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $785,000 | 6,325 |
| Other real estate owned | $0 | 3,408 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,683,000 | 2,253 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $144,487,000 | 3,649 |
| Total liabilities | $131,248,000 | 3,617 |
| Total deposits | $127,864,000 | 3,424 |
| Interest-bearing deposits | $66,232,000 | 5,001 |
| Deposits held in domestic offices | $127,864,000 | 3,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,000,000 | 4,347 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,384,000 | 2,563 |
| Total equity capital | $13,239,000 | 4,009 |
| Total bank equity capital | $13,239,000 | 4,009 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,149,000 | 568 |
| Surplus | $2,000,000 | 5,475 |
| Undivided profits | $5,090,000 | 4,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $619,000 | 4,422 |
| Earning assets | $129,973,000 | 3,708 |
| Long-term assets (5+ years) | $56,368,000 | 1,733 |
| Average Assets, year-to-date | $143,405,000 | 3,637 |
| Average Assets, quarterly | $143,405,000 | 3,637 |
| Volatile liabilities | $5,394,000 | 7,024 |
| Insider loans | $5,725,000 | 970 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $42,863,000 | 1,708 |
| Tier 1 (core) risk-based capital | $13,149,000 | 3,842 |
| Tier 2 risk-based capital | $1,487,000 | 2,700 |
| Total risk weighted assets | $133,579,000 | 2,773 |
| Total unused commitments | $42,863,000 | 1,712 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 44 | 3,755 |
| Assets and Liabilities | ||
| Total Assets: | $142,323,000 | 3,682 |
| Cash and due from depository institutions | $6,829,000 | 3,755 |
| Interest-bearing balances | $262,000 | 4,309 |
| Securities | $12,907,000 | 6,016 |
| Federal funds sold & reverse repurchase agreements | $9,450,000 | 1,254 |
| Net loans & leases | $106,867,000 | 3,175 |
| Loan loss allowance | $1,298,000 | 3,254 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $821,000 | 6,267 |
| Other real estate owned | $0 | 3,755 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,449,000 | 2,336 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,323,000 | 3,682 |
| Total liabilities | $129,530,000 | 3,631 |
| Total deposits | $128,277,000 | 3,387 |
| Interest-bearing deposits | $64,368,000 | 5,069 |
| Deposits held in domestic offices | $128,277,000 | 3,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,253,000 | 2,658 |
| Total equity capital | $12,793,000 | 4,054 |
| Total bank equity capital | $12,793,000 | 4,054 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,149,000 | 573 |
| Surplus | $2,000,000 | 5,466 |
| Undivided profits | $4,644,000 | 4,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $364,000 | 4,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $677,000 | 4,265 |
| Earning assets | $129,486,000 | 3,702 |
| Long-term assets (5+ years) | $50,147,000 | 1,908 |
| Average Assets, year-to-date | $126,017,800 | 3,932 |
| Average Assets, quarterly | $136,649,500 | 3,768 |
| Volatile liabilities | $3,377,000 | 7,821 |
| Insider loans | $5,647,000 | 960 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $44,739,000 | 1,611 |
| Tier 1 (core) risk-based capital | $12,767,000 | 3,893 |
| Tier 2 risk-based capital | $1,368,000 | 2,877 |
| Total risk weighted assets | $126,327,000 | 2,901 |
| Total unused commitments | $44,739,000 | 1,614 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 46 | 3,631 |
| Assets and Liabilities | ||
| Total Assets: | $130,976,000 | 3,908 |
| Cash and due from depository institutions | $11,236,000 | 3,631 |
| Interest-bearing balances | $199,000 | 4,727 |
| Securities | $10,267,000 | 6,498 |
| Federal funds sold & reverse repurchase agreements | $10,455,000 | 1,373 |
| Net loans & leases | $93,392,000 | 3,511 |
| Loan loss allowance | $1,206,000 | 3,427 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $912,000 | 6,082 |
| Other real estate owned | $0 | 3,631 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,714,000 | 2,605 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,976,000 | 3,908 |
| Total liabilities | $118,596,000 | 3,878 |
| Total deposits | $117,371,000 | 3,638 |
| Interest-bearing deposits | $61,126,000 | 5,239 |
| Deposits held in domestic offices | $117,371,000 | 3,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,225,000 | 2,805 |
| Total equity capital | $12,380,000 | 4,146 |
| Total bank equity capital | $12,380,000 | 4,146 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,149,000 | 566 |
| Surplus | $2,000,000 | 5,460 |
| Undivided profits | $4,231,000 | 5,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $558,000 | 5,130 |
| Earning assets | $114,313,000 | 4,058 |
| Long-term assets (5+ years) | $38,685,000 | 2,314 |
| Average Assets, year-to-date | $121,941,500 | 4,044 |
| Average Assets, quarterly | $128,887,000 | 3,936 |
| Volatile liabilities | $3,969,000 | 7,631 |
| Insider loans | $4,937,000 | 1,094 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $34,619,000 | 1,972 |
| Tier 1 (core) risk-based capital | $12,385,000 | 3,985 |
| Tier 2 risk-based capital | $1,290,000 | 3,013 |
| Total risk weighted assets | $111,999,000 | 3,189 |
| Total unused commitments | $34,619,000 | 1,974 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 49 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $126,798,000 | 4,000 |
| Cash and due from depository institutions | $8,204,000 | 3,450 |
| Interest-bearing balances | $99,000 | 5,524 |
| Securities | $9,638,000 | 6,575 |
| Federal funds sold & reverse repurchase agreements | $16,945,000 | 921 |
| Net loans & leases | $86,353,000 | 3,704 |
| Loan loss allowance | $1,170,000 | 3,456 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $935,000 | 6,024 |
| Other real estate owned | $0 | 3,450 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,723,000 | 2,513 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,798,000 | 4,000 |
| Total liabilities | $114,615,000 | 3,976 |
| Total deposits | $113,688,000 | 3,727 |
| Interest-bearing deposits | $60,973,000 | 5,247 |
| Deposits held in domestic offices | $113,688,000 | 3,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $927,000 | 3,470 |
| Total equity capital | $12,183,000 | 4,195 |
| Total bank equity capital | $12,183,000 | 4,195 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,149,000 | 556 |
| Surplus | $2,000,000 | 5,445 |
| Undivided profits | $4,034,000 | 5,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $490,000 | 5,448 |
| Earning assets | $113,035,000 | 4,077 |
| Long-term assets (5+ years) | $33,719,000 | 2,421 |
| Average Assets, year-to-date | $118,930,000 | 4,134 |
| Average Assets, quarterly | $123,841,500 | 4,038 |
| Volatile liabilities | $4,627,000 | 7,400 |
| Insider loans | $4,363,000 | 1,224 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $30,670,000 | 2,079 |
| Tier 1 (core) risk-based capital | $12,110,000 | 3,989 |
| Tier 2 risk-based capital | $1,247,000 | 3,049 |
| Total risk weighted assets | $104,788,000 | 3,316 |
| Total unused commitments | $30,670,000 | 2,091 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 51 | 3,297 |
| Assets and Liabilities | ||
| Total Assets: | $120,885,000 | 4,101 |
| Cash and due from depository institutions | $5,868,000 | 3,297 |
| Interest-bearing balances | $199,000 | 4,709 |
| Securities | $9,205,000 | 6,668 |
| Federal funds sold & reverse repurchase agreements | $17,050,000 | 945 |
| Net loans & leases | $83,377,000 | 3,746 |
| Loan loss allowance | $1,098,000 | 3,574 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $847,000 | 6,216 |
| Other real estate owned | $0 | 3,297 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,538,000 | 2,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,885,000 | 4,101 |
| Total liabilities | $110,924,000 | 4,027 |
| Total deposits | $108,410,000 | 3,840 |
| Interest-bearing deposits | $57,697,000 | 5,435 |
| Deposits held in domestic offices | $108,410,000 | 3,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,514,000 | 1,732 |
| Total equity capital | $9,961,000 | 4,772 |
| Total bank equity capital | $9,961,000 | 4,772 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,130,000 | 549 |
| Surplus | $0 | 8,583 |
| Undivided profits | $3,831,000 | 5,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $486,000 | 5,470 |
| Earning assets | $109,831,000 | 4,139 |
| Long-term assets (5+ years) | $33,838,000 | 2,345 |
| Average Assets, year-to-date | $114,996,000 | 4,223 |
| Average Assets, quarterly | $114,996,000 | 4,223 |
| Volatile liabilities | $4,149,000 | 7,591 |
| Insider loans | $4,380,000 | 1,194 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,747,000 | 2,055 |
| Tier 1 (core) risk-based capital | $9,928,000 | 4,583 |
| Tier 2 risk-based capital | $1,172,000 | 3,138 |
| Total risk weighted assets | $99,868,000 | 3,394 |
| Total unused commitments | $29,747,000 | 2,063 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 54 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $109,107,000 | 4,394 |
| Cash and due from depository institutions | $7,116,000 | 3,119 |
| Interest-bearing balances | $298,000 | 4,226 |
| Securities | $5,529,000 | 7,666 |
| Federal funds sold & reverse repurchase agreements | $5,240,000 | 2,690 |
| Net loans & leases | $85,709,000 | 3,678 |
| Loan loss allowance | $1,038,000 | 3,698 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $873,000 | 6,155 |
| Other real estate owned | $0 | 3,119 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,640,000 | 2,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,107,000 | 4,394 |
| Total liabilities | $99,429,000 | 4,337 |
| Total deposits | $98,736,000 | 4,099 |
| Interest-bearing deposits | $50,557,000 | 5,839 |
| Deposits held in domestic offices | $98,736,000 | 4,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $693,000 | 4,290 |
| Total equity capital | $9,678,000 | 4,840 |
| Total bank equity capital | $9,678,000 | 4,840 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,085,000 | 552 |
| Surplus | $0 | 8,619 |
| Undivided profits | $3,593,000 | 5,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $533,000 | 5,380 |
| Earning assets | $96,776,000 | 4,495 |
| Long-term assets (5+ years) | $28,161,000 | 2,663 |
| Average Assets, year-to-date | $102,622,800 | 4,419 |
| Average Assets, quarterly | $108,286,000 | 4,367 |
| Volatile liabilities | $4,479,000 | 7,500 |
| Insider loans | $4,375,000 | 1,188 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $26,902,000 | 2,144 |
| Tier 1 (core) risk-based capital | $9,638,000 | 4,645 |
| Tier 2 risk-based capital | $1,105,000 | 3,242 |
| Total risk weighted assets | $99,526,000 | 3,365 |
| Total unused commitments | $26,902,000 | 2,149 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 61 | 2,784 |
| Assets and Liabilities | ||
| Total Assets: | $92,635,000 | 4,823 |
| Cash and due from depository institutions | $9,535,000 | 2,784 |
| Interest-bearing balances | $1,786,000 | 2,410 |
| Securities | $7,033,000 | 7,306 |
| Federal funds sold & reverse repurchase agreements | $2,370,000 | 4,471 |
| Net loans & leases | $67,892,000 | 4,277 |
| Loan loss allowance | $800,000 | 4,279 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $865,000 | 6,225 |
| Other real estate owned | $0 | 2,784 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,940,000 | 2,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,635,000 | 4,823 |
| Total liabilities | $83,946,000 | 4,780 |
| Total deposits | $83,400,000 | 4,533 |
| Interest-bearing deposits | $46,184,000 | 6,048 |
| Deposits held in domestic offices | $83,400,000 | 4,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $546,000 | 5,158 |
| Total equity capital | $8,689,000 | 5,028 |
| Total bank equity capital | $8,689,000 | 5,028 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,972,000 | 571 |
| Surplus | $0 | 8,858 |
| Undivided profits | $2,717,000 | 5,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $461,000 | 6,227 |
| Earning assets | $79,081,000 | 5,034 |
| Long-term assets (5+ years) | $16,076,000 | 3,781 |
| Average Assets, year-to-date | $85,282,200 | 4,911 |
| Average Assets, quarterly | $90,811,500 | 4,849 |
| Volatile liabilities | $3,219,000 | 8,170 |
| Insider loans | $3,153,000 | 1,584 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,935,000 | 2,262 |
| Tier 1 (core) risk-based capital | $8,666,000 | 4,885 |
| Tier 2 risk-based capital | $800,000 | 4,018 |
| Total risk weighted assets | $79,070,000 | 3,926 |
| Total unused commitments | $22,935,000 | 2,267 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 68 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $75,361,000 | 5,412 |
| Cash and due from depository institutions | $4,587,000 | 2,535 |
| Interest-bearing balances | $794,000 | 2,599 |
| Securities | $4,811,000 | 8,421 |
| Federal funds sold & reverse repurchase agreements | $7,125,000 | 1,685 |
| Net loans & leases | $54,504,000 | 4,893 |
| Loan loss allowance | $703,000 | 4,567 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $809,000 | 6,472 |
| Other real estate owned | $0 | 2,535 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,525,000 | 2,480 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,361,000 | 5,412 |
| Total liabilities | $67,739,000 | 5,398 |
| Total deposits | $66,878,000 | 5,146 |
| Interest-bearing deposits | $36,975,000 | 6,675 |
| Deposits held in domestic offices | $66,878,000 | 5,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $861,000 | 4,010 |
| Total equity capital | $7,622,000 | 5,462 |
| Total bank equity capital | $7,622,000 | 5,462 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,637,000 | 609 |
| Surplus | $0 | 9,124 |
| Undivided profits | $1,985,000 | 6,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $471,000 | 5,315 |
| Earning assets | $67,234,000 | 5,520 |
| Long-term assets (5+ years) | $11,167,000 | 4,352 |
| Average Assets, year-to-date | $67,936,600 | 5,600 |
| Average Assets, quarterly | $73,392,500 | 5,454 |
| Volatile liabilities | $3,737,000 | 8,019 |
| Insider loans | $2,039,000 | 2,296 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,338,000 | 2,596 |
| Tier 1 (core) risk-based capital | $7,654,000 | 5,334 |
| Tier 2 risk-based capital | $703,000 | 4,304 |
| Total risk weighted assets | $66,012,300 | 4,370 |
| Total unused commitments | $17,338,000 | 2,600 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 45 | 3,793 |
| Assets and Liabilities | ||
| Total Assets: | $61,784,000 | 6,132 |
| Cash and due from depository institutions | $4,492,000 | 3,793 |
| Interest-bearing balances | $892,000 | 2,559 |
| Securities | $6,441,000 | 8,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $48,049,000 | 5,209 |
| Loan loss allowance | $620,000 | 4,941 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $604,000 | 7,312 |
| Other real estate owned | $0 | 3,793 |
| Goodwill and other intangibles | $2,000 | 3,231 |
| All other assets | $2,196,000 | 3,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,784,000 | 6,132 |
| Total liabilities | $55,570,000 | 6,134 |
| Total deposits | $54,669,000 | 5,924 |
| Interest-bearing deposits | $32,246,000 | 7,253 |
| Deposits held in domestic offices | $54,669,000 | 5,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,450 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $401,000 | 6,066 |
| Total equity capital | $6,214,000 | 6,121 |
| Total bank equity capital | $6,214,000 | 6,121 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,334,000 | 673 |
| Surplus | $0 | 9,427 |
| Undivided profits | $880,000 | 7,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $327,000 | 6,146 |
| Earning assets | $55,382,000 | 6,188 |
| Long-term assets (5+ years) | $11,981,000 | 4,466 |
| Average Assets, year-to-date | $55,247,400 | 6,383 |
| Average Assets, quarterly | $60,526,000 | 6,163 |
| Volatile liabilities | $3,830,000 | 7,928 |
| Insider loans | $2,994,000 | 1,558 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $20,373,000 | 2,335 |
| Tier 1 (core) risk-based capital | $6,383,000 | 6,043 |
| Tier 2 risk-based capital | $620,000 | 4,607 |
| Total risk weighted assets | $54,649,700 | 4,924 |
| Total unused commitments | $20,373,000 | 2,339 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 41 | 4,171 |
| Assets and Liabilities | ||
| Total Assets: | $51,814,000 | 6,861 |
| Cash and due from depository institutions | $4,306,000 | 4,171 |
| Interest-bearing balances | $1,482,000 | 2,454 |
| Securities | $8,745,000 | 7,477 |
| Federal funds sold & reverse repurchase agreements | $1,080,000 | 6,941 |
| Net loans & leases | $35,485,000 | 6,121 |
| Loan loss allowance | $471,000 | 5,826 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $637,000 | 7,204 |
| Other real estate owned | $0 | 4,171 |
| Goodwill and other intangibles | $11,000 | 3,277 |
| All other assets | $1,550,000 | 4,340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,814,000 | 6,861 |
| Total liabilities | $46,126,000 | 6,843 |
| Total deposits | $45,533,000 | 6,696 |
| Interest-bearing deposits | $27,227,000 | 7,937 |
| Deposits held in domestic offices | $45,533,000 | 6,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $593,000 | 5,158 |
| Total equity capital | $5,688,000 | 6,581 |
| Total bank equity capital | $5,688,000 | 6,581 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,264,000 | 662 |
| Surplus | $0 | 9,669 |
| Undivided profits | $424,000 | 9,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $212,000 | 7,752 |
| Earning assets | $46,792,000 | 6,873 |
| Long-term assets (5+ years) | $13,560,000 | 4,007 |
| Average Assets, year-to-date | $47,472,800 | 6,944 |
| Average Assets, quarterly | $50,703,000 | 6,844 |
| Volatile liabilities | $1,903,000 | 9,078 |
| Insider loans | $2,480,000 | 1,734 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,477,000 | 3,156 |
| Tier 1 (core) risk-based capital | $5,657,000 | 6,439 |
| Tier 2 risk-based capital | $471,000 | 5,425 |
| Total risk weighted assets | $43,317,600 | 5,611 |
| Total unused commitments | $12,477,000 | 3,160 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 30 | 5,530 |
| Assets and Liabilities | ||
| Total Assets: | $46,187,000 | 7,375 |
| Cash and due from depository institutions | $7,116,000 | 5,530 |
| Interest-bearing balances | $3,859,000 | 1,138 |
| Securities | $6,619,000 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $1,740,000 | 5,309 |
| Net loans & leases | $29,604,000 | 6,900 |
| Loan loss allowance | $473,000 | 5,923 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $616,000 | 7,370 |
| Other real estate owned | $0 | 5,530 |
| Goodwill and other intangibles | $21,000 | 3,254 |
| All other assets | $471,000 | 8,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,187,000 | 7,375 |
| Total liabilities | $41,117,000 | 7,371 |
| Total deposits | $41,023,000 | 7,177 |
| Interest-bearing deposits | $27,640,000 | 8,075 |
| Deposits held in domestic offices | $41,023,000 | 7,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $94,000 | 10,263 |
| Total equity capital | $5,070,000 | 7,090 |
| Total bank equity capital | $5,070,000 | 7,090 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,153,000 | 686 |
| Surplus | $0 | 10,084 |
| Undivided profits | $-83,000 | 10,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $183,000 | 8,526 |
| Earning assets | $41,822,000 | 7,400 |
| Long-term assets (5+ years) | $7,479,000 | 5,059 |
| Average Assets, year-to-date | $37,482,400 | 7,968 |
| Average Assets, quarterly | $44,459,000 | 7,452 |
| Volatile liabilities | $1,146,000 | 10,030 |
| Insider loans | $2,172,000 | 1,915 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,298,000 | 2,993 |
| Tier 1 (core) risk-based capital | $5,021,000 | 6,975 |
| Tier 2 risk-based capital | $439,100 | 5,657 |
| Total risk weighted assets | $35,094,100 | 6,427 |
| Total unused commitments | $12,298,000 | 2,995 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $29,441,000 | 9,274 |
| Cash and due from depository institutions | $3,037,000 | 6,375 |
| Interest-bearing balances | $1,085,000 | 2,275 |
| Securities | $3,127,000 | 10,503 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,057 |
| Net loans & leases | $18,282,000 | 8,747 |
| Loan loss allowance | $245,000 | 8,558 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $514,000 | 8,045 |
| Other real estate owned | $0 | 6,375 |
| Goodwill and other intangibles | $28,000 | 3,022 |
| All other assets | $353,000 | 9,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,441,000 | 9,274 |
| Total liabilities | $24,911,000 | 9,399 |
| Total deposits | $24,849,000 | 9,289 |
| Interest-bearing deposits | $16,597,000 | 9,925 |
| Deposits held in domestic offices | $24,849,000 | 9,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $62,000 | 11,077 |
| Total equity capital | $4,530,000 | 7,660 |
| Total bank equity capital | $4,530,000 | 7,660 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,127,000 | 734 |
| Surplus | $0 | 10,586 |
| Undivided profits | $-597,000 | 11,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $118,000 | 9,899 |
| Earning assets | $26,594,000 | 9,286 |
| Long-term assets (5+ years) | $475,000 | 9,332 |
| Average Assets, year-to-date | $21,861,800 | 9,972 |
| Average Assets, quarterly | $27,204,500 | 9,452 |
| Volatile liabilities | $1,595,000 | 9,880 |
| Insider loans | $1,396,000 | 2,822 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,424,000 | 4,445 |
| Tier 1 (core) risk-based capital | $4,504,000 | 7,575 |
| Tier 2 risk-based capital | $245,000 | 7,984 |
| Total risk weighted assets | $22,743,100 | 8,167 |
| Total unused commitments | $6,424,000 | 4,459 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 16 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $16,446,000 | 11,086 |
| Cash and due from depository institutions | $2,805,000 | 8,670 |
| Interest-bearing balances | $1,388,000 | 2,173 |
| Securities | $2,002,000 | 11,381 |
| Federal funds sold & reverse repurchase agreements | $4,450,000 | 3,208 |
| Net loans & leases | $6,602,000 | 11,290 |
| Loan loss allowance | $107,000 | 10,885 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $435,000 | 8,649 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $37,000 | 2,750 |
| All other assets | $115,000 | 11,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,446,000 | 11,086 |
| Total liabilities | $11,885,000 | 11,402 |
| Total deposits | $11,846,000 | 11,345 |
| Interest-bearing deposits | $7,700,000 | 11,563 |
| Deposits held in domestic offices | $11,846,000 | 11,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $39,000 | 11,809 |
| Total equity capital | $4,561,000 | 7,751 |
| Total bank equity capital | $4,561,000 | 7,751 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,127,000 | 736 |
| Surplus | $0 | 11,041 |
| Undivided profits | $-566,000 | 11,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $43,000 | 11,479 |
| Earning assets | $14,442,000 | 11,113 |
| Long-term assets (5+ years) | $95,000 | 10,229 |
| Average Assets, year-to-date | $12,659,750 | 11,439 |
| Average Assets, quarterly | $15,485,500 | 11,154 |
| Volatile liabilities | $804,000 | 11,089 |
| Insider loans | $1,022,000 | 3,691 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,173,000 | 5,461 |
| Tier 1 (core) risk-based capital | $4,524,000 | 7,672 |
| Tier 2 risk-based capital | $107,000 | 10,565 |
| Total risk weighted assets | $10,158,600 | 10,757 |
| Total unused commitments | $4,173,000 | 5,471 |
| Derivatives | $0 | 628 |