Home > Citizens Bank of Norborne > Income and Expense
Citizens Bank of Norborne, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 7,676 |
| Total interest expense | $425,000 | 7,669 |
| Net interest income | $800,000 | 7,575 |
| Provision for loan and lease losses | $68,000 | 5,598 |
| Total noninterest income | $63,000 | 7,586 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $51,000 | 6,424 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 7,702 |
| Total noninterest expense | $561,000 | 7,904 |
| Salaries and employee benefits | $375,000 | 7,694 |
| Premises and equipment expense | $65,000 | 7,787 |
| Additional noninterest expense | $121,000 | 8,078 |
| Pre-tax net operating income | $234,000 | 5,913 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $61,000 | 3,977 |
| Income before extraordinary items | $173,000 | 5,836 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $173,000 | 5,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,737 |
| Cash dividends | $96,000 | 4,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $173,000 | 6,010 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $815,000 | 7,744 |
| Total interest expense | $289,000 | 7,734 |
| Net interest income | $526,000 | 7,636 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $44,000 | 7,610 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $35,000 | 6,396 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $372,000 | 7,961 |
| Salaries and employee benefits | $250,000 | 7,759 |
| Premises and equipment expense | $42,000 | 7,849 |
| Additional noninterest expense | $80,000 | 8,135 |
| Pre-tax net operating income | $180,000 | 5,943 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $50,000 | 4,059 |
| Income before extraordinary items | $130,000 | 6,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $130,000 | 6,057 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,790 |
| Total interest expense | $149,000 | 7,814 |
| Net interest income | $268,000 | 7,658 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $24,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $191,000 | 7,976 |
| Salaries and employee benefits | $126,000 | 7,790 |
| Premises and equipment expense | $24,000 | 7,772 |
| Additional noninterest expense | $41,000 | 8,161 |
| Pre-tax net operating income | $101,000 | 5,992 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $29,000 | 4,079 |
| Income before extraordinary items | $72,000 | 6,243 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $72,000 | 6,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $72,000 | 6,150 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 7,773 |
| Total interest expense | $574,000 | 7,850 |
| Net interest income | $1,128,000 | 7,585 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $96,000 | 7,599 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $79,000 | 6,320 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $17,000 | 7,873 |
| Total noninterest expense | $702,000 | 8,085 |
| Salaries and employee benefits | $475,000 | 7,871 |
| Premises and equipment expense | $69,000 | 8,080 |
| Additional noninterest expense | $158,000 | 8,216 |
| Pre-tax net operating income | $522,000 | 5,912 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $161,000 | 4,066 |
| Income before extraordinary items | $361,000 | 6,200 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $361,000 | 6,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $192,000 | 4,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $361,000 | 6,184 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 7,832 |
| Total interest expense | $423,000 | 7,903 |
| Net interest income | $839,000 | 7,643 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $73,000 | 7,638 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $59,000 | 6,351 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 7,875 |
| Total noninterest expense | $511,000 | 8,088 |
| Salaries and employee benefits | $357,000 | 7,845 |
| Premises and equipment expense | $38,000 | 8,235 |
| Additional noninterest expense | $116,000 | 8,217 |
| Pre-tax net operating income | $401,000 | 6,169 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $130,000 | 4,187 |
| Income before extraordinary items | $271,000 | 6,468 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $271,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $192,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $271,000 | 6,457 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $836,000 | 7,890 |
| Total interest expense | $278,000 | 7,957 |
| Net interest income | $558,000 | 7,701 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $48,000 | 7,709 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $36,000 | 6,482 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $12,000 | 7,778 |
| Total noninterest expense | $328,000 | 8,179 |
| Salaries and employee benefits | $229,000 | 7,946 |
| Premises and equipment expense | $22,000 | 8,334 |
| Additional noninterest expense | $77,000 | 8,272 |
| Pre-tax net operating income | $278,000 | 6,172 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $92,000 | 4,211 |
| Income before extraordinary items | $186,000 | 6,487 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $186,000 | 6,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $186,000 | 6,479 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,936 |
| Total interest expense | $137,000 | 8,010 |
| Net interest income | $280,000 | 7,746 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $166,000 | 8,198 |
| Salaries and employee benefits | $115,000 | 7,981 |
| Premises and equipment expense | $12,000 | 8,328 |
| Additional noninterest expense | $39,000 | 8,292 |
| Pre-tax net operating income | $137,000 | 6,206 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $45,000 | 4,231 |
| Income before extraordinary items | $92,000 | 6,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $92,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $92,000 | 6,499 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 7,943 |
| Total interest expense | $489,000 | 7,937 |
| Net interest income | $1,005,000 | 7,841 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $79,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $65,000 | 6,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,156 |
| Total noninterest expense | $659,000 | 8,233 |
| Salaries and employee benefits | $452,000 | 8,010 |
| Premises and equipment expense | $67,000 | 8,183 |
| Additional noninterest expense | $140,000 | 8,403 |
| Pre-tax net operating income | $425,000 | 6,713 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $135,000 | 4,722 |
| Income before extraordinary items | $290,000 | 6,954 |
| Extraordinary gains, net | $-47,000 | 8,652 |
| Net income | $243,000 | 7,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $176,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $290,000 | 6,950 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 8,042 |
| Total interest expense | $351,000 | 8,012 |
| Net interest income | $731,000 | 7,961 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $58,000 | 8,054 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $49,000 | 6,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,272 |
| Total noninterest expense | $486,000 | 8,267 |
| Salaries and employee benefits | $341,000 | 7,991 |
| Premises and equipment expense | $42,000 | 8,347 |
| Additional noninterest expense | $103,000 | 8,460 |
| Pre-tax net operating income | $303,000 | 6,993 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $95,000 | 4,971 |
| Income before extraordinary items | $208,000 | 7,181 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $208,000 | 7,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $176,000 | 4,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $208,000 | 7,174 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $706,000 | 8,087 |
| Total interest expense | $226,000 | 8,038 |
| Net interest income | $480,000 | 8,011 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $38,000 | 8,112 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $320,000 | 8,310 |
| Salaries and employee benefits | $225,000 | 8,053 |
| Premises and equipment expense | $26,000 | 8,413 |
| Additional noninterest expense | $69,000 | 8,484 |
| Pre-tax net operating income | $198,000 | 7,099 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $62,000 | 5,032 |
| Income before extraordinary items | $136,000 | 7,259 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $136,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $136,000 | 7,272 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 8,110 |
| Total interest expense | $111,000 | 8,043 |
| Net interest income | $237,000 | 8,060 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $161,000 | 8,317 |
| Salaries and employee benefits | $112,000 | 8,075 |
| Premises and equipment expense | $13,000 | 8,407 |
| Additional noninterest expense | $36,000 | 8,460 |
| Pre-tax net operating income | $94,000 | 7,131 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $29,000 | 5,067 |
| Income before extraordinary items | $65,000 | 7,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 7,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $65,000 | 7,280 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 8,080 |
| Total interest expense | $371,000 | 7,985 |
| Net interest income | $930,000 | 8,038 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $73,000 | 8,215 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $56,000 | 6,984 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,000 | 8,210 |
| Total noninterest expense | $641,000 | 8,342 |
| Salaries and employee benefits | $476,000 | 7,975 |
| Premises and equipment expense | $54,000 | 8,416 |
| Additional noninterest expense | $111,000 | 8,666 |
| Pre-tax net operating income | $362,000 | 7,190 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $114,000 | 5,263 |
| Income before extraordinary items | $248,000 | 7,382 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $248,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $176,000 | 5,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $248,000 | 7,357 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 8,133 |
| Total interest expense | $263,000 | 8,035 |
| Net interest income | $697,000 | 8,097 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $52,000 | 8,290 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 7,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $477,000 | 8,335 |
| Salaries and employee benefits | $357,000 | 7,954 |
| Premises and equipment expense | $41,000 | 8,420 |
| Additional noninterest expense | $79,000 | 8,688 |
| Pre-tax net operating income | $272,000 | 7,319 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $86,000 | 5,378 |
| Income before extraordinary items | $186,000 | 7,528 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $186,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $176,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $186,000 | 7,496 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $636,000 | 8,148 |
| Total interest expense | $167,000 | 8,050 |
| Net interest income | $469,000 | 8,097 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $32,000 | 8,350 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $24,000 | 7,158 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $311,000 | 8,358 |
| Salaries and employee benefits | $236,000 | 7,976 |
| Premises and equipment expense | $24,000 | 8,492 |
| Additional noninterest expense | $51,000 | 8,713 |
| Pre-tax net operating income | $190,000 | 7,278 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $59,000 | 5,378 |
| Income before extraordinary items | $131,000 | 7,500 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $131,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $131,000 | 7,455 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 8,226 |
| Total interest expense | $82,000 | 8,086 |
| Net interest income | $230,000 | 8,200 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $16,000 | 8,407 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $154,000 | 8,452 |
| Salaries and employee benefits | $117,000 | 8,058 |
| Premises and equipment expense | $11,000 | 8,593 |
| Additional noninterest expense | $26,000 | 8,754 |
| Pre-tax net operating income | $92,000 | 7,341 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $29,000 | 5,339 |
| Income before extraordinary items | $63,000 | 7,543 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $63,000 | 7,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $63,000 | 7,516 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 8,181 |
| Total interest expense | $328,000 | 7,960 |
| Net interest income | $902,000 | 8,172 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $59,000 | 8,507 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $41,000 | 7,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,274 |
| Total noninterest expense | $658,000 | 8,396 |
| Salaries and employee benefits | $489,000 | 8,007 |
| Premises and equipment expense | $57,000 | 8,519 |
| Additional noninterest expense | $112,000 | 8,773 |
| Pre-tax net operating income | $303,000 | 7,433 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $87,000 | 5,654 |
| Income before extraordinary items | $216,000 | 7,568 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $216,000 | 7,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $176,000 | 5,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $216,000 | 7,529 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $920,000 | 8,224 |
| Total interest expense | $247,000 | 7,994 |
| Net interest income | $673,000 | 8,215 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $44,000 | 8,559 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $31,000 | 7,464 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 8,331 |
| Total noninterest expense | $509,000 | 8,371 |
| Salaries and employee benefits | $374,000 | 7,959 |
| Premises and equipment expense | $44,000 | 8,511 |
| Additional noninterest expense | $91,000 | 8,761 |
| Pre-tax net operating income | $208,000 | 7,659 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $57,000 | 5,866 |
| Income before extraordinary items | $151,000 | 7,769 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $151,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $176,000 | 4,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $151,000 | 7,724 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $619,000 | 8,262 |
| Total interest expense | $170,000 | 8,016 |
| Net interest income | $449,000 | 8,265 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $29,000 | 8,623 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $20,000 | 7,519 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $352,000 | 8,359 |
| Salaries and employee benefits | $255,000 | 7,988 |
| Premises and equipment expense | $30,000 | 8,532 |
| Additional noninterest expense | $67,000 | 8,747 |
| Pre-tax net operating income | $126,000 | 7,716 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $32,000 | 5,987 |
| Income before extraordinary items | $94,000 | 7,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $94,000 | 7,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $94,000 | 7,772 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 8,315 |
| Total interest expense | $90,000 | 7,997 |
| Net interest income | $219,000 | 8,339 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $15,000 | 8,621 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $178,000 | 8,398 |
| Salaries and employee benefits | $129,000 | 7,994 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $34,000 | 8,768 |
| Pre-tax net operating income | $56,000 | 7,822 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $13,000 | 6,097 |
| Income before extraordinary items | $43,000 | 7,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $43,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $43,000 | 7,854 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 8,269 |
| Total interest expense | $417,000 | 8,052 |
| Net interest income | $892,000 | 8,276 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $62,000 | 8,683 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $42,000 | 7,551 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $20,000 | 8,441 |
| Total noninterest expense | $679,000 | 8,493 |
| Salaries and employee benefits | $490,000 | 8,112 |
| Premises and equipment expense | $60,000 | 8,623 |
| Additional noninterest expense | $129,000 | 8,867 |
| Pre-tax net operating income | $275,000 | 7,529 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $77,000 | 5,972 |
| Income before extraordinary items | $198,000 | 7,776 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $198,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $144,000 | 5,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $198,000 | 7,645 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $987,000 | 8,356 |
| Total interest expense | $321,000 | 8,147 |
| Net interest income | $666,000 | 8,348 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $51,000 | 8,706 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $33,000 | 7,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $509,000 | 8,508 |
| Salaries and employee benefits | $368,000 | 8,106 |
| Premises and equipment expense | $48,000 | 8,603 |
| Additional noninterest expense | $93,000 | 8,937 |
| Pre-tax net operating income | $208,000 | 7,684 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $59,000 | 6,085 |
| Income before extraordinary items | $149,000 | 7,906 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $149,000 | 7,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $144,000 | 4,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $149,000 | 7,759 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $673,000 | 8,381 |
| Total interest expense | $221,000 | 8,198 |
| Net interest income | $452,000 | 8,367 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $35,000 | 8,698 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $23,000 | 7,567 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $342,000 | 8,525 |
| Salaries and employee benefits | $244,000 | 8,131 |
| Premises and equipment expense | $35,000 | 8,530 |
| Additional noninterest expense | $63,000 | 8,934 |
| Pre-tax net operating income | $145,000 | 7,637 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $38,000 | 6,147 |
| Income before extraordinary items | $107,000 | 7,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $107,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $107,000 | 7,703 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $342,000 | 8,429 |
| Total interest expense | $116,000 | 8,228 |
| Net interest income | $226,000 | 8,405 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $173,000 | 8,544 |
| Salaries and employee benefits | $121,000 | 8,179 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $35,000 | 8,913 |
| Pre-tax net operating income | $74,000 | 7,624 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $20,000 | 6,071 |
| Income before extraordinary items | $54,000 | 7,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $54,000 | 7,648 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 8,443 |
| Total interest expense | $548,000 | 8,250 |
| Net interest income | $898,000 | 8,426 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $61,000 | 8,862 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $42,000 | 7,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,582 |
| Total noninterest expense | $718,000 | 8,508 |
| Salaries and employee benefits | $494,000 | 8,163 |
| Premises and equipment expense | $98,000 | 8,193 |
| Additional noninterest expense | $126,000 | 9,032 |
| Pre-tax net operating income | $241,000 | 7,780 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $48,000 | 6,561 |
| Income before extraordinary items | $193,000 | 7,872 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $193,000 | 7,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $144,000 | 5,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $193,000 | 7,767 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 8,493 |
| Total interest expense | $864,000 | 8,297 |
| Net interest income | $870,000 | 8,542 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $66,000 | 8,965 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $48,000 | 7,644 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $669,000 | 8,754 |
| Salaries and employee benefits | $463,000 | 8,343 |
| Premises and equipment expense | $61,000 | 8,954 |
| Additional noninterest expense | $145,000 | 9,089 |
| Pre-tax net operating income | $267,000 | 7,557 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $73,000 | 6,361 |
| Income before extraordinary items | $202,000 | 7,720 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $202,000 | 7,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $144,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $196,160 | 7,654 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 8,600 |
| Total interest expense | $943,000 | 8,339 |
| Net interest income | $884,000 | 8,723 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $66,000 | 9,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 7,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $634,000 | 9,007 |
| Salaries and employee benefits | $429,000 | 8,611 |
| Premises and equipment expense | $52,000 | 9,324 |
| Additional noninterest expense | $153,000 | 9,212 |
| Pre-tax net operating income | $316,000 | 7,841 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $89,000 | 6,663 |
| Income before extraordinary items | $221,000 | 7,950 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $221,000 | 7,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $144,000 | 5,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $225,260 | 7,935 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 8,903 |
| Total interest expense | $789,000 | 8,707 |
| Net interest income | $845,000 | 8,970 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $76,000 | 9,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $585,000 | 9,369 |
| Salaries and employee benefits | $394,000 | 8,922 |
| Premises and equipment expense | $47,000 | 9,694 |
| Additional noninterest expense | $144,000 | 9,568 |
| Pre-tax net operating income | $336,000 | 7,893 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $107,000 | 6,835 |
| Income before extraordinary items | $230,000 | 8,081 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $230,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $144,000 | 5,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $229,320 | 8,066 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 9,182 |
| Total interest expense | $740,000 | 9,090 |
| Net interest income | $845,000 | 9,145 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $73,000 | 9,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $620,000 | 9,366 |
| Salaries and employee benefits | $376,000 | 9,112 |
| Premises and equipment expense | $60,000 | 9,567 |
| Additional noninterest expense | $184,000 | 9,296 |
| Pre-tax net operating income | $298,000 | 8,414 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $92,000 | 7,652 |
| Income before extraordinary items | $204,000 | 8,591 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $204,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 10,009 |
| Cash dividends | $144,000 | 5,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $205,380 | 8,504 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 9,549 |
| Total interest expense | $762,000 | 9,361 |
| Net interest income | $845,000 | 9,554 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $87,000 | 9,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $598,000 | 9,753 |
| Salaries and employee benefits | $385,000 | 9,351 |
| Premises and equipment expense | $56,000 | 10,051 |
| Additional noninterest expense | $157,000 | 9,920 |
| Pre-tax net operating income | $334,000 | 8,805 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $97,000 | 8,449 |
| Income before extraordinary items | $237,000 | 8,857 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $237,000 | 8,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $144,000 | 5,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $237,000 | 8,822 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 10,104 |
| Total interest expense | $654,000 | 10,108 |
| Net interest income | $847,000 | 9,969 |
| Provision for loan and lease losses | $3,000 | 8,923 |
| Total noninterest income | $84,000 | 10,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,581 |
| Total noninterest expense | $514,000 | 10,528 |
| Salaries and employee benefits | $314,000 | 10,240 |
| Premises and equipment expense | $49,000 | 10,667 |
| Additional noninterest expense | $151,000 | 10,541 |
| Pre-tax net operating income | $414,000 | 8,430 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $147,000 | 7,918 |
| Income before extraordinary items | $268,000 | 8,679 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $268,000 | 8,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $128,000 | 6,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $267,350 | 8,623 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 10,544 |
| Total interest expense | $652,000 | 10,476 |
| Net interest income | $841,000 | 10,414 |
| Provision for loan and lease losses | $63,000 | 5,638 |
| Total noninterest income | $66,000 | 11,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $505,000 | 10,999 |
| Salaries and employee benefits | $286,000 | 10,878 |
| Premises and equipment expense | $48,000 | 11,142 |
| Additional noninterest expense | $171,000 | 10,802 |
| Pre-tax net operating income | $339,000 | 9,466 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $115,000 | 8,883 |
| Income before extraordinary items | $224,000 | 9,675 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $224,000 | 9,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,707 |
| Cash dividends | $96,000 | 6,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $224,000 | 9,643 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 11,423 |
| Total interest expense | $503,000 | 11,085 |
| Net interest income | $657,000 | 11,527 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $63,000 | 11,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $505,000 | 11,601 |
| Salaries and employee benefits | $242,000 | 11,736 |
| Premises and equipment expense | $47,000 | 11,731 |
| Additional noninterest expense | $216,000 | 10,940 |
| Pre-tax net operating income | $215,000 | 10,770 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $64,000 | 10,134 |
| Income before extraordinary items | $155,000 | 10,754 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $155,000 | 10,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $64,000 | 7,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $152,160 | 10,845 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 12,037 |
| Total interest expense | $510,000 | 11,642 |
| Net interest income | $615,000 | 12,181 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $63,000 | 12,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $491,000 | 12,216 |
| Salaries and employee benefits | $238,000 | 12,298 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $219,000 | 11,480 |
| Pre-tax net operating income | $187,000 | 11,153 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $60,000 | 10,703 |
| Income before extraordinary items | $139,000 | 11,348 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $139,000 | 11,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $64,000 | 7,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $130,600 | 11,238 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 12,382 |
| Total interest expense | $670,000 | 11,965 |
| Net interest income | $638,000 | 12,576 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $53,000 | 13,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $462,000 | 12,844 |
| Salaries and employee benefits | $219,000 | 12,944 |
| Premises and equipment expense | $31,000 | 13,377 |
| Additional noninterest expense | $212,000 | 12,073 |
| Pre-tax net operating income | $229,000 | 10,801 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $79,000 | 10,473 |
| Income before extraordinary items | $153,000 | 11,234 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $153,000 | 11,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $64,000 | 7,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $151,020 | 10,926 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.