Home > Citizens Bank of Massachusetts > Loan Charge- Offs and Recoveries
Citizens Bank of Massachusetts, Loan Charge- Offs and Recoveries
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,636,000 | 1,298 |
| Loans secured by real estate, total | $870,000 | 936 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $870,000 | 936 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $481,000 | 544 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $389,000 | 863 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $654,000 | 1,099 |
| Loans to individuals | $112,000 | 2,827 |
| Credit card loan charge offs | $22,000 | 1,678 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $90,000 | 2,887 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $179,000 | 2,148 |
| Loans secured by real estate, total | $59,000 | 1,394 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $59,000 | 1,394 |
| Construction and land development | $7,000 | 698 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $15,000 | 1,777 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $37,000 | 884 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $63,000 | 2,364 |
| Loans to individuals | $57,000 | 1,885 |
| Credit card loan recoveries | $4,000 | 1,507 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $53,000 | 1,814 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,457,000 | 1,221 |
| Loans secured by real estate, total | $811,000 | 897 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $811,000 | 897 |
| Construction and land development | $-7,000 | 13,646 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $466,000 | 483 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $352,000 | 840 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $591,000 | 1,011 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $55,000 | 3,462 |
| Credit card loan net charge offs | $18,000 | 1,677 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $37,000 | 3,874 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.