Home > Citizens Bank of Massachusetts > Income and Expense
Citizens Bank of Massachusetts, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,556,000 | 1,320 |
| Total interest expense | $14,253,000 | 1,236 |
| Net interest income | $13,303,000 | 1,390 |
| Provision for loan and lease losses | $1,413,000 | 1,462 |
| Total noninterest income | $1,230,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $613,000 | 2,227 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $617,000 | 2,776 |
| Total noninterest expense | $8,455,000 | 1,797 |
| Salaries and employee benefits | $3,816,000 | 1,742 |
| Premises and equipment expense | $1,024,000 | 2,052 |
| Additional noninterest expense | $3,615,000 | 1,715 |
| Pre-tax net operating income | $4,665,000 | 1,369 |
| Securities gains (losses) | $92,000 | 3,137 |
| Applicable income taxes | $2,028,000 | 1,100 |
| Income before extraordinary items | $2,729,000 | 1,689 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,729,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,457,000 | 1,221 |
| Cash dividends | $1,239,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,670,120 | 1,582 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.