Home > Citizens Bank of Massachusetts > Net charge- offs to loans
Citizens Bank of Massachusetts, Net charge- offs to loans
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4803% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1310% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 7,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1551% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2685% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1178% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5461% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1848% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9946% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0760% | 489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5803% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0922% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 7,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2352% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0050% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2163% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8644% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2137% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3645% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 2,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0748% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 1,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0978% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 2,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1122% | 2,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0963% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0145% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0945% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3552% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0303% | 2,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0977% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0642% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0210% | 1,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1609% | 2,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0198% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8881% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1122% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3520% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1422% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 7,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 7,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2141% | 1,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9913% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7075% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0827% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4528% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 7,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 7,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 7,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4128% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1936% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2631% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9924% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3374% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 3,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.0124% | 7,732 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 8,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 3,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0058% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 2,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0267% | 7,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0745% | 1,697 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8837% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0171% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2911% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 3,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 8,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 2,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0080% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 6,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9226% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4761% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7119% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2401% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 8,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 2,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0128% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 7,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8198% | 1,913 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9108% | 509 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3976% | 673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1725% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 8,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0296% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 7,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0707% | 7,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6598% | 2,129 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6333% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2779% | 7,458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1792% | 2,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0250% | 1,342 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 6,383 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0017% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0825% | 3,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3994% | 4,321 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3226% | 1,215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3063% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1393% | 3,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0275% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 6,338 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 7,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0016% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1212% | 2,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2476% | 4,702 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5687% | 1,381 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0987% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1061% | 3,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 2,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0642% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 6,302 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0014% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 7,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0191% | 2,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1748% | 4,749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1532% | 1,353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2115% | 411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1370% | 2,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 6,255 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0203% | 2,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1916% | 3,989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8000% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4015% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 8,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0198% | 8,489 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 6,466 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 3,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0245% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 8,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0894% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2023% | 5,871 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5419% | 946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4336% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 8,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 8,402 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 6,452 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 8,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0006% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 8,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1705% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2039% | 5,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4186% | 961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4257% | 1,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 8,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 8,397 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 6,406 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 8,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0010% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 8,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1175% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2132% | 4,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3068% | 917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5203% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 8,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 8,527 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 6,348 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 8,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 8,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3011% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3309% | 3,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4677% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5788% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 8,383 |
| Percentage Net Loans Charged-off:Construction & development | -0.1019% | 8,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 1,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0041% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 8,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0004% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 8,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0949% | 1,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3605% | 5,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2986% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3662% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0288% | 8,889 |
| Percentage Net Loans Charged-off:Construction & development | -0.2137% | 8,302 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0336% | 8,904 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0037% | 6,599 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 8,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0020% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 8,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5886% | 2,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3390% | 5,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9573% | 707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4038% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 1,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.0905% | 1,427 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0454% | 1,411 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0579% | 1,384 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0018% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6952% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5400% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8442% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1631% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0900% | 5,056 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0519% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0769% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1888% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0201% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0029% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3501% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1068% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0700% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8948% | 28 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0312% | 9,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1361% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5821% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0421% | 1,312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0936% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4155% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0732% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6619% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4399% | 25 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 9,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0375% | 1,351 |
| Percentage Net Loans Charged-off:Construction & development | -0.0862% | 1,295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2070% | 1,360 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3519% | 1,360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0034% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0773% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0722% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4080% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8676% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9066% | 12 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1173% | 5,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0487% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3854% | 1,407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2264% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0625% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2479% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3008% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7331% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8487% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5544% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5824% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 6.8674% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6725% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1040% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3448% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1164% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3641% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4573% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9270% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7684% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8324% | 30 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6609% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6866% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6065% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4567% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3200% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2940% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3219% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4056% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2808% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0214% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8295% | 44 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.7082% | 550 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9297% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9237% | 196 |
| Percentage Net Loans Charged-off:Construction & development | 7.3533% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1730% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7679% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5385% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5745% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5088% | 62 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3428% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1063% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.3816% | 41 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4443% | 1,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4867% | 159 |
| Percentage Net Loans Charged-off:Construction & development | 27.8916% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0460% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5645% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5609% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4874% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5658% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3570% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0859% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1759% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |