Home > Citizens Bank of Massachusetts > Assets and Liabilities
Citizens Bank of Massachusetts, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 3,115 | 69 |
| Assets and Liabilities | ||
| Total Assets: | $35,742,491,000 | 46 |
| Cash and due from depository institutions | $206,033,000 | 69 |
| Interest-bearing balances | $15,838,000 | 400 |
| Securities | $5,734,686,000 | 45 |
| Federal funds sold & reverse repurchase agreements | $500,000,000 | 71 |
| Net loans & leases | $26,196,311,000 | 35 |
| Loan loss allowance | $186,937,000 | 52 |
| Trading account assets | $63,460,000 | 64 |
| Bank premises and fixed assets | $131,090,000 | 90 |
| Other real estate owned | $39,669,000 | 69 |
| Goodwill and other intangibles | $1,909,593,000 | 33 |
| All other assets | $961,649,000 | 57 |
| Life insurance assets | $304,022,000 | 39 |
| Total liabilities and capital | $35,742,491,000 | 46 |
| Total liabilities | $31,405,509,000 | 45 |
| Total deposits | $24,277,451,000 | 41 |
| Interest-bearing deposits | $22,684,316,000 | 40 |
| Deposits held in domestic offices | $23,713,359,000 | 39 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,621,039,000 | 48 |
| Trading liabilities | $34,053,000 | 36 |
| Other borrowed funds | $3,889,456,000 | 51 |
| Subordinated debt | $260,000,000 | 50 |
| All other liabilities | $323,510,000 | 72 |
| Total equity capital | $4,336,982,000 | 42 |
| Total bank equity capital | $4,336,982,000 | 42 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $2,532,379,000 | 36 |
| Undivided profits | $1,804,603,000 | 37 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,297,000 | 89 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,087,000 | 86 |
| Income earned, not collected on loans | $177,158,000 | 43 |
| Earning assets | $32,446,835,000 | 43 |
| Long-term assets (5+ years) | $17,222,299,000 | 21 |
| Average Assets, year-to-date | $35,383,277,670 | 45 |
| Average Assets, quarterly | $35,436,907,500 | 45 |
| Volatile liabilities | $10,675,166,000 | 47 |
| Insider loans | $65,907,000 | 66 |
| FHLB advances | $3,848,745,000 | 31 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $18,011,198,000 | 49 |
| Tier 1 (core) risk-based capital | $2,554,879,000 | 49 |
| Tier 2 risk-based capital | $458,438,000 | 45 |
| Total risk weighted assets | $28,781,172,000 | 42 |
| Total unused commitments | $18,011,198,000 | 49 |
| Derivatives | $12,838,928,000 | 39 |
| 2007-03-31 | Rank | |
| # of Employees: | 3,057 | 69 |
| Assets and Liabilities | ||
| Total Assets: | $35,131,324,000 | 45 |
| Cash and due from depository institutions | $619,322,000 | 69 |
| Interest-bearing balances | $13,337,000 | 489 |
| Securities | $5,882,482,000 | 41 |
| Federal funds sold & reverse repurchase agreements | $350,000,000 | 90 |
| Net loans & leases | $25,305,093,000 | 36 |
| Loan loss allowance | $185,406,000 | 51 |
| Trading account assets | $54,696,000 | 73 |
| Bank premises and fixed assets | $145,813,000 | 77 |
| Other real estate owned | $39,737,000 | 69 |
| Goodwill and other intangibles | $1,915,846,000 | 33 |
| All other assets | $818,335,000 | 60 |
| Life insurance assets | $298,759,000 | 39 |
| Total liabilities and capital | $35,131,324,000 | 45 |
| Total liabilities | $30,845,769,000 | 45 |
| Total deposits | $23,859,983,000 | 43 |
| Interest-bearing deposits | $22,243,205,000 | 41 |
| Deposits held in domestic offices | $23,145,984,000 | 41 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,447,376,000 | 44 |
| Trading liabilities | $27,564,000 | 38 |
| Other borrowed funds | $3,862,445,000 | 46 |
| Subordinated debt | $260,000,000 | 50 |
| All other liabilities | $388,401,000 | 66 |
| Total equity capital | $4,285,555,000 | 42 |
| Total bank equity capital | $4,285,555,000 | 42 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $2,532,380,000 | 35 |
| Undivided profits | $1,753,175,000 | 37 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,305,000 | 107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,139,000 | 76 |
| Income earned, not collected on loans | $169,093,000 | 44 |
| Earning assets | $31,550,912,000 | 43 |
| Long-term assets (5+ years) | $16,536,467,000 | 21 |
| Average Assets, year-to-date | $35,203,671,000 | 45 |
| Average Assets, quarterly | $35,203,671,000 | 45 |
| Volatile liabilities | $10,431,252,000 | 47 |
| Insider loans | $66,176,000 | 65 |
| FHLB advances | $3,859,257,000 | 29 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $17,748,887,000 | 49 |
| Tier 1 (core) risk-based capital | $2,489,491,000 | 48 |
| Tier 2 risk-based capital | $473,045,000 | 43 |
| Total risk weighted assets | $27,861,328,000 | 42 |
| Total unused commitments | $17,748,887,000 | 49 |
| Derivatives | $12,694,609,000 | 40 |
| 2006-12-31 | Rank | |
| # of Employees: | 3,119 | 68 |
| Assets and Liabilities | ||
| Total Assets: | $35,276,018,000 | 45 |
| Cash and due from depository institutions | $641,521,000 | 68 |
| Interest-bearing balances | $21,140,000 | 285 |
| Securities | $6,110,583,000 | 44 |
| Federal funds sold & reverse repurchase agreements | $1,000,000,000 | 36 |
| Net loans & leases | $24,278,267,000 | 39 |
| Loan loss allowance | $178,270,000 | 53 |
| Trading account assets | $55,463,000 | 53 |
| Bank premises and fixed assets | $147,975,000 | 76 |
| Other real estate owned | $35,322,000 | 68 |
| Goodwill and other intangibles | $1,922,098,000 | 32 |
| All other assets | $1,084,789,000 | 52 |
| Life insurance assets | $295,248,000 | 38 |
| Total liabilities and capital | $35,276,018,000 | 45 |
| Total liabilities | $30,992,269,000 | 45 |
| Total deposits | $23,418,081,000 | 41 |
| Interest-bearing deposits | $21,763,753,000 | 41 |
| Deposits held in domestic offices | $22,972,113,000 | 40 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,095,878,000 | 40 |
| Trading liabilities | $28,944,000 | 35 |
| Other borrowed funds | $3,860,338,000 | 47 |
| Subordinated debt | $260,000,000 | 48 |
| All other liabilities | $329,028,000 | 73 |
| Total equity capital | $4,283,749,000 | 41 |
| Total bank equity capital | $4,283,749,000 | 41 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $2,532,380,000 | 35 |
| Undivided profits | $1,751,369,000 | 37 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,373,000 | 99 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,393,000 | 56 |
| Income earned, not collected on loans | $159,740,000 | 49 |
| Earning assets | $31,409,990,000 | 43 |
| Long-term assets (5+ years) | $15,490,683,000 | 25 |
| Average Assets, year-to-date | $35,395,649,400 | 44 |
| Average Assets, quarterly | $35,395,737,500 | 44 |
| Volatile liabilities | $10,781,783,000 | 46 |
| Insider loans | $96,474,000 | 48 |
| FHLB advances | $3,859,269,000 | 30 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $17,176,291,000 | 48 |
| Tier 1 (core) risk-based capital | $2,492,098,000 | 46 |
| Tier 2 risk-based capital | $465,314,000 | 43 |
| Total risk weighted assets | $26,897,041,000 | 44 |
| Total unused commitments | $17,176,291,000 | 48 |
| Derivatives | $11,953,562,000 | 41 |
| 2006-09-30 | Rank | |
| # of Employees: | 3,113 | 69 |
| Assets and Liabilities | ||
| Total Assets: | $35,515,457,000 | 48 |
| Cash and due from depository institutions | $327,699,000 | 69 |
| Interest-bearing balances | $13,237,000 | 408 |
| Securities | $7,675,841,000 | 37 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $24,418,777,000 | 42 |
| Loan loss allowance | $195,106,000 | 51 |
| Trading account assets | $56,186,000 | 53 |
| Bank premises and fixed assets | $151,400,000 | 77 |
| Other real estate owned | $35,818,000 | 69 |
| Goodwill and other intangibles | $1,928,358,000 | 30 |
| All other assets | $921,378,000 | 58 |
| Life insurance assets | $291,871,000 | 37 |
| Total liabilities and capital | $35,515,457,000 | 48 |
| Total liabilities | $31,336,575,000 | 45 |
| Total deposits | $23,721,717,000 | 43 |
| Interest-bearing deposits | $19,467,161,000 | 45 |
| Deposits held in domestic offices | $23,189,684,000 | 41 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,411,047,000 | 49 |
| Trading liabilities | $30,292,000 | 37 |
| Other borrowed funds | $4,429,587,000 | 49 |
| Subordinated debt | $260,000,000 | 50 |
| All other liabilities | $483,932,000 | 64 |
| Total equity capital | $4,178,882,000 | 42 |
| Total bank equity capital | $4,178,882,000 | 42 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $2,532,380,000 | 37 |
| Undivided profits | $1,646,502,000 | 42 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,832,000 | 103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,539,000 | 58 |
| Income earned, not collected on loans | $159,170,000 | 54 |
| Earning assets | $32,107,855,000 | 47 |
| Long-term assets (5+ years) | $15,604,367,000 | 25 |
| Average Assets, year-to-date | $35,425,557,250 | 48 |
| Average Assets, quarterly | $36,314,116,000 | 48 |
| Volatile liabilities | $9,934,980,000 | 55 |
| Insider loans | $151,089,000 | 29 |
| FHLB advances | $4,419,282,000 | 29 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $16,521,323,000 | 54 |
| Tier 1 (core) risk-based capital | $2,380,176,000 | 50 |
| Tier 2 risk-based capital | $479,358,000 | 47 |
| Total risk weighted assets | $26,761,354,000 | 47 |
| Total unused commitments | $16,521,323,000 | 55 |
| Derivatives | $9,307,480,000 | 43 |
| 2006-06-30 | Rank | |
| # of Employees: | 3,138 | 71 |
| Assets and Liabilities | ||
| Total Assets: | $37,112,775,000 | 45 |
| Cash and due from depository institutions | $206,798,000 | 71 |
| Interest-bearing balances | $21,289,000 | 246 |
| Securities | $7,698,308,000 | 34 |
| Federal funds sold & reverse repurchase agreements | $2,400,000,000 | 21 |
| Net loans & leases | $23,794,302,000 | 44 |
| Loan loss allowance | $200,295,000 | 49 |
| Trading account assets | $74,328,000 | 52 |
| Bank premises and fixed assets | $156,462,000 | 78 |
| Other real estate owned | $35,745,000 | 71 |
| Goodwill and other intangibles | $1,934,734,000 | 32 |
| All other assets | $812,098,000 | 70 |
| Life insurance assets | $288,344,000 | 39 |
| Total liabilities and capital | $37,112,775,000 | 45 |
| Total liabilities | $32,972,193,000 | 46 |
| Total deposits | $26,812,512,000 | 37 |
| Interest-bearing deposits | $22,487,772,000 | 38 |
| Deposits held in domestic offices | $26,332,729,000 | 37 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,405,608,000 | 47 |
| Trading liabilities | $49,958,000 | 34 |
| Other borrowed funds | $3,100,144,000 | 65 |
| Subordinated debt | $260,000,000 | 51 |
| All other liabilities | $343,971,000 | 79 |
| Total equity capital | $4,140,582,000 | 42 |
| Total bank equity capital | $4,140,582,000 | 42 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $2,532,380,000 | 38 |
| Undivided profits | $1,608,202,000 | 42 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,449,000 | 123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,919,000 | 62 |
| Income earned, not collected on loans | $145,020,000 | 55 |
| Earning assets | $33,913,899,000 | 44 |
| Long-term assets (5+ years) | $14,724,339,000 | 26 |
| Average Assets, year-to-date | $35,395,590,670 | 47 |
| Average Assets, quarterly | $35,843,246,500 | 46 |
| Volatile liabilities | $9,079,188,000 | 57 |
| Insider loans | $139,505,000 | 32 |
| FHLB advances | $2,855,639,000 | 36 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $13,871,434,000 | 59 |
| Tier 1 (core) risk-based capital | $2,404,411,000 | 48 |
| Tier 2 risk-based capital | $476,579,000 | 49 |
| Total risk weighted assets | $26,311,726,000 | 44 |
| Total unused commitments | $13,871,434,000 | 59 |
| Derivatives | $8,445,816,000 | 45 |
| 2006-03-31 | Rank | |
| # of Employees: | 3,396 | 69 |
| Assets and Liabilities | ||
| Total Assets: | $34,573,718,000 | 50 |
| Cash and due from depository institutions | $192,103,000 | 69 |
| Interest-bearing balances | $19,801,000 | 299 |
| Securities | $7,907,627,000 | 34 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $23,438,677,000 | 43 |
| Loan loss allowance | $191,699,000 | 51 |
| Trading account assets | $121,561,000 | 44 |
| Bank premises and fixed assets | $165,736,000 | 73 |
| Other real estate owned | $35,879,000 | 69 |
| Goodwill and other intangibles | $1,949,741,000 | 31 |
| All other assets | $762,394,000 | 66 |
| Life insurance assets | $284,466,000 | 39 |
| Total liabilities and capital | $34,573,718,000 | 50 |
| Total liabilities | $30,519,829,000 | 49 |
| Total deposits | $23,455,227,000 | 41 |
| Interest-bearing deposits | $19,062,076,000 | 43 |
| Deposits held in domestic offices | $23,135,913,000 | 38 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,202,619,000 | 50 |
| Trading liabilities | $96,439,000 | 23 |
| Other borrowed funds | $3,997,512,000 | 48 |
| Subordinated debt | $260,000,000 | 50 |
| All other liabilities | $508,032,000 | 67 |
| Total equity capital | $4,053,889,000 | 43 |
| Total bank equity capital | $4,053,889,000 | 43 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $2,532,380,000 | 36 |
| Undivided profits | $1,521,509,000 | 42 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,229,000 | 134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,718,000 | 64 |
| Income earned, not collected on loans | $136,438,000 | 56 |
| Earning assets | $31,366,105,000 | 46 |
| Long-term assets (5+ years) | $14,623,635,000 | 25 |
| Average Assets, year-to-date | $34,536,998,500 | 48 |
| Average Assets, quarterly | $34,536,998,500 | 48 |
| Volatile liabilities | $8,816,616,000 | 56 |
| Insider loans | $62,729,000 | 67 |
| FHLB advances | $3,395,905,000 | 31 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $15,702,747,000 | 52 |
| Tier 1 (core) risk-based capital | $2,256,272,000 | 51 |
| Tier 2 risk-based capital | $466,690,000 | 48 |
| Total risk weighted assets | $25,574,559,000 | 45 |
| Total unused commitments | $15,702,747,000 | 52 |
| Derivatives | $9,171,940,000 | 42 |
| 2005-12-31 | Rank | |
| # of Employees: | 3,471 | 66 |
| Assets and Liabilities | ||
| Total Assets: | $34,500,279,000 | 46 |
| Cash and due from depository institutions | $214,440,000 | 66 |
| Interest-bearing balances | $21,576,000 | 237 |
| Securities | $7,504,766,000 | 36 |
| Federal funds sold & reverse repurchase agreements | $535,000,000 | 47 |
| Net loans & leases | $23,274,932,000 | 41 |
| Loan loss allowance | $197,371,000 | 50 |
| Trading account assets | $82,052,000 | 46 |
| Bank premises and fixed assets | $163,580,000 | 74 |
| Other real estate owned | $29,886,000 | 66 |
| Goodwill and other intangibles | $1,956,747,000 | 31 |
| All other assets | $738,876,000 | 65 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $34,500,279,000 | 46 |
| Total liabilities | $30,510,432,000 | 45 |
| Total deposits | $24,384,039,000 | 38 |
| Interest-bearing deposits | $19,915,651,000 | 40 |
| Deposits held in domestic offices | $24,041,068,000 | 34 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,042,705,000 | 52 |
| Trading liabilities | $58,942,000 | 28 |
| Other borrowed funds | $3,469,430,000 | 60 |
| Subordinated debt | $260,000,000 | 51 |
| All other liabilities | $295,316,000 | 81 |
| Total equity capital | $3,989,847,000 | 43 |
| Total bank equity capital | $3,989,847,000 | 43 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $2,532,380,000 | 35 |
| Undivided profits | $1,457,467,000 | 40 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,227,000 | 101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,120,000 | 81 |
| Income earned, not collected on loans | $127,566,000 | 59 |
| Earning assets | $31,336,274,000 | 44 |
| Long-term assets (5+ years) | $13,684,752,000 | 26 |
| Average Assets, year-to-date | $32,983,118,800 | 44 |
| Average Assets, quarterly | $34,045,054,500 | 44 |
| Volatile liabilities | $8,013,306,000 | 62 |
| Insider loans | $25,643,000 | 198 |
| FHLB advances | $2,926,549,000 | 36 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $15,357,866,000 | 51 |
| Tier 1 (core) risk-based capital | $2,142,449,000 | 52 |
| Tier 2 risk-based capital | $471,693,000 | 47 |
| Total risk weighted assets | $25,331,000,000 | 45 |
| Total unused commitments | $15,357,866,000 | 51 |
| Derivatives | $8,538,151,000 | 43 |
| 2005-09-30 | Rank | |
| # of Employees: | 3,587 | 66 |
| Assets and Liabilities | ||
| Total Assets: | $33,589,830,000 | 44 |
| Cash and due from depository institutions | $313,519,000 | 66 |
| Interest-bearing balances | $28,098,000 | 188 |
| Securities | $7,760,568,000 | 34 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $22,601,780,000 | 41 |
| Loan loss allowance | $233,564,000 | 47 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $158,981,000 | 75 |
| Other real estate owned | $35,623,000 | 66 |
| Goodwill and other intangibles | $1,963,467,000 | 30 |
| All other assets | $755,892,000 | 68 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $33,589,830,000 | 44 |
| Total liabilities | $29,675,760,000 | 45 |
| Total deposits | $24,211,463,000 | 39 |
| Interest-bearing deposits | $19,770,728,000 | 39 |
| Deposits held in domestic offices | $23,808,766,000 | 35 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,461,079,000 | 52 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,276,251,000 | 75 |
| Subordinated debt | $260,000,000 | 48 |
| All other liabilities | $466,967,000 | 68 |
| Total equity capital | $3,914,070,000 | 43 |
| Total bank equity capital | $3,914,070,000 | 43 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $2,532,380,000 | 34 |
| Undivided profits | $1,381,690,000 | 44 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,299,000 | 103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,779,000 | 81 |
| Income earned, not collected on loans | $122,420,000 | 54 |
| Earning assets | $30,390,446,000 | 43 |
| Long-term assets (5+ years) | $12,427,294,000 | 26 |
| Average Assets, year-to-date | $32,603,828,750 | 44 |
| Average Assets, quarterly | $33,718,520,000 | 41 |
| Volatile liabilities | $7,700,250,000 | 62 |
| Insider loans | $28,147,000 | 172 |
| FHLB advances | $2,173,815,000 | 48 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $14,068,223,000 | 56 |
| Tier 1 (core) risk-based capital | $2,021,993,000 | 54 |
| Tier 2 risk-based capital | $493,711,000 | 42 |
| Total risk weighted assets | $24,497,034,000 | 45 |
| Total unused commitments | $14,068,223,000 | 56 |
| Derivatives | $7,675,848,000 | 41 |
| 2005-06-30 | Rank | |
| # of Employees: | 3,573 | 66 |
| Assets and Liabilities | ||
| Total Assets: | $33,847,210,000 | 41 |
| Cash and due from depository institutions | $532,852,000 | 66 |
| Interest-bearing balances | $23,829,000 | 217 |
| Securities | $7,893,556,000 | 34 |
| Federal funds sold & reverse repurchase agreements | $400,000,000 | 52 |
| Net loans & leases | $21,979,652,000 | 41 |
| Loan loss allowance | $240,479,000 | 46 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $183,245,000 | 65 |
| Other real estate owned | $34,303,000 | 66 |
| Goodwill and other intangibles | $1,970,347,000 | 30 |
| All other assets | $853,255,000 | 59 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $33,847,210,000 | 41 |
| Total liabilities | $30,031,722,000 | 43 |
| Total deposits | $25,033,419,000 | 35 |
| Interest-bearing deposits | $20,826,472,000 | 35 |
| Deposits held in domestic offices | $24,702,896,000 | 32 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,128,187,000 | 54 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,174,802,000 | 76 |
| Subordinated debt | $260,000,000 | 46 |
| All other liabilities | $435,314,000 | 71 |
| Total equity capital | $3,815,488,000 | 44 |
| Total bank equity capital | $3,815,488,000 | 44 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $2,502,380,000 | 34 |
| Undivided profits | $1,313,108,000 | 47 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,745,000 | 104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,839,000 | 80 |
| Income earned, not collected on loans | $112,939,000 | 55 |
| Earning assets | $30,297,037,000 | 42 |
| Long-term assets (5+ years) | $11,140,168,000 | 26 |
| Average Assets, year-to-date | $32,275,161,670 | 44 |
| Average Assets, quarterly | $32,786,773,500 | 43 |
| Volatile liabilities | $7,591,516,000 | 61 |
| Insider loans | $27,895,000 | 170 |
| FHLB advances | $2,072,752,000 | 50 |
| Loans and leases held for sale | $1,024,000 | 978 |
| Unused loan commitments | $12,937,730,000 | 57 |
| Tier 1 (core) risk-based capital | $1,882,414,000 | 58 |
| Tier 2 risk-based capital | $500,626,000 | 41 |
| Total risk weighted assets | $23,807,981,000 | 44 |
| Total unused commitments | $12,937,730,000 | 57 |
| Derivatives | $7,096,734,000 | 43 |
| 2005-03-31 | Rank | |
| # of Employees: | 3,491 | 69 |
| Assets and Liabilities | ||
| Total Assets: | $31,726,337,000 | 47 |
| Cash and due from depository institutions | $211,625,000 | 69 |
| Interest-bearing balances | $19,710,000 | 286 |
| Securities | $8,387,061,000 | 34 |
| Federal funds sold & reverse repurchase agreements | $125,000,000 | 127 |
| Net loans & leases | $20,173,335,000 | 44 |
| Loan loss allowance | $256,915,000 | 46 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $159,855,000 | 74 |
| Other real estate owned | $31,304,000 | 69 |
| Goodwill and other intangibles | $1,977,150,000 | 30 |
| All other assets | $661,007,000 | 69 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $31,726,337,000 | 47 |
| Total liabilities | $28,102,243,000 | 45 |
| Total deposits | $23,947,659,000 | 38 |
| Interest-bearing deposits | $19,855,276,000 | 39 |
| Deposits held in domestic offices | $23,684,223,000 | 35 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,046,268,000 | 57 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,146,993,000 | 112 |
| Subordinated debt | $300,000,000 | 42 |
| All other liabilities | $661,323,000 | 57 |
| Total equity capital | $3,624,094,000 | 46 |
| Total bank equity capital | $3,624,094,000 | 46 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $2,502,380,000 | 33 |
| Undivided profits | $1,121,714,000 | 51 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,078,000 | 99 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,419,000 | 86 |
| Income earned, not collected on loans | $104,604,000 | 55 |
| Earning assets | $28,705,106,000 | 42 |
| Long-term assets (5+ years) | $12,625,166,000 | 26 |
| Average Assets, year-to-date | $31,489,137,500 | 46 |
| Average Assets, quarterly | $31,489,137,500 | 46 |
| Volatile liabilities | $5,916,358,000 | 76 |
| Insider loans | $27,579,000 | 157 |
| FHLB advances | $1,146,743,000 | 74 |
| Loans and leases held for sale | $109,000 | 1,609 |
| Unused loan commitments | $11,827,282,000 | 59 |
| Tier 1 (core) risk-based capital | $1,748,948,000 | 63 |
| Tier 2 risk-based capital | $557,062,000 | 39 |
| Total risk weighted assets | $21,873,637,000 | 46 |
| Total unused commitments | $11,827,282,000 | 60 |
| Derivatives | $5,932,157,000 | 48 |
| 2004-12-31 | Rank | |
| # of Employees: | 3,347 | 71 |
| Assets and Liabilities | ||
| Total Assets: | $31,251,938,000 | 46 |
| Cash and due from depository institutions | $179,429,000 | 71 |
| Interest-bearing balances | $23,277,000 | 229 |
| Securities | $8,375,123,000 | 33 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $19,881,743,000 | 45 |
| Loan loss allowance | $247,813,000 | 48 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $157,482,000 | 78 |
| Other real estate owned | $31,303,000 | 71 |
| Goodwill and other intangibles | $1,983,609,000 | 30 |
| All other assets | $643,249,000 | 75 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $31,251,938,000 | 46 |
| Total liabilities | $27,643,986,000 | 43 |
| Total deposits | $23,211,264,000 | 37 |
| Interest-bearing deposits | $19,154,501,000 | 40 |
| Deposits held in domestic offices | $22,922,079,000 | 34 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,872,688,000 | 44 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $735,986,000 | 143 |
| Subordinated debt | $300,000,000 | 43 |
| All other liabilities | $524,048,000 | 67 |
| Total equity capital | $3,607,952,000 | 45 |
| Total bank equity capital | $3,607,952,000 | 45 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $2,502,380,000 | 31 |
| Undivided profits | $1,105,572,000 | 50 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,853,000 | 105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,268,000 | 92 |
| Income earned, not collected on loans | $98,380,000 | 57 |
| Earning assets | $28,280,143,000 | 43 |
| Long-term assets (5+ years) | $12,265,334,000 | 23 |
| Average Assets, year-to-date | $29,709,730,800 | 43 |
| Average Assets, quarterly | $30,831,765,000 | 46 |
| Volatile liabilities | $6,433,108,000 | 72 |
| Insider loans | $27,463,000 | 152 |
| FHLB advances | $673,811,000 | 110 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,736,764,000 | 60 |
| Tier 1 (core) risk-based capital | $1,645,076,000 | 69 |
| Tier 2 risk-based capital | $547,960,000 | 40 |
| Total risk weighted assets | $21,740,607,000 | 46 |
| Total unused commitments | $11,736,764,000 | 60 |
| Derivatives | $5,053,114,000 | 50 |
| 2004-09-30 | Rank | |
| # of Employees: | 3,286 | 75 |
| Assets and Liabilities | ||
| Total Assets: | $30,411,592,000 | 49 |
| Cash and due from depository institutions | $294,058,000 | 75 |
| Interest-bearing balances | $24,702,000 | 222 |
| Securities | $8,223,527,000 | 36 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $19,019,497,000 | 48 |
| Loan loss allowance | $286,291,000 | 47 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $149,845,000 | 82 |
| Other real estate owned | $28,905,000 | 75 |
| Goodwill and other intangibles | $1,994,113,000 | 29 |
| All other assets | $701,647,000 | 73 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $30,411,592,000 | 49 |
| Total liabilities | $26,893,676,000 | 47 |
| Total deposits | $22,609,372,000 | 39 |
| Interest-bearing deposits | $18,870,039,000 | 37 |
| Deposits held in domestic offices | $22,376,952,000 | 35 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,096,203,000 | 60 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,409,540,000 | 103 |
| Subordinated debt | $300,000,000 | 44 |
| All other liabilities | $478,561,000 | 73 |
| Total equity capital | $3,517,916,000 | 46 |
| Total bank equity capital | $3,517,916,000 | 46 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $2,482,380,000 | 31 |
| Undivided profits | $1,035,536,000 | 52 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,261,000 | 109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,061,000 | 99 |
| Income earned, not collected on loans | $91,683,000 | 63 |
| Earning assets | $27,267,726,000 | 47 |
| Long-term assets (5+ years) | $11,762,237,000 | 26 |
| Average Assets, year-to-date | $29,324,179,000 | 46 |
| Average Assets, quarterly | $30,020,879,000 | 48 |
| Volatile liabilities | $5,955,352,000 | 78 |
| Insider loans | $24,850,000 | 179 |
| FHLB advances | $1,409,269,000 | 63 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $11,061,109,000 | 64 |
| Tier 1 (core) risk-based capital | $1,536,194,000 | 78 |
| Tier 2 risk-based capital | $559,180,000 | 41 |
| Total risk weighted assets | $20,695,351,000 | 50 |
| Total unused commitments | $11,061,109,000 | 64 |
| Derivatives | $4,647,135,000 | 52 |
| 2004-06-30 | Rank | |
| # of Employees: | 3,323 | 74 |
| Assets and Liabilities | ||
| Total Assets: | $29,630,166,000 | 46 |
| Cash and due from depository institutions | $276,102,000 | 74 |
| Interest-bearing balances | $29,753,000 | 191 |
| Securities | $8,384,416,000 | 36 |
| Federal funds sold & reverse repurchase agreements | $50,000,000 | 237 |
| Net loans & leases | $18,068,497,000 | 48 |
| Loan loss allowance | $279,269,000 | 47 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $148,523,000 | 81 |
| Other real estate owned | $28,472,000 | 74 |
| Goodwill and other intangibles | $2,001,175,000 | 22 |
| All other assets | $672,981,000 | 74 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $29,630,166,000 | 46 |
| Total liabilities | $26,182,183,000 | 46 |
| Total deposits | $22,454,345,000 | 36 |
| Interest-bearing deposits | $18,633,951,000 | 37 |
| Deposits held in domestic offices | $22,224,161,000 | 34 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,902,578,000 | 59 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,138,497,000 | 117 |
| Subordinated debt | $300,000,000 | 46 |
| All other liabilities | $386,763,000 | 81 |
| Total equity capital | $3,447,983,000 | 43 |
| Total bank equity capital | $3,447,983,000 | 43 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $2,482,380,000 | 27 |
| Undivided profits | $965,603,000 | 59 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,696,000 | 102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,140,000 | 95 |
| Income earned, not collected on loans | $91,860,000 | 62 |
| Earning assets | $26,532,666,000 | 45 |
| Long-term assets (5+ years) | $12,179,808,000 | 24 |
| Average Assets, year-to-date | $28,961,708,000 | 46 |
| Average Assets, quarterly | $29,297,667,000 | 45 |
| Volatile liabilities | $5,311,974,000 | 87 |
| Insider loans | $26,303,000 | 162 |
| FHLB advances | $1,138,215,000 | 75 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,402,377,000 | 65 |
| Tier 1 (core) risk-based capital | $1,578,550,000 | 74 |
| Tier 2 risk-based capital | $545,349,000 | 44 |
| Total risk weighted assets | $19,582,084,000 | 53 |
| Total unused commitments | $10,402,377,000 | 66 |
| Derivatives | $4,683,286,000 | 51 |
| 2004-03-31 | Rank | |
| # of Employees: | 3,357 | 75 |
| Assets and Liabilities | ||
| Total Assets: | $28,965,168,000 | 46 |
| Cash and due from depository institutions | $265,859,000 | 75 |
| Interest-bearing balances | $22,047,000 | 327 |
| Securities | $8,075,336,000 | 37 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 547 |
| Net loans & leases | $17,804,216,000 | 46 |
| Loan loss allowance | $283,932,000 | 47 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $148,019,000 | 81 |
| Other real estate owned | $27,439,000 | 75 |
| Goodwill and other intangibles | $2,010,511,000 | 21 |
| All other assets | $608,788,000 | 76 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $28,965,168,000 | 46 |
| Total liabilities | $25,489,914,000 | 45 |
| Total deposits | $21,891,044,000 | 37 |
| Interest-bearing deposits | $18,441,826,000 | 35 |
| Deposits held in domestic offices | $21,664,613,000 | 34 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,073,884,000 | 56 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $814,888,000 | 134 |
| Subordinated debt | $300,000,000 | 48 |
| All other liabilities | $410,098,000 | 84 |
| Total equity capital | $3,475,254,000 | 40 |
| Total bank equity capital | $3,475,254,000 | 40 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $2,482,380,000 | 25 |
| Undivided profits | $992,874,000 | 59 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,556,000 | 84 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,195,000 | 93 |
| Income earned, not collected on loans | $85,363,000 | 61 |
| Earning assets | $25,926,599,000 | 43 |
| Long-term assets (5+ years) | $9,942,217,000 | 32 |
| Average Assets, year-to-date | $28,627,479,000 | 46 |
| Average Assets, quarterly | $28,627,479,000 | 46 |
| Volatile liabilities | $5,321,112,000 | 80 |
| Insider loans | $25,788,000 | 154 |
| FHLB advances | $814,591,000 | 91 |
| Loans and leases held for sale | $2,897,000 | 571 |
| Unused loan commitments | $9,778,692,000 | 67 |
| Tier 1 (core) risk-based capital | $1,455,535,000 | 78 |
| Tier 2 risk-based capital | $543,642,000 | 45 |
| Total risk weighted assets | $19,439,127,000 | 52 |
| Total unused commitments | $9,778,692,000 | 69 |
| Derivatives | $4,201,838,000 | 56 |
| 2003-12-31 | Rank | |
| # of Employees: | 3,416 | 73 |
| Assets and Liabilities | ||
| Total Assets: | $28,289,790,000 | 47 |
| Cash and due from depository institutions | $176,410,000 | 73 |
| Interest-bearing balances | $25,635,000 | 250 |
| Securities | $9,054,775,000 | 31 |
| Federal funds sold & reverse repurchase agreements | $50,000,000 | 246 |
| Net loans & leases | $16,177,732,000 | 51 |
| Loan loss allowance | $219,912,000 | 57 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $150,191,000 | 81 |
| Other real estate owned | $24,089,000 | 73 |
| Goodwill and other intangibles | $2,008,313,000 | 21 |
| All other assets | $648,280,000 | 76 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,289,790,000 | 47 |
| Total liabilities | $24,985,239,000 | 46 |
| Total deposits | $20,785,709,000 | 39 |
| Interest-bearing deposits | $17,385,710,000 | 36 |
| Deposits held in domestic offices | $20,528,350,000 | 35 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,891,573,000 | 47 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $665,424,000 | 154 |
| Subordinated debt | $300,000,000 | 48 |
| All other liabilities | $342,533,000 | 79 |
| Total equity capital | $3,304,551,000 | 41 |
| Total bank equity capital | $3,304,551,000 | 41 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $2,447,380,000 | 24 |
| Undivided profits | $857,171,000 | 63 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,424,000 | 105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,199,000 | 92 |
| Income earned, not collected on loans | $87,889,000 | 60 |
| Earning assets | $25,308,142,000 | 44 |
| Long-term assets (5+ years) | $11,626,787,000 | 24 |
| Average Assets, year-to-date | $25,363,525,800 | 49 |
| Average Assets, quarterly | $27,386,643,500 | 47 |
| Volatile liabilities | $5,561,502,000 | 74 |
| Insider loans | $26,221,000 | 156 |
| FHLB advances | $613,824,000 | 116 |
| Loans and leases held for sale | $739,000 | 995 |
| Unused loan commitments | $6,559,990,000 | 79 |
| Tier 1 (core) risk-based capital | $1,336,566,000 | 79 |
| Tier 2 risk-based capital | $520,059,000 | 45 |
| Total risk weighted assets | $18,049,746,000 | 55 |
| Total unused commitments | $6,559,990,000 | 79 |
| Derivatives | $3,485,730,000 | 55 |
| 2003-09-30 | Rank | |
| # of Employees: | 3,279 | 79 |
| Assets and Liabilities | ||
| Total Assets: | $26,483,497,000 | 46 |
| Cash and due from depository institutions | $193,285,000 | 79 |
| Interest-bearing balances | $28,342,000 | 274 |
| Securities | $8,428,846,000 | 31 |
| Federal funds sold & reverse repurchase agreements | $250,000,000 | 99 |
| Net loans & leases | $14,832,917,000 | 52 |
| Loan loss allowance | $223,873,000 | 56 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $142,368,000 | 87 |
| Other real estate owned | $23,580,000 | 79 |
| Goodwill and other intangibles | $1,942,365,000 | 18 |
| All other assets | $670,136,000 | 73 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,483,497,000 | 46 |
| Total liabilities | $23,223,593,000 | 47 |
| Total deposits | $19,994,589,000 | 40 |
| Interest-bearing deposits | $16,500,710,000 | 37 |
| Deposits held in domestic offices | $19,779,913,000 | 35 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,022,527,000 | 62 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $512,882,000 | 174 |
| Subordinated debt | $300,000,000 | 47 |
| All other liabilities | $393,595,000 | 79 |
| Total equity capital | $3,259,904,000 | 41 |
| Total bank equity capital | $3,259,904,000 | 41 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $2,447,380,000 | 23 |
| Undivided profits | $812,524,000 | 66 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,521,000 | 86 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,880,000 | 122 |
| Income earned, not collected on loans | $81,079,000 | 62 |
| Earning assets | $23,540,105,000 | 46 |
| Long-term assets (5+ years) | $8,717,009,000 | 34 |
| Average Assets, year-to-date | $24,631,959,750 | 52 |
| Average Assets, quarterly | $25,720,971,500 | 48 |
| Volatile liabilities | $3,264,913,000 | 105 |
| Insider loans | $24,680,000 | 168 |
| FHLB advances | $512,835,000 | 128 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,065,626,000 | 81 |
| Tier 1 (core) risk-based capital | $1,301,684,000 | 78 |
| Tier 2 risk-based capital | $509,641,000 | 44 |
| Total risk weighted assets | $16,757,022,000 | 56 |
| Total unused commitments | $6,065,626,000 | 82 |
| Derivatives | $4,422,959,000 | 51 |
| 2003-06-30 | Rank | |
| # of Employees: | 3,140 | 86 |
| Assets and Liabilities | ||
| Total Assets: | $24,958,446,000 | 51 |
| Cash and due from depository institutions | $117,674,000 | 86 |
| Interest-bearing balances | $25,923,000 | 323 |
| Securities | $8,623,341,000 | 32 |
| Federal funds sold & reverse repurchase agreements | $350,000,000 | 84 |
| Net loans & leases | $13,375,999,000 | 54 |
| Loan loss allowance | $221,318,000 | 55 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $123,876,000 | 90 |
| Other real estate owned | $25,763,000 | 86 |
| Goodwill and other intangibles | $1,710,943,000 | 20 |
| All other assets | $630,850,000 | 74 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,958,446,000 | 51 |
| Total liabilities | $22,004,347,000 | 52 |
| Total deposits | $18,912,782,000 | 43 |
| Interest-bearing deposits | $15,704,090,000 | 38 |
| Deposits held in domestic offices | $18,551,380,000 | 39 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,788,300,000 | 65 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $539,078,000 | 165 |
| Subordinated debt | $300,000,000 | 46 |
| All other liabilities | $464,187,000 | 77 |
| Total equity capital | $2,954,099,000 | 44 |
| Total bank equity capital | $2,954,099,000 | 44 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $2,167,380,000 | 27 |
| Undivided profits | $786,719,000 | 70 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,058,000 | 82 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,860,000 | 123 |
| Income earned, not collected on loans | $80,156,000 | 63 |
| Earning assets | $22,375,263,000 | 50 |
| Long-term assets (5+ years) | $6,189,525,000 | 42 |
| Average Assets, year-to-date | $24,014,780,670 | 52 |
| Average Assets, quarterly | $24,616,149,000 | 51 |
| Volatile liabilities | $3,047,562,000 | 104 |
| Insider loans | $55,129,000 | 62 |
| FHLB advances | $513,429,000 | 125 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,803,776,000 | 85 |
| Tier 1 (core) risk-based capital | $1,180,242,000 | 78 |
| Tier 2 risk-based capital | $497,846,000 | 47 |
| Total risk weighted assets | $15,804,240,000 | 57 |
| Total unused commitments | $5,803,776,000 | 85 |
| Derivatives | $4,080,930,000 | 53 |
| 2003-03-31 | Rank | |
| # of Employees: | 3,126 | 83 |
| Assets and Liabilities | ||
| Total Assets: | $24,273,852,000 | 51 |
| Cash and due from depository institutions | $184,532,000 | 83 |
| Interest-bearing balances | $29,065,000 | 273 |
| Securities | $8,341,854,000 | 34 |
| Federal funds sold & reverse repurchase agreements | $770,000,000 | 55 |
| Net loans & leases | $12,530,843,000 | 55 |
| Loan loss allowance | $214,055,000 | 56 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $129,419,000 | 88 |
| Other real estate owned | $22,966,000 | 83 |
| Goodwill and other intangibles | $1,710,816,000 | 18 |
| All other assets | $583,422,000 | 78 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,273,852,000 | 51 |
| Total liabilities | $21,387,249,000 | 53 |
| Total deposits | $18,095,406,000 | 45 |
| Interest-bearing deposits | $15,171,638,000 | 40 |
| Deposits held in domestic offices | $17,898,825,000 | 41 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,808,173,000 | 63 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $513,457,000 | 173 |
| Subordinated debt | $300,000,000 | 44 |
| All other liabilities | $670,213,000 | 63 |
| Total equity capital | $2,886,603,000 | 44 |
| Total bank equity capital | $2,886,603,000 | 44 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $2,167,380,000 | 26 |
| Undivided profits | $719,223,000 | 70 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,872,000 | 72 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,385,000 | 107 |
| Income earned, not collected on loans | $83,435,000 | 63 |
| Earning assets | $21,671,762,000 | 50 |
| Long-term assets (5+ years) | $7,736,240,000 | 32 |
| Average Assets, year-to-date | $23,542,948,000 | 52 |
| Average Assets, quarterly | $23,542,948,000 | 52 |
| Volatile liabilities | $2,758,552,000 | 111 |
| Insider loans | $58,957,000 | 60 |
| FHLB advances | $513,440,000 | 124 |
| Loans and leases held for sale | $8,536,000 | 448 |
| Unused loan commitments | $5,558,811,000 | 91 |
| Tier 1 (core) risk-based capital | $1,107,358,000 | 82 |
| Tier 2 risk-based capital | $487,973,000 | 45 |
| Total risk weighted assets | $15,011,792,000 | 58 |
| Total unused commitments | $5,558,811,000 | 92 |
| Derivatives | $3,446,267,000 | 57 |
| 2002-12-31 | Rank | |
| # of Employees: | 3,157 | 83 |
| Assets and Liabilities | ||
| Total Assets: | $22,812,044,000 | 54 |
| Cash and due from depository institutions | $279,753,000 | 83 |
| Interest-bearing balances | $34,609,000 | 201 |
| Securities | $7,959,315,000 | 33 |
| Federal funds sold & reverse repurchase agreements | $300,000,000 | 87 |
| Net loans & leases | $11,856,357,000 | 59 |
| Loan loss allowance | $211,697,000 | 56 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $128,645,000 | 86 |
| Other real estate owned | $23,130,000 | 83 |
| Goodwill and other intangibles | $1,709,168,000 | 18 |
| All other assets | $555,676,000 | 83 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,812,044,000 | 54 |
| Total liabilities | $20,001,323,000 | 55 |
| Total deposits | $16,824,480,000 | 45 |
| Interest-bearing deposits | $14,029,149,000 | 43 |
| Deposits held in domestic offices | $16,646,078,000 | 42 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,937,981,000 | 57 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $513,469,000 | 169 |
| Subordinated debt | $300,000,000 | 42 |
| All other liabilities | $425,393,000 | 74 |
| Total equity capital | $2,810,721,000 | 43 |
| Total bank equity capital | $2,810,721,000 | 43 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $2,167,380,000 | 25 |
| Undivided profits | $643,341,000 | 72 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,447,000 | 79 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,410,000 | 98 |
| Income earned, not collected on loans | $81,863,000 | 65 |
| Earning assets | $20,150,281,000 | 55 |
| Long-term assets (5+ years) | $8,421,617,000 | 30 |
| Average Assets, year-to-date | $19,947,914,600 | 59 |
| Average Assets, quarterly | $21,772,260,500 | 56 |
| Volatile liabilities | $2,969,963,000 | 107 |
| Insider loans | $54,625,000 | 66 |
| FHLB advances | $513,450,000 | 124 |
| Loans and leases held for sale | $21,152,000 | 279 |
| Unused loan commitments | $5,716,562,000 | 87 |
| Tier 1 (core) risk-based capital | $1,030,732,000 | 85 |
| Tier 2 risk-based capital | $481,838,000 | 44 |
| Total risk weighted assets | $14,517,171,000 | 59 |
| Total unused commitments | $5,716,562,000 | 87 |
| Derivatives | $1,921,901,000 | 66 |
| 2001-12-31 | Rank | |
| # of Employees: | 2,507 | 98 |
| Assets and Liabilities | ||
| Total Assets: | $18,324,899,000 | 63 |
| Cash and due from depository institutions | $171,240,000 | 98 |
| Interest-bearing balances | $44,387,000 | 146 |
| Securities | $5,738,307,000 | 40 |
| Federal funds sold & reverse repurchase agreements | $125,000,000 | 157 |
| Net loans & leases | $10,124,536,000 | 69 |
| Loan loss allowance | $208,892,000 | 58 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $102,873,000 | 97 |
| Other real estate owned | $22,536,000 | 98 |
| Goodwill and other intangibles | $1,527,603,000 | 20 |
| All other assets | $512,804,000 | 83 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,324,899,000 | 63 |
| Total liabilities | $15,832,201,000 | 65 |
| Total deposits | $13,006,337,000 | 60 |
| Interest-bearing deposits | $10,479,404,000 | 56 |
| Deposits held in domestic offices | $12,726,580,000 | 56 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,499,563,000 | 66 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $759,814,000 | 131 |
| Subordinated debt | $300,000,000 | 43 |
| All other liabilities | $266,487,000 | 104 |
| Total equity capital | $2,492,698,000 | 46 |
| Total bank equity capital | $2,492,698,000 | 46 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $2,095,380,000 | 25 |
| Undivided profits | $397,318,000 | 99 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,774,000 | 73 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,589,000 | 128 |
| Income earned, not collected on loans | $72,332,000 | 79 |
| Earning assets | $16,032,230,000 | 65 |
| Long-term assets (5+ years) | $5,646,226,000 | 43 |
| Average Assets, year-to-date | $17,045,841,000 | 65 |
| Average Assets, quarterly | $17,856,558,500 | 63 |
| Volatile liabilities | $2,599,743,000 | 115 |
| Insider loans | $109,206,000 | 29 |
| FHLB advances | $704,048,000 | 86 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,400,674,000 | 95 |
| Tier 1 (core) risk-based capital | $977,855,000 | 89 |
| Tier 2 risk-based capital | $459,478,000 | 45 |
| Total risk weighted assets | $12,708,847,000 | 70 |
| Total unused commitments | $5,400,674,000 | 96 |
| Derivatives | $1,273,942,000 | 77 |
| 2000-12-31 | Rank | |
| # of Employees: | 2,346 | 103 |
| Assets and Liabilities | ||
| Total Assets: | $16,145,373,000 | 69 |
| Cash and due from depository institutions | $581,818,000 | 103 |
| Interest-bearing balances | $12,554,000 | 347 |
| Securities | $3,019,201,000 | 69 |
| Federal funds sold & reverse repurchase agreements | $70,000,000 | 207 |
| Net loans & leases | $10,346,932,000 | 70 |
| Loan loss allowance | $158,927,000 | 70 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $106,446,000 | 96 |
| Other real estate owned | $15,787,000 | 103 |
| Goodwill and other intangibles | $1,595,278,000 | 17 |
| All other assets | $409,911,000 | 94 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,145,373,000 | 69 |
| Total liabilities | $13,700,162,000 | 75 |
| Total deposits | $11,542,921,000 | 61 |
| Interest-bearing deposits | $10,515,930,000 | 58 |
| Deposits held in domestic offices | $11,371,194,000 | 58 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,308,525,000 | 71 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $326,005,000 | 224 |
| Subordinated debt | $300,000,000 | 42 |
| All other liabilities | $222,711,000 | 101 |
| Total equity capital | $2,445,211,000 | 44 |
| Total bank equity capital | $2,445,211,000 | 44 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $2,077,216,000 | 22 |
| Undivided profits | $367,995,000 | 106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,268,000 | 103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $498,000 | 286 |
| Income earned, not collected on loans | $64,860,000 | 82 |
| Earning assets | $13,448,687,000 | 74 |
| Long-term assets (5+ years) | $5,698,568,000 | 41 |
| Average Assets, year-to-date | $14,214,973,600 | 74 |
| Average Assets, quarterly | $15,884,152,500 | 68 |
| Volatile liabilities | $2,575,819,000 | 122 |
| Insider loans | $82,467,000 | 42 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $3,642,000 | 387 |
| Unused loan commitments | $5,372,764,000 | 88 |
| Tier 1 (core) risk-based capital | $896,562,200 | 90 |
| Tier 2 risk-based capital | $458,927,000 | 43 |
| Total risk weighted assets | $13,398,384,800 | 70 |
| Total unused commitments | $5,372,764,000 | 89 |
| Derivatives | $30,090,000 | 252 |
| 1999-12-31 | Rank | |
| # of Employees: | 775 | 241 |
| Assets and Liabilities | ||
| Total Assets: | $9,173,136,000 | 103 |
| Cash and due from depository institutions | $107,318,000 | 241 |
| Interest-bearing balances | $7,329,000 | 565 |
| Securities | $2,371,809,000 | 87 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $5,844,423,000 | 104 |
| Loan loss allowance | $98,856,000 | 93 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $38,942,000 | 203 |
| Other real estate owned | $852,000 | 241 |
| Goodwill and other intangibles | $570,999,000 | 34 |
| All other assets | $238,793,000 | 121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,173,136,000 | 103 |
| Total liabilities | $8,161,162,000 | 107 |
| Total deposits | $6,061,487,000 | 99 |
| Interest-bearing deposits | $5,171,289,000 | 96 |
| Deposits held in domestic offices | $6,061,487,000 | 94 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $642,291,000 | 123 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,180,601,000 | 111 |
| Subordinated debt | $220,000,000 | 55 |
| All other liabilities | $56,783,000 | 207 |
| Total equity capital | $1,011,974,000 | 84 |
| Total bank equity capital | $1,011,974,000 | 84 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $839,571,000 | 52 |
| Undivided profits | $172,403,000 | 165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,597,000 | 266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 850 |
| Income earned, not collected on loans | $34,028,000 | 110 |
| Earning assets | $8,223,561,000 | 105 |
| Long-term assets (5+ years) | $3,098,635,000 | 69 |
| Average Assets, year-to-date | $6,748,714,200 | 116 |
| Average Assets, quarterly | $7,751,320,500 | 110 |
| Volatile liabilities | $1,947,480,000 | 145 |
| Insider loans | $47,645,000 | 76 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,128,293,000 | 115 |
| Tier 1 (core) risk-based capital | $514,858,000 | 132 |
| Tier 2 risk-based capital | $316,902,930 | 57 |
| Total risk weighted assets | $7,750,281,430 | 94 |
| Total unused commitments | $3,128,293,000 | 115 |
| Derivatives | $976,762,000 | 90 |
| 1998-12-31 | Rank | |
| # of Employees: | 828 | 222 |
| Assets and Liabilities | ||
| Total Assets: | $5,998,987,000 | 135 |
| Cash and due from depository institutions | $97,529,000 | 222 |
| Interest-bearing balances | $9,117,000 | 686 |
| Securities | $2,245,859,000 | 83 |
| Federal funds sold & reverse repurchase agreements | $56,000,000 | 300 |
| Net loans & leases | $3,246,629,000 | 156 |
| Loan loss allowance | $53,134,000 | 151 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $40,961,000 | 194 |
| Other real estate owned | $710,000 | 222 |
| Goodwill and other intangibles | $207,554,000 | 67 |
| All other assets | $103,745,000 | 194 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $5,998,987,000 | 135 |
| Total liabilities | $5,408,308,000 | 137 |
| Total deposits | $4,941,351,000 | 113 |
| Interest-bearing deposits | $4,591,517,000 | 102 |
| Deposits held in domestic offices | $4,941,351,000 | 113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $146,747,000 | 248 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $275,893,000 | 225 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $44,317,000 | 240 |
| Total equity capital | $590,679,000 | 131 |
| Total bank equity capital | $590,679,000 | 131 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $414,571,000 | 96 |
| Undivided profits | $176,108,000 | 169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,169,000 | 282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $324,000 | 438 |
| Income earned, not collected on loans | $17,874,000 | 175 |
| Earning assets | $5,557,605,000 | 131 |
| Long-term assets (5+ years) | $2,544,666,000 | 73 |
| Average Assets, year-to-date | $5,499,036,000 | 140 |
| Average Assets, quarterly | $5,801,578,500 | 136 |
| Volatile liabilities | $775,398,000 | 206 |
| Insider loans | $54,391,000 | 72 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,134,301,000 | 179 |
| Tier 1 (core) risk-based capital | $385,110,000 | 162 |
| Tier 2 risk-based capital | $51,978,310 | 163 |
| Total risk weighted assets | $4,157,108,810 | 137 |
| Total unused commitments | $1,134,301,000 | 181 |
| Derivatives | $330,506,000 | 145 |
| 1997-12-31 | Rank | |
| # of Employees: | 822 | 234 |
| Assets and Liabilities | ||
| Total Assets: | $5,271,059,000 | 153 |
| Cash and due from depository institutions | $94,981,000 | 234 |
| Interest-bearing balances | $4,776,000 | 948 |
| Securities | $1,601,068,000 | 110 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 526 |
| Net loans & leases | $3,212,233,000 | 154 |
| Loan loss allowance | $66,216,000 | 130 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $34,592,000 | 217 |
| Other real estate owned | $972,000 | 234 |
| Goodwill and other intangibles | $201,297,000 | 61 |
| All other assets | $100,916,000 | 191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $5,271,059,000 | 153 |
| Total liabilities | $4,743,046,000 | 152 |
| Total deposits | $4,465,100,000 | 121 |
| Interest-bearing deposits | $4,133,090,000 | 108 |
| Deposits held in domestic offices | $4,465,100,000 | 120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $112,684,000 | 312 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $111,523,000 | 364 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $53,739,000 | 221 |
| Total equity capital | $528,013,000 | 136 |
| Total bank equity capital | $528,013,000 | 136 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $414,571,000 | 87 |
| Undivided profits | $113,442,000 | 238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,809,000 | 234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $224,000 | 594 |
| Income earned, not collected on loans | $18,343,000 | 182 |
| Earning assets | $4,843,077,000 | 151 |
| Long-term assets (5+ years) | $1,826,965,000 | 75 |
| Average Assets, year-to-date | $4,939,718,200 | 156 |
| Average Assets, quarterly | $5,209,217,500 | 154 |
| Volatile liabilities | $674,369,000 | 241 |
| Insider loans | $37,405,000 | 115 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $739,879,000 | 227 |
| Tier 1 (core) risk-based capital | $333,172,000 | 184 |
| Tier 2 risk-based capital | $42,120,430 | 181 |
| Total risk weighted assets | $3,345,538,430 | 156 |
| Total unused commitments | $739,879,000 | 227 |
| Derivatives | $1,065,865,000 | 93 |
| 1996-12-31 | Rank | |
| # of Employees: | 606 | 335 |
| Assets and Liabilities | ||
| Total Assets: | $4,337,380,000 | 190 |
| Cash and due from depository institutions | $58,044,000 | 335 |
| Interest-bearing balances | $4,237,000 | 924 |
| Securities | $1,303,346,000 | 136 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $2,547,622,000 | 206 |
| Loan loss allowance | $58,880,000 | 157 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $35,495,000 | 245 |
| Other real estate owned | $2,065,000 | 335 |
| Goodwill and other intangibles | $172,223,000 | 54 |
| All other assets | $218,585,000 | 116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $4,337,380,000 | 190 |
| Total liabilities | $3,900,392,000 | 194 |
| Total deposits | $3,590,517,000 | 166 |
| Interest-bearing deposits | $3,367,759,000 | 144 |
| Deposits held in domestic offices | $3,590,517,000 | 164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $64,070,000 | 464 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $188,762,000 | 267 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $57,043,000 | 216 |
| Total equity capital | $436,988,000 | 165 |
| Total bank equity capital | $436,988,000 | 165 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $389,571,000 | 84 |
| Undivided profits | $47,417,000 | 559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,337,000 | 215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $534,000 | 272 |
| Income earned, not collected on loans | $14,950,000 | 230 |
| Earning assets | $3,855,205,000 | 192 |
| Long-term assets (5+ years) | $1,202,621,000 | 98 |
| Average Assets, year-to-date | $4,226,672,400 | 190 |
| Average Assets, quarterly | $4,325,401,000 | 190 |
| Volatile liabilities | $566,524,000 | 277 |
| Insider loans | $40,383,000 | 132 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $515,658,000 | 281 |
| Tier 1 (core) risk-based capital | $287,830,000 | 213 |
| Tier 2 risk-based capital | $33,279,910 | 229 |
| Total risk weighted assets | $2,636,792,510 | 207 |
| Total unused commitments | $515,658,000 | 282 |
| Derivatives | $350,000,000 | 169 |
| 1995-12-31 | Rank | |
| # of Employees: | 622 | 350 |
| Assets and Liabilities | ||
| Total Assets: | $4,064,721,000 | 207 |
| Cash and due from depository institutions | $32,919,000 | 350 |
| Interest-bearing balances | $462,000 | 3,419 |
| Securities | $1,090,286,000 | 170 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $2,525,098,000 | 214 |
| Loan loss allowance | $72,732,000 | 145 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $39,771,000 | 249 |
| Other real estate owned | $57,390,000 | 350 |
| Goodwill and other intangibles | $199,546,000 | 38 |
| All other assets | $119,711,000 | 177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $4,064,721,000 | 207 |
| Total liabilities | $3,633,758,000 | 212 |
| Total deposits | $3,460,792,000 | 175 |
| Interest-bearing deposits | $3,257,223,000 | 157 |
| Deposits held in domestic offices | $3,460,792,000 | 172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,065,000 | 497 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $58,141,000 | 513 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $56,760,000 | 230 |
| Total equity capital | $430,963,000 | 169 |
| Total bank equity capital | $430,963,000 | 169 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $389,571,000 | 80 |
| Undivided profits | $41,392,000 | 639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,179,000 | 134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $343,000 | 365 |
| Income earned, not collected on loans | $14,326,000 | 252 |
| Earning assets | $3,615,846,000 | 210 |
| Long-term assets (5+ years) | $1,031,731,000 | 110 |
| Average Assets, year-to-date | $3,843,995,200 | 208 |
| Average Assets, quarterly | $4,007,786,500 | 209 |
| Volatile liabilities | $359,135,000 | 378 |
| Insider loans | $40,642,000 | 156 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $416,927,000 | 324 |
| Tier 1 (core) risk-based capital | $236,064,000 | 252 |
| Tier 2 risk-based capital | $31,442,400 | 239 |
| Total risk weighted assets | $2,474,102,400 | 215 |
| Total unused commitments | $416,927,000 | 326 |
| Derivatives | $215,000,000 | 218 |
| 1994-12-31 | Rank | |
| # of Employees: | 549 | 398 |
| Assets and Liabilities | ||
| Total Assets: | $3,201,789,000 | 245 |
| Cash and due from depository institutions | $28,588,000 | 398 |
| Interest-bearing balances | $239,000 | 4,250 |
| Securities | $667,509,000 | 273 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,801 |
| Net loans & leases | $2,176,291,000 | 218 |
| Loan loss allowance | $59,980,000 | 168 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $60,357,000 | 165 |
| Other real estate owned | $21,417,000 | 398 |
| Goodwill and other intangibles | $130,609,000 | 48 |
| All other assets | $112,018,000 | 197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,201,789,000 | 245 |
| Total liabilities | $2,914,821,000 | 247 |
| Total deposits | $2,769,832,000 | 201 |
| Interest-bearing deposits | $2,644,013,000 | 180 |
| Deposits held in domestic offices | $2,769,832,000 | 194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $105,894,000 | 396 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,385,000 | 1,056 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $24,710,000 | 356 |
| Total equity capital | $286,968,000 | 219 |
| Total bank equity capital | $286,968,000 | 219 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $264,328,000 | 111 |
| Undivided profits | $22,640,000 | 1,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,499,000 | 141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,864,000 | 77 |
| Income earned, not collected on loans | $13,771,000 | 229 |
| Earning assets | $2,849,039,000 | 246 |
| Long-term assets (5+ years) | $405,765,000 | 239 |
| Average Assets, year-to-date | $2,791,525,800 | 265 |
| Average Assets, quarterly | $3,205,162,500 | 240 |
| Volatile liabilities | $260,603,000 | 465 |
| Insider loans | $19,088,000 | 257 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $17,810,000 | 128 |
| Unused loan commitments | $252,658,000 | 391 |
| Tier 1 (core) risk-based capital | $190,375,000 | 290 |
| Tier 2 risk-based capital | $24,602,180 | 260 |
| Total risk weighted assets | $1,932,792,780 | 250 |
| Total unused commitments | $252,658,000 | 392 |
| Derivatives | $180,000,000 | 235 |
| 1993-12-31 | Rank | |
| # of Employees: | 920 | 272 |
| Assets and Liabilities | ||
| Total Assets: | $2,125,827,000 | 314 |
| Cash and due from depository institutions | $38,268,000 | 272 |
| Interest-bearing balances | $841,000 | 3,655 |
| Securities | $297,356,000 | 525 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,727 |
| Net loans & leases | $1,582,193,000 | 271 |
| Loan loss allowance | $27,648,000 | 296 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $58,646,000 | 156 |
| Other real estate owned | $17,891,000 | 272 |
| Goodwill and other intangibles | $75,342,000 | 54 |
| All other assets | $48,131,000 | 339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,125,827,000 | 314 |
| Total liabilities | $1,965,752,000 | 315 |
| Total deposits | $1,929,395,000 | 275 |
| Interest-bearing deposits | $1,768,153,000 | 255 |
| Deposits held in domestic offices | $1,929,395,000 | 273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,757 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $12,314,000 | 970 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $23,043,000 | 379 |
| Total equity capital | $160,075,000 | 326 |
| Total bank equity capital | $160,075,000 | 326 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $230,000 | 8,377 |
| Surplus | $138,198,000 | 179 |
| Undivided profits | $21,647,000 | 1,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,418,000 | 247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $833,000 | 162 |
| Income earned, not collected on loans | $10,334,000 | 241 |
| Earning assets | $1,888,390,000 | 320 |
| Long-term assets (5+ years) | $483,854,000 | 196 |
| Average Assets, year-to-date | $1,776,802,600 | 360 |
| Average Assets, quarterly | $1,889,468,000 | 351 |
| Volatile liabilities | $89,285,000 | 826 |
| Insider loans | $63,000 | 10,395 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $188,148,000 | 54 |
| Unused loan commitments | $326,740,000 | 327 |
| Tier 1 (core) risk-based capital | $116,991,000 | 395 |
| Tier 2 risk-based capital | $15,221,010 | 346 |
| Total risk weighted assets | $1,205,254,010 | 338 |
| Total unused commitments | $326,740,000 | 334 |
| Derivatives | $5,000,000 | 565 |
| 1992-12-31 | Rank | |
| # of Employees: | 781 | 319 |
| Assets and Liabilities | ||
| Total Assets: | $1,722,358,000 | 381 |
| Cash and due from depository institutions | $40,352,000 | 319 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $114,603,000 | 1,183 |
| Federal funds sold & reverse repurchase agreements | $33,500,000 | 553 |
| Net loans & leases | $1,327,311,000 | 312 |
| Loan loss allowance | $19,477,000 | 396 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $13,354,000 | 569 |
| Other real estate owned | $23,327,000 | 319 |
| Goodwill and other intangibles | $22,548,000 | 163 |
| All other assets | $147,363,000 | 150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,722,358,000 | 381 |
| Total liabilities | $1,642,400,000 | 371 |
| Total deposits | $1,580,738,000 | 335 |
| Interest-bearing deposits | $1,459,223,000 | 321 |
| Deposits held in domestic offices | $1,580,738,000 | 331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $38,267,000 | 489 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $23,395,000 | 377 |
| Total equity capital | $79,958,000 | 536 |
| Total bank equity capital | $79,958,000 | 536 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $41,087,000 | 456 |
| Undivided profits | $38,871,000 | 548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,523,000 | 248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $8,219,000 | 317 |
| Earning assets | $1,475,414,000 | 397 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $1,825,339,200 | 365 |
| Average Assets, quarterly | $1,761,550,000 | 373 |
| Volatile liabilities | $247,926,000 | 416 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $32,000,000 | 212 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $179,906,000 | 444 |
| Tier 1 (core) risk-based capital | $76,374,000 | 529 |
| Tier 2 risk-based capital | $12,390,000 | 394 |
| Total risk weighted assets | $986,689,000 | 395 |
| Total unused commitments | $179,906,000 | 452 |
| Derivatives | $0 | 651 |