Home > Citizens Bank of Maryland > Loan Charge- Offs and Recoveries
Citizens Bank of Maryland, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,246,000 | 362 |
| Loans secured by real estate, total | $2,635,000 | 194 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $2,635,000 | 194 |
| Construction and land development | $772,000 | 59 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $300,000 | 465 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $1,563,000 | 129 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $1,618,000 | 246 |
| Loans to individuals | $1,959,000 | 425 |
| Credit card loan charge offs | $618,000 | 344 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,341,000 | 377 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $34,000 | 218 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,314,000 | 297 |
| Loans secured by real estate, total | $507,000 | 292 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $507,000 | 292 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $491,000 | 112 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,042 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $826,000 | 208 |
| Loans to individuals | $974,000 | 282 |
| Credit card loan recoveries | $181,000 | 250 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $793,000 | 227 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $7,000 | 252 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,932,000 | 392 |
| Loans secured by real estate, total | $2,128,000 | 167 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,128,000 | 166 |
| Construction and land development | $772,000 | 44 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-191,000 | 11,431 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $1,547,000 | 83 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $792,000 | 312 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $985,000 | 517 |
| Credit card loan net charge offs | $437,000 | 363 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $548,000 | 514 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $27,000 | 185 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,588,000 | 388 |
| Loans secured by real estate, total | $3,180,000 | 210 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $3,180,000 | 209 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $3,180,000 | 104 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $583,000 | 547 |
| Loans to individuals | $1,825,000 | 406 |
| Credit card loan charge offs | $522,000 | 376 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,303,000 | 324 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,185,000 | 445 |
| Loans secured by real estate, total | $85,000 | 994 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $85,000 | 993 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $85,000 | 545 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $351,000 | 433 |
| Loans to individuals | $749,000 | 326 |
| Credit card loan recoveries | $119,000 | 333 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $630,000 | 269 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,403,000 | 347 |
| Loans secured by real estate, total | $3,095,000 | 167 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $3,095,000 | 167 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $3,095,000 | 85 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $232,000 | 877 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,076,000 | 423 |
| Credit card loan net charge offs | $403,000 | 371 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $673,000 | 374 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,742,000 | 371 |
| Loans secured by real estate, total | $3,432,000 | 244 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $3,432,000 | 244 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $3,432,000 | 121 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $749,000 | 507 |
| Loans to individuals | $1,561,000 | 387 |
| Credit card loan charge offs | $508,000 | 361 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,053,000 | 322 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,415,000 | 314 |
| Loans secured by real estate, total | $389,000 | 400 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $389,000 | 398 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $389,000 | 234 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $1,472,000 | 191 |
| Loans to individuals | $554,000 | 390 |
| Credit card loan recoveries | $181,000 | 279 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $373,000 | 380 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,327,000 | 396 |
| Loans secured by real estate, total | $3,043,000 | 217 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $3,043,000 | 216 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $3,043,000 | 112 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-723,000 | 12,506 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,007,000 | 371 |
| Credit card loan net charge offs | $327,000 | 391 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $680,000 | 274 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,086,000 | 347 |
| Loans secured by real estate, total | $5,651,000 | 228 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $5,651,000 | 228 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $25,000 | 2,914 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $5,626,000 | 123 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,795,000 | 354 |
| Loans to individuals | $1,640,000 | 400 |
| Credit card loan charge offs | $466,000 | 391 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,174,000 | 317 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,311,000 | 274 |
| Loans secured by real estate, total | $987,000 | 203 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $987,000 | 203 |
| Construction and land development | $985,000 | 51 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,212 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $1,672,000 | 180 |
| Loans to individuals | $652,000 | 356 |
| Credit card loan recoveries | $208,000 | 259 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $444,000 | 356 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,775,000 | 365 |
| Loans secured by real estate, total | $4,664,000 | 221 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $4,664,000 | 221 |
| Construction and land development | $-985,000 | 13,272 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $25,000 | 2,486 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $5,624,000 | 102 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $123,000 | 2,115 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $988,000 | 428 |
| Credit card loan net charge offs | $258,000 | 453 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $730,000 | 318 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,233,000 | 424 |
| Loans secured by real estate, total | $0 | 8,179 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $0 | 8,166 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $6,230,000 | 200 |
| Loans to individuals | $2,003,000 | 436 |
| Credit card loan charge offs | $610,000 | 394 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,393,000 | 369 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $645,000 | 769 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $188,000 | 915 |
| Loans to individuals | $457,000 | 470 |
| Credit card loan recoveries | $113,000 | 352 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $344,000 | 455 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,588,000 | 398 |
| Loans secured by real estate, total | $0 | 7,205 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $0 | 7,197 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $6,042,000 | 162 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,546,000 | 410 |
| Credit card loan net charge offs | $497,000 | 400 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,049,000 | 338 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.