Home > Citizens Bank of Maryland > Income and Expense
Citizens Bank of Maryland, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $253,463,000 | 223 |
| Total interest expense | $124,111,000 | 223 |
| Net interest income | $129,352,000 | 221 |
| Provision for loan and lease losses | $4,860,000 | 339 |
| Total noninterest income | $44,650,000 | 245 |
| Gross Fiduciary activities income | $1,711,000 | 386 |
| Service charges on deposit accounts | $19,920,000 | 128 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $23,019,000 | 269 |
| Total noninterest expense | $145,771,000 | 187 |
| Salaries and employee benefits | $69,458,000 | 149 |
| Premises and equipment expense | $27,104,000 | 130 |
| Additional noninterest expense | $49,209,000 | 245 |
| Pre-tax net operating income | $23,371,000 | 412 |
| Securities gains (losses) | $23,000 | 1,905 |
| Applicable income taxes | $7,538,000 | 437 |
| Income before extraordinary items | $15,856,000 | 410 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $15,856,000 | 411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,932,000 | 392 |
| Cash dividends | $16,042,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $15,840,360 | 407 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $226,007,000 | 248 |
| Total interest expense | $109,423,000 | 250 |
| Net interest income | $116,584,000 | 246 |
| Provision for loan and lease losses | $5,905,000 | 286 |
| Total noninterest income | $40,529,000 | 264 |
| Gross Fiduciary activities income | $1,486,000 | 439 |
| Service charges on deposit accounts | $18,548,000 | 144 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $20,495,000 | 268 |
| Total noninterest expense | $101,218,000 | 245 |
| Salaries and employee benefits | $52,215,000 | 186 |
| Premises and equipment expense | $19,122,000 | 174 |
| Additional noninterest expense | $29,881,000 | 326 |
| Pre-tax net operating income | $49,990,000 | 259 |
| Securities gains (losses) | $-73,000 | 11,364 |
| Applicable income taxes | $18,287,000 | 247 |
| Income before extraordinary items | $31,630,000 | 267 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $31,630,000 | 266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,403,000 | 347 |
| Cash dividends | $9,708,000 | 402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $31,676,720 | 260 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $188,794,000 | 262 |
| Total interest expense | $75,906,000 | 274 |
| Net interest income | $112,888,000 | 252 |
| Provision for loan and lease losses | $5,027,000 | 283 |
| Total noninterest income | $36,318,000 | 272 |
| Gross Fiduciary activities income | $1,220,000 | 474 |
| Service charges on deposit accounts | $18,502,000 | 142 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $16,596,000 | 315 |
| Total noninterest expense | $100,352,000 | 243 |
| Salaries and employee benefits | $48,975,000 | 194 |
| Premises and equipment expense | $20,032,000 | 170 |
| Additional noninterest expense | $31,345,000 | 323 |
| Pre-tax net operating income | $43,827,000 | 273 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $15,862,000 | 247 |
| Income before extraordinary items | $27,970,000 | 269 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $27,970,000 | 268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,327,000 | 396 |
| Cash dividends | $15,921,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $27,966,800 | 272 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $182,620,000 | 249 |
| Total interest expense | $76,542,000 | 250 |
| Net interest income | $106,078,000 | 252 |
| Provision for loan and lease losses | $10,250,000 | 268 |
| Total noninterest income | $35,165,000 | 267 |
| Gross Fiduciary activities income | $1,000,000 | 544 |
| Service charges on deposit accounts | $19,591,000 | 130 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $14,574,000 | 335 |
| Total noninterest expense | $92,093,000 | 256 |
| Salaries and employee benefits | $46,852,000 | 198 |
| Premises and equipment expense | $16,803,000 | 187 |
| Additional noninterest expense | $28,438,000 | 363 |
| Pre-tax net operating income | $38,900,000 | 253 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $12,752,000 | 259 |
| Income before extraordinary items | $26,148,000 | 264 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $26,148,000 | 274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,775,000 | 365 |
| Cash dividends | $15,922,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $26,148,000 | 252 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $195,810,000 | 261 |
| Total interest expense | $94,083,000 | 264 |
| Net interest income | $101,727,000 | 252 |
| Provision for loan and lease losses | $11,909,000 | 329 |
| Total noninterest income | $32,110,000 | 280 |
| Gross Fiduciary activities income | $632,000 | 687 |
| Service charges on deposit accounts | $18,312,000 | 127 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $13,166,000 | 364 |
| Total noninterest expense | $86,978,000 | 271 |
| Salaries and employee benefits | $46,001,000 | 194 |
| Premises and equipment expense | $16,919,000 | 189 |
| Additional noninterest expense | $24,058,000 | 405 |
| Pre-tax net operating income | $34,950,000 | 220 |
| Securities gains (losses) | $60,000 | 3,829 |
| Applicable income taxes | $10,927,000 | 250 |
| Income before extraordinary items | $24,083,000 | 237 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $24,083,000 | 237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,588,000 | 398 |
| Cash dividends | $3,945,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $24,041,600 | 208 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.