Home > Citizens Bank of Maryland > Net charge- offs to loans
Citizens Bank of Maryland, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1847% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2150% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 0.7613% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3069% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0526% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 1,271 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1130% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2272% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1300% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6828% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0815% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2455% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3948% | 191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7292% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0762% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1600% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5517% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2078% | 3,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4396% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7344% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2753% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1655% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1633% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3800% | 3,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7021% | 251 |
| Percentage Net Loans Charged-off:Construction & development | -0.8228% | 1,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3925% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1625% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6572% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4882% | 4,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4252% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2270% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3452% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.1771% | 25 |