Home > Citizens Bank of Maryland > Assets and Liabilities
Citizens Bank of Maryland, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 1,630 | 159 |
| Assets and Liabilities | ||
| Total Assets: | $3,842,022,000 | 210 |
| Cash and due from depository institutions | $194,863,000 | 159 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $1,296,947,000 | 137 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $2,204,633,000 | 227 |
| Loan loss allowance | $30,855,000 | 256 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $54,762,000 | 183 |
| Other real estate owned | $13,263,000 | 159 |
| Goodwill and other intangibles | $824,000 | 1,382 |
| All other assets | $76,730,000 | 234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,842,022,000 | 210 |
| Total liabilities | $3,538,393,000 | 208 |
| Total deposits | $2,764,650,000 | 201 |
| Interest-bearing deposits | $2,132,094,000 | 209 |
| Deposits held in domestic offices | $2,764,650,000 | 198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $711,823,000 | 116 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,017,000 | 2,039 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $57,903,000 | 214 |
| Total equity capital | $303,629,000 | 220 |
| Total bank equity capital | $303,629,000 | 220 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $19,816,000 | 203 |
| Surplus | $109,730,000 | 242 |
| Undivided profits | $174,083,000 | 176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,670,000 | 310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $11,566,000 | 267 |
| Earning assets | $3,501,580,000 | 208 |
| Long-term assets (5+ years) | $735,996,000 | 159 |
| Average Assets, year-to-date | $3,840,737,200 | 204 |
| Average Assets, quarterly | $3,866,818,000 | 207 |
| Volatile liabilities | $806,922,000 | 229 |
| Insider loans | $43,258,000 | 126 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $12,950,000 | 180 |
| Unused loan commitments | $632,605,000 | 261 |
| Tier 1 (core) risk-based capital | $300,271,000 | 207 |
| Tier 2 risk-based capital | $30,855,000 | 239 |
| Total risk weighted assets | $2,632,819,800 | 208 |
| Total unused commitments | $632,605,000 | 261 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 1,625 | 161 |
| Assets and Liabilities | ||
| Total Assets: | $3,564,249,000 | 229 |
| Cash and due from depository institutions | $197,708,000 | 161 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $1,302,542,000 | 148 |
| Federal funds sold & reverse repurchase agreements | $14,934,000 | 948 |
| Net loans & leases | $1,896,372,000 | 262 |
| Loan loss allowance | $28,173,000 | 278 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $51,244,000 | 195 |
| Other real estate owned | $21,219,000 | 161 |
| Goodwill and other intangibles | $797,000 | 1,297 |
| All other assets | $79,433,000 | 239 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,564,249,000 | 229 |
| Total liabilities | $3,279,837,000 | 228 |
| Total deposits | $2,672,471,000 | 209 |
| Interest-bearing deposits | $2,077,261,000 | 229 |
| Deposits held in domestic offices | $2,672,471,000 | 204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $590,328,000 | 136 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $17,038,000 | 489 |
| Total equity capital | $284,412,000 | 233 |
| Total bank equity capital | $284,412,000 | 233 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $17,930,000 | 239 |
| Surplus | $91,731,000 | 299 |
| Undivided profits | $174,751,000 | 177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,391,000 | 298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $10,220,000 | 309 |
| Earning assets | $3,213,848,000 | 226 |
| Long-term assets (5+ years) | $829,004,000 | 139 |
| Average Assets, year-to-date | $3,418,990,000 | 229 |
| Average Assets, quarterly | $3,499,287,500 | 229 |
| Volatile liabilities | $666,704,000 | 263 |
| Insider loans | $55,690,000 | 126 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $20,065,000 | 151 |
| Unused loan commitments | $439,960,000 | 319 |
| Tier 1 (core) risk-based capital | $281,734,000 | 220 |
| Tier 2 risk-based capital | $28,173,000 | 257 |
| Total risk weighted assets | $2,358,013,500 | 223 |
| Total unused commitments | $439,960,000 | 321 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 1,520 | 180 |
| Assets and Liabilities | ||
| Total Assets: | $3,305,610,000 | 237 |
| Cash and due from depository institutions | $214,241,000 | 180 |
| Interest-bearing balances | $53,000 | 6,074 |
| Securities | $1,287,503,000 | 160 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 444 |
| Net loans & leases | $1,666,714,000 | 280 |
| Loan loss allowance | $26,671,000 | 287 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $53,296,000 | 187 |
| Other real estate owned | $17,351,000 | 180 |
| Goodwill and other intangibles | $251,000 | 1,803 |
| All other assets | $41,254,000 | 374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,305,610,000 | 237 |
| Total liabilities | $3,047,665,000 | 236 |
| Total deposits | $2,475,709,000 | 223 |
| Interest-bearing deposits | $1,839,743,000 | 244 |
| Deposits held in domestic offices | $2,475,709,000 | 217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $561,876,000 | 148 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $10,080,000 | 602 |
| Total equity capital | $257,945,000 | 238 |
| Total bank equity capital | $257,945,000 | 238 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $17,930,000 | 238 |
| Surplus | $91,731,000 | 279 |
| Undivided profits | $148,284,000 | 192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,102,000 | 296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $19,509,000 | 173 |
| Earning assets | $2,979,270,000 | 235 |
| Long-term assets (5+ years) | $896,216,000 | 126 |
| Average Assets, year-to-date | $3,122,866,400 | 239 |
| Average Assets, quarterly | $3,309,324,500 | 233 |
| Volatile liabilities | $603,529,000 | 271 |
| Insider loans | $53,167,000 | 126 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $5,462,000 | 250 |
| Unused loan commitments | $370,235,000 | 318 |
| Tier 1 (core) risk-based capital | $260,360,000 | 229 |
| Tier 2 risk-based capital | $25,828,860 | 250 |
| Total risk weighted assets | $2,065,466,360 | 239 |
| Total unused commitments | $370,235,000 | 321 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 1,561 | 167 |
| Assets and Liabilities | ||
| Total Assets: | $2,920,897,000 | 251 |
| Cash and due from depository institutions | $181,490,000 | 167 |
| Interest-bearing balances | $177,000 | 5,867 |
| Securities | $1,090,682,000 | 180 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $1,533,517,000 | 276 |
| Loan loss allowance | $24,971,000 | 322 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $52,546,000 | 175 |
| Other real estate owned | $24,636,000 | 167 |
| Goodwill and other intangibles | $15,000 | 2,788 |
| All other assets | $38,011,000 | 394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,920,897,000 | 251 |
| Total liabilities | $2,672,335,000 | 256 |
| Total deposits | $2,522,023,000 | 218 |
| Interest-bearing deposits | $1,956,948,000 | 234 |
| Deposits held in domestic offices | $2,522,023,000 | 214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $135,831,000 | 293 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $14,481,000 | 494 |
| Total equity capital | $248,562,000 | 234 |
| Total bank equity capital | $248,562,000 | 234 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $17,930,000 | 241 |
| Surplus | $87,161,000 | 274 |
| Undivided profits | $143,471,000 | 192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,455,000 | 325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $16,674,000 | 160 |
| Earning assets | $2,624,376,000 | 247 |
| Long-term assets (5+ years) | $786,188,000 | 124 |
| Average Assets, year-to-date | $2,932,305,400 | 246 |
| Average Assets, quarterly | $2,925,140,000 | 253 |
| Volatile liabilities | $175,259,000 | 569 |
| Insider loans | $53,267,000 | 103 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $366,541,000 | 313 |
| Tier 1 (core) risk-based capital | $248,547,000 | 223 |
| Tier 2 risk-based capital | $23,977,620 | 249 |
| Total risk weighted assets | $1,917,216,120 | 238 |
| Total unused commitments | $366,541,000 | 318 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 1,538 | 170 |
| Assets and Liabilities | ||
| Total Assets: | $2,936,825,000 | 241 |
| Cash and due from depository institutions | $208,658,000 | 170 |
| Interest-bearing balances | $23,057,000 | 354 |
| Securities | $962,868,000 | 191 |
| Federal funds sold & reverse repurchase agreements | $168,300,000 | 158 |
| Net loans & leases | $1,492,407,000 | 280 |
| Loan loss allowance | $20,496,000 | 380 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $50,369,000 | 179 |
| Other real estate owned | $25,510,000 | 170 |
| Goodwill and other intangibles | $22,000 | 2,715 |
| All other assets | $28,691,000 | 506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,936,825,000 | 241 |
| Total liabilities | $2,698,489,000 | 241 |
| Total deposits | $2,535,930,000 | 212 |
| Interest-bearing deposits | $2,000,433,000 | 234 |
| Deposits held in domestic offices | $2,535,930,000 | 207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $144,722,000 | 249 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $17,837,000 | 451 |
| Total equity capital | $238,336,000 | 224 |
| Total bank equity capital | $238,336,000 | 224 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $17,930,000 | 231 |
| Surplus | $82,374,000 | 269 |
| Undivided profits | $138,032,000 | 168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,108,000 | 338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $14,627,000 | 190 |
| Earning assets | $2,646,632,000 | 234 |
| Long-term assets (5+ years) | $521,142,000 | 173 |
| Average Assets, year-to-date | $2,831,161,400 | 245 |
| Average Assets, quarterly | $2,902,449,000 | 241 |
| Volatile liabilities | $192,350,000 | 502 |
| Insider loans | $27,506,000 | 12 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $314,186,000 | 312 |
| Tier 1 (core) risk-based capital | $238,314,000 | 208 |
| Tier 2 risk-based capital | $20,496,000 | 287 |
| Total risk weighted assets | $1,979,685,800 | 228 |
| Total unused commitments | $314,186,000 | 316 |
| Derivatives | $0 | 651 |