Home > Citizens Bank of Kentucky > Income and Expense
Citizens Bank of Kentucky, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,322,000 | 4,731 |
| Total interest expense | $2,492,000 | 4,818 |
| Net interest income | $3,830,000 | 4,581 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $1,335,000 | 2,684 |
| Gross Fiduciary activities income | $160,000 | 1,105 |
| Service charges on deposit accounts | $465,000 | 3,001 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $710,000 | 2,572 |
| Total noninterest expense | $4,231,000 | 3,316 |
| Salaries and employee benefits | $2,034,000 | 3,230 |
| Premises and equipment expense | $497,000 | 3,884 |
| Additional noninterest expense | $1,700,000 | 3,138 |
| Pre-tax net operating income | $918,000 | 6,265 |
| Securities gains (losses) | $157,000 | 1,942 |
| Applicable income taxes | $381,000 | 5,180 |
| Income before extraordinary items | $694,000 | 6,154 |
| Extraordinary gains, net | $123,000 | 1,404 |
| Net income | $817,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $615,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $591,950 | 6,601 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 6,342 |
| Total interest expense | $2,181,000 | 6,659 |
| Net interest income | $2,865,000 | 5,942 |
| Provision for loan and lease losses | $500,000 | 2,991 |
| Total noninterest income | $610,000 | 4,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 4,164 |
| Total noninterest expense | $2,653,000 | 5,029 |
| Salaries and employee benefits | $1,290,000 | 4,853 |
| Premises and equipment expense | $407,000 | 4,729 |
| Additional noninterest expense | $956,000 | 5,244 |
| Pre-tax net operating income | $322,000 | 9,934 |
| Securities gains (losses) | $-16,000 | 13,420 |
| Applicable income taxes | $72,000 | 10,657 |
| Income before extraordinary items | $234,000 | 10,120 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $234,000 | 10,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 3,559 |
| Cash dividends | $218,000 | 4,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $246,160 | 9,602 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.