Home > Citizens Bank of Kentucky > Assets and Liabilities
Citizens Bank of Kentucky, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 69 | 3,048 |
| Assets and Liabilities | ||
| Total Assets: | $106,831,000 | 4,197 |
| Cash and due from depository institutions | $3,423,000 | 3,048 |
| Interest-bearing balances | $500,000 | 4,284 |
| Securities | $39,471,000 | 3,510 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,413 |
| Net loans & leases | $55,633,000 | 4,380 |
| Loan loss allowance | $1,032,000 | 3,582 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,614,000 | 4,397 |
| Other real estate owned | $47,000 | 3,048 |
| Goodwill and other intangibles | $3,371,000 | 538 |
| All other assets | $1,072,000 | 5,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,831,000 | 4,197 |
| Total liabilities | $94,984,000 | 4,269 |
| Total deposits | $93,722,000 | 4,136 |
| Interest-bearing deposits | $76,008,000 | 4,413 |
| Deposits held in domestic offices | $93,722,000 | 4,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $872,000 | 2,898 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $390,000 | 6,397 |
| Total equity capital | $11,847,000 | 3,452 |
| Total bank equity capital | $11,847,000 | 3,452 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $305,000 | 7,484 |
| Surplus | $6,018,000 | 2,263 |
| Undivided profits | $5,524,000 | 4,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $465,000 | 5,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $429,000 | 4,362 |
| Earning assets | $97,804,000 | 4,213 |
| Long-term assets (5+ years) | $28,262,000 | 1,994 |
| Average Assets, year-to-date | $102,491,600 | 4,237 |
| Average Assets, quarterly | $105,330,000 | 4,218 |
| Volatile liabilities | $16,668,000 | 2,769 |
| Insider loans | $1,497,000 | 2,686 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,088,000 | 9,057 |
| Tier 1 (core) risk-based capital | $8,434,000 | 4,675 |
| Tier 2 risk-based capital | $663,250 | 4,137 |
| Total risk weighted assets | $52,690,850 | 4,670 |
| Total unused commitments | $1,088,000 | 9,080 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $70,412,000 | 6,111 |
| Cash and due from depository institutions | $2,889,000 | 3,724 |
| Interest-bearing balances | $400,000 | 5,205 |
| Securities | $30,009,000 | 4,459 |
| Federal funds sold & reverse repurchase agreements | $6,375,000 | 2,599 |
| Net loans & leases | $29,455,000 | 7,147 |
| Loan loss allowance | $721,000 | 4,890 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $552,000 | 8,539 |
| Other real estate owned | $48,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,084,000 | 5,957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,412,000 | 6,111 |
| Total liabilities | $64,664,000 | 6,047 |
| Total deposits | $63,239,000 | 5,984 |
| Interest-bearing deposits | $50,982,000 | 6,397 |
| Deposits held in domestic offices | $63,239,000 | 5,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $898,000 | 2,654 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $344,000 | 3,467 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $183,000 | 10,391 |
| Total equity capital | $5,748,000 | 6,383 |
| Total bank equity capital | $5,748,000 | 6,383 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $200,000 | 11,968 |
| Undivided profits | $5,348,000 | 3,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 4,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $205,000 | 8,559 |
| Earning assets | $66,239,000 | 5,960 |
| Long-term assets (5+ years) | $7,839,000 | 5,039 |
| Average Assets, year-to-date | $68,084,200 | 6,136 |
| Average Assets, quarterly | $67,410,500 | 6,264 |
| Volatile liabilities | $9,185,000 | 4,386 |
| Insider loans | $459,000 | 2,003 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,190,000 | 7,076 |
| Tier 1 (core) risk-based capital | $5,748,000 | 6,304 |
| Tier 2 risk-based capital | $364,620 | 6,699 |
| Total risk weighted assets | $28,813,320 | 7,538 |
| Total unused commitments | $2,190,000 | 7,105 |
| Derivatives | $0 | 651 |