Home > Citizens Bank of Kansas > Net charge- offs to loans

Citizens Bank of Kansas, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0970%4,489
Percentage Net Loans Charged-off: Total real estate loans-0.1355%4,542
Percentage Net Loans Charged-off:Construction & development-1.4634%4,553
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0438%4,354
Percentage Net Loans Charged-off: Home equity loans-0.0339%4,354
All other 1-4 family - Percent of loans charged-off, net-0.0445%4,362
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,668
Percentage Net Loans Charged-off: Loans to individuals-0.2158%4,458
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual-0.2158%4,454
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1236%4,525
Percentage Net Loans Charged-off: Total real estate loans-0.1777%4,578
Percentage Net Loans Charged-off:Construction & development-1.9296%4,581
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0591%4,439
Percentage Net Loans Charged-off: Home equity loans-0.0459%4,417
All other 1-4 family - Percent of loans charged-off, net-0.0600%4,438
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,370
Percentage Net Loans Charged-off: Loans to individuals-0.2846%4,484
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual-0.2846%4,485
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0054%2,063
Percentage Net Loans Charged-off: Total real estate loans-0.0147%4,164
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0115%4,028
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0123%4,035
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,179
Percentage Net Loans Charged-off: Loans to individuals-0.3814%4,527
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual-0.3814%4,528
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0146%1,409
Percentage Net Loans Charged-off: Total real estate loans-0.0162%4,247
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0190%4,237
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0203%4,281
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0122%1,933
Percentage Net Loans Charged-off: Total real estate loans-0.0115%3,872
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0111%4,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0420%349
Percentage Net Loans Charged-off: Home equity loans0.1908%67
All other 1-4 family - Percent of loans charged-off, net0.0320%375
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,408
Percentage Net Loans Charged-off: Loans to individuals0.0868%2,209
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0868%2,122
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0258%1,310
Percentage Net Loans Charged-off: Total real estate loans0.0073%630
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0148%4,272
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0805%197
Percentage Net Loans Charged-off: Home equity loans0.2581%48
All other 1-4 family - Percent of loans charged-off, net0.0686%223
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals0.0292%2,286
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0292%2,207
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0313%1,096
Percentage Net Loans Charged-off: Total real estate loans0.0222%393
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0133%4,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0561%233
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0597%217
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals-0.0446%3,912
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0446%3,883
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0057%1,546
Percentage Net Loans Charged-off: Total real estate loans-0.0149%4,037
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0180%4,336
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0146%3,956
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0156%4,023
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals-0.0892%4,025
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0892%3,989
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1199%753
Percentage Net Loans Charged-off: Total real estate loans0.0675%471
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0104%624
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1323%208
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.1411%201
Percentage Net Loans Charged-off: Commercial and industrial-0.0288%3,729
Percentage Net Loans Charged-off: Loans to individuals-0.0901%4,176
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0901%4,128
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0348%1,381
Percentage Net Loans Charged-off: Total real estate loans0.0353%632
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0161%515
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0666%339
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0710%320
Percentage Net Loans Charged-off: Commercial and industrial-0.0360%3,861
Percentage Net Loans Charged-off: Loans to individuals-0.1810%4,328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1810%4,283
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0243%1,462
Percentage Net Loans Charged-off: Total real estate loans0.0244%683
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0280%406
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0384%424
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0410%410
Percentage Net Loans Charged-off: Commercial and industrial-0.0282%3,850
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0233%1,280
Percentage Net Loans Charged-off: Total real estate loans0.0170%561
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0333%355
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0355%329
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0320%4,554
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,786
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%3,702
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0014%3,761
Percentage Net Loans Charged-off: Commercial and industrial-0.3470%4,672
Percentage Net Loans Charged-off: Loans to individuals-0.1061%4,478
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1061%4,440
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0497%4,671
Percentage Net Loans Charged-off: Total real estate loans-0.0033%3,873
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0073%4,001
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0079%4,038
Percentage Net Loans Charged-off: Commercial and industrial-0.4466%4,735
Percentage Net Loans Charged-off: Loans to individuals-0.1392%4,522
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1392%4,483
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0255%4,484
Percentage Net Loans Charged-off: Total real estate loans-0.0025%3,818
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0057%3,967
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0062%4,015
Percentage Net Loans Charged-off: Commercial and industrial-0.2824%4,679
Percentage Net Loans Charged-off: Loans to individuals-0.1648%4,542
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1648%4,501
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0076%2,294
Percentage Net Loans Charged-off: Total real estate loans-0.0051%3,975
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0115%4,188
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0125%4,240
Percentage Net Loans Charged-off: Commercial and industrial-0.0222%3,936
Percentage Net Loans Charged-off: Loans to individuals-0.1618%4,516
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1618%4,482
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1767%1,144
Percentage Net Loans Charged-off: Total real estate loans0.1954%421
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0851%742
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0917%682
Percentage Net Loans Charged-off: Commercial and industrial-0.0342%4,229
Percentage Net Loans Charged-off: Loans to individuals2.0921%313
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.0921%279
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1858%928
Percentage Net Loans Charged-off: Total real estate loans0.2182%315
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0103%1,366
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0111%1,278
Percentage Net Loans Charged-off: Commercial and industrial-0.0379%4,216
Percentage Net Loans Charged-off: Loans to individuals2.0141%317
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.0141%280
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2351%717
Percentage Net Loans Charged-off: Total real estate loans0.3117%209
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0510%4,799
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0548%4,810
Percentage Net Loans Charged-off: Commercial and industrial-0.0560%4,343
Percentage Net Loans Charged-off: Loans to individuals1.7163%398
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7163%344
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0661%4,911
Percentage Net Loans Charged-off: Total real estate loans-0.0660%5,019
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.1531%5,110
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.1639%5,114
Percentage Net Loans Charged-off: Commercial and industrial-0.0188%4,009
Percentage Net Loans Charged-off: Loans to individuals1.1871%647
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1871%577
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0311%2,777
Percentage Net Loans Charged-off: Total real estate loans0.0772%927
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.1883%431
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.1960%414
Percentage Net Loans Charged-off: Commercial and industrial-0.4249%5,006
Percentage Net Loans Charged-off: Loans to individuals-0.3029%5,062
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3029%5,023
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0862%1,645
Percentage Net Loans Charged-off: Total real estate loans0.0855%689
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.2092%361
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.2176%359
Percentage Net Loans Charged-off: Commercial and industrial-0.0239%4,169
Percentage Net Loans Charged-off: Loans to individuals-0.3942%5,115
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3942%5,082
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0336%2,175
Percentage Net Loans Charged-off: Total real estate loans0.0059%1,531
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0146%1,318
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0152%1,235
Percentage Net Loans Charged-off: Commercial and industrial-0.0540%4,453
Percentage Net Loans Charged-off: Loans to individuals-0.3983%5,114
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3983%5,084
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0725%1,398
Percentage Net Loans Charged-off: Total real estate loans0.0157%1,034
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0394%816
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0410%756
Percentage Net Loans Charged-off: Commercial and industrial-0.0185%4,097
Percentage Net Loans Charged-off: Loans to individuals-0.4159%5,133
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4159%5,095
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0343%5,089
Percentage Net Loans Charged-off: Total real estate loans-0.0971%5,323
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0432%1,621
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0451%1,542
Percentage Net Loans Charged-off: Commercial and industrial-0.0785%4,757
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,627
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,501
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0657%5,252
Percentage Net Loans Charged-off: Total real estate loans-0.1406%5,452
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0430%1,474
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0448%1,402
Percentage Net Loans Charged-off: Commercial and industrial-0.0975%4,806
Percentage Net Loans Charged-off: Loans to individuals0.3236%2,095
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3236%1,952
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0378%5,047
Percentage Net Loans Charged-off: Total real estate loans-0.0904%5,378
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0663%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0691%1,058
Percentage Net Loans Charged-off: Commercial and industrial-0.0169%4,190
Percentage Net Loans Charged-off: Loans to individuals-0.1906%5,175
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1906%5,117
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0338%2,101
Percentage Net Loans Charged-off: Total real estate loans0.0459%974
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.1526%252
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial-0.0331%4,389
Percentage Net Loans Charged-off: Loans to individuals-0.3658%5,320
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3658%5,278
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1860%1,488
Percentage Net Loans Charged-off: Total real estate loans-0.0843%5,461
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.2759%5,636
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0324%2,151
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0336%2,052
Percentage Net Loans Charged-off: Commercial and industrial1.1737%551
Percentage Net Loans Charged-off: Loans to individuals0.3392%2,265
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3392%2,112
Percentage Net Loans Charged-off: All other loans and lease-0.0324%5,117
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0381%2,868
Percentage Net Loans Charged-off: Total real estate loans-0.1275%5,616
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.4235%5,741
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0347%1,866
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0360%1,773
Percentage Net Loans Charged-off: Commercial and industrial0.4082%919
Percentage Net Loans Charged-off: Loans to individuals0.5022%1,575
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5022%1,457
Percentage Net Loans Charged-off: All other loans and lease0.0503%1,151
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0528%2,447
Percentage Net Loans Charged-off: Total real estate loans-0.1856%5,767
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.6623%5,843
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0790%1,295
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0819%1,212
Percentage Net Loans Charged-off: Commercial and industrial0.6673%614
Percentage Net Loans Charged-off: Loans to individuals0.3314%1,898
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3314%1,756
Percentage Net Loans Charged-off: All other loans and lease0.0428%1,014
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0266%2,408
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,777
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,585
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0000%1,477
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.6603%1,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6603%1,019
Percentage Net Loans Charged-off: All other loans and lease0.0491%789
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3797%6,049
Percentage Net Loans Charged-off: Total real estate loans-0.8988%6,088
Percentage Net Loans Charged-off:Construction & development-0.0538%4,911
Percentage Net Loans Charged-off: Commercial real estate-2.6092%6,038
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1390%1,446
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.1454%1,383
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,465
Percentage Net Loans Charged-off: Loans to individuals0.7664%1,103
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7664%999
Percentage Net Loans Charged-off: All other loans and lease0.2149%832
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.5732%6,172
Percentage Net Loans Charged-off: Total real estate loans-1.3213%6,181
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-3.5256%6,122
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0057%5,132
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-0.0060%5,170
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,095
Percentage Net Loans Charged-off: Loans to individuals0.6985%1,087
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6985%1,001
Percentage Net Loans Charged-off: All other loans and lease0.2833%681
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.8548%6,258
Percentage Net Loans Charged-off: Total real estate loans-2.0392%6,259
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-5.4085%6,197
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0089%5,244
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.0094%5,268
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,760
Percentage Net Loans Charged-off: Loans to individuals0.7196%998
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7196%907
Percentage Net Loans Charged-off: All other loans and lease0.5787%458
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-2.0863%6,361
Percentage Net Loans Charged-off: Total real estate loans-4.2571%6,338
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-11.3030%6,271
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,834
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0000%1,718
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.6382%1,102
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6382%992
Percentage Net Loans Charged-off: All other loans and lease-0.0484%5,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0132%5,617
Percentage Net Loans Charged-off: Total real estate loans-0.1189%6,137
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate-0.3481%6,189
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0786%2,599
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.0836%2,439
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,737
Percentage Net Loans Charged-off: Loans to individuals0.1964%2,883
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1964%2,726
Percentage Net Loans Charged-off: All other loans and lease0.1452%983
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0060%5,329
Percentage Net Loans Charged-off: Total real estate loans0.0576%2,613
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.0587%5,932
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.2207%1,388
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.2351%1,280
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,374
Percentage Net Loans Charged-off: Loans to individuals-0.4202%6,086
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4202%6,043
Percentage Net Loans Charged-off: All other loans and lease-0.0814%5,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0507%3,249
Percentage Net Loans Charged-off: Total real estate loans0.1281%1,824
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.3490%961
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.3727%886
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,007
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease-0.0354%5,557
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1303%1,934
Percentage Net Loans Charged-off: Total real estate loans0.2995%914
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.8436%379
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.9036%352
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,326
Percentage Net Loans Charged-off: Loans to individuals0.3384%1,799
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3384%1,678
Percentage Net Loans Charged-off: All other loans and lease-0.0704%5,676
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2164%6,625
Percentage Net Loans Charged-off: Total real estate loans-0.4184%6,663
Percentage Net Loans Charged-off:Construction & development-9.1106%6,214
Percentage Net Loans Charged-off: Commercial real estate-0.1352%6,385
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0644%3,348
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.0707%3,132
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,100
Percentage Net Loans Charged-off: Loans to individuals0.1279%3,525
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1279%3,384
Percentage Net Loans Charged-off: All other loans and lease-0.0803%5,770
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1299%6,567
Percentage Net Loans Charged-off: Total real estate loans-0.2273%6,650
Percentage Net Loans Charged-off:Construction & development-3.6946%6,194
Percentage Net Loans Charged-off: Commercial real estate-0.1426%6,457
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential-0.0110%6,075
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net-0.0121%6,054
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,729
Percentage Net Loans Charged-off: Loans to individuals-0.1705%6,053
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1705%6,007
Percentage Net Loans Charged-off: All other loans and lease-0.0589%5,767
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0978%6,500
Percentage Net Loans Charged-off: Total real estate loans-0.1232%6,568
Percentage Net Loans Charged-off:Construction & development-2.6990%6,198
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,367
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0000%3,182
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,362
Percentage Net Loans Charged-off: Loans to individuals-0.2632%6,121
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2632%6,072
Percentage Net Loans Charged-off: All other loans and lease-0.1092%5,857
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0857%6,374
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,055
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0000%2,407
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals-0.3512%6,199
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3512%6,145
Percentage Net Loans Charged-off: All other loans and lease-0.2845%6,011
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0768%6,783
Percentage Net Loans Charged-off: Total real estate loans-0.0393%6,720
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate-0.1567%6,745
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0794%3,856
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.0885%3,594
Percentage Net Loans Charged-off: Commercial and industrial-0.4761%6,496
Percentage Net Loans Charged-off: Loans to individuals0.4099%2,641
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4099%2,478
Percentage Net Loans Charged-off: All other loans and lease0.1216%1,196
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1832%6,971
Percentage Net Loans Charged-off: Total real estate loans-0.0348%6,738
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate-0.1671%6,818
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1058%3,355
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.1184%3,125
Percentage Net Loans Charged-off: Commercial and industrial-0.6302%6,635
Percentage Net Loans Charged-off: Loans to individuals-0.1617%6,343
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1617%6,278
Percentage Net Loans Charged-off: All other loans and lease-0.1128%6,174
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0135%5,250
Percentage Net Loans Charged-off: Total real estate loans0.0261%4,254
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate-0.0661%6,752
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1571%2,823
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.1759%2,586
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,854
Percentage Net Loans Charged-off: Loans to individuals-0.1608%6,224
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1608%6,155
Percentage Net Loans Charged-off: All other loans and lease0.0227%1,193
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0429%4,090
Percentage Net Loans Charged-off: Total real estate loans0.1029%2,964
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.3038%1,881
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.3399%1,679
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals-0.1607%6,035
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1607%5,958
Percentage Net Loans Charged-off: All other loans and lease-0.0226%5,969
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4385%3,246
Percentage Net Loans Charged-off: Total real estate loans0.7170%2,137
Percentage Net Loans Charged-off:Construction & development12.4710%322
Percentage Net Loans Charged-off: Commercial real estate-0.2192%7,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,892
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0000%4,716
Percentage Net Loans Charged-off: Commercial and industrial-0.1052%6,471
Percentage Net Loans Charged-off: Loans to individuals2.3845%655
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1490%618
Percentage Net Loans Charged-off: All other loans and lease-0.0205%5,968
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0759%5,204
Percentage Net Loans Charged-off: Total real estate loans-0.0702%7,131
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate-0.2091%7,114
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,497
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0000%4,317
Percentage Net Loans Charged-off: Commercial and industrial-0.0808%6,365
Percentage Net Loans Charged-off: Loans to individuals2.9794%476
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.6142%462
Percentage Net Loans Charged-off: All other loans and lease0.0135%1,499
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1527%4,267
Percentage Net Loans Charged-off: Total real estate loans-0.0223%6,996
Percentage Net Loans Charged-off:Construction & development0.7163%1,791
Percentage Net Loans Charged-off: Commercial real estate-0.1524%7,146
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,039
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0000%3,832
Percentage Net Loans Charged-off: Commercial and industrial-0.1224%6,495
Percentage Net Loans Charged-off: Loans to individuals4.2446%322
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.5804%326
Percentage Net Loans Charged-off: All other loans and lease0.0292%1,259
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0279%6,685
Percentage Net Loans Charged-off: Total real estate loans-0.0227%6,963
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate-0.0715%7,100
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial-0.2566%6,723
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease0.0708%857
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9554%2,268
Percentage Net Loans Charged-off: Total real estate loans2.1393%851
Percentage Net Loans Charged-off:Construction & development60.3350%22
Percentage Net Loans Charged-off: Commercial real estate-0.1240%7,347
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.1364%3,853
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.1484%3,635
Percentage Net Loans Charged-off: Commercial and industrial0.0746%4,461
Percentage Net Loans Charged-off: Loans to individuals-0.1498%7,121
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0666%6,484
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2761%1,598
Percentage Net Loans Charged-off: Total real estate loans2.8816%503
Percentage Net Loans Charged-off:Construction & development78.2682%19
Percentage Net Loans Charged-off: Commercial real estate-0.0941%7,397
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.1781%3,265
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.1938%3,041
Percentage Net Loans Charged-off: Commercial and industrial0.0950%3,976
Percentage Net Loans Charged-off: Loans to individuals-0.2727%7,256
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0569%6,493
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8850%982
Percentage Net Loans Charged-off: Total real estate loans4.2841%250
Percentage Net Loans Charged-off:Construction & development110.3828%13
Percentage Net Loans Charged-off: Commercial real estate0.1235%2,211
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2258%2,685
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2454%2,496
Percentage Net Loans Charged-off: Commercial and industrial0.1378%3,396
Percentage Net Loans Charged-off: Loans to individuals-0.3422%7,260
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0603%6,478
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0246%5,235
Percentage Net Loans Charged-off: Total real estate loans0.0112%4,013
Percentage Net Loans Charged-off:Construction & development2.1046%1,178
Percentage Net Loans Charged-off: Commercial real estate-0.7680%7,661
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3321%1,898
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.3598%1,746
Percentage Net Loans Charged-off: Commercial and industrial0.2652%2,297
Percentage Net Loans Charged-off: Loans to individuals-0.2232%6,953
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0598%6,482
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9161%734
Percentage Net Loans Charged-off: Total real estate loans0.7564%2,314
Percentage Net Loans Charged-off:Construction & development20.0463%211
Percentage Net Loans Charged-off: Commercial real estate-0.2859%7,754
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential-0.3336%7,823
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net-0.3602%7,813
Percentage Net Loans Charged-off: Commercial and industrial2.1030%1,817
Percentage Net Loans Charged-off: Loans to individuals-0.3133%7,669
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.7547%345
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9552%2,069
Percentage Net Loans Charged-off: Total real estate loans1.0060%1,568
Percentage Net Loans Charged-off:Construction & development25.0691%117
Percentage Net Loans Charged-off: Commercial real estate-0.3226%7,829
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential-0.4395%7,904
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net-0.4741%7,894
Percentage Net Loans Charged-off: Commercial and industrial2.7879%1,157
Percentage Net Loans Charged-off: Loans to individuals-0.1039%7,433
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0547%6,778
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2748%1,454
Percentage Net Loans Charged-off: Total real estate loans1.1047%1,270
Percentage Net Loans Charged-off:Construction & development20.5255%171
Percentage Net Loans Charged-off: Commercial real estate-0.3224%7,900
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential-0.0101%7,656
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net-0.0109%7,644
Percentage Net Loans Charged-off: Commercial and industrial4.0689%713
Percentage Net Loans Charged-off: Loans to individuals-0.1541%7,453
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0069%6,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0481%1,292
Percentage Net Loans Charged-off: Total real estate loans-0.1144%7,973
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate-0.3285%7,938
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0202%7,710
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.0218%7,690
Percentage Net Loans Charged-off: Commercial and industrial5.7479%382
Percentage Net Loans Charged-off: Loans to individuals0.1001%4,029
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0108%7,863
Percentage Net Loans Charged-off: Total real estate loans0.3216%2,237
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate1.0512%494
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential-0.0450%7,948
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net-0.0469%7,940
Percentage Net Loans Charged-off: Commercial and industrial-0.3050%7,699
Percentage Net Loans Charged-off: Loans to individuals-1.0591%8,060
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1495%7,076
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3079%8,245
Percentage Net Loans Charged-off: Total real estate loans-0.4540%8,245
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-1.3070%8,128
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-0.0467%7,972
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net-0.0484%7,946
Percentage Net Loans Charged-off: Commercial and industrial-0.1825%7,569
Percentage Net Loans Charged-off: Loans to individuals-0.1601%7,690
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2054%7,129
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1925%8,211
Percentage Net Loans Charged-off: Total real estate loans-0.2079%8,241
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.5625%8,140
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0471%8,011
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0488%7,984
Percentage Net Loans Charged-off: Commercial and industrial-0.2634%7,678
Percentage Net Loans Charged-off: Loans to individuals-0.4082%7,900
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0941%7,001
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1205%8,076
Percentage Net Loans Charged-off: Total real estate loans-0.0859%8,160
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.1983%8,129
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0483%8,010
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0499%7,991
Percentage Net Loans Charged-off: Commercial and industrial-0.0430%7,061
Percentage Net Loans Charged-off: Loans to individuals-0.4611%7,812
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1758%7,074
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1802%386
Percentage Net Loans Charged-off: Total real estate loans2.7812%42
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate8.0448%19
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2126%1,199
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.2200%1,123
Percentage Net Loans Charged-off: Commercial and industrial0.1511%2,963
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0192%6,908
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0129%5,395
Percentage Net Loans Charged-off: Total real estate loans0.1420%1,172
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.2897%693
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.2996%649
Percentage Net Loans Charged-off: Commercial and industrial0.1232%2,510
Percentage Net Loans Charged-off: Loans to individuals0.3250%3,439
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2825%7,297
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0144%7,428
Percentage Net Loans Charged-off: Total real estate loans0.0681%1,486
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1385%997
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1430%909
Percentage Net Loans Charged-off: Commercial and industrial0.1986%1,840
Percentage Net Loans Charged-off: Loans to individuals0.6368%2,001
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3684%7,330
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1723%8,247
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.2104%3,072
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5920%7,343
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2562%8,520
Percentage Net Loans Charged-off: Total real estate loans-0.0455%8,247
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0739%8,278
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0764%8,239
Percentage Net Loans Charged-off: Commercial and industrial-0.7053%8,084
Percentage Net Loans Charged-off: Loans to individuals-0.1620%7,919
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0898%7,188
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3847%8,590
Percentage Net Loans Charged-off: Total real estate loans-0.0645%8,300
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0988%8,341
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.1020%8,299
Percentage Net Loans Charged-off: Commercial and industrial-0.8730%8,139
Percentage Net Loans Charged-off: Loans to individuals0.0901%4,714
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3250%7,441
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3129%8,577
Percentage Net Loans Charged-off: Total real estate loans-0.0077%7,787
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0115%7,921
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0118%7,913
Percentage Net Loans Charged-off: Commercial and industrial-0.5583%8,020
Percentage Net Loans Charged-off: Loans to individuals0.2622%3,350
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4744%7,466
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3064%8,511
Percentage Net Loans Charged-off: Total real estate loans-0.0150%7,994
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0228%8,082
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0235%8,074
Percentage Net Loans Charged-off: Commercial and industrial-0.8800%8,112
Percentage Net Loans Charged-off: Loans to individuals-0.5150%7,944
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1471%245
Percentage Net Loans Charged-off: Total real estate loans-0.0206%8,118
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0194%8,086
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0470%8,345
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0481%8,300
Percentage Net Loans Charged-off: Commercial and industrial3.0210%347
Percentage Net Loans Charged-off: Loans to individuals2.4180%480
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2970%984
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0481%268
Percentage Net Loans Charged-off: Total real estate loans-0.0224%8,097
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0253%8,125
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0274%8,192
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0280%8,150
Percentage Net Loans Charged-off: Commercial and industrial2.6914%350
Percentage Net Loans Charged-off: Loans to individuals2.7145%362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2523%912
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0201%304
Percentage Net Loans Charged-off: Total real estate loans-0.0334%8,175
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0372%8,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0408%8,241
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0417%8,215
Percentage Net Loans Charged-off: Commercial and industrial3.2987%310
Percentage Net Loans Charged-off: Loans to individuals0.4551%3,032
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1130%8,260
Percentage Net Loans Charged-off: Total real estate loans-0.0662%8,434
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.1004%8,483
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.1022%8,462
Percentage Net Loans Charged-off: Commercial and industrial0.0879%1,684
Percentage Net Loans Charged-off: Loans to individuals-1.9726%8,619
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6421%806
Percentage Net Loans Charged-off: Total real estate loans0.3004%603
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.4517%412
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.4550%427
Percentage Net Loans Charged-off: Commercial and industrial0.4420%2,283
Percentage Net Loans Charged-off: Loans to individuals2.6310%493
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8061%648
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4987%957
Percentage Net Loans Charged-off: Total real estate loans0.3129%506
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.4720%360
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.4754%372
Percentage Net Loans Charged-off: Commercial and industrial0.2338%2,479
Percentage Net Loans Charged-off: Loans to individuals0.7188%2,606
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9247%518
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5487%839
Percentage Net Loans Charged-off: Total real estate loans0.4786%306
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.7260%221
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.7313%224
Percentage Net Loans Charged-off: Commercial and industrial0.1678%2,319
Percentage Net Loans Charged-off: Loans to individuals-0.2686%8,289
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1590%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0397%7,841
Percentage Net Loans Charged-off: Total real estate loans0.3509%399
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.5363%291
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.5402%292
Percentage Net Loans Charged-off: Commercial and industrial-0.0695%7,391
Percentage Net Loans Charged-off: Loans to individuals-0.6070%8,464
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3762%7,574
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1743%3,688
Percentage Net Loans Charged-off: Total real estate loans-0.0471%8,645
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0708%8,712
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0713%8,697
Percentage Net Loans Charged-off: Commercial and industrial0.4045%2,891
Percentage Net Loans Charged-off: Loans to individuals1.5659%1,282
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2377%2,597
Percentage Net Loans Charged-off: Total real estate loans0.0273%2,574
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0409%2,075
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0412%2,005
Percentage Net Loans Charged-off: Commercial and industrial0.6974%1,830
Percentage Net Loans Charged-off: Loans to individuals1.0528%2,050
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2685%2,231
Percentage Net Loans Charged-off: Total real estate loans0.0449%1,935
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0670%1,514
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0675%1,469
Percentage Net Loans Charged-off: Commercial and industrial0.6527%1,715
Percentage Net Loans Charged-off: Loans to individuals1.6596%1,091
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0119%5,153
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.0175%7,305
Percentage Net Loans Charged-off: Loans to individuals0.2526%4,048
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1252%4,696
Percentage Net Loans Charged-off: Total real estate loans0.0232%3,211
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0340%2,580
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0342%2,471
Percentage Net Loans Charged-off: Commercial and industrial0.1497%3,995
Percentage Net Loans Charged-off: Loans to individuals-0.2738%8,952
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3325%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0414%6,389
Percentage Net Loans Charged-off: Total real estate loans-0.1240%9,254
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.1742%9,273
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.1756%9,261
Percentage Net Loans Charged-off: Commercial and industrial0.4094%2,919
Percentage Net Loans Charged-off: Loans to individuals0.6373%3,527
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0035%7,611
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4116%1,611
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1677%3,630
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3247%2,298
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1066%5,357
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1289%5,186
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1300%4,999
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1056%11,456
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0225%9,135
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1009%8,868
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA