Home > Citizens Bank of Illinois > Income and Expense
Citizens Bank of Illinois, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $48,356,000 | 714 |
| Total interest expense | $28,486,000 | 602 |
| Net interest income | $19,870,000 | 899 |
| Provision for loan and lease losses | $1,189,000 | 864 |
| Total noninterest income | $4,724,000 | 964 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,668,000 | 764 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,056,000 | 835 |
| Total noninterest expense | $15,520,000 | 908 |
| Salaries and employee benefits | $6,459,000 | 1,025 |
| Premises and equipment expense | $1,579,000 | 1,249 |
| Additional noninterest expense | $7,482,000 | 727 |
| Pre-tax net operating income | $7,885,000 | 1,034 |
| Securities gains (losses) | $38,000 | 1,502 |
| Applicable income taxes | $2,102,000 | 1,260 |
| Income before extraordinary items | $5,821,000 | 956 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,821,000 | 957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $743,000 | 972 |
| Cash dividends | $4,879,000 | 646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,793,260 | 932 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,384,000 | 4,355 |
| Total interest expense | $4,057,000 | 3,660 |
| Net interest income | $3,327,000 | 5,043 |
| Provision for loan and lease losses | $1,397,000 | 799 |
| Total noninterest income | $290,000 | 7,066 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $111,000 | 7,271 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $179,000 | 5,485 |
| Total noninterest expense | $2,306,000 | 5,328 |
| Salaries and employee benefits | $1,097,000 | 5,592 |
| Premises and equipment expense | $242,000 | 6,359 |
| Additional noninterest expense | $967,000 | 4,527 |
| Pre-tax net operating income | $-86,000 | 10,941 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $41,000 | 9,843 |
| Income before extraordinary items | $-110,000 | 11,016 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-110,000 | 11,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,047,000 | 878 |
| Cash dividends | $205,000 | 5,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-127,000 | 10,991 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 5,075 |
| Total interest expense | $3,035,000 | 4,702 |
| Net interest income | $3,144,000 | 5,297 |
| Provision for loan and lease losses | $-12,000 | 11,434 |
| Total noninterest income | $306,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,973 |
| Total noninterest expense | $1,640,000 | 6,865 |
| Salaries and employee benefits | $996,000 | 6,092 |
| Premises and equipment expense | $188,000 | 7,429 |
| Additional noninterest expense | $456,000 | 7,647 |
| Pre-tax net operating income | $1,822,000 | 3,804 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $626,000 | 3,564 |
| Income before extraordinary items | $1,204,000 | 3,947 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,204,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,757 |
| Cash dividends | $175,000 | 5,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,198,720 | 3,951 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,297,000 | 5,397 |
| Total interest expense | $2,195,000 | 5,170 |
| Net interest income | $3,102,000 | 5,473 |
| Provision for loan and lease losses | $-78,000 | 12,100 |
| Total noninterest income | $202,000 | 8,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,162 |
| Total noninterest expense | $1,591,000 | 7,331 |
| Salaries and employee benefits | $917,000 | 6,532 |
| Premises and equipment expense | $205,000 | 7,319 |
| Additional noninterest expense | $469,000 | 8,168 |
| Pre-tax net operating income | $1,791,000 | 3,764 |
| Securities gains (losses) | $46,000 | 1,207 |
| Applicable income taxes | $604,000 | 3,503 |
| Income before extraordinary items | $1,233,000 | 3,756 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,233,000 | 3,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 12,132 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,202,180 | 3,881 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,299,000 | 5,494 |
| Total interest expense | $2,287,000 | 5,193 |
| Net interest income | $3,012,000 | 5,641 |
| Provision for loan and lease losses | $229,000 | 3,627 |
| Total noninterest income | $224,000 | 8,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,670 |
| Total noninterest expense | $1,582,000 | 7,553 |
| Salaries and employee benefits | $878,000 | 6,847 |
| Premises and equipment expense | $226,000 | 7,166 |
| Additional noninterest expense | $478,000 | 8,448 |
| Pre-tax net operating income | $1,425,000 | 4,527 |
| Securities gains (losses) | $185,000 | 1,780 |
| Applicable income taxes | $456,000 | 4,544 |
| Income before extraordinary items | $1,154,000 | 4,161 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,154,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,880 |
| Cash dividends | $170,000 | 5,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,020,800 | 4,385 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 5,578 |
| Total interest expense | $2,921,000 | 5,270 |
| Net interest income | $2,967,000 | 5,776 |
| Provision for loan and lease losses | $251,000 | 4,571 |
| Total noninterest income | $257,000 | 8,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,311 |
| Total noninterest expense | $1,509,000 | 7,877 |
| Salaries and employee benefits | $763,000 | 7,518 |
| Premises and equipment expense | $184,000 | 8,213 |
| Additional noninterest expense | $562,000 | 7,852 |
| Pre-tax net operating income | $1,464,000 | 4,132 |
| Securities gains (losses) | $71,000 | 3,566 |
| Applicable income taxes | $367,000 | 5,132 |
| Income before extraordinary items | $1,168,000 | 3,900 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,168,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 3,709 |
| Cash dividends | $265,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,114,040 | 3,776 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.