Home > Citizens Bank of Illinois > Assets and Liabilities
Citizens Bank of Illinois, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 167 | 1,033 |
| Assets and Liabilities | ||
| Total Assets: | $657,216,000 | 741 |
| Cash and due from depository institutions | $13,070,000 | 1,033 |
| Interest-bearing balances | $51,000 | 5,325 |
| Securities | $299,481,000 | 445 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $314,409,000 | 952 |
| Loan loss allowance | $5,833,000 | 731 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,830,000 | 662 |
| Other real estate owned | $559,000 | 1,033 |
| Goodwill and other intangibles | $3,121,000 | 746 |
| All other assets | $15,746,000 | 623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $657,216,000 | 741 |
| Total liabilities | $605,293,000 | 735 |
| Total deposits | $499,842,000 | 746 |
| Interest-bearing deposits | $466,011,000 | 690 |
| Deposits held in domestic offices | $499,842,000 | 740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,476,000 | 404 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $26,996,000 | 820 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,979,000 | 876 |
| Total equity capital | $51,923,000 | 883 |
| Total bank equity capital | $51,923,000 | 883 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,017,000 | 1,180 |
| Surplus | $15,639,000 | 1,054 |
| Undivided profits | $33,267,000 | 778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,330,000 | 854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,349 |
| Income earned, not collected on loans | $2,731,000 | 793 |
| Earning assets | $613,941,000 | 728 |
| Long-term assets (5+ years) | $312,617,000 | 288 |
| Average Assets, year-to-date | $669,328,800 | 695 |
| Average Assets, quarterly | $668,419,500 | 721 |
| Volatile liabilities | $109,920,000 | 793 |
| Insider loans | $10,026,000 | 387 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $18,426,000 | 159 |
| Unused loan commitments | $53,767,000 | 1,035 |
| Tier 1 (core) risk-based capital | $48,322,000 | 877 |
| Tier 2 risk-based capital | $4,511,980 | 774 |
| Total risk weighted assets | $359,637,180 | 835 |
| Total unused commitments | $53,767,000 | 1,039 |
| Derivatives | $148,000,000 | 182 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $99,883,000 | 4,426 |
| Cash and due from depository institutions | $2,057,000 | 5,025 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $35,913,000 | 3,371 |
| Federal funds sold & reverse repurchase agreements | $2,775,000 | 4,061 |
| Net loans & leases | $54,488,000 | 4,726 |
| Loan loss allowance | $950,000 | 3,672 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,020,000 | 5,935 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $2,206,000 | 891 |
| All other assets | $1,424,000 | 4,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,883,000 | 4,426 |
| Total liabilities | $86,490,000 | 4,562 |
| Total deposits | $85,746,000 | 4,378 |
| Interest-bearing deposits | $79,525,000 | 4,084 |
| Deposits held in domestic offices | $85,746,000 | 4,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $744,000 | 4,442 |
| Total equity capital | $13,393,000 | 3,310 |
| Total bank equity capital | $13,393,000 | 3,310 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $837,000 | 4,020 |
| Surplus | $4,163,000 | 3,320 |
| Undivided profits | $8,393,000 | 2,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $338,000 | 5,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $497,000 | 4,679 |
| Earning assets | $93,176,000 | 4,364 |
| Long-term assets (5+ years) | $28,768,000 | 2,028 |
| Average Assets, year-to-date | $103,126,600 | 4,132 |
| Average Assets, quarterly | $99,805,000 | 4,377 |
| Volatile liabilities | $18,419,000 | 3,102 |
| Insider loans | $3,038,000 | 1,423 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,329,000 | 4,500 |
| Tier 1 (core) risk-based capital | $11,324,000 | 3,768 |
| Tier 2 risk-based capital | $730,960 | 3,930 |
| Total risk weighted assets | $58,257,660 | 4,503 |
| Total unused commitments | $6,329,000 | 4,514 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $107,252,000 | 4,149 |
| Cash and due from depository institutions | $1,841,000 | 5,851 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $26,985,000 | 4,428 |
| Federal funds sold & reverse repurchase agreements | $29,000,000 | 532 |
| Net loans & leases | $44,906,000 | 5,382 |
| Loan loss allowance | $600,000 | 5,304 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,318,000 | 5,082 |
| Other real estate owned | $0 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,202,000 | 2,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,252,000 | 4,149 |
| Total liabilities | $93,386,000 | 4,267 |
| Total deposits | $92,799,000 | 4,091 |
| Interest-bearing deposits | $86,821,000 | 3,778 |
| Deposits held in domestic offices | $92,799,000 | 4,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $587,000 | 5,566 |
| Total equity capital | $13,866,000 | 3,183 |
| Total bank equity capital | $13,866,000 | 3,183 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $837,000 | 4,214 |
| Surplus | $4,163,000 | 3,323 |
| Undivided profits | $8,866,000 | 2,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 5,616 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $456,000 | 5,182 |
| Earning assets | $100,891,000 | 4,045 |
| Long-term assets (5+ years) | $20,638,000 | 2,447 |
| Average Assets, year-to-date | $82,983,200 | 5,003 |
| Average Assets, quarterly | $93,151,000 | 4,656 |
| Volatile liabilities | $18,395,000 | 2,816 |
| Insider loans | $59,000 | 9,748 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,452,000 | 5,986 |
| Tier 1 (core) risk-based capital | $13,844,000 | 3,104 |
| Tier 2 risk-based capital | $600,000 | 4,577 |
| Total risk weighted assets | $54,375,500 | 4,696 |
| Total unused commitments | $3,452,000 | 5,998 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $75,561,000 | 5,588 |
| Cash and due from depository institutions | $1,846,000 | 6,680 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $28,799,000 | 4,417 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 6,189 |
| Net loans & leases | $42,189,000 | 5,575 |
| Loan loss allowance | $600,000 | 5,400 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $680,000 | 7,493 |
| Other real estate owned | $110,000 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,237,000 | 5,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,561,000 | 5,588 |
| Total liabilities | $63,919,000 | 5,876 |
| Total deposits | $63,522,000 | 5,666 |
| Interest-bearing deposits | $58,061,000 | 5,384 |
| Deposits held in domestic offices | $63,522,000 | 5,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $397,000 | 6,118 |
| Total equity capital | $11,642,000 | 3,478 |
| Total bank equity capital | $11,642,000 | 3,478 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $837,000 | 4,397 |
| Surplus | $4,163,000 | 3,208 |
| Undivided profits | $6,642,000 | 3,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 7,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $355,000 | 5,741 |
| Earning assets | $71,688,000 | 5,423 |
| Long-term assets (5+ years) | $21,783,000 | 2,371 |
| Average Assets, year-to-date | $74,869,400 | 5,498 |
| Average Assets, quarterly | $75,431,000 | 5,549 |
| Volatile liabilities | $15,105,000 | 3,166 |
| Insider loans | $237,000 | 7,769 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,273,000 | 7,136 |
| Tier 1 (core) risk-based capital | $12,814,000 | 3,228 |
| Tier 2 risk-based capital | $573,280 | 4,724 |
| Total risk weighted assets | $45,834,580 | 5,313 |
| Total unused commitments | $2,273,000 | 7,148 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $74,798,000 | 5,740 |
| Cash and due from depository institutions | $1,518,000 | 6,938 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $28,972,000 | 4,621 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,981 |
| Net loans & leases | $35,887,000 | 6,189 |
| Loan loss allowance | $600,000 | 5,587 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $733,000 | 7,342 |
| Other real estate owned | $30,000 | 6,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $658,000 | 8,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,798,000 | 5,740 |
| Total liabilities | $62,916,000 | 6,101 |
| Total deposits | $62,524,000 | 5,921 |
| Interest-bearing deposits | $57,276,000 | 5,660 |
| Deposits held in domestic offices | $62,524,000 | 5,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $392,000 | 6,369 |
| Total equity capital | $11,882,000 | 3,440 |
| Total bank equity capital | $11,882,000 | 3,440 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $837,000 | 4,574 |
| Surplus | $4,163,000 | 3,162 |
| Undivided profits | $6,882,000 | 3,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 5,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $286,000 | 6,328 |
| Earning assets | $71,859,000 | 5,523 |
| Long-term assets (5+ years) | $22,677,000 | 2,401 |
| Average Assets, year-to-date | $73,963,600 | 5,657 |
| Average Assets, quarterly | $74,314,500 | 5,727 |
| Volatile liabilities | $14,538,000 | 3,067 |
| Insider loans | $220,000 | 8,075 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $595,000 | 10,265 |
| Tier 1 (core) risk-based capital | $11,882,000 | 3,358 |
| Tier 2 risk-based capital | $504,720 | 5,225 |
| Total risk weighted assets | $40,282,020 | 5,856 |
| Total unused commitments | $595,000 | 10,284 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $74,619,000 | 5,815 |
| Cash and due from depository institutions | $1,575,000 | 6,105 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $29,360,000 | 4,553 |
| Federal funds sold & reverse repurchase agreements | $6,450,000 | 2,570 |
| Net loans & leases | $35,725,000 | 6,226 |
| Loan loss allowance | $600,000 | 5,638 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $717,000 | 7,548 |
| Other real estate owned | $83,000 | 6,105 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $709,000 | 8,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,619,000 | 5,815 |
| Total liabilities | $63,721,000 | 6,126 |
| Total deposits | $63,291,000 | 5,977 |
| Interest-bearing deposits | $58,252,000 | 5,710 |
| Deposits held in domestic offices | $63,291,000 | 5,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $430,000 | 6,507 |
| Total equity capital | $10,898,000 | 3,544 |
| Total bank equity capital | $10,898,000 | 3,544 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $837,000 | 4,797 |
| Surplus | $3,163,000 | 3,830 |
| Undivided profits | $6,898,000 | 3,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 5,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $339,000 | 5,898 |
| Earning assets | $71,535,000 | 5,581 |
| Long-term assets (5+ years) | $22,817,000 | 2,343 |
| Average Assets, year-to-date | $74,465,800 | 5,692 |
| Average Assets, quarterly | $74,176,500 | 5,791 |
| Volatile liabilities | $13,925,000 | 3,160 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,326,000 | 8,461 |
| Tier 1 (core) risk-based capital | $10,898,000 | 3,489 |
| Tier 2 risk-based capital | $504,210 | 5,166 |
| Total risk weighted assets | $40,241,010 | 5,904 |
| Total unused commitments | $1,326,000 | 8,488 |
| Derivatives | $0 | 651 |