Home > Citizens Bank of Illinois > Loan Charge- Offs and Recoveries
Citizens Bank of Illinois, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,296,000 | 652 |
| Loans secured by real estate, total | $117,000 | 1,438 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $117,000 | 1,438 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $39,000 | 1,702 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $78,000 | 829 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $1,516,000 | 252 |
| Loans to individuals | $637,000 | 766 |
| Credit card loan charge offs | $183,000 | 543 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $454,000 | 734 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $26,000 | 230 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $975,000 | 498 |
| Loans secured by real estate, total | $91,000 | 882 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $91,000 | 882 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,571 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $79,000 | 524 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 217 |
| Commercial and industrial loans | $768,000 | 226 |
| Loans to individuals | $111,000 | 982 |
| Credit card loan recoveries | $6,000 | 1,115 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $105,000 | 865 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $4,000 | 279 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,321,000 | 753 |
| Loans secured by real estate, total | $26,000 | 2,307 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $26,000 | 2,306 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $27,000 | 1,702 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-1,000 | 10,245 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,108 |
| Commercial and industrial loans | $748,000 | 327 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $526,000 | 716 |
| Credit card loan net charge offs | $177,000 | 520 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $349,000 | 703 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $22,000 | 198 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,079,000 | 1,072 |
| Loans secured by real estate, total | $649,000 | 607 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $649,000 | 606 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $46,000 | 1,656 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $603,000 | 336 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $161,000 | 1,669 |
| Loans to individuals | $261,000 | 1,238 |
| Credit card loan charge offs | $71,000 | 816 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $190,000 | 1,261 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $8,000 | 313 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $237,000 | 1,302 |
| Loans secured by real estate, total | $9,000 | 2,930 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $9,000 | 2,929 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 1,871 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $74,000 | 1,467 |
| Loans to individuals | $153,000 | 782 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $153,000 | 678 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $1,000 | 359 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $842,000 | 989 |
| Loans secured by real estate, total | $640,000 | 497 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $640,000 | 496 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $37,000 | 1,574 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $603,000 | 278 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $87,000 | 1,856 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $108,000 | 1,681 |
| Credit card loan net charge offs | $71,000 | 748 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $37,000 | 2,817 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $7,000 | 259 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $597,000 | 1,606 |
| Loans secured by real estate, total | $274,000 | 1,155 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $274,000 | 1,155 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $4,000 | 404 |
| Total charge-offs secured by 1-4 family residential properties | $93,000 | 1,190 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $177,000 | 756 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $139,000 | 1,935 |
| Loans to individuals | $184,000 | 1,428 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $184,000 | 1,184 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $158,000 | 2,056 |
| Loans secured by real estate, total | $18,000 | 2,560 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $18,000 | 2,560 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $18,000 | 1,220 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,000 | 7,233 |
| Loans to individuals | $138,000 | 873 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $138,000 | 748 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $439,000 | 1,491 |
| Loans secured by real estate, total | $256,000 | 988 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $256,000 | 988 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $4,000 | 319 |
| Secured by 1-4 family residential properties- net charge-offs | $93,000 | 1,022 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $159,000 | 656 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $137,000 | 1,353 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $46,000 | 2,683 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $46,000 | 2,279 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $531,000 | 2,174 |
| Loans secured by real estate, total | $240,000 | 1,538 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $240,000 | 1,537 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $14,000 | 3,729 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $226,000 | 861 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $135,000 | 2,607 |
| Loans to individuals | $156,000 | 1,822 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $156,000 | 1,522 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $189,000 | 1,923 |
| Loans secured by real estate, total | $17,000 | 2,804 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $17,000 | 2,804 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 3,025 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $13,000 | 1,430 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $32,000 | 3,460 |
| Loans to individuals | $140,000 | 929 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $140,000 | 790 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $342,000 | 2,270 |
| Loans secured by real estate, total | $223,000 | 1,370 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $223,000 | 1,368 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 3,535 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $213,000 | 782 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $103,000 | 2,339 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $16,000 | 5,137 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $16,000 | 4,555 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,124,000 | 1,688 |
| Loans secured by real estate, total | $153,000 | 2,466 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $153,000 | 2,466 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $145,000 | 1,279 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $8,000 | 3,418 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $718,000 | 1,032 |
| Loans to individuals | $253,000 | 1,577 |
| Credit card loan charge offs | $2,000 | 3,539 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $251,000 | 1,299 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $227,000 | 1,757 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $55,000 | 2,617 |
| Loans to individuals | $172,000 | 889 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $172,000 | 739 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $897,000 | 1,672 |
| Loans secured by real estate, total | $153,000 | 2,216 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $153,000 | 2,216 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $145,000 | 1,125 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $8,000 | 3,132 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $663,000 | 931 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $81,000 | 2,740 |
| Credit card loan net charge offs | $2,000 | 3,295 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $79,000 | 2,381 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.