Home > Citizens Bank of Illinois > Income and Expense
Citizens Bank of Illinois, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $36,930,000 | 950 |
| Total interest expense | $20,560,000 | 830 |
| Net interest income | $16,370,000 | 1,111 |
| Provision for loan and lease losses | $782,000 | 1,224 |
| Total noninterest income | $4,111,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,207,000 | 1,092 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,904,000 | 898 |
| Total noninterest expense | $14,281,000 | 1,055 |
| Salaries and employee benefits | $5,389,000 | 1,240 |
| Premises and equipment expense | $1,479,000 | 1,375 |
| Additional noninterest expense | $7,413,000 | 856 |
| Pre-tax net operating income | $5,418,000 | 1,315 |
| Securities gains (losses) | $313,000 | 536 |
| Applicable income taxes | $1,561,000 | 1,549 |
| Income before extraordinary items | $4,170,000 | 1,208 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,170,000 | 1,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,321,000 | 753 |
| Cash dividends | $2,865,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,941,510 | 1,243 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $30,271,000 | 1,154 |
| Total interest expense | $16,832,000 | 1,007 |
| Net interest income | $13,439,000 | 1,334 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $2,498,000 | 1,550 |
| Gross Fiduciary activities income | $166,000 | 1,042 |
| Service charges on deposit accounts | $801,000 | 1,686 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,531,000 | 1,365 |
| Total noninterest expense | $10,673,000 | 1,325 |
| Salaries and employee benefits | $4,389,000 | 1,515 |
| Premises and equipment expense | $1,296,000 | 1,571 |
| Additional noninterest expense | $4,988,000 | 1,129 |
| Pre-tax net operating income | $5,084,000 | 1,484 |
| Securities gains (losses) | $73,000 | 1,094 |
| Applicable income taxes | $1,698,000 | 1,470 |
| Income before extraordinary items | $3,459,000 | 1,479 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,459,000 | 1,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $842,000 | 989 |
| Cash dividends | $2,323,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 789 |
| Net operating income | $3,410,090 | 1,480 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,234,000 | 4,100 |
| Total interest expense | $3,421,000 | 3,515 |
| Net interest income | $3,813,000 | 4,565 |
| Provision for loan and lease losses | $1,630,000 | 658 |
| Total noninterest income | $326,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $204,000 | 5,789 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $122,000 | 6,880 |
| Total noninterest expense | $3,372,000 | 3,970 |
| Salaries and employee benefits | $1,178,000 | 5,325 |
| Premises and equipment expense | $405,000 | 4,542 |
| Additional noninterest expense | $1,789,000 | 2,848 |
| Pre-tax net operating income | $-863,000 | 12,441 |
| Securities gains (losses) | $-732,000 | 12,335 |
| Applicable income taxes | $-567,000 | 12,492 |
| Income before extraordinary items | $-1,028,000 | 12,428 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,028,000 | 12,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,491 |
| Cash dividends | $324,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-559,520 | 12,376 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,174,000 | 4,221 |
| Total interest expense | $3,454,000 | 3,632 |
| Net interest income | $3,720,000 | 4,710 |
| Provision for loan and lease losses | $365,000 | 2,613 |
| Total noninterest income | $297,000 | 7,722 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $200,000 | 5,971 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $2,694,000 | 4,938 |
| Salaries and employee benefits | $1,062,000 | 5,818 |
| Premises and equipment expense | $385,000 | 4,866 |
| Additional noninterest expense | $1,247,000 | 4,054 |
| Pre-tax net operating income | $958,000 | 6,074 |
| Securities gains (losses) | $102,000 | 2,479 |
| Applicable income taxes | $198,000 | 7,661 |
| Income before extraordinary items | $862,000 | 5,249 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $862,000 | 5,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 2,270 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $779,380 | 5,445 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,038,000 | 4,273 |
| Total interest expense | $4,629,000 | 3,546 |
| Net interest income | $3,409,000 | 5,122 |
| Provision for loan and lease losses | $915,000 | 1,949 |
| Total noninterest income | $281,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $201,000 | 5,976 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $80,000 | 8,855 |
| Total noninterest expense | $2,495,000 | 5,318 |
| Salaries and employee benefits | $936,000 | 6,414 |
| Premises and equipment expense | $357,000 | 5,287 |
| Additional noninterest expense | $1,202,000 | 4,328 |
| Pre-tax net operating income | $280,000 | 10,340 |
| Securities gains (losses) | $125,000 | 2,651 |
| Applicable income taxes | $45,000 | 11,390 |
| Income before extraordinary items | $360,000 | 8,616 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $360,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $897,000 | 1,672 |
| Cash dividends | $450,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $248,750 | 9,571 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.