Home > Citizens Bank of Illinois > Assets and Liabilities
Citizens Bank of Illinois, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 142 | 1,307 |
| Assets and Liabilities | ||
| Total Assets: | $560,559,000 | 876 |
| Cash and due from depository institutions | $16,822,000 | 1,307 |
| Interest-bearing balances | $45,000 | 5,476 |
| Securities | $259,430,000 | 517 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,865 |
| Net loans & leases | $258,537,000 | 1,172 |
| Loan loss allowance | $4,437,000 | 972 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,189,000 | 742 |
| Other real estate owned | $154,000 | 1,307 |
| Goodwill and other intangibles | $1,663,000 | 1,020 |
| All other assets | $11,764,000 | 799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $560,559,000 | 876 |
| Total liabilities | $523,734,000 | 859 |
| Total deposits | $419,563,000 | 931 |
| Interest-bearing deposits | $388,707,000 | 863 |
| Deposits held in domestic offices | $419,563,000 | 924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $98,455,000 | 369 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,307,000 | 3,096 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,409,000 | 1,093 |
| Total equity capital | $36,825,000 | 1,225 |
| Total bank equity capital | $36,825,000 | 1,225 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,440,000 | 1,121 |
| Surplus | $10,216,000 | 1,566 |
| Undivided profits | $23,169,000 | 1,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,815,000 | 1,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,383,000 | 925 |
| Earning assets | $520,012,000 | 869 |
| Long-term assets (5+ years) | $234,527,000 | 365 |
| Average Assets, year-to-date | $507,306,400 | 934 |
| Average Assets, quarterly | $529,026,500 | 922 |
| Volatile liabilities | $126,887,000 | 750 |
| Insider loans | $7,348,000 | 577 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,042,000 | 529 |
| Unused loan commitments | $33,001,000 | 1,428 |
| Tier 1 (core) risk-based capital | $35,479,000 | 1,202 |
| Tier 2 risk-based capital | $3,670,720 | 948 |
| Total risk weighted assets | $292,891,020 | 1,030 |
| Total unused commitments | $33,001,000 | 1,437 |
| Derivatives | $82,307,000 | 265 |
| 1995-12-31 | Rank | |
| # of Employees: | 129 | 1,478 |
| Assets and Liabilities | ||
| Total Assets: | $404,843,000 | 1,199 |
| Cash and due from depository institutions | $9,352,000 | 1,478 |
| Interest-bearing balances | $161,000 | 4,519 |
| Securities | $127,746,000 | 981 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $250,028,000 | 1,180 |
| Loan loss allowance | $3,874,000 | 1,110 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,225,000 | 920 |
| Other real estate owned | $496,000 | 1,478 |
| Goodwill and other intangibles | $1,487,000 | 985 |
| All other assets | $7,509,000 | 1,193 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $404,843,000 | 1,199 |
| Total liabilities | $375,203,000 | 1,178 |
| Total deposits | $356,589,000 | 1,114 |
| Interest-bearing deposits | $331,432,000 | 1,053 |
| Deposits held in domestic offices | $356,589,000 | 1,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,942,000 | 914 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $506,000 | 3,412 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,166,000 | 1,466 |
| Total equity capital | $29,640,000 | 1,527 |
| Total bank equity capital | $29,640,000 | 1,527 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,744,000 | 1,444 |
| Surplus | $8,912,000 | 1,762 |
| Undivided profits | $17,984,000 | 1,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,410,000 | 1,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,340,000 | 985 |
| Earning assets | $377,935,000 | 1,185 |
| Long-term assets (5+ years) | $121,094,000 | 589 |
| Average Assets, year-to-date | $414,174,600 | 1,146 |
| Average Assets, quarterly | $410,285,000 | 1,174 |
| Volatile liabilities | $38,273,000 | 1,557 |
| Insider loans | $1,423,000 | 2,890 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $46,296,000 | 98 |
| Unused loan commitments | $35,075,000 | 1,325 |
| Tier 1 (core) risk-based capital | $27,209,000 | 1,583 |
| Tier 2 risk-based capital | $2,914,450 | 1,158 |
| Total risk weighted assets | $232,196,150 | 1,251 |
| Total unused commitments | $35,075,000 | 1,334 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 43 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $108,936,000 | 4,042 |
| Cash and due from depository institutions | $2,033,000 | 4,565 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $33,226,000 | 3,914 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,035 |
| Net loans & leases | $56,787,000 | 4,404 |
| Loan loss allowance | $1,756,000 | 2,202 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,127,000 | 1,807 |
| Other real estate owned | $1,454,000 | 4,565 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,309,000 | 3,378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,936,000 | 4,042 |
| Total liabilities | $101,963,000 | 3,938 |
| Total deposits | $95,300,000 | 3,946 |
| Interest-bearing deposits | $87,087,000 | 3,719 |
| Deposits held in domestic offices | $95,300,000 | 3,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,611,000 | 1,689 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $254,000 | 4,267 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $798,000 | 3,617 |
| Total equity capital | $6,973,000 | 5,550 |
| Total bank equity capital | $6,973,000 | 5,550 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,200,000 | 3,212 |
| Surplus | $1,200,000 | 7,357 |
| Undivided profits | $4,573,000 | 4,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 5,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $628,000 | 3,296 |
| Earning assets | $99,013,000 | 4,077 |
| Long-term assets (5+ years) | $9,978,000 | 4,125 |
| Average Assets, year-to-date | $110,415,400 | 3,919 |
| Average Assets, quarterly | $110,468,000 | 3,955 |
| Volatile liabilities | $18,905,000 | 2,645 |
| Insider loans | $512,000 | 5,617 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $144,000 | 11,358 |
| Tier 1 (core) risk-based capital | $7,242,000 | 5,464 |
| Tier 2 risk-based capital | $832,310 | 3,443 |
| Total risk weighted assets | $65,661,210 | 3,905 |
| Total unused commitments | $144,000 | 11,361 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 44 | 4,651 |
| Assets and Liabilities | ||
| Total Assets: | $110,093,000 | 4,086 |
| Cash and due from depository institutions | $1,107,000 | 4,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $46,312,000 | 3,008 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,254 |
| Net loans & leases | $51,760,000 | 4,653 |
| Loan loss allowance | $565,000 | 5,836 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,245,000 | 1,721 |
| Other real estate owned | $2,250,000 | 4,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,319,000 | 4,938 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,093,000 | 4,086 |
| Total liabilities | $101,499,000 | 4,019 |
| Total deposits | $94,579,000 | 4,097 |
| Interest-bearing deposits | $86,476,000 | 3,905 |
| Deposits held in domestic offices | $94,579,000 | 4,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,095,000 | 1,366 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $247,000 | 3,917 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $578,000 | 4,822 |
| Total equity capital | $8,594,000 | 4,710 |
| Total bank equity capital | $8,594,000 | 4,710 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,200,000 | 3,307 |
| Surplus | $1,200,000 | 7,431 |
| Undivided profits | $6,194,000 | 3,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $461,000 | 5,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $480,000 | 3,876 |
| Earning assets | $101,172,000 | 4,078 |
| Long-term assets (5+ years) | $4,719,000 | 6,589 |
| Average Assets, year-to-date | $111,265,000 | 3,926 |
| Average Assets, quarterly | $110,289,500 | 4,035 |
| Volatile liabilities | $19,490,000 | 2,452 |
| Insider loans | $383,000 | 6,531 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $144,000 | 11,665 |
| Tier 1 (core) risk-based capital | $8,594,000 | 4,607 |
| Tier 2 risk-based capital | $565,000 | 4,733 |
| Total risk weighted assets | $61,264,800 | 4,105 |
| Total unused commitments | $144,000 | 11,671 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $113,679,000 | 4,040 |
| Cash and due from depository institutions | $2,035,000 | 4,772 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $54,051,000 | 2,512 |
| Federal funds sold & reverse repurchase agreements | $4,515,000 | 3,569 |
| Net loans & leases | $44,757,000 | 5,259 |
| Loan loss allowance | $542,000 | 6,088 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,315,000 | 1,703 |
| Other real estate owned | $2,093,000 | 4,772 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,913,000 | 3,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,679,000 | 4,040 |
| Total liabilities | $105,827,000 | 3,977 |
| Total deposits | $98,739,000 | 4,060 |
| Interest-bearing deposits | $91,006,000 | 3,862 |
| Deposits held in domestic offices | $98,739,000 | 4,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,002,000 | 1,258 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $546,000 | 3,075 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $540,000 | 5,486 |
| Total equity capital | $7,852,000 | 4,882 |
| Total bank equity capital | $7,852,000 | 4,882 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,200,000 | 3,439 |
| Surplus | $1,200,000 | 7,411 |
| Undivided profits | $5,452,000 | 3,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $929,000 | 3,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $397,000 | 5,099 |
| Earning assets | $103,422,000 | 4,053 |
| Long-term assets (5+ years) | $4,906,000 | 6,567 |
| Average Assets, year-to-date | $113,013,200 | 3,972 |
| Average Assets, quarterly | $113,829,500 | 3,997 |
| Volatile liabilities | $24,550,000 | 2,003 |
| Insider loans | $307,000 | 2,868 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $139,000 | 11,944 |
| Tier 1 (core) risk-based capital | $7,852,000 | 4,790 |
| Tier 2 risk-based capital | $542,000 | 4,890 |
| Total risk weighted assets | $54,066,400 | 4,618 |
| Total unused commitments | $139,000 | 11,956 |
| Derivatives | $0 | 651 |