Home > Citizens Bank of Gwinnett > Net Loans and Leases
Citizens Bank of Gwinnett, Net Loans and Leases
| 1997-12-31 | Rank | |
| Net loans and leases | $116,766,000 | 2,386 |
| Loan loss allowance | $1,505,000 | 2,331 |
| Total loans and leases | $118,271,000 | 2,380 |
| Unearned income | $358,000 | 1,459 |
| Loans and leases, gross | $118,629,000 | 2,384 |
| All real estate loans | $93,595,000 | 2,083 |
| Real estate loans in domestic offices | $93,595,000 | 2,082 |
| Construction and development loans | $33,792,000 | 454 |
| Commercial RE | $45,829,000 | 1,137 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,784,000 | 2,406 |
| 1-4 family residential loans | $11,872,000 | 5,761 |
| Farmland loans | $318,000 | 6,027 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $15,257,000 | 2,364 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $9,714,000 | 2,986 |
| Credit card loans | $964,000 | 1,558 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,750,000 | 3,040 |
| All other loans & leases | $63,000 | 6,600 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $63,000 | 4,259 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $165,000 | 1,458 |
| Non 1-4 family restructured loans & leases | $165,000 | 1,458 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $86,309,000 | 3,167 |
| Loan loss allowance | $1,035,000 | 3,405 |
| Total loans and leases | $87,344,000 | 3,172 |
| Unearned income | $226,000 | 3,213 |
| Loans and leases, gross | $87,344,000 | 3,187 |
| All real estate loans | $65,741,000 | 2,864 |
| Real estate loans in domestic offices | $65,741,000 | 2,864 |
| Construction and development loans | $23,614,000 | 680 |
| Commercial RE | $28,358,000 | 1,790 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,092,000 | 2,297 |
| 1-4 family residential loans | $11,401,000 | 6,032 |
| Farmland loans | $276,000 | 6,363 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $14,621,000 | 2,440 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,185,000 | 3,970 |
| Credit card loans | $795,000 | 1,920 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,390,000 | 4,116 |
| All other loans & leases | $23,000 | 7,924 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $23,000 | 6,041 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $172,000 | 1,660 |
| Non 1-4 family restructured loans & leases | $172,000 | 1,660 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $63,134,000 | 4,085 |
| Loan loss allowance | $784,000 | 4,313 |
| Total loans and leases | $63,918,000 | 4,098 |
| Unearned income | $190,000 | 3,766 |
| Loans and leases, gross | $63,918,000 | 4,110 |
| All real estate loans | $45,530,000 | 3,808 |
| Real estate loans in domestic offices | $45,530,000 | 3,808 |
| Construction and development loans | $12,371,000 | 1,130 |
| Commercial RE | $22,616,000 | 2,037 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,091,000 | 3,316 |
| 1-4 family residential loans | $9,132,000 | 6,743 |
| Farmland loans | $320,000 | 6,366 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $13,141,000 | 2,553 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,410,000 | 4,904 |
| Credit card loans | $896,000 | 1,831 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,514,000 | 5,259 |
| All other loans & leases | $27,000 | 8,100 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $27,000 | 5,879 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $180,000 | 1,787 |
| Non 1-4 family restructured loans & leases | $180,000 | 1,787 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $47,837,000 | 5,073 |
| Loan loss allowance | $774,000 | 4,459 |
| Total loans and leases | $48,611,000 | 5,071 |
| Unearned income | $114,000 | 4,892 |
| Loans and leases, gross | $48,611,000 | 5,081 |
| All real estate loans | $33,999,000 | 4,687 |
| Real estate loans in domestic offices | $33,999,000 | 4,687 |
| Construction and development loans | $8,792,000 | 1,423 |
| Commercial RE | $16,234,000 | 2,665 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $221,000 | 6,118 |
| 1-4 family residential loans | $8,510,000 | 7,083 |
| Farmland loans | $242,000 | 6,922 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $10,155,000 | 3,007 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,571,000 | 5,476 |
| Credit card loans | $650,000 | 2,229 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,921,000 | 5,822 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $187,000 | 2,127 |
| Non 1-4 family restructured loans & leases | $187,000 | 2,127 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $44,640,000 | 5,278 |
| Loan loss allowance | $691,000 | 5,017 |
| Total loans and leases | $45,331,000 | 5,279 |
| Unearned income | $108,000 | 5,417 |
| Loans and leases, gross | $45,331,000 | 5,289 |
| All real estate loans | $31,613,000 | 4,894 |
| Real estate loans in domestic offices | $31,613,000 | 4,894 |
| Construction and development loans | $6,183,000 | 1,751 |
| Commercial RE | $16,063,000 | 2,605 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $116,000 | 7,075 |
| 1-4 family residential loans | $9,251,000 | 6,967 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $9,652,000 | 3,072 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,114,000 | 5,922 |
| Credit card loans | $174,000 | 4,173 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,940,000 | 5,811 |
| All other loans & leases | $60,000 | 7,816 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $60,000 | 4,919 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $193,000 | 2,480 |
| Non 1-4 family restructured loans & leases | $193,000 | 2,480 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $44,703,000 | 5,266 |
| Loan loss allowance | $646,000 | 5,332 |
| Total loans and leases | $45,349,000 | 5,273 |
| Unearned income | $97,000 | 6,230 |
| Loans and leases, gross | $45,349,000 | 5,288 |
| All real estate loans | $33,001,000 | 4,765 |
| Real estate loans in domestic offices | $33,001,000 | 4,765 |
| Construction and development loans | $7,364,000 | 1,511 |
| Commercial RE | $14,867,000 | 2,753 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $122,000 | 7,096 |
| 1-4 family residential loans | $10,648,000 | 6,656 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $8,039,000 | 3,633 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,062,000 | 6,186 |
| Credit card loans | $139,000 | 4,556 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,923,000 | 6,051 |
| All other loans & leases | $344,000 | 5,164 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $260,000 | 3,331 |
| Other loans | $84,000 | 4,499 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |