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Citizens Bank of Gwinnett, Changes in Bank Equity Capital
| 1997-12-31 | Rank | |
| Amended balance at previous year-end | $10,253,000 | 3,845 |
| Restatements from amended reports of income, net | $0 | 377 |
| Net income | $2,154,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 439 |
| Cash dividends declared on preferred stock | $0 | 167 |
| Cash dividends declared on common stock | $195,000 | 5,432 |
| Other comprehensive income | $392,000 | 838 |
| Other transactions with parent holding company | $0 | 654 |
| Bank equity capital | $12,604,000 | 3,512 |
| 1996-12-31 | Rank | |
| Amended balance at previous year-end | $9,017,000 | 4,368 |
| Restatements from amended reports of income, net | $0 | 197 |
| Net income | $1,520,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 441 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $184,000 | 5,604 |
| Other comprehensive income | $-100,000 | 7,581 |
| Other transactions with parent holding company | $0 | 528 |
| Bank equity capital | $10,253,000 | 4,260 |
| 1995-12-31 | Rank | |
| Amended balance at previous year-end | $7,883,000 | 4,696 |
| Restatements from amended reports of income, net | $0 | 212 |
| Net income | $1,012,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 459 |
| Cash dividends declared on preferred stock | $0 | 191 |
| Cash dividends declared on common stock | $492,000 | 3,391 |
| Other comprehensive income | $614,000 | 2,375 |
| Other transactions with parent holding company | $0 | 524 |
| Bank equity capital | $9,017,000 | 4,730 |
| 1994-12-31 | Rank | |
| Amended balance at previous year-end | $7,570,000 | 4,932 |
| Restatements from amended reports of income, net | $0 | 244 |
| Net income | $1,005,000 | 4,529 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,006 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 449 |
| Cash dividends declared on preferred stock | $0 | 211 |
| Cash dividends declared on common stock | $150,000 | 6,009 |
| Other comprehensive income | $-565,000 | 8,858 |
| Other transactions with parent holding company | $0 | 545 |
| Bank equity capital | $7,883,000 | 5,003 |
| 1993-12-31 | Rank | |
| Amended balance at previous year-end | $6,899,000 | 5,168 |
| Restatements from amended reports of income, net | $0 | 249 |
| Net income | $771,000 | 5,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 420 |
| Cash dividends declared on preferred stock | $0 | 217 |
| Cash dividends declared on common stock | $100,000 | 6,795 |
| Other comprehensive income | $0 | 1,984 |
| Other transactions with parent holding company | $0 | 566 |
| Bank equity capital | $7,570,000 | 5,239 |
| 1992-12-31 | Rank | |
| Amended balance at previous year-end | $6,518,000 | 5,269 |
| Restatements from amended reports of income, net | $0 | 350 |
| Net income | $412,000 | 8,215 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,087 |
| Net treasury stock transactions | NA | NA |
| Changes incidental to business combinations, net | $0 | 366 |
| Cash dividends declared on preferred stock | $0 | 200 |
| Cash dividends declared on common stock | $38,000 | 7,976 |
| Other comprehensive income | $0 | 551 |
| Other transactions with parent holding company | $0 | 777 |
| Bank equity capital | $6,899,000 | 5,447 |