Home > Citizens Bank of Eldon > Income and Expense
Citizens Bank of Eldon, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 2,715 |
| Total interest expense | $720,000 | 3,078 |
| Net interest income | $2,484,000 | 2,504 |
| Provision for loan and lease losses | $3,000 | 2,710 |
| Total noninterest income | $278,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $131,000 | 1,582 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $147,000 | 2,708 |
| Total noninterest expense | $1,328,000 | 3,020 |
| Salaries and employee benefits | $886,000 | 2,784 |
| Premises and equipment expense | $115,000 | 3,070 |
| Additional noninterest expense | $147,000 | 2,708 |
| Pre-tax net operating income | $1,431,000 | 1,814 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $332,000 | 1,281 |
| Income before extraordinary items | $1,099,000 | 1,910 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,099,000 | 1,934 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,099,000 | 1,910 |
| Net charge-offs | $16,000 | 1,506 |
| Cash dividends | $461,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,099,000 | 1,927 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $11,837,000 | 2,798 |
| Total interest expense | $2,936,000 | 3,097 |
| Net interest income | $8,901,000 | 2,566 |
| Provision for loan and lease losses | $676,000 | 1,169 |
| Total noninterest income | $1,145,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $502,000 | 1,654 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $643,000 | 2,717 |
| Total noninterest expense | $5,213,000 | 3,028 |
| Salaries and employee benefits | $3,254,000 | 2,873 |
| Premises and equipment expense | $530,000 | 2,877 |
| Additional noninterest expense | $643,000 | 2,717 |
| Pre-tax net operating income | $4,157,000 | 2,088 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $960,000 | 1,432 |
| Income before extraordinary items | $3,197,000 | 2,213 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,197,000 | 2,236 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,197,000 | 2,214 |
| Net charge-offs | $363,000 | 1,088 |
| Cash dividends | $2,054,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $3,197,000 | 2,224 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $8,708,000 | 2,812 |
| Total interest expense | $2,150,000 | 3,115 |
| Net interest income | $6,558,000 | 2,582 |
| Provision for loan and lease losses | $572,000 | 1,006 |
| Total noninterest income | $856,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $367,000 | 1,677 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $489,000 | 2,655 |
| Total noninterest expense | $3,868,000 | 3,016 |
| Salaries and employee benefits | $2,387,000 | 2,890 |
| Premises and equipment expense | $383,000 | 2,922 |
| Additional noninterest expense | $489,000 | 2,655 |
| Pre-tax net operating income | $2,974,000 | 2,140 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $683,000 | 1,473 |
| Income before extraordinary items | $2,291,000 | 2,257 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,291,000 | 2,281 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,291,000 | 2,259 |
| Net charge-offs | $353,000 | 853 |
| Cash dividends | $1,215,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,291,000 | 2,260 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $5,668,000 | 2,831 |
| Total interest expense | $1,385,000 | 3,123 |
| Net interest income | $4,283,000 | 2,596 |
| Provision for loan and lease losses | $361,000 | 984 |
| Total noninterest income | $565,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $248,000 | 1,646 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $317,000 | 2,643 |
| Total noninterest expense | $2,625,000 | 2,999 |
| Salaries and employee benefits | $1,609,000 | 2,878 |
| Premises and equipment expense | $268,000 | 2,857 |
| Additional noninterest expense | $317,000 | 2,643 |
| Pre-tax net operating income | $1,862,000 | 2,195 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $429,000 | 1,512 |
| Income before extraordinary items | $1,433,000 | 2,330 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,433,000 | 2,359 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,433,000 | 2,333 |
| Net charge-offs | $150,000 | 907 |
| Cash dividends | $754,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,433,000 | 2,328 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 2,816 |
| Total interest expense | $710,000 | 3,074 |
| Net interest income | $2,095,000 | 2,625 |
| Provision for loan and lease losses | $209,000 | 825 |
| Total noninterest income | $284,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $123,000 | 1,642 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $161,000 | 2,603 |
| Total noninterest expense | $1,279,000 | 3,032 |
| Salaries and employee benefits | $819,000 | 2,846 |
| Premises and equipment expense | $138,000 | 2,814 |
| Additional noninterest expense | $161,000 | 2,603 |
| Pre-tax net operating income | $891,000 | 2,185 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $202,000 | 1,508 |
| Income before extraordinary items | $689,000 | 2,307 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $689,000 | 2,334 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $689,000 | 2,307 |
| Net charge-offs | $130,000 | 641 |
| Cash dividends | $346,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $689,000 | 2,309 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,370,000 | 2,930 |
| Total interest expense | $1,943,000 | 3,077 |
| Net interest income | $7,427,000 | 2,810 |
| Provision for loan and lease losses | $502,000 | 1,274 |
| Total noninterest income | $1,153,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $466,000 | 1,724 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $687,000 | 2,663 |
| Total noninterest expense | $4,902,000 | 3,076 |
| Salaries and employee benefits | $3,092,000 | 2,901 |
| Premises and equipment expense | $456,000 | 3,080 |
| Additional noninterest expense | $687,000 | 2,663 |
| Pre-tax net operating income | $3,176,000 | 2,450 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $745,000 | 1,631 |
| Income before extraordinary items | $2,431,000 | 2,572 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,431,000 | 2,598 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,431,000 | 2,574 |
| Net charge-offs | $267,000 | 1,024 |
| Cash dividends | $1,685,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,431,000 | 2,590 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,740,000 | 2,953 |
| Total interest expense | $1,312,000 | 3,082 |
| Net interest income | $5,428,000 | 2,867 |
| Provision for loan and lease losses | $230,000 | 1,539 |
| Total noninterest income | $743,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $344,000 | 1,745 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $399,000 | 2,898 |
| Total noninterest expense | $3,652,000 | 3,072 |
| Salaries and employee benefits | $2,297,000 | 2,897 |
| Premises and equipment expense | $327,000 | 3,150 |
| Additional noninterest expense | $399,000 | 2,897 |
| Pre-tax net operating income | $2,289,000 | 2,538 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $535,000 | 1,706 |
| Income before extraordinary items | $1,754,000 | 2,665 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,754,000 | 2,695 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,754,000 | 2,666 |
| Net charge-offs | $247,000 | 802 |
| Cash dividends | $1,215,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,754,000 | 2,688 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,259,000 | 3,000 |
| Total interest expense | $734,000 | 3,116 |
| Net interest income | $3,525,000 | 2,922 |
| Provision for loan and lease losses | $225,000 | 1,258 |
| Total noninterest income | $481,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $230,000 | 1,725 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $251,000 | 2,933 |
| Total noninterest expense | $2,418,000 | 3,084 |
| Salaries and employee benefits | $1,555,000 | 2,881 |
| Premises and equipment expense | $217,000 | 3,167 |
| Additional noninterest expense | $251,000 | 2,926 |
| Pre-tax net operating income | $1,363,000 | 2,697 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $321,000 | 1,802 |
| Income before extraordinary items | $1,042,000 | 2,812 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,042,000 | 2,843 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,042,000 | 2,812 |
| Net charge-offs | $243,000 | 615 |
| Cash dividends | $754,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,042,000 | 2,835 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 3,053 |
| Total interest expense | $275,000 | 3,259 |
| Net interest income | $1,742,000 | 2,956 |
| Provision for loan and lease losses | $102,000 | 1,271 |
| Total noninterest income | $233,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $117,000 | 1,724 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $116,000 | 3,008 |
| Total noninterest expense | $1,212,000 | 3,121 |
| Salaries and employee benefits | $765,000 | 2,959 |
| Premises and equipment expense | $113,000 | 3,145 |
| Additional noninterest expense | $116,000 | 3,008 |
| Pre-tax net operating income | $661,000 | 2,781 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $157,000 | 1,841 |
| Income before extraordinary items | $504,000 | 2,913 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $504,000 | 2,912 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $504,000 | 2,913 |
| Net charge-offs | $152,000 | 496 |
| Cash dividends | $346,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $504,000 | 2,934 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,300,000 | 2,977 |
| Total interest expense | $441,000 | 3,373 |
| Net interest income | $6,859,000 | 2,908 |
| Provision for loan and lease losses | $207,000 | 1,774 |
| Total noninterest income | $870,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $447,000 | 1,818 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $423,000 | 3,212 |
| Total noninterest expense | $4,503,000 | 3,192 |
| Salaries and employee benefits | $2,842,000 | 3,022 |
| Premises and equipment expense | $443,000 | 3,154 |
| Additional noninterest expense | $423,000 | 3,212 |
| Pre-tax net operating income | $3,019,000 | 2,652 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $771,000 | 1,748 |
| Income before extraordinary items | $2,248,000 | 2,811 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,248,000 | 2,808 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,248,000 | 2,810 |
| Net charge-offs | $153,000 | 1,042 |
| Cash dividends | $1,675,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,248,000 | 2,839 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 2,957 |
| Total interest expense | $290,000 | 3,339 |
| Net interest income | $5,073,000 | 2,896 |
| Provision for loan and lease losses | $105,000 | 1,837 |
| Total noninterest income | $617,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $350,000 | 1,762 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $267,000 | 3,402 |
| Total noninterest expense | $3,381,000 | 3,186 |
| Salaries and employee benefits | $2,138,000 | 3,013 |
| Premises and equipment expense | $332,000 | 3,150 |
| Additional noninterest expense | $267,000 | 3,402 |
| Pre-tax net operating income | $2,204,000 | 2,672 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $539,000 | 1,785 |
| Income before extraordinary items | $1,665,000 | 2,804 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,665,000 | 2,801 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,665,000 | 2,803 |
| Net charge-offs | $99,000 | 937 |
| Cash dividends | $1,233,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,665,000 | 2,837 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 2,958 |
| Total interest expense | $195,000 | 3,232 |
| Net interest income | $3,301,000 | 2,915 |
| Provision for loan and lease losses | $2,000 | 2,563 |
| Total noninterest income | $344,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $221,000 | 1,827 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $123,000 | 3,728 |
| Total noninterest expense | $2,260,000 | 3,175 |
| Salaries and employee benefits | $1,443,000 | 2,993 |
| Premises and equipment expense | $221,000 | 3,172 |
| Additional noninterest expense | $596,000 | 3,421 |
| Pre-tax net operating income | $1,383,000 | 2,663 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $350,000 | 1,750 |
| Income before extraordinary items | $1,033,000 | 2,793 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,033,000 | 2,791 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,033,000 | 2,793 |
| Net charge-offs | $61,000 | 888 |
| Cash dividends | $826,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,033,000 | 2,819 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 2,942 |
| Total interest expense | $101,000 | 3,170 |
| Net interest income | $1,630,000 | 2,900 |
| Provision for loan and lease losses | $5,000 | 2,136 |
| Total noninterest income | $150,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $109,000 | 1,834 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $41,000 | 3,927 |
| Total noninterest expense | $1,123,000 | 3,190 |
| Salaries and employee benefits | $710,000 | 3,016 |
| Premises and equipment expense | $111,000 | 3,181 |
| Additional noninterest expense | $302,000 | 3,404 |
| Pre-tax net operating income | $652,000 | 2,629 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $179,000 | 1,686 |
| Income before extraordinary items | $473,000 | 2,806 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $473,000 | 2,804 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $473,000 | 2,806 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $418,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $473,000 | 2,836 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,643,000 | 2,875 |
| Total interest expense | $487,000 | 3,203 |
| Net interest income | $7,156,000 | 2,819 |
| Provision for loan and lease losses | $330,000 | 1,336 |
| Total noninterest income | $958,000 | 3,027 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $410,000 | 1,828 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $548,000 | 3,181 |
| Total noninterest expense | $4,308,000 | 3,255 |
| Salaries and employee benefits | $2,724,000 | 3,084 |
| Premises and equipment expense | $435,000 | 3,218 |
| Additional noninterest expense | $1,149,000 | 3,509 |
| Pre-tax net operating income | $3,476,000 | 2,507 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $785,000 | 1,783 |
| Income before extraordinary items | $2,691,000 | 2,667 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,691,000 | 2,668 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,691,000 | 2,668 |
| Net charge-offs | $146,000 | 1,166 |
| Cash dividends | $1,685,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,691,000 | 2,654 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 2,890 |
| Total interest expense | $377,000 | 3,259 |
| Net interest income | $5,521,000 | 2,832 |
| Provision for loan and lease losses | $330,000 | 1,094 |
| Total noninterest income | $689,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $298,000 | 1,864 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $391,000 | 3,280 |
| Total noninterest expense | $3,188,000 | 3,293 |
| Salaries and employee benefits | $2,052,000 | 3,088 |
| Premises and equipment expense | $349,000 | 3,159 |
| Additional noninterest expense | $787,000 | 3,651 |
| Pre-tax net operating income | $2,692,000 | 2,577 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $664,000 | 1,775 |
| Income before extraordinary items | $2,028,000 | 2,789 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,028,000 | 2,788 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,028,000 | 2,789 |
| Net charge-offs | $91,000 | 1,115 |
| Cash dividends | $1,224,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,028,000 | 2,759 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 2,827 |
| Total interest expense | $260,000 | 3,281 |
| Net interest income | $3,861,000 | 2,745 |
| Provision for loan and lease losses | $225,000 | 1,102 |
| Total noninterest income | $444,000 | 3,137 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $187,000 | 1,886 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $257,000 | 3,272 |
| Total noninterest expense | $2,170,000 | 3,261 |
| Salaries and employee benefits | $1,423,000 | 3,029 |
| Premises and equipment expense | $185,000 | 3,519 |
| Additional noninterest expense | $562,000 | 3,558 |
| Pre-tax net operating income | $1,910,000 | 2,463 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $475,000 | 1,698 |
| Income before extraordinary items | $1,435,000 | 2,688 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,435,000 | 2,687 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,435,000 | 2,688 |
| Net charge-offs | $88,000 | 960 |
| Cash dividends | $816,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,435,000 | 2,660 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 2,944 |
| Total interest expense | $135,000 | 3,312 |
| Net interest income | $1,770,000 | 2,860 |
| Provision for loan and lease losses | $99,000 | 1,286 |
| Total noninterest income | $203,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $95,000 | 1,855 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $108,000 | 3,442 |
| Total noninterest expense | $1,097,000 | 3,232 |
| Salaries and employee benefits | $708,000 | 3,019 |
| Premises and equipment expense | $93,000 | 3,518 |
| Additional noninterest expense | $296,000 | 3,437 |
| Pre-tax net operating income | $777,000 | 2,706 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $202,000 | 1,805 |
| Income before extraordinary items | $575,000 | 2,960 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $575,000 | 2,959 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $575,000 | 2,960 |
| Net charge-offs | $-24,000 | 4,405 |
| Cash dividends | $408,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $575,000 | 2,929 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,340,000 | 3,014 |
| Total interest expense | $751,000 | 3,346 |
| Net interest income | $6,589,000 | 2,909 |
| Provision for loan and lease losses | $846,000 | 1,787 |
| Total noninterest income | $882,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $413,000 | 1,861 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $469,000 | 3,210 |
| Total noninterest expense | $4,304,000 | 3,261 |
| Salaries and employee benefits | $2,786,000 | 3,056 |
| Premises and equipment expense | $387,000 | 3,464 |
| Additional noninterest expense | $1,131,000 | 3,517 |
| Pre-tax net operating income | $2,321,000 | 2,769 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $559,000 | 1,862 |
| Income before extraordinary items | $1,762,000 | 2,989 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,762,000 | 2,988 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,762,000 | 2,989 |
| Net charge-offs | $177,000 | 1,632 |
| Cash dividends | $1,354,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,762,000 | 2,938 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 3,049 |
| Total interest expense | $603,000 | 3,342 |
| Net interest income | $4,873,000 | 2,945 |
| Provision for loan and lease losses | $761,000 | 1,584 |
| Total noninterest income | $629,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $297,000 | 1,904 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $332,000 | 3,242 |
| Total noninterest expense | $3,268,000 | 3,230 |
| Salaries and employee benefits | $2,160,000 | 2,988 |
| Premises and equipment expense | $283,000 | 3,499 |
| Additional noninterest expense | $825,000 | 3,552 |
| Pre-tax net operating income | $1,473,000 | 2,968 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $354,000 | 1,971 |
| Income before extraordinary items | $1,119,000 | 3,210 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,119,000 | 3,209 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,119,000 | 3,210 |
| Net charge-offs | $145,000 | 1,436 |
| Cash dividends | $888,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,119,000 | 3,148 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 3,082 |
| Total interest expense | $426,000 | 3,357 |
| Net interest income | $3,232,000 | 2,963 |
| Provision for loan and lease losses | $155,000 | 2,610 |
| Total noninterest income | $413,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $200,000 | 1,916 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $213,000 | 3,241 |
| Total noninterest expense | $2,202,000 | 3,217 |
| Salaries and employee benefits | $1,468,000 | 2,974 |
| Premises and equipment expense | $184,000 | 3,529 |
| Additional noninterest expense | $550,000 | 3,558 |
| Pre-tax net operating income | $1,288,000 | 2,597 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $314,000 | 1,712 |
| Income before extraordinary items | $974,000 | 2,841 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $974,000 | 2,840 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $974,000 | 2,841 |
| Net charge-offs | $104,000 | 1,340 |
| Cash dividends | $720,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $974,000 | 2,795 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 3,067 |
| Total interest expense | $219,000 | 3,478 |
| Net interest income | $1,620,000 | 2,952 |
| Provision for loan and lease losses | $7,000 | 3,505 |
| Total noninterest income | $224,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $122,000 | 1,896 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $102,000 | 3,152 |
| Total noninterest expense | $1,086,000 | 3,268 |
| Salaries and employee benefits | $689,000 | 3,090 |
| Premises and equipment expense | $105,000 | 3,343 |
| Additional noninterest expense | $292,000 | 3,493 |
| Pre-tax net operating income | $751,000 | 2,241 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $222,000 | 1,312 |
| Income before extraordinary items | $529,000 | 2,568 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $529,000 | 2,568 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $529,000 | 2,569 |
| Net charge-offs | $57,000 | 1,150 |
| Cash dividends | $360,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $529,000 | 2,540 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,133,000 | 3,160 |
| Total interest expense | $812,000 | 3,604 |
| Net interest income | $6,321,000 | 3,005 |
| Provision for loan and lease losses | $442,000 | 1,607 |
| Total noninterest income | $865,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $499,000 | 1,931 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $366,000 | 3,372 |
| Total noninterest expense | $4,246,000 | 3,315 |
| Salaries and employee benefits | $2,731,000 | 3,088 |
| Premises and equipment expense | $410,000 | 3,423 |
| Additional noninterest expense | $1,105,000 | 3,641 |
| Pre-tax net operating income | $2,498,000 | 2,731 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $601,000 | 1,845 |
| Income before extraordinary items | $1,897,000 | 2,974 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,897,000 | 2,974 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,897,000 | 2,975 |
| Net charge-offs | $452,000 | 1,104 |
| Cash dividends | $1,526,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,897,000 | 2,932 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,279,000 | 3,219 |
| Total interest expense | $592,000 | 3,670 |
| Net interest income | $4,687,000 | 3,064 |
| Provision for loan and lease losses | $236,000 | 1,799 |
| Total noninterest income | $642,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $379,000 | 1,914 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $263,000 | 3,432 |
| Total noninterest expense | $3,185,000 | 3,334 |
| Salaries and employee benefits | $2,054,000 | 3,100 |
| Premises and equipment expense | $309,000 | 3,446 |
| Additional noninterest expense | $822,000 | 3,680 |
| Pre-tax net operating income | $1,908,000 | 2,797 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $460,000 | 1,869 |
| Income before extraordinary items | $1,448,000 | 3,003 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,448,000 | 3,004 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,448,000 | 3,004 |
| Net charge-offs | $302,000 | 1,027 |
| Cash dividends | $998,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,448,000 | 2,975 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 3,265 |
| Total interest expense | $372,000 | 3,737 |
| Net interest income | $3,060,000 | 3,118 |
| Provision for loan and lease losses | $132,000 | 1,953 |
| Total noninterest income | $459,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $256,000 | 1,869 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $203,000 | 3,257 |
| Total noninterest expense | $2,140,000 | 3,342 |
| Salaries and employee benefits | $1,386,000 | 3,098 |
| Premises and equipment expense | $198,000 | 3,537 |
| Additional noninterest expense | $556,000 | 3,685 |
| Pre-tax net operating income | $1,247,000 | 2,799 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $301,000 | 1,856 |
| Income before extraordinary items | $946,000 | 3,023 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $946,000 | 3,022 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $946,000 | 3,022 |
| Net charge-offs | $188,000 | 1,030 |
| Cash dividends | $638,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $946,000 | 2,997 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 3,325 |
| Total interest expense | $171,000 | 3,840 |
| Net interest income | $1,500,000 | 3,171 |
| Provision for loan and lease losses | $48,000 | 2,110 |
| Total noninterest income | $224,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $130,000 | 1,839 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $94,000 | 3,301 |
| Total noninterest expense | $1,083,000 | 3,337 |
| Salaries and employee benefits | $676,000 | 3,173 |
| Premises and equipment expense | $110,000 | 3,388 |
| Additional noninterest expense | $297,000 | 3,572 |
| Pre-tax net operating income | $593,000 | 2,837 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $143,000 | 1,874 |
| Income before extraordinary items | $450,000 | 3,043 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $450,000 | 3,041 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $450,000 | 3,042 |
| Net charge-offs | $89,000 | 938 |
| Cash dividends | $278,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $450,000 | 3,030 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,195,000 | 3,375 |
| Total interest expense | $496,000 | 3,937 |
| Net interest income | $5,699,000 | 3,261 |
| Provision for loan and lease losses | $365,000 | 1,754 |
| Total noninterest income | $1,052,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $539,000 | 1,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $513,000 | 3,030 |
| Total noninterest expense | $4,162,000 | 3,413 |
| Salaries and employee benefits | $2,697,000 | 3,150 |
| Premises and equipment expense | $442,000 | 3,369 |
| Additional noninterest expense | $1,023,000 | 3,864 |
| Pre-tax net operating income | $2,224,000 | 2,963 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $520,000 | 1,942 |
| Income before extraordinary items | $1,704,000 | 3,175 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,704,000 | 3,174 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,704,000 | 3,174 |
| Net charge-offs | $344,000 | 1,225 |
| Cash dividends | $1,339,000 | 1,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,704,000 | 3,171 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 3,420 |
| Total interest expense | $344,000 | 3,988 |
| Net interest income | $4,222,000 | 3,304 |
| Provision for loan and lease losses | $260,000 | 1,716 |
| Total noninterest income | $783,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $401,000 | 1,900 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $382,000 | 3,074 |
| Total noninterest expense | $3,158,000 | 3,388 |
| Salaries and employee benefits | $2,052,000 | 3,120 |
| Premises and equipment expense | $322,000 | 3,453 |
| Additional noninterest expense | $784,000 | 3,853 |
| Pre-tax net operating income | $1,587,000 | 3,106 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $396,000 | 1,991 |
| Income before extraordinary items | $1,191,000 | 3,326 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,191,000 | 3,325 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,191,000 | 3,325 |
| Net charge-offs | $278,000 | 1,042 |
| Cash dividends | $907,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,191,000 | 3,326 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 3,456 |
| Total interest expense | $206,000 | 4,088 |
| Net interest income | $2,769,000 | 3,332 |
| Provision for loan and lease losses | $79,000 | 2,398 |
| Total noninterest income | $509,000 | 2,865 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $257,000 | 1,943 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $252,000 | 3,099 |
| Total noninterest expense | $2,120,000 | 3,395 |
| Salaries and employee benefits | $1,415,000 | 3,079 |
| Premises and equipment expense | $208,000 | 3,528 |
| Additional noninterest expense | $497,000 | 3,962 |
| Pre-tax net operating income | $1,079,000 | 3,050 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $251,000 | 2,019 |
| Income before extraordinary items | $828,000 | 3,240 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $828,000 | 3,238 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $828,000 | 3,239 |
| Net charge-offs | $82,000 | 1,440 |
| Cash dividends | $557,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $828,000 | 3,235 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 3,513 |
| Total interest expense | $97,000 | 4,156 |
| Net interest income | $1,350,000 | 3,381 |
| Provision for loan and lease losses | $1,000 | 3,464 |
| Total noninterest income | $203,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $127,000 | 1,962 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $76,000 | 3,703 |
| Total noninterest expense | $944,000 | 3,664 |
| Salaries and employee benefits | $588,000 | 3,445 |
| Premises and equipment expense | $109,000 | 3,500 |
| Additional noninterest expense | $247,000 | 3,998 |
| Pre-tax net operating income | $608,000 | 2,795 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $143,000 | 1,871 |
| Income before extraordinary items | $465,000 | 3,018 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $465,000 | 3,019 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $465,000 | 3,019 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $278,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $465,000 | 3,009 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,784,000 | 3,482 |
| Total interest expense | $362,000 | 4,136 |
| Net interest income | $5,422,000 | 3,376 |
| Provision for loan and lease losses | $370,000 | 1,738 |
| Total noninterest income | $979,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $523,000 | 1,963 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $456,000 | 3,270 |
| Total noninterest expense | $3,870,000 | 3,621 |
| Salaries and employee benefits | $2,470,000 | 3,349 |
| Premises and equipment expense | $515,000 | 3,209 |
| Additional noninterest expense | $885,000 | 4,216 |
| Pre-tax net operating income | $2,161,000 | 2,993 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $840,000 | 2,031 |
| Income before extraordinary items | $1,321,000 | 3,346 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,321,000 | 3,344 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,321,000 | 3,346 |
| Net charge-offs | $251,000 | 1,631 |
| Cash dividends | $1,162,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,321,000 | 3,324 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,322,000 | 3,519 |
| Total interest expense | $263,000 | 4,209 |
| Net interest income | $4,059,000 | 3,404 |
| Provision for loan and lease losses | $203,000 | 2,004 |
| Total noninterest income | $717,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $387,000 | 1,993 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $330,000 | 3,347 |
| Total noninterest expense | $2,888,000 | 3,629 |
| Salaries and employee benefits | $1,875,000 | 3,343 |
| Premises and equipment expense | $313,000 | 3,623 |
| Additional noninterest expense | $700,000 | 4,146 |
| Pre-tax net operating income | $1,685,000 | 2,968 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $554,000 | 1,983 |
| Income before extraordinary items | $1,131,000 | 3,307 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,131,000 | 3,306 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,131,000 | 3,307 |
| Net charge-offs | $178,000 | 1,492 |
| Cash dividends | $610,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,131,000 | 3,290 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 3,530 |
| Total interest expense | $170,000 | 4,243 |
| Net interest income | $2,692,000 | 3,411 |
| Provision for loan and lease losses | $84,000 | 2,404 |
| Total noninterest income | $489,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $253,000 | 2,017 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $236,000 | 3,257 |
| Total noninterest expense | $1,902,000 | 3,673 |
| Salaries and employee benefits | $1,244,000 | 3,365 |
| Premises and equipment expense | $207,000 | 3,646 |
| Additional noninterest expense | $451,000 | 4,225 |
| Pre-tax net operating income | $1,195,000 | 2,848 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $395,000 | 1,912 |
| Income before extraordinary items | $800,000 | 3,167 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $800,000 | 3,166 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $800,000 | 3,167 |
| Net charge-offs | $27,000 | 2,414 |
| Cash dividends | $331,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $800,000 | 3,151 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 3,561 |
| Total interest expense | $84,000 | 4,273 |
| Net interest income | $1,330,000 | 3,450 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $246,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $126,000 | 2,021 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $120,000 | 3,217 |
| Total noninterest expense | $917,000 | 3,791 |
| Salaries and employee benefits | $598,000 | 3,495 |
| Premises and equipment expense | $109,000 | 3,595 |
| Additional noninterest expense | $210,000 | 4,377 |
| Pre-tax net operating income | $609,000 | 2,777 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $205,000 | 1,845 |
| Income before extraordinary items | $404,000 | 3,119 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $404,000 | 3,117 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $404,000 | 3,119 |
| Net charge-offs | $10,000 | 2,203 |
| Cash dividends | $139,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $404,000 | 3,101 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 3,687 |
| Total interest expense | $303,000 | 4,445 |
| Net interest income | $5,005,000 | 3,579 |
| Provision for loan and lease losses | $225,000 | 2,297 |
| Total noninterest income | $883,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $522,000 | 2,019 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $361,000 | 3,708 |
| Total noninterest expense | $3,789,000 | 3,753 |
| Salaries and employee benefits | $2,357,000 | 3,522 |
| Premises and equipment expense | $420,000 | 3,693 |
| Additional noninterest expense | $1,012,000 | 4,133 |
| Pre-tax net operating income | $1,874,000 | 3,168 |
| Securities gains (losses) | $-1,000 | 5,500 |
| Applicable income taxes | $578,000 | 2,137 |
| Income before extraordinary items | $1,295,000 | 3,511 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,295,000 | 3,509 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,295,000 | 3,510 |
| Net charge-offs | $129,000 | 2,367 |
| Cash dividends | $437,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,295,690 | 3,457 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,905,000 | 3,748 |
| Total interest expense | $226,000 | 4,493 |
| Net interest income | $3,679,000 | 3,634 |
| Provision for loan and lease losses | $173,000 | 2,230 |
| Total noninterest income | $669,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $388,000 | 2,036 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $281,000 | 3,665 |
| Total noninterest expense | $2,813,000 | 3,784 |
| Salaries and employee benefits | $1,774,000 | 3,507 |
| Premises and equipment expense | $312,000 | 3,722 |
| Additional noninterest expense | $727,000 | 4,235 |
| Pre-tax net operating income | $1,362,000 | 3,264 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $368,000 | 2,307 |
| Income before extraordinary items | $994,000 | 3,497 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $994,000 | 3,495 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $994,000 | 3,497 |
| Net charge-offs | $173,000 | 1,575 |
| Cash dividends | $240,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $994,000 | 3,445 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 3,804 |
| Total interest expense | $148,000 | 4,542 |
| Net interest income | $2,411,000 | 3,679 |
| Provision for loan and lease losses | $120,000 | 2,108 |
| Total noninterest income | $438,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $252,000 | 2,056 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $186,000 | 3,706 |
| Total noninterest expense | $1,864,000 | 3,821 |
| Salaries and employee benefits | $1,181,000 | 3,537 |
| Premises and equipment expense | $205,000 | 3,772 |
| Additional noninterest expense | $478,000 | 4,303 |
| Pre-tax net operating income | $865,000 | 3,330 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $226,000 | 2,388 |
| Income before extraordinary items | $639,000 | 3,565 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $639,000 | 3,561 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $639,000 | 3,563 |
| Net charge-offs | $94,000 | 1,678 |
| Cash dividends | $144,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $639,000 | 3,498 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 3,813 |
| Total interest expense | $75,000 | 4,547 |
| Net interest income | $1,200,000 | 3,695 |
| Provision for loan and lease losses | $76,000 | 1,730 |
| Total noninterest income | $209,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $124,000 | 2,067 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $85,000 | 3,783 |
| Total noninterest expense | $917,000 | 3,895 |
| Salaries and employee benefits | $579,000 | 3,597 |
| Premises and equipment expense | $107,000 | 3,735 |
| Additional noninterest expense | $231,000 | 4,399 |
| Pre-tax net operating income | $416,000 | 3,337 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $107,000 | 2,400 |
| Income before extraordinary items | $309,000 | 3,574 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $309,000 | 3,570 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $309,000 | 3,572 |
| Net charge-offs | $68,000 | 1,249 |
| Cash dividends | $48,000 | 2,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $309,000 | 3,515 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,825,000 | 3,916 |
| Total interest expense | $284,000 | 4,711 |
| Net interest income | $4,541,000 | 3,795 |
| Provision for loan and lease losses | $156,000 | 2,586 |
| Total noninterest income | $867,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $505,000 | 2,125 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $362,000 | 3,724 |
| Total noninterest expense | $3,645,000 | 3,916 |
| Salaries and employee benefits | $2,186,000 | 3,713 |
| Premises and equipment expense | $444,000 | 3,702 |
| Additional noninterest expense | $1,015,000 | 4,272 |
| Pre-tax net operating income | $1,607,000 | 3,398 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $426,000 | 2,368 |
| Income before extraordinary items | $1,181,000 | 3,654 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,181,000 | 3,653 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,181,000 | 3,655 |
| Net charge-offs | $144,000 | 2,298 |
| Cash dividends | $288,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,181,000 | 3,606 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 4,008 |
| Total interest expense | $211,000 | 4,799 |
| Net interest income | $3,331,000 | 3,879 |
| Provision for loan and lease losses | $107,000 | 2,608 |
| Total noninterest income | $625,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $372,000 | 2,164 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $253,000 | 3,848 |
| Total noninterest expense | $2,616,000 | 4,041 |
| Salaries and employee benefits | $1,632,000 | 3,741 |
| Premises and equipment expense | $309,000 | 3,904 |
| Additional noninterest expense | $675,000 | 4,511 |
| Pre-tax net operating income | $1,233,000 | 3,414 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $373,000 | 2,275 |
| Income before extraordinary items | $860,000 | 3,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $860,000 | 3,756 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $860,000 | 3,757 |
| Net charge-offs | $81,000 | 2,360 |
| Cash dividends | $192,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $860,000 | 3,706 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,320,000 | 4,073 |
| Total interest expense | $141,000 | 4,835 |
| Net interest income | $2,179,000 | 3,948 |
| Provision for loan and lease losses | $51,000 | 2,869 |
| Total noninterest income | $408,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $236,000 | 2,215 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $172,000 | 3,851 |
| Total noninterest expense | $1,726,000 | 4,099 |
| Salaries and employee benefits | $1,070,000 | 3,813 |
| Premises and equipment expense | $205,000 | 3,947 |
| Additional noninterest expense | $451,000 | 4,542 |
| Pre-tax net operating income | $810,000 | 3,407 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $239,000 | 2,309 |
| Income before extraordinary items | $571,000 | 3,754 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $571,000 | 3,756 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $571,000 | 3,757 |
| Net charge-offs | $42,000 | 2,461 |
| Cash dividends | $144,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $571,000 | 3,697 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 4,134 |
| Total interest expense | $70,000 | 4,895 |
| Net interest income | $1,067,000 | 4,011 |
| Provision for loan and lease losses | $1,000 | 3,650 |
| Total noninterest income | $205,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $120,000 | 2,165 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $85,000 | 3,841 |
| Total noninterest expense | $855,000 | 4,152 |
| Salaries and employee benefits | $536,000 | 3,843 |
| Premises and equipment expense | $99,000 | 4,047 |
| Additional noninterest expense | $220,000 | 4,612 |
| Pre-tax net operating income | $416,000 | 3,318 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $125,000 | 2,271 |
| Income before extraordinary items | $291,000 | 3,705 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $291,000 | 3,707 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $291,000 | 3,708 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $48,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $291,000 | 3,613 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 4,208 |
| Total interest expense | $284,000 | 5,031 |
| Net interest income | $4,209,000 | 4,072 |
| Provision for loan and lease losses | $144,000 | 2,827 |
| Total noninterest income | $930,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $578,000 | 2,031 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $352,000 | 3,804 |
| Total noninterest expense | $3,399,000 | 4,203 |
| Salaries and employee benefits | $2,182,000 | 3,810 |
| Premises and equipment expense | $394,000 | 4,130 |
| Additional noninterest expense | $823,000 | 4,856 |
| Pre-tax net operating income | $1,596,000 | 3,365 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $492,000 | 2,223 |
| Income before extraordinary items | $1,104,000 | 3,783 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,104,000 | 3,784 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,104,000 | 3,785 |
| Net charge-offs | $119,000 | 3,007 |
| Cash dividends | $288,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,104,000 | 3,733 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 4,284 |
| Total interest expense | $215,000 | 5,096 |
| Net interest income | $3,105,000 | 4,138 |
| Provision for loan and lease losses | $88,000 | 2,990 |
| Total noninterest income | $680,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $434,000 | 2,029 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $246,000 | 3,933 |
| Total noninterest expense | $2,570,000 | 4,206 |
| Salaries and employee benefits | $1,652,000 | 3,799 |
| Premises and equipment expense | $350,000 | 3,848 |
| Additional noninterest expense | $568,000 | 5,056 |
| Pre-tax net operating income | $1,127,000 | 3,562 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $339,000 | 2,347 |
| Income before extraordinary items | $788,000 | 3,937 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $788,000 | 3,939 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $788,000 | 3,940 |
| Net charge-offs | $53,000 | 3,206 |
| Cash dividends | $192,000 | 3,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $788,000 | 3,892 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 4,339 |
| Total interest expense | $143,000 | 5,144 |
| Net interest income | $2,028,000 | 4,204 |
| Provision for loan and lease losses | $34,000 | 3,275 |
| Total noninterest income | $439,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $283,000 | 2,047 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $156,000 | 3,995 |
| Total noninterest expense | $1,717,000 | 4,227 |
| Salaries and employee benefits | $1,096,000 | 3,827 |
| Premises and equipment expense | $242,000 | 3,780 |
| Additional noninterest expense | $379,000 | 5,073 |
| Pre-tax net operating income | $716,000 | 3,566 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $216,000 | 2,340 |
| Income before extraordinary items | $500,000 | 3,966 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $500,000 | 3,972 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $500,000 | 3,972 |
| Net charge-offs | $35,000 | 3,061 |
| Cash dividends | $144,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $500,000 | 3,906 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 4,403 |
| Total interest expense | $71,000 | 5,226 |
| Net interest income | $1,000,000 | 4,249 |
| Provision for loan and lease losses | $3,000 | 3,691 |
| Total noninterest income | $202,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $136,000 | 2,098 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $66,000 | 4,189 |
| Total noninterest expense | $847,000 | 4,287 |
| Salaries and employee benefits | $541,000 | 3,897 |
| Premises and equipment expense | $113,000 | 3,961 |
| Additional noninterest expense | $193,000 | 5,090 |
| Pre-tax net operating income | $352,000 | 3,536 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $109,000 | 2,283 |
| Income before extraordinary items | $243,000 | 3,907 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $243,000 | 3,909 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $243,000 | 3,909 |
| Net charge-offs | $14,000 | 2,677 |
| Cash dividends | $48,000 | 2,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $243,000 | 3,871 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,116,000 | 4,554 |
| Total interest expense | $320,000 | 5,281 |
| Net interest income | $3,796,000 | 4,405 |
| Provision for loan and lease losses | $131,000 | 3,402 |
| Total noninterest income | $957,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $608,000 | 2,044 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $349,000 | 3,878 |
| Total noninterest expense | $3,195,000 | 4,467 |
| Salaries and employee benefits | $2,039,000 | 4,030 |
| Premises and equipment expense | $412,000 | 4,149 |
| Additional noninterest expense | $744,000 | 5,219 |
| Pre-tax net operating income | $1,427,000 | 3,502 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $427,000 | 2,316 |
| Income before extraordinary items | $1,000,000 | 3,906 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,000,000 | 3,909 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,000,000 | 3,910 |
| Net charge-offs | $84,000 | 3,918 |
| Cash dividends | $240,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,000,000 | 3,850 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 4,637 |
| Total interest expense | $244,000 | 5,350 |
| Net interest income | $2,787,000 | 4,483 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $689,000 | 3,410 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $447,000 | 2,086 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $242,000 | 4,065 |
| Total noninterest expense | $2,367,000 | 4,509 |
| Salaries and employee benefits | $1,529,000 | 4,046 |
| Premises and equipment expense | $297,000 | 4,271 |
| Additional noninterest expense | $541,000 | 5,290 |
| Pre-tax net operating income | $1,064,000 | 3,580 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $323,000 | 2,364 |
| Income before extraordinary items | $741,000 | 3,960 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $741,000 | 3,962 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $741,000 | 3,963 |
| Net charge-offs | $63,000 | 3,672 |
| Cash dividends | $125,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $741,000 | 3,888 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 4,713 |
| Total interest expense | $166,000 | 5,378 |
| Net interest income | $1,812,000 | 4,558 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $442,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $287,000 | 2,109 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $155,000 | 4,171 |
| Total noninterest expense | $1,596,000 | 4,503 |
| Salaries and employee benefits | $1,019,000 | 4,060 |
| Premises and equipment expense | $192,000 | 4,360 |
| Additional noninterest expense | $385,000 | 5,180 |
| Pre-tax net operating income | $658,000 | 3,672 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $190,000 | 2,484 |
| Income before extraordinary items | $468,000 | 4,053 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $468,000 | 4,056 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $468,000 | 4,056 |
| Net charge-offs | $21,000 | 3,979 |
| Cash dividends | $77,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $468,000 | 3,947 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $982,000 | 4,781 |
| Total interest expense | $86,000 | 5,406 |
| Net interest income | $896,000 | 4,606 |
| Provision for loan and lease losses | $7,000 | 4,113 |
| Total noninterest income | $213,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $138,000 | 2,168 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,190 |
| Total noninterest expense | $814,000 | 4,497 |
| Salaries and employee benefits | $514,000 | 4,092 |
| Premises and equipment expense | $98,000 | 4,352 |
| Additional noninterest expense | $202,000 | 5,131 |
| Pre-tax net operating income | $288,000 | 3,872 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $83,000 | 2,571 |
| Income before extraordinary items | $205,000 | 4,227 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $205,000 | 4,229 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $205,000 | 4,229 |
| Net charge-offs | $24,000 | 2,949 |
| Cash dividends | $29,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $205,000 | 4,130 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,981,000 | 4,883 |
| Total interest expense | $405,000 | 5,521 |
| Net interest income | $3,576,000 | 4,696 |
| Provision for loan and lease losses | $149,000 | 4,298 |
| Total noninterest income | $960,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $618,000 | 2,106 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $342,000 | 3,863 |
| Total noninterest expense | $3,051,000 | 4,704 |
| Salaries and employee benefits | $1,979,000 | 4,163 |
| Premises and equipment expense | $385,000 | 4,391 |
| Additional noninterest expense | $687,000 | 5,579 |
| Pre-tax net operating income | $1,336,000 | 3,523 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $402,000 | 2,390 |
| Income before extraordinary items | $934,000 | 4,026 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $934,000 | 4,026 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $934,000 | 4,028 |
| Net charge-offs | $130,000 | 4,187 |
| Cash dividends | $1,838,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $934,000 | 3,849 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,978,000 | 4,975 |
| Total interest expense | $315,000 | 5,590 |
| Net interest income | $2,663,000 | 4,795 |
| Provision for loan and lease losses | $60,000 | 4,806 |
| Total noninterest income | $699,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $456,000 | 2,154 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $243,000 | 3,985 |
| Total noninterest expense | $2,283,000 | 4,739 |
| Salaries and employee benefits | $1,489,000 | 4,161 |
| Premises and equipment expense | $278,000 | 4,537 |
| Additional noninterest expense | $516,000 | 5,620 |
| Pre-tax net operating income | $1,019,000 | 3,597 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $309,000 | 2,436 |
| Income before extraordinary items | $710,000 | 4,087 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $710,000 | 4,088 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $710,000 | 4,088 |
| Net charge-offs | $57,000 | 4,428 |
| Cash dividends | $201,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $710,000 | 3,907 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 5,035 |
| Total interest expense | $217,000 | 5,611 |
| Net interest income | $1,760,000 | 4,837 |
| Provision for loan and lease losses | $34,000 | 4,830 |
| Total noninterest income | $467,000 | 3,366 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $295,000 | 2,193 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $172,000 | 3,879 |
| Total noninterest expense | $1,545,000 | 4,735 |
| Salaries and employee benefits | $1,011,000 | 4,146 |
| Premises and equipment expense | $179,000 | 4,631 |
| Additional noninterest expense | $355,000 | 5,604 |
| Pre-tax net operating income | $648,000 | 3,671 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $196,000 | 2,467 |
| Income before extraordinary items | $452,000 | 4,157 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $452,000 | 4,161 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $452,000 | 4,161 |
| Net charge-offs | $49,000 | 4,051 |
| Cash dividends | $77,000 | 3,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $452,000 | 3,967 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 5,067 |
| Total interest expense | $112,000 | 5,669 |
| Net interest income | $878,000 | 4,864 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $230,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $140,000 | 2,265 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,856 |
| Total noninterest expense | $763,000 | 4,792 |
| Salaries and employee benefits | $491,000 | 4,253 |
| Premises and equipment expense | $92,000 | 4,583 |
| Additional noninterest expense | $180,000 | 5,586 |
| Pre-tax net operating income | $345,000 | 3,583 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $107,000 | 2,386 |
| Income before extraordinary items | $238,000 | 4,071 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $238,000 | 4,074 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $238,000 | 4,074 |
| Net charge-offs | $-18,000 | 6,852 |
| Cash dividends | $29,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $238,000 | 3,915 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,180,000 | 5,044 |
| Total interest expense | $585,000 | 5,562 |
| Net interest income | $3,595,000 | 4,814 |
| Provision for loan and lease losses | $48,000 | 5,888 |
| Total noninterest income | $898,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $638,000 | 2,135 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $260,000 | 4,081 |
| Total noninterest expense | $3,191,000 | 4,706 |
| Salaries and employee benefits | $2,089,000 | 4,061 |
| Premises and equipment expense | $360,000 | 4,804 |
| Additional noninterest expense | $742,000 | 5,563 |
| Pre-tax net operating income | $1,254,000 | 3,324 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $344,000 | 2,400 |
| Income before extraordinary items | $910,000 | 3,725 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $910,000 | 3,728 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $910,000 | 3,728 |
| Net charge-offs | $159,000 | 4,547 |
| Cash dividends | $538,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $910,000 | 3,596 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 5,089 |
| Total interest expense | $464,000 | 5,578 |
| Net interest income | $2,681,000 | 4,869 |
| Provision for loan and lease losses | $38,000 | 5,732 |
| Total noninterest income | $646,000 | 3,382 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $479,000 | 2,148 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $167,000 | 4,370 |
| Total noninterest expense | $2,455,000 | 4,652 |
| Salaries and employee benefits | $1,619,000 | 3,953 |
| Premises and equipment expense | $265,000 | 4,913 |
| Additional noninterest expense | $571,000 | 5,554 |
| Pre-tax net operating income | $834,000 | 3,637 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $220,000 | 2,566 |
| Income before extraordinary items | $614,000 | 3,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $614,000 | 3,986 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $614,000 | 3,986 |
| Net charge-offs | $131,000 | 4,154 |
| Cash dividends | $480,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $614,000 | 3,875 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 5,122 |
| Total interest expense | $328,000 | 5,566 |
| Net interest income | $1,771,000 | 4,910 |
| Provision for loan and lease losses | $6,000 | 6,059 |
| Total noninterest income | $402,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $310,000 | 2,173 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,668 |
| Total noninterest expense | $1,629,000 | 4,721 |
| Salaries and employee benefits | $1,077,000 | 4,003 |
| Premises and equipment expense | $173,000 | 5,003 |
| Additional noninterest expense | $379,000 | 5,655 |
| Pre-tax net operating income | $538,000 | 3,671 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $156,000 | 2,470 |
| Income before extraordinary items | $382,000 | 4,068 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $382,000 | 4,068 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $382,000 | 4,070 |
| Net charge-offs | $66,000 | 4,241 |
| Cash dividends | $86,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $382,000 | 3,970 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 5,127 |
| Total interest expense | $173,000 | 5,556 |
| Net interest income | $883,000 | 4,924 |
| Provision for loan and lease losses | $1,000 | 5,795 |
| Total noninterest income | $208,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $145,000 | 2,245 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $63,000 | 4,308 |
| Total noninterest expense | $838,000 | 4,668 |
| Salaries and employee benefits | $545,000 | 3,999 |
| Premises and equipment expense | $86,000 | 5,068 |
| Additional noninterest expense | $207,000 | 5,445 |
| Pre-tax net operating income | $252,000 | 3,812 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $70,000 | 2,549 |
| Income before extraordinary items | $182,000 | 4,145 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $182,000 | 4,144 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $182,000 | 4,145 |
| Net charge-offs | $20,000 | 4,032 |
| Cash dividends | $29,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $182,000 | 4,091 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,524,000 | 5,089 |
| Total interest expense | $896,000 | 5,469 |
| Net interest income | $3,628,000 | 4,854 |
| Provision for loan and lease losses | $169,000 | 5,531 |
| Total noninterest income | $955,000 | 3,305 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $684,000 | 2,077 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $271,000 | 4,112 |
| Total noninterest expense | $3,191,000 | 4,849 |
| Salaries and employee benefits | $2,075,000 | 4,126 |
| Premises and equipment expense | $372,000 | 4,924 |
| Additional noninterest expense | $744,000 | 5,772 |
| Pre-tax net operating income | $1,223,000 | 3,056 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $318,000 | 2,304 |
| Income before extraordinary items | $905,000 | 3,406 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $905,000 | 3,403 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $905,000 | 3,406 |
| Net charge-offs | $63,000 | 5,767 |
| Cash dividends | $173,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $905,000 | 3,283 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 5,168 |
| Total interest expense | $690,000 | 5,565 |
| Net interest income | $2,731,000 | 4,900 |
| Provision for loan and lease losses | $110,000 | 5,592 |
| Total noninterest income | $696,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $508,000 | 2,141 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $188,000 | 4,276 |
| Total noninterest expense | $2,345,000 | 4,918 |
| Salaries and employee benefits | $1,524,000 | 4,223 |
| Premises and equipment expense | $274,000 | 5,045 |
| Additional noninterest expense | $547,000 | 5,854 |
| Pre-tax net operating income | $972,000 | 3,144 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $265,000 | 2,269 |
| Income before extraordinary items | $707,000 | 3,492 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $707,000 | 3,490 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $707,000 | 3,492 |
| Net charge-offs | $11,000 | 6,236 |
| Cash dividends | $115,000 | 3,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $707,000 | 3,364 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 5,204 |
| Total interest expense | $467,000 | 5,636 |
| Net interest income | $1,808,000 | 4,933 |
| Provision for loan and lease losses | $106,000 | 5,089 |
| Total noninterest income | $455,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $331,000 | 2,182 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $124,000 | 4,288 |
| Total noninterest expense | $1,565,000 | 4,932 |
| Salaries and employee benefits | $1,017,000 | 4,242 |
| Premises and equipment expense | $179,000 | 5,117 |
| Additional noninterest expense | $369,000 | 5,835 |
| Pre-tax net operating income | $592,000 | 3,329 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $139,000 | 2,476 |
| Income before extraordinary items | $453,000 | 3,578 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $453,000 | 3,575 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $453,000 | 3,577 |
| Net charge-offs | $21,000 | 5,490 |
| Cash dividends | $86,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $453,000 | 3,463 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 5,275 |
| Total interest expense | $240,000 | 5,700 |
| Net interest income | $896,000 | 4,979 |
| Provision for loan and lease losses | $55,000 | 4,769 |
| Total noninterest income | $219,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $158,000 | 2,252 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 4,353 |
| Total noninterest expense | $795,000 | 4,952 |
| Salaries and employee benefits | $503,000 | 4,337 |
| Premises and equipment expense | $91,000 | 5,158 |
| Additional noninterest expense | $201,000 | 5,683 |
| Pre-tax net operating income | $265,000 | 3,584 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $57,000 | 2,689 |
| Income before extraordinary items | $208,000 | 3,803 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $208,000 | 3,800 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $208,000 | 3,802 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $29,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $208,000 | 3,683 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,983,000 | 5,139 |
| Total interest expense | $1,279,000 | 5,524 |
| Net interest income | $3,704,000 | 4,800 |
| Provision for loan and lease losses | $150,000 | 6,058 |
| Total noninterest income | $951,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $716,000 | 2,207 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $235,000 | 4,377 |
| Total noninterest expense | $3,213,000 | 4,983 |
| Salaries and employee benefits | $2,001,000 | 4,365 |
| Premises and equipment expense | $405,000 | 4,967 |
| Additional noninterest expense | $807,000 | 5,813 |
| Pre-tax net operating income | $1,292,000 | 2,590 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $365,000 | 1,846 |
| Income before extraordinary items | $927,000 | 2,893 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $927,000 | 2,892 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $927,000 | 2,893 |
| Net charge-offs | $89,000 | 5,798 |
| Cash dividends | $293,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $927,000 | 2,830 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 5,153 |
| Total interest expense | $1,013,000 | 5,530 |
| Net interest income | $2,789,000 | 4,791 |
| Provision for loan and lease losses | $92,000 | 6,049 |
| Total noninterest income | $675,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $520,000 | 2,280 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $155,000 | 4,706 |
| Total noninterest expense | $2,378,000 | 5,021 |
| Salaries and employee benefits | $1,508,000 | 4,369 |
| Premises and equipment expense | $304,000 | 4,997 |
| Additional noninterest expense | $566,000 | 5,962 |
| Pre-tax net operating income | $994,000 | 2,745 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $283,000 | 1,983 |
| Income before extraordinary items | $711,000 | 3,088 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $711,000 | 3,086 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $711,000 | 3,089 |
| Net charge-offs | $56,000 | 5,586 |
| Cash dividends | $235,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $711,000 | 3,007 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 5,161 |
| Total interest expense | $716,000 | 5,517 |
| Net interest income | $1,856,000 | 4,796 |
| Provision for loan and lease losses | $3,000 | 7,092 |
| Total noninterest income | $439,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $332,000 | 2,328 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $107,000 | 4,677 |
| Total noninterest expense | $1,575,000 | 5,098 |
| Salaries and employee benefits | $1,010,000 | 4,405 |
| Premises and equipment expense | $197,000 | 5,121 |
| Additional noninterest expense | $368,000 | 6,032 |
| Pre-tax net operating income | $717,000 | 2,718 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $209,000 | 1,908 |
| Income before extraordinary items | $508,000 | 3,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $508,000 | 3,055 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $508,000 | 3,057 |
| Net charge-offs | $15,000 | 5,781 |
| Cash dividends | $207,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $508,000 | 2,961 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 5,150 |
| Total interest expense | $377,000 | 5,509 |
| Net interest income | $933,000 | 4,773 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $206,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $151,000 | 2,451 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $55,000 | 4,661 |
| Total noninterest expense | $766,000 | 5,113 |
| Salaries and employee benefits | $501,000 | 4,453 |
| Premises and equipment expense | $105,000 | 4,986 |
| Additional noninterest expense | $160,000 | 6,160 |
| Pre-tax net operating income | $373,000 | 2,943 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $111,000 | 2,071 |
| Income before extraordinary items | $262,000 | 3,355 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $262,000 | 3,355 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $262,000 | 3,356 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $135,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $262,000 | 3,209 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 5,081 |
| Total interest expense | $1,992,000 | 5,312 |
| Net interest income | $3,708,000 | 4,819 |
| Provision for loan and lease losses | $138,000 | 5,670 |
| Total noninterest income | $909,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $726,000 | 2,283 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $183,000 | 4,986 |
| Total noninterest expense | $2,979,000 | 5,133 |
| Salaries and employee benefits | $1,969,000 | 4,511 |
| Premises and equipment expense | $393,000 | 5,129 |
| Additional noninterest expense | $617,000 | 6,167 |
| Pre-tax net operating income | $1,500,000 | 3,037 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $447,000 | 1,964 |
| Income before extraordinary items | $1,053,000 | 3,191 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,053,000 | 3,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,906 |
| Cash dividends | $210,000 | 4,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,053,000 | 3,337 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,331,000 | 5,126 |
| Total interest expense | $1,549,000 | 5,351 |
| Net interest income | $2,782,000 | 4,833 |
| Provision for loan and lease losses | $103,000 | 5,119 |
| Total noninterest income | $668,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $547,000 | 2,292 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 5,286 |
| Total noninterest expense | $2,179,000 | 5,207 |
| Salaries and employee benefits | $1,447,000 | 4,596 |
| Premises and equipment expense | $292,000 | 5,182 |
| Additional noninterest expense | $440,000 | 6,241 |
| Pre-tax net operating income | $1,168,000 | 3,375 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $352,000 | 2,294 |
| Income before extraordinary items | $816,000 | 3,526 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $816,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,044 |
| Cash dividends | $154,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $816,000 | 3,667 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 5,159 |
| Total interest expense | $1,066,000 | 5,412 |
| Net interest income | $1,849,000 | 4,862 |
| Provision for loan and lease losses | $37,000 | 5,448 |
| Total noninterest income | $440,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $355,000 | 2,324 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $85,000 | 5,318 |
| Total noninterest expense | $1,449,000 | 5,244 |
| Salaries and employee benefits | $952,000 | 4,688 |
| Premises and equipment expense | $200,000 | 5,145 |
| Additional noninterest expense | $297,000 | 6,211 |
| Pre-tax net operating income | $803,000 | 3,423 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $247,000 | 2,447 |
| Income before extraordinary items | $556,000 | 3,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $556,000 | 3,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,007 |
| Cash dividends | $125,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $556,000 | 3,749 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 5,200 |
| Total interest expense | $557,000 | 5,483 |
| Net interest income | $929,000 | 4,860 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $211,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $168,000 | 2,389 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $716,000 | 5,297 |
| Salaries and employee benefits | $465,000 | 4,782 |
| Premises and equipment expense | $96,000 | 5,276 |
| Additional noninterest expense | $155,000 | 6,092 |
| Pre-tax net operating income | $409,000 | 3,496 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $128,000 | 2,511 |
| Income before extraordinary items | $281,000 | 3,958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $281,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $48,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $281,000 | 3,870 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,707,000 | 5,381 |
| Total interest expense | $2,048,000 | 5,789 |
| Net interest income | $3,659,000 | 4,880 |
| Provision for loan and lease losses | $187,000 | 3,973 |
| Total noninterest income | $991,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $682,000 | 2,419 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $309,000 | 4,186 |
| Total noninterest expense | $2,960,000 | 5,043 |
| Salaries and employee benefits | $2,003,000 | 4,384 |
| Premises and equipment expense | $401,000 | 5,019 |
| Additional noninterest expense | $556,000 | 6,331 |
| Pre-tax net operating income | $1,503,000 | 3,897 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $396,000 | 3,038 |
| Income before extraordinary items | $1,107,000 | 4,089 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,107,000 | 4,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,708 |
| Cash dividends | $283,000 | 4,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,107,000 | 4,089 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,214,000 | 5,426 |
| Total interest expense | $1,474,000 | 5,904 |
| Net interest income | $2,740,000 | 4,915 |
| Provision for loan and lease losses | $110,000 | 3,968 |
| Total noninterest income | $779,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $497,000 | 2,457 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $282,000 | 3,857 |
| Total noninterest expense | $2,217,000 | 5,023 |
| Salaries and employee benefits | $1,523,000 | 4,331 |
| Premises and equipment expense | $287,000 | 5,135 |
| Additional noninterest expense | $407,000 | 6,352 |
| Pre-tax net operating income | $1,192,000 | 3,960 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $328,000 | 3,078 |
| Income before extraordinary items | $864,000 | 4,194 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $864,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,057 |
| Cash dividends | $182,000 | 4,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $864,000 | 4,182 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,770,000 | 5,495 |
| Total interest expense | $952,000 | 5,985 |
| Net interest income | $1,818,000 | 4,964 |
| Provision for loan and lease losses | $71,000 | 3,828 |
| Total noninterest income | $394,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $327,000 | 2,479 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $67,000 | 5,821 |
| Total noninterest expense | $1,399,000 | 5,239 |
| Salaries and employee benefits | $933,000 | 4,634 |
| Premises and equipment expense | $191,000 | 5,166 |
| Additional noninterest expense | $275,000 | 6,349 |
| Pre-tax net operating income | $742,000 | 4,187 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $210,000 | 3,195 |
| Income before extraordinary items | $532,000 | 4,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $532,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,634 |
| Cash dividends | $153,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $532,000 | 4,425 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 5,503 |
| Total interest expense | $472,000 | 5,996 |
| Net interest income | $909,000 | 4,964 |
| Provision for loan and lease losses | $39,000 | 3,484 |
| Total noninterest income | $193,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $158,000 | 2,498 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $35,000 | 5,742 |
| Total noninterest expense | $677,000 | 5,365 |
| Salaries and employee benefits | $457,000 | 4,736 |
| Premises and equipment expense | $96,000 | 5,179 |
| Additional noninterest expense | $124,000 | 6,617 |
| Pre-tax net operating income | $386,000 | 4,087 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $112,000 | 3,120 |
| Income before extraordinary items | $274,000 | 4,364 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $274,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $94,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $274,000 | 4,347 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,040,000 | 5,531 |
| Total interest expense | $1,543,000 | 6,052 |
| Net interest income | $3,497,000 | 5,057 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $634,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $477,000 | 3,160 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $157,000 | 5,538 |
| Total noninterest expense | $2,613,000 | 5,339 |
| Salaries and employee benefits | $1,782,000 | 4,647 |
| Premises and equipment expense | $335,000 | 5,449 |
| Additional noninterest expense | $496,000 | 6,557 |
| Pre-tax net operating income | $1,368,000 | 4,500 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $419,000 | 3,375 |
| Income before extraordinary items | $949,000 | 4,821 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $949,000 | 4,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,537 |
| Cash dividends | $218,000 | 4,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $949,000 | 4,809 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 5,612 |
| Total interest expense | $1,081,000 | 6,154 |
| Net interest income | $2,594,000 | 5,131 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $393,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $285,000 | 3,666 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 5,705 |
| Total noninterest expense | $1,940,000 | 5,356 |
| Salaries and employee benefits | $1,337,000 | 4,624 |
| Premises and equipment expense | $259,000 | 5,361 |
| Additional noninterest expense | $344,000 | 6,757 |
| Pre-tax net operating income | $1,017,000 | 4,677 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $302,000 | 3,575 |
| Income before extraordinary items | $715,000 | 4,963 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $715,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,863 |
| Cash dividends | $115,000 | 4,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $715,000 | 4,954 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 5,652 |
| Total interest expense | $678,000 | 6,206 |
| Net interest income | $1,716,000 | 5,186 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $250,000 | 5,151 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $178,000 | 3,790 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 5,737 |
| Total noninterest expense | $1,286,000 | 5,387 |
| Salaries and employee benefits | $892,000 | 4,646 |
| Premises and equipment expense | $163,000 | 5,551 |
| Additional noninterest expense | $231,000 | 6,773 |
| Pre-tax net operating income | $680,000 | 4,697 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $205,000 | 3,582 |
| Income before extraordinary items | $475,000 | 5,011 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $475,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,835 |
| Cash dividends | $58,000 | 4,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $475,000 | 5,002 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 5,667 |
| Total interest expense | $327,000 | 6,193 |
| Net interest income | $843,000 | 5,251 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $119,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $87,000 | 3,767 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $660,000 | 5,318 |
| Salaries and employee benefits | $442,000 | 4,700 |
| Premises and equipment expense | $83,000 | 5,536 |
| Additional noninterest expense | $135,000 | 6,355 |
| Pre-tax net operating income | $302,000 | 4,955 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $86,000 | 3,799 |
| Income before extraordinary items | $216,000 | 5,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,228 |
| Cash dividends | $29,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $216,000 | 5,159 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 5,553 |
| Total interest expense | $1,086,000 | 6,086 |
| Net interest income | $3,316,000 | 5,176 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $515,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $376,000 | 3,693 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $139,000 | 5,858 |
| Total noninterest expense | $2,640,000 | 5,191 |
| Salaries and employee benefits | $1,813,000 | 4,454 |
| Premises and equipment expense | $338,000 | 5,391 |
| Additional noninterest expense | $489,000 | 6,654 |
| Pre-tax net operating income | $1,191,000 | 4,922 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $331,000 | 3,994 |
| Income before extraordinary items | $860,000 | 5,184 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $860,000 | 5,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,030 |
| Cash dividends | $144,000 | 5,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $860,000 | 5,155 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 5,600 |
| Total interest expense | $779,000 | 6,076 |
| Net interest income | $2,432,000 | 5,261 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $407,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $280,000 | 3,723 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 5,502 |
| Total noninterest expense | $1,995,000 | 5,145 |
| Salaries and employee benefits | $1,371,000 | 4,387 |
| Premises and equipment expense | $252,000 | 5,413 |
| Additional noninterest expense | $372,000 | 6,571 |
| Pre-tax net operating income | $844,000 | 5,199 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $226,000 | 4,239 |
| Income before extraordinary items | $618,000 | 5,372 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $618,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,558 |
| Cash dividends | $86,000 | 4,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $618,000 | 5,343 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 5,589 |
| Total interest expense | $495,000 | 6,070 |
| Net interest income | $1,609,000 | 5,273 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $267,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $183,000 | 3,704 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $84,000 | 5,510 |
| Total noninterest expense | $1,307,000 | 5,201 |
| Salaries and employee benefits | $895,000 | 4,445 |
| Premises and equipment expense | $174,000 | 5,280 |
| Additional noninterest expense | $238,000 | 6,675 |
| Pre-tax net operating income | $569,000 | 5,138 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $160,000 | 4,150 |
| Income before extraordinary items | $409,000 | 5,389 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $409,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,991 |
| Cash dividends | $58,000 | 4,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $409,000 | 5,356 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 5,654 |
| Total interest expense | $233,000 | 6,150 |
| Net interest income | $794,000 | 5,346 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $137,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $88,000 | 3,734 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $658,000 | 5,210 |
| Salaries and employee benefits | $446,000 | 4,475 |
| Premises and equipment expense | $85,000 | 5,390 |
| Additional noninterest expense | $127,000 | 6,504 |
| Pre-tax net operating income | $273,000 | 5,238 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $71,000 | 4,271 |
| Income before extraordinary items | $202,000 | 5,395 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $202,000 | 5,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,076 |
| Cash dividends | $29,000 | 3,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $202,000 | 5,361 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,879,000 | 5,643 |
| Total interest expense | $705,000 | 6,576 |
| Net interest income | $3,174,000 | 5,248 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $577,000 | 4,916 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $411,000 | 3,582 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $166,000 | 5,491 |
| Total noninterest expense | $2,618,000 | 5,138 |
| Salaries and employee benefits | $1,803,000 | 4,338 |
| Premises and equipment expense | $324,000 | 5,456 |
| Additional noninterest expense | $491,000 | 6,602 |
| Pre-tax net operating income | $1,133,000 | 4,936 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $286,000 | 4,248 |
| Income before extraordinary items | $847,000 | 5,137 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $847,000 | 5,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,233 |
| Cash dividends | $247,000 | 4,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $847,000 | 5,063 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 5,688 |
| Total interest expense | $516,000 | 6,627 |
| Net interest income | $2,344,000 | 5,283 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $419,000 | 5,022 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $301,000 | 3,667 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $118,000 | 5,608 |
| Total noninterest expense | $1,853,000 | 5,305 |
| Salaries and employee benefits | $1,255,000 | 4,534 |
| Premises and equipment expense | $219,000 | 5,719 |
| Additional noninterest expense | $379,000 | 6,472 |
| Pre-tax net operating income | $910,000 | 4,854 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $229,000 | 4,232 |
| Income before extraordinary items | $681,000 | 5,028 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $681,000 | 5,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,986 |
| Cash dividends | $194,000 | 4,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $681,000 | 4,945 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 5,725 |
| Total interest expense | $347,000 | 6,637 |
| Net interest income | $1,548,000 | 5,300 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $269,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $197,000 | 3,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $72,000 | 5,800 |
| Total noninterest expense | $1,259,000 | 5,264 |
| Salaries and employee benefits | $854,000 | 4,501 |
| Premises and equipment expense | $148,000 | 5,701 |
| Additional noninterest expense | $257,000 | 6,448 |
| Pre-tax net operating income | $558,000 | 5,023 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $141,000 | 4,354 |
| Income before extraordinary items | $417,000 | 5,216 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $417,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $166,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $417,000 | 5,130 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $943,000 | 5,768 |
| Total interest expense | $181,000 | 6,600 |
| Net interest income | $762,000 | 5,370 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $119,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 3,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $613,000 | 5,378 |
| Salaries and employee benefits | $421,000 | 4,564 |
| Premises and equipment expense | $71,000 | 5,842 |
| Additional noninterest expense | $121,000 | 6,647 |
| Pre-tax net operating income | $268,000 | 5,098 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $72,000 | 4,306 |
| Income before extraordinary items | $196,000 | 5,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $196,000 | 5,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $118,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $196,000 | 5,264 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 5,542 |
| Total interest expense | $926,000 | 6,325 |
| Net interest income | $3,186,000 | 5,113 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $528,000 | 5,289 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $388,000 | 3,714 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $140,000 | 5,948 |
| Total noninterest expense | $2,578,000 | 5,112 |
| Salaries and employee benefits | $1,793,000 | 4,279 |
| Premises and equipment expense | $276,000 | 5,914 |
| Additional noninterest expense | $509,000 | 6,513 |
| Pre-tax net operating income | $1,136,000 | 4,813 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $296,000 | 4,302 |
| Income before extraordinary items | $840,000 | 5,125 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $840,000 | 5,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $226,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $840,000 | 4,956 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 5,547 |
| Total interest expense | $728,000 | 6,352 |
| Net interest income | $2,403,000 | 5,109 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $376,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $285,000 | 3,780 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 6,249 |
| Total noninterest expense | $1,851,000 | 5,239 |
| Salaries and employee benefits | $1,285,000 | 4,403 |
| Premises and equipment expense | $212,000 | 5,838 |
| Additional noninterest expense | $354,000 | 6,682 |
| Pre-tax net operating income | $928,000 | 4,756 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $269,000 | 4,128 |
| Income before extraordinary items | $659,000 | 5,148 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $659,000 | 5,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,605 |
| Cash dividends | $168,000 | 4,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $659,000 | 4,964 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 5,537 |
| Total interest expense | $506,000 | 6,353 |
| Net interest income | $1,618,000 | 5,068 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $247,000 | 5,498 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $186,000 | 3,782 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $61,000 | 6,230 |
| Total noninterest expense | $1,250,000 | 5,200 |
| Salaries and employee benefits | $871,000 | 4,348 |
| Premises and equipment expense | $143,000 | 5,813 |
| Additional noninterest expense | $236,000 | 6,692 |
| Pre-tax net operating income | $615,000 | 4,765 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $177,000 | 4,207 |
| Income before extraordinary items | $438,000 | 5,162 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $438,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,664 |
| Cash dividends | $91,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $438,000 | 4,956 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 5,522 |
| Total interest expense | $259,000 | 6,386 |
| Net interest income | $817,000 | 5,017 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $122,000 | 5,426 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 3,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $652,000 | 5,053 |
| Salaries and employee benefits | $456,000 | 4,203 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $125,000 | 6,520 |
| Pre-tax net operating income | $287,000 | 4,906 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $83,000 | 4,283 |
| Income before extraordinary items | $204,000 | 5,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $204,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $58,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $204,000 | 5,091 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,513,000 | 5,516 |
| Total interest expense | $1,297,000 | 6,185 |
| Net interest income | $3,216,000 | 5,059 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $515,000 | 5,129 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $377,000 | 3,676 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 5,780 |
| Total noninterest expense | $2,461,000 | 5,130 |
| Salaries and employee benefits | $1,665,000 | 4,332 |
| Premises and equipment expense | $279,000 | 5,784 |
| Additional noninterest expense | $517,000 | 6,402 |
| Pre-tax net operating income | $1,270,000 | 4,559 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $346,000 | 4,181 |
| Income before extraordinary items | $924,000 | 4,809 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $924,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,802 |
| Cash dividends | $202,000 | 4,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $924,000 | 4,680 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,267,000 | 5,444 |
| Total interest expense | $2,249,000 | 5,751 |
| Net interest income | $3,018,000 | 5,051 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $468,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $345,000 | 3,802 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $123,000 | 5,948 |
| Total noninterest expense | $2,358,000 | 5,160 |
| Salaries and employee benefits | $1,585,000 | 4,332 |
| Premises and equipment expense | $290,000 | 5,630 |
| Additional noninterest expense | $483,000 | 6,552 |
| Pre-tax net operating income | $1,128,000 | 4,585 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $274,000 | 4,453 |
| Income before extraordinary items | $854,000 | 4,707 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $854,000 | 4,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,220 |
| Cash dividends | $130,000 | 5,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $854,000 | 4,589 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,540,000 | 5,361 |
| Total interest expense | $2,502,000 | 5,558 |
| Net interest income | $3,038,000 | 5,112 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $469,000 | 5,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 3,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,472 |
| Total noninterest expense | $2,311,000 | 5,134 |
| Salaries and employee benefits | $1,518,000 | 4,321 |
| Premises and equipment expense | $269,000 | 5,791 |
| Additional noninterest expense | $524,000 | 6,253 |
| Pre-tax net operating income | $1,186,000 | 4,752 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $257,000 | 4,924 |
| Income before extraordinary items | $929,000 | 4,590 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $929,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $125,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $929,000 | 4,588 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,279,000 | 5,381 |
| Total interest expense | $2,264,000 | 5,544 |
| Net interest income | $3,015,000 | 5,142 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $436,000 | 5,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 3,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,094 |
| Total noninterest expense | $2,133,000 | 5,425 |
| Salaries and employee benefits | $1,417,000 | 4,543 |
| Premises and equipment expense | $241,000 | 6,169 |
| Additional noninterest expense | $475,000 | 6,706 |
| Pre-tax net operating income | $1,153,000 | 4,890 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $326,000 | 4,626 |
| Income before extraordinary items | $827,000 | 4,997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $827,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,903 |
| Cash dividends | $274,000 | 4,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $827,000 | 4,967 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,336,000 | 5,427 |
| Total interest expense | $2,396,000 | 5,524 |
| Net interest income | $2,940,000 | 5,202 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $592,000 | 4,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 3,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,276 |
| Total noninterest expense | $2,392,000 | 4,915 |
| Salaries and employee benefits | $1,425,000 | 4,432 |
| Premises and equipment expense | $257,000 | 5,860 |
| Additional noninterest expense | $710,000 | 5,108 |
| Pre-tax net operating income | $960,000 | 5,543 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $307,000 | 5,109 |
| Income before extraordinary items | $653,000 | 5,803 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $653,000 | 5,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,378 |
| Cash dividends | $96,000 | 6,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $653,000 | 5,695 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,249,000 | 5,597 |
| Total interest expense | $2,390,000 | 5,591 |
| Net interest income | $2,859,000 | 5,501 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $452,000 | 5,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,683 |
| Total noninterest expense | $2,081,000 | 5,499 |
| Salaries and employee benefits | $1,317,000 | 4,735 |
| Premises and equipment expense | $241,000 | 6,194 |
| Additional noninterest expense | $523,000 | 6,329 |
| Pre-tax net operating income | $1,050,000 | 5,679 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $319,000 | 5,563 |
| Income before extraordinary items | $731,000 | 5,757 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $731,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,132 |
| Cash dividends | $58,000 | 7,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $731,000 | 5,714 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 5,773 |
| Total interest expense | $2,379,000 | 5,709 |
| Net interest income | $2,826,000 | 5,692 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $497,000 | 5,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,546 |
| Total noninterest expense | $2,077,000 | 5,777 |
| Salaries and employee benefits | $1,241,000 | 5,059 |
| Premises and equipment expense | $258,000 | 6,136 |
| Additional noninterest expense | $578,000 | 6,495 |
| Pre-tax net operating income | $1,066,000 | 5,519 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $319,000 | 5,621 |
| Income before extraordinary items | $747,000 | 5,539 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $747,000 | 5,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,330 |
| Cash dividends | $834,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $747,000 | 5,488 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,957,000 | 6,031 |
| Total interest expense | $2,230,000 | 6,025 |
| Net interest income | $2,727,000 | 5,927 |
| Provision for loan and lease losses | $220,000 | 2,837 |
| Total noninterest income | $405,000 | 5,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,073 |
| Total noninterest expense | $2,015,000 | 5,946 |
| Salaries and employee benefits | $1,240,000 | 5,070 |
| Premises and equipment expense | $228,000 | 6,692 |
| Additional noninterest expense | $547,000 | 6,894 |
| Pre-tax net operating income | $897,000 | 6,431 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $234,000 | 6,896 |
| Income before extraordinary items | $663,000 | 6,216 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $663,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,073 |
| Cash dividends | $178,000 | 5,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $663,000 | 6,204 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 5,986 |
| Total interest expense | $1,806,000 | 6,055 |
| Net interest income | $2,859,000 | 5,811 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $419,000 | 5,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,445 |
| Total noninterest expense | $1,899,000 | 6,455 |
| Salaries and employee benefits | $1,084,000 | 5,709 |
| Premises and equipment expense | $210,000 | 7,210 |
| Additional noninterest expense | $605,000 | 7,006 |
| Pre-tax net operating income | $1,199,000 | 5,242 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $333,000 | 5,479 |
| Income before extraordinary items | $855,000 | 5,096 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $855,000 | 5,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,183 |
| Cash dividends | $130,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $862,920 | 5,116 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 6,344 |
| Total interest expense | $1,770,000 | 6,425 |
| Net interest income | $2,694,000 | 6,176 |
| Provision for loan and lease losses | $340,000 | 2,760 |
| Total noninterest income | $320,000 | 7,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 5,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,306 |
| Total noninterest expense | $1,752,000 | 7,034 |
| Salaries and employee benefits | $1,013,000 | 6,053 |
| Premises and equipment expense | $275,000 | 6,263 |
| Additional noninterest expense | $464,000 | 8,573 |
| Pre-tax net operating income | $922,000 | 6,247 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $297,000 | 6,114 |
| Income before extraordinary items | $625,000 | 6,597 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $625,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 3,007 |
| Cash dividends | $108,000 | 6,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $625,000 | 6,354 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,636,000 | 6,739 |
| Total interest expense | $2,076,000 | 6,931 |
| Net interest income | $2,560,000 | 6,485 |
| Provision for loan and lease losses | $302,000 | 4,094 |
| Total noninterest income | $319,000 | 7,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $1,625,000 | 7,486 |
| Salaries and employee benefits | $898,000 | 6,634 |
| Premises and equipment expense | $225,000 | 7,284 |
| Additional noninterest expense | $502,000 | 8,439 |
| Pre-tax net operating income | $952,000 | 5,844 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $309,000 | 5,805 |
| Income before extraordinary items | $655,000 | 6,196 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $655,000 | 6,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 3,500 |
| Cash dividends | $122,000 | 6,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $646,840 | 5,900 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.