Home > Citizens Bank of Effingham > Assets and Liabilities
Citizens Bank of Effingham, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 42 | 3,460 |
| Assets and Liabilities | ||
| Total Assets: | $214,275,000 | 2,954 |
| Cash and due from depository institutions | $23,807,000 | 3,460 |
| Interest-bearing balances | $13,376,000 | 2,284 |
| Securities | $9,871,000 | 5,719 |
| Federal funds sold & reverse repurchase agreements | $11,525,000 | 628 |
| Net loans & leases | $139,790,000 | 2,891 |
| Loan loss allowance | $4,990,000 | 1,578 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,342,000 | 1,906 |
| Other real estate owned | $18,091,000 | 3,460 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,849,000 | 3,280 |
| Life insurance assets | $2,620,000 | 1,990 |
| Total liabilities and capital | $214,276,000 | 2,954 |
| Total liabilities | $212,085,000 | 2,716 |
| Total deposits | $206,490,000 | 2,601 |
| Interest-bearing deposits | $192,486,000 | 2,379 |
| Deposits held in domestic offices | $206,490,000 | 2,599 |
| % insured | 95.73% | 1,640 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,103 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $595,000 | 4,224 |
| Total equity capital | $2,191,000 | 7,441 |
| Total bank equity capital | $2,191,000 | 7,441 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,575 |
| Surplus | $14,500,000 | 2,006 |
| Undivided profits | $-12,809,000 | 7,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $19,416,000 | 878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,005,000 | 3,007 |
| Earning assets | $174,562,000 | 3,249 |
| Long-term assets (5+ years) | $6,590,000 | 5,835 |
| Average Assets, year-to-date | $230,104,600 | 2,757 |
| Average Assets, quarterly | $215,909,000 | 2,927 |
| Volatile liabilities | $66,011,000 | 1,998 |
| Insider loans | $7,015,000 | 968 |
| FHLB advances | $5,000,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $7,840,000 | 4,373 |
| Tier 1 (core) risk-based capital | $2,113,000 | 7,442 |
| Tier 2 risk-based capital | $2,113,000 | 2,406 |
| Total risk weighted assets | $166,776,000 | 2,601 |
| Total unused commitments | $7,840,000 | 4,373 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 42 | 3,511 |
| Assets and Liabilities | ||
| Total Assets: | $221,143,000 | 2,909 |
| Cash and due from depository institutions | $24,171,000 | 3,511 |
| Interest-bearing balances | $13,168,000 | 2,354 |
| Securities | $9,279,000 | 5,790 |
| Federal funds sold & reverse repurchase agreements | $9,465,000 | 831 |
| Net loans & leases | $158,014,000 | 2,638 |
| Loan loss allowance | $4,290,000 | 1,814 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,402,000 | 1,925 |
| Other real estate owned | $9,218,000 | 3,511 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,594,000 | 3,468 |
| Life insurance assets | $2,597,000 | 1,998 |
| Total liabilities and capital | $221,143,000 | 2,909 |
| Total liabilities | $214,315,000 | 2,715 |
| Total deposits | $208,292,000 | 2,607 |
| Interest-bearing deposits | $193,076,000 | 2,400 |
| Deposits held in domestic offices | $208,292,000 | 2,604 |
| % insured | 96.39% | 1,029 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,225 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,023,000 | 3,481 |
| Total equity capital | $6,828,000 | 6,187 |
| Total bank equity capital | $6,828,000 | 6,187 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $14,500,000 | 2,001 |
| Undivided profits | $-8,172,000 | 7,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $31,645,000 | 568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $954,000 | 3,347 |
| Earning assets | $189,926,000 | 3,054 |
| Long-term assets (5+ years) | $7,700,000 | 5,678 |
| Average Assets, year-to-date | $235,000,250 | 2,726 |
| Average Assets, quarterly | $226,730,500 | 2,837 |
| Volatile liabilities | $61,845,000 | 2,171 |
| Insider loans | $9,575,000 | 703 |
| FHLB advances | $5,000,000 | 3,066 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $9,032,000 | 4,171 |
| Tier 1 (core) risk-based capital | $6,604,000 | 6,127 |
| Tier 2 risk-based capital | $2,218,000 | 2,363 |
| Total risk weighted assets | $175,385,000 | 2,539 |
| Total unused commitments | $9,032,000 | 4,172 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 45 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $232,318,000 | 2,798 |
| Cash and due from depository institutions | $18,264,000 | 3,365 |
| Interest-bearing balances | $9,816,000 | 2,704 |
| Securities | $11,523,000 | 5,488 |
| Federal funds sold & reverse repurchase agreements | $16,420,000 | 429 |
| Net loans & leases | $168,674,000 | 2,509 |
| Loan loss allowance | $3,787,000 | 1,996 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,470,000 | 1,922 |
| Other real estate owned | $6,028,000 | 3,365 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $4,939,000 | 3,329 |
| Life insurance assets | $2,575,000 | 2,011 |
| Total liabilities and capital | $232,318,000 | 2,798 |
| Total liabilities | $222,973,000 | 2,636 |
| Total deposits | $217,006,000 | 2,499 |
| Interest-bearing deposits | $200,660,000 | 2,345 |
| Deposits held in domestic offices | $217,006,000 | 2,497 |
| % insured | 95.53% | 1,438 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,370 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $967,000 | 3,487 |
| Total equity capital | $9,345,000 | 5,423 |
| Total bank equity capital | $9,345,000 | 5,422 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $14,500,000 | 1,998 |
| Undivided profits | $-5,655,000 | 7,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $25,644,000 | 691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,469,000 | 2,133 |
| Earning assets | $206,433,000 | 2,866 |
| Long-term assets (5+ years) | $3,170,000 | 6,454 |
| Average Assets, year-to-date | $239,619,330 | 2,707 |
| Average Assets, quarterly | $237,291,000 | 2,733 |
| Volatile liabilities | $59,074,000 | 2,291 |
| Insider loans | $9,887,000 | 688 |
| FHLB advances | $5,000,000 | 3,218 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $9,690,000 | 4,071 |
| Tier 1 (core) risk-based capital | $9,152,000 | 5,341 |
| Tier 2 risk-based capital | $2,279,000 | 2,324 |
| Total risk weighted assets | $180,785,000 | 2,496 |
| Total unused commitments | $9,690,000 | 4,074 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 46 | 3,332 |
| Assets and Liabilities | ||
| Total Assets: | $242,264,000 | 2,740 |
| Cash and due from depository institutions | $13,680,000 | 3,332 |
| Interest-bearing balances | $5,265,000 | 3,636 |
| Securities | $10,772,000 | 5,660 |
| Federal funds sold & reverse repurchase agreements | $19,560,000 | 441 |
| Net loans & leases | $178,066,000 | 2,462 |
| Loan loss allowance | $5,111,000 | 1,597 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,530,000 | 1,940 |
| Other real estate owned | $5,464,000 | 3,332 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,192,000 | 2,392 |
| Life insurance assets | $2,552,000 | 2,024 |
| Total liabilities and capital | $242,264,000 | 2,740 |
| Total liabilities | $230,257,000 | 2,600 |
| Total deposits | $224,253,000 | 2,442 |
| Interest-bearing deposits | $207,150,000 | 2,313 |
| Deposits held in domestic offices | $224,253,000 | 2,440 |
| % insured | 95.38% | 1,567 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,478 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,004,000 | 3,389 |
| Total equity capital | $12,007,000 | 4,723 |
| Total bank equity capital | $12,007,000 | 4,723 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $14,500,000 | 2,030 |
| Undivided profits | $-2,993,000 | 7,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $25,717,000 | 725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,434,000 | 2,279 |
| Earning assets | $213,663,000 | 2,840 |
| Long-term assets (5+ years) | $7,867,000 | 5,716 |
| Average Assets, year-to-date | $243,270,000 | 2,728 |
| Average Assets, quarterly | $243,270,000 | 2,728 |
| Volatile liabilities | $54,707,000 | 2,523 |
| Insider loans | $9,683,000 | 740 |
| FHLB advances | $5,000,000 | 3,318 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $11,110,000 | 3,897 |
| Tier 1 (core) risk-based capital | $11,882,000 | 4,601 |
| Tier 2 risk-based capital | $2,443,000 | 2,221 |
| Total risk weighted assets | $209,984,000 | 2,216 |
| Total unused commitments | $11,110,000 | 3,900 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 47 | 3,316 |
| Assets and Liabilities | ||
| Total Assets: | $244,276,000 | 2,729 |
| Cash and due from depository institutions | $8,487,000 | 3,316 |
| Interest-bearing balances | $83,000 | 6,584 |
| Securities | $9,688,000 | 5,849 |
| Federal funds sold & reverse repurchase agreements | $25,195,000 | 301 |
| Net loans & leases | $183,580,000 | 2,442 |
| Loan loss allowance | $5,063,000 | 1,601 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,605,000 | 1,953 |
| Other real estate owned | $2,996,000 | 3,316 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $7,725,000 | 2,543 |
| Life insurance assets | $2,530,000 | 2,043 |
| Total liabilities and capital | $244,275,000 | 2,729 |
| Total liabilities | $231,916,000 | 2,602 |
| Total deposits | $225,868,000 | 2,436 |
| Interest-bearing deposits | $208,246,000 | 2,301 |
| Deposits held in domestic offices | $225,868,000 | 2,434 |
| % insured | 94.78% | 1,795 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,633 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,048,000 | 3,335 |
| Total equity capital | $12,359,000 | 4,628 |
| Total bank equity capital | $12,359,000 | 4,628 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $14,500,000 | 2,038 |
| Undivided profits | $-2,641,000 | 7,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $26,578,000 | 701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,261,000 | 2,691 |
| Earning assets | $218,546,000 | 2,779 |
| Long-term assets (5+ years) | $6,863,000 | 5,899 |
| Average Assets, year-to-date | $241,204,800 | 2,709 |
| Average Assets, quarterly | $240,813,500 | 2,752 |
| Volatile liabilities | $52,437,000 | 2,635 |
| Insider loans | $13,715,000 | 478 |
| FHLB advances | $5,000,000 | 3,488 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $12,272,000 | 3,715 |
| Tier 1 (core) risk-based capital | $12,261,000 | 4,511 |
| Tier 2 risk-based capital | $2,453,000 | 2,246 |
| Total risk weighted assets | $213,851,000 | 2,224 |
| Total unused commitments | $12,272,000 | 3,717 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 47 | 3,342 |
| Assets and Liabilities | ||
| Total Assets: | $237,351,000 | 2,820 |
| Cash and due from depository institutions | $8,890,000 | 3,342 |
| Interest-bearing balances | $49,000 | 6,693 |
| Securities | $11,779,000 | 5,518 |
| Federal funds sold & reverse repurchase agreements | $10,890,000 | 849 |
| Net loans & leases | $190,233,000 | 2,403 |
| Loan loss allowance | $9,323,000 | 879 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,675,000 | 1,960 |
| Other real estate owned | $3,231,000 | 3,342 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $5,653,000 | 2,871 |
| Life insurance assets | $2,507,000 | 2,046 |
| Total liabilities and capital | $237,351,000 | 2,820 |
| Total liabilities | $224,125,000 | 2,666 |
| Total deposits | $218,264,000 | 2,495 |
| Interest-bearing deposits | $200,080,000 | 2,375 |
| Deposits held in domestic offices | $218,264,000 | 2,493 |
| % insured | 94.93% | 1,882 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,752 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $861,000 | 4,107 |
| Total equity capital | $13,226,000 | 4,522 |
| Total bank equity capital | $13,226,000 | 4,522 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $14,500,000 | 2,029 |
| Undivided profits | $-1,774,000 | 7,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $27,708,000 | 657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,402,000 | 2,597 |
| Earning assets | $212,951,000 | 2,875 |
| Long-term assets (5+ years) | $8,804,000 | 5,593 |
| Average Assets, year-to-date | $240,437,000 | 2,729 |
| Average Assets, quarterly | $238,900,000 | 2,778 |
| Volatile liabilities | $41,249,000 | 3,207 |
| Insider loans | $14,040,000 | 474 |
| FHLB advances | $5,000,000 | 3,599 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,241,000 | 3,538 |
| Tier 1 (core) risk-based capital | $13,054,000 | 4,387 |
| Tier 2 risk-based capital | $2,515,000 | 2,192 |
| Total risk weighted assets | $216,274,000 | 2,223 |
| Total unused commitments | $14,241,000 | 3,539 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 49 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $240,449,000 | 2,775 |
| Cash and due from depository institutions | $7,014,000 | 3,282 |
| Interest-bearing balances | $91,000 | 6,414 |
| Securities | $11,944,000 | 5,495 |
| Federal funds sold & reverse repurchase agreements | $9,490,000 | 1,083 |
| Net loans & leases | $196,883,000 | 2,366 |
| Loan loss allowance | $2,609,000 | 2,490 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,763,000 | 1,951 |
| Other real estate owned | $2,817,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,538,000 | 2,925 |
| Life insurance assets | $2,484,000 | 2,065 |
| Total liabilities and capital | $240,448,000 | 2,775 |
| Total liabilities | $220,427,000 | 2,719 |
| Total deposits | $214,203,000 | 2,526 |
| Interest-bearing deposits | $193,823,000 | 2,436 |
| Deposits held in domestic offices | $214,203,000 | 2,523 |
| % insured | 86.45% | 1,770 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $5,000,000 | 3,845 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,224,000 | 3,370 |
| Total equity capital | $20,021,000 | 3,240 |
| Total bank equity capital | $20,021,000 | 3,240 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $14,500,000 | 2,038 |
| Undivided profits | $5,021,000 | 4,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $406,000 | 5,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,483,000 | 2,358 |
| Earning assets | $218,408,000 | 2,791 |
| Long-term assets (5+ years) | $8,228,000 | 5,703 |
| Average Assets, year-to-date | $241,465,670 | 2,736 |
| Average Assets, quarterly | $241,306,000 | 2,749 |
| Volatile liabilities | $40,672,000 | 3,236 |
| Insider loans | $13,754,000 | 504 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,186,000 | 3,369 |
| Tier 1 (core) risk-based capital | $19,878,000 | 3,154 |
| Tier 2 risk-based capital | $2,501,000 | 2,205 |
| Total risk weighted assets | $200,568,000 | 2,440 |
| Total unused commitments | $16,186,000 | 3,370 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 49 | 3,299 |
| Assets and Liabilities | ||
| Total Assets: | $242,163,000 | 2,759 |
| Cash and due from depository institutions | $12,085,000 | 3,299 |
| Interest-bearing balances | $129,000 | 5,907 |
| Securities | $14,323,000 | 5,187 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 3,397 |
| Net loans & leases | $198,124,000 | 2,363 |
| Loan loss allowance | $2,619,000 | 2,413 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,851,000 | 1,924 |
| Other real estate owned | $2,495,000 | 3,299 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $5,685,000 | 2,855 |
| Life insurance assets | $2,462,000 | 2,075 |
| Total liabilities and capital | $242,163,000 | 2,759 |
| Total liabilities | $222,299,000 | 2,708 |
| Total deposits | $216,121,000 | 2,508 |
| Interest-bearing deposits | $197,781,000 | 2,400 |
| Deposits held in domestic offices | $216,121,000 | 2,506 |
| % insured | 86.57% | 1,855 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $5,000,000 | 3,905 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,178,000 | 3,363 |
| Total equity capital | $19,864,000 | 3,292 |
| Total bank equity capital | $19,864,000 | 3,292 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $14,500,000 | 2,024 |
| Undivided profits | $4,864,000 | 4,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,069,000 | 4,533 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,529,000 | 2,341 |
| Earning assets | $215,176,000 | 2,840 |
| Long-term assets (5+ years) | $7,731,000 | 5,782 |
| Average Assets, year-to-date | $241,974,000 | 2,746 |
| Average Assets, quarterly | $241,974,000 | 2,746 |
| Volatile liabilities | $43,517,000 | 3,065 |
| Insider loans | $13,568,000 | 516 |
| FHLB advances | $5,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $16,662,000 | 3,433 |
| Tier 1 (core) risk-based capital | $19,689,000 | 3,190 |
| Tier 2 risk-based capital | $2,543,000 | 2,162 |
| Total risk weighted assets | $203,334,000 | 2,409 |
| Total unused commitments | $16,662,000 | 3,434 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 52 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $241,785,000 | 2,740 |
| Cash and due from depository institutions | $6,319,000 | 3,158 |
| Interest-bearing balances | $171,000 | 5,254 |
| Securities | $14,589,000 | 5,176 |
| Federal funds sold & reverse repurchase agreements | $11,293,000 | 846 |
| Net loans & leases | $196,050,000 | 2,385 |
| Loan loss allowance | $2,404,000 | 2,531 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,899,000 | 1,922 |
| Other real estate owned | $993,000 | 3,158 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,642,000 | 2,873 |
| Life insurance assets | $2,439,000 | 2,092 |
| Total liabilities and capital | $241,786,000 | 2,740 |
| Total liabilities | $221,940,000 | 2,693 |
| Total deposits | $215,642,000 | 2,461 |
| Interest-bearing deposits | $196,668,000 | 2,355 |
| Deposits held in domestic offices | $215,642,000 | 2,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,000,000 | 4,114 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,298,000 | 3,142 |
| Total equity capital | $19,846,000 | 3,277 |
| Total bank equity capital | $19,846,000 | 3,277 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $14,500,000 | 1,999 |
| Undivided profits | $4,846,000 | 4,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,169,000 | 2,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,534,000 | 2,472 |
| Earning assets | $222,103,000 | 2,737 |
| Long-term assets (5+ years) | $4,228,000 | 6,425 |
| Average Assets, year-to-date | $230,133,200 | 2,762 |
| Average Assets, quarterly | $241,937,000 | 2,695 |
| Volatile liabilities | $55,998,000 | 2,487 |
| Insider loans | $11,147,000 | 671 |
| FHLB advances | $5,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $13,988,000 | 3,795 |
| Tier 1 (core) risk-based capital | $19,630,000 | 3,177 |
| Tier 2 risk-based capital | $2,404,000 | 2,235 |
| Total risk weighted assets | $200,797,000 | 2,434 |
| Total unused commitments | $13,988,000 | 3,798 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 53 | 3,132 |
| Assets and Liabilities | ||
| Total Assets: | $242,089,000 | 2,699 |
| Cash and due from depository institutions | $4,287,000 | 3,132 |
| Interest-bearing balances | $33,000 | 5,964 |
| Securities | $14,120,000 | 5,195 |
| Federal funds sold & reverse repurchase agreements | $14,817,000 | 813 |
| Net loans & leases | $195,868,000 | 2,396 |
| Loan loss allowance | $2,399,000 | 2,366 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,980,000 | 1,887 |
| Other real estate owned | $282,000 | 3,132 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,735,000 | 2,869 |
| Life insurance assets | $2,417,000 | 2,096 |
| Total liabilities and capital | $242,089,000 | 2,699 |
| Total liabilities | $221,692,000 | 2,645 |
| Total deposits | $215,078,000 | 2,431 |
| Interest-bearing deposits | $196,492,000 | 2,311 |
| Deposits held in domestic offices | $215,078,000 | 2,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $5,000,000 | 4,125 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,614,000 | 2,755 |
| Total equity capital | $20,397,000 | 3,202 |
| Total bank equity capital | $20,397,000 | 3,202 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $14,500,000 | 1,993 |
| Undivided profits | $5,397,000 | 4,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 5,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,820,000 | 2,195 |
| Earning assets | $224,838,000 | 2,657 |
| Long-term assets (5+ years) | $3,281,000 | 6,626 |
| Average Assets, year-to-date | $227,220,250 | 2,807 |
| Average Assets, quarterly | $233,531,000 | 2,790 |
| Volatile liabilities | $61,762,000 | 2,247 |
| Insider loans | $13,094,000 | 548 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $17,252,000 | 3,516 |
| Tier 1 (core) risk-based capital | $20,297,000 | 3,131 |
| Tier 2 risk-based capital | $2,399,000 | 2,173 |
| Total risk weighted assets | $200,808,000 | 2,421 |
| Total unused commitments | $17,252,000 | 3,518 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 51 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $224,973,000 | 2,886 |
| Cash and due from depository institutions | $5,615,000 | 3,298 |
| Interest-bearing balances | $67,000 | 5,444 |
| Securities | $16,760,000 | 4,871 |
| Federal funds sold & reverse repurchase agreements | $2,347,000 | 3,600 |
| Net loans & leases | $187,120,000 | 2,458 |
| Loan loss allowance | $2,346,000 | 2,343 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,951,000 | 1,877 |
| Other real estate owned | $515,000 | 3,298 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,665,000 | 2,851 |
| Life insurance assets | $2,395,000 | 2,112 |
| Total liabilities and capital | $224,973,000 | 2,886 |
| Total liabilities | $204,862,000 | 2,853 |
| Total deposits | $198,278,000 | 2,625 |
| Interest-bearing deposits | $178,676,000 | 2,525 |
| Deposits held in domestic offices | $198,278,000 | 2,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,000,000 | 3,986 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,584,000 | 2,770 |
| Total equity capital | $20,111,000 | 3,256 |
| Total bank equity capital | $20,111,000 | 3,256 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $14,500,000 | 1,976 |
| Undivided profits | $5,111,000 | 4,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $512,000 | 4,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,727,000 | 2,233 |
| Earning assets | $206,294,000 | 2,888 |
| Long-term assets (5+ years) | $4,649,000 | 6,346 |
| Average Assets, year-to-date | $222,264,000 | 2,861 |
| Average Assets, quarterly | $225,012,500 | 2,867 |
| Volatile liabilities | $65,088,000 | 2,139 |
| Insider loans | $13,318,000 | 535 |
| FHLB advances | $5,000,000 | 3,838 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $21,372,000 | 3,181 |
| Tier 1 (core) risk-based capital | $20,004,000 | 3,181 |
| Tier 2 risk-based capital | $2,346,000 | 2,173 |
| Total risk weighted assets | $194,831,000 | 2,463 |
| Total unused commitments | $21,372,000 | 3,184 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 56 | 3,039 |
| Assets and Liabilities | ||
| Total Assets: | $225,052,000 | 2,870 |
| Cash and due from depository institutions | $5,155,000 | 3,039 |
| Interest-bearing balances | $16,000 | 6,239 |
| Securities | $18,626,000 | 4,599 |
| Federal funds sold & reverse repurchase agreements | $8,702,000 | 2,022 |
| Net loans & leases | $179,131,000 | 2,503 |
| Loan loss allowance | $2,290,000 | 2,327 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,939,000 | 1,863 |
| Other real estate owned | $874,000 | 3,039 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,625,000 | 2,804 |
| Life insurance assets | $2,374,000 | 2,111 |
| Total liabilities and capital | $225,053,000 | 2,870 |
| Total liabilities | $205,025,000 | 2,815 |
| Total deposits | $198,352,000 | 2,622 |
| Interest-bearing deposits | $178,447,000 | 2,544 |
| Deposits held in domestic offices | $198,352,000 | 2,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,000,000 | 3,733 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,673,000 | 2,842 |
| Total equity capital | $20,028,000 | 3,353 |
| Total bank equity capital | $20,028,000 | 3,353 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $14,500,000 | 1,960 |
| Undivided profits | $5,028,000 | 4,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,167,000 | 3,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,829,000 | 2,156 |
| Earning assets | $206,475,000 | 2,862 |
| Long-term assets (5+ years) | $5,518,000 | 6,074 |
| Average Assets, year-to-date | $220,909,500 | 2,868 |
| Average Assets, quarterly | $220,909,500 | 2,868 |
| Volatile liabilities | $65,656,000 | 2,091 |
| Insider loans | $13,665,000 | 512 |
| FHLB advances | $5,000,000 | 3,591 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $22,309,000 | 3,159 |
| Tier 1 (core) risk-based capital | $19,722,000 | 3,225 |
| Tier 2 risk-based capital | $2,290,000 | 2,178 |
| Total risk weighted assets | $191,639,000 | 2,477 |
| Total unused commitments | $22,309,000 | 3,161 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $216,767,000 | 2,909 |
| Cash and due from depository institutions | $6,428,000 | 3,047 |
| Interest-bearing balances | $34,000 | 5,666 |
| Securities | $18,801,000 | 4,609 |
| Federal funds sold & reverse repurchase agreements | $811,000 | 5,159 |
| Net loans & leases | $178,015,000 | 2,490 |
| Loan loss allowance | $2,192,000 | 2,374 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,031,000 | 1,832 |
| Other real estate owned | $0 | 3,047 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,681,000 | 2,798 |
| Life insurance assets | $2,353,000 | 2,112 |
| Total liabilities and capital | $216,767,000 | 2,909 |
| Total liabilities | $197,252,000 | 2,856 |
| Total deposits | $195,455,000 | 2,622 |
| Interest-bearing deposits | $176,207,000 | 2,529 |
| Deposits held in domestic offices | $195,455,000 | 2,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,797,000 | 2,680 |
| Total equity capital | $19,515,000 | 3,369 |
| Total bank equity capital | $19,515,000 | 3,369 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $14,500,000 | 1,936 |
| Undivided profits | $4,515,000 | 4,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,441,000 | 2,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,166,000 | 1,943 |
| Earning assets | $197,661,000 | 2,916 |
| Long-term assets (5+ years) | $6,214,000 | 5,724 |
| Average Assets, year-to-date | $204,709,200 | 2,972 |
| Average Assets, quarterly | $220,644,500 | 2,833 |
| Volatile liabilities | $63,340,000 | 2,146 |
| Insider loans | $11,853,000 | 600 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $24,195,000 | 3,008 |
| Tier 1 (core) risk-based capital | $19,393,000 | 3,251 |
| Tier 2 risk-based capital | $2,192,000 | 2,234 |
| Total risk weighted assets | $191,754,000 | 2,443 |
| Total unused commitments | $24,195,000 | 3,008 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 53 | 3,180 |
| Assets and Liabilities | ||
| Total Assets: | $224,522,000 | 2,784 |
| Cash and due from depository institutions | $5,922,000 | 3,180 |
| Interest-bearing balances | $831,000 | 2,579 |
| Securities | $19,948,000 | 4,491 |
| Federal funds sold & reverse repurchase agreements | $12,987,000 | 1,117 |
| Net loans & leases | $172,882,000 | 2,520 |
| Loan loss allowance | $2,364,000 | 2,170 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,074,000 | 1,775 |
| Other real estate owned | $0 | 3,180 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,709,000 | 2,792 |
| Life insurance assets | $2,332,000 | 2,077 |
| Total liabilities and capital | $224,522,000 | 2,784 |
| Total liabilities | $205,192,000 | 2,729 |
| Total deposits | $201,556,000 | 2,517 |
| Interest-bearing deposits | $181,823,000 | 2,442 |
| Deposits held in domestic offices | $201,556,000 | 2,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,950,000 | 4,506 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,686,000 | 2,861 |
| Total equity capital | $19,330,000 | 3,373 |
| Total bank equity capital | $19,330,000 | 3,373 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $14,500,000 | 1,897 |
| Undivided profits | $4,330,000 | 5,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,800,000 | 2,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,130,000 | 2,147 |
| Earning assets | $206,648,000 | 2,775 |
| Long-term assets (5+ years) | $6,885,000 | 5,483 |
| Average Assets, year-to-date | $201,694,750 | 2,996 |
| Average Assets, quarterly | $214,578,500 | 2,875 |
| Volatile liabilities | $70,219,000 | 1,931 |
| Insider loans | $9,505,000 | 755 |
| FHLB advances | $1,950,000 | 4,321 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $26,108,000 | 2,863 |
| Tier 1 (core) risk-based capital | $19,332,000 | 3,256 |
| Tier 2 risk-based capital | $2,364,000 | 2,082 |
| Total risk weighted assets | $189,760,000 | 2,425 |
| Total unused commitments | $26,108,000 | 2,863 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 53 | 3,230 |
| Assets and Liabilities | ||
| Total Assets: | $204,635,000 | 3,033 |
| Cash and due from depository institutions | $5,681,000 | 3,230 |
| Interest-bearing balances | $829,000 | 2,631 |
| Securities | $20,746,000 | 4,389 |
| Federal funds sold & reverse repurchase agreements | $2,611,000 | 3,833 |
| Net loans & leases | $163,930,000 | 2,620 |
| Loan loss allowance | $2,195,000 | 2,320 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,034,000 | 2,080 |
| Other real estate owned | $0 | 3,230 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,633,000 | 2,782 |
| Life insurance assets | $2,311,000 | 2,091 |
| Total liabilities and capital | $204,635,000 | 3,033 |
| Total liabilities | $186,257,000 | 2,985 |
| Total deposits | $182,382,000 | 2,808 |
| Interest-bearing deposits | $161,315,000 | 2,734 |
| Deposits held in domestic offices | $182,382,000 | 2,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,950,000 | 4,443 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,925,000 | 2,424 |
| Total equity capital | $18,378,000 | 3,477 |
| Total bank equity capital | $18,378,000 | 3,477 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $14,500,000 | 1,899 |
| Undivided profits | $3,378,000 | 5,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 6,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,029,000 | 2,079 |
| Earning assets | $188,116,000 | 3,011 |
| Long-term assets (5+ years) | $7,485,000 | 5,280 |
| Average Assets, year-to-date | $194,085,670 | 3,124 |
| Average Assets, quarterly | $203,391,500 | 3,035 |
| Volatile liabilities | $54,167,000 | 2,363 |
| Insider loans | $9,903,000 | 717 |
| FHLB advances | $1,950,000 | 4,284 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $27,435,000 | 2,786 |
| Tier 1 (core) risk-based capital | $18,579,000 | 3,363 |
| Tier 2 risk-based capital | $2,195,000 | 2,212 |
| Total risk weighted assets | $178,080,000 | 2,548 |
| Total unused commitments | $27,435,000 | 2,786 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 49 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $202,148,000 | 3,064 |
| Cash and due from depository institutions | $5,597,000 | 3,429 |
| Interest-bearing balances | $835,000 | 2,713 |
| Securities | $20,775,000 | 4,403 |
| Federal funds sold & reverse repurchase agreements | $15,288,000 | 1,306 |
| Net loans & leases | $150,011,000 | 2,815 |
| Loan loss allowance | $2,076,000 | 2,418 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,161,000 | 2,391 |
| Other real estate owned | $0 | 3,429 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,316,000 | 2,858 |
| Life insurance assets | $2,290,000 | 2,088 |
| Total liabilities and capital | $202,148,000 | 3,064 |
| Total liabilities | $184,356,000 | 3,005 |
| Total deposits | $180,380,000 | 2,831 |
| Interest-bearing deposits | $157,055,000 | 2,791 |
| Deposits held in domestic offices | $180,380,000 | 2,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,950,000 | 4,389 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,026,000 | 2,378 |
| Total equity capital | $17,792,000 | 3,577 |
| Total bank equity capital | $17,792,000 | 3,577 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $14,500,000 | 1,874 |
| Undivided profits | $2,792,000 | 5,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,736,000 | 2,368 |
| Earning assets | $186,909,000 | 3,033 |
| Long-term assets (5+ years) | $7,405,000 | 5,242 |
| Average Assets, year-to-date | $188,811,000 | 3,222 |
| Average Assets, quarterly | $188,811,000 | 3,222 |
| Volatile liabilities | $55,360,000 | 2,303 |
| Insider loans | $11,719,000 | 588 |
| FHLB advances | $1,950,000 | 4,228 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $26,633,000 | 2,852 |
| Tier 1 (core) risk-based capital | $17,872,000 | 3,451 |
| Tier 2 risk-based capital | $2,072,000 | 2,317 |
| Total risk weighted assets | $165,765,000 | 2,695 |
| Total unused commitments | $26,633,000 | 2,854 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 48 | 3,491 |
| Assets and Liabilities | ||
| Total Assets: | $175,474,000 | 3,411 |
| Cash and due from depository institutions | $6,191,000 | 3,491 |
| Interest-bearing balances | $834,000 | 2,674 |
| Securities | $19,042,000 | 4,685 |
| Federal funds sold & reverse repurchase agreements | $2,745,000 | 3,962 |
| Net loans & leases | $137,902,000 | 3,006 |
| Loan loss allowance | $1,917,000 | 2,566 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,480,000 | 2,636 |
| Other real estate owned | $0 | 3,491 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,114,000 | 2,956 |
| Life insurance assets | $2,270,000 | 2,061 |
| Total liabilities and capital | $175,474,000 | 3,411 |
| Total liabilities | $158,510,000 | 3,379 |
| Total deposits | $155,246,000 | 3,197 |
| Interest-bearing deposits | $133,179,000 | 3,166 |
| Deposits held in domestic offices | $155,246,000 | 3,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,950,000 | 4,556 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,314,000 | 3,244 |
| Total equity capital | $16,964,000 | 3,644 |
| Total bank equity capital | $16,964,000 | 3,644 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $11,500,000 | 2,203 |
| Undivided profits | $4,964,000 | 4,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 5,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,747,000 | 2,410 |
| Earning assets | $160,523,000 | 3,413 |
| Long-term assets (5+ years) | $6,576,000 | 5,409 |
| Average Assets, year-to-date | $168,968,200 | 3,400 |
| Average Assets, quarterly | $177,322,000 | 3,349 |
| Volatile liabilities | $40,729,000 | 3,070 |
| Insider loans | $11,838,000 | 572 |
| FHLB advances | $1,950,000 | 4,399 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $25,576,000 | 2,882 |
| Tier 1 (core) risk-based capital | $17,074,000 | 3,533 |
| Tier 2 risk-based capital | $1,890,000 | 2,483 |
| Total risk weighted assets | $151,177,000 | 2,899 |
| Total unused commitments | $25,576,000 | 2,882 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 49 | 3,437 |
| Assets and Liabilities | ||
| Total Assets: | $179,170,000 | 3,323 |
| Cash and due from depository institutions | $3,848,000 | 3,437 |
| Interest-bearing balances | $833,000 | 2,596 |
| Securities | $19,556,000 | 4,636 |
| Federal funds sold & reverse repurchase agreements | $10,062,000 | 1,398 |
| Net loans & leases | $136,456,000 | 3,015 |
| Loan loss allowance | $2,053,000 | 2,419 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,062,000 | 2,832 |
| Other real estate owned | $0 | 3,437 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,186,000 | 2,935 |
| Life insurance assets | $2,249,000 | 2,034 |
| Total liabilities and capital | $179,170,000 | 3,323 |
| Total liabilities | $162,616,000 | 3,277 |
| Total deposits | $159,615,000 | 3,077 |
| Interest-bearing deposits | $136,125,000 | 3,059 |
| Deposits held in domestic offices | $159,615,000 | 3,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,950,000 | 4,738 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,051,000 | 3,719 |
| Total equity capital | $16,554,000 | 3,698 |
| Total bank equity capital | $16,554,000 | 3,698 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $11,500,000 | 2,168 |
| Undivided profits | $4,554,000 | 4,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $731,000 | 3,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,680,000 | 2,519 |
| Earning assets | $166,907,000 | 3,282 |
| Long-term assets (5+ years) | $6,265,000 | 5,469 |
| Average Assets, year-to-date | $167,341,750 | 3,442 |
| Average Assets, quarterly | $173,111,000 | 3,390 |
| Volatile liabilities | $39,599,000 | 3,105 |
| Insider loans | $13,438,000 | 482 |
| FHLB advances | $1,950,000 | 4,551 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $27,397,000 | 2,791 |
| Tier 1 (core) risk-based capital | $16,699,000 | 3,588 |
| Tier 2 risk-based capital | $1,888,000 | 2,482 |
| Total risk weighted assets | $150,839,000 | 2,900 |
| Total unused commitments | $27,397,000 | 2,792 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 50 | 3,352 |
| Assets and Liabilities | ||
| Total Assets: | $167,052,000 | 3,490 |
| Cash and due from depository institutions | $4,714,000 | 3,352 |
| Interest-bearing balances | $833,000 | 2,627 |
| Securities | $17,357,000 | 4,949 |
| Federal funds sold & reverse repurchase agreements | $3,348,000 | 2,859 |
| Net loans & leases | $132,508,000 | 3,061 |
| Loan loss allowance | $1,917,000 | 2,545 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,006,000 | 2,834 |
| Other real estate owned | $0 | 3,352 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,119,000 | 2,925 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $167,052,000 | 3,490 |
| Total liabilities | $151,020,000 | 3,453 |
| Total deposits | $148,090,000 | 3,236 |
| Interest-bearing deposits | $126,924,000 | 3,200 |
| Deposits held in domestic offices | $148,090,000 | 3,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,950,000 | 4,762 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $980,000 | 3,591 |
| Total equity capital | $16,032,000 | 3,678 |
| Total bank equity capital | $16,032,000 | 3,678 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $11,500,000 | 2,132 |
| Undivided profits | $4,032,000 | 5,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 3,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,560,000 | 2,417 |
| Earning assets | $154,046,000 | 3,468 |
| Long-term assets (5+ years) | $5,455,000 | 5,643 |
| Average Assets, year-to-date | $163,399,000 | 3,498 |
| Average Assets, quarterly | $167,916,500 | 3,455 |
| Volatile liabilities | $35,083,000 | 3,319 |
| Insider loans | $11,309,000 | 598 |
| FHLB advances | $1,950,000 | 4,566 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $27,877,000 | 2,737 |
| Tier 1 (core) risk-based capital | $16,384,000 | 3,591 |
| Tier 2 risk-based capital | $1,811,000 | 2,544 |
| Total risk weighted assets | $144,775,000 | 2,966 |
| Total unused commitments | $27,877,000 | 2,738 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 45 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $168,781,000 | 3,444 |
| Cash and due from depository institutions | $6,281,000 | 3,657 |
| Interest-bearing balances | $886,000 | 2,694 |
| Securities | $16,879,000 | 5,073 |
| Federal funds sold & reverse repurchase agreements | $14,590,000 | 1,019 |
| Net loans & leases | $122,338,000 | 3,203 |
| Loan loss allowance | $1,788,000 | 2,671 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,024,000 | 2,756 |
| Other real estate owned | $0 | 3,657 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,669,000 | 3,056 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $168,781,000 | 3,444 |
| Total liabilities | $153,488,000 | 3,401 |
| Total deposits | $150,333,000 | 3,192 |
| Interest-bearing deposits | $126,909,000 | 3,190 |
| Deposits held in domestic offices | $150,333,000 | 3,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,950,000 | 4,668 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,205,000 | 3,113 |
| Total equity capital | $15,293,000 | 3,800 |
| Total bank equity capital | $15,293,000 | 3,800 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $11,500,000 | 2,067 |
| Undivided profits | $3,293,000 | 5,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 5,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,328,000 | 2,685 |
| Earning assets | $154,693,000 | 3,429 |
| Long-term assets (5+ years) | $4,666,000 | 5,864 |
| Average Assets, year-to-date | $161,572,500 | 3,529 |
| Average Assets, quarterly | $161,572,500 | 3,529 |
| Volatile liabilities | $34,469,000 | 3,235 |
| Insider loans | $9,229,000 | 709 |
| FHLB advances | $1,950,000 | 4,509 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $25,763,000 | 2,860 |
| Tier 1 (core) risk-based capital | $15,540,000 | 3,692 |
| Tier 2 risk-based capital | $1,677,000 | 2,664 |
| Total risk weighted assets | $134,011,000 | 3,109 |
| Total unused commitments | $25,763,000 | 2,862 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 42 | 3,855 |
| Assets and Liabilities | ||
| Total Assets: | $154,364,000 | 3,651 |
| Cash and due from depository institutions | $6,045,000 | 3,855 |
| Interest-bearing balances | $385,000 | 3,613 |
| Securities | $14,738,000 | 5,429 |
| Federal funds sold & reverse repurchase agreements | $3,844,000 | 2,940 |
| Net loans & leases | $121,129,000 | 3,200 |
| Loan loss allowance | $1,681,000 | 2,752 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,044,000 | 2,709 |
| Other real estate owned | $0 | 3,855 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,564,000 | 3,070 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $154,364,000 | 3,651 |
| Total liabilities | $139,735,000 | 3,617 |
| Total deposits | $137,178,000 | 3,401 |
| Interest-bearing deposits | $116,378,000 | 3,370 |
| Deposits held in domestic offices | $137,178,000 | 3,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,950,000 | 4,741 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $607,000 | 4,627 |
| Total equity capital | $14,629,000 | 3,906 |
| Total bank equity capital | $14,629,000 | 3,906 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $9,500,000 | 2,356 |
| Undivided profits | $4,629,000 | 4,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,315,000 | 2,708 |
| Earning assets | $140,096,000 | 3,665 |
| Long-term assets (5+ years) | $3,387,000 | 6,309 |
| Average Assets, year-to-date | $143,355,400 | 3,723 |
| Average Assets, quarterly | $150,217,000 | 3,697 |
| Volatile liabilities | $30,844,000 | 3,417 |
| Insider loans | $2,686,000 | 2,297 |
| FHLB advances | $1,950,000 | 4,550 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $25,838,000 | 2,792 |
| Tier 1 (core) risk-based capital | $14,808,000 | 3,807 |
| Tier 2 risk-based capital | $1,617,000 | 2,713 |
| Total risk weighted assets | $129,300,000 | 3,180 |
| Total unused commitments | $25,838,000 | 2,794 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 42 | 3,858 |
| Assets and Liabilities | ||
| Total Assets: | $146,070,000 | 3,774 |
| Cash and due from depository institutions | $4,167,000 | 3,858 |
| Interest-bearing balances | $394,000 | 3,698 |
| Securities | $15,616,000 | 5,281 |
| Federal funds sold & reverse repurchase agreements | $1,409,000 | 4,226 |
| Net loans & leases | $116,564,000 | 3,255 |
| Loan loss allowance | $1,739,000 | 2,660 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,089,000 | 2,628 |
| Other real estate owned | $0 | 3,858 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,225,000 | 3,204 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $146,071,000 | 3,774 |
| Total liabilities | $131,704,000 | 3,754 |
| Total deposits | $129,161,000 | 3,519 |
| Interest-bearing deposits | $107,445,000 | 3,545 |
| Deposits held in domestic offices | $129,161,000 | 3,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,950,000 | 4,830 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $593,000 | 4,710 |
| Total equity capital | $14,367,000 | 3,924 |
| Total bank equity capital | $14,367,000 | 3,924 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $9,500,000 | 2,293 |
| Undivided profits | $4,367,000 | 4,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 4,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,071,000 | 3,237 |
| Earning assets | $133,983,000 | 3,755 |
| Long-term assets (5+ years) | $3,607,000 | 6,308 |
| Average Assets, year-to-date | $140,603,250 | 3,779 |
| Average Assets, quarterly | $147,128,000 | 3,713 |
| Volatile liabilities | $26,528,000 | 3,685 |
| Insider loans | $6,162,000 | 1,049 |
| FHLB advances | $1,950,000 | 4,633 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $23,667,000 | 2,933 |
| Tier 1 (core) risk-based capital | $14,500,000 | 3,805 |
| Tier 2 risk-based capital | $1,534,000 | 2,788 |
| Total risk weighted assets | $122,545,000 | 3,255 |
| Total unused commitments | $23,667,000 | 2,937 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 39 | 4,082 |
| Assets and Liabilities | ||
| Total Assets: | $148,186,000 | 3,669 |
| Cash and due from depository institutions | $4,958,000 | 4,082 |
| Interest-bearing balances | $353,000 | 3,720 |
| Securities | $14,674,000 | 5,475 |
| Federal funds sold & reverse repurchase agreements | $8,120,000 | 1,422 |
| Net loans & leases | $113,523,000 | 3,258 |
| Loan loss allowance | $1,567,000 | 2,866 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,985,000 | 3,338 |
| Other real estate owned | $0 | 4,082 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,926,000 | 3,261 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $148,186,000 | 3,669 |
| Total liabilities | $134,304,000 | 3,623 |
| Total deposits | $131,794,000 | 3,407 |
| Interest-bearing deposits | $109,561,000 | 3,439 |
| Deposits held in domestic offices | $131,794,000 | 3,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,950,000 | 4,750 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $560,000 | 4,584 |
| Total equity capital | $13,882,000 | 3,980 |
| Total bank equity capital | $13,882,000 | 3,980 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $9,500,000 | 2,254 |
| Undivided profits | $3,882,000 | 5,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 5,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $909,000 | 3,432 |
| Earning assets | $136,670,000 | 3,653 |
| Long-term assets (5+ years) | $5,127,000 | 5,880 |
| Average Assets, year-to-date | $138,781,000 | 3,794 |
| Average Assets, quarterly | $144,122,500 | 3,707 |
| Volatile liabilities | $26,274,000 | 3,613 |
| Insider loans | $5,759,000 | 1,092 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $22,544,000 | 2,962 |
| Tier 1 (core) risk-based capital | $13,928,000 | 3,862 |
| Tier 2 risk-based capital | $1,501,000 | 2,807 |
| Total risk weighted assets | $120,010,000 | 3,240 |
| Total unused commitments | $22,544,000 | 2,962 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 34 | 4,508 |
| Assets and Liabilities | ||
| Total Assets: | $140,059,000 | 3,817 |
| Cash and due from depository institutions | $3,901,000 | 4,508 |
| Interest-bearing balances | $364,000 | 3,748 |
| Securities | $10,609,000 | 6,332 |
| Federal funds sold & reverse repurchase agreements | $7,582,000 | 1,612 |
| Net loans & leases | $111,421,000 | 3,249 |
| Loan loss allowance | $1,391,000 | 3,171 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,645,000 | 3,610 |
| Other real estate owned | $135,000 | 4,508 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,766,000 | 3,323 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $140,059,000 | 3,817 |
| Total liabilities | $126,887,000 | 3,783 |
| Total deposits | $124,248,000 | 3,582 |
| Interest-bearing deposits | $101,804,000 | 3,676 |
| Deposits held in domestic offices | $124,248,000 | 3,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,950,000 | 4,631 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $689,000 | 4,029 |
| Total equity capital | $13,172,000 | 4,063 |
| Total bank equity capital | $13,172,000 | 4,063 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $9,500,000 | 2,209 |
| Undivided profits | $3,172,000 | 5,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 5,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $823,000 | 3,627 |
| Earning assets | $129,976,000 | 3,775 |
| Long-term assets (5+ years) | $3,467,000 | 6,476 |
| Average Assets, year-to-date | $134,078,500 | 3,915 |
| Average Assets, quarterly | $134,078,500 | 3,915 |
| Volatile liabilities | $25,110,000 | 3,606 |
| Insider loans | $8,908,000 | 651 |
| FHLB advances | $1,950,000 | 4,470 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $19,520,000 | 3,194 |
| Tier 1 (core) risk-based capital | $13,281,000 | 3,958 |
| Tier 2 risk-based capital | $1,391,000 | 2,954 |
| Total risk weighted assets | $116,326,000 | 3,277 |
| Total unused commitments | $19,520,000 | 3,196 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 34 | 4,517 |
| Assets and Liabilities | ||
| Total Assets: | $128,098,000 | 4,083 |
| Cash and due from depository institutions | $2,612,000 | 4,517 |
| Interest-bearing balances | $2,000 | 6,756 |
| Securities | $8,903,000 | 6,705 |
| Federal funds sold & reverse repurchase agreements | $5,347,000 | 2,095 |
| Net loans & leases | $105,422,000 | 3,390 |
| Loan loss allowance | $1,254,000 | 3,386 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,189,000 | 4,084 |
| Other real estate owned | $140,000 | 4,517 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,485,000 | 3,444 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $128,098,000 | 4,083 |
| Total liabilities | $118,414,000 | 3,974 |
| Total deposits | $116,142,000 | 3,754 |
| Interest-bearing deposits | $98,846,000 | 3,738 |
| Deposits held in domestic offices | $116,142,000 | 3,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,950,000 | 4,675 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $322,000 | 5,829 |
| Total equity capital | $9,684,000 | 5,104 |
| Total bank equity capital | $9,684,000 | 5,104 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $6,000,000 | 3,122 |
| Undivided profits | $3,184,000 | 5,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 5,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $666,000 | 4,333 |
| Earning assets | $119,674,000 | 4,032 |
| Long-term assets (5+ years) | $3,511,000 | 6,525 |
| Average Assets, year-to-date | $116,783,800 | 4,260 |
| Average Assets, quarterly | $124,051,000 | 4,153 |
| Volatile liabilities | $26,727,000 | 3,385 |
| Insider loans | $7,233,000 | 813 |
| FHLB advances | $1,950,000 | 4,488 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $17,945,000 | 3,229 |
| Tier 1 (core) risk-based capital | $9,717,000 | 4,978 |
| Tier 2 risk-based capital | $1,254,000 | 3,184 |
| Total risk weighted assets | $109,787,000 | 3,422 |
| Total unused commitments | $17,945,000 | 3,232 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 33 | 4,639 |
| Assets and Liabilities | ||
| Total Assets: | $120,004,000 | 4,253 |
| Cash and due from depository institutions | $3,469,000 | 4,639 |
| Interest-bearing balances | $12,000 | 6,487 |
| Securities | $9,179,000 | 6,685 |
| Federal funds sold & reverse repurchase agreements | $3,268,000 | 2,829 |
| Net loans & leases | $98,522,000 | 3,518 |
| Loan loss allowance | $1,223,000 | 3,467 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,901,000 | 4,370 |
| Other real estate owned | $274,000 | 4,639 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,391,000 | 3,458 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $120,004,000 | 4,253 |
| Total liabilities | $110,487,000 | 4,161 |
| Total deposits | $108,110,000 | 3,933 |
| Interest-bearing deposits | $92,052,000 | 3,914 |
| Deposits held in domestic offices | $108,110,000 | 3,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,000,000 | 4,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $377,000 | 5,628 |
| Total equity capital | $9,517,000 | 5,160 |
| Total bank equity capital | $9,517,000 | 5,160 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $6,000,000 | 3,074 |
| Undivided profits | $3,017,000 | 5,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 4,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $679,000 | 4,419 |
| Earning assets | $110,981,000 | 4,228 |
| Long-term assets (5+ years) | $3,759,000 | 6,519 |
| Average Assets, year-to-date | $113,955,250 | 4,325 |
| Average Assets, quarterly | $116,819,500 | 4,313 |
| Volatile liabilities | $25,487,000 | 3,458 |
| Insider loans | $5,434,000 | 1,076 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $19,278,000 | 3,074 |
| Tier 1 (core) risk-based capital | $9,506,000 | 5,028 |
| Tier 2 risk-based capital | $1,223,000 | 3,216 |
| Total risk weighted assets | $102,783,000 | 3,558 |
| Total unused commitments | $19,278,000 | 3,077 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 33 | 4,693 |
| Assets and Liabilities | ||
| Total Assets: | $113,635,000 | 4,407 |
| Cash and due from depository institutions | $3,463,000 | 4,693 |
| Interest-bearing balances | $13,000 | 6,473 |
| Securities | $9,281,000 | 6,733 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $95,320,000 | 3,564 |
| Loan loss allowance | $1,278,000 | 3,335 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,900,000 | 4,355 |
| Other real estate owned | $329,000 | 4,693 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,342,000 | 3,496 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $113,635,000 | 4,407 |
| Total liabilities | $104,619,000 | 4,332 |
| Total deposits | $103,934,000 | 4,050 |
| Interest-bearing deposits | $87,659,000 | 4,050 |
| Deposits held in domestic offices | $103,934,000 | 4,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $380,000 | 3,370 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $305,000 | 5,804 |
| Total equity capital | $9,016,000 | 5,241 |
| Total bank equity capital | $9,016,000 | 5,241 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $5,500,000 | 3,224 |
| Undivided profits | $3,016,000 | 5,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $884,000 | 2,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $605,000 | 4,573 |
| Earning assets | $104,614,000 | 4,404 |
| Long-term assets (5+ years) | $3,858,000 | 6,581 |
| Average Assets, year-to-date | $111,939,000 | 4,399 |
| Average Assets, quarterly | $113,235,500 | 4,396 |
| Volatile liabilities | $20,388,000 | 3,970 |
| Insider loans | $2,184,000 | 2,522 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $18,889,000 | 3,113 |
| Tier 1 (core) risk-based capital | $9,074,000 | 5,128 |
| Tier 2 risk-based capital | $1,238,000 | 3,160 |
| Total risk weighted assets | $99,000,000 | 3,626 |
| Total unused commitments | $18,889,000 | 3,117 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $112,836,000 | 4,421 |
| Cash and due from depository institutions | $4,077,000 | 5,006 |
| Interest-bearing balances | $11,000 | 6,594 |
| Securities | $9,813,000 | 6,617 |
| Federal funds sold & reverse repurchase agreements | $3,856,000 | 3,332 |
| Net loans & leases | $89,662,000 | 3,676 |
| Loan loss allowance | $1,231,000 | 3,384 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,904,000 | 4,320 |
| Other real estate owned | $218,000 | 5,006 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,306,000 | 3,376 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $112,836,000 | 4,421 |
| Total liabilities | $104,013,000 | 4,330 |
| Total deposits | $103,596,000 | 4,060 |
| Interest-bearing deposits | $88,987,000 | 4,005 |
| Deposits held in domestic offices | $103,596,000 | 4,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $417,000 | 5,361 |
| Total equity capital | $8,823,000 | 5,371 |
| Total bank equity capital | $8,823,000 | 5,371 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $5,500,000 | 3,188 |
| Undivided profits | $2,823,000 | 6,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 3,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $603,000 | 4,530 |
| Earning assets | $103,342,000 | 4,433 |
| Long-term assets (5+ years) | $4,282,000 | 6,429 |
| Average Assets, year-to-date | $111,091,000 | 4,431 |
| Average Assets, quarterly | $111,091,000 | 4,431 |
| Volatile liabilities | $19,912,000 | 3,930 |
| Insider loans | $1,222,000 | 3,602 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $15,080,000 | 3,503 |
| Tier 1 (core) risk-based capital | $8,724,000 | 5,218 |
| Tier 2 risk-based capital | $1,184,000 | 3,245 |
| Total risk weighted assets | $94,684,000 | 3,670 |
| Total unused commitments | $15,080,000 | 3,510 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 31 | 4,893 |
| Assets and Liabilities | ||
| Total Assets: | $109,346,000 | 4,497 |
| Cash and due from depository institutions | $3,799,000 | 4,893 |
| Interest-bearing balances | $275,000 | 4,272 |
| Securities | $9,455,000 | 6,742 |
| Federal funds sold & reverse repurchase agreements | $5,796,000 | 2,039 |
| Net loans & leases | $84,952,000 | 3,814 |
| Loan loss allowance | $1,107,000 | 3,669 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,888,000 | 4,344 |
| Other real estate owned | $218,000 | 4,893 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,238,000 | 3,464 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,346,000 | 4,497 |
| Total liabilities | $100,919,000 | 4,417 |
| Total deposits | $98,266,000 | 4,192 |
| Interest-bearing deposits | $85,920,000 | 4,086 |
| Deposits held in domestic offices | $98,266,000 | 4,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,333,000 | 4,261 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $320,000 | 5,924 |
| Total equity capital | $8,427,000 | 5,458 |
| Total bank equity capital | $8,427,000 | 5,458 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $5,500,000 | 3,154 |
| Undivided profits | $2,427,000 | 6,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $331,000 | 4,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $592,000 | 4,757 |
| Earning assets | $100,478,000 | 4,480 |
| Long-term assets (5+ years) | $4,500,000 | 6,384 |
| Average Assets, year-to-date | $106,757,200 | 4,469 |
| Average Assets, quarterly | $109,221,500 | 4,480 |
| Volatile liabilities | $21,384,000 | 3,746 |
| Insider loans | $1,510,000 | 3,191 |
| FHLB advances | $2,333,000 | 4,091 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,748,000 | 3,204 |
| Tier 1 (core) risk-based capital | $8,357,000 | 5,329 |
| Tier 2 risk-based capital | $1,107,000 | 3,405 |
| Total risk weighted assets | $88,945,000 | 3,854 |
| Total unused commitments | $16,748,000 | 3,205 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 31 | 4,924 |
| Assets and Liabilities | ||
| Total Assets: | $109,097,000 | 4,495 |
| Cash and due from depository institutions | $4,485,000 | 4,924 |
| Interest-bearing balances | $1,341,000 | 2,777 |
| Securities | $8,830,000 | 6,803 |
| Federal funds sold & reverse repurchase agreements | $6,524,000 | 2,101 |
| Net loans & leases | $85,987,000 | 3,755 |
| Loan loss allowance | $1,184,000 | 3,480 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,903,000 | 4,318 |
| Other real estate owned | $218,000 | 4,924 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,150,000 | 6,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,097,000 | 4,495 |
| Total liabilities | $101,018,000 | 4,385 |
| Total deposits | $98,276,000 | 4,200 |
| Interest-bearing deposits | $85,646,000 | 4,102 |
| Deposits held in domestic offices | $98,276,000 | 4,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,383,000 | 4,223 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $359,000 | 5,985 |
| Total equity capital | $8,079,000 | 5,592 |
| Total bank equity capital | $8,079,000 | 5,592 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $5,500,000 | 3,098 |
| Undivided profits | $2,079,000 | 6,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $330,000 | 5,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $666,000 | 4,519 |
| Earning assets | $102,682,000 | 4,413 |
| Long-term assets (5+ years) | $4,604,000 | 6,376 |
| Average Assets, year-to-date | $106,110,000 | 4,500 |
| Average Assets, quarterly | $108,648,500 | 4,486 |
| Volatile liabilities | $21,155,000 | 3,741 |
| Insider loans | $1,478,000 | 3,199 |
| FHLB advances | $2,383,000 | 4,038 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $15,488,000 | 3,345 |
| Tier 1 (core) risk-based capital | $7,994,000 | 5,476 |
| Tier 2 risk-based capital | $1,109,000 | 3,382 |
| Total risk weighted assets | $88,623,000 | 3,843 |
| Total unused commitments | $15,488,000 | 3,349 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $108,200,000 | 4,505 |
| Cash and due from depository institutions | $5,362,000 | 5,283 |
| Interest-bearing balances | $1,407,000 | 2,858 |
| Securities | $7,072,000 | 7,201 |
| Federal funds sold & reverse repurchase agreements | $6,346,000 | 2,471 |
| Net loans & leases | $86,428,000 | 3,701 |
| Loan loss allowance | $1,133,000 | 3,555 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,901,000 | 4,275 |
| Other real estate owned | $18,000 | 5,283 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,073,000 | 6,239 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,200,000 | 4,505 |
| Total liabilities | $100,255,000 | 4,397 |
| Total deposits | $97,455,000 | 4,204 |
| Interest-bearing deposits | $84,888,000 | 4,133 |
| Deposits held in domestic offices | $97,455,000 | 4,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,433,000 | 4,165 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $367,000 | 5,973 |
| Total equity capital | $7,945,000 | 5,633 |
| Total bank equity capital | $7,945,000 | 5,633 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $5,500,000 | 3,068 |
| Undivided profits | $1,945,000 | 6,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $279,000 | 5,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $647,000 | 4,432 |
| Earning assets | $101,253,000 | 4,443 |
| Long-term assets (5+ years) | $1,213,000 | 7,645 |
| Average Assets, year-to-date | $105,114,330 | 4,529 |
| Average Assets, quarterly | $107,372,000 | 4,497 |
| Volatile liabilities | $20,237,000 | 3,790 |
| Insider loans | $1,832,000 | 2,748 |
| FHLB advances | $2,433,000 | 3,976 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,027,000 | 3,997 |
| Tier 1 (core) risk-based capital | $7,750,000 | 5,507 |
| Tier 2 risk-based capital | $1,113,000 | 3,330 |
| Total risk weighted assets | $89,033,000 | 3,791 |
| Total unused commitments | $11,027,000 | 4,011 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 26 | 5,516 |
| Assets and Liabilities | ||
| Total Assets: | $106,544,000 | 4,508 |
| Cash and due from depository institutions | $5,533,000 | 5,516 |
| Interest-bearing balances | $1,473,000 | 2,828 |
| Securities | $8,638,000 | 6,802 |
| Federal funds sold & reverse repurchase agreements | $3,637,000 | 3,972 |
| Net loans & leases | $85,647,000 | 3,686 |
| Loan loss allowance | $1,023,000 | 3,784 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,931,000 | 4,201 |
| Other real estate owned | $0 | 5,516 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,158,000 | 6,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,544,000 | 4,508 |
| Total liabilities | $98,921,000 | 4,376 |
| Total deposits | $95,963,000 | 4,221 |
| Interest-bearing deposits | $82,388,000 | 4,209 |
| Deposits held in domestic offices | $95,963,000 | 4,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,483,000 | 4,077 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $475,000 | 5,286 |
| Total equity capital | $7,623,000 | 5,707 |
| Total bank equity capital | $7,623,000 | 5,707 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $5,000,000 | 3,222 |
| Undivided profits | $2,123,000 | 6,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $642,000 | 4,467 |
| Earning assets | $99,395,000 | 4,455 |
| Long-term assets (5+ years) | $2,199,000 | 7,154 |
| Average Assets, year-to-date | $103,571,500 | 4,583 |
| Average Assets, quarterly | $103,571,500 | 4,583 |
| Volatile liabilities | $20,148,000 | 3,760 |
| Insider loans | $1,444,000 | 3,165 |
| FHLB advances | $2,483,000 | 3,907 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,941,000 | 3,772 |
| Tier 1 (core) risk-based capital | $7,452,000 | 5,592 |
| Tier 2 risk-based capital | $1,023,000 | 3,492 |
| Total risk weighted assets | $87,699,000 | 3,782 |
| Total unused commitments | $11,941,000 | 3,786 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $100,599,000 | 4,665 |
| Cash and due from depository institutions | $5,182,000 | 5,648 |
| Interest-bearing balances | $1,535,000 | 2,668 |
| Securities | $8,181,000 | 6,967 |
| Federal funds sold & reverse repurchase agreements | $1,922,000 | 4,922 |
| Net loans & leases | $82,232,000 | 3,793 |
| Loan loss allowance | $923,000 | 4,035 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,899,000 | 4,225 |
| Other real estate owned | $0 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,183,000 | 6,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,599,000 | 4,665 |
| Total liabilities | $93,198,000 | 4,530 |
| Total deposits | $90,344,000 | 4,360 |
| Interest-bearing deposits | $78,811,000 | 4,313 |
| Deposits held in domestic offices | $90,344,000 | 4,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,500,000 | 4,092 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $354,000 | 6,226 |
| Total equity capital | $7,401,000 | 5,770 |
| Total bank equity capital | $7,401,000 | 5,770 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $5,000,000 | 3,190 |
| Undivided profits | $1,901,000 | 6,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $701,000 | 4,371 |
| Earning assets | $93,870,000 | 4,593 |
| Long-term assets (5+ years) | $1,520,000 | 7,494 |
| Average Assets, year-to-date | $91,620,200 | 4,804 |
| Average Assets, quarterly | $98,428,000 | 4,678 |
| Volatile liabilities | $20,317,000 | 3,700 |
| Insider loans | $1,572,000 | 3,001 |
| FHLB advances | $2,500,000 | 3,881 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $10,472,000 | 3,953 |
| Tier 1 (core) risk-based capital | $7,205,000 | 5,661 |
| Tier 2 risk-based capital | $923,000 | 3,755 |
| Total risk weighted assets | $83,373,000 | 3,904 |
| Total unused commitments | $10,472,000 | 3,957 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 22 | 6,124 |
| Assets and Liabilities | ||
| Total Assets: | $80,074,000 | 5,336 |
| Cash and due from depository institutions | $2,204,000 | 6,124 |
| Interest-bearing balances | $11,000 | 6,577 |
| Securities | $6,805,000 | 7,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $68,293,000 | 4,249 |
| Loan loss allowance | $767,000 | 4,417 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,715,000 | 4,481 |
| Other real estate owned | $0 | 6,124 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,057,000 | 6,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,074,000 | 5,336 |
| Total liabilities | $73,663,000 | 5,236 |
| Total deposits | $72,727,000 | 5,000 |
| Interest-bearing deposits | $65,133,000 | 4,832 |
| Deposits held in domestic offices | $72,727,000 | 4,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $457,000 | 3,012 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $479,000 | 5,539 |
| Total equity capital | $6,411,000 | 6,169 |
| Total bank equity capital | $6,411,000 | 6,169 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $4,500,000 | 3,357 |
| Undivided profits | $1,411,000 | 7,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 8,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $601,000 | 5,253 |
| Earning assets | $75,109,000 | 5,250 |
| Long-term assets (5+ years) | $544,000 | 8,122 |
| Average Assets, year-to-date | $70,920,200 | 5,581 |
| Average Assets, quarterly | $77,770,500 | 5,395 |
| Volatile liabilities | $16,338,000 | 4,245 |
| Insider loans | $949,000 | 4,044 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,328,000 | 3,868 |
| Tier 1 (core) risk-based capital | $6,307,000 | 6,061 |
| Tier 2 risk-based capital | $767,000 | 4,151 |
| Total risk weighted assets | $70,993,000 | 4,276 |
| Total unused commitments | $10,328,000 | 3,879 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 18 | 6,840 |
| Assets and Liabilities | ||
| Total Assets: | $60,831,000 | 6,192 |
| Cash and due from depository institutions | $2,925,000 | 6,840 |
| Interest-bearing balances | $15,000 | 6,164 |
| Securities | $3,823,000 | 8,758 |
| Federal funds sold & reverse repurchase agreements | $1,730,000 | 4,520 |
| Net loans & leases | $49,628,000 | 5,192 |
| Loan loss allowance | $613,000 | 5,031 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,812,000 | 4,312 |
| Other real estate owned | $0 | 6,840 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $913,000 | 6,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,831,000 | 6,192 |
| Total liabilities | $55,232,000 | 6,132 |
| Total deposits | $54,822,000 | 5,867 |
| Interest-bearing deposits | $49,123,000 | 5,713 |
| Deposits held in domestic offices | $54,822,000 | 5,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $410,000 | 6,418 |
| Total equity capital | $5,599,000 | 6,645 |
| Total bank equity capital | $5,599,000 | 6,645 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $4,500,000 | 3,297 |
| Undivided profits | $599,000 | 8,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 8,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $573,000 | 4,634 |
| Earning assets | $55,196,000 | 6,228 |
| Long-term assets (5+ years) | $618,000 | 8,232 |
| Average Assets, year-to-date | $52,185,000 | 6,530 |
| Average Assets, quarterly | $58,844,000 | 6,252 |
| Volatile liabilities | $14,180,000 | 4,622 |
| Insider loans | $2,178,000 | 2,157 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,834,000 | 3,553 |
| Tier 1 (core) risk-based capital | $5,585,000 | 6,531 |
| Tier 2 risk-based capital | $613,000 | 4,733 |
| Total risk weighted assets | $51,553,600 | 5,208 |
| Total unused commitments | $10,834,000 | 3,553 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 17 | 7,277 |
| Assets and Liabilities | ||
| Total Assets: | $43,459,000 | 7,404 |
| Cash and due from depository institutions | $2,788,000 | 7,277 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $2,611,000 | 9,450 |
| Federal funds sold & reverse repurchase agreements | $2,410,000 | 3,319 |
| Net loans & leases | $33,099,000 | 6,471 |
| Loan loss allowance | $481,000 | 5,831 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,936,000 | 4,102 |
| Other real estate owned | $0 | 7,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $615,000 | 7,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,459,000 | 7,404 |
| Total liabilities | $38,758,000 | 7,387 |
| Total deposits | $38,521,000 | 7,189 |
| Interest-bearing deposits | $33,646,000 | 7,106 |
| Deposits held in domestic offices | $38,521,000 | 7,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $237,000 | 7,636 |
| Total equity capital | $4,701,000 | 7,206 |
| Total bank equity capital | $4,701,000 | 7,206 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $4,500,000 | 3,265 |
| Undivided profits | $-299,000 | 9,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $332,000 | 6,093 |
| Earning assets | $38,120,000 | 7,535 |
| Long-term assets (5+ years) | $1,699,000 | 7,857 |
| Average Assets, year-to-date | $32,719,600 | 8,137 |
| Average Assets, quarterly | $40,848,500 | 7,559 |
| Volatile liabilities | $8,451,000 | 5,884 |
| Insider loans | $2,242,000 | 2,030 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,980,000 | 5,003 |
| Tier 1 (core) risk-based capital | $4,754,000 | 7,188 |
| Tier 2 risk-based capital | $449,190 | 5,692 |
| Total risk weighted assets | $35,903,290 | 6,378 |
| Total unused commitments | $5,980,000 | 5,006 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 16 | 7,609 |
| Assets and Liabilities | ||
| Total Assets: | $20,325,000 | 9,507 |
| Cash and due from depository institutions | $1,043,000 | 7,609 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $0 | 10,385 |
| Federal funds sold & reverse repurchase agreements | $4,480,000 | 3,701 |
| Net loans & leases | $12,728,000 | 9,059 |
| Loan loss allowance | $195,000 | 8,615 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,971,000 | 3,954 |
| Other real estate owned | $0 | 7,609 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $103,000 | 10,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,325,000 | 9,507 |
| Total liabilities | $15,882,000 | 9,680 |
| Total deposits | $15,816,000 | 9,604 |
| Interest-bearing deposits | $13,727,000 | 9,540 |
| Deposits held in domestic offices | $15,816,000 | 9,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $66,000 | 10,080 |
| Total equity capital | $4,443,000 | 7,541 |
| Total bank equity capital | $4,443,000 | 7,541 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $3,750,000 | 3,607 |
| Undivided profits | $193,000 | 9,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $87,000 | 9,540 |
| Earning assets | $17,208,000 | 9,606 |
| Long-term assets (5+ years) | $509,000 | 8,744 |
| Average Assets, year-to-date | $15,522,000 | 9,827 |
| Average Assets, quarterly | $15,522,000 | 9,878 |
| Volatile liabilities | $3,336,000 | 8,037 |
| Insider loans | $964,000 | 3,628 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,708,000 | 6,799 |
| Tier 1 (core) risk-based capital | $4,443,000 | 7,382 |
| Tier 2 risk-based capital | $188,240 | 8,400 |
| Total risk weighted assets | $15,052,240 | 8,959 |
| Total unused commitments | $2,708,000 | 6,814 |
| Derivatives | $0 | 527 |