Home > Citizens Bank of Connecticut > Income and Expense
Citizens Bank of Connecticut, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $130,079,000 | 213 |
| Total interest expense | $70,704,000 | 200 |
| Net interest income | $59,375,000 | 228 |
| Provision for loan and lease losses | $4,299,000 | 192 |
| Total noninterest income | $25,118,000 | 210 |
| Gross Fiduciary activities income | $426,000 | 463 |
| Service charges on deposit accounts | $9,047,000 | 119 |
| Trading account gains and fees | $1,356,000 | 65 |
| Additional Noninterest Income | $14,289,000 | 224 |
| Total noninterest expense | $33,999,000 | 304 |
| Salaries and employee benefits | $17,759,000 | 288 |
| Premises and equipment expense | $7,923,000 | 194 |
| Additional noninterest expense | $8,317,000 | 391 |
| Pre-tax net operating income | $46,195,000 | 168 |
| Securities gains (losses) | $-8,000 | 7,953 |
| Applicable income taxes | $17,203,000 | 160 |
| Income before extraordinary items | $28,984,000 | 182 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $28,984,000 | 182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,823,000 | 293 |
| Cash dividends | $65,000,000 | 77 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $28,989,120 | 179 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $65,202,000 | 210 |
| Total interest expense | $35,343,000 | 201 |
| Net interest income | $29,859,000 | 227 |
| Provision for loan and lease losses | $2,337,000 | 158 |
| Total noninterest income | $9,108,000 | 256 |
| Gross Fiduciary activities income | $228,000 | 451 |
| Service charges on deposit accounts | $4,410,000 | 119 |
| Trading account gains and fees | $596,000 | 72 |
| Additional Noninterest Income | $3,874,000 | 318 |
| Total noninterest expense | $17,997,000 | 287 |
| Salaries and employee benefits | $8,972,000 | 290 |
| Premises and equipment expense | $4,014,000 | 185 |
| Additional noninterest expense | $5,011,000 | 333 |
| Pre-tax net operating income | $18,633,000 | 194 |
| Securities gains (losses) | $-8,000 | 8,229 |
| Applicable income taxes | $6,534,000 | 189 |
| Income before extraordinary items | $12,091,000 | 208 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $12,091,000 | 207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $872,000 | 266 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $12,096,200 | 205 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $262,572,000 | 190 |
| Total interest expense | $140,774,000 | 176 |
| Net interest income | $121,798,000 | 221 |
| Provision for loan and lease losses | $6,126,000 | 205 |
| Total noninterest income | $39,482,000 | 236 |
| Gross Fiduciary activities income | $700,000 | 501 |
| Service charges on deposit accounts | $16,074,000 | 130 |
| Trading account gains and fees | $3,345,000 | 58 |
| Additional Noninterest Income | $19,363,000 | 273 |
| Total noninterest expense | $69,622,000 | 283 |
| Salaries and employee benefits | $32,564,000 | 303 |
| Premises and equipment expense | $14,897,000 | 186 |
| Additional noninterest expense | $22,161,000 | 302 |
| Pre-tax net operating income | $85,532,000 | 182 |
| Securities gains (losses) | $1,973,000 | 114 |
| Applicable income taxes | $31,026,000 | 171 |
| Income before extraordinary items | $56,479,000 | 188 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $56,479,000 | 188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,838,000 | 231 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $55,196,550 | 189 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $194,030,000 | 203 |
| Total interest expense | $102,460,000 | 186 |
| Net interest income | $91,570,000 | 234 |
| Provision for loan and lease losses | $2,836,000 | 299 |
| Total noninterest income | $29,006,000 | 251 |
| Gross Fiduciary activities income | $535,000 | 491 |
| Service charges on deposit accounts | $11,693,000 | 135 |
| Trading account gains and fees | $1,763,000 | 64 |
| Additional Noninterest Income | $15,015,000 | 286 |
| Total noninterest expense | $51,285,000 | 302 |
| Salaries and employee benefits | $24,048,000 | 321 |
| Premises and equipment expense | $11,034,000 | 196 |
| Additional noninterest expense | $16,203,000 | 313 |
| Pre-tax net operating income | $66,455,000 | 191 |
| Securities gains (losses) | $763,000 | 169 |
| Applicable income taxes | $24,321,000 | 181 |
| Income before extraordinary items | $42,897,000 | 199 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $42,897,000 | 199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,429,000 | 241 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $42,408,680 | 200 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $124,441,000 | 207 |
| Total interest expense | $64,157,000 | 190 |
| Net interest income | $60,284,000 | 239 |
| Provision for loan and lease losses | $1,774,000 | 304 |
| Total noninterest income | $17,335,000 | 267 |
| Gross Fiduciary activities income | $373,000 | 486 |
| Service charges on deposit accounts | $7,550,000 | 142 |
| Trading account gains and fees | $865,000 | 68 |
| Additional Noninterest Income | $8,547,000 | 313 |
| Total noninterest expense | $34,015,000 | 309 |
| Salaries and employee benefits | $16,200,000 | 322 |
| Premises and equipment expense | $7,358,000 | 198 |
| Additional noninterest expense | $10,457,000 | 331 |
| Pre-tax net operating income | $41,830,000 | 201 |
| Securities gains (losses) | $471,000 | 169 |
| Applicable income taxes | $15,237,000 | 192 |
| Income before extraordinary items | $27,064,000 | 207 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $27,064,000 | 208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,400,000 | 268 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $26,762,560 | 210 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $59,658,000 | 212 |
| Total interest expense | $29,440,000 | 193 |
| Net interest income | $30,218,000 | 236 |
| Provision for loan and lease losses | $779,000 | 327 |
| Total noninterest income | $8,123,000 | 277 |
| Gross Fiduciary activities income | $198,000 | 478 |
| Service charges on deposit accounts | $3,516,000 | 145 |
| Trading account gains and fees | $415,000 | 68 |
| Additional Noninterest Income | $3,994,000 | 319 |
| Total noninterest expense | $16,584,000 | 314 |
| Salaries and employee benefits | $8,079,000 | 320 |
| Premises and equipment expense | $3,680,000 | 201 |
| Additional noninterest expense | $4,825,000 | 342 |
| Pre-tax net operating income | $20,978,000 | 198 |
| Securities gains (losses) | $471,000 | 113 |
| Applicable income taxes | $7,758,000 | 187 |
| Income before extraordinary items | $13,691,000 | 204 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,691,000 | 204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 360 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $13,389,560 | 205 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $203,741,000 | 216 |
| Total interest expense | $83,488,000 | 197 |
| Net interest income | $120,253,000 | 225 |
| Provision for loan and lease losses | $2,555,000 | 417 |
| Total noninterest income | $31,920,000 | 277 |
| Gross Fiduciary activities income | $600,000 | 535 |
| Service charges on deposit accounts | $13,854,000 | 143 |
| Trading account gains and fees | $3,562,000 | 53 |
| Additional Noninterest Income | $13,904,000 | 349 |
| Total noninterest expense | $62,503,000 | 320 |
| Salaries and employee benefits | $30,536,000 | 312 |
| Premises and equipment expense | $13,315,000 | 206 |
| Additional noninterest expense | $18,652,000 | 354 |
| Pre-tax net operating income | $87,115,000 | 195 |
| Securities gains (losses) | $3,244,000 | 102 |
| Applicable income taxes | $33,058,000 | 177 |
| Income before extraordinary items | $57,301,000 | 201 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $57,301,000 | 201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,059,000 | 286 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $55,224,840 | 205 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $148,308,000 | 216 |
| Total interest expense | $58,686,000 | 197 |
| Net interest income | $89,622,000 | 226 |
| Provision for loan and lease losses | $2,400,000 | 328 |
| Total noninterest income | $22,628,000 | 293 |
| Gross Fiduciary activities income | $462,000 | 523 |
| Service charges on deposit accounts | $10,134,000 | 144 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,032,000 | 327 |
| Total noninterest expense | $44,919,000 | 328 |
| Salaries and employee benefits | $22,171,000 | 324 |
| Premises and equipment expense | $9,783,000 | 206 |
| Additional noninterest expense | $12,965,000 | 372 |
| Pre-tax net operating income | $64,931,000 | 196 |
| Securities gains (losses) | $2,912,000 | 102 |
| Applicable income taxes | $24,994,000 | 183 |
| Income before extraordinary items | $42,849,000 | 207 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $42,849,000 | 208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,144,000 | 284 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $40,985,320 | 207 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $96,142,000 | 210 |
| Total interest expense | $36,611,000 | 198 |
| Net interest income | $59,531,000 | 221 |
| Provision for loan and lease losses | $2,700,000 | 213 |
| Total noninterest income | $15,040,000 | 293 |
| Gross Fiduciary activities income | $324,000 | 506 |
| Service charges on deposit accounts | $6,452,000 | 142 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,264,000 | 316 |
| Total noninterest expense | $29,686,000 | 329 |
| Salaries and employee benefits | $14,771,000 | 317 |
| Premises and equipment expense | $6,510,000 | 206 |
| Additional noninterest expense | $8,405,000 | 376 |
| Pre-tax net operating income | $42,185,000 | 197 |
| Securities gains (losses) | $2,744,000 | 87 |
| Applicable income taxes | $16,486,000 | 182 |
| Income before extraordinary items | $28,443,000 | 201 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $28,443,000 | 201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,425,000 | 286 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $26,686,840 | 208 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $46,071,000 | 217 |
| Total interest expense | $17,141,000 | 204 |
| Net interest income | $28,930,000 | 227 |
| Provision for loan and lease losses | $2,200,000 | 133 |
| Total noninterest income | $7,325,000 | 292 |
| Gross Fiduciary activities income | $186,000 | 475 |
| Service charges on deposit accounts | $3,035,000 | 145 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,104,000 | 316 |
| Total noninterest expense | $14,797,000 | 322 |
| Salaries and employee benefits | $7,413,000 | 318 |
| Premises and equipment expense | $3,359,000 | 208 |
| Additional noninterest expense | $4,025,000 | 380 |
| Pre-tax net operating income | $19,258,000 | 211 |
| Securities gains (losses) | $1,184,000 | 92 |
| Applicable income taxes | $7,422,000 | 188 |
| Income before extraordinary items | $13,020,000 | 218 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $13,020,000 | 218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,212,000 | 141 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $12,262,240 | 223 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $164,371,000 | 228 |
| Total interest expense | $52,875,000 | 210 |
| Net interest income | $111,496,000 | 230 |
| Provision for loan and lease losses | $3,267,000 | 356 |
| Total noninterest income | $27,492,000 | 314 |
| Gross Fiduciary activities income | $554,000 | 535 |
| Service charges on deposit accounts | $12,199,000 | 161 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,739,000 | 329 |
| Total noninterest expense | $56,408,000 | 332 |
| Salaries and employee benefits | $28,428,000 | 323 |
| Premises and equipment expense | $11,610,000 | 232 |
| Additional noninterest expense | $16,370,000 | 369 |
| Pre-tax net operating income | $79,313,000 | 188 |
| Securities gains (losses) | $2,339,000 | 165 |
| Applicable income taxes | $29,635,000 | 178 |
| Income before extraordinary items | $52,017,000 | 197 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $52,017,000 | 198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,303,000 | 260 |
| Cash dividends | $35,000,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $50,520,040 | 195 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $120,573,000 | 231 |
| Total interest expense | $38,177,000 | 209 |
| Net interest income | $82,396,000 | 234 |
| Provision for loan and lease losses | $3,267,000 | 296 |
| Total noninterest income | $21,305,000 | 310 |
| Gross Fiduciary activities income | $424,000 | 529 |
| Service charges on deposit accounts | $9,130,000 | 165 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,751,000 | 331 |
| Total noninterest expense | $41,108,000 | 335 |
| Salaries and employee benefits | $20,788,000 | 336 |
| Premises and equipment expense | $8,466,000 | 240 |
| Additional noninterest expense | $11,854,000 | 377 |
| Pre-tax net operating income | $59,326,000 | 188 |
| Securities gains (losses) | $2,339,000 | 159 |
| Applicable income taxes | $22,483,000 | 178 |
| Income before extraordinary items | $39,182,000 | 194 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $39,182,000 | 195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,658,000 | 398 |
| Cash dividends | $30,000,000 | 136 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $37,685,040 | 197 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $78,120,000 | 231 |
| Total interest expense | $24,649,000 | 207 |
| Net interest income | $53,471,000 | 235 |
| Provision for loan and lease losses | $2,547,000 | 263 |
| Total noninterest income | $14,324,000 | 308 |
| Gross Fiduciary activities income | $295,000 | 517 |
| Service charges on deposit accounts | $6,132,000 | 159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,897,000 | 324 |
| Total noninterest expense | $27,428,000 | 335 |
| Salaries and employee benefits | $13,913,000 | 331 |
| Premises and equipment expense | $5,640,000 | 242 |
| Additional noninterest expense | $7,875,000 | 376 |
| Pre-tax net operating income | $37,820,000 | 198 |
| Securities gains (losses) | $2,349,000 | 139 |
| Applicable income taxes | $14,516,000 | 178 |
| Income before extraordinary items | $25,653,000 | 202 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,653,000 | 203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,313,000 | 345 |
| Cash dividends | $15,000,000 | 153 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $24,149,640 | 208 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $39,032,000 | 227 |
| Total interest expense | $12,515,000 | 206 |
| Net interest income | $26,517,000 | 237 |
| Provision for loan and lease losses | $1,528,000 | 228 |
| Total noninterest income | $7,500,000 | 294 |
| Gross Fiduciary activities income | $179,000 | 463 |
| Service charges on deposit accounts | $2,831,000 | 165 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,490,000 | 298 |
| Total noninterest expense | $13,730,000 | 335 |
| Salaries and employee benefits | $7,142,000 | 330 |
| Premises and equipment expense | $2,925,000 | 232 |
| Additional noninterest expense | $3,663,000 | 398 |
| Pre-tax net operating income | $18,759,000 | 191 |
| Securities gains (losses) | $2,423,000 | 104 |
| Applicable income taxes | $7,677,000 | 175 |
| Income before extraordinary items | $13,505,000 | 197 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,505,000 | 198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,054,000 | 264 |
| Cash dividends | $5,000,000 | 176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $11,954,280 | 199 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $151,048,000 | 235 |
| Total interest expense | $48,374,000 | 224 |
| Net interest income | $102,674,000 | 236 |
| Provision for loan and lease losses | $8,046,000 | 230 |
| Total noninterest income | $26,144,000 | 341 |
| Gross Fiduciary activities income | $311,000 | 694 |
| Service charges on deposit accounts | $11,597,000 | 171 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,236,000 | 353 |
| Total noninterest expense | $61,390,000 | 317 |
| Salaries and employee benefits | $31,481,000 | 298 |
| Premises and equipment expense | $12,244,000 | 225 |
| Additional noninterest expense | $17,665,000 | 363 |
| Pre-tax net operating income | $59,382,000 | 215 |
| Securities gains (losses) | $3,076,000 | 220 |
| Applicable income taxes | $22,231,000 | 213 |
| Income before extraordinary items | $40,227,000 | 230 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $40,227,000 | 232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,931,000 | 412 |
| Cash dividends | $28,000,000 | 182 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $38,258,360 | 221 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $112,853,000 | 240 |
| Total interest expense | $36,487,000 | 235 |
| Net interest income | $76,366,000 | 246 |
| Provision for loan and lease losses | $4,194,000 | 313 |
| Total noninterest income | $18,896,000 | 359 |
| Gross Fiduciary activities income | $199,000 | 738 |
| Service charges on deposit accounts | $8,576,000 | 179 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,121,000 | 386 |
| Total noninterest expense | $45,649,000 | 325 |
| Salaries and employee benefits | $23,390,000 | 306 |
| Premises and equipment expense | $9,276,000 | 227 |
| Additional noninterest expense | $12,983,000 | 381 |
| Pre-tax net operating income | $45,419,000 | 223 |
| Securities gains (losses) | $2,944,000 | 209 |
| Applicable income taxes | $17,462,000 | 218 |
| Income before extraordinary items | $30,901,000 | 234 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $30,901,000 | 235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,386,000 | 563 |
| Cash dividends | $28,000,000 | 152 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $29,016,840 | 228 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $74,927,000 | 242 |
| Total interest expense | $25,030,000 | 236 |
| Net interest income | $49,897,000 | 250 |
| Provision for loan and lease losses | $2,832,000 | 307 |
| Total noninterest income | $12,202,000 | 368 |
| Gross Fiduciary activities income | $140,000 | 723 |
| Service charges on deposit accounts | $5,550,000 | 182 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,512,000 | 393 |
| Total noninterest expense | $30,395,000 | 327 |
| Salaries and employee benefits | $15,695,000 | 306 |
| Premises and equipment expense | $6,221,000 | 227 |
| Additional noninterest expense | $8,479,000 | 388 |
| Pre-tax net operating income | $28,872,000 | 229 |
| Securities gains (losses) | $2,528,000 | 196 |
| Applicable income taxes | $11,338,000 | 219 |
| Income before extraordinary items | $20,062,000 | 243 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $20,062,000 | 243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,157,000 | 475 |
| Cash dividends | $24,000,000 | 117 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $18,444,080 | 236 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $37,363,000 | 246 |
| Total interest expense | $12,863,000 | 237 |
| Net interest income | $24,500,000 | 254 |
| Provision for loan and lease losses | $1,434,000 | 299 |
| Total noninterest income | $7,114,000 | 333 |
| Gross Fiduciary activities income | $82,000 | 700 |
| Service charges on deposit accounts | $2,681,000 | 186 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,351,000 | 346 |
| Total noninterest expense | $14,256,000 | 338 |
| Salaries and employee benefits | $7,354,000 | 323 |
| Premises and equipment expense | $2,990,000 | 241 |
| Additional noninterest expense | $3,912,000 | 407 |
| Pre-tax net operating income | $15,924,000 | 216 |
| Securities gains (losses) | $1,537,000 | 168 |
| Applicable income taxes | $6,403,000 | 202 |
| Income before extraordinary items | $11,058,000 | 226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,058,000 | 226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $686,000 | 398 |
| Cash dividends | $19,000,000 | 81 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $10,074,320 | 223 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $153,442,000 | 256 |
| Total interest expense | $54,780,000 | 261 |
| Net interest income | $98,662,000 | 259 |
| Provision for loan and lease losses | $4,446,000 | 420 |
| Total noninterest income | $27,464,000 | 328 |
| Gross Fiduciary activities income | $170,000 | 885 |
| Service charges on deposit accounts | $11,029,000 | 177 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,265,000 | 341 |
| Total noninterest expense | $58,210,000 | 330 |
| Salaries and employee benefits | $31,679,000 | 284 |
| Premises and equipment expense | $10,815,000 | 253 |
| Additional noninterest expense | $15,716,000 | 409 |
| Pre-tax net operating income | $63,470,000 | 209 |
| Securities gains (losses) | $1,918,000 | 288 |
| Applicable income taxes | $22,902,000 | 204 |
| Income before extraordinary items | $42,486,000 | 229 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $42,486,000 | 230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,560,000 | 658 |
| Cash dividends | $31,000,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $41,239,300 | 215 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $158,495,000 | 284 |
| Total interest expense | $72,281,000 | 284 |
| Net interest income | $86,214,000 | 277 |
| Provision for loan and lease losses | $-8,120,000 | 9,608 |
| Total noninterest income | $22,907,000 | 352 |
| Gross Fiduciary activities income | $257,000 | 766 |
| Service charges on deposit accounts | $9,299,000 | 190 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,351,000 | 364 |
| Total noninterest expense | $60,921,000 | 313 |
| Salaries and employee benefits | $27,189,000 | 297 |
| Premises and equipment expense | $11,019,000 | 238 |
| Additional noninterest expense | $22,713,000 | 328 |
| Pre-tax net operating income | $56,320,000 | 208 |
| Securities gains (losses) | $2,593,000 | 205 |
| Applicable income taxes | $23,369,000 | 184 |
| Income before extraordinary items | $35,544,000 | 226 |
| Extraordinary gains, net | $50,000 | 78 |
| Net income | $35,594,000 | 224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,039,000 | 912 |
| Cash dividends | $23,000,000 | 211 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $33,884,480 | 221 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $151,246,000 | 311 |
| Total interest expense | $77,306,000 | 314 |
| Net interest income | $73,940,000 | 305 |
| Provision for loan and lease losses | $4,009,000 | 374 |
| Total noninterest income | $18,178,000 | 404 |
| Gross Fiduciary activities income | $205,000 | 800 |
| Service charges on deposit accounts | $7,141,000 | 216 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $10,832,000 | 399 |
| Total noninterest expense | $62,826,000 | 286 |
| Salaries and employee benefits | $27,083,000 | 279 |
| Premises and equipment expense | $9,608,000 | 266 |
| Additional noninterest expense | $26,135,000 | 295 |
| Pre-tax net operating income | $25,283,000 | 377 |
| Securities gains (losses) | $1,332,000 | 135 |
| Applicable income taxes | $10,680,000 | 320 |
| Income before extraordinary items | $15,935,000 | 396 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $15,935,000 | 397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,414,000 | 428 |
| Cash dividends | $17,000,000 | 270 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $15,082,520 | 412 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $135,136,000 | 322 |
| Total interest expense | $60,872,000 | 332 |
| Net interest income | $74,264,000 | 304 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $16,080,000 | 462 |
| Gross Fiduciary activities income | $186,000 | 882 |
| Service charges on deposit accounts | $6,934,000 | 230 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $8,960,000 | 478 |
| Total noninterest expense | $60,194,000 | 314 |
| Salaries and employee benefits | $16,064,000 | 478 |
| Premises and equipment expense | $5,610,000 | 411 |
| Additional noninterest expense | $38,520,000 | 236 |
| Pre-tax net operating income | $30,000,000 | 361 |
| Securities gains (losses) | $266,000 | 479 |
| Applicable income taxes | $12,980,000 | 318 |
| Income before extraordinary items | $17,286,000 | 402 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $17,286,000 | 402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,043,000 | 305 |
| Cash dividends | $3,000,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $17,115,760 | 396 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $126,956,000 | 322 |
| Total interest expense | $56,663,000 | 351 |
| Net interest income | $70,293,000 | 301 |
| Provision for loan and lease losses | $1,935,000 | 593 |
| Total noninterest income | $11,582,000 | 547 |
| Gross Fiduciary activities income | $129,000 | 963 |
| Service charges on deposit accounts | $5,818,000 | 243 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $5,635,000 | 600 |
| Total noninterest expense | $55,670,000 | 316 |
| Salaries and employee benefits | $17,961,000 | 415 |
| Premises and equipment expense | $5,516,000 | 408 |
| Additional noninterest expense | $32,193,000 | 269 |
| Pre-tax net operating income | $24,270,000 | 377 |
| Securities gains (losses) | $2,234,000 | 216 |
| Applicable income taxes | $11,417,000 | 320 |
| Income before extraordinary items | $15,087,000 | 415 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $15,087,000 | 414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,615,000 | 295 |
| Cash dividends | $20,000,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $13,657,240 | 429 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $111,330,000 | 371 |
| Total interest expense | $54,091,000 | 368 |
| Net interest income | $57,239,000 | 370 |
| Provision for loan and lease losses | $1,947,000 | 604 |
| Total noninterest income | $9,919,000 | 577 |
| Gross Fiduciary activities income | $32,000 | 1,229 |
| Service charges on deposit accounts | $4,186,000 | 323 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,701,000 | 562 |
| Total noninterest expense | $44,478,000 | 371 |
| Salaries and employee benefits | $14,146,000 | 489 |
| Premises and equipment expense | $4,817,000 | 451 |
| Additional noninterest expense | $25,515,000 | 292 |
| Pre-tax net operating income | $20,733,000 | 440 |
| Securities gains (losses) | $977,000 | 281 |
| Applicable income taxes | $10,090,000 | 353 |
| Income before extraordinary items | $11,620,000 | 518 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $11,620,000 | 518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,385,000 | 206 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,994,720 | 524 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,451,000 | 3,149 |
| Total interest expense | $5,258,000 | 2,875 |
| Net interest income | $5,193,000 | 3,429 |
| Provision for loan and lease losses | $249,000 | 2,954 |
| Total noninterest income | $1,565,000 | 2,228 |
| Gross Fiduciary activities income | $3,000 | 1,477 |
| Service charges on deposit accounts | $322,000 | 4,008 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,240,000 | 1,569 |
| Total noninterest expense | $6,792,000 | 2,050 |
| Salaries and employee benefits | $1,428,000 | 4,518 |
| Premises and equipment expense | $486,000 | 3,863 |
| Additional noninterest expense | $4,878,000 | 1,160 |
| Pre-tax net operating income | $-283,000 | 11,127 |
| Securities gains (losses) | $53,000 | 1,295 |
| Applicable income taxes | $109,000 | 8,610 |
| Income before extraordinary items | $-339,000 | 11,198 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-339,000 | 11,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,076,000 | 382 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-392,000 | 11,198 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $36,636,000 | 974 |
| Total interest expense | $17,919,000 | 966 |
| Net interest income | $18,717,000 | 990 |
| Provision for loan and lease losses | $3,738,000 | 387 |
| Total noninterest income | $3,376,000 | 1,256 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,149,000 | 1,160 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,227,000 | 1,062 |
| Total noninterest expense | $20,980,000 | 758 |
| Salaries and employee benefits | $8,187,000 | 848 |
| Premises and equipment expense | $2,305,000 | 935 |
| Additional noninterest expense | $10,488,000 | 653 |
| Pre-tax net operating income | $-2,625,000 | 11,940 |
| Securities gains (losses) | $109,000 | 917 |
| Applicable income taxes | $-2,200,000 | 11,936 |
| Income before extraordinary items | $-316,000 | 11,745 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-316,000 | 11,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,111,000 | 310 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 689 |
| Net operating income | $-385,760 | 11,761 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $32,467,000 | 983 |
| Total interest expense | $14,521,000 | 935 |
| Net interest income | $17,946,000 | 1,027 |
| Provision for loan and lease losses | $2,485,000 | 490 |
| Total noninterest income | $3,774,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,278,000 | 1,039 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,496,000 | 992 |
| Total noninterest expense | $20,399,000 | 798 |
| Salaries and employee benefits | $6,554,000 | 1,037 |
| Premises and equipment expense | $3,051,000 | 753 |
| Additional noninterest expense | $10,794,000 | 660 |
| Pre-tax net operating income | $-1,164,000 | 12,475 |
| Securities gains (losses) | $118,000 | 712 |
| Applicable income taxes | $-1,813,000 | 12,550 |
| Income before extraordinary items | $767,000 | 5,516 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $767,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,514,000 | 381 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,058 |
| Net operating income | $691,480 | 6,028 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $32,624,000 | 987 |
| Total interest expense | $16,955,000 | 834 |
| Net interest income | $15,669,000 | 1,163 |
| Provision for loan and lease losses | $501,000 | 2,082 |
| Total noninterest income | $3,208,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,268,000 | 1,046 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,940,000 | 1,280 |
| Total noninterest expense | $18,967,000 | 885 |
| Salaries and employee benefits | $7,297,000 | 925 |
| Premises and equipment expense | $2,137,000 | 1,022 |
| Additional noninterest expense | $9,533,000 | 791 |
| Pre-tax net operating income | $-591,000 | 12,884 |
| Securities gains (losses) | $251,000 | 1,453 |
| Applicable income taxes | $-28,000 | 12,845 |
| Income before extraordinary items | $-312,000 | 12,833 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-312,000 | 12,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,445,000 | 517 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $14,626,000 | 93 |
| Net operating income | $-542,920 | 12,855 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $40,190,000 | 942 |
| Total interest expense | $24,025,000 | 786 |
| Net interest income | $16,165,000 | 1,157 |
| Provision for loan and lease losses | $1,950,000 | 1,175 |
| Total noninterest income | $3,500,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,454,000 | 896 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,046,000 | 1,222 |
| Total noninterest expense | $22,914,000 | 762 |
| Salaries and employee benefits | $7,138,000 | 960 |
| Premises and equipment expense | $2,239,000 | 1,011 |
| Additional noninterest expense | $13,537,000 | 616 |
| Pre-tax net operating income | $-5,199,000 | 13,794 |
| Securities gains (losses) | $1,826,000 | 434 |
| Applicable income taxes | $-183,000 | 13,636 |
| Income before extraordinary items | $-3,190,000 | 13,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-3,190,000 | 13,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,048,000 | 415 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-4,924,700 | 13,768 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.