Home > Citizens Bank of Central Indiana > Assets and Liabilities
Citizens Bank of Central Indiana, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 188 | 934 |
Assets and Liabilities | ||
Total Assets: | $656,997,000 | 742 |
Cash and due from depository institutions | $25,710,000 | 934 |
Interest-bearing balances | $0 | 6,604 |
Securities | $182,143,000 | 664 |
Federal funds sold & reverse repurchase agreements | $51,500,000 | 289 |
Net loans & leases | $373,678,000 | 812 |
Loan loss allowance | $4,693,000 | 867 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $7,761,000 | 957 |
Other real estate owned | $42,000 | 934 |
Goodwill and other intangibles | $1,216,000 | 1,232 |
All other assets | $14,947,000 | 645 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $656,997,000 | 742 |
Total liabilities | $613,887,000 | 718 |
Total deposits | $547,904,000 | 683 |
Interest-bearing deposits | $490,659,000 | 664 |
Deposits held in domestic offices | $547,904,000 | 679 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $61,147,000 | 436 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $128,000 | 4,692 |
Subordinated debt | $0 | 260 |
All other liabilities | $4,708,000 | 1,046 |
Total equity capital | $43,110,000 | 1,050 |
Total bank equity capital | $43,110,000 | 1,050 |
Perpetual preferred stock | $0 | 223 |
Common stock | $1,000 | 9,742 |
Surplus | $17,985,000 | 953 |
Undivided profits | $25,124,000 | 1,032 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,104,000 | 915 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $2,662,000 | 813 |
Earning assets | $607,321,000 | 737 |
Long-term assets (5+ years) | $232,778,000 | 364 |
Average Assets, year-to-date | $623,622,800 | 742 |
Average Assets, quarterly | $640,777,000 | 744 |
Volatile liabilities | $166,638,000 | 606 |
Insider loans | $7,968,000 | 493 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $3,297,000 | 452 |
Unused loan commitments | $96,583,000 | 676 |
Tier 1 (core) risk-based capital | $41,948,000 | 1,018 |
Tier 2 risk-based capital | $4,693,000 | 750 |
Total risk weighted assets | $418,589,000 | 732 |
Total unused commitments | $96,583,000 | 678 |
Derivatives | $70,000,000 | 226 |
1996-12-31 | Rank | |
# of Employees: | 192 | 976 |
Assets and Liabilities | ||
Total Assets: | $608,369,000 | 815 |
Cash and due from depository institutions | $26,123,000 | 976 |
Interest-bearing balances | $0 | 6,640 |
Securities | $208,537,000 | 616 |
Federal funds sold & reverse repurchase agreements | $27,200,000 | 487 |
Net loans & leases | $324,304,000 | 949 |
Loan loss allowance | $4,155,000 | 1,023 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $7,861,000 | 997 |
Other real estate owned | $133,000 | 976 |
Goodwill and other intangibles | $1,206,000 | 1,168 |
All other assets | $13,005,000 | 732 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $608,369,000 | 815 |
Total liabilities | $572,500,000 | 790 |
Total deposits | $506,820,000 | 775 |
Interest-bearing deposits | $443,351,000 | 758 |
Deposits held in domestic offices | $506,820,000 | 771 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $60,238,000 | 478 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $112,000 | 4,796 |
Subordinated debt | $0 | 298 |
All other liabilities | $5,330,000 | 953 |
Total equity capital | $35,869,000 | 1,258 |
Total bank equity capital | $35,869,000 | 1,258 |
Perpetual preferred stock | $0 | 250 |
Common stock | $1,000 | 10,221 |
Surplus | $17,985,000 | 1,002 |
Undivided profits | $17,883,000 | 1,451 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,778,000 | 909 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $2,324,000 | 949 |
Earning assets | $560,041,000 | 816 |
Long-term assets (5+ years) | $209,290,000 | 406 |
Average Assets, year-to-date | $547,560,000 | 867 |
Average Assets, quarterly | $598,239,000 | 822 |
Volatile liabilities | $150,268,000 | 681 |
Insider loans | $8,066,000 | 527 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $624,000 | 902 |
Unused loan commitments | $68,606,000 | 870 |
Tier 1 (core) risk-based capital | $35,499,000 | 1,199 |
Tier 2 risk-based capital | $4,155,000 | 860 |
Total risk weighted assets | $361,682,900 | 849 |
Total unused commitments | $68,606,000 | 875 |
Derivatives | $25,679,000 | 359 |
1995-12-31 | Rank | |
# of Employees: | 20 | 7,769 |
Assets and Liabilities | ||
Total Assets: | $58,019,000 | 6,805 |
Cash and due from depository institutions | $1,454,000 | 7,769 |
Interest-bearing balances | $0 | 6,853 |
Securities | $23,509,000 | 4,931 |
Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,586 |
Net loans & leases | $27,799,000 | 7,305 |
Loan loss allowance | $503,000 | 6,028 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $272,000 | 9,741 |
Other real estate owned | $0 | 7,769 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $1,085,000 | 6,042 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $58,019,000 | 6,805 |
Total liabilities | $53,848,000 | 6,641 |
Total deposits | $53,393,000 | 6,472 |
Interest-bearing deposits | $47,849,000 | 6,272 |
Deposits held in domestic offices | $53,393,000 | 6,465 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $455,000 | 6,601 |
Total equity capital | $4,171,000 | 8,168 |
Total bank equity capital | $4,171,000 | 8,168 |
Perpetual preferred stock | $0 | 288 |
Common stock | $1,000 | 10,688 |
Surplus | $1,699,000 | 6,174 |
Undivided profits | $2,471,000 | 6,842 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $76,000 | 8,725 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $422,000 | 5,519 |
Earning assets | $55,208,000 | 6,623 |
Long-term assets (5+ years) | $4,803,000 | 5,905 |
Average Assets, year-to-date | $58,100,200 | 6,597 |
Average Assets, quarterly | $57,532,500 | 6,775 |
Volatile liabilities | $4,721,000 | 7,121 |
Insider loans | $172,000 | 8,285 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $2,160,000 | 7,228 |
Tier 1 (core) risk-based capital | $4,028,000 | 8,189 |
Tier 2 risk-based capital | $380,120 | 6,397 |
Total risk weighted assets | $30,286,620 | 7,131 |
Total unused commitments | $2,160,000 | 7,244 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 21 | 7,881 |
Assets and Liabilities | ||
Total Assets: | $58,965,000 | 6,736 |
Cash and due from depository institutions | $1,745,000 | 7,881 |
Interest-bearing balances | $0 | 7,034 |
Securities | $24,179,000 | 5,112 |
Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,473 |
Net loans & leases | $28,154,000 | 7,315 |
Loan loss allowance | $568,000 | 5,649 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $277,000 | 10,040 |
Other real estate owned | $0 | 7,881 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,110,000 | 6,247 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $58,965,000 | 6,736 |
Total liabilities | $53,400,000 | 6,730 |
Total deposits | $53,185,000 | 6,513 |
Interest-bearing deposits | $47,273,000 | 6,367 |
Deposits held in domestic offices | $53,185,000 | 6,507 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $215,000 | 8,716 |
Total equity capital | $5,565,000 | 6,627 |
Total bank equity capital | $5,565,000 | 6,627 |
Perpetual preferred stock | $0 | 310 |
Common stock | $500,000 | 5,677 |
Surplus | $1,200,000 | 7,357 |
Undivided profits | $3,865,000 | 5,041 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $21,000 | 10,531 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $368,000 | 5,579 |
Earning assets | $55,833,000 | 6,563 |
Long-term assets (5+ years) | $5,501,000 | 5,736 |
Average Assets, year-to-date | $57,504,200 | 6,740 |
Average Assets, quarterly | $58,358,500 | 6,742 |
Volatile liabilities | $4,306,000 | 7,279 |
Insider loans | $237,000 | 7,769 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,705,000 | 7,894 |
Tier 1 (core) risk-based capital | $5,748,000 | 6,557 |
Tier 2 risk-based capital | $381,510 | 6,452 |
Total risk weighted assets | $30,334,410 | 7,190 |
Total unused commitments | $1,705,000 | 7,903 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 21 | 8,210 |
Assets and Liabilities | ||
Total Assets: | $57,250,000 | 7,082 |
Cash and due from depository institutions | $1,648,000 | 8,210 |
Interest-bearing balances | $0 | 7,655 |
Securities | $27,182,000 | 4,871 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $27,454,000 | 7,386 |
Loan loss allowance | $408,000 | 7,296 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $228,000 | 10,910 |
Other real estate owned | $39,000 | 8,210 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $699,000 | 7,788 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $57,250,000 | 7,082 |
Total liabilities | $51,403,000 | 7,102 |
Total deposits | $50,454,000 | 7,006 |
Interest-bearing deposits | $44,727,000 | 6,855 |
Deposits held in domestic offices | $50,454,000 | 6,998 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $800,000 | 2,931 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $149,000 | 10,394 |
Total equity capital | $5,847,000 | 6,510 |
Total bank equity capital | $5,847,000 | 6,510 |
Perpetual preferred stock | $0 | 343 |
Common stock | $500,000 | 5,937 |
Surplus | $1,200,000 | 7,431 |
Undivided profits | $4,147,000 | 4,986 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $190,000 | 7,694 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,289 |
Income earned, not collected on loans | $275,000 | 6,521 |
Earning assets | $54,636,000 | 6,880 |
Long-term assets (5+ years) | $7,030,000 | 5,402 |
Average Assets, year-to-date | $56,218,400 | 6,994 |
Average Assets, quarterly | $56,914,000 | 7,048 |
Volatile liabilities | $4,184,000 | 7,159 |
Insider loans | $213,000 | 8,153 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,640,000 | 8,054 |
Tier 1 (core) risk-based capital | $5,821,000 | 6,442 |
Tier 2 risk-based capital | $360,660 | 6,728 |
Total risk weighted assets | $28,805,660 | 7,466 |
Total unused commitments | $1,640,000 | 8,077 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 21 | 8,413 |
Assets and Liabilities | ||
Total Assets: | $56,119,000 | 7,283 |
Cash and due from depository institutions | $2,009,000 | 8,413 |
Interest-bearing balances | $0 | 8,059 |
Securities | $27,048,000 | 4,858 |
Federal funds sold & reverse repurchase agreements | $200,000 | 10,866 |
Net loans & leases | $25,832,000 | 7,747 |
Loan loss allowance | $373,000 | 7,800 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $223,000 | 11,323 |
Other real estate owned | $124,000 | 8,413 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $683,000 | 8,193 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $56,119,000 | 7,283 |
Total liabilities | $50,877,000 | 7,290 |
Total deposits | $50,711,000 | 7,129 |
Interest-bearing deposits | $45,576,000 | 6,970 |
Deposits held in domestic offices | $50,711,000 | 7,122 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $166,000 | 10,793 |
Total equity capital | $5,242,000 | 6,848 |
Total bank equity capital | $5,242,000 | 6,848 |
Perpetual preferred stock | $0 | 346 |
Common stock | $500,000 | 6,257 |
Surplus | $1,200,000 | 7,411 |
Undivided profits | $3,542,000 | 5,360 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $206,000 | 8,291 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $301,000 | 6,496 |
Earning assets | $53,080,000 | 7,086 |
Long-term assets (5+ years) | $7,896,000 | 5,018 |
Average Assets, year-to-date | $54,946,800 | 7,219 |
Average Assets, quarterly | $55,645,000 | 7,255 |
Volatile liabilities | $3,998,000 | 7,425 |
Insider loans | $122,000 | 5,183 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,168,000 | 8,765 |
Tier 1 (core) risk-based capital | $5,242,000 | 6,779 |
Tier 2 risk-based capital | $345,050 | 6,958 |
Total risk weighted assets | $27,460,050 | 7,783 |
Total unused commitments | $1,168,000 | 8,792 |
Derivatives | $0 | 651 |